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Our File No.: 202240
APOTHAKER & ASSOCIATES, P.C.
BY:` DavidT Apothaker, Esquire, Esq.
Attorney I.D.#38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
ATLANTIC CREDIT & FINANCE INC
ASSIGNEE FROM HSBC
c/o Apothaker & Associates, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
Plaintiff,
vs.
DELWIN C BARR
1550 WILLIAMS GROVE RD LOT 128
MECHANICSBURG, PA 17055-5347
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.: M - a10w
NOTICE
OA-VI, 1pirytl
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must
take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally
or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff.
You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT
A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
s
Our File No.: 202240
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire, Esq.
Attorney I.D.#38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
ATLANTIC CREDIT & FINANCE INC.
ASSIGNEE FROM HSBC
c/o Apothaker & Associates, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
Plaintiff,
VS.
DELWIN C BARR
1550 WILLIAMS GROVE RD LOT 128
MECHANICSBURG, PA 17055-5347
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.: o 4. 2 o sv cu;,;P TZ.
CIVIL ACTION COMPLAINT
FIRST COUNT
1. Plaintiff is ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC c/o Apothaker &
Associates, P.C., 520 Fellowship Road C306, Mount Laurel, NJ 08054.
2. Defendant(s) is/are DELWIN C BARR, an adult individual residing at 1550 WILLIAMS GROVE RD
LOT 128 MECHANICSBURG, PA 17055-5347.
3. Plaintiff, ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC, is the Assignee and
Successor in Interest of Account #5499441002218033; and said account was issued to Defendant(s) by HSBC, the
Original creditor.
4. Defendant received, accepted and used the account to its benefit.
5. This account is in default and Defendant(s) has an unpaid balance of $7,754.35. A true and correct copy of
the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A".
6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are included in
Exhibit ".A".
7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as above.
WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of
$7,754.35 and requests this Court award Plaintiff attorney's
A Law
BY:
Dated: 3/26/2009
David J.
costs to the extent permitted by applicable law.
& A OCIATES, P.C.
-y fo Plaintiff
;a in Debt Collection
Esquire
Our File No.: 202240
ti
VERIFICATION
C'QUP,enU hereby states that I am
6 i ?p pin ve for Plainti$'in this action, and that I am authorized
to take this Verification, and that the statements made m the foregoing Civfl Action
Complaint are true and coaect to the best of my knowledge, infonmation, and belief The
undersigned vmd=tm2ds that the statements therein are made subject to the penalties of 18
Pa_C.SA. 4904 relating to unswom falsification to authorities.
&IMM 0. u9m
P1
DATE:
ATLANTIC CREDIT & FINANCE, INC.
V.
DEL C BARR
AFFIDAVIT OF DEBT AND VERIFIED BILL OF PARTICULARS
The undersigned being first duly sworn according; to law, deposes and says that she is familiar with
the policies and practices, as well as the books and records of the Plaintiff with respect to the matters
stated herein, and based on information and belief states as follows:
I. Plaintiff's principal business consists of purchasing charged off receivables.
2. The Defendant defaulted on HSBC Account No. 5499441002218033. Said Account was charged
off on 7/31/2007 and subsequently sold to Atlantic Credit & Finance, Inc with a balance of
$7053.98.
3. Plaintiff purchased or was otherwise assigned this charged off account along with other debts. As
a result of the foregoing sale and assignment, the :Plaintiff succeeded to all right, title and interest
in the charged off account and it now owns the account.
4. Plaintiff conducted a due diligence investigation to determine, among other things, the accuracy of
the account information provided to ascertain whether the statute of limitations was a bar to
demand or institution of suit. Further, Plainfiiffand/or its predecessor entered into a contract where
the predecessor made representations and warranties that 1) it had clear right, title and interest in
the account; 2) the account was free and clear of all liens and encumbrances; and 3) it had the
power, authority, and full right to sell and convey its interest in the account.
5. According to Plaintiffs records, the last payment date was] 1/29/2405 in the amount of $ 201.00.
After application of all payments, credits, adjustments, and lawful offsets, if any, there is still a
balance due and owing on this indebtedness of 57,053.95.
6. The internal Account Statement of Plaintiff is attached hereto as Exhibit A and displays the
account information that was provided to Plaintiff at the time of purchase and assignment.
The foregoing is true and correct to the best of my knowledge and belief:
By: ?? gk.
Kristen Collins
Authorized Representative
Subscribed and sworn before me, February 16, 2009.
119
Notary Public: Connie Kutm
THIS COMMUNICATION IS FROM A DEBT COLLECTOR
Apothaker & Associates: CGAFF- 3200130 - 0001641
ACREW & ANANCE 11 DATED Account Statement
PO Box 13386 • Roanoke, VA 24033
Original Creditor Account Number:
5499441002218033
DEL C BARR
1550 WILLIAMS GROVE RD LOT 128
MECHANICSBURG, PA 0000017055 Original Creditor: HSBC
Original Creditor Last Pay Date: 11/2912006
Original Creditor Last Payment Amount: $ 201.00
Original Creditor Charge Off Date: 7/31/2007
ACF ID Number: 3200130
SSN: XXX-XX-1987
Purchased ACF Payment Current Balance
Balance Activity
Y` $7,053.98 $ .00 $7,053.98
ACF Payment
Date:
CONFIIDF.NTIAI, PROPERTY OF ATL KFIC CREDIT & FINANCF, INC.
a/
OF TPE Ppo
20 ""r X03
?8 , 50 Pb ATTN
co tell &0 D
& as sow
Sheriffs Office of Cumberland County
R Thomas Kline c.° .0 of 6(111$rr{; i? Edward LSchorpp
Sheriff
Ronny R Anderson Jody S Smith
Chief Deputy c,F ,C.E r 5"ERIFF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
04/16/2009 R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Delwin C. Barr, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Delwin C
Barr. Anthony Barr, resident at 1550 Williams Grove Road, LOT 128 Mechanicsburg, Cumberland County,
Pennsylvania 17055 states the defendant Delwin C. Barr has moved. The exact address is not available.
The Mechanicsburg postmaster returned a post office check as mail being delivered to this address for
the defendant.
SHERIFF COST: $42.00
April 16, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF
2009-2050
Atlantic Credit & Finance
VS.
Delwin C. Barr
1 , Wj ` 4Ji ??t : f if
t
2009 APR 20 i 8: b, b
cU;r^'}=
Our File No.: 202240
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D.# 38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800)672-0215
Attorney for Plaintiff
ATLANTIC CREDIT & FINANCE
INC. ASSIGNEE FROM H5BC
Plaintiff,
vs.
DELWIN C BARB
Defendant.
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q~vG~ 3 Prn a:3~
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COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 09-2050
PRAECIPE TO DISMISS WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly dismiss this action without prejudice.
APOTHAKER & AyS80~IATES, P.C.
A Law Firm
By:
David J. Apoth~r, Esquire
Dated: 7/27/2010