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2056218
THIS IS AN ARBITRATION MATTER. ASSESSMENT OF
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
CAPITAL ONE BANK (USA), N.A
4851 Cox Road
Glen Allen, VA 23059
VS.
MARK A COY
501 BRENTON ST
SHIPPENSBURG PA 17257-2111
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.
. Cq- olcoq
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN CIVIL-ACTION
1. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant(s)the use of
plaintiff's credit facilities.
2. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the plaintiff for the use of said credit
card.
3. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the Plaintiff. A true and correct copy
of the Statement of Account, if available, is attached hereto as
Exhibit "A".
4. All the credits to which the defendant (s) is entitled have
been applied and there remains a balance due as of February 5, 2009
in the amount of $1,415.37.
5. Plaintiff has made demand upon the defendant(s)for
payment of the balance due but the defendant(s)has failed and
refused and still refuses to pay the same or any part thereof.
6. Defendant's last payment on account was made on 1/25/06.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$1,415.37 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. WE NB G, ESQUIRE
JOEL M. FLINK, SQUIRE
Attorney for Plaintiff
P01A
Cumberland
CAPITAL ONE BANK (USA), N.A.,
Plaintiff,
V.
MARK A COY
Defendant(s).
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating
to unsworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE
BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this
Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and
correct to the best of his/her knowledge, information and bell
Dated:
Ottis Coward
GOPA
Frederic I. Weinberg
EXHIBIT "A"
d.os(,o a12
Cumberland
CAPITAL ONE BANK (USA), N.A.,
Plaintiff,
V.
MARK A COY
Defendant(s).
AFFIDAVIT
The undersigned, being duly sworn, makes the following oath:
I am over 18 years old and competent to make this affidavit. I am an authorized
agent of Plaintiff CAPITAL ONE BANK (USA), N.A. ("Capital One") for purposes of this
affidavit. I am duly authorized to make this affidavit, and because of the scope of my job
responsibilities, I am familiar with the manner and method by which Capital One maintains its
normal business books and records, including computer records of defaulted accounts.
2. These books and records are made in the course of regularly conducted business
activity (1) at or near the time the events they purport to describe occurred, by a person with
knowledge of the acts and events, or (2) by a computer or other similar digital means, which
contemporaneously records an event as it occurs. The contents of this affidavit are believed to
be true and correct based upon my personal knowledge of the processes by which Capital One
maintains its business books and records.
3. The books and records of Capital One show that Defendant(s) opened an account
with Capital One for the purpose of obtaining an extension of credit and did thereafter use or
authorize the use of the account for the acquisition of goods, services, or cash advances in
accordance with the Customer Agreement governing use of that account. Further, Defendant(s)
has/have breached the Agreement by failing to make periodic payments as required thereby.
4. The books and records of Capital One show that Defendant(s) is/are currently
indebted to Capital One on account number 5178052614660617 for the just and true sum of
$1373.01 as of 12/27/2008, plus interest accruing from said date at an annual percentage rate in
accordance with the Customer Agreement, currently 28.15%, and that all just and lawful offsets,
payments, and credits have been allowed. The Customer Agreement entered into between the
parties also authorizes Capital One to recover from Defendant(s) reasonable attorneys' fees and
costs to the extent permitted by law.
5. Post judgment interest will continue to accrue on Defendant's(s') indebtedness at
the rate authorized by law and as set forth in the judgment order.
6. I declare under the penalty of perjury that the foregoing is true and correct and if
called as a witness I would competently testify, under oath, thereto.
Given under my hand on:
Dated: /6 3 e
el-
Ottis Coward
County of Chesterfield, to wit:
Commonwealth of Virginia
SUBSCRIBED and sworn to before me, the undersigned Notary Public in and for the
jurisdiction aforesaid, by Ottis Coward, who acknowledged before me his/her signature to the
foregoing Affidavit.
GIVEN under my han&and seal this 45ZLy of , 20
N Public
Notary Registration Number:
My Commission Expires: / / 20 Commonwealth of Virginia
Jamie Williams - Notary Public
Commission Q 7231087
My Gemmissien 140m 08/31/2012
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Sheriffs Office of Cumberland County
R Thomas Kline Attica of t umb$r! Edward L Schorpp
Sheriff's r Solicitor
Ronny R AndersonJody S Smith
Chief Deputy OFFICE OF Tt< S!IZRIFF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
04/06/2009 03:41 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on April 2, 2001
at 1541 hours, he served a true copy of the within Complaint and Notice, upon the within named defendan
to wit: Mark A. Coy, by making known unto Cissy Coy, wife of defendant at 501 Brenton Street,
Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same time handing to her
personally the said true and correct copy of the same.
SHERIFF COST: $46.00
April 06, 2009
2009-2004
CAPITAL ONE BANK
VS
MARK A. COY
SO ANSWERS,
R THOMAS KLINE, SHERIFF
Deputy Sheriff
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OF IHE , OTHCNO ARY
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2056218
2010 JUG. 2 I F'~~ ~ ~ 30
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
CAPITAL ONE BANK (USA), N.A.
vs.
MARK A COY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET N0. 09-2004
ORDER TO 3ATI3FY JUDC~iT
TO THE PROTHONOTARY:
Kindly mark the judgment entered August 6, 2009 in the
above-captioned matter satisfied upon payment of your costs only.
GORDON & WEINBERG, P.C.
BY•
FREDERIC I. WEI BERG, ESQUIRE
JOEL M. FLI K ESQUIRE
Attorney for Plaintiff
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