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Home My WebLink About09-2632 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 04 -a(p3o1 liivilTpr?•.. V. KIMBERLY S KOSER Defendant(s) COMPLAINT IN CIVIL ACTION Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_l 1 Cmplt Cvr Sht P&F File No. 09-17222 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, ` PENNSYLVANIA TARGET NATIONAL BANKITARGET VISA Plaintiff V. KIMBERLY S KOSER Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA-2 I Notice to Defend P&F File No. 09-17222 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, . 4 t ' PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. KIMBERLY S KOSER Defendant(s) COMPLAINT IN CIVIL ACTION NO. o ter- 3-z Ct?j (4-4"`_ AND NOW, comes Plaintiff, TARGET NATIONAL BANK/TARGET VISA, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, TARGET NATIONAL BANK/TARGET VISA, is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is KIMBERLY S KOSER, an adult individual, believed to currently reside at 322 SANDBANK RD MOUNT HOLLY SPRINGS, PA 17065-1131. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352376728113788, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of , Defendant(s) owes $2,721.48 on said account plus interest at 0.00 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for PA-05 Civil Cmplt Crdt Crd P&F File No. 09-17222 this account. ,. 6. Defendant assented to the correctness of the balance by making payments on the account. 7. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied by continuing to extend credit to Defendant(s). 8. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $2,721.48, plus interest and costs. 9. By making payments andy by failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 10. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA-05 Civil Cmplt Crdt Crd P&F File No. 09-17222 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $2,721.48, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully subm' e Patenaude & Fe x, P.C. Date: March 20, 2009 Greg W. :rri , Esquire 2reet C , P 15106 (4-7675 PA-05 Civil Cmplt Crdt Crd P&F File No. 09-17222 *00000* Account Number: XXXX-XXXX-XXXX-3788 Account Identil2ation Number: 00029727957 Statement Closing Date: March 4, 2009 KIMBERLY S OMSER Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $0 Cash Limit $0 Available Credit $0 Portion Available for Cash $0 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDDrTDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Previous Balance $2,682.48 Payments & Credits 0.00 Purchases & Advances 0.00 Other Charges 39.00 FINANCE CHARGES 0.00 New Balance $2,721A8 Amount Past Due $568.47 Minimum Payment Due $635.47 (includes any Amount Past Due) Payment Due Date March 29, 2009 Important Messages Your Promotional Purchase APR has ended due to late payments, and the Penalty APR will now apply to any remaining amount of Promotional Balance. Payments & Credits No payments or credits were received last month. Other Charges Mar. 1 LATE PAYMENT FEE $39.00 Total Other Charges $39.00 Target National Bank, an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION • TARGEIG NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY STATEMENT PAGE NOT PRINTED INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number XXXX-XXXX-XXXX-3788 New Balance $2,721.48 Minimum Payment Due $635.47 Payment Due Date March 29, 2009 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 KIMBERLY S KOSER 322 SANDBANK RD MOUNT HOLLY SPRINGS, PA 17065-1131 1ur111n1n111u111Rill I 0000450063547027214890435237672811378871 Amount Enclosed $ 0 A 4 - %1 AACI (i) TARGET Account Number: XXXX-XXXX XXXX-3788 1??1?11 *00000* Account Ider?tiff ton .Number: 00029727957 Statement Closing Date: March 4, 2009 KIMBERLY S sER Page 2 of 2 Finance Charges Days in Billing Period: 28 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.00000% 0.00% $0.00 $0.00 $0.00 Cash 0.00000% 0.00% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed 29727957 In Court Judicial (Circuit/District) Original Creditor Name: TARGET NATIONAL BANK Debtor Name: KOSER, KIMBERLY S Co-Debtor Name: NAN Number: N00000028767108 Account Number: ************3788 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA COUNTY OF HENNEPIN ss: The undersigned, ADAM GRIM states that: I am a representative of TARGET NATIONAL BANK and am authorized to Verify current balances due and owing to TARGET NATIONAL BANK on credit card accounts. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to TARGET NATIONAL BANK on this account, over and above all known legal set offs is $2721.48. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belie nd based upon the books and business records of ATIONAL BAND. Authorized Agent of TARGET NATIONAL BANK Subscribed and sworn to before Me on 10th day of March, 2009 tary Public / My commission expires: ************3788 A144 PATENAUDE & FELIX, A.P.C A JANICE L. LOKEN NOTARY PUBLIC-MINNESOTA My Commission Expires Jan. 91.201' U •.-- The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he is, ADAM GRIM, Assistant Secretary, of TARGET NATIONAL BANK, Plaintiff Herein, that he is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. ADAM GRIM Authorized Agent of TARGET NATIONAL BANK ************3788 A144 PATENAUDE & FELIX, A.P.C 21:19 2T FM 1.4 7 cl.ris . ;.i ?18. So PQ A77y C10 N'7 31 aa43o(. Sheriffs Office of Cumberland County R Thomas Kline atr V e.utttb?r? nuwWu L aunuipp Sheriff' Solicitor Ronny R AndersonJody S Smith Chief Deputy OFFICE OF FRE SHERIFF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 04/30/2009 01:25 PM - Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on April 30, 2009 at 1325 hours, he served a true copy of the within Complaint and Notice upon the within named defendant, to wit: Kimberly S. Koser by making known unto Ed Koser, husband of defendant, at 322 Sand Bank Road, Mount Holly Springs, Cumberland County, Pennsylvania, 17065, its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $33.40 April 30, 2009 SO ANSWERS, R TH S K , SHERIFF De ty e 2009-2632 Target v Kimberly Koser c- w Q .7-i n-1 • r: rs r .. =i: y M ?i 0D < IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 2009-02632 V. KIMBERLY S KOSER Defendant(s) PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA- 119 Prcp Def Jg Both P&F File No. 09-17222 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. KIMBERLY S KOSER Defendant(s) NO. 2009-02632 PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY Please enter a judgment against the defendant, above named, for failure to file an Answer to Plaintiffs complaint. Amount claimed in Complaint $2,721.48 Interest from $0.00 Less payments received $0.00 Attorney's fees $0.00 TOTAL $2,721.48 With continuing interest on the principal amount of $2,721.48, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the defendants and defendants' counsel (if known), after the default had occurred and at least ten (10) days prior to the date of the filing of this praecipe. A copy of the Notice is attached. Respectfully submitte&. i" Patenaude & Felix, C. Apw Date: June 01, 2009 Gr g L,:'Morris, Esquire 3 . Main Street Carnegie, PA 15106 (412) 429-7675 PA_ 119 Prcp Def Jg Both P&F File No. 09-17222 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. KIMBERLY S KOSER Defendant(s) NO. 2009-02632 PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA.R.C.P. 1037(b) COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS. Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), KIMBERLY S KOSER, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by the attached copy. Date: June 01, 2009 Respectfully sub i e Patenaude & lix, A C. Gr g `. Mo s, Esquirr e 2 E Mai treet arne ie A 15106 412) 4 9-7675 MONWEALT _OF PENNSYLVANIA Nobulel Seal Carolyn J. StewMt Notary PLM Cwo& Soro, Alegherty County My 0ommW1on Expires Aug.14, 2011 PA_120 Aff of Non Mil Member, Pennsylvania Association of Notaries P&F File No. 09-17222 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 2009-02632 V. KIMBERLY S KOSER Defendant(s) IMPORTANT NOTICE Filed on behalf o£ TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_113 10 Day D1 D2 P&F File No. 09-17222 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 2009-02632 V. KIMBERLY S KOSER Defendant(s) To: , Esq. Date of Notice: May 21, 2009 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle PA 17013 717-249-3166 Date: May 21, 2009 PA_l 13 10 Day DI D2 Respectfully sub . ed Patenaude & F x l A. Greg , Moris, squire 213 aiS et Cam gie, P (41 - 675 P&F File No. 09-17222 I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK/TARGET VISA, hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: , Esq. Date: May 21, 2009 PA_113 10 Day Dl D2 P&F File No. 09-17222 FILED-N'-';`F- OF THE PR'??N?fiDTARY 2099 JUN -4 PM I : I I yt r?Nr???;7??i.YAi.?DU CC Vrf .* ?4.oo Po AT" 059 h Nahce watw IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 2009-02632 V. KIMBERLY S KOSER Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_ 123 Ntc Jgmt Both P&F File No. 09-17222 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. KIMBERLY S KOSER Defendant(s) NO. 2009-02632 NOTICE OF ORDER, DECREE OR JUDGMENT AGAINST KIMBERLY S KOSER ONLY TO: ( )Plaintiff ( x )Defendant ( )Garnishee ( )Additional Defendant You are hereby no ified that the following Order, Decree, or Judgment has been entered against you on p ( ) Decree Nisi in Equity ( ) Final Decree in Equity ( X ) Judgment of ( ) Confession ( ) Verdict ( ) Court Order ( X) Default ( ) Non-suit ( ) Non-Pros ( ) Arbitration Award ( X ) Judgment in the amount of $2,721.48, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ , plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Department of Trans atio . rothonot By Deputy If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (412)-429-7675 PA_ 123 Ntc Jgmt Both P&F File No. 09-17222 N IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. KIMBERLY S KOSER Defendant(s) NO. 2009-02632 c.-' _ ? Q7 wa ? 'T1 Z? rn -am C) -i o ZO 3 - 6 c ) 2 r. { Cn y. 7 7 PRAECIPE FOR SATISFACTION OF JUDGMENT Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 49.5o Po Derr CAM &02-W PA_147 Prcp Sat Jg P&F File No. 09-17222 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 2009-02632 V. KIMBERLY S KOSER Defendant(s) PRAECIPE TO SATISFY JUDGMENT TO: PROTHONOTARY Please satisfy the Judgment at the above captioned action of record upon payment of your costs, only. Thank you. Respectfull & Felix, A.P.C. Date: December 29, 2011 V E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_147 Prcp Sat Jg P&F File No. 09-17222 I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK/TARGET VISA , hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Kimberly S Koser 322 Sandbank Rd Mount Holly Springs PA 17065-1131 Date: December 29, 2011 PA_147 Prcp Sat Jg Pat aude & Felix, A.P.C. 21 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 09-17222