HomeMy WebLinkAbout09-2449IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
PO Box 2036
Warren, MI 48090
VS.
STEPHANIE K SPOTTS
1110 RIDGE DRAPT A
MECHANICSBURG PA 17055
Defendant
CIVIL ACTION
NO: Dq - 61M l.it v l Tet'w?
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend are served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the Complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
Plaintiff :
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
PO Box 2036 CIVIL ACTION
Warren, MI 48090 :
Plaintiff
VS. :
STEPHANIE K SPOTTS
1110 RIDGE DRAPT A
MECHANICSBURG PA 17055
Defendant
NO: O q- a V'/ (mil 7-e,-
COMPLAINT
Plaintiff, ASSET ACCEPTANCE LLC , by and through its attorneys, Edwin A.
Abrahamsen & Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, ASSET ACCEPTANCE LLC , (hereinafter "Plaintiff') is a Michigan
corporation with a principal place of business located at PO Box 2036 Warren, MI 48090.
2. The Defendant STEPHANIE K SPOTTS (hereinafter "Defendant") is an adult
individual residing at 1110 RIDGE DRAPT A MECHANICSBURG PA 17055.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by CHASE BANK with the
account number 4266841020192090.
5. The within account was sold by CHASE BANK to ASSET ACCEPTANCE, LLC
for valuable consideration and all rights under said accounts were assigned to ASSET
ACCEPTANCE, LLC.
6. Use of the CHASE BANK credit card was subject to the terms of the Cardmember
Agreement, a copy of which was sent to the Defendant along with the credit card. (See,
Cardmember Agreement attached hereto as Exhibit "A.")
7. Defendant used the CHASE BANK credit card account
number4266841020192090, for purchases, cash advances and/or balance transfers.
8. The Defendant was mailed account statements relative to the Defendant's use of the
subject credit card.
9. The Defendant defaulted under the terms of the Agreement by failing and refusing
to make monthly payments on the account as they became due.
10. The account became delinquent June 14, 2006.
11. The principal amount was $6,096.42 at the time it was received by Plaintiff.
12. Pursuant to the account agreement, any unpaid balance accrues interest at the rate
of 18.
13. The total amount due and owing the Plaintiff including interest, is $8,468.60.
14. Pursuant to the terms of the Agreement, Defendant is liable to Plaintiff for court
costs and reasonable attorney's fees.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the
amount of $8,468.60 plus costs of suit and any other relief as the Court deems just and
appropriate.
ly submitted,
Edwin A. Abrah s & Assoc.
Michael F. R d, Esquire
Heather K. druff, Esquire
Attorney I. . Nos.: 86285/207805
1729 Pittston Avenue
Scranton, PA 18505
mratchford@eaa-law.com
hwoodruff@eaa-law.com
VERIFICATION
I, Michael F. Ratchford, attorney for Plaintiff, ASSET ACCEPTANCE LLC , am fully
familiar with the facts set forth in the within Complaint and am authorized to make this
Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are
true and correct to the best of my knowledge, knowing that any false statements are punishable
by law pursuant to 18 C.S.A. 4904.
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F1LEG- "µrPCE
`OAPY
Or
THE OF ?v
? 4,? F' V1 7 t ?-
?? aama8
Sheriffs Office of Cumberland County
R Thomas Kline 4oWAa 01 ItItibPT(, ?D cuwaru 1, acnurpp
Sheri Solicitor
Iu1. Fx{: ;YS
Ronny R Anderson Jody S Smith
Chief Deputy OFFICE OF THE s"EMCF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
04/22/2009 10:19 AM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on April 22,
2009 at 1019 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Stephanie K. Spotts, by making known unto herself personally, defendant at 1110 Ridge
Drive, Unit A Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time
handing to her personally the said true and correct copy of the same.
SHERIFF COST: $37.90
SO ANSWERS
April 23, 2009
2009-2449
Asset Acceptance, LLC
VS
Stephanie K. Spotts
R THOMAS KLINE, SHERIFF
By
Deputy Sheriff
-
i
- M -
,?
q ? `.
f
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
Plaintiff
CIVIL DIVISION
vs.
STEPHANIE K SPOTTS
NO: 09-2449-CIVIL TERM
Defendant
PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment by default for failure to respond to Plaintiff's Complaint in the
amount of $8,468.60. Notice of the intent to file a default judgment was served upon the
Defendant on June 04, 2009. A copy of the Notice of Intent to Take Default Judgment is attached
hereto and marked Exhibit "A."
Edwin A. Abrahamsen &
Michael F. Ratchford, 's
Attorney I.D. No.: 86285
Attorney for Plaintiff
JUDGMENT
AND NOW, this ?_ day of , 2009, Judgm nt ' hereby entered in favor
of the Plaintiff and against the Defendant in the amount of $8,468.6 or failure to respond to
Plaintiff s Complaint.
PROTHON TARY
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC ,
Plaintiff
CIVIL DIVISION
vs.
NO: 09-2449-CIVIL TERM
STEPHANIE K SPOTTS
Defendant :
CERIFICATE OF SERVICE
I, Michael F. Ratchford, Esquire, hereby certify that on the date indicated below, I served
a copy of the Praecipe for Entry of Default Judgment in the above captioned matter by mailing
the same via First Class United States mail, postage prepaid addressed as follows:
STEPHANIE K SPOTTS
1110 RIDGE DRAPT A
MECHANICSBURG PA 17055
Edwin A. Abrahamsen & Associates, P.C.
Date: June 17, 2009
Michael F. RatchToi
Attorney I.D. No.: 8
1729 Pittston Avem
Scranton, PA 185
(570) 558-5510
ASSET ACCEPTANCE LLC
In the Court of Common Pleas of
Plaintiff CUMBERLAND County, Pennsylvania
Civil Division
vs.
NO: 09-2449-CIVIL TERM
STEPHANIE K SPOTTS
. AFFIDAVIT UNDER SOLDIERS AND SAILORS
Defendant RELIEF CIVIL RELIEF ACT OF 1940 AS
AMENDED
State of Pennsylvania
County of CUMBERLAND SS:
Michael F. Ratchford, Esquire being duly sworn according to law deposes and says that the
above named defendant(s): STEPHANIE K SPOTTS is(are) not in the military service of the
United States of America as defined by the Soldiers' and Sailors' Civil Relief Act of 1940 as
amended;
That the defendant(s): STEPHANIE K SPOTTS is(are) older than eighteen years of age;
That the employment status of the defendant(s): STEPHANIE K SPOTTS is(are) unknown.
COWIN A. ABRAHAM9E
MICHAEL F. RATCHFOR
HEATHER K. WOODRUF
*ALSO MEMSER OF FL AR
THE LAW OFFICE OF
EDWIN A. ABRAHAMSEN & AssocIATES, P.C.
WWW.EAA-LAW.COM
June 4, 2009
STEPHANIE SPOTTS
1110 RIDGE RAPT A
MECHANIC BURG PA 17055
Re: ASSET ACCEPTANCE LLC v. STEPHANIE K SPOTTS
CUMBERLAND County Civil Action No.: 09-2449-CIVIL TERM
Our file No.: AA9-0512
Dear STEPHANIE K SPOTTS;
Enclo d please find the Ten Day Notice of Intent to Take Default in regard to the above-
noted matter. Please act accordingly.
If you ave any questions or wish to discuss your outstanding account, please contact me
at(570)558-55 10.
Edwin A. Abrahamsen & Associates,
Enclosure
This is a come
will be used f
Punication from a debt collector in an attempt
that purpose. /
llect a debt. Any information
1 729 PITTBT N AVE. • SCRANTON, PA 1 E3505 9 iP) 570.556.5510 • (F) 570.558.551 1
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACI
:EPTANCE LLC
Plaintiff :
STEPHA
CIVIL ACTION
vs.
K SPOTTS NO: 09-2449-CIVIL TERM
Defendant ,
To: STE HANIE K SPOTTS
1110 RIDGE DRAPT A
MEC ANICSBURG PA 17055
Date of Not4e: June 4, 2009
IMPORTANT NOTICE PURSUANT TO PA.R.C.P. 237.1(a)(2
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER AN
APPEARA CE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH
THE COUR YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST OU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS
NOTICE A UDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING
AND YOU AY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFI CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF Y
TO PROVII
LEGAL SEI
U CANNOT AFFORD 1-0 HIRE A LAWYER, THIS OFFICE MAY BE ABLE
E YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
VICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 170 1 3
717-243-9400
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
CIVIL ACTION
Plaintiff :
VS. ,
STEPHANI K SPOTTS : NO: 09-2449-CIVIL TERM
Defendant
CERIFICATE OF SERVICE
I, Mi hael F. Ratchford, Esquire, hereby certify that on June 4, 2009 I served a copy of
the Ten Day otice of Intent to Take Default in the above captioned matter by mailing the same
via First Cla United States mail, postage prepaid addressed as follows:
STEPHANIE K SPOT-FS
1110 RIDGE DRAPT A
MECHANIC BURG PA 17055
Edwin A. Abrahamsen & Associates, P.C.
Michael F. Ratchford, Esqui
Attorney I.D. No.: 86285
1729 Pittston Avenue
Scranton, PA 18505 /
(570) 558-5510
Request for Military Status
Department of Defense Manpower Data Center
1 03-1 Military Status Report
W Pursuant to the Servicemembers Civil Relief Act
Page 1 of 1
JUN-17-2009 12:32:35
-< Last Name First/Middle Begin Date Active Duty Status Service/Agency
SPOTTS STEPHANIE Based on the information you have furnished, the DMDC does not possess any
information indicating that the individual is currently on active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the
information that you provided, the above is the current status of the individual as to all branches of the
Military.
14
y6t fet.
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains
the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of
data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50
USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has
issued hundreds of thousands of "does not possess any information indicating that the individual is currently on
active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or
any family member, friend, or representative asserts in any manner that the individual is on active duty, or is
otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of
the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL
provided below. If you have evidence the person is on active-duty and you fail to obtain this additional
Military Service verification, provisions of the SCRA may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name),
you can submit your request again at this Web site and we will provide a new certificate for that query.
This response reflects current active duty status only. For historical information, please contact the Military
Service SCRA points-of-contact.
See: http://www.defenselink.mil/faq/pis/PC09SI.DR.htmi
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the
requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report /D: BFPRKOPJCGU
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 6/17/2009
FILE'!,.
n- TH r # ;.t ..
2100, 9 JsJL -8 F I
d.!"Y
414-oo Po ATT-f
ce 4x775
R4 aarll 41
ASSET ACCEPTANCE LLC
In the Court of Common Pleas of
Plaintiff CUMBERLAND County, Pennsylvania
Civil Division
vs.
STEPHANIE K SPOTTS
NO: 09-2449-CIVIL TERM
Defendant
NOTICE OF FILING JUDGMENT
Notice is herby given that a money judgment in the above-captioned matter has been entered
against you in the amount of $ B y?g, (op on y?g?py
By:
If you have any questions regarding this notice, please contact the filing party:
Edwin A. Abrahamsen & Associates
1729 Pittston Avenue
Scranton, PA 18505
Telephone: (570)-558-5510
(Notice is given in accordance with PA Supreme Court Rule of Civil Procedure No. 236)