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HomeMy WebLinkAbout04-16-0915056051047 ~~~~~ ~00 EX (06-05) OFFICIAL USE ONLY ?A Department of Revenue ~_ County Code Year File Number Bureau of Individual Taxes ~~~~ INHERITANCE TAX RETURN Ro aox zaosol '~'=~±~ 0 3 ~ , Harrisburg, PA 17128-0601 `" RESIDENT DECEDENT ,L, I ~ "I ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth Decedent's Last Name Suffix Decedent's First Name MI (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW O 1. Original Return O 2. Supplemental Return O 3. Remainder Return (date of death prior to 12-13-82) O 4. Limited Estate O 4a. Future Interest Compromise (date of O 5. Federal Estate Tax Return Required death after 12-12-82) O 6. Decedent Died Testate O 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) O 9. Litigation Proceeds Received O 10. Spousal Poverty Credit (date of death O 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT - THIS SECTION MUST BE COM PLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number ~ARy ~r-~~ ~~ ,~ZHor~ -~~~ ~-~~~~ a~33- ± Firm Name If A licable _ "' ~~ First line of address .~ ~ ~ v r Second line of address R o5~ G-A~~~~ ~~~~, City or Post Office Correspondent's e-mail address AS7tate / rl ZIP Code ' OF'd ILLS USE -~tILY -- ... ~- °_ r I ~-- ~ r , t-r"~ ~ __ _ ~~ '_! r-.- - `:~ X71 ~ ;_~ r~t~ n c " y~ ~ `' ri ~7 - ~ ; - - -~-1 , . ~ ~,~~~ W DATE FILED Z " 1 ~ C~ ~ ~ ~ 3 ~Y" ~ Under penalties of perjury, I declare that I have examined this return, including accompanyiny schedules and statements, and to the best of my knowledge and belief, rt is true, coned and ~;oriplete. Declaration of preparer other than the personal repiesentafive is haled on all information of evhich preparer has any knowledge. SIG~~URE OF P ~f~Sp ~ f~ESP ~t~BLE FOR~FILIt~J~ RETURN DATE ADDRESS ,~1 /1 1~ JJ __;~~ ..___-_~~t_~~_~_:~~'~ _~ - eti ~~~1,?it•. r'Ic~c~lar,~~ ,n~~r~~. ~~~ I'~Ci~~i y//C~O SIGNATURE OF PREPARER OTHER TH ',UDRESS 1,5056051047 ESENTATIVE DATE 'LEASE USE ORIGINAL FORM ONLY Side 1 15056051047 9 15056052048 REV-1500 EX Decedent's Social Security Number CecedenCs Name_ r ~ `'~ ~` RECAPITULATION ~' y[r,~,- ., L Real estate (Schedule A) . ............................................ 1. I ~ 'J i U (~ CJ • (~ Q ,! 11 2. Stocks and Bonds (Schedule B) ........................ ............. 2. '1 ~ } ~ ~ ~ . ~ .J 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages & Notes Receivable (Schedule D) .................. ...... .... 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) .... .... 5. ~ ~ ~ ~ ~• 6. Jointly Owned Property (Schedule F) O Separate Billing Requested ... .... 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested.... .... 7. 8. Total Gross Assets (total Lines 1-7) ................................ .... 8. ~ ~ ~ t ~~ 9. Funeral Expenses & Administrative Costs (Schedule H) ................. .... 9. -7 ~~ I 1 q ~ r~. ~ ~ 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ............ .... 10. ~ ~ ~ ~j 1t ~ . ~ r 11. Total Deductions (total Lines 9 & 10) ............................... .... 11. q ~ / 3 ~p ( ~ -(, 12. Net Value of Estate (Line 8 minus Line 11) .......................... .... 12. ' 1 ~ ~ '7 t ~" Q ~.~ 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) .................... .... 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) .................... .... 14. a ~ ~ t -I Q ~. ~/ TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 • 16. Amount of Line 14 sax~able 1~ at lineal rate X .0.7.iJ ri I ~ ~~ (j ~~. (.~ ' 16. ' ( d r~ ~ • .~ 17. Amount of Line 14 taxable ~ at sibling rate X .12 17. 18. Amount of Line 14 taxable at collateral rate X .15 • 18. • 19. TAX DUE ...................................................... ... 19. 1 ~ (i ~ ~ •:~ I 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O Side 2 15056052048 15056052048 <<LV~?~5U0 FX Page :~ 1=ile Number Decedent's Complete Address: DECEDENT'S NAME ~~ t- : ~ c STRFETADDR.E6S /' Cam, ,~ ~~~ ~ ~ ~ ~ CITY STATE ZIP Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits~Payments A. Spousal Poverty Credit B. Prior Payments _ C. Discount ~'~'/p / 3. Interest/Penalty if applicable D. Interest E. Penalty (1) ~fl , ~'~~ , 5~ Total Credits (A + B + C) (2) ~7 l~ ,3 ~ ~~_ Total InteresUPenalty (D + E ) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. (3) (4) (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) ~l ~ ~ 17/ Q , 5 7 Make Check Payable fo: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :.................................................................................... ...... ^ b. retain the right to designate who shall use the property transferred or its income : ..................................... ...... ^ c. retain a reversionary interest; or .................................................................................................................... ...... ^ d. receive the promise for life of either payments, benefits or care? ................................................................ ...... ^ [' 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ........................................................................................................ ..... ^ 3. Did decedent awn an "in trust for" or payable upon death bank account or security at his or her death? ........ ...... ^ , 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ................................................................................................................. ...... ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN, For dates of death on or after Jufy 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after .January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (iij]. The statute does not exemat a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000' The tax rate imposed on the net value of transfers from a deceased child brventy-one years of age or younger at death to or for the use of a natural parent. an adoptive parent, or a stepparent of the child is zerv (0) percent [72 P.S. §9116(a)(1.2)]. he tax rate unposed nn the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half 4.5) percent, except as noted in l2 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent (72 P.S. §9116(a)(1.3)]. Asibling is defined, under ~ection 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDt~LE A REAL ESTATE ESTATE OF FILE NUMBER All real prbperty owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship m~~c- ha ~ic~~ncn~ ,.., c,.tiea„~s c REV-1503 EX+ (6-98) ~ ;~ SCHEDULE B COMMONWEALTH OF PENNSYLVANIA STOCKS & BONDS INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER ~U d' ~ ~Pav~ 1 ' ~C ~r\~ l~ i All property jointly-owned with right of survivorship must be disclosed on Schedule F. ;If more space is needed. insert additional sheets of the same size) ~ REV-1508 EX.11-W) SCHEDULE E COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS, $c M~$\.r. INHRESIDENTDECEDENTRN PERSONAL PROPERTY ESTATE OF FILE NUMBER {' cam- ! " 1 C~ :1 n l t Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. `\ n l S a v ~ I~ ~ -~ ~. ~_ a-)~ ~ ~' Ica. ~ ~ >\ ~ ~" 1 c c a~ ~ ~~ P0. ~~ x ~~_~~(~ . ~.~,~ I I ri C `~~ c ~~ ,~ ~ c c c+•ti+~ ~ to ~ ~ , ~ ~v #-- ~331otf~o4~ 1~1~ ~ ce ~~av\~e c~5 ~~~se ~"lal~ ~~te.ns - ~~-~n;~~rP ~3 ~ Sao , OG w ~ 5 ~ s- 0~-r~C~ G~ r y e c- . K; ~C~.~ ~~~r ~ TOTAL {Also enter on line 5, Recapitulation} ~ $ ~~ ~ ~-~;f ~ -~ } ~ 4 (If more space is needed, insert addlUonal sheets of the same size) REV-1511 EX+ (10-06) ~~~~ SCHEDULE H .~:~. COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES & INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER Y C ~ ~ I` <~ . 1 e ~. ~ti C~ r,ti~ ~ 1 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: ~. 1 ~li ~ ~ ~ ~ ~liv~C 6' c~~ O (h ~'.r y0 1 ~' la.t' ~~~ ~J`~~ee`E" ~~~ ~~~~~. ~~ Ct:,,,, ~ N ; I I ~ ~' ~ . ~~o~l e o.~c~e cir_ ~ he e ~" ~~o c- h r e~ti.~(c-~ ~~ ~ ~~ o ~c B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Street Address City -- State. Zip _____ Year(s) Commission Paid: 2 3 4. 5. 6. 7 Attorney Fees Family Exemption: (If decedent's address is/~not the same1as claima/n~t's, attach explanaltion) T1U ~ ~ ~~ Claimant ~ ~ca-~ 1 _00.~_f ~ t~l~ __ - l C~t, ~~v~C t ~ ~`, hc.nc~.r 0. ~CC r' tne_ r c~~~. Street Address ~ _Q _ ~Q~( ~G(p ~~ - _ -- City _._._C<~ r 1, .~- -- -- State _ % __, 7_ Zip ~ ~ 0~~ ----- - Relationship of Claimant to Decedent ,S-p ~.r~ Probate Fees Accountant's Fees rax Return Preparers Fees ~ T ~ --_~__.-___ .___ __ .__-_ _- _ __ _._ __- -r' -~.-___ ___ _ _ ~) n t r, ,(~ 1. '~ + , r>, r1_~<'C~ J.; ~ 1C:e _ C -~ ~ U , ~ ~j ~) r? v ~ ~rt;.. t ~~ ;~ I-~._-1t~ ~3 ~ ~c~o. OG i~ ! ~_ i ~ ~~ ~ , ,` I .- _- --- _ a-- _ __ _ - ----- -- ----- ------ ------ ----------- ---- .-- -_ --- --- ----- TOTAL (Also inter on Irne 9. Recapitulation) S .~ ~ } _~c- -~.. `~C I~f mcre pact a ,:eded insert a~.ciiiional nhr ets cl't e ~:ai ie ~i~~:~ REV-1512 EX+ (12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE 1 DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF V~ _ (1~r~1 I1 FILE NUMBER Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. REV-1513 EX+ (9-00) r SCHEDULE J COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY RELATIONSHIP TO DECEDENT Do Not List Trustee(s) AMOUNT OR SHARE OF ESTATE I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1. 1~1ar , ~~~-h a ~ ~ -C=F t )~ ~~JLJ f1 ~- ~3 oT i~~ r.o l ~ ~~R yJ~ ~3~,~~33 aPv ~t 090 ~ ~. Sec., ~~Tf~ct'~ I~~Cc:~~r.e << 5 C .1 ~/?j c?`t ~1 h o~, fG(o 'fie,( ' ~'S~~~e ~ct~k[_ a. c ~tP I~:11, r 1-~o~i ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THR OUGH 18, AS APPROPRIATE, O N REV-1500 COVER SHEET II NON-TAXABLE DISTRIBUTIONS: 1. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET ~ $ (If more space is needed, insert additional sheets of the same size) ~ Sovereign Bank 1-877-768-1143 www. sovereig n ba n k. com MYRA J MCCONNELL STATEMENT OF ACCOUNTS Statement Period 01112!09 TO 02109/09 SOVEREIGN PREMIER CHECKING Deposit Accounts Account Number Average Daily Balance Current Balance SOVEREIGN PREMIEF2 CHECKING 233104(1042 $788.03 $672.46 STATEMENT SAVINGS ACCOUNT 1054019847 $1,617.59 $487.10 Total Deposit MYRA J MCCONNELL Balances $1,159.56 Account # 2331046042 Beginning Balance $315.42 Current Balance $672.46 Deposits/Credits + $2,500.03 Average Daily Balance $788.03 Withdrawals/Debits - $2,142.99 Interest -Paid this Period ` $ 0.03 Annual Percentage Yield Earned 0:05% Earned this Period $ 0.03 Paid Last Year $0.26 Paid Year-To-Date $ 0.53 'The interest earned and the interest paid may differ depending on when interest is :redited to your account. Checks Posted Check # Date Paid Amount Reference # Check # Date Paid Amount Reference # 1908 01/22 $133.68 970467645 1910" 01/27 $1,500.00 971357855 2 Check(s) Posted = $1,633.68 An asterisk (') indicates a skip in sequential check numbers which may be caused by one of the following: • A check not yet received • A check that was converted to an electronic transaction, which will be listed in the "Electronic Checks Posted" section below. If no checks were electronically converted, this section will not appear. pnge 3 of 6 233l0460~12 Sovereign Bank STATEMENT OF ACCOUNTS Statement Period 01N2/09 TO 02109/09 1-877-768-1143 www.sovereignbank.com SOVEREIGN PREMIER CHECKING Account Activity Date Description Additions Subtractions Balance 01-12 Beginning Balance $1,555.10 01-14 US TREASURY 303 $1,432.Q0 " '' $2,987.10 SOG SEC 011409 D SSA 01-20 WTHDRWL $1,000.00 $1,987.10 01-23 PHONE TRSF DEBIT' $1,500.00 $487.10 02-09 Ending Balance $487.10 page S of 6 1331 ~46~d1 L = O ON ..~ M /~ C V ~ U Z t.. Y J a ~° ° .~ ~ o ti ~ a U a O Q A U d ~ ~ ro U (p i- O.' O Y O a~ C C ° c~ a W~ /~ (~ y c n ly N ~ N o Q 7 ~ ~ F ~ Z ~ ~~ ~ o a~°~ n g~ W Z 4 ~ _ _fl O N _ ~ /`~ ~ a c i., _ a J - ~ _ U W o Qtn `eh° Q U ~ ~ ~ MZmo )WQ~4 ~C cc O C Q y Z~ oci~~m~~ _ p,,O ° =NQ Q~1-V~thU = o . 0 0 N O O O a~ C y .+p O ~ C U~ aj F-- F- F- V- F- N 0 y to J Cn J Vi (Q y N ~ {~ J O O 0 0 O p ? 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Q~ ro . ~ ~ ~ J ! ~~ _ ~ , m ~ 2 a ~ ro ~ ~ OZ C j ~ N V ~ V ~ yr L U ~ ~ m ~ ~ ~ W ° ~ ~ ~ ~ 'o ~ 'm C Q G! v, v > O Y ~ v ~ ~ _ C~ I`0 ;g O >. a W ~ ~ Z b ~ a~ c m Q ,~ a m o b S o p~ F- c ~ U '~ •~ O ~ n S ! 1 ~ i ~ _~ Q N ~ t ~ ti ~ m ro i O a N ~ ~ n ~ o N y ~ a ro w V b "- c o ro o ° ~' ~ ~ ~ ~ ~ .:. ro a~ c~ C a' a 4 o ~ ~ ro w o ~ ~ n ~ m ` ° ti N ~ C ~ ~ N 4 o w ~ N ~ ~ c ~ ~ ~ U ~ ~' 3 ~ rn ° ° ~ c °' ~ y mb-c ~ ~ ~~= o °„ m _ i `~ o o a ~ 3 of '~~' Q > > ~+ c O) ~ ~ ~ ti ~, h Q ro b~ N ro p) ~~ ~ ]~ ~' ro a ~ ` v a~ o y ~ o c ~ ~'_rnrnQ ~ ° a' ro ~ b c b ~~ ~ vi ~ ~ ' L O)~ N c m L C y m LL N ~+ O b j N V y ro O ro ~ ~ 3 w ro C as ~ ~ ~ `~ .~ a, ° ~ ~ ~ ~ o o m rn a~ ~ o '~ c a~° ~ ~ c a ~ _~ ~ ° ~ ~ ~ m - ~ ~ y $ o m ~ ~' ~°' m m ro b rnQ,N m~ c,rn ~a ~ e ° ~~ r`~°>om"~ ~ ~EEb c ~ ~~~~~ m°~ c~ r ~ c ~ E ~ ro o ~ b ~ b c ° c ~ a~i y °~ ~ v° m ~ '' ~ ~~? a~ ro v, ~ U ~=_~ ro o y ~ c r 3 j E "~~ a c v =' O N N 3° E 4 3 o ro b c_ m ~+b 4° b voi ~ O v 1 o .c m~ ~ .~ .C G p ro ~i N .~ ~ G~i ~~~ c b v ro y b ~ ~ `~ ~ C N U E ~ ~ O~ ~ ~ b i E c W j ti ~ p i O ° O y Q -c b ti ° m E °- ` ~ ro ~ ~ m a i m ~~~. !V ~ c ~ ~ -o o m o ~ w ~ '~ U rn j a ' ~ b h ~ r ~ 3 b a~ rn ~ ~ ~ W°~ ~ ~ ~ o m ~ a J ~ Z vi ° a c a~ a '.~ rn ti ~. ~ ~ Q I J ~ ~ li ~ j ry Y L Z h N O ro s U a ~v ~" m ~ c v, a o E ro ~ m ~ p>~-_ i ~ ~ 'm ~ a`~ ti 3 ° b O h ~ W b ~ ~ ~ ~ .D ro y ~~,,, ~ U N '~' ~ c b a U ~ a °~,' ~ o .N m y c ~ o. a~ b y j C b~ "~ N b ~~ Z ~ ~. i ro y j C ° ~ m~ b b o '~ °' o~ c '> c ro ° °' m` a rn; y c m ~ o ` ti. b ~m ~ ~ y Ear Qroao F m O~ ~ ~ a o .~ N ° ro y N U O N ~' ~ w « Q v i ~ .N m ~ a ~a ~~ `o ~'w Ec°~ m c i rn, ° b O o N U o E o c w ~ ~ ~ 0 ro ~ 4 0 ~,~, ° a ,b y h~ ~ 4 ° 3~ °.5 ao b,a ~" ~mrnm ~ rn «b '- o a~ `° W °" ~ Q ~_ °~ Q y m 4 o m ~ ~, y h ip ~~ o 0 ° 3 w ~ ~ - H ~ W N W ~ ~ ° o ~ 4 a~ b c m ~ a; ?~ c a + ~y -~ m o b ~ o c y o a~i ~ 4 N O ~4 ~ b ro Q b ~ axi ~~ Q y ~ Q O m ~ a 3 ` ~ ~ ~ Q .N ~ ~ ~ ~ ~ ~~ N c ~ ~ N N ~ ? `° o ~ b a m ~ ~ D b .'o ° 3 u Q ~ ro o c ro ~ ~ ~ ~ ~ i 'Q '~ ~~ ~ ~ t-. ~ ~ ~ o "' ~ o ° ~ o "- a~ ~ rani ~, a p ro ~ a~i a~ ~ b b w 4 b b 4 b w Q e~ 0f ~ ~, ~~ ~ ~ a ' ; o~ m°~' m~° ~~ ~~~au a~ Q ~ Q a ~ Q~ ~ Q b N ~ ~ ~~ ?~ ~ N ~ ~ U L y G~~ ~ ~ y E o E o `m o ~~ a N~ 3 v o y 4 v a~ u> F 3 ~~ m y a~ Q a ~ i ~ a M 3 Q ~ a ~ a~ a i ~ ` a ~ a~ ~ 3 a~ W ro W Z O ~ ~ c~ ~ ~ ti C1 ~ ~ ;, Q ~? y ro Ol ~ c E . , H ~ ~ a a~ ~ a i v i 3 Q a_ i > y c ° p N N U ~ c~ r> a i b 3 : y ~~ c ~ a v CJ ro 3 ^2 ~ ~' a~ a~ ~ 0 Q~ L L `U 0 w R a O O N r M f~ L A~ ~ W ~ .~.r ~ ~~ i .F+ ~ V ~ i ~ _ ~ Z j Y Q d' W F ~. ~ N /`~ ~ a 3 N N F !~ u~ n n N n i .~ C O V V J W Z Z 0 V U a C N O O 0 0 N N O 0 0 0 a~ w ~ v a~ G) ` ° i y E ~ i0 O r ,~ .o «.. E °~' b o° ~ ~ U aUi C o W , , m~~~ ~v m o m '' c ., rn c C C fA U .O w . ~ N ~ ati ° c ~ o o ~ aQ 'ocm` ° mya, m ~ - m ~ ti U N C O ~ .O CaJ ~. V Q O N L V L c c a b ~ ~ ~ b ,o ~ a v ° a ~ ~ x o m b~ i , m L m E ~ ~ t U_ ~? Q ~ 1 U O 'O . c c c O ?~ o O..E Q C . '~ _ O p N C R O O O ~ a ~= N~p'O E ~ c o ~ ~ ~ ~ 4~ ~ ~ rn m ~ N c N r ~0 ~ U ++ ~ ro~a N y „ ~ Q~ °'fi3y~' ~ > a~ u~ c N U N y L S C G1 .U N ' U Y p~ ~ N V B i ~ ~ ~p O ~ iV 10 ~ i~ w L a `n U ..~ m ~ 3 ~~ v c a o . E ~ m b~ o a ~ c c o .~ c U ~ c N N O N~ O c y k ~' W h y ~ aryi y ~ i '"' m o o y ~ p w U . j y0 ~ N (p 4 ON N , ~, O y C ~' ~. Mr a ,~ m c ~ ,e ~ ~ ~ ~ ~i O ~ y "- b~~ m B o y ce o O p 0 0 N~ i, W U o m ro a `o ai 5 rn p Q m ~ a~i u r~ U M~ C 4~ p~~ b N -~ - ~ v~ C y C C ~ O O ~ C p ~' O U ~. N .~ ~ .y U ~ ,~ N abi m> ~ c o a U ++ L+ N a c c O~ 3~_ °' ° U~ "' ~ c O ` c E V E C 'C b b 3 a a~ ~ N V o ¢+, ~v E h~ N~ y ~ n a ]~+~+ L O b~ ~~ E y p ~' ~ y 0 ~' N N in ~+ G ~ ' ~ ~~ G Q ~ ~ ~ ¢ m c o~ ,. „ L-0 ~ U p E op O d a h ~ ~'C w ~ 4 ~ u~,°,mEo C 0 (/~ ~ N •~ O 4'E~~~ a0i m~~ h y o U o ~ y W W¢ ~' ~ o ~ y _ ~ o N U1 c ~- ° .p o Z ~ ~ ro `~ a U C b o . ~ ° ,c . a~ ~ O C~` O (pj ~~ l j C ~ N ~• D L O? `o E c °' b `m ~ 3 ~ 4` ~ a m a~ c u ~ N y c ~U ', m o m o c ++ m E aao > o . ~o r ~ m ;c w ~ g ~ o o`~ o ~ ~ °' " ~ F N ~ 3 o~ N o~ y a ~ ~ a y~~ °' ~ oQ ~ a c =' °- = ~ ~ C ro 3 ~ ~ j ~ ° a aci C y c 3 ~ ~ ai U~ Q` U b b `~ a> a j y cn c C O~oU"-" aci b ~ ~ ~ orw a~ 'O ~ ~ ~ ~ t ¢ ~ ~ o o ~ v ~ ~ ~ 'N ~ p ~ b ~ Q~ .a o ~ C o x o :O ~ c ~ N a b v ~ C ~~ w 3? ai c ~ F > ` ~ o a~ u o K v a~ ~ •0 3 ` ~ ~ r o a o c a ~ ~ ~ _ h ~ c rn.~~~U ¢ ~ ~ Eo-n~~v " ~ U a m U~ ~ ~ E Q= E 4 o a 3 R ~ ° = ~ ~ :~ C k ° ~ ti c b N ~ ~ , a i tr. ~~ ~ b ~ r p e ~, rn o i 'o o .~ o b O b D A ~ 3 v i ~. ., ~ ~~ U y~ ~ N ~~~~ U ~. ~~ N N C S Q L .L.. ~ c~ ~ U O h .y O N~~ U i Q ~0 v W a y y ~ a i vi ~ ~ ~; ~ l ~ b aci ~a c ~ C C r 0~ O ~ 3 ~ O a ' ~ '~ D 4 o ` ~~~ U N c Q m 3~ a c o y ~ p o N (O ~ CT R a ~ n n L .p.r ~ O ~ Q Q O N ~ ch z L ~ ~ ~ Y . ~ ~ _ (Lf ~ Q ~// //11 Ii ~ .y m L ~ ~ ~ O '0 d ~ ~ O ~ r w J 10 ~ > > z ~ Q ~ ~ Q ~ ~ x 0 rn c ~ .~ i ~ Y m z o F C :~ Q ~ ~ ON ,~ ~ ~ L1) ~ ~ ~ ~ U1 Q (O N .} V C 7~ 3 y~~ Z ~ O - h ~~ } W Z a m x F- ~~' ~ N ~~~ H ~ Q ~ Q J V e- M O F Q ~ M J Q ~ o t~ ,- Z ~ O ~ ~~~~°a ~ uZ~ c ~ Z "~ ° ~ ~ W = M o o°Q_C~a ~ ~ ~ . G ~ N R ~t~UcoU 0 O O n 0 0 O O N ~, a m N 3 N Q ~ a o C7 m Q O +J >` l0 to - U m o N '~' a o 8 ~ c0 o o ~ r` ~ -C p, N N O (O E m ~, H V C FL- > Q. >r ~ q O ~ Cr N C :+ ~ U y 0 o n N Y . ~ o j m ~ a R E Y m ~ N c m a~ = 9 .o U (Q ~ 7 ` ~ c u~ a ~ m m ~ C r ° ~ Y N ~ ~ O ~ ~ N ~ (fl ~ E ~ C d c L O N 1 v 'q ~ . aU a ~ IQ ~ O ~ O N y a OI ~ . ~ _~ ~ N O ~ fA C N ` ~~ V o U U N a. ~ N U~ Y o ~ m c ~ i C Q ~ a °~ 3 ~ °:.o ~ 8 8 Fc a F aU(~ a o . .- i e~ o ~ ~ ~ y ~ e ~ m o t ~ > :~ m ~ U :.. rn~U °~~o .. o 7 ~i i U ~ N ~ E Y a~ ~ O IA ti ~ C OO C > Y O U ~ ~ ~ a ~ ~ N a OD ~ C j N O ~ ~ 10 ~ N ~ ~ N J t1'~~ c a~ ~ m >r ~ a~ Y _ X .N ~ N 07 y a -a o c C (C1 Y a O O . ~~ ~~ ' ° E " - a O O O c `O fl- w a~ c N Y c ~ i N N .~ ~ - ~ Q ~ a N O a~ ~ v ~ y m o Y c , v i E J 1° ~ o y U o R U ~ a~ ~ ~ U '- ' O C ~ w c C ~ p N N Q- N 0 N CA C ~ m ~ ~ a CA ~ a~ 01 -o N 0 N N Q i CA i V L ' _ U Y ~ w CJ ~~ Q U a m w a w N ~~ O M N U N ~ Q ~ U =p c y O. U o ~v 7 6 ~ o N ~ ~ Q ~ c ~, t ~~ ~ E E N ~ N C ~ O j 7 r- ~. ~ ~i o y a p Co -Np n M a ~ N H ~ O (U ~~ N O E ~ C N 7 Y o m aNi o .. c ~ O yoy N N a >' y Q c ~ ~ ~ ~ c o a ~ 'U ~ N N C C l0 T ._ W N N 7 ~ _ ° as N q +~ O ~ a ~ a 00 O U L .O C N ~ ~ ~ w .o y .O. ~ O ~ a a ~Q a Y ap0 n 4 C c v v " ~ ~ l"' C i ~ `~i, va c~ V ((~ M ~ ~ ~~' r"~ a to ~ O C O C 8 H °o°o O O H c N ~~ ~3N ~ ~ ~I •a3 ~Ya ,... 3 L O Y a_ ~ Q N ~ ~ O oYy ~`a >_ C ~ ~ C N U nzz rt I ~ 1 1 L 1 ~ N m C ~ c lev y N 8 n O O 0 O ~ ~ O) n g {'7 ~ a Fn N M N (` ~ H (D W O h ~ tt r ~ . (h O F r M ~ 07' O {O by N a c 0 n 0 Ul c a N >_ U O U ~ M m N c 3 ~ ~ 7 U ~- ~ ~ R:, _~ Y _ ~ ~ ~ ~ 1~^ H i ~ N y a c N ~ C ~ .~ ~ ~ W ~ O i 3 g a~ O N 4 = ~ N (D cep ~, w r- p E m ^ rn '° a M c ~ ~, m C v a~ Q . 0 1~ 3 ` C U ~ ~ ~ ~Q N G C C p fQ C G ~ N _ o ~ w ~ G w ~ ~ ~ O O E o m ~ y C V V a c v ~ v ~ a~ " ~ ~~ N "i °-' o c a w ~ ~ ~ ~ o ~ Ch ~ G ~ ~ o L '~ ¢ U ~ o L ~ c °- ~ c W ~ ~ (n i 0 i b ~ ..1 J W o ~ ~ i ~ , Z _ ~ ~ L a U car- ~ o v ro ~ a ~ ~p~ ~ V a~ Li. O y O cLf ~ .~ W N ° a > ~ ` ' Z m ~ c W ~ o ~ c S ~ a i m. a ~ a c0 (~ r7 ), ~ ~ ~ C ~ ~ d T fA v T y ' N z N s ~ ~ L O C ~L y ~ W ~ p ~ 3 77 ~ N O w m 1• N O ~ °' b ~ H t t C ro 3 f ~ ~ h L O N ~ CO h I`~ Q N y t +~ o { U ~ j M (0 ~ O ~ U C c0 ~ O ,~+ 00 U O M L N j ~ ~ C ~ O U N B O ~ ~ N O a Q o 0 0 ~ ~ o ~ ~ O ~ Q i a o G ~ ~ ~° a E ~ L g' m v o N ~ ~ ai ~ o a c MO o ~ N p E _ ~ O ~":~fY O 4i ~< fA - V (q c N U N ~ C ti ~ m ro ~ h R ~ ~ a G ~ N o C O a V1 O a a~ a F- i V ~~ =' o w ~ N aQo~ O i C N 4) p i O ~i., V _~ V y ~I O O N ~I O O N a U k d C m to v ~, .~ 0 U J W J J W W W R O Z Z N ~ Z a z U ~ m m~~ m ~ a E ~ > Q Q W a ~ O (n N ~ N O ~ O U N G j H O Q ~ C j L O C Q ~ C_ O E `~ '' 0 3 O 0 U ~ ~ '~'Q! a~ C (O ~ p ~ p .C ri v Gp~+ 69 N p N f0 O O O O Q ~ Q N ~ ~ a 5 _n Y C pp N O O O O~ y O O O ~n ~ 69 61! ~ B p ~ m c 0 c ~ ~ m L U O 0 3 a p a ~ ~ ~ E o v 3 c o 9 Q ~ U N ~' ~, ~, vs ~; o o ~ _ ~ p a y 3 ~ ° ~ ~.,. a m •y r o 0 N ~ ~ a ~ ~ "3 U O O O m ~,v ~ ~ ~, c ~ ~ E ~ p .~ ~ N i ~ O h C r O y~ a 3 ~ p u O ~ a ~ ~ Ga ~ ~ __o U ~ U ~ ~ ~ fl ~ ~ ~; ~ %n `ro ~ ~ o E C ~ ~ N C7 c ~ O N a -~ ~+ i N ~N w a s D N ~ o ~ o ~ U O p O N N ~ O ~ a ~ 3 `~ ~ o O C a N ~ N u O C1 a N a m 5 =a " a O N ~ _ ~ 4 ~ O ~ N ~ i .rr ~ N O fQ O ~ v~ V v O Q 'Z ~ U _ ~ C O , N .G r2 j i ~• ,Q N L w ~ O 4 T p :° ~+ E c ~ , °' ° L W+ C ~ 5 ~ ~ E E D ~ ~ o' E G ~ Q ~ N O 7 7 ~ o c N ~ ~ a ~ N .~~~~, oa ~~_ C U ~ d ~ N ~ ~ ~ Ql C C G p O ~ tQ 3 .~ •~ i m 5 ~ m L ~ O Q L u N ~ ~ ~ ~~ o~ 0 a d OI t0 a ~F+ O Q O N ~+ .. r M L W ~ ~ .~ ~ _ ~ . ~ C7 S ? J Y Q d' W •• O ~ ~• • ~ ~`~, ~ Q a N O m I 0 °o h j N_ O °o 0 a~ N v E ~ ro y ~ ~ o O ~ m ro C ~ _ ^ h- O V ~~ 8 i O ~ .~-. v w d d V; y O N C L a c m ~ N n n p N N y O .~.~ E C ~ O) CA C C ry ,V ~ ~ « ,O N C N ~ , R? y o ~ w ~; '~ ~ axi axi ~ m i ° rn _~ `1 .y 0 C ~ N E ~. ~ O o L C L C O O Q O O o ,• ~ C Q. C O N K r, y O v, G p fC E O C O U Z m ~ N N E L O a v N S i y G a` b 0 ~~ j of fb N vl O O C y ~ OO C ~ ~ ~ a/ ~ t0 J n ~ L o ro_ o o m L~ a a m ~ ~, c L ° Z~ j o 3 ° a ~i ~' U a ` C b Ft- ~ ~ ~ O~ ? ~ o ro o ~ ~ vi y m `1 U J m >, ,~ ~ y D N L N p ap M r r} ~p ~ "' a s Q1 a ry O ~ ~ L y~ ~ ~~ v , ~ 69 3 O O ti s U Q o U a ~ v c a m„ a ~ c ~ ~ ~ rn ~ v a~ h L o, ~ ~ G ttOA ~ ~ O ~ ~ N m j g a O c ~ ~ c o C ~ N _ ro m x° m ro L ~ y m t~ rn~ o ~, r~ ~ ro L~~ o i ~i ~~ vi Q m ~ X y U p .~„ C =~ C O y N aC O O~ k U C ~ ~ r~.~ O L a~ W Ql ~ W N ~ C v, r' y O~ m E L C QI a G ro .~, ~ c h (D C O en a, a ~' m E C~ N L 0 ro y ~ ' y v ~ ~ W OD 00 6 ' ~ a ~= mo w ti c d y . , `~ C~ a V 0 y i ~ R L U> 9 y y y O ~~ N ti .h ~~~ 0> c' c o~ y a y ° N L Q t u .~,. a~ o ~- c~ U> y , ooc"°' ro~ L ~ > as 3Q ''°°jO'Eo `0 m~ c a o a ~ ~, ° ~ b 4 c m ~ e ~ a~ ~ m ~ a~ o ~ ~ U O ro N vi o~ c o o ~~ y~ k~ ~ p b y rn ~ ti ro c rn a~ ro ~ ~ ~ 1 ~ O ~ c Q~ c o i U „~ L °' ~ o c y m o ro ti O L U a y ~ a~ a °' v L~ L ~ - U n y O O Q > o N ~ ~ O a i v_ = C N L O~ O~ v i °L'c~~°-' a as ~ ~ ~ ro~,cc~L ~ a oci o~ o o~ m .o o c N o ~~%~ 3~ v~ o O O~ E O C E 4 'O C > v M ~ ~ M to ~ r C B~ o ~° °1 4 t v N ~ N rn m m C L 0~ M ~ ti N O ea p~~ E ~+ ~ 69 ~ o a, ~ L~ L y ~ J a y ~ y a E~~ a c .0. ~' try ~~ N ~ E c c°i .'" c m 4 o rMi ~~ ~' . m ~. c a i ti > ° o ~ o a ro u U a~ r ~ . ~ `° ~ ~ = Q _ a ._ ro a m O U C 69 b g ~ ~ O p N m ~ rn vi c y N ~ 'y.. ;b U t~ ° vi o~ ro o Q~~ i c °- m acoi c o a ma c ro '' yE~N„ rn m~ =-a y~,~ U ~~ o ~ S v m m ~.g ~ a ~ L ~ m ro a a E ~ a ~ __ D~ a ro c~ a o b o a~ o L ~ E N o ro °' ~ o m c 4 >, `° ~ Q o ~ ~ ~ ° ° c ~ ~ ~ ~ ~ ~ ° y ~ V o~ yc ~ w v~ C r o m~ t > Q ~EaE'c=° Q O ° o N y_ U p E O D ~ U O m U L O O ~ O a _ y O~ N m N L LL C U w O O' o v i a~ a fn y m ~ V O~ o c Q m e ro ~ ~' Q ° ~ rn i _ a~ ro ~ a 3 c ~, ti y ° m z V1 0~ U ~~ vi ~ m E a>i H L Q L` ~" O m ~ i ip O~ C C m~ N O C b a ~ L c 0 0~ ~ -~ C ,o t m C~ N N~ O w O y ~C ` f ro N ~ L Q .N. ~ W m W ~ ro ~ y ~~ w C O O ~ c o N m_,,, t ii O O u E . ~ 2 Z ~~ v i N D O N = d ~ L N C~ '" W O~ ~ a O J ~ R A ~ N C ~ N !~ X 0 0 H O ~ U O C ~ U w ~ ~ f° b~ .C ~ C w o x x ~E~oc~~ ro~ O ` ro ~ -~~ ~ m~ -io gF w ° a~ ~ a ~ a c° Y ~o~~ E~ E c :o h J w n y ~ t E O°imc"cm m U Uo U ~rs o w ~ n 0 o a ~ -- o ~ a°i ~ ¢ ~' u °° E U > , ro >, w O cn a y ~' , _, a L c o x aJ U y a ~ ai c .c rn ~ ~ t a~ a cn a ~ -a ~ ~ ~ a ~ c o m U ` Q ~o U o , pj! u o c r c U~ s ~ O v U Y a L o o Q c Z z o R a~ a~ x= m v 3 ai a~ ~ m° ~' a a c U m w ~ m E.~U = c ro L L ti ~ ~ z U~~ ~ w ~ ~ E E ~s ~ in in 'II c m c c t x H ~ 4° m ` °' ° o pm- '~ vOi o ~ O ti - E ~ O ~ H n F- O 9 ~ g > > C a ~ a~ m ~ ~ ~ =Y a ~ m U ~ m L~ a'LU ~ , ~ ° Q c ~' a ro cn v w Z a x c c ,2 ~a t 'm V ha Qo ti ° E` o o 0 - (~~ N ~ X a °' w 4 N c~ a ~.c ° °' a > c O m L c o ~ ~i-OF- a~ a ~~ _~ ,, ~ °' w Vi ~ v 4~ y S F a ro N o U~ z Ol a~ o ~ E v, ~ ro aoi `~ a v y v, C~ m m d o+ N a n .° R c ,~ c m ~ m o ~ o o c i C~~~ A Q~ O m ~ a a N (~O ~ ~ ~.;,. L~ Q m N V~ ~ o ri ~ o aai `o N s r Y ti ~ ~~ ~~ ,~ U c j N N Y ft: ro ~cyBb o~ caa ~ R a y~-o m ro~ ~' c WU rn~`~ rn U 4 c c Uv?~ O ' ~ ~ _ ro .~, Q ._ ~ ' : ' ,. ~ rnU ~ ro dU p ~a !~ a L ti ~ Q J Z 2 O U pV G ~ E o O N v ~ ~ W !p ~' ~ v .~. N ~p Q~ N A ^ ^ a .v ~ ~ ^ y ~ r a t7 - ~ y n Q~ ~ yr M ~ ~ ~ ~~ M ~ M > _v Q y ~ ~ ~ ~ ~ r.. O ~ J rn ~ ~ ° ~ g ~ a~ N = ` N v ~ ~ ~~ ~ ° rn ~ ~ ~ y Q~ M v L ~ g g] L .~ ~ y+ C a Q ~, (~ ~ ~ ~5 ~ Y~ W ' Z ~ ~- z U o • ~ U ~ ~ ~ ` / = ~~ 7 U ~ U n ~ Q ~ ~ ~ ~ ~ ~ m 10 t V (n ~ (N 69 O N lC! ~ U N ~V~ W M Z ~ N- d' H H Q m S ~ ti F- ~ O ~ O v ~ oN o o N /`1 ~ a ~ E ~ T h M H 0 ~ LL C C d ~ ~ C o a m _ ~ o w ~ = ~ u i N y Y 'a U ~ ~ Q U V~ O O vUi ~_ N X O o N D D> ~ Z Q N d L O 00 L - _N «~. a .. ~ N " ~ L d o~ ,. O F- E 0 c ~ a ~ Ol ~ N vi _a ~ y tQ U C U = C i Q ~ ro c e ~ ~ o ~~ ~ k ~ ~ y U '>. O a G ~ J c ~ C N 0 ~~ ~ m c C c ~ ~ ~ y c ~ ~ m w c ~' °/ o ~ ~ 4 U > E N a va ~ ~ v L i ~ N V ~ ti C N N ~ o vas ~~ U N ~ O ~ U n ~ sv y U O d~ y ~ O ~ r a ~ U ~ N y ' 69 N E ~ m Y O ~ a ~ U O ~ N L 7 II^ O O y y .U L v x a ~ ~ o C ~ m o ~ a o a ~ `~ C U ~ Q~ N ~ ly O N U O M ~ x ~ ty c 0 E a 'Q ~ ~ ~ a a y U U L d h Q Q' W n Y- f!1 J S ~ 4?,~ H ~', n H M H C7 N tD ;, ~ O rn U o . N yy~~ ~ Q ~ ~ 'V ti ~ 3 Z y O Q ~ U ~' O ~ n W C ~ Q w ~5 ~~~>, d ~ m ~ U O(~o. °°m~ N = ~ ~1 O ~ 69 O N ~ ~ ~ O Q N O~~ U~ 1/1 ~ a Q' ~ d O ca ~ ~ R 3 ~ ~ ~H U i o_ p ~ n .~ ~° LL~~?~U ~ w n O u a. ~~ O1 R cCt a .» 0 U ~ is C ~ ~ ~ C L 6 ~ p ~ O rEo M % F.O. r 0 lD d O1 R a ~~ O V 0 a~ N `~'+ .. r Q~ M A~ ~ i (Q . ' 'Q i •~ ~~ 1 C7 = Z J Y Q C W •• H ~ O N /`~ ~ a ~ '~ N 0 ch O 0 O r ti N o O o i N ~O F • M ~ ~ U V Q J J w 2 O U U 7 a b a~ U N N ~ ~ '~ w ~ w C j ~; ~ O U 3 ~° Q p ~ U U++c= m ~ ~ a ~ p ` ~ ~ p E o a C Z~ 3 V a U .C o b ~ b m ~ ~ iQ ~ U ~ O ~ ~ j ~ O O ~ U C N . ~ ~ c ~ p y- p V U Q R e E ~ a c'a u N y u R v~ C m N 3 pi u a ~ 5 E ~ m .~ ~ w U ~ a ~ a c ,~ c Q x o o~ C i O C p L ~ U ti r~ y (n y ~ C b~ o m ` ~ o> B e a ~ N L V ~ ~ ro .~ ~ a 3 ~. ., C Q1 . ~~ o ~v ~ N 1~• c w 6 p b C~ 7 a C ~ R a a ~ vi O U N Cp U p ~ a~ v ii ~ N y a ~ o E ~ o Q~3 C S,t ~, o c m c c~ U ~ ip .,~, p E~ U C O ~ ~ ~ ° ac .o c ~ N m o O N ~ ~ - ~ 0.S ~ U w y ~' a « ., a~ U ` a ._ _ti o ~ ~ a c b ` ' o ~ 3 i e vi c - b ~ ~ ~ O > ~ ~ a~ oa o ? qb4_' cc~o ~~ ,C N a h O~ ~ O w N .i., C p ~ ~ ~ 3 B 0.'t w ~ L ON o Q lQ O C N~ m C~ V N ~ . Q b ~ ~, C O) U C `° ¢ ~ E~ 3cn~ o p i ` + O .N N i ~ abi t ~ k w U N a N^ V U Q C~ j C m > C p ~ y y e i w ~° r ~ a u a~ a iy X 4 3 o ur e a ate. R c p ~ ~ V C S L b ,o C Q V m q m ~ a p N O ~ ; ~ U ~ ~ "' ~ w (Q N ~ DI rn ~ t0 U E~ y V ~C k °1 ` N F- Q N C O y E i c a i m v ro Q u ~ w 0 y ~~ m~ ~ R o ~ ~ C V ~ Q w ~ 3 N h Of i ~ ~ v t0 +~ C b1 ~` ~, C ~ ~ C N N O ,O c0 C ~ ~ 3 q °' ~ o b ~ a~ cri y i c ~' rn ;p ° 0 3 U i D~ i~ p V 'Y ~ N~ •n U j ~' N N C 'O '~ 'p ~ °~•: ~U N w ~b0 ~ v ~Q ~ i ~ rn '~ -o ti ~ r ° ~ aCi o vi ~ r o c o b a a c t0 a? .a °i 00 ~~ ~QV.Frob o N V C p o vi b ~~ p m ~ O p ,'C.., ~° ~ U p a~ E C a c o c b ~ '~ o ~ ~ -Q Rf O b ~ N N U a b ~ ~ V a i y C ~ e O H O v i N y3 U p p N C N tQ -~ >, 4 lQ i Q~ Q "' q~ 0 ~ y C a Q b N ~° `m ~ U `o '~ : ~ aci .o w ~ v ~ - °cc N ~Rm a m ~ °-~~vo~o~ E ~ ~ ~ w V~~ L C a ~ L Q p _ y i d N o V a c a' ° m p N H ~ ~ ~~ i t0 Vl C R1 ~ U m C U `~ V, l ,~ c' rn Q ~ ~ 4J a~ b ~ V V ~ N i am "' O p ~ i3 U . y a U ~' U1 U y . 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C N = Q N rn d p Q u E ~ y u 7 J ~ t ~ V 7 ~ V ~ V ~ ` LL ~ ` ~ L LC II m n ~ ~ a > > '° a > a a ~i a`~i R a j a a a~ R a ~ ~ C C X 9 Z C O ~ V ~ U b ~ V O ~ O Q !- N ~ N ~ tp .r O 3 y 0 O N N IXC y O 7 O J C X w C H H LL tb F- 2 ~ H H LL L~ U F tY F F LL `t ~ N d' O ~ N O to h h n f0 m m W O n M M O N N m M M iA u7 7 ~~ e~ W ~ M fD ~ a C (O h h (O pTp a) O) N N ~A ~ co 7 c') M O ~A N ~ ~ E ~ d a uj h ~ ~ ~ N v ~ ~ z o `O d R a ~~ Q O N A~ r W M (II L ~ ~_ ~' ~~~ ~= '~ ~ ^~ ~ L Z J i Y~ C W •• 33 '• ~ vii !l F. a O ~7 N O a O O N 0 O o O a~ 1 tp r n a L G1 ~O Ci a C V V Q a m N c N N nm V ~ C C Q } w~ y 7 h N A A L L d~a~i z5c F n ~ in d N ~ h ~ \ 4 d c 6` c' ~ oil YY f`] N ~- H W N tii MM'S r, h J N n 1M~0 W N ~ tO H ~' H f"7 ui J J (I1 ~~ ~ a ~ g ~ V 7 ~ ~ `° ~ ~ `8 ~~ I~ o O rn rn N ~ - ~ a0 m m ~y O ~Ny O NNN O ~ W i 01 N 7 6v N I C c~i OO OO J U > J z U V ~ v 0 N U N N N N _ ~ ~ U a iq ~ r c ~ O NN h N ~ m N s o ~ ~ ui co vi to fn V r 69 h n N a O ~ n h O n ~ M MM n N 0 69 f~ n M ~ ~ M (h O O +~-~ Q O r 0 ~ O O n° m E Q T LL rs ~' N m J ~ ,O 7 Q ~ V ~ C C ~ ~ W L L G .1 a ~ G m m ~ ~ ~ c V 'v U ~~ w H N C LL O H a O ~ O y ~ C N ~ y ~ j IQR C ~ N (n fn N ~ N W U ~ o Z LL ~o s c a~ c a~ ° 3 U '° , R t c d ~ a O m o c i ~, ~ ~ y L i 3 X R a ~ a > > m a a > ~ ~ IA N ~ ~ .p .p ~( H R = N C ~ oa Z Imo- ~ ~ F U F ti TT~JS ~ `~ ~A ap O t~ o O ch ~ iA ~ ~ iO ? II n ~ M C ~ _ M ~ to chi ~ 4. +-' a 3E~ ~ ^ ca R z o F ° ', v E 0 c N fp N ~ v a~i p f0 H C iv .N r ~ O. C H H t7 C c ~ N O Q ~ (n O `4 41 ~ ~ ~ ~ ~p ~ ~ ~ O a Q w a > ~_ eti ~ rr ~ w G O Q T ~ M m ~ ~ E ° ~ p C .c c ~ ~ H ^ J f.. N F .3 ~" ~-- V>.J ~ ' ~ v N U N N ._ n ~ p O n 1~ r N O fD ZS D m e w ~pp ~ N ~"~ N O H ~ y7 l~ ~ O o h L G ~ H N ro y of ~ m O c n h T C ~ . . ~ ~ U > a H . ~ N. N' tp ~ ~' N N M O O C 3 ~ ~ ~ ~ N j v b9 w U n w O ~ ~ y ~ .. ~ O a O ~ m N t (n V i O a' y ~' ~ u O Q 4! M b M ~. M ~ _ v ~ ~ ^ . . 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Q. .N .a+ ~ ~ W' = p o ~ F- ~ `, Q 0 a F w Y z Q [D i O O .~ ~ i ~ w N N ~ ~ ~ C ~ ~ R p ~ O O C ~ w N U t u ~ ~ ` ~ ~-. ~ ti L >' a O ._ 3 ~ ~ W Z m o ~ Q~ a~ ~ - 0°3~ ~ Q c O O o^ (h ~ w ~~ N O w w ~~ o Q q ~'' ~p W Y ~ Z g N M Z a ~~ O O] ~ o=Z~cN-~ UW Uo~ ~ZOU1 E_ti R 0 nj H ~` ~O~O V U' UO ~ ~(~ ~c ~ ~: ~ } W U LL F g~Z~z 0_ Z wo 0' LL F wiz ~~ U Z g~ZO ~~ U ~ y{ • ~ N rn ~w~=~ ~Z ~_~ pw~z N ~ ° Z o Q ~ Q ~ Q ~ o~ z ~°W~ ,~ o U~ aZZ~w~ ~~ ~g~ QaZQ o 0 ~ O ~ ~ F U) (n LL O! LL N UJ a. O F- Q O p N p. a ` HgQ>> zz ~~ = ~~~ wF-0!~ N y ~ E ~ a: ro o o u~ a ? ~~ z m~ zzz O w w ~ = w Z a~ b ~ ~~ 4 ~ ~ ~ O ~ mo=o= ~_o~ o ~ ~ ~ ~~~ ~ o H .fi ~, ~ o 0 ~ r~ ~ a~ a a N > ; IVp N C .~ ?> C 7Q ` H V) F- [n ~ ~ ~ ~ ~ .° ~ o ~ o O O ~ ~ J Q ~ ~ ~ ~ ~ -~. a I y N ~ 4 ~ o o w D w D F aJ C m L d ~ ~= ~ a~i ~ ~p ~ -° Y v Z Y Z ~ W w ~ o ~ =' o ~ v o m m o ~ i D '~ R ~ O .U ~ G R M Z V ~ a ~- m ~'-~' ~ a o 0 o °o ~~ O ~ t° H a i ?~ o ~ rn a s ~ ~ ~ V w = N Y/ ~ ~ ~ ~ O b ~ _ d .~ O ._ O N a G1 :: . :: . Q, W ro m p Q Q Q o o 0 N Z ~ .. y ~, o 0 0 o L > a~i L > ~ ~ G q ~ E ~, o a o Q G~ N (O (0 O ~ i a ~ Y ~ _ ~ V rn O rn O ~ a/ ( ' ~ d C 'v ~ N N M ~ R R L (Q H u N C N m ~ (fl ~ " O O O O O ~ F m ti~ N p 0 0 O N W tp d OI A a r M a n N n .Q C ~~ ~ w j Q O V ~ ~ a~ N .F. C~ Q~ M L L •~ O W (~ ~ J W ~ Z ~ ~ ' 2 ~ ~ . = V c (~ ~ ~ ~ ~ ~ W 2 a m x © `~ % a ~i N O M ., O O _N O 0 O I c E Q ~ ~ N to H O O M W 0 O J O ~ d J U E Z } U a a a 0 U tC Q .~ C ~L Q C L y+ m G~ .- p IU- N ~ ~ Z y O ~ ~ J ~ ~ W g U o 0 ~ co c~ N J aN0 O r Q N w p o 0 J ~ O ~ ~ LL C9 p p rn O ~A O I6L a. •~ `: ~~ _ 0' C,': ~r m L O- ~: w' Df C w= R 6 ti. C 'o E Q m X m c 0 z N H N N O O N (M N M I M N H g O H N N CO7 M (((~pVp O N r Cl 69 {!- O N Z V ~ ~ ~ ~ ~ r zo z z°O z°'o O~ O Oo° OM 7 ~ ~ ~ ~ ~ ~ D O O H O ~ O E p p B O O N p UU~ U ~~ USX 0 O d V v u~ ('~ F- C9 p LL a Q U Y m w U ~ j Q g U w Q 0 p Z' LL p Z O m 0 N p~ w z~ W W p ~ ~O U w ? 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' hr wiraf+aN+ ~-•'~~ ~ JAN~7CCP J• CIA all/ ,L~I~A~?9I J°O~lAI ~ RhirwN n A:Rt« w~rgoMr M.fw r r: w IwN~M NI.....~w~ryi~AfedAM M IM ri1NM { ~ ff+ w~ Ip Nr dr//w HIMfM J.NtroMM, rwl.oAendd/1I f11M ~Mj- is 117Tiv/RS~ 1INtJlpl, I Mw IbNp~ •f fN/ ~r+I r,I omelet a;.~'' d ~"r~: `: 1MM /. ~ / N _ ... . ~rNOUA1Mk~ ~ ~NIIUytt~Up • ~N`~ ,'4.~j„~' 7 ~a ~ On r>IM~ W h- w ll . MME w ~ tM wdr.iAlN/ o/kN~ p~+Ya~/ NM~f~ . . ~Ilwn f. w (Nr aew.olwui t~.nN M M w M~MN ~/rr ew ~ 1NIfdAM/ w flr Nl1AM +rr-Niotl, ~d~~obNwrlnl«/ IMf • f~ 1Y,w~wf AN IM Arles IA.w1e n.rMi.r. ~ : I ~' ; ~ JN W/TMHt IiMSRaW41 !ten bwnro ~ /uI !r'w d ~ fnl.. ' • 111 Cw~1Nlw B.INw E iDat~22g0E ~ ~ . t ~. ~~i t! i` ~; a+1 1 / FROM: Bowie Myers, Office Manager Central Penn Appraisals, Inc 24 West Main Street Shiremanstown, PA 17011 TelephorretAmber.717-737-4600 Fax Number:717-737-9123 70: BANZNOFF ESTATE OF MYFtA J. MCCONNELL Telephone MeeEer: Fmr ftumher. Afiemeta I~aelrEec E-fAal: INVOICE '.. GLENN329 OA 04-09-2009 Inlennl lkder N: Lerrder Cax M: Gent Fie N: ihir f#e N ou tam: GLENN329 Ottrx FtleM on fans: Fedwel Tex ID: 25-1733269 EmployarlD: FORM 2055---DESKTOP UNDERWRITER PROPERTY INSPECTION REPORT Lender: NIA CIIanG t3ANZMOFF ESTATE OF MYRA J. MCCONNELL Ptrchaaer/Borrowe-: N/A Property Addreea 329 GLENN ROAD City: CAMP HILL County: CUMBERLAND State: PA Z~: 17011-1136 Legal Desaiptbn: DEED BOOK 0022E, PAGE 00763 FEES AMOUPfT 329 GLENN ROAD CAMP HILL PA 17025 300 00 DISCOUNT _150 00 SUBTOTAL 150.00 PAYINENTS AMOUNT Check X: Date: Description: Chsck N: Date: Description: Check>y: Date: Desaiption: SUBTOTAL TOTAL DUE $ 150.00 Farm NN5 - "NnTOTAI" appraisal software by a la mode, inc. - 1-fl00-ALAMODE Central Penn Appraisals, Inc. (717} 737-4600 SUMMARY OF SALIENT FEATURES IFile No. GLENN329 Paae #11 Subject Address 329 GLENN ROAD Legal Descdplion DEED BOOK 0022E, PAGE 00763 City CAMP HILL Canty CUMBERLAND State PA Zip Code 1 701 1-1 1 36 Census Tract 0102.02 Map Pefereece HBG ADC 3006 / i37 Sale Pdce $ N/A Date of Sale N!A Borrower/CNent N/A Lender BANZHOFF Sae (Square Feet) 1,708 Prue ~r Square Foot $ Locatlon EAST PENNSBORO TOWNSHIP Age 44 YEARS COIIdiMen BTR THN AVG Total Room 8 Bedrooms 4 Baths 1.5 Appraiser JENNIFER L WALAK Date of Appraised Vahre 0408-2009 Final Estimate of Value $ 185,000 Form SSD - "V~nTOTAL" appraisal software by a la made, inc. -1 800-ALAMODE Ir ~ FannieMae Central Penn Appraisals, Inc. (7t7) 7s7-asoD Desktop Underwriter Quantitative Analysis Aeoraisal Reenrt IFile NO liLtNN3~Page #2I THIS SUMMARY APPRAI8AL REPORT IS INTENDED FOR USE BY THE LENDER/CLIENT FOR A MORTOABE FINANCE TRANSACTION ONLY. Propeit~Address 329 GLENN ROAD _ City CAMP HILL State PA 2~Code 17011-1136 __ L Descd tan DEED BOOK 0022E, PAGE 00763 Coun CUMBERLAND Assessor's Parcel No09-17-1042-043 Tax Year 08109 R.E. Tares $ 2,310. EST Special Assessments_~ONEKNW Borrower N/A _ Current Owner ESTATE MYRA J. fvICCONNELL OCCUpant ^ Owner 1 Tenant Vacant N ' hborhood pr Project Name EAST PENNSBORO TOWNSHIP Project T e PUD ~~ Condamimum HOA ~ NIA ;Mo. Sales Price NIA Date of Sale N/A Descri tion amount of loan char~concessians to be paid by seler NIA _ Pro d hts a raised Fee Sim a Leasehold Ma Reference HBG ADC 3006 / B-7 Census Tract 0102.02 Note: Race ~d the r~ial rwrrl~osRion of dre n ' hbarhoo d are not appraisal lactora __ Locatan ^IJrhan ^Suburban ^Rural Ball up ^ Over 75% ^25-15% ^ Urrder 25% Growth rate ~ Ra "d x Stable Slow perry [] Increasin ~ STab~ Pro values g ^ ^DecSring , Demand/suPdY ^ Shodage j ~] In halarlce ^ Over supply ~ Marked time Under 3 mos . 3-6 mos. Over 6 mos. sinpbfamTyhoumg ~1~~ Y S) 70 Low 0 Condominhrmhouan g ~((I~CEg(if appNc.J (yG ~ fVlA Law NIA Neighborhood boundaries This suburban rte' hbortaod has aye a characteristics and is bounded on the rrorth ' 600+ ~ h 100+ N/A H' N/A b Interstate 81 on the east b Rts 11 & 15 on the south 8 west b the townsh' line. .Predominant Predominant ~ 175 40 N/A N/A gmenslons SEE LEGAL DESCRIPTION Stte area 0.27 ACRES Shape RECTANGULAR Specific zonng class'rficatan and description Rt RESID. SINGLE FAMILY /SINGLE FAMILY RESIDENTIAL PERMITTED Zoning compliance ^ Legal ^ Legal nonconforming (Grandfathered use) ^ Ilegal, attach descripton ^ No zoning Hghest and best use al subject property as improved (a as proposed per plans and specificafionsj: ^ Preserd use ^ Other use, attach description. Uti6lks Public Other PubNc Other OM-silehnp-overrrerda Type Pu61'ic Private Electricity [~ Water (^t Street ASPHALT ^ ^ . Gas Sanitar sewer ~ AI NONE ~ ~ Are there an a arem adverse site coridiCons easemerds encraachmads s ecial assessmerds slide arms etc. ? Yes No d Yes attach descd bon. Source(s) used far physical characteristics of property: Irdedor and exterior irapeclon Exterior inspection from street Previous appraisal fBes MLS F Assessment and tmr records Prior ins tbn Pr owner Other Describe No. of Stories 2 T Det Att. DET Exterior Walls BRK/ALUM Roof Surface SHINGLES Manufac red Housi Yes Nd Dces the rd a neral cordorm to the n ' hborhood in terms of conditon and construction materials? ' c Yes Na If No attach descd tian. Are there any apparent physical deflciencles or condAfons that would affect the soundness or stnlctural integrity of the improvernerrts or the livability of the property? Yes < No If Yes attach descri ion. Are then: any apparerd adverse emrironrnemal corxittions (hazardous wastes, toxic substances, etc.) present in tte improvements, on the site, or in the immedate vicinity of the subject property? ^ Yes ~ No ti Yes, offish description. i researctled the subject market area for comparable I'IStings and sales that are the nrost simlar and proximate to the slrbject property. My research revealed a total of 3 sales ranging in sales price from $ 170,000 to $ 230,000 My research revealed a total of 3 listing ranging in list price from $ 170,000 to S 230,000 The anal sis of the com raWe sales below reflects market reaction td si nfficant variations between the styes and the suh'ect ro FEATURE SUBJECT SALE 1 SALE 2 SALE 3 329 GLENN ROAD Address CAMP HILL PA 17011 308 ERFORD ROAD CAMP HILL PA 17011 82 HILLSIDE CIRCLE CAMP HILL PA 17011 1317 MALLARD ROAD CAMP HILL PA 17011 Proem to Sub' ___ _ _ 0,11 miles S 0.99 miles SE 0.40 miles SE Sal Price N/A 185 000 184 000 --- 229 000 Pric Gross Livi Area $ _- __ __ 4' 107.81 ~ ' 137.11 rG 89.35 ~ Data 8 VeriTiradm Sarces _ _ _ _ ~ ~ - -. _ _ ASMT RECORDS/MLS OFFICE FILES ! MLS/ TAX OFFI ASMT RECORDSIMLS ~/ALl1E AOJUSTRAENtS DESCRIPmON DESCRIPTION +(- 'usl. DESCRIPTION +(-LS Adjust. DESCRIPTION +(-)f Adjust. Sales or Rnancinp Concessbns NONE KNOWN 5,000. C.C. HELP 3,500. C.C. HELP Date of Sal me 08-04-08/41 DOM ; 02-13-091 154 ; 10-10-08 / 44 ; Locatbn _ _ ..`~ .__ - EAST PENNSBO EAST PENNSBO EAST PENNSBO EAST PENNSBO ; Sete 0.27 ACRES 0.24 ACRES 0.28 ACRES 0.43 ACRES View RESIDENTIAL RESIDENTIAL RESIDENTIAL RESIDENTIAL Des' n S le 2 STORY 2 STORY SPLIT-LEVEL 2 STORY Actual A rs. 44 YEARS 40 YEARS 45 YEARS 41 YEARS BTR THN AVG BTR THN AVG BTR THN AVG GOOD ~ 000 Above Grade Total'Bdrms~ Baths Total ~Bdrmsl Baths ______ _ Total ~Bdrms~ Baths ToMI ~Bdrms~ Baths Room Courd 8 4 1.5 _ 8 4 ~ 1-2 -2,000 ___ 6 ~ 3 ~ 2 -2 000 10 4 ~ 2 5 x 000 Gross Livin Area 1 708 . Ft 1 716 . Ft. , 1342 . Ft ~ +7 300 . , 2563 . Ft ~ -17 100 Basemerd & Finisfxed Rooms Bebw Grade FULL BSMT UNFINISHED FULL BSMT ~ UNFINISHED PART BSMT FAM/PDR -5 000 FULL BSMT UNFINISHED Gar Car od 1CAR GARlATTA 1CAR GARlATTA ~ 2CAR GAR/ATTA ~ ~ 000 2CAR GAR/ATTA ~ -6 000 1 FP / NO CA 1 FP / NO CA 1 FP / CA -5 000 1 FP / NO CA PORCH/PATIO PORCH +2 000 PATTO +3 000 PORCH/PAT10 Net Ad . total + - ; + ;~ - ; -7,700 + ~~ - ~ -33,100 Adjusted Sales Price Net % Net 4.2 % Net- 14,5 96 of Comparables ~irUSS 2.2 % 185,000 ` Gross 15:4 9~ 176,300 GrtISS 14:5 % 195,900 Date of Prior Sale NONE FOR NONE KNOWN TO EXIST NONE KNOWN TO EXIST NONE KNOWN TO EXIST Price of Prior Sale PAST 36 MNTH FOR PAST 36 MONTHS FOR PAST 36 MONTHS FOR PAST 36 MONTHS Analysis of any currerd agreemerd of sale, option, or listing of the subject property and analysis of fhe prior sales of subject and comparaWes: See attached addenda. Summary of sales comparison and value cora;lusion: See attached addenda. This appraisal Is made ^ "as-is", subject to completion per plans and specificatbns on the basis of a hypothetkal condition chat the i nprovemenls have been compiefed, or I-i subject to the following i epairs, atteratans or conditions BASED ON AN _ EXTERIOR INSPECr10N FROM THE STREEF OR AN _; IMEFaOR AND EXTERIOR INSPECTION , I ESTIMATE THE MARKET VALID, AS DEFelEO, OF TILE REAL PROPERTY THAT IS THE SUBJECT OF THisltEPORTTO ~ 5 185,000 , AS OF 04 ~08-2009 PAlit 1 OF 3 Fannie Mae Form 2055 9-96 Form 205 - "WinTOTAL" appraisal software by a la made, inc. - t-800-ALAMODE Desktoa Underwriter Quantitative ;Analysis Appraisal Report ~~~ W. nr Gruruz~o Project Inlwmetion for PUDe (ti applicable) - - Is the devdoper/buNder in carrtrd of the Home Owners' Associatbn (HOA)? ^ Yes ^ No Prdvide the tdlowing iniormatbn far PUGS only tt the devdoper/brYlder Is In corms of the HOA and the subject property Is an anacned dweling um: Total number of phases Total number of units Total number oc units sold Total mtmber of units rented Total rermber of units for sale Data Source(s) Was the pro~ct created by the conversion of existirg butidings trop a PUD? ^ Yes ^ No If yes, date d conversien: Does the project contain arty mdti-dwding uruls? ^ Yes ^ No Data Source: Are the common demeds completed? ^ Yes ^ Na It No, describe status of completion: Are any common elemerds leased to or by the Home Owners' Association? ^ Yes ^ No Ii yes, attach addendum describing rerrtal terms and options. Describe common demeds and recr~tional facilities: Project Irdormetion far Condaniriuru (h applkade) - - Is the devdopeNbuider in coMrd of the Home Owners' Association (HOA)1 ^ Yes ^ No Provide the idlowing information for all Condominum Projects: Total number d phases Total number d unf6 Total mtmber of units sold Total number of units rented Total dumber d units for sale Data Sauce(s) Was the project created 6y tfle conversion of e>asdrp buNdings irdo a condominium? ^ Yes ^ Na ti yes, date of conversion: Project Type: ]Primary Residence ^ Second Hame or Recreatanai ^ Row or Townhouse ^ Garden ^ Nfidrise ^ Highdse ^ Conttidon d the project, quality of consimction, unit mot, etc.: Are the common demerits completed? ^ Yes ^ No if No, describe stales d completion: Are any common dements leased to or by the Home Owners' Association? ^ Yes ^ No tt yes, attach addendum describing rectal terms and options. Describe common demeds and recreaianal faciities: PURPOSE OF APPRAISAL: The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report based on a quantitative sales comparison anatysis for use in a mortgage finance transaction. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeabty and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation d a sale as d a spec'died date and the passing of title from seller to buyer under conditions whereby. (1) buyer and seller are typicalty motivated; (2) both parties are web irdormed or well advised, and each actng in what he considers his own hest irrterest; (3) a reasonable tlme is alkr+ved for exposure in the open marked (4) paymerd is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property saki unaffected by special or creative financing ar sales concessions' granted by anyone associated with the sale. Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normalty paid by sellers as a result of traditlon or law in a market area; these costs an; readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjushnents can be made to the comparable: property by comparisons to financing terms offered by a third party institutional kinder that is not already involved in the property or transaction. Any adjustment should nd be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount d any adjustment should approximate the markets reaction to the financing or concessions based on the appraiser's judgmerd. STATEMENT OF LIMiTNG CONDITIONS AND APPRAISER'S CER'TiFICATgN CONTINGENT AND LINKING CONDITIONS: The appraiser's certHication that appears in tfte appraisal report is subject to the folbwing conditions: 1. The appraiser will not be responsible: for matters of a legal nature that affect eitfter the property being appraised or the title ifl it. The appraiser assumes that the title is good and marketable: and, therefore, will ntrt render any opinions about the title. The property is appraised on the basis d it being under responsible: ownership. 2. The appraiser has provided any required sketch in the appraisal report to show approximate dimensions d the improvemerrLS and the sketch is included onty to assist the reader d the report in visualizing the properly and understanding the appraiser's determinatlon d its size. 3. The appraiser wile nd give testimony or appear in court because he or she made an appraisal d the property in question, unk:ss specffic arrangements to do so have been made beforehand. 4. The appraiser has nded in the appraisal report any adverse conditions (such as, but nd limited to, needed repairs, the presence d hazardws wastes, to>ac substances, etc.) observed during the inspection of the subject properly or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge d any hidden or unapparertt conditions of the property or adverse environmental conditions (including the presence d hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and has assumed that there are no such conditbns and makes no guarantees or warranties, expressed or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do epst or for any engineering or testing that might be required to discover whether such condtions exist. Because the appraiser is nd an expert in the field d environmental hazards, the appraisal report must nd be considered as an environmental assessment d the property. 5. The appraiser obtained the information, estimates, and opinions that were er~ressed in the appraisal report from sources that he or she considers to be 2liable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 6. The appraiser will nd disclose the contents d the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 7. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any processional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower, the mortgagee or its successors and assigns; the mortgage insurer; consuhants; professional appraisal organizations; any state or federally approved financial institution; or any departmerrt, agency, or instrumerrtality of the United States or any state or the District of Columbia; except that the lender/client may distribute the report to data collection a reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. 8. The appraiser has based his or her appraisal 2port and valuation conclusion for an appraisal that is subject to completion per plans and specifications on on the basis of a hypothetical condition that the improvements have been completed. 9. The appraiser has based his or her appraisal report and valuation conclusion cor an appraisal that is subject to completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. rnUt z ur s Fantle Mae Form 2055 9-96 Farm 205 - "WinTOTAL" appraisal software by a is made, inc. - 1-800-ALAMODE APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that 1. I pertormed this appraisal by (1) personalty inspecting from the street the subject property and neighborhood and each d the comparable sales (unless I have otherwise indicated in this report that I also inspected the interior d the subject property); (2) collecting, confirming, and analyzing data from reliable public and/or private sources; and (3) reporting the results d my inspection and anarysls in this summary appraisal report I further certify that I have adequate information about the physical characteristics dthe subject property and the comparable sales to develop this appraisal. 2. I have researched and analyzed the comparable sales and oftertngs/listings in the subject market area and have reported the comparable sales in this report that are the best available for the subject property. I further certify that adequate comparable market data exists In the general market area to tlevebp a reliable sales comparison anarysls for the subiect property. 3. I have taken into consideration the factors that have an impact on value in my development d the estimate d market value in the appraisal repot. I further certify that I have nded any apparent or known adverse conditions in the subject improvements, on the sutyect site, ar on any site within the immediate vicinity d the subect property d which I am aware, have considered these adverse conditions in my anarysls of the property value to the extent that Y had market evidence to support them, and have commerrted about the effect d the adverse conditions on the marketatNlity d the subject property. I have rill knowingy withheld any significant information from the appraisal report and I believe, to the best d my knowledge, that all statements and irdarmadon in the appraisal report are true and correct. 4. I stated in the appraisal report onry my own personal, unbiased, and prdessional anarysls, opinions, and conclusions, which are subject Dory to the contingent and limiting conditions specified in this form. 5. I have no present or prospective interest in the property that is the subject d this report, and I have no present or prospective personal interest or bias with respell b the participards in the transaction. I did rill base, either partially of completely, my analysis and/or the estimate d market value in the appraisal report on the race, cobr, religion, sex, age, marital status, handicap, familial status, or national origin d either the prospective ownen: a occupants d the subject property or d the present owners or occupants of the properties in the vicinity d the subject property or on any other basis prohibited by law. 6. I have no present or contemplated future interest in the subject property, and neither my cur2nt or future empbyment nor my compensaton br peAorming this appraisal is contingent on the appraised value d the property. 7. I was rid required to report a predetermined value or direction in value that favors the cause d the client or any related party, the amount d the value estimate, the attainment d a specific resufi, or the occurrence d a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did rid base the appraisal report an a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage ban. 8. I estimated the market value d [he real property that Is the subject d mis report based on the sales comparison approach to value. I further certify that I considered the cost and income approaches b value, but, through mutual agreement with the client, did not deveop them, unless I have noted dherwise in this report 9. I pertarmed this appraisal as a limited appraisal, subject to the Departure Provision d the Unfform Standards d Professional Appraisal Practice that were adopted and promulgated by tfte Appraisal Standards Board of The Appraisal Foundation and that were in place as d the effective date d the appraisal (unless I have dherwise indicated in this report that the appraisal is a complete appraisal, in which case, the Deparure Pmvision does rid apply). 10. I acknowledge that an estimate d a reasonable time for exposure in the open market is a condition in the definftbn d market value. The exposure time associated with the estimate of market value for the subject property is consistent with the marketing time noted in the Neighborhood section d this report The marketing period concluded for the subject property at the estimated market value is also consistent with the marketing time nded in the Neighborhood section. 11. I personalty prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. I further certify that no one provided significanf prdessional assistance to me in the deveopment d this appraisal. SUPERVISORY APPRAISER'S CERTIFICATION: tt a supervisory appraiser signed the appraisal report, he or she certifies and agrees that I direcdy supervise the appraiser who prepared the appraisal report, have examined the appraisal report for compliance with the Unibrm Standards d Professional Appraisal Practice, agree with the statements and conclusions d the appraiser, agree to be bound by the appraiser's certtticaUons numbered 5 through 7 above, and am taking full responsibility for the appraisal and the appraisal report. APPRAISER: PA STATE CERTIFIED RESIDENTIAL R.E. APPRAISE SUPERVISORY APPRAISER (ONLY IF REQUIRED): Signature: Signature: Name: JENNIFER L tNALAK Name: Company Name: CENTRAL PENN APPRAISALS Company Name: Company Address: 24 WEST MAIN STREET Company Address: SHIREMANSTOWN, PA 17011 Date of ReporVSignature: ~-~-20~ Date of Report/Signature: State Certification #: RLt asssl State Certificatron #: or State License #: or State License #: State: PA State: Expiration Oate of CettifICation or License: si3o2oo9 Expiration Date of Certification or License: ADDRESS OF PROPERTY APPRAISED: 329 GLENN ROAD SUPERVISORY APPRAISER: CAMP HILL PA 17011-1136 SUBJECT PROPERTY APPRAISED VALUE OF SUBJECT PROPERTY S 185,000 ~; Did not inspect subject property EFFECTIVE DATE OF APPRAISALflNSPECTION 04-0&2009 ~~ Did inspect exterior of subject property from street L~ Did inspect interior and exterior of subject property LENDER/CLIENT: COMPARABLE SALES Name: Company Name: BANZHOFF Did not inspect exterior of comparable sales from street ,' Did inspect exterior of romparaWe sales from street Company Address: - F'Alit 3 UY 3 Fannie Mae farm 2055 9-96 Far n 205 - "~nTOTAL" appraisal software 6y a la Tole, inc. - 1-800-ALAMODE Sunulemental Addendum Eie Nn. cL1=NNS29 Borrower/Cierd N/A Pr ny Address 329 GLENN ROAD C" CAMP HILL Courtly CUMBERLAND State PA Zip Code 17011-1136 Lender BANZHOFF • Dosktoo Qwntitativo 2055 : Analysis of Curnint Aan~mrant According to information provided by the multi-list services in this region, the subject property has not been listed for sale within the past 12 months. The subject is not known to be under any option for sale or agreement of sale as of the effective date on this report. There were no unusual characteristics observed in the prior sales history of the subject property or comparable sales. • Desktop Quantitative 2055 : Sales Comparison Comments Site has average site improvements, better than average landscaping, and better than average maintenance. There are no apparent adverse environmental conditions observed upon inspection of the improvements, the site, or in the immediate vicinity of the subject property. There are no apparent adverse easement, encroachments, or other adverse conditions on this site. Utility of floor plan is typical for a house of this age and style and should receive average acceptance in the market place. These improvements reflect overall better than average maintenance and overall better than average condition. No unusual external inadequacies were observed.No unusual functional obsolescence was observed. All three sales are considered to be reliable indicators of value, and are weighted similady in the final reconciliation. Appropriate adjustments have been made for all differences. Comparables sales used are all dosed sales. Insufficient sales in dose pro>omity to the subject property require the appraiser to extend search parameters. A thorough search for comparable sales has been made to find sales which bracket the final estimate. The fact that the seller is, or is not, paying any portion of the closing cost has no effect on the market value of the subject. In order to find comparables sales R was necessary to use less recent sales. It is noted that Fanny Mae suggested guidelines on square footage were exceeded on Comp Sale No. 3. This adjustment is larger than normal, but the sales chosen are considered the best available. Other comparables analyasd would have required less desirable adjustments and were not used for that reason. All three comparable sales are located in the same market area, township and school district as the subject property and would be considered by the same perspective purchaser if all were on the market at the same time as the subject. This appraisal report has been prepared with the property in "as is' condition. No personal property has been inducted in this valuation. AMENDMENT TO SCOPE OF WORK: THE INTENDED USE OF THIS APPRAISAL IS FOR LENDING PURPOSES ONLY. THE INTENDED USER IS THE LENDER/CLIENT OR THE USE OF THE CLIENT IN PRIVATE CASES. NO OTHER SHOULD RELY ON THE ESTIMATE OF VALUE OR ANY OTHER CONCLUSIONS CONTAINED IN THE APPRAISAL REPORT. THE BORROWER IS NOT THE INTENDED USER OF THE APPRAISAL REPORT. THE SCOPE OF THE WORK TO COMPLETE THIS REPORT USED THE SALES COMPARISON APPROACH TO DETERMINE FAIR MARKET VALUE AS DEFINED BY FANNIE MAE AND OR FREDDIE MAC. THE REPLACEMENT COST 13 USED FOR NEW CONSTRUCTION ONLY, OR HOMES LESS THAN 3 YEARS IN AGE. THE INCOME APPROACH IS USED ONLY WHEN THE SUBJECT IS TO BE A SINGLE FAMILY RENTAL PROPERTY. NOTE: THE APPRAISER IS NOT A PROFESSIONAL HOME INSPECTOR AND DOES NOT WARRANT THE ABSENCE OR PRESENCE OF DEFECTS. This appraisal assumes a reasonable marketing period for the subject property of three to six months. The Income Approach is inappropriate because few single family houses are rented in this market. In view of the age of these improvements, the Cost Approach cannot be considered an accurate indicator of value. Given the high quality of the available sale data, the value indicated by the Market Approach is used as the final estimated value. THIS IS A SUMMARY REPORT OF A COMPLETE APPRAISAL. APPRAISER ACKNOWLEDGEMENT: APPRAISER ACKNOWLEDGES AND AGREES, IN CONNECTION W ITH ELECTRONIC SUBMISSION OF APPRAISALS, AS FOLLOWS: THE SOFTWARE UTILIZED BY THE APPRAISER TO GENERATE THE APPRAISAL PROTECTS SIGNATURE SECURITY BY MEANS OF DIGITAL SIGNATURE SECURITY FEATURE WHICH LOCKS THE REPORT WITHIN OUR OFFICE AND CAN NOT BE ALTERED BY ANYONE OTHER THAN OUR OFFICE. APPRAISER CERTIFICATION: APPRAISER STANDARDS: I acknowledge and certify that (I) my appraisal of the above referenced property may be used in a federally related financial transaction subject to requirements of Title XI of the Finandal Institution Reform, Recovery and Enforcement Act of 1989 (FIRREA"); (ii) the appraisal must comply with FIRREA and the applicable regulations implementing Title IX of Firrea; and (iii) the appraisal was completed in accordance with USPAP. APPRAISER COMPETENCY: I certify that I am fully qualified and competent by training, knowledge, and experience to perform this appraisal. APPRAISER INDEPENDENCE: 1 represent and certify that (I) the appraisal assignment was not based on a requested minimum valuation, a specific valuation, or the approval of a loan; (ii) my employment was not conditioned upon the appraisal producing a spedfic value or value within a given range; (iii) my future employment is not dependent upon an appraisal producing a specific value; (iv) my employment, compensation, and future employment are not based upon whether a loan application was approved; (v) neither me nor any person with an ownership interest in the company employing me, is related to or has any ownership or other financial interest in, either the builder/developer, seller, buyer, mortgage broker, or real estate brokerlsalesperson (or any person related to any of them) involved in the transaction for which this appraisal was requested, or with the most recent sale or refinancing of any property used as a comparable property in this appraisal, and (vi) I am not aware of any fads which would disqualify me from being considered an independent appraiser. form TADD - "WinTOTAL" appraisal software 6y a la mode, inc. - 1.800-ALAMODE Subject Photo Page BorrawerlCgerd N/A Property Address 329 GLENN ROAD Ci[ CAMP HILL Coun CUMBERLAND State PA Zip Code 17011-1136 Lender BANZHOFF Subject Front 329 GLENN ROAD Sales Price N/A Grass Living Area 1,708 Total Rooms 8 Total Bedrooms 4 Total Bathrooms 1.5 Location EAST PENNSBO View RESIDENTIAL Site 0.27 ACRES Duality Age 44 YEARS Subject Rear Subject Street Form PICPIX.SR - "~nTOTAL" appraisal software by a la mode, inc. - 1800-ALAMODE Comparable Photo Page erne rvo. ~ccrvrva[sr race ail Borrower/C6em NIA Pro Address 329 GLENN ROAD Cd CAMP HILL Carrdy CUMBERLAND State PA L Code 17011-1136 Lender BANZHOFF Comparable 1 308 ERFORD ROAD Print. to Subject 0.11 miles S Sale Price 185,000 Gross Living Area 1,716 Tonal Rooms 8 Total Bedrooms 4 Total Bathrooms 1-2 Lceatbn EAST PENNSBO View RESIDENTIAL Sid 0.24 ACRES Oualiry Age 40 YEARS Comparable 2 82 HILLSIDE CIRCLE Prar. to Subject 0.99 miles SE Sale Pdce 184,000 Gross Living Area 1,342 To6lRooms 6 Total Bedrooms 3 Total Bathrooms 2 Locatbn EAST PENNSBO View RESIDENTIAL 5l[e 0.28 ACRES au~ity Age 45 YEARS Comparable 8 1317 MALLARD ROAD Prox. to Subject 0.40 miles SE Sale Price 229,000 Gross Living Area 2,563 Total Roams 10 Total Bedrooms 4 Total BaThrooms 2.5 Location EAST PENNSBO View RESIDENTIAL Site 0.43 ACRES (}unity Age 41 YEARS Form PICPIX.CR - "WinTOTAL" appraisal software by a la .node, inc. - 1-B00-ALAMODE Building Sketch Borrower/CRerd NIA Property Address 329 GLENN ROAD City CAMP HILL Canty CUMBERLAND State PA Zip Code 1 701 1-1 1 36 Lender BANZHOFF ~eo• is o• I I 'r.U• PATIO I FAMILY ROOM I I 26.0' 10.0' I DINING ~~ NRCNEN pOR BEDROOM BEDROOM BATH 3B.0' 27. i.a RAGE ~ 26'n' a FP LIVING RO OM GA m BEDROOM BEDROOM ~ FOYER (---~~ - a.o• za.a sworn ~~- r2.a rz.a Commantc~. Code AREA CALCllLATiON$ SUMMARY t7eeeripfloR Skin lNt Totsls. Gla1 Pirst door 9s2.00 952.00 GIJ12 Saoond 11oor 756.00 756.00 P/P Poreh 48.00 Poreh 240.00 238.00 CUR Garage 312.00 312.00 TOTAL LIVABLE (rounded) 1708 LIVIN~'i AREA BREAKDOWN STeakdo~rn Sob6p4:ks rir~t Plaoz 25.0 : 28.0 700.00 14.0 s 18.0 252.00 9eoond Tloor 27.0 x 28.0 756.00 3 Calculations Total (rounded) 1708 Form SKT BldSkl - "WinTOTAL" appraisal software by a la mode, inc. - 1-800-ALAMODE location Maa rare rm ~~trvrv3~ai rage nyi Borrower/CReM W/A Property Address 329 GLENN ROAD City CAMP HILL County CUMBERLAND Slate PA Lp Code 1 701 1-1 1 36 Lender BANZHOFF ~~ inC n a is made °a. 'c `"~,,,,, ~ , ...~ ,. x .y r ~ 2 ca mode, ~ nc ~ '~ ~, ro, _ _ .. - - ... .. J yk. ~ ~'' ~ .. . 6~ ~ .~~ ., 5 .. f3 ~~ ma8e ii7~ ~ F ~ A,,~ y, - k? :,c. . y ~ ~ "~ ~ 's~~ _., ~ - - -.,~.. _ ; _ Q ~~ ~ a 4a made, }nC ~ 11 .l i~A/ p. ry9 J45 y 3 a la made ,nc ~'` v _ _ __ .. .. . .. .:stl ' ...4 a to mane tr~c. i .. :. - .,;+t ry . ~. _ ~i 4 yer,,, ~dx 1x 'Q, ~~`~ ~ ~ - f#.a~~:F ~~ yNa~ . Wgrmt¢ys ~~ ~~ ~ r~ R~ ° ;A v~ 5 . . G. d` ~ F.ar^ M~ Y„v ~ i ij h 1 ~ jr '~ ~j '~ ° F I'. ~ _ ~S ,,,u P 9 ~ . _ tS .} n ~~ sm ~ ~}~ F, ; ~. a ~ '' ' ~ <~. ^7 kn kSrti ~ S ... ^ h 3-` y yA. ' , As ~ y.~ 9 r5t , . 4 ~ ~ _ ~ ~ _' y ~ ) _ , l* l i_r;falOYlt9 ..., ,. . .. r , ~i.~ ~ . :. z ,,. .., '• :.ti•* = •~; - b. r ..:.a r. sett T - _ ;. Farm MAP.LOC - "WinTOTAI" appraisal software by a la mode, inc. - 1-B00-ALAMODE PROPERTY SELLER'S ESTIMATED COSTS This tbrm recommended and approved tor, but not restricted to use by, the members of the Pennsylvania Association of REALTORS (PAR). SEC SELLER BUYER SETTLEMENT DATE PURCHASE PRICE $ 1. Broker's Fee $ 2. Preparation of Deed $ 3. Transfer Tax $ 4. Seller's Assist/Credit to Buyer $ 5. Home Warranty $ 6. Municipal Certification(s) $ 7. Certificate of Resale (Condominium/Homeowner's Association) $ 8. Settlement Fee $ 9. Notary Fees $ 10. Survey $ 11. On-lot Sewage System Pumping $ 12. Property Repairs $ 13. Tax Certifications $ ,^ .. 14. Overnight/Express Mail Charges $ 15. Domestic Lien Search $ 16. "Patriot Act" Search $ 17. Other ; ~,>~ ~, ~ . _ $ ~~ ~ `~ 18. Other ESTIMATED COSTS (subtotal) $ Adjustments (+/-) (e.g., real estate taxes, association fees, utilities) $ TOTAL ESTIMATED COSTS/ADJUSTMENTS $ "..~' Purchase Price $ Total Estimated Costs/Adjustments (from above) $ ESTIMATED PROCEEDS (before loan payoffs) $ !~ , ~ ~~ ~`~ ~.~ ~~' .~ Seller's Estimate of Mortgages, Equity, and Other Loan Balances (including prepayment penalties), liens, assessments, etc. $ ESTIMATED NET PROCEEDS TO SELLER $ ~'' ~ ~ : ~ f ~ The estimated proceeds do not take into account any other undisclosed mortgage obligations, liens, assessments, judgments or other obligations levied against the Property or Seller. Seller understands that the estimated costs stated above are based on the best information available at signing and may be higher or lower at settlement. Seller understands and has received a copy of these estimated closing costs before signing the Agreement of Sale. SELLER DATE SELLER DATE SELLER DATE BROKER (Company Name) _ PROVIDED BY (Licensee) DATE COPY'RICHT PENNSY"LVAN'IA ASSOCIATION OF REALTORS 2005 ~~ I Pennsylvania Association of REALTORS''' ,,tt5 R. WM. WIRE ASSOCIATES, P.C. 19 S. 19TH STREET CAMP HILL, PA 17011 (717) 761-8072 Client 50550-1 March 3, 2009 Estate of MYRA J. McCONNELL CIO MARY S. BANZHOFF, EXECUTRIX 2710 EAST ROSEGARDEN BLVD. MECHANICSBURG, PA 17055-5352 FEDERAL FORMS Form 1040 2008 U.S. Individual Income Tax Return Form 1040-V Payment Voucher Schedule B Interest and Dividend Income Schedule D Capital Gains and Losses PENNSYLVANIA FORMS Form PA-40 2008 Pennsylvania Income Tax Return Form PA-V Pennsylvania Payment Voucher Schedule A/B Taxable Interest and Dividends Schedule D Sale, Exchange or Disposition of Property FEE SUMMARY Preparation Fee $ 375.00 Total Due $ 375.00 Preparation fee includes preparation of 2008 Local Income Tax return(s) where applicable. Thanks for your patronage. Please give us a call if we can be ofi further assistance ... R. WM. WIRE ASSOCIATES, P.C. Certified Public Accountants 19 South 19th Street Camp Hill, Pennsylvania, 17011 Telephone (717) 761-8072' Fax (717) 761-1951 INSTRUCTIONS FOR FILING: MYRA'S 2008 STATE INCOME TAX RETURN TO MARY BANZHOFF, EXECUTOR OF THE MYRA McCONNELL ESTATE Date 3/3/2009 ,lake Check Payable to: ^ United States Treasury ~~ Check In a Amount of: ® $ 50.00 ® Pa. Dept. of Revenue Mary, ^ West Shore Wage Tax Bureau Attach a "short certificate" before mailin/g`... Date and Sign Tax Return Where Indicated By ^ No Remittance Necessary ^ Refund of $ ^ $ Overpayment Applied to Next Year's Estimated Tax ®You, As Executor ~~''' jf 1C-J~~! !, , I ~~1~ ~ ~~~ ,/Mail With Check In Attached Envelope No Later Than APRIL 1 S, 2009!!! R. WM. WIRE ASSOCIATES, P.C. Certified Public Accountants 19 South 19th Street Camp Hilt, Pennsylvania, 17011 Telephone (717) 761-8072' Fax (717) 761-1951 INSTRUCTIONS FOR FILING: MYRA'S 2008 FEDERAL INCOME TAX RETURN MARY BANZHOFF, EXECUTOR OF THE MYRA McCONNELL ESTATE Date 3/3/2009 ~ake Check Payable to: Mary, Attach a "short certificate" before mailing ... I~galce Check 1n ® United States Treasury he Amount of: ® $ 641.00 ^ Pa. Dept. of Revenue ^ No Remittance Necessary ^ West Shore Wage Tax Bureau ^ Refund of $ ^ ^ $ Overpayment Applied to Next Year's Estimated Tax ate and Sign Tax Return Where Indicated By: ®You, As Executor With Check In Attached Envelope No Later Than APRIL 1 S, 2009!!! 5 1 F ~~ W U W v 514 A O o z 1^` :.> U J ~ U R O z ~- ~ ~ ~' O A U F D W a v ~ ^ ~ c z a a c, z d U a ~ ~ E-r .: Z ~/~, Q J Ci SG' L: C C Q :r U F- ~ ~.a ~ C`. 1 ~ ~ v' ~ L ~ z ~_ `~ z '~ ~ a ~ c C I ~ ~ i c. z L _ G.. J "f. i Qi= I I ~ 5 .. Neill Funeral Home, Inc. 3401 Market Street Camp Hill, PA 170114428 (717)737-8726 Supervisor :Kevin J. Shillabeer The following is a detailed bill for the professional services and/or merchandise arranged for Myra J. McConnell Date of Service :January 28, 2009 Mary Beth Banzhoff Statement Date January 30, 2009 2710 E. Rose Garden Blvd. Contract Number 741101000078 Mechanicsburg, PA 17055 Arranger Name Stephen J Wilsbach Initial Selection Final Selection Difference Funeral Director and Staff Services Basic Professional Service Fee Total Funeral Director and Staff Services Care and Preparation of Remains Embalming Dressing and Casketing of Deceased Total Care and Preparation of Remains Use of Facilities and Related Services Religious Facility Funeral Ceremony Total Use of Facilities and Related Services Transportation Transferring Remains to Funeral Home Funeral Vehicle/Hearse Service Vehicle Total Transportation Other Goods and Services Flowers Cemetery Equipment Rentai Fee Total Other Goods and Services $2,680.00 $2,680.00 --- $2,680.00 $2,680.00 $795.00 $795.00 --- $395.00 $395.00 --- $1,190.00 $1,190.00 -- $495.00 $495.00 --- $495.00 $495.00 -- $495.00 $495.00 --- $395.00 $395.00 --- $395.00 $395.00 --- $1,285.00 $1,285.00 -- $515.00 $515.00 --- $159.00 $159.00 --- $674.00 $674.00 --- Merchandise Initial Selection Final Selection Difference ROMAN $1,095.00 $1,095.00 --- Concrete Grave Liner $995.00 $995.00 --- Total Merchandise $2,090.00 $2,090.00 -- Cash Advance Cemetery $900.00 $900.00 --- Clergy /Religious Facility $125.00 $125.00 --- Musicians or Singers $200.00 $200.00 --- Certified Copies $60.00 $60.00 --- Newspaper Notice $337.86 $337.86 --- Total Cash Advance $1,622.86 $1,622.86 - Total Services, Merchandise and Cash Advance $10,036.86 $10,036.86 - Total Charges (Total Services +/-Allowances + Taxes) $10,036.86 $10,036.86 __ Less Cash Received ($9,836.86) ($9,836.86) Unpaid Balance Due $200.00 $200.00 Page 2 of 2 INVOICE Service For :Myra McConnell .~~~ ~~1~~~~C~ Billed To :Mrs. Mary Banzhoff 5002 Lenker Street Invoice #: 1074-0109-1 Mechanicsburg, PA 17050 Invoice Date :1/15/2009 (717) 731-9984 Service Period :Dec 16, 2008 -Jan 15, 2009 www.HomeInstead.com Normal Qty. Rate SubTotal Sleepover, Level 2 2.00 $169.95 $339.90 Normal Total: n339.90 Weekend Qty. Rate SubTotal Sleepover, Leve12 3.00 $186.95 $560.85 Weekend Total: $560.85 Holiday Qty. Rate SubTotal Sleepover, Leve12 2.00 $254.93 $509.86 Holiday Total: $509.86 Miles: 0.00 @ $0.58 = $0.00 Pdiscellancous Charges: _ $0.00 Additional Charges/Credits: _ $0.00 _ Service Deposit Applied: _ $1,276 93) Current Invoice Total: _ $133.68 Service Deposit On Hand : ($1,276.93) Total A t moun ue. ~. $133.68 ' ''/ Due Date : Due uponR~ceip~ /~~~~ ; ,i '~ ~ % ,_ , *All Overdue Invoices are Subject to an I S% Annual Service Char e Please Retain For Your Records ~~ >r l-~ -- Please Detach And Return This PortionWith Your Payment Payable to Home Instead Senior Carr. / /~~~ t~ DETAILED INVOICE Service For :Myra McConnell Billed To : Mrs. Mary Banzhoff Invoice #: 1074-0109-1 Invoice Date :1/15/2009 Service Period :Dec 16, 2008 -Jan 15, 2009 5002 Lenker Street Mechanicsburg, PA 17050 (717) 731-9984 www.HomeInstead.com Date From To Type CAREGiver Miles Service Qty. Rate SubTotal 12/30 9:OOpm 7:OOam Normal Garisto, Stephen Sleepover, Leve12 1.00 $169.95 $169.95 12/31 9:OOpm 7:OOam Holiday Garisto, Stephen Sleepover, Leve12 1.00 $254.93 $254.93 1/1 9:OOpm 7:OOam Holiday Garisto, Stephen Sleepover, Leve12 1.00 $254.93 $254.93 1 /2 9:OOpm 7:OOam Weekend Yentzer, L. Allison Sleepover, Leve12 1.00 $186.95 $186.95 1 /3 9:OOpm 7:OOam Weekend Yentzer, L. Allison Sleepover, Leve12 1.00 $186.95 $186.95 1 /4 9:OOpm 7:OOam Weekend Garisto, Stephen Sleepover, Level 2 1.00 $186.95 $186.95 1 i5 9:OOpm 7:OOam Normal Yentzer, L. Allison Sleepover, Leve12 1.00 $169.95 $169.95 T..°..1 7.00 $1,410.61 Miles: 0.00 C~ $0.58 = $0.00 Miscellaneous Charges: _ $0.00 Additional Charges/Credits: _ $0.00 Service Deposit Applied: _ $1,276.93 Current Invoice Total: _ $133.68 Service Deposit On Hand : ($1,276.93) Total Amount Due: $133.60 Due Date : Due upon Receipt *All Overdue Invoices are Subject to an 18% Annual Service Charge Please Retain For Your Records_ Please Detach Md Return This Portion W ith Your Payment Payable to Home Instead Senior Care Each Home Instead Senior Care Franchise Office is independently owned and operated. Invoice #: Service For Mrs. Mary Banzhoff Service Period 2710 East Rosegarden Blvd. Current Invoice Total: Mechanicsburg, PA 17055 1074-0109-1 Myra McConnell Dec 16, 2008 -Jan 15, 2009 $133.68 Total Amount Due: Due Date $133.68 Due upon Receipt t?~ .T U'1 ~ ~ .. ~i rZ' p ~ ,~-~ z w a _ ~ ~7Di ~ v =a T T ~ ~a `~~ ~ W ~ ~ ° W A ~ ~ y { n O M L~ ({TI ~ D ~ ® rro s 1 r ~ _ ~,y ` - Q, M N G7= D ~ `i •~ ~ ~ ~ D ~ ~r a x m ~ ~ d ~ N m ~ N ~ N (may i, ~m C~ M r, ~c m A b O 1 ~~ W0 ~ y ~ Q " ~ 141 ~ i ,g o ~ a ~~ n m ~ _~ ~ rn °-' H 0 ~~ w- T T p ~ pm c W ~= ~, r ~~ r a a ~ -~ ~ ~ - y ~ N ~ 1 o N 1 o !~i V ~ m ! oF~+ oG'~ W ~ O~ ` a o ~ ay m yep i ~ ~ ~ .... T m ~? ~ 9343516 ~ ~~ LJ lJ'i ~ z ~ ~ x ~ 0 r~ m= ° -z mn 9 < a m x o =o f7 g F+ ~~ ~ ~ ~ - 0 1 o m ~ ~ i--~ ~° do ~ ~ ~ na 1 y £.~ r - v `-'~ ^_ ~ N ~> ~ =d ~ cn z aN '~ ~ r~ d D - r ~ r~ z ~m 00 ~ _ ~ 0 0o z G~ F r ao D~ ~m 3_ t~'n° ~D or.' n c ~ mm om m 0 O 1-+ r d v I-+ .p. 1 I H ~~ - o N o N ~ a F+ o O W ~ s I i 1 V ~D < ~7 O °- ~~I aN x _ V N e