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HomeMy WebLinkAbout09-2815Martha E. Von Rosenstiel, P.C. Martha E. Von Rosenstiel, Esquire 649 South Avenue, Unit #7 24561 CFC-DD Attorney for Plaintiff Secane, PA 19018 (610) 328-2887 Attorney I.D. #52634 BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2006-HE4 14523 SW Millikan Way, Suite 200 Beaverton, OR 97005 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Plaintiff V. NO. OR - 9515 0, 1Vi?T" CHAD MILLER A/K/A CHAD A. MILLER 107 North Earl Street Shippensburg, PA 17257 Defendant CIVIL ACTION - MORTGAGE FORECLOSURE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELEGIBLE PERSONS AT A REDUCED FEE OR NO FEE Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta a sentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea a visado que si usted no se defiende, la corte toma ra medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades o otros de rechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO VAYA EN PERSONA O TELEFONA A LA OFICINA ESCRITA ABAJO. ESTA OFICINA LE PUEDE PROVEER INFORMACION SOBRE COMO CONTRATAR A UN ABOGADO. SI USTED NO TIENE EL DINERO SUFICIENTE PARA CONTRATAR A UN ABOGADO, LE PODEMOS DAR INFORMACION SOBRE AGENCIES QUE PROVEEN SERVICIO LEGAL A PERSONAS ELEGIBLE PARA SERVICIOS A COSTO REDUCIDO O GRATUITO CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 800-990-9108 THIS IS AN ATTEMPT TO COLLECT A DEBT ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15. U.S.C. §1692, et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANYT PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY(30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REUQEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECFEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. Martha E. Von Rosenstiel, P.C. Martha E. Von Rosenstiel, Esquire 649 South Avenue, Unit #7 24561 CFC-DD Attorney for Plaintiff Secane, PA 19018 (610) 328-2887 Attorney I.D. #52634 BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES COURT OF COMMON PLEAS OF CUMBERLAND COUNTY 2006-HE4 14523 SW Millikan Way, Suite 200 Beaverton, OR 97005 Plaintiff V. CHAD MILLER A/K/A CHAD A. MILLER 107 North Earl Street Shippensburg, PA 17257 NO. Defendant CIVIL ACTION - MORTGAGE FORECLOSURE THIS IS AN ATTEMPT TO COLLECT A DEBT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE 1. Plaintiff is Bank of America, National Association, as Successor by Merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4, a bank organized and existing under state law, with offices for the conduct of business at 14523 SW Millikan Way, Suite 200, Beaverton, OR 97005. 2. Defendant, Chad Miller A/K/A Chad A. Miller is the mortgagor and real owner of premises 107 North Earl Street, Shippensburg, PA 17257, hereinafter described, whose last known address is listed in the caption. 3. Plaintiff brings this action in mortgage foreclosure against defendant, mortgagor, and real owner, to foreclose a certain indenture of mortgage made, executed and delivered by the above named defendant, mortgagor, and real owner to Mortgage Electronic Registration Systems, Inc. as Nominee for First NLC Financial Services, LLC on May 25, 2006, which mortgage is recorded on June 1, 2006 in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1952, Page 4379 secured on premises 107 North Earl Street, Shippensburg, PA 17257 a true and correct description of which is attached hereto as Exhibit I. 4. The mortgage has since been assigned to the Plaintiff herein. 5. Plaintiff alleges each and every term, condition and covenant in the aforesaid mortgage, and hereby incorporates them herein by reference thereto. 6. The aforesaid mortgage is in default in that monthly installments of principal and interest have not been made in conformity with the terms of the mortgage, from December, 2008 and each month thereafter, up to and including the present time. 7. Under the terms of the aforesaid mortgage, upon default of payments set forth in the mortgage documents, the entire principal balance and all interest due thereon are collectible forthwith. 8. The following is an itemized statement of the amount due plaintiff under the terms of the aforesaid mortgage: Principal Balance $ 164,074.91 Interest from 11/1/2008 to 5/1/2009 at $32.32 per diem $ 5,882.24 Accrued late charges $ 569.60 Accrued Escrow deficit $ 4.50 Corporate Advances $ 354.60 Attorney's Fee (5% of unpaid Principal balance) $ 8,203.75 Title Information Certificate $ 515.00 Suspense $ ( 35.42) Total $ 179,569.18 9. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff s sale. If the mortgage is reinstated prior to the Sheriffs sale, reasonable attorney's fees will be charged based on work actually performed. 10. Plaintiff sent to defendant, mortgagor, and real owner a combined Notice and Warning of Intention to Foreclose and Notices of Homeowners' Emergency Mortgage Assistance Act of 1983 advising of rights available under the statutes. To date payments have not been received and Act 91 assistance has not been granted, although the applicable time periods provided by statute have expired (Exhibit II). WHEREFORE, plaintiff demands judgment for foreclosure and sale of the mortgaged premises in the amount of $179,569.18, plus per diem interest at $32.32 from May 2, 2009 to the date of judgment plus costs thereon. Martha E. Von-Rosenstiel Attorney for Plaintiff VERIFICATION MARTHA E. VON ROSENSTIEL, ESQUIRE, of full age, verifies that she is the attorney for the plaintiff in the foregoing action; that she is authorized to make this verification on behalf of plaintiff; and that the statements made in the foregoing Complaint in Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief. This verification is being executed by the attorney for plaintiff in accordance with Pa R.C.P. 1024( c ) as a signed verification could not be obtained by plaintiff within the time allowed for filing of the pleading. I understand that false statements herein are made subject to penalties of 18 Pa C.S. Section 4904 relating to unsworn falsification to authorities. Martha E. Von Rosenstiel Attorney for Plaintiff LEGAL DESCRIPTION Air AM amain lot or piece of Ww with improve ente thereon situate in the Borough of ShiMmuburg, Cumbmimd County, Peensyl-a nia, baundcd and da mbed as follows: BZGINNWG on flea North by a lot now or formally of GcoW Datvidwa thence on the Sarth by a lot now or fly of Clem Smidg *=a on the EW by an May; thence ou the West by North Earl' Straot. Being 32 fi is %nt on North Earl Street and eumdIng beak an even width of 32 feet, 264 feset, more or less, to am alley. Being the same premises about to be conveyed to dw mortgagors herein by deed from Harry E. Pipt and Randy A. Fett ng and to be recorded simultaneously with this mortgage in the Cumberland Co Recorder of Deeds Office. Parcel No: 34-33-1867-437 Wilshire=- January 28, 2009 CERTIFIED RETURN RECEIPT AND REGULAR FIRST CLASS MAIL Lli8G MILLER, CHAD 107 N EARL ST SHIPPENSBURG, PA 172571217 RE: Loan No.: 2443938 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM F ORECLOSURE Phone 888.502.0100 Fax 503.952.7476 Website https:/Avww.woc.mi.com (Continued) YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOME'I'iMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEiMPT "1'0 COI.I.I-:CC 'THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR I_iEN AGAINST TI IF, COLa TLAAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SF-E: ftttp...v`WW.ago.state.co.usrcadclcadctnrtineisn. NE`JI' YORK CII'V: License 1032551. NORTH CAROLINA- Permit 3840. TENNESSEE, This collection agency is licensed by the Collection Semite Board of the Department of Commerce and Insurance. Wilshire Credit Corlxrratiott is licensed to do business at 14.523 S.W. Nlillikan Way.. Beaverton, OR W ilshire's otlice hours are Monday- Friday 6:00 am to 5:00 pm Pacific time, holidays excluded. 1.11801 Wilshire Credit Corporation Payments P,O. BOX 105344; Atlanta, GA 30348-5344 or P.O. Box 7195; Pasadena, CA 91109.7195 Correspondence P.O. Box 8517; Portland, OR 97207-8517 MILLER, CHAD Loan No.: 2443938 Page 2 January 28, 2009 LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA, SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACIi'1N OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRtSTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNERS' NAME(S): PROPERTY ADDRESS: LOAN ACCT. NO.: ORIGINAL LENDER: CURRENT LENDER/SERVICER: MILLER, CHAD 107 N EARL ST SHIPPENSBURG, PA 172571217 2443938 FIRST NLC FINANCIAL SERVICES, LLC Wilshire Credit Corporation P?O'1VER'S EMERGENCY MORTGAGE ASSISTANCE 4 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND (Continueo YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF TI (IS DEBT, Tnis LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLLATERAL PROPERTY. COLORADO; FOR INFORMATION ABOUT THE. COLORADO FAIR DEIST COLLECTION PRACTICES ACT, SEE: I ttp wwu ago.state.co.usica<fclcadcntain efin. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE, This collection agency is licej,ud ht the Collection Service Board of the. Department of C:ornmerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan bay, Bcavertim, OR Wilshire's office hours are Monday- Friday 6:00 am to 5:00 prn Pacific tinre, holidays excluded L1?HG This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. MILLER, CHAD Loan No.: 2443938 Page 3 January 28, 2009 • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY SIM OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty(30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a"face -to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR }EMIT I ft- &J-.159 PA F S NOTICE CALLED KE YOUR MO AGE D O F T" LAIN W TO BRING YOUR MORTGAGE UP TO DATE You must have a face-to-face meeting with one of the designated consumer credit counseling agencies within thirty-three (33) calendar days. CON UMFR CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for thirty(30) days after the date of this meeting. The names addresses and telephone numbers ,of design-watod consumer rrrdit counselinu agencies for the county In which the property is located are set forth at the nod this Notice It is only necessary to schedule one face-to-face meeting. Advise your lender immediate of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Mortgage Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty(30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILEA HEMAP APPLICA TION AS S001 VAS POSSIBLE, IF YOUIIAVEA MEETING WITHA COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AM FILE AN APPLICATION WITH PHFA WITHIN 30 DA IS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARYSTAYOFFORCLOSURE". YOU HAVE THE RIGHT TO FI A H NAPAPP ICATION EVEN SEYOND THESE ZZME PERIODS A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALL YAPPROVED AT ANY TTME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. (Continued) YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR, ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF TI IIS DFBT', THIS LETTER IS NOT AN ATTEMPT TO COI._ T THE DEBT, BU'f NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST -mu I [,C C:t)I. LATLRAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DFBF COLLECTION PRACTICES ACT, SFF http `uv :?,ago.stau.co ua'cadc.'cadcmafn.cfm- NF:w YORK C:I'E'S': License 1032551. NORTH CAROLINA, Permit 3840. TENNF,SSI E: This collection agency is 'wen ed by the Collection Service Hoard of the 11 partment of Commerce and Insurance. Wilshire- Credit Corporation is licensed to do business at 14523 S.W, Millikctn way, i3 eaveiton, OR W ilshire's office hours are Monday- Friday 6:00 am to 5:00 pm Pacific time, holidays excluded. /./'8Ci MILLER. CHAD Loan No.: 2443938 Page 4 January 28, 2009 ASTj„?2(N -Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The.Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have flied bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEE" T (Bring it V to date.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 107 N EARL ST SHIPPENSBURG, PA 172571217 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Your loan is delinquent for the following months: October 2008, November 2008, December 2008, January 2009. Past Due Installments: Principal Interest Escrow Installment Other Open Charles: Late Charges Escrow Advance Interes Property Inspections Valuations Short Pavments Totals $415.16 5,166.71 6.00 $5,587.87 Prior Servicer Charge WCC C ar $0.00 $569.60 $569.60 0.00 48.48 48.48 0.00 89.50 89.50 0.00 243.00 243.00 0.00 0.50 0.50 $951.08 (ContinuecQ YOU, SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFO RMATION PROVIDED BY YOU WILL. BE USED 1-0 COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT, TAGS LETTER IS NOT AN ATTEMPT 'r0 COLLECT THE DEBT, BUT NOTICE. OF POSSIBLE ENFORCEMPNT OF OUR LIEN AGAINS'TT 'mE COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE 1 tipi'%?wuw.ago,state.co.nsicadeJcadcmain.cf'm. [NEW YORK C:I"rV: License 1032551. NORTiI CAROLINA: Permit 3840. TENNFSSFE. This collection agency is licensed by the Collection Service Board of lire DtParttne+llt of Commerce and Insurance. Wilshire Credit Cetrporation is licensed to do Rosiness at 14523 S.W. Millikan Way, Beaverton, OR Wilshire's ottice hours are Monday - Friday 6:00 am to 5:00 Pm Pacific time, holidays excluded (. / 78,-; MILLER, CHAD Loan No.: 2443938 Page 5 January 28, 2009 Less Suspense (Balance) TOTAL $0.00 $6,538.95 jj,QW TO CURE THE 121 - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $6,538.95, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Pgyments mint be made either by cash, cashier's check, certified check or money order made payable and sent to: Wilshire Credit Corporation P.O. Box 7295 Pasadena, CA 91109-7195 jF YOU DO NQ'(' CURL 7 12EFAULJ - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the tender intends to exercise its ors to gcee. lera them [IM debt, This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to fo=lose upgo your tih'S ` .3f> RejU, IF THE MORT GAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $ 50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you care the def ult virithin. the 11ILM (a DAY period. yon will not required to ply attorneys„ kes. OTHER LNDFFH REMEDIES - The lender may also sue you personally for the unpaid principal balance and at I other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR O SHEREFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and pMertt the sale at time up to one hour before t Sheriff Sale. .Y a do so by VUing the total amount then Pist due. s late o er c e reasonoble attomgy's fees wW costs o t d i h foreclosure le and my other costs con-qNted with a She_riffs Sale as 'fI in writing by he leader. and h performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSS= SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff s Sale of the mortgaged property could be held would be approximately eight (8) months from the date of this (Continued) YOU Si IOULD CONSIDER THIS LETTER AS COMING FROM A DEIST COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. .HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS Dr--BT, TIIIS LETTER IS NOT AN ATTEMPT TO COI,I.ECT THr DEBT, Bt T NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE CoLI.ATF?RAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COI.d,ECTION PRACTICES ACTT, SEE httP:rhtiuw ago.state.co.tlVcadcicadcntain.efnt. NEW YORK CITY: License 1032551, NORTH CAROLINA- Permit 3840 TENNESSEE: This collection agency is licensed by the Collection Service Hoard of the Npartment of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan Way, Beaverton.. OR Wilshire's office hours arc Monday - Friday 600 am to 5:00 pm Pacific time, holidays excluded. LI"8G MILLER, CHAD Loan No.: 2443938 Page 6 January 28, 2009 Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender/servicer. HOW TO CONTACT THE LENDER(;tERVICER: Name of Lender/Servicer: Address: Phone Number: Fax Number: Contact Person(s): E-Mail Address: Wilshire Credit Corporation P.O. Box 8517 Portland, OR 97207-8517 888.917.1050 503.946.3848 Holli Jennings or David Solomon loanworkoutgeneral@wce.mLeom EFFECT Q SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTM QF MO$TGAG? - You may or X may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. (Continued) YOU ST IOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT_ T HIS LETTER IS NOT AN ATTEMPT TO COLLF3CT THE DEBT; BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLLA"tT_'RAL PROPERTY- COLORADO; FOR INFORMATION ABOUT THE COLORADO PAIR DEBT COLLECTION PRACTICES ACT, SEE ht#}?:' +`sv.ago.state,ao.us.'tad&cadcmain.cfm. NEW YORK CITY: License 1032551. NORTH CAROLINA. Permit 3844. TENNESSEE. This collection agency is licensed b3 the C'ollectior, Service Board of the Lkpartment of Commerce and Insurancc. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Miilikan Way, Beaverton, OR Wilshire's office hours are Monday- Friday 6:00 am to 5:40 pm Pacific time, hohdaysexcluded 1, 1 ,'fi(i MILLER, CHAD Loan No,: 2443938 Page 7 January 28, 2009 TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Enclosed is a list of Consumer Credit Counseling Agencies serving your county. Sincerely, Wilshire Credit Corporation Enclosures: PHFA list of HEMAP-approved agencies,How to Avoid Foreclosure YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLL.EC'r'rioS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE 01= 'PHIS DEBT. THiS i.ETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLLATERAL PROPIiR`rY COLORADO: FOR INFORMATION ABOUT' THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT. SEE httpllwww.ago.state.co.usicada'cademain,c1m. NEW YORK CITY: License 1032551. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is iicei soli by the Collection Bernice Board of die Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to de business at 14523 S.Vr'. vfillikan Was, Beaverton. OR Wilshire's office hours are Monday - Friday 6 00 am to 5:00 pm Pacific time, holidays excluded" 1.178G ? Wilshire- January 28, 2009 CERTIFIED RETURN RECEIPT AND REGULAR FIRST CLASS MAIL LI78G MILLER, CHAD PO BOX 662 SHIPPENSBURG, PA 17257 RE: Loan No.: 2443938 ACT 91 NOTICE Fax 503.952.7476 Webslts https:IMiww. wcc. m 1. com TAKE ACTION TO SAVE YOUR HOME FROM F ORECLOSURE (Continued) YOU SHOULD CONSIDER TI IIS LETTER AS COMING F ROM A DEBT COLLF.C"TOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER. IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE Ol: THIS DEBT, TI-IIS LETTER IS NOT AN AT"TEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST Till, COLLATERAL PROPERTY- COLORADO: FOR INFORMATION ABOUT THEY COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE http:ilwtcw.ago,state.co.us,'caduc:adcniain.cfrri. NEW YORK CITY: License 1032551. NORTH CAROLINA. Perinit 3840. TENNESSEE. This collection agency is hceited by the Collection Sereice Board rh' the Department of Commerce and insurance, Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan tiVay, Beaverton, OR Wilshire's office hours arc Monday - Friday 6:00 am to 5:00 pin Pacific time, holidays excluded. L!?8G Wilshire Credit Corporation Payments P.O. BOX 105344; Atlanta, GA 30348-5344 or P.O. Box 7195; Pasadena, CA 91109-7195 Correspondence P.O. Box 8517; Portland, OR 97207-8517 Phone 888.502.0100 MILLER, CHAD Loan No.: 2443938 Page 2 January 28, 2009 LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRkSTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNERS' NAME(S): PROPERTY ADDRESS: LOAN ACCT. NO.: ORIGINAL LENDER: CURRENT LENDER/SERVICER: MILLER, CHAD 147 N EARL ST SHIPPENSBURG, PA 172571217 2443938 FIRST NLC FINANCIAL SERVICES, LLC Wilshire Credit Corporation HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND (Continued) YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS DEBT. THIS LETTE=R IS NOT AN ATTEMPT TO COLLECT THE- DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST TILE COLLATERAL PROPERTY. COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEBI COLL=ECTION PRACTICES ACT, SEE htslt %/%1Nk, a ago.state.cc.ux%cacic`cademain.ct'm. NEW YORK CITY: License 1032551. Nowni CAROLINA: Permit 3840. FU',VNFSSEE: This collection agency is licensed by the Collection Ser,•scc Board of the Department of Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S. W. Millikan Way. Beaverton. OR.. Wilshire',, office hours are Monday- Friday 6.00 am to 500 pm Pacific time, holidays excluded Ll ?HCi This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. MILLER, CHAD Loan No.: 2443938 Page 3 January 28, 2009 • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty(30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face -to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice, THIS MEETING MUST OCCUR WITHIN PART OE JUIS NOTICE D" W T CURE YOUR MORTGAGE DEFAULT" HOW- IQ BRING YOUR MORTGAGE UP TO DATE You must have a face-to-face meeting with one of the designated consumer credit counseling agencies within thirty-three (33) calendar days. CONSUMER CREDIT COUNSELING AGENCLES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for thirty(30) days after the date of this meeting. TTl g names. and telephone numbers of desigmated consumer credit counseling agencies for the coup in -which the aroneM is located are set forth at the end of this Notice It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. PLACATION FOR MORTGAGE AS,% jANCL- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Mortgage Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty(30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOONAS POSSIBLE IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DA YS OF THE POSTMARK DATE OF THIS NOTICE JM FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTL1VG A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORAR YSTA Y OF FORCLOSURE". ,,YOU HAVE THE_ALaRT TO FILE) H ?-MAP PPPLICA EM EVEN BEYOND TM" TIME P? rR_= A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSUREACTION, BUT IF YOUR APPLICATION IS EVENTUALLYAPPROVED AT ANY TIME BEFOREA SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. (Continued) YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR ANY INFORMATION PROVIDED BY YOU WILL. BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF THIS OFBT, THIS LFrrrP IS NOT AN ATTEMPT FO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE: COLLATERAL PROPERTY COLORADO: FOR INFORMATION ANOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SF.I ht[p: ?vts-w.ago.slate,ec?.usicadc%cadcmain.eftn. NEW YORK CPTY: License 1032151. NORTH CAROLINA: Permit 3840. TENNESSEE: This collection agency is licons"d by the Collection Service Board of the Department of Commerce and insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Miilikan Way.. Beaverton, OR Wilshire's office hours are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidays excluded 0 7M MILLER. CHAD Loan No.: 2443938 Page 4 January 28, 2009 AMCY ,& 'LION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE. YOUR MORTGAVIE DEFAULT jBring, it up to date.) NATURE OF THE DEFAUL - The MORTGAGE debt held by the above lender on your property located at: 107 N EARL ST SHIPPENSBURG, PA 172571217 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Your loan is delinquent for the following months: October 2008, November 2008, December 2008, January 2009. Past Due Installments: Principal Interest Escrow Installment Totals $415.16 5,166.71 6.00 $5,587.87 Other Open Charges: Prior Servicer Charge WC _c arses Late Charges $0.00 $569.60 $569.60 Escrow Advance Interes- 0.00 48.48 48.48 Property Inspections 0.00 89.50 89.50 Valuations 0,00 243.00 243.00 Short Payments 0.00 0.50 0.50 $951.08 (Continued) YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDES) BY YOU WILL BE USED TO COLLECT THIS DEBT, HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF TI IIS DEBT, THIS LrTrE.R IS NOT AN AT TEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE PRACTICES ACT, SEE COLLATERAL PROPERTY C01,()R.1IX): FOR INFORMATION ABOUT THE COLORADO} FAIR DEBT COLLECTION http. %w4vw.ago.state.c;o.uslcadiicadcmain.cftn, NEW YORK CIT4: License I03255L NORTH CAROLINA, Permit 3840, rENN'F.SSEE: This cailection agencf i+ ljc:m ed by the Collection Service Board of the Department cf Commerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. Millikan Wav, Beaverton, OR. Wilshire"s oflicc hour; are Monday - Friday 6:00 am to 5:00 pm Pacific time, holidaysexcluded. 1, 1,48(; MILLER, CHAD Loan No.: 2443938 Page 5 Januarv 2& 2009 Less Suspense (Balance) TOTAL $0.00 $6,538.95 U12W TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $6,538.95, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, Wilshire Credit Corporation P.O. Box 7195 Pasadena, CA 91109-7195 IF YOU DO NOT CURE THE_DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to gxercis_ its right to accelerate the mortgagt debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon y-gur Im,Q,rigaged property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $ 50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If yQu cure the default within the THIRTY (341 DAY p1riod, you MjII not be r wired to pal attoraev's fees. OTHER LENDER REMEDIE - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right tQ_ cure the defaulted prevent the sale at any time unto one hour before the Sheriffs Sale. You mu do so by Ruing the total amount then oast due Rlus any late or other charges then due reasonable attorney's fees and costs connected with_the foreclosure sale and any other costs connected with the Sheriffs Sale as Specified in writing by the lender, aand by Mrforming any other requirements under the mortgaggr Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE 5HERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately eight (8) months from the date of this (Continued) YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDED BY YOU WILL. BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE C>F 'T'HIS I)FnT, THES LETTER IS NOT AN ATTEMPT' TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLL.A?'EkA1. P'ROPER'TY. COLORADO: FOR INFORMATION ABOUT "I'HF: COLORAIX) FAIR DEBT COLLECTION PRACTICES ACT. :SEE http i%kAkw agostate.cua.ustcadc/cadcniain.cfm. NEW YORK CITY: License 1032551. NORTii CAROLINA: Permit 3840TENNFSSEE. This eotlcction agency is ,; rased h% the Collection Service Board o the Department. of C:otnrnerce and Insurance. Wilshire Credit Corporation is licensed to do business at '.4523 S,W. Mtllikan 4vav, Beavertr n; OR W ilshire's otiicc hours are Monday - i•riday 6.0() am to 5:00 pm Pacific iirne, holidays excluded. L I %b'G MILLER, CHAD Loan No.: 2443938 Page 6 January 28. 2009 Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender/servicer. Name of Lender/Servieer: Address: Phone Number: Fax Number: Contact Person(s): E-Mail Address: Wilshire Credit Corporation P.O. Box 8517 Portland, OR 97207-8517 888.917.1050 503.946.384$ Holli Jennings or David Solomon loanworkoutgenerai*wcc.mLcom EFFECT OF SHERFF'S SALE -You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTM OF MORTGAGE - You _ may or X may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. (Continued) YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY INFORMATION PROVIDED BY YOU WILL. BE USED TO COI.LEC•I THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF 'PHIS Df`;B"E, 'FFIIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE C'01,1ATY:RAL PROPERTY. COLORADO.- FOR INFORMA'T'ION ABOUT THE COLORADO FAIR DEBT COLLECTION' PRACTICES ACT, SFE ht p:i%wevw.ago.state cer,usieadc'cadcmaiti.cfm. '.VFW YORK CITY: License: 1032551_ NORTH C.aROIANA: Permit 3840, TENNESSEE, This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. Wilshire Credit Corporatior is licensed to do business at 14523 S.W. Millil:an 4t'ay, Beaverton, OR Wilshire's office hours are Monday- Friday 6:00 am to 5:00 pm Pacific time, holidays excluded. t I'8 ; MILLER, CHAD Loan No.: 2443938 Page 7 January 28, 2009 TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. • TO SEEK PROTECTION UNDER THE FEDERAL, BANKRUPTCY LAW. Enclosed is a list of Consumer Credit Counseling Agencies serving your county. Sincerely, Wilshire Credit Corporation Enclosures: PHFA list of HEMAP-approved agencies,How to Avoid Foreclosure YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR As WE SOMETIMES ACT AS A DEBT COLLECTOR ANY INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A BANKRUPTCY DISCHARGE OF TI [IS DEBT. THIS LFTTCR IS NOT AN ATTEMP,r TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT OF OUR LIEN AGAINST THE COLI.ATLRAL., PROPERTY COLORADO: FOR INFORMATION ABOUT THE COLORADO FAIR DEIST COLIECIION PRACTICES ACT, SEE lhttp.rt,;.\,4w.ago.state.co us,`cadcicadcmain.clnt. NEW YORK CI'T'Y: License 1037551. NORTII CAROLINA: Permit 3840 TENNESSEE: This wilection agents is hcernsed by the Collcction Service Board -f the Department at Corrmmerce and Insurance. Wilshire Credit Corporation is licensed to do business at 14523 S.W. hlillikan Way, Beaverton, OR Wilshire's office hours are Monday- Friday h.00 am to 5,00 pm Pacific time, holidaysexeluded. 11118(; 0 OF THE PROTHa. N t 2009 MAY -5 PM 1: 29 CUMB" COUNTY PENIN YLVAN A *'Y8.5o p o An`I co 34(0 s q aaoro Sheriffs Office of Cumberland County R Thomas Kline Sheri cr of ?mr,? s Ronny R Anderson &°'?a rqr U `? -4 1 Chief Deputy` Jody S Smith Civil Process Sergeant OFFICE F 7-E s-EPAFF Edward L Schorpp Solicitor Bank of America NA vs. Chad Miller Case Number 2009-2815 SHERIFF'S RETURN OF SERVICE 05/06/2009 R. Thomas Kline, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant, to wit: Chad Miller, but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of Franklin County, PA to serve the within Complaint In Mortgage Foreclosure according to law. 05/19/2009 02:53 PM - Franklin County Return: And now May 19, 2009 at 1453 hours I, Dane Anthony, Sheriff of Franklin County, Pennsylvania, do herby certify and return that I served a true copy of the within Complain in Mortgage Foreclosure, upon the within named defendant, to wit: Chad Miller a/k/a Chad A. Miller by making known unto John Wenger, adult in charge at 8832 Nyesville Road Chambersburg, PA 17201 its contents and at the same time handing to him personally the said true and correct copy of the same. 05/20/2009 R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Chad Miller, but was unable to locate him in his bailiwick. He therefore returns the within Complaint In Mortgage Foreclosure as not found as to the defendant Chad Miller. The Shippensburg Postmaster has advised the defendant is not known at address of 107 North Earl Street Shippensburg, Cumberland County Pennsylvania 17257. Mike Watson tennant o- building complex says Chad Miller owns the building but he does not reside here, he further stated his mailing address is P.O. BOX 668 Shippensburg, Pennsylvania. An exact address is not available. SHERIFF COST: $66.00 SO ANSWERS, July 10, 2009 R THOMAS KLINE, SHERIFF SHERIFF'S RETURN - REGULAR CASE NO: 2009-00132 T COMMONWEALTH OF PENNSYLVANIA: COUNTY OF FRANKLIN BANK OF AMERICA NATIONAL ASSOC VS MILLER CHAD JOHN STRINE K/A CHAD A Deputy Sheriff of FRANKLIN County, Pennsylvania, who being duly sworn according to law, says, the within COMP MORT FORE MILLER CHAD DEFENDANT A MILLER CHAD A was served upon the at 0014:53 Hour, on the 19th day of May , 2009 at 8832 NYESVILLE ROAD CHAMBERSBURG, PA 17201 by handing to JOHN WENGER-UNCLE ACCEPTED FOR CHAD MILLER AT SAID ADRESS a true and attested copy of COMP MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: .00 .00 JOHN STRI E .00 .00 By .00 D y Sheriff .00 06/15/20 9 MARTHA VO ROSEENSTIEL PC Sworn and Subscribed to before me this day of L. C) A.D. Not y. SHERIFF'S RETURN - REGULAR CASE NO: 2009-02235 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF FRANKLIN NATIONSTAR MORTGAGE LLC VS WAYNE E EBERSOLE DEPUTY STRINE Deputy Sheriff of FRANKLIN County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT-MORT FnRFrT.c EBERSOLE WAYNE E DEFENDANT was served upon the at 1015:00 Hour, on the 8th day of June , 2009 at 12561 MATM gTPPPT FORT LOUDON, PA 17224 WAYNE E EBERSOLE by handing to AT 12561 MAIN STREET a true and attested copy of COMPLAINT-MORT FORRC~T,R together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing .00 Service .00 DEPUTY STRINE Affidavit .00 Surcharge .00 By ?,/ti( ?ra5? .00 D ty Sheriff err .00 06/25/2009 JAMES SMITH DIETTERICK CONNELL Sworn and Subscribed to before me this -L?? day of A. D. RICHARD D. MCCARTY, Notary Public Chambersburg Boro., Franklin County My Commission Expires Jan. 29, 2011 In The Court of Common Pleas of Cumberland County, Pennsylvania Bank of America, NA Chad Miller 8832 Nyesville Road Chambersburg, PA 17201 vs. Civil No. 2009-2815 Now, May 6, 2009, I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Franklin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Affidavit of Service Now, 20 at 2"-'51 o'clock-? M, served the within U"10101' (48RT qic FpkcUrepe upon at (Mt4q r1111lr(L % 13 Z.- A.)Js-S U 111 F. tz0 by handing to To 17v/ i ??•MG ?2 1 AlO&OLT /Vu C a 0TW-C A,4) AqTf K X copy of the original and made known to - 1&0 000'HOJ w Cdl 4-4.A - the contents thereof. So answers, Sworn a subscribe efore me t is TK day of 20 use ?a, tm- [ Sheriff COSTS SERVICE $ MILEAGE AFFIDAVIT COMMONWE ALTH OF PENNSYLVANIA NO RIAL SEAL RICHARD D. MCCARTY, Notary Public C ambersbur9 SM., Franklin County y Commission Expires Jan. 29, 2011 V7 t-ounty, FA Sheriff s Office of Cumberland County R Thomas Kline ~~~ ~~ nc~Y ~ ' `~ Sheriff : . . , ~ ~:: r T .. ~ ~~ {~~~i~ rig. ,_. . Ronny R Anderson ~ • ~ ~ =~ - 4 J yy ~; ~~.~ ~~+ Chief Deputy r Ik 4 - i ~` ~ a . . ~. ~ir. Jody S Smith ~'`~ ~ ' ~~~~" G~~ J ~ ~ ~ ~ Civil Process Sergeant '~E °~ ~ "~ ~"~~~¢~ ' ~ _. r t_ : Edward L Schorpp Solicitor Bank of America NA Case Number vs. 2009-2815 Chad Miller SHERIFF'S RETURN OF SERVICE 08/04/2009 07:00 PM -Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on August 4, 2009 at 1900 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Chad Miller, pursuant to order of court by posting the premises located at 107 North Earl Street Shippensburg, Cumberland County, Pennsylvania 17257 with a true and correct copy according to law. SHERIFF COST: $52.00 August 05, 2009 SO ANSWERS, ~/ .~i.I R THOMAS KLINE, SHERIFF eputy heriff 24561-SS CSV Martha E. Von Rosenstiel, P.C. Martha E. Von Rosenstiel, Esquire 649 South Avenue, Unit 6 Secane, PA 19018 610 328-2887 Attorney I.D. # 52634 BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2006-HE4 Plaintiff vs. CHAD MILLER A/K/A CHAD A. MILLER : Defendant(s) Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Case No: 09-2815 CERTIFICATION OF SERVICE Martha E. Von Rosenstiel, Esquire, hereby certifies that she is the attorney for the plaintiff herein and that service of the Civil Action in Mortgage Foreclosure in the above matter was made upon on the defendants by certified mail and by regular mail, pursuant to Court Order on August 6, 2009. This verification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. ..~'N Martha E. Von Rosenstiel Attorney for Plaintiff ~~ DATED: August 06, 2009 JUL 212099 BANK OF AMERICA, NATIONAL COURT OF COMMOTJ PI~,F_:AS ~ ~~,I;P ASSOCIAT[ON, AS SUCCESSOR BY CUMBERLAND COt1NTY ~~~ MERGER TO LASALLE BANK, N.A. AS `CRUSTI~.E FOR THE MLMI TRUST SERIES 2UU6-HE4 PLAINTIFF NO: U9-2815 VS. C:'I~1.1D MII.,I.I~R A/Kf'A CHAD A. MILLER DEFENDANT ORDER nd AND NOW, this,~day of , 2UU9, upon consideration of Plaintiff's Motion far Special Service and any respons t ereto (if any), it is hereby: ORDERED and DECREED that Plaintiff may obtain service on Chad Miller AlK/A C"had A. Miller by mailing a true and correct copy of the Complaint in Mortgage Foreclosure and all subsequent notices, including but not limited to notice of sheriff s sale, by certified mail and regular, first class mail at the last known address, lU7 North Earl Street, Shippensburg, PA 17257, and $832 Nyesville Road, Chambersburg, PA 172U1, and by Rostin~ the premises of 107 North Earl Street, Shippensburg, PA 17257. ~ ' r• h- t ~ ! w • ~ [~ rl ~i~Fid 1~T p- si .39~ Postage ~ 0218 - _ ' ~ i E= i S SECq ~ ~~..~ • eri iied ee ~ O F Q 0 RefUrn ReCeIF:t F~P.e ~~~~'~~~~--' (Endorsement Required} ~ ~.$.3(I ' ~ P06f~~'E' F 4 Resfricied uelivery fiee 1--~~ j iF~ 4. ~ ~ ;~ •~ . IEndorsement Requiredl ~ g-~--~' ~ ~ ~ G ~~!:,~~# ~ rl ~ - _ TotalPostage,~Fee. I ~~~{g ! CHAD MIL ~ S / ,8,~1 ~ o G7 Sen7 70 ~ 07 No~ earl Street Street q A ~ ~ r~- , . or FG Box ,Nn. t" ---- City, Stare, 2/Pt4 ----°•°......T....._....._.__ -_.._ --__. ... .......... /~ s...l MAY BE USE!) FOR ~ ~.~..~~ irit,.A f ~ C ~~ PROvInE F(")p INSIIR~NCE--'OSTMAF~k NA710 • z ~ ' r'1"" ~ Rcccivcd From: ~' 0 2 1 f . r MARTHA VON ROSENS _ . MAfOLEt 649 SOUTH A VENUE • UNIT 7 ~bc SECANE, PA 19018 pica' of or d'erary mail addressed lo_ CHAP MILLER A/K/A CHAD yesvr a dad A• MILL Chambersburg, PA 17201 -~_ U~,POSTALSERVICE CERTIFICA MAY BE l1SEDFOR DO-„gST1C ANDINTERNAI PRO~If)EFOR -NSIIRgNCE-PpSTMASTEk Rcccivcd From: ~~ MARTHA VON ROSENSTIEL, P. MANED AUC 06 2009 OM ZIP CODE 1 901 g 64 F•os •avwt~s 0 2 , P `°~~°~ .~r5~ 000393 034 iY p -~ ~ r. E Yh_~ 1"~ i C .. '0 .. .. ~ ~ ! Q :.ei5llie(i ?'ee 7~•~0 WS SECq~~ (` ~ Retum Receipt Fee ~ ,2 ,~ .y ~ '1~Imart~ p • (Endorsement Required) ~ _•--. ~t;ere p Restricted DeEivery Fe€ ~ f0•~1 {Endorsement Required) i ~ G r!~~ ~ ~~~ '~ Total POStape b Fees ~ ~ CHAD MILS o Sent T } `8832 Nyesville Road -; p Iti Street,~l~ltJeTSbUrg;-1'~'772~~ ' ~ or FG Box Nc. ----•--•----------------••t - p°Sr Affix '~{!c hcrc in + f•ostrr~r V~ E .Q fccs a~ I 1034 AUG QE 200 FROM ZIP CODE 1 901 8 ~;~ ~ 'c~' ~~; - ~,~ . ~~~, ec~hert in swops a ~ 9 SOUTH AVENUE 1.11J17' 7 SECANE, PA 19018 One piece of ord'eiary mail addressed lo: CHAD MILLER 107 North Earl Street ShippensburQ PA 17~~7 PS Fnrm 3R 17. Ma-.19R9 ~~ U ~~ ~~ ~ -~ S \~ l~,'r .~ ,;V J ~~: ,: ~,`_~~ \. ~'y ag .,~p~s_g r...,,. _ ~.. ~G~~9 a~~~G 1 G F`~ !; G t AFFIDAVIT OF SERVICE PLAINTIFF: Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 COURT OF COMMON PLEAS Cumberland COUNTY DEFENDANT COURT NO. 09-2815 Chad Miller A/K/A Chad A. Miller 24561-DN SERVE UPON: Chad Miller A/K/A Chad A. Mifler TYPE OF AGTION 10T North Earl Street XX WRIT OF EXECUTION and Notice of Sheriffs Sale Shippensburg, PA 17257 SPECIAL INSTRUCTIONS: pl se POST rsuant to COURT Sheriff s Sale Date: 3/3/2010 ORDER + + SERVED ezved and made known t ~ Defendant, on th 8a of ~, a00 at ,....~.,..~. M.. at /w i1 ~ i ~___ Co~onxealth of Penns lvania in man A/ Defendant personally served. Adult famiZV member xith xhom Defendant resides. ManagedClerk of place of lodging in which Defendant resides. Relationship is Adult in charge of Defendant 's residence who refused Agent or person in charge of 17efendanYs office or usu I piaCe Of business. Othe ~ eti K( l•[ ) 6~'~ ~~ ~ (4,a to ive name/relationshi , , v7 K ` - , escription: Age Height Weight Race Sez Other I ~~ ~>t R. , a competent adult, being duly sworn according to law, depose and state that I personally handed to a true and correct copy of the WRIT OF EXECUTION and Notice of Sheriffs Sale issued i on the date and at the addres 'ndicated above. NOj~~ SE/1l Sworn to and subs !R ~ LUCILLE K. CARTY bef met is -~~~ day Notary PubUC of . 20 LETTERKENNY TWP, FRANKLIN COUNTY Notary. BYE MY Comml~slon Expire: Nov 10, 2011 NOT SER D On the day of , 20_, at o'clock ^ M., Defendant NOT FOUND because: Moved Unknown No Answer Vacant Date of Attempt: to and before me this day of , 200_ Notary: BY= ATTORNEY Martha E. Von Rosenstiel, P.C. 649 South Avenue, Unit 6 Secane, PA 19018 610-328-2887 4 y V AFFZDAVIT OF SSRVICS PLAINTIFF: Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 AEFENDANT Chad Miller At}t/A Chad A. Miller COURT OF COMMON PLEAS Cumberland COUNTY GOURT NO. 08-2815 SERVE UPOM: Chad Miller A!K!A Chad A. Miller TYPE OF ACTION 1 OT North Sari Street XX WRIT OF EXECUTION and Notice of Sheriff s Sale Shippensburg, PA 17257 SPECIAL INSTRUCTIONS: pi se POST rsuant to COURT Sheriff s Sale Date: 3 31201 ORDER served and made kn2Am t i t n. Defendant on tho~V da.]` of ----b. 24561-DN at manner Defendant peraonalZy sewed. Adv1t famiSy member rith wham Defendant reaidea. ManagedClerk of place of lodging in which Defendant resides. Relatronship is Agent or person in charge of 17efendanCs office AdvZt in ehasge of Defendant's residence who d Or us l place of bUSingss. _ ~ ~ O{hg [! refuse ~ ~ 6 to ive namefrelationshi . Age Height Weight Race Sex Other I (,~.tst {~. a competent adult, being duly sworn according to law, depose and state that I personally handed to a true and correct copy of the WRIT OF EXECUTION and Notice of Sheriffs Sale Issued i on the data and at the addres sated above. ~~ NotnRRUU aEA~ Sworn to and subs ~ IUCILLE K. CIIRTY be me is _ day Notcry Public of ~ "' LETTERKENNY 1WP, FRANKLIN COUNTY Notary. ~~ sY: My Commiaaton Expire: Nov 10, 2011 NOT S8R On the day of ,:20_, at o'clock - M., Defendant NOT FOUND because: Moved Unknown No Answer Vacant Ante of Attempt: before me this day of ,200. Notary: BY ATTORNEY Martha E. Von Rosenstiet, P.C. 649 South Avenue, Unlt 6 Secane, PA 19018 B10.3Y8-2887 ,~-, 1 ~...~ "° =(~~D-t~~=r=~C ;r ~ ~~~~o~~o~r~ ;T ! ~~ AP4 8~ 4 s #24561 CPG-TM (praecipe to sub plaintiff) Martha E. Von Rosenstiel 649 South Avenue Secane, PA 19018 (610) 328-2887 Attorney I.D. #52634 Attorney for Plaintiff/Movant Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 Plaintiff vs. Chad Miller A/K/A Chad A. Miller Defendant COURT OF COMMON PLEAS Cumberland COUNTY 09-2815 VOLUNTARY SUBSTITUTION OF US Bank National Association, as Successor Trustee to Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 PURSUANT TO Pa. R.C.P. 2352(al TO THE PROTHONOTARY: 1. US Bank National Association, as Successor Trustee to Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 is the assignee of Bank of America, National Association, as successor by merger to LaSalle Bank, N.A., as Trustee for the MLMI Trust Series 2006-HE4 and wishes to substitute itself for plaintiff. 2. The material facts on which the right of succession and substitution is based as as follows: a) Bank of America, National Association, as successor by merger to LaSalle Bank, N.A., as Trustee for the MLMI Trust Series 2006-HE4, foreclosing plaintiff, assigned its right, title and interest in premises 107 North Earl Street, Shippensburg, PA 17257 to US Bank National Association, as Successor Trustee to Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 by virtue of an assignment dated July 25, 2006 and recorded June 26, 2009. 3. US Bank National Association, as Successor Trustee to Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 does voluntarily substitute itself as plaintif erein. artha E. Von osens ie ~ torney for Plaintiff Dated: 7 ~ `~ ., ~C~4~~,~:' ~3 `=, 'j l; !Y~ ~.,,^; ~ - r,,~-r`,. ~- - - ~ t 7 -~~; _. . ~$.00 PQ AT7Y c~c*' 3~gg5 ~T* a33soc~ WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 09-2815 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U S BANK NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2006-HE4 Plaintiff (s) From CHAD MILLER A/K/A CHAD X MILLER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $183,803.10 L.L. Interest FROM 9/10/2009 TO 9/7/2011 AT 6% - - $21,962.67 Atty's Comm % Due Prothy $2.00 Atty Paid $1,225.22 Other Costs Plaintiff Paid Date: 5/31/.11 David D. Bu Il, Prothonotary (Seal) B -P ?N MA to, Deputy REQUESTING PARTY: Name: MARTHA E. VON ROSENSTIEL, ESQUIRE Address: MARTHA E. VON ROSENSTIEL, P.C. 649 SOUTH AVENUE, UNIT #6 SECANE, PA 19018 Attorney for: PLAINTIFF Telephone: 610-328-2887 Supreme Court ID No. 52634 Commonwealth of Pennsylvania COUNTY OF CUMBERLAND DOCKET NO. 09-2815 ATTORNEY I.D. # l'Md- US BANK NATIONAL ASSOCIATION, AS SUCCESSOR COURT OF COMMON PLEAS TRUSTEE TO BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2006-HE4 V. CHAD MILLER A/K/A CHAD A. MILLER Praecipe for Writ of Execution n. TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: AMOUNT DUE INTEREST from 9/10/2009 to 9/7/2011 At6% TOTAL* *Plus costs to be endorsed PREM: 107 North Earl Street, Shippensburg, PA 17257 C-S) 0 ' Xk %ay, oo 'Pek all? (a(Q. ob CAF sa. oo %k (I 0%4 8.-)a,X%[1 '?g. 50" « 10. o0 1y.Oo ?{. 00 ?.oo ?CA a I 'slaa5.OL- $a.00 1?d s?9 act -O3 r-n'CO xrn o rx $ 183,80% --i $ 21,962.67 $ 205,765.77 Respectfully Submitted, 24561 CWE-DN a C.0 c? ZOC) M T' co -?: MARTHA E. VON ROSENSTIEL, P.C. BY. a E. Von Rosenstiel, E uire acqueline F. McNally, Esquire Attorneys for Plaintiff d?Bu?l W'1 bp, eE W? a oU Q z U? wW O? U OUOLr) 00 N o? 0 °z W W H w O c? E-y d Q W ? zwUd? 00¢0 Q¢ E-O W z C) xw Wz O W ?un z° w a a Q U x w Q U O V C? W? 4r o O 0 4w "ll o ?w too o a? ?r a 00 .- O 00 N N ? 69 6A a? O o ? 0, 0 0 Quo O ? O c Q O ? It M N ? M N c,? Lr) O O zN o ?z ? N .? w ?oc oz. ??. ova >°100 00 w ¢ N 4? N M ? O d' N ?p ?-, d? uo MARTHA E. VON ROSENSTIEL, P.C. Martha E. Von Rosenstiel, Esquire / No. 52634 Jacqueline F. McNally, Esquire / No. 201332 649 South Avenue, Suite 7 Secane, PA 19018 (610) 328-2887 Attorneys for Plaintiff US BANK NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2006-HE4 Plaintiff VS. CHAD MILLER A/K/A CHAD A. MILLER Defendant(s) #24561 CAM -'DN C) c m a3 rno z?m COURT OF COMMON PLEAS =D CUMBERLAND COUNTY rx =C=) vz NO: 09-2815 hrl w -v c.? C ?-n M ap s° o-ra a C)m D AFFIDAVIT OF NOTICE PURSUANT TO RULE 3129.1 Jamw F" , ESQUIRE, attorney for the Plaintiff in the above action sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 107 North Earl Street, Shippensburg, PA 17257: 1. Name and address of owners(s) or reputed owner(s) Chad Miller A/K/A Chad A. Miller 107 North Earl Street Shippensburg, PA17257 And 8832 Nyesville Road Chambersburg, PA 17201 2. Name and address of defendant(s) in the judgment: Chad Miller A/K/A Chad A. Miller 107 North Earl Street Shippensburg, PA 17257 And 8832 Nyesville Road Chambersburg, PA 17201 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Harold J. Shoff and Joleen D. Shoff 885 Bremer Road Dover, PA 17315 4. Name and address of the last recorded holder of every mortgage of record: Mortgage Electronic Registration Systems, Inc., as nominee for NLC, Inc., d/b/a First NLC, Inc P.O. Box 2026 Flint, MI 48501-2026 5. Name and address of every other person who has any record lien on the property: NONE 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: NONE 7. Name and address of every other person of whom plaintiff has knowledge who has any interest in the property which may be affected by the sale: Cumberland County Tax Claim 1 Courthouse Square Carlisle, PA 17013 Cumberland Register of Wills County Courthouse Carlisle, PA 17013 Attorney General of the U.S. C/O Assistant Attorney General Tax Division U.S. Department of Justice P.O. Box 227 Washington, DC 20044 PA Dept of Revenue Inheritance Tax Bureau Strawberry Square, 11 th Floor Harrisburg, PA 17128 Family Court/Domestic Relations 1 Courthouse Square Carlisle, PA 17013 PA. Department of Revenue Bureau of Compliance Attn: Sheriff Sale Section P.O. Box 218230 Harrisburg, PA. 17128-1230 Dept of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 Pennsylvania Department of Revenue Bureau of Individual Taxes PO Box 280603 Harrisburg, PA 17128-0603 Occupant 107 North Earl Street Shippensburg, PA 17257 I verify that the statements made in this affidavit are true and correct upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Respectfully Submitted, MARTHA E. VON ROSENSTIEL, P.C. E. Von Rosenstiel, Es ire BYJacrquelinee (r ? F. McNally, Esquire Attorneys for Plaintiff Dated: May 26, 2011 24561 CAM-DN MARTHA E. VON ROSENSTIEL, P.C. Martha E. Von Rosenstiel, Esquire / No. 52634 Jacqueline F. McNally, Esquire / No. 201332 649 South Avenue, Suite 7 Secane, PA 19018 (610) 328-2887 Attorneys for Plaintiff US BANK NATIONAL COURT OF COMMON PLEAS ASSOCIATION, AS SUCCESSOR CUMBERLAND COUNTY TRUSTEE TO BANK OF AMERICA , NATIONAL ASSOCIATION AS , SUCCESSOR BY MERGER TO c BANK, N.A. AS TRUSTEE : No: 09-2815 CO = ? c FOR THE MLMI TRUST SERIES o° 2006-HE4 r-z <a - `'° - Plaintiff x© p _ o w? z p? _ .. m ? vs. -G CHAD MILLER A/K/A CHAD A. MILLER Defendants NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO ALL PARTIES IN INTEREST AND CLAIMANTS: The real estate and improvements, if any, located at and known as 107 North Earl Street Shippensburg, PA 17257 will be sold by the Sheriff of Cumberland County on Date of Sale: September 07, 2011 Time of Sale: 10:00 a.m. Place of Sale: Cumberland County Court House, 1 Courthouse Square, Carlisle, PA 17013. This sale is being held on a Judgment in Mortgage Foreclosure filed under Docket No. 09-2815 in the Court of Common Pleas of Cumberland County by US Bank National Association, as Successor Trustee to Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4, Plaintiff against Chad Miller A/K/A Chad A. Miller, Defendant(s). Judgment was entered on September 11, 2009 in the amount of $183,803.10. The property was seized and taken in execution as the property of Chad Miller A/K/A Chad A. Miller. The property to be sold at Sheriff's Sale is described as follows: ALL THAT CERTAIN lot or piece of ground with improvements thereon situate in the Borough of Shippensburg, Cumberland County, Pennsylvania, bounded and described as follow: BEGINNING on the North by a lot now or formerly of George Davidson; thence on the South by a lot now or formerly of Clever Smith; thence on the East by an alley; thence on the West by North Earl Street. Being 32 feet in front on North Earl Street and extending back an even width of 32 feet, 264 feet, more or less, to an alley. Tax ID #34-33-1867-037 IMPROVEMENTS: Residential Dwelling A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after said sale, and distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10) days after the date of the filing of said schedule. Judgment was recovered in the Court of Common Pleas of Cumberland County Civil Action No. 09-2815. You should check with the Sheriff's Office by calling (717) 240-6390 to determine the actual date of the filing of the schedule. No further notice of the filing of the Schedule of Distribution will be given. R. Thomas Kline, Sheriff of Cumberland County ATTORNEY FOR PLAINTIFF: MARTHA E. VON ROSENSTIEL, P.C. Martha E. Von Rosenstiel, Esquire / No. 52634 Jacqueline F. McNally, Esquire / No. 201332 Attorney for Plaintiff 649 South Avenue, Unit #6 Secane, PA 19018 Phone: (610) 328-2887 Fax: (610) 328-2875 MARTHA E. VON ROSENSTIEL, P.C. Martha E. Von Rosenstiel, Esquire / No. 52634 Jacqueline F. McNally, Esquire /No. 201332 649 South Avenue, Suite 7 Secane, PA 19018 (610) 328-2887 Attorneys for Plaintiff US BANK NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2006-HE4 Plaintiff vs. CHAD MILLER A/K/A CHAD A. MILLER Defendant(s) #24561-CWE-DN c7 cv C11 MW m rn == r= -ram ;U ?v ca 6 COURT OF COMMON PLEAS r-s "4(= CUMBERLAND COUNTY y?.Q opt AGO C )n 4 o No: 09-2815 CERTIFICATE TO THE SHERIFF I hereby certify that I am the attorney of record for the plaintiff in this action again real property and further certify that this property is: FHA - Tenant Occupied or Vacant 0 Commercial As a result of a Complaint in Assumpsit XX That the plaintiff has complied in all respects with Section 403 of the Mortgage Assistance Act including, but not limited to: (a) Service of the Notice on the Defendants (b) Expiration of the 30 days since Service of the Notice (c) Defendants' failure to request or appear at meeting with mortgagee or Consumer Credit Counseling Agency (d) Defendants' Failure to file application with the Homeowners Emergency Assistance Program I further agree to indemnify and hold harmless the Sheriff for any false statement given herein. Respectfully Submitted, MARTHA E. VON ROSENSTIEL, P.C. B a E. Von Rosenstiel, Es ire j cqueline F. McNally, Esquire ttorneys for Plaintiff MARTHA E. VON ROSENSTIEL, P.C. Martha E. Von Rosenstiel, Esquire / No. 52634 Jacqueline F. McNally, Esquire / No. 201332 649 South Avenue, Suite 7 Secane, PA 19018 (610) 328-2887 Attorneys for Plaintiff US Bank National Association, as Successor Trustee to Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 14523 SW Millikan Way, Suite 200 Beaverton OR 97005 Plaintiff vs. Chad Miller A/K/A Chad A. Miller 107 North Earl Street Shippensburg, PA 17257 Defendants COURT OF COMMON PLEAS r, --+ CUMBERLANDCOUNTY rnco ,... m- W ?.r- O -t Z Cr No: 09-2815 -Q - Zo 3 0- to -< o -e AFFIDAVIT OF LAST KNOWN ADDRESS COMMONWEALTH OF PENNSYLVANIA: SS COUNTY OF DELAWARE attorney for the plaintiff in the above action, sets forth as of the date the praecipe for the Writ of Execution was filed the following information concerning the last known addresses of the defendants are: 1. Name and address of owners(s) or reputed owner(s) and/or defendant(s) in the judgment: Chad Miller A/K/A Chad A. Miller 107 North Earl Street Shippensburg, PA 17257 And 8832 Nyesville Road Chambersburg, PA 17201 I verify that the statements made in this affidavit are true and correct upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Respectfully Submitted, MARTHA E. VON ROSENSTIEL, P.C. BYe! 'GOnd .: , A VkV W.411, 0, . Narthh E. Von Rosenstiel, 4uire Jacqueline F. McNally, Esquire Attorneys for Plaintiff JUL 2120d9? [SANK OF AMERICA, NATIONAL: : COURT OF COMMON PLEAS 1SSOCIATION, AS SUCCESSOR BY CUMBERLAND C:OI..TN"TY 10ERGER TO L:ASALLE BANK, N.A. AS TRUSTEE FOR TI IF NILMI "T`RUSTSERIES 2006-HE4 PLAINTIFF : NO: 09-2815 VS. ?I1I.,l.I?R C'IJAD MILLER A`K`A CHAD A. DEFENDANT ORDER 4 AND NOW, thiszz day of? , 2009, upon consideration of Plaintiffs Motion for Special Service and any respons t ereto (if any), it is hereby: ORDERED and DECREED that Plaintiff may obtain service on Chad Miller A; K/A Chad A. Miller by mailing a true and correct copy of the Complaint in Mortgage Foreclosure and all subsequent notices, including but not limited to notice of sheriff's sale, by certified mail and regular, first class mail at the last known address, 107 North Earl Street, Shippensburg, PA 1 7257, and 8832 Nyesville Road, Chambersburg, FA 17201, and by posting the premises of 107 North Earl Street, Shippensburg, PA 1.7257. BY TIDE L 'OEJRT_" J. MARTHA E. VON ROSENSTIEL, P.C. Martha E. Von Rosenstiel, Esquire / No. 52634 Jacqueline F. McNally, Esquire / No. 201332 649 South Avenue, Suite 7 Secane, PA 19018 (610) 328-2887 Attorneys for Plaintiff US BANK NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2006-HE4 Plaintiff VS. CHAD MILLER A/K/A CHAD A. MILLER Defendant(s) 424561 CAM - DN a C'7 ? t-, COURT OF COMMON PLEAS rMCD `? -*} CUMBERLAND COUNTY =? ?> cn ? t ?' ca 3> CJ J-- NO: 09-2815f AFFIDAVIT OF SERVICE OF NOTICES PURSUANT TO RULE 3129.1 F' &" , ESQUIRE, attorney for the Plaintiff in the above action, hereby verifies that on `..t, . ?e - ( ( , true and correct copies of the Notice of Sheriff's Sale were served upon recorded lienholders and any known interested parties by regular first class mail, postage prepaid with Certificate of Mailing evidencing said service attached hereto as Exhibit I. I verify that the statements made in this affidavit are true and correct upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Respectfully Submitted, MARTHA E. VON ROSENSTIEL, P.C. BY a ha . Von Rosenstiel, squ' e Jac ueline F. McNally, Esquire Attorneys for Plaintiff JUL 212099 A BANK OF AMERICA, NATIONAL ASSOCIATION, AS SUCCESSOR BY MERGER TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MLMI TRUST SERIES 2006-HE4 PLAINTIFF VS. CHAD MILLER A/K1A CHAD A. MILLER DEFENDANT l COURT OF COMMON PLEAS CUMBERLAND COUNTY (f NO: 09-2815 ORDER f) 9 11? AND NOW, thisday of , 2009, upon consideration of Plaintiffs Motion for Special Service and any respons t ereto (if any), it is hereby: ORDERED and DECREED that Plaintiff may obtain service on Chad Miller A/K/A Chad A. Miller by mailing a true and correct copy of the Complaint in Mortgage Foreclosure and all subsequent notices, including but not limited to notice of sheriff's sale, by certified mail and regular, first class mail at the last known address, 107 North Earl Street, Shippensburg, PA 17257, and 8832 Nyesville Road, Chambersburg, PA 17201, and by posting the premises of 107 North Earl Street, Shippensburg, PA 17257. 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Shoff 885 Bremer Road ----Dver Pq 17315 Affix fcc hcrt in samp5 9' mcict pw1bft and 1 mark. Inquiic of ??r±??r pac=e: oC el l 9 :UN M P CCL c ? e_= m I 'S 1 orm 3817, Mar.! 9Ec , ?? ` SPECIAL INSTRUCTIONS: please post pursuant to court order Sheriffs Sale date: 9/7/2019 24561CNC-DN PLAINTIFF: US Bank National Association, as Successor Trustee to Bank of America, National Association, as successor by merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE4 COURT OF COMMON PLEAS Cumberland COUNTY DEFENDANT COURT NO. 09-2815 Chad Miller AIK/A Chad A. Miller SERVE UPON: Chad Miller A/K/A Chad A. Miller TYPE OF ACTION 107 North Earl Street XX WRIT OF EXECUTION and Notice of Sheriff's Sale Shippensburg, PA 17257 T SERVED Served and made known to Defendant, on the (hda of N - 2p at _ o'clock, M., at SF3p&e w , Commonwealth of Pennsylvania, in the manner described below: Defendant personally served. Adult family member wsth whom Defendant ManagerlClerk of place of lodging in which Defendant resides. ff ' resides. Relationship is Adult in charge of Defendant's residence ice s o Agent or person in charge of Defendant or usual place of business. t/ Other who refused PO S ! :-O to give name/relationship. Description: Age Height Weight Race Sex Other L D ?f,Q.t 144 (mil r. a competent adult, being duly sworn according to law, depose and state that I personally h a true and correct copy of the WRIT OF EXECUTION and Notice of Sheriff's Sale issued in the captioned case on the date and at the address indicated ahove_ Sworn to and subscribed before me this 104Z, day of ?61/U I - Notary: Notary: NOT SIR On the ay ved Unknown Date of Attempt. e of Attempt: AFFIDAVIT OF SERVICE KIMBERLY CURTY NOTARY PUBLIC STATE OF NFW JERSEY COMMISSION EXPIRES MARCH 7, 2013 By: 20_, at - o'clock . M., Defendant NOT FOUND because: No Answer Vacant Sworn to and subscribed before me this day of 200 Notary: By: ATTORNEY Martha E. Von Rosenstiel, P.C. 649 South Avenue, Unit 7 • Secane, PA 19018 • 610-328-2887 rz, © %0 K; < r s,, :) Z C p ??. 4 2 4 CNc--DN SHERIFF'S OFFICE OF CUMBERLAND COU „TY ?;. t a-fy F1 C Z Ronny R Anderson J) 1". Sheriff Jody S Smith LLill !GPT 12 Pfi Chief Deputy [ Richard W Stewart Solicitor OFF' E`' TF- E RIFF Bank of America National Association Case Number vs. 2009-2815 Chad Miller SHERIFF'S RETURN OF SERVICE 06/23/2011 05:15 PM - Deputy Tim Black, being duly sworn according to law, states service was performed by postinc a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 107 North Earl Street, Shippensburg, PA 17257, Cumberland County. 09/08/2011 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, PA on September 7, 2011 at 10:00 a.m.. He sold the same for the sum of $1.00 to Attorney Martha Von Rosenstiel, on behalf of, U.S. Bank National Association, et. al., of, 14523 SW Millikan Way, Suite 200, Beaverton, OR 97005, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $816.04 October 11, 2011 SO ANSWERS, R-ONK'Y R ANDERSON, SHERIFF L?.Oo Pel- 0 - a .0'C pd -Co- (AY 5 J 7U (cl CountySuite ShenYf. Telecsofi. Inc. On June 7, 2011 the Sheriff levied upon the defendant's interest in the real property situated in Shippensburg Borough, Cumberland County, PA, Known and numbered as, 107 North Earl Street, Shippensburg, more fully described on Exhibit "A" filed with this writ and by this reference] incorporated herein. Date: June 7, 2011 By: x Real Estate Coordinator CUMBERLAND LAW JOURNAL Writ No. 2009-2815 Civil Bank of America National Association VS. Chad Miller a/k/a Chad A. Miller Atty.: Martha E. Von Rosenstiel ALL THAT CERTAIN lot or piece of ground with improvements thereon situate in the Borough of Shippens- burg, Cumberland County, Penn- sylvania, bounded and described as follow: BEGINNING on the North by a lot now or formerly of George Davidson; thence on the South by a lot now or formerly of Clever Smith; thence on the East by an alley; thence on the West by North Earl Street. Being 32 feet in front on North Earl Street and extending back an even width of 32 feet, 264 feet, more or less, to an alley. IMPROVEMENTS: Residential dwelling. Tax Parcel # 34-33-1867-037. TITLE TO SAID PREMISES IS VESTED IN Chad A. Miller by Deed from Harry E. Piper, Jr., a married person and Randy A. Fetting, a mar- ried person, dated 5/25/2006 and recorded 6/1/2006 in Deed Book 274, Page 4255. 47 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 15, July 22 and July 29, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. r Lisa Marie Co e, Editor SWORN TO AND SUBSCRIBED before me this C 29 da of Jul 2011 { n Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 r k' ... r The Patriot-News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE z4fPatriot News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 07/15/11 SW&N1tOA Tom, 07/22/11 "tlf+tdt of Mwrka;Xla A8 80011606n 07/29/11 VW , MM MOW, 010 04d A. NEw Aft gNrft ! von *emwwft ........ 1,. ?: ?, ? .... . ALL THAT CF,RM N lot or piem of oQuW with opovemrns thereon situatemtheBoroughof%q,bM, Sworn t d ubscribed befor 18 d' 0 August, 2011 A.D. Cumberland County, Armylvauia; boWXkd aad d as folkw. BFGIIQ4M on the North by a lot now l , or fOrmc* of George DavKWmK thence oniheSMhbyatotnoworf6mw yof ' Notary Public Clever Smith; them on the Fast by an alley, thew on tht West by North Ead Street &" 32futalm* on North Earl Street and alendimit hart an even width of COMMONWEALTH OF PENNSYLVANIA 32 fact 264 &K nn or kw to alaaltey. Notarlai Seal I IMPROVEMMM: Sherrie L. Kisner, Notary Public 7tx Pame1 d 3433;1857-037 Lower Paxton Twp., Dauphin County THE TO &A M PRBM M IS VESTED My Commisslon Expires Nov. 26, 2011 IN Cb0dA.11Werby,Deed from fiwq.E. Member, Pennsvlvania Association of Notaries Pim, It., a married persoa and Randy A. Felting, a mused petwo, dated 585(1006 and reattdad 61VAN a Deed Sook 274, Pap 4255. COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND I SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Certificate Holders of the MLMI Trust Series 2006-HE4 is the grantee the same having been sold to said grantee on the 7th day of September A.D., 202011, under and by virtue of a writ Execution issued on the 31st day of May, A.D., 202011, out of the Court of Common Pleas of said County as of Civil Term, 2009 Number 2815, at the suit of MLMI Trust Series 2006-HE4 against Chad Miller A/K/A Chad A. Miller is duly recorded as Instrument Number 201128257. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this _ day of A.D. ?- 440f corder of Deeds d county, cad?sle, PA Expires the Fist Monday of Jan. 2014