HomeMy WebLinkAbout09-2159IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Commonwealth Financial Systems, Inc
120 N. Keyser Ave.
Scranton PA 18504
CIVIL ACTION
Plaintiff
VS.
AMY L MINNICH
381 CRISWELL DR
BOILING SPRINGS PA 17007
Defendant
NO: 09
:[Tam
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Comp laint and Notice to
Defend are served, by entering a written appearance personally or by an alto ey and filing in
writing with the court your defenses or objections to the claims set forth agai st you. You are
warned that if you fail to do so the case may proceed without you and a judg
l ent may be entered
against you by the court without further notice for any money claimed in the or for any
other claim or relief requested by the plaintiff. You may lose money or prope or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELE HONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE. 1
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Commonwealth Financial Systems, Inc
120 N. Keyser Ave.
Scranton PA 18504
Plaintiff
vs.
AMY L MINNICH
381 CRISWELL DR
BOILING SPRINGS PA 17007
Defendant
CIVIL ACTION
NO: 4 ?- ! 59
COMPLAINT
Plaintiff, Commonwealth Financial Systems, Inc, by and through its attorneys, Edwin A.
Abrahamsen & Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, Commonwealth Financial Systems, Inc, (hereinafter "Plaintiff") is a
Pennsylvania corporation with a principal place of business located at 120 North Keyser Avenue
Scranton, PA 18504.
2. The Defendant AMY L MINNICH (hereinafter "Defendant") is an adult individual
residing at 381 CRISWELL DR BOILING SPRINGS PA 17007.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by CHASE
MANHATTAN BANK with the account number 5222760080058290.
5. The within account was sold by CHASE MANHATTAN BAI,K to Unifund for
valuable consideration and all rights under said accounts were assigned to Un?fund. (See, Bill of
Sale, Affidavit and Assignment attached hereto as Exhibit "A.")
i
6. On or about April 2, 2008 Plaintiff was assigned all rights to certain credit card
accounts from Unifund, including the account opened by Defendant with ac ount number
5222760080058290. (See, Bill of Sale, Affidavit, and Assignment attached hereto as Exhibit "B.")
7. Use of the CHASE MANHATTAN BANK credit card was subject to the terms of
the Cardmember Agreement, a copy of which was sent to the Defendant along with the credit
card. (See, Copy of Cardmember Agreement, attached hereto and marked Exhibit "C.")
8. Defendant used the CHASE MANHATTAN BANK credit cad account number
5222760080058290, for purchases, cash advances and/or balance transfers.
9. The Defendant was mailed account statements relative to the Defendant's use of the
subject credit card.
10. The Defendant defaulted under the terms of the Agreement by',failing and refusing
to make monthly payments on the account as they became due.
11. The account became delinquent on October 7, 2005.
12. The principal amount was $18,543.63 at the time it was received by Plaintiff.
13. Pursuant to the account agreement, any unpaid balance accrue interest at the rate
of 6%.
14. The total amount due and owing the Plaintiff including interest is $21,608.41.
15. Pursuant to the terms of the Agreement, Defendant is liable to IPlaintiff for court
III
,I
costs and reasonable attorney's fees.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the
amount of $21,608.41 plus costs of suit and any other relief as the Court deems just and
appropriate.
Respectfully submitted,
L'dwin A. Abrahamse Assoc.
Michael F. Ratchfo , E quire
ff
Heather K. Woo , E quire
Attorney I.D. S.. 862 512078(
1729 Pittsto venue
Scranton, PA 18505
mratchford@eaa-law.
hwoodruff@eaa-law.4
VERIFICATION
I, Michael F. Ratchford, attorney for Plaintiff,Commonwealth Financial Systems, Inc, am
fully familiar with the facts set forth in the within Complaint and am authorised to make this
Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are
true and correct to the best of my knowledge, knowing that any false statements are punishable
by law pursuant to 18 C.S.A. 4904.
M
!I
CHASE O
EXMrr A
BILL OF SALE
Chasa Bank USA, N.A. (as successor through merger wit.b Bank ne, Delaware, N.A.)
("Seller'?, for value received and pursuant to the teams and conditions fCredit Card Account
Purchase Agreement dated January 26, 2006 between Seller and Unifu Portfolio A, LLC
("Purchaser"), its successors and assigns ("Credit Card Account Purch a Agreement'), hereby
assigns effective as of the Cut-offDatc of August 10, 2006 all rights, ti lc ind interest of Scllcr in
and to those ccrttihi rece.vables, judbgrnents or'evidences of debt describ d in Fxhihit 1 attached
f• hereto and made part hereof for all purposes.
Amounts due to Setter by Purchaser in hcrcunda shall be paid U.S. Dol? rs by a wire transfer to
be received by Seller on August 21, 2006 (the "Closing Date") by 2:00,m. Seller's time, zs
follows:
t,hase Bank USA, N.A
ABA #021000021
Beneffelary Name: Chase Bank USA, N.A.
Beneficiary Account: #304-256420
This Bill of Sale is executed without recourse except as stated in the Cre it Card Account
Purchaso Agreement to which this is an Exhibit. No other representation for warranty of title or
enforceability is-expressed or implied.
C'base Bauk it A, N.A.
By: ?-_
Date: August 11, 206
Tide Vice PLcsidot
,1-,- 3
. t. N .1cL 1. .1•.
U nifund CCK TaTail -
BLU Or L'{gr r
Unifund CCR P:,rincrs, for '+raluc-rueivcd a.nd ?-i sceordz cc with the terms of the Acco,
Rccciv•sblc Pttrchasc Agzccmcnt by and zmon6 Unifund C R Parfncrs and Ring nc ?Z:r1;
( Purchaser'"), dated zs of January 2, 2003 (the Agrccin nt"), dacs h_rcby ,,.u assi?;;,
--•••• - - _ _.__?_ transfer to Purchaser ail of its good and mark ctzb}e title, he and clca,n of 2U liens, c1zi,.ss
cDcurnbrv rc3 ih4nc to•1hc;_Ac_counts lisirA in the Account 4chcdulc aHachcd as
the Agtccmcztf, without recourse end?wilh??st'icpresuntati?an,.gr warrant'°of co(Jc: €if?;r_;€?
othcr?+?sc, cxecpt to the extcnt siatcd in the Agreement.
Exccutcd on January 2, 2008
UNUVND CCX M7WER S
jocl
J?ircctor, ?s and Mxrfcting
For UAih=d Ltsc QNI
coHFtD,1: MAL
aror # 'm CID #
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Arbkm(mt Famm oaks, tnrtrssbtonritcoeq or M box 58191, l4t 5m.
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g,mT ed dw Federal Arbiuatieaa Act, 9 EIS.C §§ 1.16 Jadgmcrat W- any wSumd-
bcanaed aryeomtmving)xt diction shard may
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This arbitration agreement applia to all Chine now in aimewc or that may arise b ere ti
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for Gaami by or against any tnOQiixed third parts to whom ownership of your nay be
=nod after dd dt (m kz dial any d= to aruvatc). J'lOdlia in this AVxm IM be CoDn-
unmjW patvem asap potty i tau d (ar adwamement of any Cbimt, wars, oraKtty any
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IN TILE AEtSFMX OF THIS ARWKAT10N AGREEMENT YOL' A_\'D WE MAY OT l{BRW11F
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lt%%T; RAID A RI(AfT OR OPP(1RTUN11 ' TO IM(:AIE (IX-M5 TIIROCGII A C
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COWIN A.. ABRAHAMSEN
MICHAEL F. RATCHFORD
HEATHER K. WOOORUFF*
*ALSO M[MBER OF FL BAR
March 24, 2009
Cumberland County Sheriffs
I Court House Sq.
Carlisle, PA 17013
9A
THE LAW OFFICE OF
EDWIN A. AeRAHAMSEN & ASSOCIATES, P.C.
WWW. EAA-LAW. COM
Re: Commonwealth Financial Systems, Inc vs. AMY L
Our file Nos.: 09-00345
Dear Sheriff:
In regard to the above-noted matter, enclosed please find the following:
1. A true and correct copy of the Complaint;
2. The completed form for service;
3. A check for service;
4. A self-addressed return envelope for the return of service.
Please serve the named defendant in accordance with the County Rule of Civil
Procedure. If you should have any questions or concerns, please do not hesita a to call me at
(570) 558-5510.
The defendants address is : AMY L MINNICH 381 CRISWELL DR
SPRINGS PA 17007
Thank you for your attention to this matter.
mratchford@eaa-
Enclosures
mfr/MR
OILING
i
I
1 729 PITTSTON AVE. 0 SCRANTON. PA 1 8505 • (P) 570.558.551 O 0 (F) 570.558.551 1
S
C ?
U09 APR '"?j ?? 2:45
5o PD
Gt• 3
aabaq 0
Sheriffs Office of Cumberland County
R Thomas Kline 00 ta Of ? flmhjy? ?t Edward L Schorpp
Sheriff Solicitor
Ronny R Anderson Jody S Smith
Chief Deputy OFFICE !)F -.-E S"ERIFF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
04/14/2009 10:30 AM - Timothy Black, Deputy Sheriff, who being duly sworn according to la ,states that on April 14,
2009 at 1030 hours, he served a true copy of the within Complaint and Notice up n the within named
defendant, to wit: Amy L. Minnich by making known unto Lisa Minnich, sister ofd Pendant, at 381 Criswell
Drive, Boiling Springs, Cumberland County, Pennsylvania, 17007, its contents an at the same time
handing to her personally the said true and correct copy of the same.
SHERIFF COST: $33.40 SO ANSWERS,
April 14, 2009 R THOMAS KLINE, SHERIFF
Deput Sheriff
Docket No. 2009-2159
Commonwealth Financial v Amy L. Minnich
C> c
-
C: C -
n
l
? { )?
COMMONWEALTH FINANCIAL
SYSTEMS
INC
Plaintiff :
vs.
AMY L MINNICH
381 CRISWELL DR
BOILING SPRINGS PA 17007
Defendant
In the Court of Common Pleas of
CUMBERLAND County, Pennsylvania
Civil Division
NO: 09-2159
Praecipe to Withdraw Civil Complaint
To the Prothonotary of CUMBERLAND County Pennsylvania:
Please enter the above Praecipe to Withdraw the Civil Complaint.
Thank you,
Michael F. P
Edwin A. At
Lawyer ID #
& Associates, P.C.
Swgm and subscribcd before me
day of W'
Jenn Yer\Loeh Venddtti/Notary Public
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