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09-2259
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CITIZENS BANK OF PENNSYLVANIA, Plaintiff, CIVIL DIVISION NO.. O q 22S/ VS. GARY CHRONISTER d/b/a G.L. CHRONISTER TRUCKING, Defendant. TYPE OF PLEADING: CIVIL ACTION-COMPLAINT IN BREACH OF CONTRACT TO DEFENDANT: You are hereby notified to plead to the enclosed COMPLAINT WITHIN TWENTY (20) DAYS OF FROM SERVICE HEREOF NE OR LAINTIFF FILED ON BEHALF OF PLAINTIFF: Citizens Bank of Pennsylvania COUNSEL OF RECORD FOR THIS PARTY: I HEREBY CERTIFY THAT THE ADDRESS OF THE PLAINTIFF IS: 525 William Penn Place Pittsburgh, PA 152222 AND THE DEFENDANT IS: 675 Williams Grove Road Mechanicsburg, PA 17055 Joseph A. Fidler, Esquire Pa. I.D. #87325 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CITIZENS BANK OF PENNSYLVANIA, CIVIL DIVISION Plaintiff, VS. GARY CHRONISTER d/b/a G.L. CHRONISTER TRUCKING, Defendant. NO.: NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 (717) 249-3166 or Toll Free (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CITIZENS BANK OF PENNSYLVANIA, CIVIL DIVISION Plaintiff, NO.. VS. GARY CHRONISTER d/b/a G.L. CHRONISTER TRUCKING, Defendant. COMPLAINT IN BREACH OF CONTRACT AND NOW, comes Citizens Bank of Pennsylvania, by and through it's counsel Grenen & Birsic, P.C., and files this Complaint in Breach of Contract, and in support thereof avers as follows: 1. The Plaintiff is Citizens Bank of Pennsylvania ("Plaintiff'), a state bank organized and existing under the laws of the Commonwealth of Pennsylvania, with an office located at 525 William Penn Place, Pittsburgh, PA 15219. 2. The Defendant, Gary Chronister d/b/a G.L. Chronister Trucking is an adult individual with a last known address of 675 Williams Grove Road, Mechanicsburg, PA 17055 (hereinafter "Defendant") 3. On or about October 28, 2005, Plaintiff notified Defendant ("Notice") that Plaintiff had agreed to issue Defendant a business line of credit in the amount of $100,000.00 pursuant to the terms of the Notice and a certain Business Line of Credit Agreement (hereinafter collectively referred to as the "Agreement"). True and correct copies of the Notice and Agreement are marked as Exhibits "A-1" and "A-2" respectively, attached hereto and made a part hereof. 4. Under the terms of the Agreement, Defendant promised to pay to Plaintiff the sums extended to Defendant under the Agreement with interest thereon at the contractual rate set forth in the Notice and Agreement. 5. Defendant is in default under the terms and conditions of the Agreement for failing to pay when due the monthly installments in accordance with the terms and conditions of the Agreement. 6. The Agreement havs not been released, transferred or assigned. 7. Any and all conditions precedent to payment to Plaintiff have been satisfied. 8. The amount due and owing to Plaintiff under aforesaid Agreement is as follows: Principal $97,735.24 Interest to 3/18/09 $ 6,057.97 Late Charges to 3/18/09 $ 1,365.33 TOTAL $105,156.54 WHEREFORE, Plaintiff demands judgment against Defendant for the sum of $105,156.54 with interest on the principal sum ($97,735.24) from March 18, 2009 at the interest rate of $14.05 per diem, floating, together with late charges, costs and reasonable and actually incurred attorney's fees. By: Respectfully Submitted, GRENEN & BIRSIC, P.C. ph A. Fidler, Esquire a. I.D. #87325 Attorneys for Plaintiff One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 • • EXHIBIT "A-1" 1 Citizens Drive Citizens Bank Mail Stop: RDC160 Rivenide, RI 02915 10/28/2005 GARY CHRONISTER DNA G.L CHRONISTLR TRUCKMG 675 WILLIAMS GROVE ROAD MECHANICBURG. PA 17M Congratulations! We have approved your recut request for a Citizens Bank Business Credit Line Account ("Credit Line") with a credit limit amount of S 100 000.00 Your Annual Percentage Rate will be based upon an Index as oumw in t enclosed Business Credit Line Agreement ("Agreement") plus a Marpm of 1._000?y . Please read the Agreement mcfWly before using the eBusiness Credit Line Aeoonnt. rTh"s document is noorporsted by reftmnce into the Agreement and shall be considered as a part thereof. For your convenience, we have enclosed a boor of temporary checks. You may begin to utilize these checks immediately. A Business Credit Line checkbook has been ordered for you and you should receive it within 10 to 14 days. If you have any questions concerning your new Credit Lire, please feel free to call us at 141004-BUSUMS. Thank you for choosing Citizens Bank as your Business Partner. CITIZENS BANK Retail Lending Services Rev. 07/03 SBwdeom EXHIBIT "A-2" • KI Ckl:esu Bask LENDER: ?ag Mob lalant Itl qN>i • • RUSIMM CREDIT LINK AGREEMENT Naar IMehpahMe g1O1 a r«rrylvata © 9 1 ? 11Ma+?itElhtt;1"..rR. b. ? If chocked here, the Im is perceived by the Saul) Btuieest AdmiaWmtk a ("SBA'). Tlw Bualasa Craft Lian Agessws (do'Agmus a') uM both &a Woods asst lien ('Croft Lhee') aWMW under a lacer ('Appnval L.seer") Mote dhe Bailer (•L mss, *we, W er'ourl idsedsed above ban applicant (69 'Non" er'yoe'). The Borrower has eabmtbd an appMca ion ('Appiasdse') br the Ctdk Lim which iaeorpaasa do ma of the Apsaset by rehname to ovidnecn the obNpdm to raped to advmae l eater the Credit Ltma CerMie persm(s) ('Oearmame) have, or smy a Ib f eete, ptweety obhpdm under this Apreawt The thrower sad cry Overseer israveesbly umpt the mats of the Appeoal Lacer end the Alyeeewt by Me Do own takYre an a/veeoa ('Advome) trader the Crdk Line. The weeds "you' set yome creme dr Serrowas and ash of there if more than one, red •we."our.' and %e ewes do Lander. The win *Loos Dominoes' aeesae tbo Applicno , the Agewoan, the Approval Lasser, may grrtesy and cry ether dpowAm aeeused in aaaaetiorr with to Craft Lim. I. Cndk Link We have established a Credit Lien for yew shon•teres botrowiep node with a emit (the 'Grad's Ltmt') eat ft ft in the Approval Liner. The credit Ludt a the mmdmnm prI ipel amen yea ray haw ouzo dim edw the Cro& Lien at say tiny. We rerun do rips, in our sole deerodoa Is reduce your credit Lim w unnisa b your credit Loss so pevtdd below. !. !upset. This Credit Line a for business purposes only, and may not In urmd for cementer. Ibunnlbld or other pxwrW purposes. 3. Leman. (a) We arm to msbe Advseam b you wO tlr ouxueeeeos of a Event of Dethek (a dslbhed in Pan or 17, below) or notice of waeiallem of the Croft Law provided *Ado sEll g letwipal comes nauseating dose not may do rsdk Limit. You arse is repay dram Advances a aoodsat with the Arcanum. (b) I,41sur i of Craft If thws is no Delimit coder the Agoras. Borrower doll be wmide i to eegrwt do the Loader insre connected or osdby lolbn of craft mailer this Aprcanum (wrbjm to the hiniwtoes demcribsd above) prmmat is the Allowing conftioem: (1) became a Leann d CnOL From doe to dm on my busimese day n? prior b DO" or demand hmender, tin Crdit'Borrower set ?w due is in toss ofpect oesmrelsl w Istewo of chills (each s'l ester off Chants' and collectively. %men of ) 1br it owe worm in rm a01111plioas Of i1M ortoew a S Mil bee amtrrs (etl 00 teed boa aabms est to be loss than f 1.000) rsgnmmd by live BoMSw- a nab day with an Oq*Y der act IMer than the an No of one year Aom tbo dw of aril iawecet ar exesed the expiry der of- anada L ww of Cm& prvim* isard bwseadw r a dos rot leer than os10 doer f)as the dw of gbh exa ieL No tmeaoea or memo of & Laasr of Ctatlit shell be matte if, aler SMM afLba tlwwo: (a) ton mM I hoeanbmmt a all oeMMnfq Lasers of Cr L go (b) fin ggepss amWSafrtg pisaipai amount of all ouheandhhg advsaoa miler the Ageseont it mI1r.11LB (c) Ain priewpal mhsuo of the Ape-am To reg. th• imrance of a Laser of Cafe (or the exboiom of o ommandia Latter of Crefn) do Sorrow-weals hand delivero the Leader a motes reMrestlae the ice as Leiner ofCta&L or idaMiyitma dw tester otCreOit Is be atdad, do der of i memo or sav esion6 So dale was wh?lm ash Lover aCryk is b spire (what ilWioeM* wish the Nmistooe set out above) se well as remitting the appepiw Inver of arts oppiico"' on the Loader's scmdrd bola-. By regmeasia tha aermmse of s Later of Craft (or mho esltreion of a orbnmdhma Late of Credit), moil by signing the Lad-'e herded fbianothstisreforsalk sr ?mpplicwapp, Borrowerwill bodsoc d to have spay b the ma of Wes aaetors of Wes Agrameat (ceptorhsd *LzTrEn Each Later otCrdk aomrd by the Lander shall be, in adman e b do ems basset, subject b the serer sad eoedkions of may farm of tear of alit mppYeMlen Walker mgsaeat wAmiard er oared ere by the Ilm eve- in connection wish the nascent of any Low of Crft. In the avooef say leaomiasanay bebeess the ems sed era ll0 o of this Ajmomvk M Lase Agessam, and the woo of say fora atw aas10ft sppheadm walker mgesmsat sehesiMd or sowW ea by On Renewer is commooee wh? too intense of my L.Mw of CsefL w ems sd cerh ,,, a scab b w of erodk spplieMar ar otter agsemem slrN coedeL (0) Av@90k CreAL The am* available miler this Armenia !hell be n loced by the sebum of all iotd and oerasrdia Lases of CndR b the ovom this the Lander pays say *M umdw ay Lo w of Cm k, dw Lemdw mry chop the motet of mdi deal a m advana omdw sbo ApmemsK sd tee edema shall hew mwm uadw and he mdpa b all of do od w wm of dds AgmmmL (00 SMmberesmoef. If tits Lodes AM hew at otherwise mite my dab-semen is respect of a Lacer of Craft, the Borrower n11sN -shah 11110 Layer is the IhN pbWd amenO of gbh fsbwasmom by pay" b the Lover an meow equal b such di.bmrammsm 0ot tear-des bs tam of in iea oo do day seam dislwswoer a mils. Notwidrafa do hrmgsinp, the so ow- may. Mod to *A' et and modidoes of tde Agamsa, regrets damsels laimberswarao peymeM he llaanad by msons arm sdvmnce hwwmder. The Banosw sdtdie , I/m and aeu d m the Lsedw a mdw w obbpeee sew hoercry smd rsgrsee asd dive oela dw Beneww ehe8 rimbwni do Lmd10r i• hB oo the dine such feler10emnM a anode, the unpaid emoeM thereof shall bow'-manes Ave each day ftom and *a don each matloeraw seeasmnt11m applicable so ad I a its ashmfep Ibo dam hives cos Renewer ranbmrese didesnassaciL per (h) Laser of Croft Fem. The Borrower sgese to pay to the Lender a Later of Craft fa in an amount equal b the the "tcabe.mat rem Are a ivanaa hwwmdsr matplad by dis NOW Loa women of all Low otCrrft ou10erdiy, seoh he b be iced man" in assure is acswdse, Wilk do paI .8chEbb set set 1 10 The Bo lowes fi n se arm to pay is the Leader (i) on the dw of(x) the imeanOt of rah Loner of Credit, (y) oak arrem a the shoed than mums dhweef and (x) each exseas I (aelamedc or otherwise) of the shod expiry dab dwr@K an issuance In an pg o bra thelahsr of craft applicsdoe or odhw opowom subeadv d or sewed inb by the Renown is oamBodae with ebb isam ne. inerman or extension, and (ti) all reasonable cosh and expense iscerry by the Lmdw in commecdom with exec Low otCredit_ (v) Ca11 CoBasrsUndaa. If the Lander toll mate demand hereunder or upon the ocarrea ce of my Dshuk, on the day nos the Borrow- -alum mb m Oom the Lmdw ulsmoWimg the deposit of each Mineral. the Borrower NWI deposit in an scco at with the Leader, in the nano of and hr the boneI of the Lades. a anreea in orb equal b the sggsgas amount of all L.erws of Clredit than ou M o d i o g . Same dspmk sMU he bold b y to Lander a coNeWd br the peymsw and prI sm,n of the obligadoos of thellonowor with rmpma b such MM"" Lasers of Credit, the Agrwmase, the Lam ?g M sd my wpplip : or crescent sebmitrd or ameased ins/ by the Oca owe in cooseNoe with the isoema of say Law of =ro&L The Ladw ahe8 have achm" donumm and control, incedag the exclusive rillirt of oriMewal over such accou se. Other dean tnhsrsas *wood no the ievewmlet of such deposits, which Inch telgmrhmwmm shell be at the opdn and Bole chasten of to Leader sed as the Dorom'a risk and expmr10, such I psis shall not boss iwrsa, inwom or prose, Way, on rid hmswAmh shell sc m wAm in ash account Morays is etch aeeourr shell be spplid by the Loedw b mmbww dw Lades far Lahr of Code di*wm ms o far which it has runt base nimbw10d mod, as the exam not an sppNsd, eheN be bold for the satishodon of the reisbmrsasmem obligmaan of the Borrower for scanning Lam of Craft or, if deemed No base mils hereto I . be applied b eddy other obliptons of the Barroom udw the Agumset If the Iss own- is required b provide an mmmaet of mesh wBMasalewsmdsr a a nmelt of tit ooarrseoe of a Dshei1, set dm L.antershall rslteia tom dos afa p10I l m m der, ash mount (o the now not appNy n sbr w) shall be taasrrhed to the Benoww within 3 buaicon days after all Debubs have beta erred or waved. SSLAC . OMOS 0 • 0 • Page 2 1. Fees. The following feet apply to your Credit Line: a) Packaging Ire. Upon aoaplance of On Approval Lose. by miumm ing an Advance or otherwise, you may be requred to pay m a packaging Fee of S250 (line my fee paid in connection with the Application) by mars of an Advance under tM Credit Lin, which shall net be abject o my raI upon term mdm b) ANMM Fee. On each yeoriy anniversary of the dab of this Apeatsnt, you shall pay us an annual fse of SI00 by rnew of an Advance under the Crada Liao whirl shall not be abject to rry refund upon wrAnOw c? Law pan. If emy psysont is net mode within R (IS) days after it is due, you may be required to pay us a lab fee of (i) 531. or (ii) five percent ISXI of the overdo payment whichever is lpawr. all CaNsetNn Feet. If any psyenwn is not made when dim you will pay a any retroneble collodion coat includhy, but net limited to, legal feet and court Coat S. logo Rase. Time o?ta?rr? prbwipd bdmco of seek Advance shall beer inbred until paid at the !rime gain phis a, im camber of peeeeraage poiw (das ?Maegin'). Ties wifMl M n a as tab in tb Approval Left and does not an ed might (g%) Instant. "Prime Rab• shag arms dam, Prime no poblaMd in j?0=d me the prevoning prima raw of boob in tM Unimed Suet, me, of to WW InNishod, a isnar raw determined Ram a co m nor sampled onvice down by do Lads. Tier Prlmme Rate is a reforwmee no sad does rot neeeserily r' . do lowest or boa raw 4 , w any of our comma L arena It atyostswaa under dale Apewannt ahW be effuctive (i) with napact w dse Prime Raw. on tie rem data thin on e?ranmser is dnwwund to have eearanl, and (A) Wilk rampant me try Margin adjuan oK an the der so tar in a ration no in yon. Any events raw mtyuterasnt aWl Io applaable w the entire balance outstanding ceder this Agreenwn, n well an to aB Advances male thwaaa sales ter Agassers. Fete 3EA persswd mew. dme anwast rah will change an the first dry of the colander wads tilewisq a chop a dam Pmiss Rae. TMs irtlwwt raw will cot occur nmere ofMn than once Gads mont? boards anions I uanpdad daily on do beta of a %41ay year (lib in any InP yoi ) tme do stead member of days elapsed. We say, wither w soh disaratioa Rom tame me time, but no soft than am year Row do dew of the Approval Laver. laerease or decrease the Margin. Any chop in the Marcia eWl be offsove We not era date thirty (30) days' nods to you You say. at yew option, elect to ten dmw due Minimum rater than iG booed by a chop in do Margie If you decide to mmaaw thin ApnamL you must give me written notion of yaw d lion to do an before ths offecdve dew of the change and you was pay all =cum outstanding under thin Agreements prior to tbe ellbdiw dine of dw chospe. Is PA. for buism low to eomeetporarian bonowara in anowt kw than or egnel to $10.000, the "airman alkwals ow" raw a Comm* 11% i. Payments. This Apewttwtt is psyebk ON DEMAND. Until domsm 'is made, you shall pay time principal and interest occordag to the following schedule: You must nab regaler =DOW peymwst on des der ('hymew Dine) ea forth in your billing soma wan. Time that hynment Dow will be one month after time dab of do Approval Low and rnombly on do sum day of the swath dmees Rar. On etch Payamaet Der, you must pay thin following oomeuesc © If do box a the beginning of thin panagrtph is cracked, your agdr monthly paymant will be equal to do sum of (a) awuad interestand any other c1 9ee pawl to do wanted at the clean of time billb li cycle, pas (b) any mono whisk a post don plan (c) ny mwAd by wMd dw owardYng pemeipal belmome of time low nude dw Ctdk Limit (snaps a rmak of a reds A by os of yw Credit Lima). Th im side sass ,I paymata will cot net I the principal tat a ounue tg an the Craft Las, and will reek as pester ompomm over time lib of the Croft Lies Acoo mt. In addition to do maims smorstily pynea set Carl rove you apes dim a kart since during each 12 someetaive colaedor soli period (beginning an do dew of time Approval Lswrr) you will wdne , for a period of 30 commenced" days. the I preij ' bet edwdr Credit Lim to cot rows data fifty percent (30%) of the highest ouoean0ag prI AI l balance on the Craft Line at 12 Udine the bar at the begian I of the preceding poropapb hot been decked, your regular mom* peryreant win be egwl to time sus of (a) accrued iaana and and odw champs posted to the woome a dam dose of tb billing cycle, phi (b) a tM samtesn reotst of (i) 5200.00. or (ii) two pascal- (2%) of dm onnlaaid. eg prI , i; l balers as tM dow of dw billing cycle, w ar is greaser (however. do minimum Paymea will never exend 1110 entire asaoant ouoatmdiDo phi (c) any seemed what is past doom pht (d) any amount by wind the oataand(ng principal balance of time Loans acedo do Credit Limit (camp an a malt of a reduction by us of yaw Credit Lout). You mks Wdidoed opal , of I I ipaI at any dam but then addkiomal psyatemt will not release you lines do obligation o sake peynr Can time eat Paysnt Dab. Upon 60 ooanenoe of = Eves of Ddlwk (os defied in P-- age 17. below) or aneieadee of the Credit Line. all =west awsmoding under do Cradle Line will be doe and paI " in gall. However , a our sale datx.- we may allow you to pay the assent ouwwe/ing over a period of dame ('ErtNiW= Agreement'} We will indicate w ppowl of an Emission AgmwmW by a notation an yew billing sometimes or odmor wriwan notice. UeMo ref indleale a difRtrwt wraeganmea a wrap manna b you, an Exteosian Agreement will ngsao oseaYy payments an time Payment Dew typal to Ile wan of (a) aeaud MOM and Drier dupe Posted w your aeomemt a the case of yw billet cyt e. piw (b) om ddny-sixth (1/3itb) of dw principal bdenan ouoom ft wban we termimead dw Ctadk Lie, pkn (c) any amount what is pea dos. An aawding amounts subpa to an Examine Apumsa will be dos and pnyabo in fill if there is a subsequent Evans of Ddh L Amy payment dw an a 3marday. Sudsy er odmer banking hoY/ry nay M sate an time data day we are ape offer the der duet, but Intend and orsr dasgan than be owipuetd thnotyh tin data on which Pgmea is actually, made All payments will be made me Lender a the adi.et = lie binisg stebsent m lervlbl eursaney of dw ()muted Sawa of Amamrics. If you pay me with a ebsak or sissiler bananas do tam emotion or instructions an or with the dock. you agree thin (i) we my ignore done notations and imtrmdasa incept as expaealy, pmvWd beow; and III) we may credit any ps) - we nwolwa b your Credit Line (including a check), and w aeWirng of that psy ere will not mean thin we have agreed assay rmetatiorse or ioswvcd an on or web timer payment If you warn to pay time onnosding bolrwe of time Credit Line In idl with a ChaJt or similar artam o riot hsa Rid special notaiom or instructive an it or wait a, but not clans, rue Calk Line. you arms seed time paymwa (Including special nootiorts or instructions) to Lon Operations. Cidam Book I Citizens Drive. Riverside, RI 0291 S. If you warm to pay do Credit lac in fidl with a dodt or imilr instnmosns do hot such special neeatiom or instructions on it or with it. and close the Craw Linn, you mans sad the paymnm (including special eotsioae or msuucdm) to Lon Operations, Citizens; Bark I Citizens Drive. Riverside. RI 02913. If poynnm in faU a received a my other addnim (i) -may ipas any special aottiana or irrtructions and (ii) our crediting any swb check or otherinsummm b the Credit Liar dean net mw tba we have mpad o the wedW mw 1, ar inmmetioms. 7. Requesting Advaman. You may request an Advance by using do special ban d wAs we will give you. The following mdse apply o your use of special boo ebeeks. a) tees or Suite Spaeth Less Cbmeks. You agree to tell m if special ban checks are tea or stolen, or if you balk" someone is using yew Credit Lime widow your permission. The fislGa way to notify m of lost or Bolen checks is by ailing us a 141004-BUSINESS. b) Forged SFeeal Lean CYeeks. You agree that we do not have to pay any of your spacial Ion checks if we believe time stpown on the check hot been forged. unless you tell m to. e? Postdated Special Lass Clanks. If you der a special ban cheek with a dab data is later data do dine on which you actually wpb time spend ion check, you epee that we may pay tha special ion check, even if we pay it or post it to your Credit Lim on a dine which is earlier than the dine on the special ion check. d) Sapping Payment an • Spatial Loom Cbsek. You can alt us to sop payment on any special low check you have written that has ant ben paid by calling me a the telephone number shown on your statGSrrGr .. An oral a" payment order will fray in effect for few*= (14) days, mina you confirm it in writing or sell us to camel it. You can confin your sop payment order by writing to me a the address shown on your summed. A wntUm sop 1 3 - request will say in effect for six (i) months, wits you all m to tamed it e) We Are Net Look. We will not be liable if anyone fails to honor a special ion check written by you. 0 0 • • Pap 3 Q paying SpreW Leas Chesks itt Excees of Yoer Credit Loans. We do not have a pay any special ban check that would caw you a p over your Credit Lt poerover, we may do m if we choose. g) hying Spacial Lon Checks After Termmu m. We will not pay cry additional special bm cheeks presented to w far payment after we cued you soon of tmrhittatmr of dw Cradit Liao (w pmvWW in h?ynpb 14. bdow). If you twtthitumm the Credit Lin (m provided is Pump 14. baetr). you will M respanible Ar paying cry ad&dWW Advances we make to pay pedal lei dwdm wWd w ptesmbd b r h payment balbn we bow bed a easarha?k am wt of dme a implennnt Yew tRmisa.. m . . Own we Imo maupkrhewsd your tmettiisatios ratice. wan will not pay cry a 1111 special bee clicks preset -'to w Ibr ps) . IL Do & If you live so itdicwd on do Applteatim ad Imvo oomplemd m srtlntisatioe not the form we provided a yout, you sutthorin us to debit your Citisena Bart business eiwhittg moat with w In an rams (m w&m without lisdblioo, piwgA virtual red hen) payabb trier Us Agreement ad the Lone Doenoaaq ptuvidN howsm, the this peon slog so obgpm m to cram or allow say ovarhM, ad Butler pautvided the min srthss-1 shad sot tali ra you of &a obligations to owe rum p+ymarm N weds I ftM lire sot efBoiar pod Assam in yew aoceuat You mdatusmd tlrt m esehmp hr yosr mtI 1 -1 s a detest yo r psymnm nsa yam doodung statist we larva redeoed this irtw481 ram payable eider ibis Agreen0 by em pwoeat (1%1. If ye clam your eltaekittg ancient. if you revoke your andmsiatba a debit pgmhettm (lam yam chm;k ttg uciont, or if wrtmmtlc pie , w otbawm tanamsts I for my roan. we live eho right to (scream the n yaw Credit Lune by era poem (1 %X wMhoem cryprior ordw a you. UrMm pttytnsm a. made by aromatic debit of yam { mooed. you mom make payments to Larder at Iho address on dot billing $mom" in kohl currwry, of Iho United Sores of America. f. Mft Saamsnttm. We wig provide you seek mach with a blgmg erattwest abowing do Fayswt Dam. the mm munn smouar der on the hymen Dar, the artari utahea rasa. my rhwgw to Iho mow race, my Advo mm, all pwmo m redo, the prbhegal bulna of ail Advaso, ad otlher ap}topiar /slots od oedir Ag acmes m yam menuml wig of am m msadmce walk cur exraomry 211awtittg pregima it dba Ilom time a li=ra Any flgsn to read Advances, hornet or other ateape ar my some In en tuenrdirg IWI net gait or otherwiw rwhm yes ebkpken o m serer Nr Lem Daenmnta. Tho balms shows m our moa tuornt pttsaet of yaw account, abno mmihst error «ordeslo4 will be prerimptlw evidence of the somm t der and owing by you on w ester dim Apamem IL Dehedt visual Alter dot occurrence of a Ever of Default In I R 'is hrspsph 17, below), ad whotlher beta ar after a judo w is its" we may impow. Is our sale dlrcretlos, on ON priregY and other mnasm arrmsdiq and py2blo under face Low Doanmam, irhlaest OWN paid it hg a the ter (do "Daboh Ram') of Now pram (4%) in GUM of dot ram described IS PWOOMO g (above} F« business loam to mmeorpormies borrowers us amount hoes Item ar **W b SI0,000, dw oW minim dbwd* uwwm rem is currently IM meaount It. Maxie m Bsb of Ittbnat A11 poviioen of 06 Agreement am arpros* wtbjwt a tlm aoahtkn dent, ism event imll dot paid « agreed r keaid a w hoeusdor ad dossed usswest eider Iaw whored the ¦2srttaro tam et keenest Ubtgd by . appliabir law (tlm'ihlairtthto AUow2Ma Raw"). k the sort tbo ?or coq prsviion of tbte Agueehw reasir m a dawsrsatlon that ?ho ieew.a tab horender r r etrceo of the Mmamrs Allew211141 Rib, the obgptmtt a be NOW shag be rrdnrd, n promptly m prsafabN after torah Mtawmabs is rmd% to disomme mdh =aaa. Asp asment eMkotad im exam of as Menimem Allows* Ram prior a the data a which the abgpbr a retmed doll be epliad to ad doomed a pnpat - *(doe mpmed principal behrm of t Advances. IL prepayswt You aril love the right at any tam 2nd ft2m am a time to prepay the uspsi l principal balance of all Advances in whole ar is pat wrkourptumirrm arpoky. bet wilb aoawd mww ad o6w chgsa to the day ei wrecks prapadmsmt am the aaeel Ira PW Il. RadedIn of Cn& LiaL We mad m mr your Credit LiwA s my tics, a our nk divides, by wnwen sotlce b you. Any redhhction will be WFjWve a do data spo 'Be it or soda (which say be the dab of do smien} You will an be emitted b flnhor Advmeen if do sggtugaI prisaI it aswst 111,211 Advwow atawdi2g weheN atoned the sutured Credit Limit. If rho @W" m pr. II ueduce the autsbrditug pmegal a°0 OR radwa A Credit limit a rm eiltotlw dab of tlm tarmsiom. you sot pars tore eAkmst a a be reduced Credit limit within dkq (30) days of the effective dew of rho rode cdoa. 14. Tor hoadi s, The Credit Lin will tment(sar wasbtlcedy ups the oeanerce of an Event of Oche (n dsftss l is Perel rmph 17, blow). We ear assimw eta Cmdk Lin a my am in or sate dkese" upon a der spodA 'in wrttlrs entice a you which der will bent leas AriAy (lo) drys alter *t dab of er medico. Yoe wad eat be esdWd b fbrmher Advattaw ko dm der of our motion. owe though rrsimmba is NO a a A*m doe. Up= Mdenetlm. ag onomm owiuAgunder Ibe Lae Documents dmM bs dm end payabN k fail. You nmy mmimas the Credit Lim a my data by wrtms era m us, povidM Wee is m outsnadls{ balance of prmdprf, ialerart Or Other charges. 19. R"w asoMin and Wsreuslka You reprmeo ad worraet dent (i) ON' I reuesios committed on the Applicadom or otberwin Ilrniabeul to w by you «m y Grammar is worms ad cesploW (ti) if you are net an mdividenl, you m doh orpnmad, vemay a%=" som he good staadiag ardor the bw ortlr cab when your are orprrwd. (iii) your how on Material licarw, permits art regiMSaben works! a conduct you beaiaow, (iv) dm pwrorn(r) sipkt4 the leas D11crtrtteem te eddy annborisat, (v) We Leas Doarneeb N vudd, bistbhg aid adM11eoble spimt you and cry Ouermtom ail (n) you w under an too rwandmit dot would poem borne order this Agreement Id. Cowmsttm. Ye onam art agree (i) to keep the -and were atin committal in prior aph if Was at it them (ii) b operas is a Wd with all ptarw ad here kris said gsvetesattml tegrt1 11 m; (iii) to pay all yam obkp - when dew; (iv) to Amish w with rich kforsalior rep 1 yam burines ad finsatel eotnditlss. ad tlrt of try Oemaaacc sa we cry tuaenttshly tugaw ; (v) to slow w nd or tuptusarmtlves b mspwt yam buriwas gmaiosa ad boob sat tucer I (ad is sub copies thaesl) a renomble tiles opera sociable maim; (vi) to amismm rho current mss of yer "Mary or wdmw mokdmg but net board to aft 211 Moomay repots with yam jnkdiolfon of wp zmim; nd (vii) a re62m 6om any disaobtias, aarolidalbn charger. sale of averts outside dw Ordinary cosew or chop of awsm .11 17. Lvna of DshdL The occ rtem m of my of the hliowing ('Even of Default") with respect to my Rosanne or say Ounnntor shall wewinre a ddkuh under the loss Doaaew: (i) there b pay when dm my pimguL interest Or other chop rekling to tlm Advances; 00 fodwe of any rspresmmdon of warrooy made in conowdn with my of tlw lam Doormats to be we when nude; (iii) delivery of any Acts or aiisleading certificate, Ralww parreeet or other written doauam in comeelion with dm Advances; (iv) fkikn to observe my covemnt contained in the Lam Documew; (v) overdraft of my checking account with the Leader; (vi) default under cry agreement with rho leader (wbeft in ten lam Dmaman or otherwise); (vii) notice Rom any Guaramer rintra mg a parmty, dash of a Cmammoor. or remotion that a Someway is not in Nu Porn and eReet es to all Advmees; (viii) suspension of business for a ease other that strike, casualty or other caw beyond your control; (ix) eamamcement of my vokmrry or involuntary peoaodiag under tb Batwptcy Code. appo.suaw of a cusm" (m de11ttad in the Banknhpicy Code), commencement of my other inaolvercy proceeding, or inability to pay debts poly as they barame der; (x) attaahrment or other judicial encumbrance of property; (xi) oeuarence of any I www unlmered casualty hoes; 0 0 • a Page 4 (xii) indkowa hr cfbMW cavity; a (xiii) say nheerial down chap in Anneid condition or bottom prospeea which bads the Lander to believe doer palbenhsoe *J 'any epewnant or mnbrdbb{ with the Larder is or may be nbsaoWly impaired. Ill. Ross" Ups w imm rreee of a Even of Dddt (a -aired in 17, shovel (il yet dwU ba" w l I nigh a boron wear w Cra t Liu,(x) mop m. orr.n n.dw w creeit l.i a w. are rd payable. (iii) w e::=- mbs mhW an Nitwit at w Ddmk Eats, and (iv) we have w film to N ft not rd as , all rielu wd rowdo" sppfko a law. 19. Cat of Caffntlaa Yen a/am to pay all aspmrree itharrae by ot in , p with em, whArathmn of our rights under the Loam Documents to w stn dlawd by law WdWW& bra sot Hdai to. an appdnL moeowt6? ad legal hot (iwAuft& but not hnuad in, allocated coo of i been cowed) eat related di*wnmm t. 2u. Nalco. All redeem shell be in wdtimg, ariid to or delivered to each party to w Iblbwi% addresses: If to w &in ower or Outma ater, at the atlrmo sat hft in w Appiiamtba; If to this Lester. Ciliary Bank. Bubeo Smldy Cow, One Citlasw Drim Riverside. RI 02915; Or Pink odor Whom a my party moll spscdy by prior soda to w our party. it. Ammadmode sed WakwL The Lew Dec mwaa may be ssmdee ody by (a) writing state by w leader told w Bet a". or a w pnpesd el?Ctlw dot of w atwdtmot if (b) the Leaderpwiehq wrillm aWa a w @a -on a Isar &* (30) dope prier the Leader ptttpoen w wmdmea am 6* (30) dolls' user; dw nmtllaen will beam diwtive witben w eipwa of w Borrower unlw w Sarww //iivv+ws -adios to w Laser prior to w prapmed am em dew hot w owmww dos use uow w mhendmen No delay in tsiweislttg arty fW doN condom a waiver a shot oar eight b at a a bar then. No waiver or carom shell be eAbetlw molest Is -MM dgad by w party ?sstiy w walm or comm. No waiver of an Ever of Ddbnit (a eeoc 0 1 in Follow 17, above) a spsoft provides Bali dbct-soy star EvwA of DeAnM or other provisou. Any waiver doll be ellbod" only for w specific boon indicated in w waiver. 22. Joint sd Several OMlpdow. If w Applindo n is dpd by no re done on Bill own an oblipdbw of w Borrowers wit the Low Doannmts era ddr jdn end sued oMiptlow, so dal reMehoee a dw Bonowin hladm doll be doomed to refer a deb of than, other of them, tied off of darn. 23. Castled" Reenrol MAIL The rillm and fm•dfa provided the L onler is this Apsmoe lad a the our Low Deetmww shall be otwhhYtive ad sldl be a aelddon a ad hat a dlargaYen d aay d ban a mmeaa pteviesd w Leader in my other deawdwt. irhWUmw «trwoot or under eppNsbb low and nay be sorbs aeeoeaety or stand 61. The Borrower Brom w Leader the ride of calf ydwt all dpoda sod property of w Ballow-- sow or, 11 in w pesseiea of w Li derwitour npd a w ;&ii? of =Bowel. 24 Lahe AgpasnmR Melg+hswli Meaara-sad Aeelpt The !aw Doauwsa npwsM all prior yrmehea bwrws the dwtie with respas a w Cosh Lim whether all or wriean The l eu Decisions aaMiaa w stln rpwoot beewss w portion with rapect a w CrdN LJas. Borrowar thei mot be entitled a mip ay of is r4oft ereMdptisnt star w Lea Document wiwn Lahder't prier terileme anat. Lmft oast be anidd a mip nit a ai slits foo wdw w Low DwA mww whom rolls a or sawn of Sesrstter. This Agneoot a/ the Lew Dsemmwa Hsi be bbftq rpm W More is An beset'thf Borrower. Lade lad their repatve aeamors, wipe, trrrstea, realvw. dtmaisaaeora, pweomal esprasemativs, legsas end devises 2S. Ledar Nshilq. The Lmft dM eat be nNe fw wy lea maind by sd platy mmift Imo my action, eddm or Ailwm to set by w Lender. whether with rasped to w t oreiw or aMenn of ft Law's On a sodas under the Lam DOammeM, a wbwwa¦bn ooh as is aimed by w mead wWAI denmead efw Lefler alais d Is bad alma. IN NO EVENT SHALL THE LENDER EVER BE LIABLE FOR CONSEQUENTIAL OR Kmn VE DAMAGES. ANY RXBfT OR CLAIM 7MERETO BEING EXPRESSLY AND UNCONDITIONALLY WAIVED. 2L Imieosflludm. The Betrowmr hwsby imUlamiAs and open to proses. ddbad and hold boroaa the Lander trod w Loaders diromm olflawe, emhployyens, Monello rd ilamhoNws Imo and ophimM my ad dl beets, dde expeasto or IabiNtin of ay leas a mw omi rim on wda. cldim a doom, 'boye.M eddiesY{mgM rssamtia amoMflee awtna a iavwtl If my way taking so OC "soloing Ban. In, Agrmemtmd, w A?jpliratim, dot toowhr Lem Dominion and say mmaetiwhe comemgMd horm or wraio bwhw y, Ibmt ox ad this claim bond upm my ewer h9m to ad by the Leader. if w Bw wan dmN boa bwwadp a my coda w liebnny bwmby indmina led epast, it shall pampty gM wrirom motto- thereofa w La der. The elmo---*"admit this cov-wn odl s rvivo psyom of oll Advewes. 27. WAIVER OF TRIAL BY JURY. THE LENDER, THE BORROWER AND ANY GUARANTOR HEREBY VOLUNTARILY. INTENTIONALLY AND IRREVOCABLY WAIVE ALL RIGHT TO TRIAL BY JURY IN ANY PROCEEDING HEREArr0R INSTfiU1TD BY OR AGAINST TM LENDER. THE BORROWER OR ANY GUARANTOR OF ANY KIND. IN ANY COURT, ARISING OUT OF THIS AGREEMENT. THE APPLICATION. THE OIiINR LOAN DOCUMENTS OR ANY RELATED DOCUMENTS. 2L WAIVER OF PREJUBG ff HEARING. THE BORROWER AND ANY GUARANTOR (i) ACKNOWLEDGE THAT THIS AGREEMENT M A PART OF A CO&GAERC1AL TRANSACTION AND (ii) TO TM EXTENT PERMITTED BY ANY STATE OR FEDERAL LAW, WAIVE THE RLAHT TM BORROWER OR ANY GUARANTOR MAY HAVE TO PRIOR NOTICE OF AND A PRIOR COURT HEARING ON TTE WIT OF ANY HOLDER OF THIS AGREEMENT TO ANY REMEDY OR COMBINATION OF REMEDIRS THAT INALLES SAID HOLDER. BY WAY OF ATTACH MEN'i. PORTION ATTACHMENT. GARNISHMENT. REPLEVIN. OR OTEMR PREJUDGMENT PROCESS TO DEPRIVE THE BORROWER OR ANY GUARANTOR OF PROPERTY. AT ANY TML MDR TO FINAL JUDGMENT IN ANY LITIGATM INSTITUTED IN CONNECTION WITH THIS AGREEMENT. AND FURRIER WANES ANY REQUIRMAENT OF LENDER TO POST A BOND OR OTHM SECURITY IN CONNECTION WITH SUCH REMEDY. 29. Common a Jurifledm. The Borrower -rod any Gamester cwe-mt to the pens" jurisdiction in my coot of the eats in which the rnds oA1a of do Leader to boated. 36. Waiver of Personal Swvaa The Bet one and my Ownsor waive penom ' levies of process in oamm dots with my action or , conommosed by do Lander in, c in w this Armament 16r "' with w Loa Docmm@M yrmsag that aei -evict may be made by c-rdfled moil 11 to 31. Dew4d" BsdYp' Ce onz Thecptio m a thisAgn omm w lbr corwesisea of relbrena only and shell not d-As- or limit may provides. Whomever the co n xt rgmies rears, in this Agrsost to w ant or pander shill include w mseuhme andlor fanmm gmadla, amid w singular nasnbs shag include the plural rod im eta cow via vats 3L Swvhi This Apemen lad ai covens, apamwtb raPsoml don and wlarad snde herein sd in say certill delivered peso own than survive any mmbimg by that Lwesr of my Advances tad w neco dm sell delivery of any Lam Doaoaaw mad shell terries In 1M1 ibros and sAbst mod! tale Aposaent is lammimad and all obligation of && Borrows to the Laser am paid to full. 33. Chains of Low. This Agreeawo well all other Loa Dominion mr.meted Imo under and dell be construed, interpreted. enforced end wersd by the awe of w stw in whim w Larder's main oAke it located. 34. Main Bbalaere. If the adds- fbr w Borrows is Maims, w lbllowbq -tin pplim Notice. Under Maims law, -prods contrm;t or agnow a led money . stead audk hobs- Ilan collection of a debt or male my other ecommodatia for the repaymmn of • debt hr meredes 5230.000 naay be erdbrad u oosam-past Leader tmiw w proain contract or w0 , is in writing will siped by L.en ter. Aoaadagly. Borrows raemot solace may ad promise to eeted credit umleo it is coseie-d in • wriras docum mat signed by Lawler, der sots hey dreg-, eaboraaha. or our aeoommodmtia relsdng to may atssbn of credit by Lander to Borrower be enforced, solos it is in writing dyed by Leader. 35. Seal This Ap"mam is made in a instrument under sad. VERIFICATION Brenda Moores, Assistant Vice President and duly authorized representative of Citizens Bank of Pennsylvania, deposes and says subject to the penalties of 18 Pa. C.S.A. §4904 relating to unworn falsification to authorities that the facts set forth in the foregoing pleading are true and correct to her information and belief. R G Brenda Moores Assistant Vice President Citizens Bank of Pennsylvania ? c? cn C' Fl- i.. -.1 N W 0 0 Sheriffs Office of Cumberland County R Thomas Kline 00111r of 4u?nbr,??? Edward L Schorpp Sheri G Solicitor ?. Ronny R Anderson Jody S Smith Chief Deputy oFFICE "'F -H sHER'FF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 04/17/2009 04:05 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on April 17, 2009 at 1605 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Gary Chronister, by making known unto Gary Chronister personally, at 4989 E. Amellia Path, Mechanicsburg, Cumberland County, Pennsylvania, 17055, its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $39.22 April 21, 2009 Docket No. 2009-2259 Citizens Bank of Pennsylvania v Gary Chronister SO ANSWERS, COA'*Q??? f &? R THOMAS KLINE, SHERIFF Dep ?yS eri n N n =; r;' -c t x Fri T! t\) - ? Fr; G a "? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CITIZENS BANK OF PENNSYLVANIA, Plaintiff, CIVIL DIVISION NO.: 09-2259 Civil Term VS. GARY CHRONISTER d/b/a G.L. CHRONISTER TRUCKING, TYPE OF PLEADING: PRAECIPE FOR DEFAULT Defendant. JUDGMENT (Breach of Contract) I HEREBY CERTIFY THAT THE ADDRESS OF THE PLAINTIFF IS: FILED ON BEHALF OF PLAINTIFF: Citizens Bank of Pennsylvania 525 William Penn Place Pittsburgh, PA 15219 AND THE DEFENDANT IS: 4989 E. Amellia Path Mechanicsburg, PA 17055 COUNSEL OF RECORD FOR THIS PARTY: Joseph A. Fidler, Esquire Pa. I.D. #87325 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CITIZENS BANK OF PENNSYLVANIA, Plaintiff, CIVIL DIVISION NO.: 09-2259 Civil Term VS. GARY CHRONISTER d/b/a G.L. CHRONISTER TRUCKING, Defendant. PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter a default judgment in the above-captioned case in favor of Plaintiff and against Defendant, Gary Chronister d/b/a G.L. Chronister Trucking, in the amount of $105,156.54, which is itemized as follows: Principal $97,735.24 Interest to 3/18/09 $ 6,057.97 Late Charges to 3/18/09 1,365.33 TOTAL $105,156.54 with interest on the principal sum ($97,735.24) from March 18, 2009, at the interest rate of $14.05 per diem, floating, together with additional late charges, costs and reasonable and actually incurred attorneys fees. GRENEN & BIRSIC, P.C. AFFIDVAIT OF NON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth personally appeared Joseph A. Fidler, Esquire, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendant was not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that the Notices of Intent to take Default Judgment was mailed in accordance with Pa. R.C.P. 237.1, as evidenced by the attached copy: Sworn and subscribed before me this day of tkout 32009. Z/? K ? 0 Notary Pu is CO`s AITH OF PENt?tS &VMNA Norrlw Sew Robe= G. Ka ft, NOWY Pdit ? 4 ie ESN ?Y 2. 2011 Member, P@nn6y1wMe AejoeNNen of Notaries i 0 0 IN THE COURTOF COMMON PLEAS OF C: UMBERLAND COUNTY PI:NNSYI.VANIA CITIZENS 13ANK OF PENNSYLVANIA Plaintiff, CIVIL DIVISION NO.: 09-2259 Civil Term vs. GARY CEIRNISTFR d/b/a G.L. CIIRON ISTFR TRUCKING, Defendant. I'0: Gary Chronistcr d/b/a G.L. Chronister "t"rucking 4989 F. Amcllia Path Mechanicsburg, PA 17055 DATE OF NOTICE: May 13, 2009 IMPOK"rAN'r NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SIIOLJLD TAKE TIIIS NOTICE: TO A LAWYER AT ONCE.. IF YOU DO NOT IIAVE A LAWYER, GO TO OR ['EI.EPtiONI: "Clll: OFFICE: SE"I' FOR"I'll BELOW. THIS OFFICE: CAN PROVIDE YOU WITH INFORMATION ABOUT IIIRING A I.AWYER. IF YOU CANNO'T' AFFORD TO HIRE A LAWYE=R, THIS OFFICE: MAY BE ABLE TO PROVIDE: YOU WITH INFORMATION ABOUT AGE=NCIES THAT MAY OFFER LEGAL SERVICES TO E=LIGIBLE: PERSONS AT A REDUCED FEE OR NO FETE. PE=NNSYLVANIA LAWYE=R RE=FERRAL SERVICE' Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 (717) 249-3166 or Toll Free (800) 990-9108 1.1RS L CLASS MAIL. 1'0S'1 AGE PREPAID GRE:NE: BIRSIC, P. By _ / _ ps torT'tainli IT One Gateway Center, Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 yQY Tt. ; -,r 2•)! k JJJ?i, ?, Ci' .i t*. 0o too ATI-4 co 09y iq as IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CITIZENS BANK OF PENNSYLVANIA, CIVIL DIVISION Plaintiff, NO.: 09-2259 Civil Term vs. GARY CHRONISTER d/b/a G.L. CHRONISTER TRUCKING, Defendant. NOTICE OF ORDE& DECREE OR JUDGMENT TO: Gary Chronister d/b/a G. L. Chronister Trucking 4989 E. Amellia Path Mechanicsburg, PA 17055 ( ) Plaintiff (XX) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above-captioned proceeding on 16 ( ) A copy of the Order or Decree is enclosed, or (XX) The judgment is as follows: $105,156.54 with interest on the principal sum ($97,735.24) from March 18, 2009, at the interest rate of $14.05 per diem, floating, together with additional late charges, costs and reasonable and actually incurred attorneys fees. 1171, %. - ".