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2056078
THIS IS AN ARBITRATION MATTER.
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
CAPITAL ONE BANK (USA), N.A.
4851 Cox Road
Glen Allen, VA 23059
Vs.
JOHN N ADAMS
8A RICHLAND LN--APT# T-1
CAMP HILL PA 17011-2481
ASSESSMENT OF
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : dq . 1907 0'- I Tprp-
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN CIVIL-ACTION
1. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant(s)the use of
plaintiff's credit facilities.
2. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the plaintiff for the use of said credit
card.
3. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the Plaintiff. A true and correct copy
of the Statement of Account, if available, is attached hereto as
Exhibit "A".
4. All the credits to which the defendant (s) is entitled have
been applied and there remains a balance due as of February 6, 2009
in the amount of $1,584.39.
5. Plaintiff has made demand upon the defendant(s)for
payment of the balance due but the defendant(s)has failed and
refused and still refuses to pay the same or any part thereof.
6. Defendant's last payment on account was made on 3/7/06.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$1,584.39 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. W RG, ESQUIRE
JOEL M. FLINK, ESQUIRE
Attorney for Plaintiff
P01A
Cumberland c G 5 (Q G 7
CAPITAL ONE BANK (USA), N.A.,
Plaintiff,
V.
JOHN N ADAMS
Defendant(s).
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating
to unworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE
BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this
Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and
correct to the best of his/her knowledge, information and belie
Dated:
Ottis Coward
GOPA
Frederic I. Weinberg
EXHIBIT "A"
CAPITAL ONE BANK (USA), N.A., Cumberland ? os- (00
?
Plaintiff,
V.
JOHN N ADAMS
Defendant(s).
AFFIDAVIT
The undersigned, being duly sworn, makes the following oath:
1. I am over 18 years old and competent to make this affidavit. I am an authorized
agent of Plaintiff CAPITAL ONE BANK (USA), N.A. ("Capital One") for purposes of this
affidavit. I am duly authorized to make this affidavit, and because of the scope of my job
responsibilities, I am familiar with the manner and method by which Capital One maintains its
normal business books and records, including computer records of defaulted accounts.
2. These books and records are made in the course of regularly conducted business
activity (1) at or near the time the events they purport to describe occurred, by a person with
knowledge of the acts and events, or (2) by a computer or other similar digital means, which
contemporaneously records an event as it occurs. The contents of this affidavit are believed to
be true and correct based upon my personal knowledge of the processes by which Capital One
maintains its business books and records.
3. The books and records of Capital One show that Defendant(s) opened an account
with Capital One for the purpose of obtaining an extension of credit and did thereafter use or
authorize the use of the account for the acquisition of goods, services, or cash advances in
accordance with the Customer Agreement governing use of that account. Further, Defendant(s)
has/have breached the Agreement by failing to make periodic payments as required thereby.
4. The books and records of Capital One show that Defendant(s) is/are currently
indebted to Capital One on account number 5178052478667112 for the just and true sum of
$1541.81 as of 01/14/2009, plus interest accruing from said date at an annual percentage rate in
accordance with the Customer Agreement, currently 29.20%, and that all just and lawful offsets,
payments, and credits have been allowed. The Customer Agreement entered into between the
parties also authorizes Capital One to recover from Defendant(s) reasonable attorneys' fees and
costs to the extent permitted by law.
Post judgment interest will continue to accrue on Defendant's(s') indebtedness at
the rate authorized by law and as set forth in the judgment order.
6. I declare under the penalty of perjury that the foregoing is true and correct and if
called as a witness I would competently testify, under oath, thereto.
Given under my hand on:
Dated: o? 3 16264L??
Ottis Coward
County of Chesterfield, to wit:
Commonwealth of Virginia
SUBSCRIBED and sworn to before me, the undersigned Notary Public in and for the
jurisdiction aforesaid, by Ottis Coward, who acknowledged before me his/her signature to the
foregoing Affidavit.
GIVEN under my hand and seal this4?0day of
N
Notary Registration Number:
My Commission Expires: / / 20
GOPA
Frederic I. Weinberg
, 20 G 7
blic
Commonwealth of Virginia
Jamie Williams - Notary Public
Commission ID: 7231087
MY Commission EXP'ru 00112012
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Sheriffs Office of Cumberland County
R Thomas Kline Q??,tp of «i?itrt Edward L Schorpp
Sheriff Solicitor
Ronny R Anderson Jody S Smith
Chief Deputy` Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
03/30/2009 07:00 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on March 30,
2009 at 1900 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: John N. Adams, by making known unto John N. Adams personally, at 8 A Richaland Lane-
#T-1, Camp Hill, Cumberland County, Pennsylvania, 17011, its contents and at the same time handing to
him personally the said true and correct copy of the same.
SHERIFF COST: $39.70
SO ANSWERS
April 06, 2009
R THOMAS KLINE, S IFF
Dep y riff
Docket No. 2009-1907
Capital One v John N. Adams
ocF ? ARY
2009 APR -7 P s= 49
w
q .,
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360'
JOEL M. FLINK, ESQUIRE
Identification No.: 81894
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
CAPITAL ONE BANK (USA), N.A. COURT OF COMMON PLEAS
-CUMBERLAND COUNTY
2056078
vs. DOCKET NO. 09-1907
JOHN N ADAMS
PRAECIPE FOR ENTRY OF JUDGME= FOR WANT OF AN ANSWER, ASSESSMENT
OF DAMAGES VERIFICATION OF ADDRESS AND NON-MILITARY SERVICE
TO THE PROTHONOTARY:
Enter judgment for want of an answer for plaintiff and
against defendant(s) above named only and assess damages
certified to be calculable as a sum certain from the complaint,
as follows:
Principal
?2 T
$1,518.78
Total: $1,518.78
Understanding the false statements made herein are subject to
penalty under 18 Pa.C.S.A. §4904, Unsworn Falsification to
Authorities, I verify that:
1. The last known addresses of the parties are: CAPITAL
ONE BANK (USA), N.A. and that the la"st known address of defendant,
JOHN N ADAMS, 8A RICHLAND LN--APT# YFAMP HILL PA 17011-2461.
2. The annexed notice(s) of intention to file this
praecipe was (were) mailed to all parties, defendant and to their
record attorneys, if any, after default occurred, and at least
ten days prior to the date of filing of this praecipe.
3. The said defendant(s) is (are) not in the military
service of the United States or otherwise within the coverage of
the Soldiers and Sailors Civil Relief Act and is (are) over 18
years of age.
AND NOW, this day of , 2009 Judgment
is entered in favor of the plaintiff(s).anagainst defendant(s) by
default for want of an answer and:dwnage.s assessed at the sum of ,
$1,518.78 as per the ab certificy `on:
fl,7 P othonotar
GORDON '&'. WEINBERG, P.C.
BY'-'
FREDERIC W INBERG, ESQUIRE
JOEL M. F IN , ESQUIRE
Attorney r Plaintiff
'I
/F
1
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
CAPITAL ONE BANK (USA), N.A.
Vs.
JOHN N ADAMS
TO/PARA
2056078
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 09-1907
NOTICE OF INTENTION TO TAKE DEFAULT
JOHN N ADAMS
8A RICHLAND LN--APT# T-1
CAMP HILL PA 17011-2481
DATE OF NOTICE/FECHA DEL AVISO: April 21, 2009
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN
DAYS FROM THE DATE OF THIS NOTICE,.-A- JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH--BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER';' THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEVFORD. STREET
CARLISLE, PA 17013
(717) 249-3166
GORDON.& WEINBERG, P.C.
BY:
FREDE C I."WEINBERG, ESQUIRE
JOEL I. FLINK, ESQUIRE
P10D-2
FILED--) i ,E
OF THE PROT CANMARY
2009 MAY 11 PM 3* 05
PENNlS t'WJNA
? 14.oo Po ATTY
C0203"
kl*
2056078
• GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
CAPITAL ONE BANK (USA), N.A. COURT OF COMMON PLEAS
CUMBERLAND COUNTY
VS. DOCKET NO. : 09-1907
JOHN N ADAMS
8A RICHLAND LN--APT# T-1
CAMP HILL PA 17011-2481
-NOTICE
Pursuant to Pa.R.Civ.P.
you are hereby notified
you in the above proceec
236 of the Supreme Court of Pennsylvania,
that a judgment has been entered against
ling as indicated below.
Judgment-'W=--Default $1,518.78
Money Judgment $
Judgment on Award of Arbitrators$
Judgment on Verdict$
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL
ATTORNEYS: FREDERIC I. WEINBERG OR'JOEL M. FLINK, ESQUIRES AT THIS
TELEPHONE NUMBER: 484/351-0500
" qC
P THONOTAR
,~,
•,,~. . ,
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
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Capital One Bank (U.S.A.) N.A.
vs.
John N. Adams
Lase Number
12009-1907
SHERIFF'S RETURN OF SERVICE
04/14/2010 10:05 AM -Steve Bender, Deputy Sheriff, who being duly sworn according to law, states hat on April 14,
2010 at 0955 hours, attached as herein commanded all goods, chattels, rights, debts, cr dits, and monies
of the within named defendant, to wit: John N. Adams, in the hands, possession, or contr I of the within
named garnishee, Metro Bank, 65 Ashland Avenue, Carlisle, Cumberland County, Penn ylvania 17013, b~
handing to Mary E. Wheeler, Customer Service Representative, personally three copies f interrogatories
together with three true and attested copies of the writ of execution and made the conten s there of known
to her. ~~
The writ of execution and notice to defendant was mailed on April 16, 2010 to John N. Adams at 8A
Richland Lane, Apt. T-1, Camp Hill, PA 17011-2481.
11!02/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of ex~cution is
returned as ABANDONED. No action on writ in over 6 months.
iii
SHERIFF COST: $96.21 SO ANSWERS, ';
November 02, 2010 RON R ANDERSO ,SHERIFF
III
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SHERIFF'S OFFICE OF CUMBERLAND COUNTY
;c ~oi~nrySiiite SheaYt, Te;eoao;i, to ;.