HomeMy WebLinkAbout09-237024458CFC-DD
Martha E. Von Rosenstiel, P.C.
Martha E. Von Rosenstiel, Esquire
649 South Avenue, Unit #7
Secane, PA 19018
(610) 328-2887
Attorney I.D. #52634
BANK OF AMERICA, NATIONAL
ASSOCIATION, AS SUCCESSOR BY MERGER
TO LASALLE BANK, N.A. AS TRUSTEE FOR
THE MLMI TRUST SERIES 2006-HE6
14523 SW Millikan Way, Suite 200
Beaverton, OR 97005
Attorney for Plaintiff
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY
Plaintiff
V. NO. CQ - 02370 Givit term
KETIA LEVINE
12 Kingswood Drive
Mechanicsburg, PA 17055
Defendant
CIVIL ACTION - MORTGAGE FORECLOSURE
You have been sued in court. If you wish to defend against the claims
set forth in the following pages, you must take action within twenty
(20) days after this complaint and notice are served, by entering a
written appearance personally or by attorney and filing in writing with
the court your defenses or objections to the claims set forth against you.
You are warned that if you fail to do so the case may proceed without
you and a judgment may be entered against you by the court without
further notice for any money claimed in the complaint or for any other
claim or relief requested by the plaintiff. You may lose money or
property or other rights important to you
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A
LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY
OFFER LEGAL SERVICES TO ELEGIBLE PERSONS AT A
REDUCED FEE OR NO FEE
Le han demandado a usted en la cone. Si usted quiere defenderse de
estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dial de plazo at partir de la fecha de la demanda y la
notification. Hace falta a sentar una comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea a visado que si usted no se defiende, la corte toma ra medidas y
puede continuar la demanda en contra suya sin previo aviso o
notification. Ademas, la corte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta
demanda. Usted puede perder dinero o sus propiedades o otros de
rechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO
INMEDIATAMENTE. SI NO TIENE ABOGADO VAYA EN
PERSONA O TELEFONA A LA OFICINA ESCRITA ABAJO.
ESTA OFICINA LE PUEDE PROVEER INFORMACION
SOBRE COMO CONTRATAR A UN ABOGADO. SI USTED
NO TIENE EL DINERO SUFICIENTE PARA CONTRATAR A
UN ABOGADO, LE PODEMOS DAR INFORMACION
SOBRE AGENCIAS QUE PROVEEN SERVICIO LEGAL A
PERSONAS ELEGIBLE PARA SERVICIOS A COSTO
REDUCIDO O GRATUITO
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
800-990-9108
THIS IS AN ATTEMPT TO COLLECT A DEBT
ANY INFORMATION OBTAINED MAY BE
USED FOR THAT PURPOSE
IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS
OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15. U.S.C. §1692,
et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR
ANYT PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF
WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID.
LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE
THIRTY(30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE
SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION
WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME.
FURTHERMORE, NO REUQEST WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE
RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE
DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECFEIPT OF THIS
COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE
REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT
AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON
REAL ESTATE.
Martha E. Von Rosenstiel, P.C.
Martha E. Von Rosenstiel, Esquire
649 South Avenue, Unit #7
Secane, PA 19018
(610) 328-2887
Attorney I.D. #52634
BANK OF AMERICA, NATIONAL
ASSOCIATION, AS SUCCESSOR BY
MERGER TO LASALLE BANK, N.A. AS
TRUSTEE FOR THE MLMI TRUST SERIES
2006-HE6
14523 SW Millikan Way, Suite 200
Beaverton, OR 97005
KETIA LEVINE
V.
12 Kingswood Drive
Mechanicsburg, PA 17055
24458CFC-DD
Attorney for Plaintiff
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY
Plaintiff
NO.
Defendant
CIVIL ACTION - MORTGAGE FORECLOSURE
THIS IS AN ATTEMPT TO COLLECT A DEBT
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
1. Plaintiff is Bank of America, National Association, as successor by merger to LaSalle
Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6, a bank organized and existing
under state law, with offices for the conduct of business at 14523 SW Millikan Way, Suite 200,
Beaverton, OR 97005.
2. Defendant, Ketia Levine is the mortgagor and real owner of premises 12 Kingswood
Drive, Mechanicsburg, PA 17055, hereinafter described, whose last known address is listed in
the caption.
3. Plaintiff brings this action in mortgage foreclosure against defendant, mortgagor, and
real owner, to foreclose a certain indenture of mortgage made, executed and delivered by the
above named defendant, mortgagor, and real owner to Mortgage Elecronic Registration Systems,
Inc. as Nominee for The CIT Group/Consumer on July 31, 2006, which mortgage is recorded on
August 23, 2006 in the Office of the Recorder of Deeds of Cumberland County in Mortgage
Book 1963, Page 1543 secured on premises 12 Kingswood Drive, Mechanicsburg, PA 17055 a
true and correct description of which is attached hereto as Exhibit I.
4. The mortgage has since been assigned to the Plaintiff herein.
5. Plaintiff alleges each and every term, condition and covenant in the aforesaid
mortgage, and hereby incorporates them herein by reference thereto.
6. The aforesaid mortgage is in default in that monthly installments of principal and
interest have not been made in conformity with the terms of the mortgage, from November, 2008
and each month thereafter, up to and including the present time.
7. Under the terms of the aforesaid mortgage, upon default of payments set forth in the
mortgage documents, the entire principal balance and all interest due thereon are collectible
forthwith.
8. The following is an itemized statement of the amount due plaintiff under the terms of
the aforesaid mortgage:
Principal Balance $ 167,836.74
Interest from 10/1/2008 to 4/13/2009
at $45.29 per diem $ 8,831.55
Accrued late charges $ 600.00
Accrued Escrow deficit t $ 2,339.59
Corporate Advances $ 309.00
Attorney's Fee (5% of unpaid
Principal balance) $ 8,391.84
Title Information Certificate $ 515.00
Total $ 188,823.72
9. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff's sale. If
the mortgage is reinstated prior to the Sheriffs sale, reasonable attorney's fees will be charged
based on work actually performed.
10. Plaintiff sent to defendant, mortgagor, and real owner a combined Notice and
Warning of Intention to Foreclose and Notices of Homeowners' Emergency Mortgage Assistance
Act of 1983 advising of rights available under the statutes. To date payments have not been
received and Act 91 assistance has not been granted, although the applicable time periods
provided by statute have expired (Exhibit II).
WHEREFORE, plaintiff demands judgment for foreclosure and sale of the mortgaged
premises in the amount of $188,823.72, plus per diem interest at $45.29 from April 14, 2009 to
the date of judgment plus costs thereon.
Martha E. Von kois-ff.
Attorney for Plaintiff
VERIFICATION
MARTHA E. VON ROSENSTIEL, ESQUIRE, of full age, verifies that she is the
attorney for the plaintiff in the foregoing action; that she is authorized to make this verification
on behalf of plaintiff; and that the statements made in the foregoing Complaint in Mortgage
Foreclosure are true and correct to the best of her knowledge, information and belief.
This verification is being executed by the attorney for plaintiff in accordance with Pa
R.C.P. 1024( c ) as a signed verification could not be obtained by plaintiff within the time
allowed for filing of the pleading.
I understand that false statements herein are made subject to penalties of 18 Pa C.S.
Section 4904 relating to unsworn falsification to authorities.
Martha Von Rosenstiel
Attorney for Plaintiff--
LEGAL DESCRIPTION
ALL THAT CERTAIN tract of land located in the Borough of Mechanicsburg, County of Cumberland and
Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit:
BEGINNING at the point of intersection of the eastern line of Kingswood Drive and the lane of adjoiner between
lots Nos. 13 and 14 on the hereinafter mentioned plan of lets; thence South 61 degrees, 37 minutes East by said
tine of adjoiner a distance of 123.27 feet to a point; thence South 21 degrees, 43 minutes, 40 seconds West along
the western line of Lots Nos. 20 and 21 respectively on said plan, a distance of 100.24 feet to a point; thence
North 44 degrees, 37 minutes, 38 seconds West along the adjoiner between Lots Nos. 12 and 13 on said plan a
distance of 149.13 feet to a point on the western line of Kingswood Drive aforesaid; thence along said western
line measured in a northeasterly direction on a curve to the left having a radius of 175 feet; an arc distance of
51,89 feet to a point on same; thence continuing along said western line, North 28 degrees. 23 minutes East, a
distance of 4.86 feet to a point, the place of BEGINNING.
BEING Lot No. 13, Block H on the final plan of Wynnewood Park, Part of Blocks B, C, D, G, H, as recorded in
Plan Book 30, Page 116,
HAYING therm erected a residential family dwelling house known and numbered 1.2 Kingswood Drive.
BEING THE SAME PREMISES which Susanne C. Crider, by Deed of even date, produced herewith and
intending to be recorded, granted and conveyed unto Ketia Uvine, a single person, Mortgagor herein.
UNDER AND SUBJECT nevcrthcless, to building setback lines, conditions and restrictions as shown on said
plan and of prior record.
DEBIT
? Wilshire-
January 29, 2009
CERTIFIED RETURN RECEIPT AND REGULAR FIRST CLASS MAIL
L178G
LEVINE, KETIA
12 KINGSWOOD DR
MECHANICSBURG, PA 17055
RE: Loan No.: 2771828
ACT 91 NOTICE
Phone
888.502.0100
Fax
503.952.7476
Website
hftps://www.woc.ml.com
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
(Continued)
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION
PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE
OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE
COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE
http://www.ago.state.co.us/cadc/Cadcmain.cfm. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is
licensed by the Collection Service Board of the Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan
Way, Beaverton, OR. Wilshire's office hours are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidays excluded.
L178G
Wilshire Credit Corporation
Payments
P.O. BOX 105344; Atlanta, GA 30348-5344
or P.O. Box 7195; Pasadena, CA 91109-7195
Correspondence
P.O. Box 8517; Portland, OR 97207-8517
LEVINE, KETIA
Loan No.: 2771828
Page 2
January 29, 2009
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE
ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO
ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL
PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE
PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A
REDIMIR SU HIPOTECA.
HOMEOWNERS' NAME(S):
PROPERTY ADDRESS:
LOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDER/SERVICER:
LEVINE, KETIA
12 KINGSWOOD DR
MECHANICSBURG, PA 170552760
2771828
The CIT Group/Consumer Finance, Inc.
Wilshire Credit Corporation
PROG ORAM ER'S EMERGENCY MORTGAGE ASSISTANCE
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY
MORTGAGE ASSISTANCE:
• IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL,
• IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS, AND
(Continued)
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION
PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE
OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE
COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE
http://www.ago.state.co.us/cade/cadcmain.cfm. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is
licensed by the Collection Service Board of the Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan
Way, Beaverton, OR. Wilshire's office hours are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidays excluded
L178G
This Notice contains important legal information. If you have any questions,
representatives at the Consumer Credit Counseling Agency may be able to help explain it.
You may also want to contact an attorney in your area. The local bar association may be
able to help you find a lawyer.
LEVINE, KETIA
Loan No.: 2771828
Page 3
January 29, 2009
• IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY TAY OF-FORECLOSURE - Under the Act, you are entitled to a temporary stay of
foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing).
During that time you must arrange and attend a "face -to-face" meeting with one of the consumer credit
counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITH
TI?T
TLiiDTV TIXTjWjM r ? XTn ?rm....... ?? ??
PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW
TO BRING YOUR MORTGAGE UP TO DATE You must have a face-to-face meeting with one of the
designated consumer credit counseling agencies within thirty-three (33) calendar days.
CONSUMER . F.DIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling
agencies listed at the end of this Notice, the lender may NOT take action against you for thirty(30) days after the
date of this meeting. The names, addresses and telephone numbers of decimated consumer credit counseling
agencies for the county in which the 12rol2rM Is located are set forth at the end of this Notice It is only
necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions.
APPLICATION FOR MORTGAGE ASSI T N - Your mortgage is in default for the reasons set forth
later in this Notice (see following pages for specific information about the nature of your default.) You have the
right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do
so, you must fill out, sign and file a completed Homeowner's Emergency Mortgage Assistance Program
Application with one of the designated consumer credit counseling agencies listed at the end of this Notice.
Only consumer credit counseling agencies have applications for the program"and they will assist you in
submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender
from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty(30)
days of your face-to-face meeting with the counseling agency.
YOU SHOULD FILE A HEMAP APPLICATION AS SOONAS POS ML IF YOU HA VE A MEETING WITH A
COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE am FILE AN
APPLICATION WITHPHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE
TEMPORARILYPREVENTED FROMSTARTINGA FORECLOSURE AGAINST YOUR PROPERTY, AS
EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARYSTAY OF FORCLOSURE ".
YOU HAVE THE RIGHT TO FILE A HEMAP APPL I ATION VEN BEYOND THESE TIME PERIODS. ALA TE
APPLICATION WILL NOT PREVENT THE LENDER FROMSTARTINGA FORECLOSURE ACTION, BUT IF
YOUR APPLICATION IS EVENTUALL YAPPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE
FORECLOSURE WILL BE STOPPED.
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INF (Continued)
ORMATION
PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE
OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE
COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE
http://www.ago.state.co.us/cadc/cadcmain.cfm. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is
licensed by the Collection Service Board of the Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan
Way, Beaverton, OR. Wilshire's office hours are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidays excluded.
L178G
LEVINE, KETIA
Loan No.: 2771828
Page 4
January 29, 2009
AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance
Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure
proceedings will be pursued against you if you have met the time requirements set forth above. You will be
notified directly by the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE
FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE
CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.
(If you have fled bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it un to date.)
NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property
located at:
12 KINGSWOOD DR
MECHANICSBURG, PA 170552760
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following
amounts are now past due:
Your loan is delinquent for the following months: November 2008, December 2008, January 2009
Past Due Installments: Totals
Principal $228.00
Interest 4,651.44
Escrow Installment 215.73
$5,095.17
Other Open Charges: Prior Servicer Charge
Late Charges $0.00
Escrow Advance Interes- 0.00
Property Inspections 0.00
Valuations 0.00
WCC Chars?es
$600.00 $600.00
118.57 118.57
44.00 44.00
239.94 239.94
$1,002.51
Less Suspense (Balance)
$0.00
(Continued)
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION
PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE
OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE
COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE
http://www.ago.state.co.us/cade/cadcmain.cfm. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is
licensed by the Collection Service Board of the Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan
Way, Beaverton, OR. Wilshire's office hours are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidays excluded
L 178G
LEVINE, KETIA
Loan No.: 2771828
Page 5
January 29, 2009
TOTAL
$6,097.68
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of
this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS
$6,097.68, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE
DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check,
certified check or money order made payable and sent to:
Wilshire Credit Corporation
P.O. Box 7195
Pasadena, CA 91109-7195
IF YOU DO NOT CURE. THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the
date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that
the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to
pay the mortgage in monthly installments. If full payment of the total amount past due is not made within
THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your
mortgaged groRerty,
IF THE MORTGAGE IS FORECLOSED PON - The mortgaged property will be sold by the Sheriff to pay
off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the
lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that
were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay
all reasonable attorney's fees actually incurred by the lender even if they exceed $ 50.00. Any attorney's fees
will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the
default within the THIRTY (30) DAY period. you will not be required to pay attorney's fees
OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and
all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S LE - If you have not cured the default
within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the
default and prevent the sale at my un to one hour before the Sheriffs Sale You may do so by paying the
total amount then past due, plus any late or other charges then due reasonable attorney's fees and costs
connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing
by the lender, and by performing any other requirements under the mortgage Curing your default in the
manner set forth in this notice will restore your mortgage to the same position as if you had never
defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs
Sale of the mortgaged property could be held would be approximately eight (8) months from the date of this
Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the
amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what
(Continued)
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION
PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE
OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE
COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE
http://www.ago.state.co.us/cadc/cadcmain.cfm. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is
licensed by the Collection Service Board of the Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan
Way, Beaverton, OR. Wilshire's office hours are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidays excluded.
L! 78G
LEVINE, KETIA
Loan No.: 2771828
Page 6
January 29, 2009
the required payment or action will be by contacting the lender/servicer.
HOW TO CONTACT THE. LENDS / RVi R•
Name of Lender/Servicer:
Address:
Phone Number:
Fax Number:
Contact Person(s):
E-Mail Address:
Wilshire Credit Corporation
P.O. Box 8517
Portland, OR 97207-8517
888.917.1050
503.946.3848
Holli Jennings or David Solomon
loanworkoutgeneral@wcc.ml.com
EFFECT OF SHERIFF'S fiAi.E, - You should realize that a Sheriffs Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a
lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE - You _ may or X may not (CHECK ONE) sell or transfer your home to
a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and
attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are
satisfied.
YOU MAY ALSO AVE THE RIGHT:
• TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS
DEBT.
• TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
• TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT
HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS
RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR
YEAR.)
• TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING
OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS.
• TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION
(Continued)
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION
PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE
OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE
COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE
http://www.ago.state.co.us/cade/cadcmain.cfm. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is
licensed by the Collection Service Board of the Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan
Way, Beaverton, OR. Wilshire's office hours are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidays excluded.
L178G
LEWNE, KETIA
Loan No.: 2771828
Page 7
January 29, 2009
BY THE LENDER.
• TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
Enclosed is a list of Consumer Credit Counseling Agencies serving your county.
Sincerely,
Wilshire Credit Corporation
Enclosures: PHFA list of HEMAP-approved agencies,How to Avoid Foreclosure
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION
PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE
OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE
COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE
http://www.ago.state.co.us/eadc/cadcmain.cfm. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is
licensed by the Collection Service Board of the Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan
Way, Beaverton, OR. Wilshire's office hours are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidays excluded.
L178G
u
FILED-C
F
AP's AN 11: 4 4
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C4c:P 34395
eTt-
Sheriffs Office of Cumberland County
R Thomas Kline ti%r Q1 ?aruLrrfi+ Edward L Schorpp
Sheriff` Solicitor
Ronny R Anderson Jody S Smith
Chief Deputy" Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
04/17/2009 06:45 PM - R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a
diligent search and inquiry for the within named defendant to wit: Ketia Levine, but was unable to locate
her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to
the defendant Ketia Levine. The Mechanicsburg Postmaster states the ?nQil is delivered to the address
given. The neighbors state the defendant Ketia Levine has not lived at 12 Kingswood Drive
Mechanicsburg, Cumberland County, Pennsylvania 17055 has not lived there since Christmas time. An
exact address is not available.
SHERIFF COST: $42.00
May 01, 2009
2009-2370
Bank of America NA
VS
Ketia Levine
SO ANSWERS,
R THOMAS KLINE, SHERIFF
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#24458CPG-TM
(praecipe to sub plaintiff)
Martha E. Von Rosenstiel Attorney for Plaintiff/Movant
649 South Avenue
Secane, PA 19018
(610) 328-2887
Attorney I.D. #52634
Bank of America, National Association, as COURT OF COMMON PLEAS
successor by merger to LaSalle Bank, N.A. as CUMBERLAND COUNTY
Trustee for the MLMI Trust Series 2006-HE6
Plaintiff
vs. :
09-2370
Ketia Levine
Defendant
VOLUNTARY SUBSTITUTION OF U.S Bank National Association, as Successor Trustee
to Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as
Trustee for the MLMI Trust Series 2006-HE6 PURSUANT TO Pa. R.C.P. 2352(a)
TO THE PROTHONOTARY:
1. U.S Bank National Association, as Successor Trustee to Bank of America,
National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for
the MLMI Trust Series 2006-HE6 is the assignee of Bank of America, National
Association, as successor by merger to Lasalle Bank, N.A. as Trustee for the
MLMI Trust Series 2006-HE6 and wishes to substitute itself for plaintiff.
2. The material facts on which the right of succession and substitution is based as as
follows:
a) Bank of America, National Association, as successor by merger to Lasalle
Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6, foreclosing
plaintiff, assigned its right, title and interest in premises 12 Kingswood Drive,
Mechanicsburg, PA 17055 to U.S Bank National Association, as Successor
Trustee to Bank of America, National Association, as successor by merger
to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6 by
virtue of an assignment dated December 14, 2006 and recorded May 18, 2009.
3. U.S Bank National Association, as Successor Trustee to Bank of America,
National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for
the MLMI Trust Series 2006-HE6 does voluntarily substitute itself as plaintiff herein.
E. Von Rosenstiel
v for Plaintiff
Dated: May 21, 2009
4,8.oc Pn ATTf
Ck-' 3m)'4(v
US 10 S
235 SOUTH 13TH STREET
PHILADELPHIA, PA 18107
PHONE: (215) 546-7400
=AB"&R] FAX: (215) 985-0169
Nations/ Association of Pfftda/pfNe Ass.bon
Professional Process Servers of Professional Process servers
Bank of America, et al COURT Court of Common Pleas of Pennsylvania
-VS-
' COUNTY Cumberland County
Ketia Levine CASE NUMBER 09-2370 Civil Term Luk(45f
AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: B&R Control # CS063668 -1
COUNTY OF PHILADELPHIA: Reference Number
SERVICE INFORMATION
On 8 day of May, 2009 we received the
Mortgage Foreclosure
for service upon Ketia Levine
at 1003 Sun Valley Way, Apt.61 Florham Park, NJ 07932
?r??•a• •••oYYYYV11a
Q Served Date Time Accepted By:
In the manner described below.
? Personally served.
? Adult family member. Relationship is
? Adult in charge of residence who refused to give name and/or relationship.
? Manager/Clerk of place of residence lodging
? Agent or person in charge of office or usual place of business
? Other
Description of Person Age Height Weight Race Sex
Other
Not Served Date oZ oq Time 8 '(y)
Not Served Information ---? '
T Moved ? Unknown ? No Answer ? Vacant
Other QL? (? Le ?I Ic
The Process Serve P, being duly swom, Swom to and subscribed before me this
deposes and says that the facts set forth
herein are true and correct to the bet their 5
knowledge, information and belief. J day of
rocess Serv rISIC
Notary Publi
Law Firm Phone (610)328-2887 Fo
Martha E. Von Rosenstiel, Esquire
Martha E. Von Rosenstiel, Esquire
649 South Avenue
Secane, PA 19018
NOSY PUBLIC OF NEW ERS
ServeBy Date 5/30/20"y Commission Expires Ilion-1f la
Filed Date 4/15/2009
ORIGINAL 128VC
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RL.I
2999. ca J -2 AF11 n: 11 'U"
,
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235 SOUTH 13TH STREET
PHILADELPHIA, PA 19107 ~ S
PHONE: (215) 546-7400
°
Ror Profewfoads Iac. FAX: (215) 985-0169 National Association of Philadelphia Association
Professional Process Servers of Professional Process Servers
Bank of America, et al COURT Court of Common Pleas of Pennsylvania
-vs- COUNTY Cumberland County /-6
Ketia Levine CASE NUMBER 09-2370 Civil Term
AFFIDAVIT OF SERVICE T,
COMMONWEALTH OF PENNSYLVANIA: B&R Control # CS063668 - 2
COUNTY OF PHILADELPHIA: Reference Number
SERVICE INFORMATION
On 8 day of May, 2009 we received the
Mortgage Foreclosure Complaint
for service upon Ketia Levine
at 367 West 4th Ave. Roselle, NJ 07203
i
*** Special Instructions ***
Served Date 0 Time S: i p P(YlAccepted By: P (, a.y ?fy-
In the manner described below.
Personally served.
Adult family member. Relationship is
Adult in charge of residence who refused to give name and/or relationship.
Manager/Clerk of place of residence lodging
Agent or person in charge of office or usual place of business
Other
Description of Person Age ? Height `,V Weight k 4O Race ?l? • Sex
Other
0 Not Served Date Time
Not Served Information
r-] Moved r--] Unknown 0 No Answer F-] Vacant F-] Other
The Process Server, being duly sworn,
deposes and says that the facts set forth
herein are true and correct to the best of their
knowledge, information and bell
Sworn tlo?and subscribed before me this
C?,A ' day Pr 1 a,.,,
ocess Serve Serve /fP?y//" Notary Public
T I
_ _??
Law Firm Phone (610 328-2887 Fo
Martha E. Von Rosenstiel, Esquire ServeBy Date 5/30/20
Martha E. Von Rosenstiel, Esquire Filed Date 4/15/2009
649 South Avenue
Secane, PA 19018
DO?JEAN ARCIUOLOARCIU0L0
Commission Expires Expires ( la
ORIGINAL 128VC
-0!'i `ik t
+LED
OF THE PROTIHONW)TARY
2009 JUN --8 Phi 4, 19
CU{Y1 /L.F ri i O.J?JiVE
PEi!! i`, r(LVAINII A
#24458CFJ-DN
v IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
U.S. BANK NATIONAL ASSOCIATION, AS
SUCCESSOR TRUSTEE TO BANK OF AMERICA,
NATIONAL ASSOCIATION, AS SUCCESSOR BY
MERGER TO LASALLE BANK, N.A. AS TRUSTEE
FOR THE MLMI TRUST SERIES 2006-HE6
Substituted Party Plaintiff
V. NO. 09-2370
KETIA LEVINE
Defendant(s)
PRAECIPE FOR DEFAULT JUDGMENT
To the Prothonotary:
(XX) Enter judgment in favor of the Substituted Party Plaintiff and against: Ketia Levine
for want of an answer.
(X) Assess Damages as Follows
Debt
Interest from 4/14/09 to 6/17/09
At $45.29 per diem
Total
$ 188,823.72
$ 2,943.85
$ 191,767.57
I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED
AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM
CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this
Praecipe was mailed or delivered to the party against whom judgment is to be entered and to his
attorney of record, if any, after the default occurred and at least (10) days prior to the date of the filing
of this Praecipe. A copy of the Notice is attached. R.C.P. 237.1
Attorney for Substituted Party Plaintiff
Martha E. Von Rosenstiel Attorney I.D. #52634
Print/Type Name and ID Number
Phone: (610) 328-2887
This AAay of J,tkne , 2009 judgment is entered in favor of the Substituted Party
Plaintiff and against Defendant(s), Ketia Levine by default for want of an answer and damages
assessed at the sum of $191,767.57 as per the above certification.
1610
, Q • D
r thonotary, Cumberl d County
t
Martha E. Von Rosenstiel, P.C.
Martha E. Von Rosenstiel, Esquire
649 South Avenue
Secane, PA 19018
(610) 328-2887
Attorney I.D.# 52634
BANK OF AMERICA, NATIONAL
ASSOCIATION, AS SUCCESSOR BY
MERGER TO LASALLE BANK, N.A. AS
TRUSTEE FOR THE MLMI TRUST SERIES
2006-HE6
14523 SW Millikan Way, Suite 200
Beaverton, OR 97005
V.
KETIA LEVINE
12 Kingswood Drive
Mechanicsburg, PA 17055
Plaintiff
Defendant
TO:
Ketia Levine
12 Kingswood Drive
Mechanicsburg, PA 17055
#24458CTD - DD
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Case No: 09-2370
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE
CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS
NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE
YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION
ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
800-990-9108
-
By
5
Martha E. Von Itosenaiel, sq.
Attorney for Plaintiff
Dated: June 4, 2009
Martha E. Von Rosenstiel, P.C.
Martha E. Von Rosenstiel, Esquire
649 South Avenue
Secane, PA 19018
(610) 328-2887
Attorney I.D.# 52634
BANK OF AMERICA, NATIONAL
ASSOCIATION, AS SUCCESSOR BY
MERGER TO LASALLE BANK, N.A. AS
TRUSTEE FOR THE MLMI TRUST SERIES
2006-HE6
14523 SW Millikan Way, Suite 200
Beaverton, OR 97005
Plaintiff
V.
KETIA LEVINE
12 Kingswood Drive
Mechanicsburg, PA 17055
Defendant
TO:
Ketia Levine
367 West 4th Ave
Roselle, PA 07203
#24458CTD - DD
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Case No: 09-2370
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN .APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE
CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS
NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE
YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION
ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
800-990-9108
.rx
^ i t
_._
Martha E. Von RosenstIel, Esq.
Anomey for Plaintiff
Dated: June 4, 2009
FUD-
f7-- THE p!,
I c:
2609 JUH 22 Pi I : 2 .,
OV-* 35504
aaloo3
I?ki?. kk?Ld
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OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Court House, 1 Courthouse Square, Carlisle, PA 17013
Curt Long, Prothonotary
Ketia Levine
12 Kingswood Drive
Mechanicsburg, PA17055
U.S. BANK NATIONAL ASSOCIATION,
AS SUCCESSOR TRUSTEE TO BANK OF
AMERICA, NATIONAL ASSOCIATION,
AS SUCCESSOR BY MERGER TO
LASALLE BANK, N.A. AS TRUSTEE FOR
THE MLMI TRUST SERIES 2006-HE6
SUBSTITUTED PARTY PLAINTIFF
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO: 09-2370
VS.
KETIA LEVINE
DEFENDANT(S)
Notice
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment
has been entered against you in the above proceeding as indicated below in the amount of
$191,767.57 on June 17, 2009.
Curt Long
Prothonotary
?X Judgment by Default
Money Judgment
Judgment in Replevin
? Judgment for Possession
F1 Judgment on Award of
Arbitration
? Judgment on Court Findings
r? C t JIC4 P.
ay? o-KB
b?a?o9
If you have any questions concerning this notice, please call: Attorney Martha E. Von Rosenstiel,
Esquire at this telephone number: 610-328-2887.
ak
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Court House, 1 Courthouse Square, Carlisle, PA. 17013
Curt Long, Prothonotary
Ketia Levine
367 West 4th Ave
Roselle, NJ 07203
U.S. BANK NATIONAL ASSOCIATION,
AS SUCCESSOR TRUSTEE TO BANK OF
AMERICA, NATIONAL ASSOCIATION,
AS SUCCESSOR BY MERGER TO
LASALLE BANK, N.A. AS TRUSTEE FOR
THE MLMI TRUST SERIES 2006-HE6
SUBSTITUTED PARTY PLAINTIFF
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO: 09-2370
VS.
KETIA LEVINE
DEFENDANT
Notice
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment
has been entered against you in the above proceeding as indicated below in the amount of
$191,767.57 on June 17, 2009.
Curt Long
Prothonotary
0 Judgment by Default
Money Judgment
? Judgment in Replevin
Judgment for Possession
? Judgment on Award of
Arbitration
? Judgment on Court Findings
"- P_ &,Ora
6/aa/o y
If you have any questions concerning this notice, please call: Attorney Martha E. Von Rosenstiel,
Esquire at this telephone number: 610-328-2887.
24458CWE-DN
10 Commonwealth of Pennsylvania
COUNTY OF CUMBERLAND
U.S. BANK NATIONAL ASSOCIATION, AS SUCCESSOR COURT OF COMMON PLEAS
TRUSTEE TO BANK OF AMERICA, NATIONAL
ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE
BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES
2006-HE6
V. DOCKET NO. 09-2370
KETIA LEVINE ATTORNl3Y I.D. #52634
19, V'M - L?ood or
meehanfcsburg, PA !'loss
Praecipe for Writ of Execution
TO THE PROTHONOTARY:
Issue Writ of Execution in the above matter:
AMOUNT DUE
INTEREST from 6/18/2009 to 12/9/2009
At6%
TOTAL*
*Plus costs to be endorsed
$ 191,767.57
$ 5,516.00
$ 197,283.57
Martha E. Von Rosenstiel
Attorney for Substituted Party Plaintiff
649 South Avenue„ Unit #6
Secane, PA 19018
(610) 328-2887
PREM: 12 Kingswood Drive, Mechanicsburg, PA 17055
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Martha. E. Von Rosenstiel, P.C.
Martha E. Von Rosenstiel, Esquire
649 South Avenue, Unit 6
Secane, PA 19018
610-328-2887
Attorney I.D.# 52634
U.S. BANK NATIONAL ASSOCIATION,
AS SUCCESSOR TRUSTEE TO BANK OF
AMERICA, NATIONAL ASSOCIATION,
AS SUCCESSOR BY MERGER TO
LASALLE BANK, N.A. AS TRUSTEE FOR
THE MLMI TRUST SERIES 2006-HE6
Substituted Party Plaintiff
vs.
#24458CAM - DN
Attorney for Substituted Party Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO: 09-2370
KETIA LEVINE
Defendant(s)
AFFIDAVIT OF NOTICE PURSUANT TO RULE 3129.1
MARTHA E. VON ROSENSTIEL, ESQUIRE, attorney for the Substituted Party Plaintiff in the
above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information
concerning the real property located at 12 Kingswood Drive, Mechanicsburg, PA 17055:
1. Name and address of owners(s) or reputed owner(s)
Ketia Levine
12 Kingswood Drive
Mechanicsburg, PA 17055
2. Name and address of defendant(s) in the judgment:
Ketia Levine
12 Kingswood Drive
Mechanicsburg, PA 17055
3. Name and address of every judgment creditor whose judgment is a record lien on the real property to
be sold:
Borough of Mechanicsburg
c/o David J. Spotts, Esquire
36 West Allen Street,
Mechanicsburg, PA 17055
4. Name and address of the last recorded holder of every mortgage of record:
NONE
5. Name and address of every other person who has any record lien on the property:
NONE
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
NONE
7. Name and address of every other person of whom plaintiff has knowledge who has any interest in the
property which may be affected by the sale:
Cumberland County Tax Claim
1 Courthouse Square
Carlisle, PA 17013
Cumberland Register of Wills
County Courthouse
Carlisle, PA 17013
Attorney General of the U.S.
C/O Assistant Attorney General
Tax Division
U.S. Department of Justice
P.O. Box 227
Washington, DC 20044
PA Dept of Revenue
Inheritance Tax Bureau
Strawberry Square, 11th Floor
Harrisburg, PA 17128
Family Court/Domestic Relations
1 Courthouse Square
Carlisle, PA 17013
PA. Department of Revenue
Bureau of Compliance
Attn: Sheriff Sale Section
P.O. Box 218230
Harrisburg, PA. 17128-1230
Dept of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
Pennsylvania Department of Revenue
Bureau of Individual Taxes
PO Box 280603
Harrisburg, PA 17128-0603
Occupant
,12 Kingswood Drive
Mechanicsburg, PA 17055
I verify that the statements made in this affidavit are true and correct to the st of my personal
knowledge or information and belief. I understand that false ss-13?e made subject to the penalties
of 18 Pa. C.S. Section 4904 relating to unsworn falsificatio h ' 'es.
E. Von Rosenstiel
Attorney for Plaintiff
Dated: June 18, 2009
Dr- Ti : r c? C? k?
#24458-CWE-DN
Martha E. Von Rosenstiel, P.C.
Martha E. Von Rosenstiel, Esquire
649 South Avenue, Unit 6
Secane, PA 19018
Phone: 610-328-2887
Attorney I.D. #52634
Attorney for Substituted Party Plaintiff
U.S. BANK NATIONAL ASSOCIATION,
AS SUCCESSOR TRUSTEE TO BANK OF
AMERICA, NATIONAL ASSOCIATION,
AS SUCCESSOR BY MERGER TO
LASALLE BANK, N.A. AS TRUSTEE FOR
THE MLMI TRUST SERIES 2006-HE6
Substituted Party Plaintiff
VS.
KETIA LEVINE
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
No: 09-2370
CERTIFICATE TO THE SHERIFF
I hereby certify that I am the attorney of record for the Substituted Party Plaintiff in this action again real
property and further certify that this property is:
FHA - Tenant Occupied or Vacant
Commercial
As a result of a Complaint in Assumpsit
XX That the plaintiff has complied in all respects with Section 403 of the
Mortgage Assistance Act including, but not limited to:
(a) Service of the Notice on the Defendants
(b) Expiration of the 30 days since Service of the Notice
(c) Defendants' failure to request or appear at meeting with mortgagee or
Consumer Credit Counseling Agency
(d) Defendants' Failure to file application with the Homeowners
Emergency Assistance Program
I further agree to indemnify and hold harmless the Sheriff for any false statement given
herein.
Martha E. Von Rosenstiel
Attorney for Substituted Party Plaintiff
OF ?'- r' ,rY
2009 JIJ 2-2 P I
LuPv.?-_ ?Jit'
Martha E. Von Rosenstiel, P.C. Attorney for Substituted Party Plaintiff
Martha E. Von Rosenstiel
649 South Avenue, Unit 6
P.O. Box 822
Secane, PA 19018
610 328-2887
Attorney I.D.# 52634
U.S. Bank National Association, as successor COURT OF COMMON PLEAS
Trustee to Bank of America, National Association, : CUMBERLANDCOUNTY
as successor by merger to Lasalle Bank, N.A. as
Trustee for the MLMI Trust Series 2006-HE6
14523 SW Millikan Way, Suite 200
Beaverton OR 97005 No: 09-2370
Substituted Party Plaintiff
VS.
Ketia Levine
12 Kingswood Drive
Mechanicsburg, PA 17055
Defendants
AFFIDAVIT OF LAST KNOWN ADDRESS
COMMONWEALTH OF PENNSYLVANIA:
SS
COUNTY OF DELAWARE
MARTHA E. VON ROSENSTIEL, attorney for the Substituted Party Plaintiff in the above action, sets
forth as of the date the praecipe for the Writ of Execution was filed the following information concerning the
last known addresses of the defendants are:
1. Name and address of owners(s) or reputed owner(s) and/or defendant(s) in the judgment:
Ketia Levine
12 Kingswood Drive
Mechanicsburg, PA 17055
And
Ketia Levine
367 West 4th Ave
Roselle, NJ 07203
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the penalties
ties.
of 18 Pa. C.S. Section 4904 relating to =Rosenstiel
Attorney for Substi
tuted Party Plaintiff
CF RY
200'3 JU]A 22 Fill s
i-I tat.,,
24458CAM-DN
Martha E. Von Rosenstiel, P.C.
Martha E. Von Rosenstiel, Esquire
649 South Avenue, Unit 6
Secane, PA 19018
610-328-2887
Attorney I.D.# 52634
Attorney for Substituted Party Plaintiff
U.S. BANK NATIONAL
ASSOCIATION, AS SUCCESSOR
TRUSTEE TO BANK OF AMERICA,
NATIONAL ASSOCIATION, AS
SUCCESSOR BY MERGER TO
LASALLE BANK, N.A. AS TRUSTEE :
FOR THE MLMI TRUST SERIES
2006-HE6
Substituted Party Plaintiff
VS.
KETIA LEVINE
Defendants
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
No: 09-2370
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO ALL PARTIES IN INTEREST AND CLAIMANTS:
The real estate and improvements, if any, located at and known as 12 Kingswood Drive
Mechanicsburg, PA 17055 will be sold by the Sheriff of Cumberland County on
Date of Sale: December 09, 2009
Time of Sale: 10:00 a.m.
Place of Sale: Cumberland County Court House, 1 Courthouse Square, Carlisle, PA 17013.
This sale is being held on a Judgment in Mortgage Foreclosure filed under Docket No. 09-2370
in the Court of Common Pleas of Cumberland County by U.S. Bank National Association, as
successor Trustee to Bank of America, National Association, as successor by merger to Lasalle
Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6, Substituted Party Plaintiff against
Ketia Levine, Defendant(s). Judgment was entered on June 17, 2009 in the amount of
$191,767.57. The property was seized and taken in execution as the property of Ketia Levine.
The property to be sold at Sheriff's Sale is described as follows:
ALL THAT CERTAIN, tract or parcel of land and premises, situate, lying and being in the
Borough of Mechanicsburg, County of Cumberland, and Commonwealth of Pennsylvania, more
particularly described as follows:
BEGINNING at the point of intersection of the Eastern line of Kingswood Drive and the line of
adjoiner between Lots Nos. 13 and 14 on the hereinafter mentioned plan of lots; thence South
61 degrees 37 minutes East by said line of adjoiner a distance of 123.27 feet to a point; thence
South 21 degrees 43 minutes 40 seconds West along the Western line of Lots Nos. 20 and 21
respectively on said plan, a distance of 100.24 feet to a point; thence North 44 degrees 37
minutes 38 seconds West, along the line of adjoiner between Lots Nos. 12 and 13 on said plan a
distance of 149.13 feet to a point on the Western line of Kingswood Drive aforesaid; thence
along said Western line measured in a Northeasterly direction on a curve to the left having a
radius of 175 feet; an arc distance of 51.89 feet to a point on same; thence continuing along said
Western line, North 28 degrees 23 minutes East, a distance of 4.86 feet to a point, the place of
beginning.
BEING Lot No. 13, Block H on the final plan of Wynnewood Park, Part of Blocks B, C, D, G,
H as recorded in Plan Book 30, Page 116.
HAVING THEREON ERECTED a residential family dwelling house known and numbered as
12 Kingswood Drive.
AX PARCEL NUMBER: 18-22-0519-280; CONTROL NUMBER: 18000405
IMPROVEMENTS: Residential Dwelling
A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later
than 30 days after said sale, and distribution will be made in accordance with the schedule
unless exceptions are filed thereto within ten (10) days after the date of the filing of said
schedule. Judgment was recovered in the Court of Common Pleas of Cumberland County Civil
Action No. 09-2370. You should check with the Sheriff s Office by calling (717) 240-6390 to
determine the actual date of the filing of the schedule. No further notice of the filing of the
Schedule of Distribution will be given.
R. Thomas Kline, Sheriff of
Cumberland County
ATTORNEY FOR PLAINTIFF: MARTHA E. VON ROSENSTIEL, P.C.
Martha E. Von Rosenstiel, Esquire
Attorney for Substituted Party Plaintiff
649 South Avenue, Unit 46
Secane, PA 19018
Phone: (610) 328-2887
Fax: (610) 328-2875
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 09-2370 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due U.S. BANK NATIONAL ASSOCIATION, As Successor
Trustee to BANK OF AMERICA, NATIONAL ASSOCIATION, As successor by merger to
LASALLE BANK, N.A., as Trustee for THE MLMI TRUST SERIES 2006-HE6, Plaintiff (s)
From KETIA LEVINE
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $191,767.57
L.L. $.50
Interest from 6/18/09 to 12/09/09 at 6% -- $5,516.00
Atty's Comm % Due Prothy $2.00
Atty Paid $169.00 Other Costs
Plaintiff Paid
Date: 6/22/09 ?0.
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Deputy
REQUESTING PARTY:
Name: MARTHA E. VON ROSENSTIEL, ESQUIRE
Address: 649 SOUTH AVENUE, UNIT #6
SECANE, PA 19018
Attorney for: PLAINTIFF
Telephone: 610-328-2887
Supreme Court ID No. 52634
Martha E. Von Rosenstiel, P.C.
Plaintiff
Martha E. Von Rosenstiel, Esquire
649 South Avenue, Unit 6
Secane, PA 19018
610-328-2887
Attorney I.D.# 52634
U.S. BANK NATIONAL ASSOCIATION,
AS SUCCESSOR TRUSTEE TO BANK OF
AMERICA, NATIONAL ASSOCIATION,
AS SUCCESSOR BY MERGER TO
LASALLE BANK, N.A. AS TRUSTEE FOR
THE MLMI TRUST SERIES 2006-HE6
Substituted Party Plaintiff
VS.
KETIA LEVINE
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
: NO: 09-2370
i9?'
AFFIDAVIT OF SERVICE OF NOTICES PURSUANT TO RULE 3129.1
MARTHA E. VON ROSENSTIEL, ESQUIRE, attorney for the Substituted Party
Plaintiff in the above action, hereby verifies that on July 6, 2009 , true and correct
copies of the Notice of Sheriff s Sale were served upon recorded lienholders and any known
interested parties by regular first class mail, postage prepaid with Certificate of Mailing
evidencing said service attached hereto as Exhibit I.
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject
to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities.
Dated: June 18, 2009
#24458CAM - DN
Attorney for Substituted Party
Martha E. Von Rosenstiel
Attorney for Substituted Party Plaintiff
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