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HomeMy WebLinkAbout09-2953NEW CUMBERLAND FEDERAL CREDIT UNION, PLAINTIFF V. ROBERT A. OLLISON, JR., AND KATRINA L. KIRKMAN, a/k/a KATRINA L. OLLISON DEFENDANT IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA CIVIL ACTION - LAW NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 170 (717) 249-3166 By: 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 NEW CUMBERLAND FEDERAL IN THE COURT OF COMMON PLEAS CREDIT UNION, CUMBERLAND COUNTY PLAINTIFF PENNSYLVANIA V. CIVIL ACTION - LAW ROBERT A. OLLISON, JR., AND KATRINA L. KIRKMAN, a/k/a KATRINA L. OLLISON DEFENDANT NO. 0 9 - 9 53 Ca, 4- 7u.,.,,. COMPLAINT 1. The Plaintiff is the New Cumberland Federal Credit Union with a principal place of business located at 345 Lewisberry Road, New Cumberland, York County, Pennsylvania 17070. Plaintiff is a federally chartered nonprofit credit union 2. The Defendants Robert A. Ollison, Jr., and Katrina L. Kirkman, a/k/a Katrina L. Ollison are adult individuals residing at 505 Barry Court, Mechanicsburg, Cumberland County, PA 17050. COUNT 1: NCFCU CAR LOAN 3. On July 2, 2007 Defendants executed a Loan Agreement attached as Exhibit "A" in the amount of Twenty One Thousand Nine Hundred Six Dollars and 26/100 ($21,906.26) Dollars at 7.50% interest and pledged as collateral a 2005 Nissan Maxima (VIN 1N4BA41EX4C884062). Defendants were the borrowers under this Loan Agreement. 4. The terms of Exhibit "A" required timely payments of $408.64 monthly for 71 months and a final payment of $408.39 in the 72nd month. 5. Defendants failed to make timely payments and the car was repossessed and sold in accordance with a letter by the New Cumberland Federal Credit Union, dated of April 28, 2009 (Exhibit "B") with Plaintiff receiving a net check for $7,215.00 from the sale after deductions for fees and auction expenses. 6. After applying $7,215.00 received from the auction towards the vehicle loan there remains a principal balance due of $12,351.52 plus past due interest at 7.50% with a $2.54 per diem from April 28, 2009. 7. Defendant has made no regular payments despite repeated requests. 8. Pursuant to the Loan Agreement the Defendants agreed to pay all "court costs and reasonable attorney fee" incurred in any collection action. WHEREFORE, Plaintiff respectfully requests entry of judgment in the amount of $12,351.52 (principal plus past interest) at 7.50% interest from April 28, 2009 and a per diem of $2.54 together with all court costs and an award of reasonable attorneys' fees. COUNT II: NCFCU LOAN 9. On November 14, 2007 Defendants executed a Loan Agreement attached as Exhibit "C" in the amount of Eight Thousand Nine Hundred Twenty Nine Dollars and 63/100 ($8,929.63) Dollars at 11.90% interest. Defendants were the borrowers under this Loan Agreement. 10. The term of Exhibit "C" required 103 timely bi weekly payments of $114.86 and a final bi weekly payment of $114.51. 11. Defendants failed to make timely payments. 12. There remains a principal balance due of $6,279.79. 13. Defendants have made no regular payments despite repeated requests. 14. Pursuant to the Loan Agreement the Defendants agreed to pay all "court costs and reasonable attorney fee" incurred in any collection action. WHEREFORE, Plaintiff respectfully requests entry of judgment in the amount of $6,279.79 (principal plus past interest) at 11.90% interest from April 28, 2009 with a per diem of $2.05 together with all court costs and an award of reasonable attorneys' fees. Respectfully submitted, By: Howell Law/' inn 60 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 71 77701279 HOWELL L A'4 FIRX PAGE 92114 Verification 1 verify that the statements made in the forgoing document are true and correct. I understand that false statements herein are tnade subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to Iuasworn falsification to authorities. I verify that Z altt the President of the New Cumberland Federal credit Union and that I am authorized to execute this document. By: Z'Gyl?l? Donald Varner, sid.enit NCFCU Date: J-/s-/O 4V CUMBERLAND FEDERAL CREDIT UNION ?. Box 658 New Cumberland, PA 17070-0658 17) 774-4633 • 1-800-716-2328 _. , A^AAM OIL LOAN AND SECURITY AGREEMENTS AND DISCLOSURE STATEMENT LQF?V/DAT?L 0 0 7 LJO N NMBER AMBER GROUP POLICY NUMBER MATURITY DATE / BC1RR03i!4E€R 1 NAME (AND ADDRESS IF DIFFERENT FROM BORROWER 1) ROBERT A OLLISON JR. KATRINA L KIRKMAN 505 BARRY COURT MECHANICSBURG PA 17050-4601 TRUTH<IN ?;ENOCNi?,`QISOLOSf .....:?e, mas alii estirriiate ANNUAL PERCENTAGE RATE FINANCE CHARGE Amount Financed Total of Payments Total Sale Price The cost of your credit as a yearly rate. The dollar amount the The amount of credit The amount you will have The total cost of your purchase on credit is credit will cost you. provided to you or on paid after you have made $ your behalf, all payments as scheduled. 7.500 °i6 $ 5,503.80 e $ 21,906.26 $ 29, 421.83 a which includes your downpayment of S Your Payment Schedule Will Be: Prepayment: If you pay off early you will not have to Number of Payments Amount of Payments When Payments Are Due pay a penalty. 71 $ 408.64 MONTHLY 07/30/2007 Required Deposit: The Annual Percentage Rate does AND 1 $ 408.39 a not take into account your required deposit, if any. Property Insurance: You may obtain property insurance from anyone you ? Assumption: Someone buying your mobile home y cannot assume the remainder of the loan on the want that is acceptable to the credit union. If you get the insurance from us, original terms. you will pay$ N/A Demand: ? This obligation has a demand feature. Late Charge: ? All disclosures are based on an assumed maturity of one year. THIS CREDIT UNION DOES NOT ASSESS LATE CHARGES Filing Fees Non-Filing Insurance Security: Collateral securing other loans with the credit union may also secure this loan. You are giving a security interest in your shares and dividends and, if any, your deposits and interest in the credit union; and the property described below: Collateral Property/Model Year I.D. Number Type Value Key Number NISSAN MAXIMA 2004 1N4B 4062 AU $ 19,925.00 $ 0.00 $ 0.00 Other (Describe) 0.00 0.00 Pledge of Shares $ 0.00 in Account No. $ 0.00 in Account No. See your contract documents for any additional information about nonpayment, default, and any required repayment in full before the scheduled date. $tG:NATU099 CAUTION: IT IS IMPORTANT THAT YOU THOROUGHLY READ THE AGREEMENT BEFORE YOU SIGN IT. By signing as Borrower, you agree to the terms of the Loan Agreement. If property is described in the "Security" section of the Truth in isclosu ou also onl yto the temsrof the Secu ty Ag Agreement. of the Security Agreement: If you sign as "Owner of Property" you agree X X 80 OWER 1 ISEALI ISEALI TE BORRO ER 2 X DATE (SEAL) X 7 (SEAL) OTHER BORROWER OWNER OF PROPERTY 7]WITNESS DATE ? OTHER BORRO R NER PROPERTY 'IF WITNESS DATE 0 CUNA MUTUAL GROUP, 1999, 2000, 2001, ALL RIGHTS RESERVED Credit Union New Cumberland Federal Credit Union Borrower(s) ROBERT A OLLISON JR. KATRINA L KIRKMAN Loan No. Acct. No. L# 10 4" Itemization of Amount Financed of Amount Given to You Directly Amount Paid on Your Account Prepaid Finance Charge $ 21 906.26 $ 0.00 $ 21 731.26 $ 0.00 Amounts Paid to Others on Your Behalf: (If an amount is marked with an asterisk (") we will be retaining a portion of the amount.) $ 21,731.26 To REF $ 175.00 To NCFCU $ 0.00 To $ 0.00 To $ 0.00 To $ 0.00 To $ To $ To $ To $ To $ To $ To $ To $ To In this Loan Agreement 1"Agreement") all references to "Credit Union," "we," "our," or "us," mean the Credit Union whose name appears above and anyone to whom the Credit Union assigns or transfers this Agreement. All references to "you," or "your" mean each person who signs this Agreement as a borrower. 1. PROMISE TO PAY - You promise to pay $21,906.2fo the Credit Union plus interest on the unpaid balance until what you owe has been repaid. For fixed rate loans the interest rate is 7.500 % per year. Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney fees. 2. PAYMENTS - You promise to make payments of the amount and at the time shown in the Truth in Lending Disclosure. You may prepay any amount without penalty. Yu prepay any part of what Iyou owe, you are still required 0, make the regularly scheduled payments, unless we have agreed, to a change in the payment schedule. Because this is a simple interest loan, if you do not make payments exactly as scheduled, our final payment may be more or less than the amount of the final payment that is disclosed. If you elect credit insurance, we will either include the remium in your payments or extend the term of your loan. Pf the term is extended you will be required to make additional payments of tie scheduled amount, until what yyou owe has been paid. You promise to make all payments to the place we choose. If this loan refinances another loan we have with you, the other loan will be canceled and refin nced f he d t of his loan. 3. MAN PAME DS ?l? MAIL - It the proceeds of this loan are mailed to you, interest on this loan begins on the date the I an pr ceedOs are mailed to you. 4. S9CU?I1eY F R LOAN - This Agreement is secured by all property described in the "Security," section of the Truth in Lending Disclosure. Property securing other loans you have with us also secures this loan, unless the property is a dwellin A dwelling secures thi loan only if it is described in the 'Security" section of the ruth in Lending Disclosure for this loan. /f Credit Union has a federal charter Statutory Lien - If you are in default on a financial obligation to us, federal law give us the right to apply the balance of shares and dividends in all individual and joint accounts you have with us to satisfy that obligation. After you are in default, we may exercise this nght without further notice to you. ?We have a federal charter if our name includes the term Federal Credit Union.") If Credit Union has a state charter, except in Ohio and Rhoda Island: We have a statutory lien on the shares and dividends and, if any, the deposits and interest in all individual and )joint accounts you have with us and may exercise our right under the lien to the a tent permuted by state law. (V1?e have a state charter it our name does not include the term "Federal Credit Union.") For all borrowers: You pledge as security for this loan al shares and dividends and, if any, all deposits and interest in all joint and individual accounts you have with the credit union now and in the future. The statutory lien and/or your pledge will allow us to apply the funds in, your account (s) to what you owe when you are in defaut. The statutory lien and your pledge do not apply to any Individual Retirement Account or any other ac ount that would lose special tax treatment under state or Tederal law if given as securit 5. DEAULT - You will be in default under this Agreement if you do not make a payment of the amount required on or before the date it is due. You will be in default if you break any promise You made in connection with this loan or if anyone is in default under any security agreement made in connection with this Agreement. You will be in default if you die, file for bankruptcy, become insolvent (that is unable to pay our bills and loans as they become due), or if you made any false or misleading statements in your loan application. You will also be in def ult if something happens that we believe may seriously afafect your ability to repay what you owe under this Agreement or if you are in default under any other loan a reement you have with us. 6. ACTIONS-AFTER DEFAULT - When you are in default, we may demand immediate payment of the entire unpaid balance under this Agreement. You waive any n ht you have to receive demand for payment, notice of intengt to demand immediate payment and notice of demand for immediate payment. If we demand immediate payment, you will continue to pay interest at the rate provided for in this Agreement, until what you owe has been repaid. We will also apply against what you owe any shares and/or deposits given. as security under this Agreement. We may also exercise any other rights given 5y law when you are in default. 7. EAH PERSON RESPONSIBLE - Each person who signs this Agreement will be individually and jointly responsible for paying the entire amount owed under this Agreement. This means we can enforce our rights against any one of you individually or against all of you together. 8. LATE CHARGE - If you are late in making a payment, you dromise to pay the late charge shown in the Truth in Lending isclosure. If no late charge is shown, you will not be char ed one. 9. DELAY IN ENFORCING RIGHTS - We can delay enforcing any of our rights under this Agreement any number of times without losing the ability to exercise our rights later. We can enforce this Agreement against your heirs or legal representatives. 10. CONTINUED EFFECTIVENESS - If any part of this Agreement is determined by a court to be unenforce;,ble, the rest will remain in effect. 11. NOTICES - Notices will be sent to you at ti to most recent address you have given us in writing. Notice; to any one of you will be notice to all. 12. OTHER PROVISIONS - Credit Union 14ew Cumberland Federal Credit Union Borrower(S) ROBERT A OLLISON JR. KATRINA L KIRKMAN In this Agreement all references to "credit union," "we," "our" o "us" mean the credit union whose name appears on this document and anyone to whom the credit union assigns or transfers this Agreement. All references to the "Loan" mean the loan described in the Loan Agreement that is part of this document. All references to "you," or "your" mean any person who signs this Agreement. 1. THE SECURITY FOR THE LOAN - You give us what is known as a security interest in the property described in the "Security" section of the Truth in Lending Disclosure that is part of this document ("the Property"). The security interest you give includes all accessions. Accessions are things which are attached to or installed in the Property now or in the future. The security interest also includes any replacements for the Property which you buy within 10 days of the Loan and any extensions, renewals or refinancings of the Loan. It also includes any money you receive from selling the Property or from insurance you have on the Property. If the value of the Property declines, you promise to give us more property as security if asked to do so. 2. WHAT THE SECURITY INTEREST COVERS - The Property secures the Loan and any extensions, renewals or refinancings of the Loan. If the Property is not a dwelling, it also secures any other loans, including any credit card loan, you have now or receive in the future from us and any other amounts you owe us for any reason now or in the future, except any loan secured by your principal residence. If the Property is household goods as defined by the Federal Trade Commission Credit Practices Rule or your principal residence, the Property will secure only this Loan and not other loans or amounts you owe us. 3. OWNERSHIP OF THE PROPERTY - You promise that you own the Property or, if this Loan is to buy the Property, you promise you will use the Loan proceeds for that purpose. You promise that no one else has any interest in or claim against the Property that you have not already told us about. You promise not to sell or lease the Property or to use it as security for a loan with another creditor until the Loan is repaid. You promise you will allow no other security interest or lien to attach to the Property either by your actions or by operation of law. 4. PROTECTING THE SECURITY INTEREST - If your state issues a title for the Property, you promise to have our security interest shown on the title. We may have to file what is called a financing statement to protect our security interest from the claims of others. If asked to do so, you promise to sign a financing statement. You promise to do whatever else we think is necessary to protect our security interest in the Property. You also promise to pay all costs, including but not limited to any attorney fees, we incur in protecting our security interest and rights in the Property, to the extent permitted by applicable law. 5. USE OF PROPERTY - Until the Loan has been paid off, you promise you will: (1) Use the Property carefully and keep it in good repair. (2) Obtain our written permission before making major changes to the Property or changing the address where the Property is kept. (3) Inform us in writing before changing your address. (4) Allow us to inspect the Property. (5) Promptly notify us if the Property is damaged, stolen or abused. (6) Not use the Property for any unlawful purpose. 6. PROPERTY INSURANCE, TAXES AND FEES - You promise to pay all taxes and fees (like registration fees) due on the Property and to keep the Property insured against loss and damage. The amount and coverage of the property insurance must be acceptable to us. You may provide the property insurance through a policy you already have, or through a policy you get and pay for. You promise to make the insurance policy payable to us and to deliver the policy or proof of coverage to us if asked to do so. If you cancel your insurance and get a refund, we have a right to the refund. If the Property is lost or damaged, we can use the insurance settlement to repair the Property or apply it towards what you owe. You authorize us to endorse any draft or check which may be payable to you in order for us to collect any refund or benefits due under your insurance policy. If you do not pay the taxes or fees on the Property when due or keep it insured, we may pay these obligations, but we are not required to do so. Any money we spend for taxes, fees or insurance will be added to the unpaid balance of the Loan and you will pay interest on those amounts' at the same rate you agreed to pay on the Loan. We may receive payments in connection with the insurance from a company which provides the insurance. We may monitor our loans for the purpose of determining whether you and other borrowers have complied with the insurance requirements of our loan agreements or may engage others to do so. The insurance charge added to the Loan may include (1) the insurance company's payments to us and (2) the cost of determining compliance with Loan No. Acct. No. L# 10 00 AGREEMENT r the insurance requirements. If we add amounts for taxes, fees or insurance to the unpaid balance of the Loan, we may increase your payments to pay the amount added within the term of the insurance or term of the Loan. 7. INSURANCE NOTICE - If you do not purchase the required property insurance, the insurance we may purchase and charge you for will cover only our interest in the Property. The insurance will not be liability insurance and will not satisfy any state financial responsibility or no fault laws. 8. DEFAULT - You will be in default if you break any promise you make or fail to perform any obligation you have under this Agreement. You will also be in default under this Agreement if the Loan is in default. 9. WHAT HAPPENS IF YOU ARE IN DEFAULT - When you are in default, we may demand immediate payment of the outstanding balance of the Loan without giving you advance notice and take possession of the Property. You agree the Credit Union has the right to take possession of the Property without judicial process if this can be done without breach of the peace. If we ask, you promise to deliver the Property at a time and place we choose. We will not be responsible for any other property not covered by this Agreement that you leave inside the Property or that is attached to the Property. We will try to return that property to you or make it available to you to claim. After we have possession of the Property, we can sell it and apply the money to any amounts you owe us. We will give you notice of any public sale or the date after which a private sale will be held. Our expenses for taking possession of and selling the Property will be deducted from the money received from the sale. Those costs may include the cost of storing the Property, preparing it for sale and attorney's fees to the extent permitted under state law or awarded under the Bankruptcy Code. The rest of the sale money will be applied to what you owe under the Loan. If you have agreed to pay the Loan, you will also have to pay any amount that remains unpaid after the sale money has been applied to the unpaid balance of the Loan and to what you owe under this Agreement. You agree to pay interest on that amount at the same rate as the Loan until that amount has been paid. 10. DELAY IN ENFORCING RIGHTS AND CHANGES IN THE LOAN - We can delay enforcing any of our rights under this Agreement any number of times without losing the ability to exercise our rights later. We can enforce this Agreement against your heirs or legal representatives. If we change the terms of the Loan, you agree that this Agreement will remain in effect. 11. CONTINUED EFFECTIVENESS - If any part of this Agreement is determined by a court to be unenforceable, the rest will remain in effect. 12. NORTH DAKOTA NOTICE TO BORROWERS PURCHASING A MOTOR VEHICLE - THE MOTOR VEHICLE IN THIS TRANSACTION MAY BE SUBJECT TO REPOSSESSION. IF IT IS NOT REPOSSESSED AND SOLD TO SOMEONE ELSE, AND ALL AMOUNTS DUE TO THE SECURED PARTY ARE NOT RECEIVED IN THAT SALE, YOU MAY HAVE TO PAY THE DIFFERENCE. 13. NOTICE FOR ARIZONA OWNERS OF PROPERTY - It is unlawful for you to fail to return a motor vehicle that is subject to a security interest, within thirty days after you have received notice of default. The notice will be mailed to the address you gave us. It is your responsibility to notify us if your address changes. The maximum penalty for unlawful failure to return a motor vehicle is one year in prison and/or a fine of $150,000.00. ? The following notice applies ONLY when the box at left is marked. 14. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. 15. OTHER PROVISIONS - 0 ri rota Mi Mjai rpni ip i aao 7nnn )nni At i o,cure OGQCC\/Cn Member #First Name Last Name ISoc Sec #1 Gen Misc JAHIFI#ComICU#l 084535 ROBERT IOLLISON JR. 1 2222 IDI 51 --------------------LOAN 10 INQUIRY - USED CAR ------- ------------ CURRENT BAL 12351.52 INTEREST DATE 042809 INT PAST DUE 0.00 ORIGINAL AMT 21906.26 ORIGINAL DATE 070207 INT ACCRUED 0.00 LAST ADV BAL 21906.26 LAST ADV DATE 070207 TOTAL INT DUE 0.00 PLEDGE AMOUNT 0.00 BASE DATE 073007 ANNUAL RATE 7.500 UNAPP ATM ADV 0.00 REVIEW DATE DAILY ACCRUAL 2.54 CREDIT LIMIT 0.00 DUE DAYS 112 30/ 0 LATE FEE RATE 0.00 AVAILABLE AMT 0.00 DUE DATE 043010 LOAN OFFICER 68 TOTAL CREDIT 0.00 TERMIMATURITY 72/063013 SUMMER SKIP CHRDG-OFF AMT 0.00 CHRG OFF DATE RPT-PROC CDS =5 •G = DELINQ AMOUNT 0.00 DELINQ PMTS 0 DLNQ 30160190 0 1 0 PARTIAL PMT 112.83 COLLECT DATE 022809 COLLECT AGENT CA3 SCHEDULED PMT 408.64 PAYMENT METH TRANSFER NOTE NUMBER LH ALT CNTIPMT 0/ 0.00 PAYMENT FREQ MONTHLY MISCELLAN90US 640 LAST PAY DATE 042809 UNSECURED CD N PURPOSE CODE B LATEICOL FEES 0.00 OPEN-END LOAN NO COLLATERAL CD 25 PAYOFF AMOUNT 12351.52 MORTG OWNER INT CALC METH SIMPLE COUNTERS 0 0 0 0 0 LATE FEE 0.00/043010 TYPE: '1?4XZ6- New Cumberland Federal Credit Union P. O. Box 658 New Cumberland, PA 17070-0658 Robert A. Ollison, Jr. 505 Barry Court Mechanicsburg, PA 17050 April 28, 2009 Title: 60218740102 OL Vehicle: 1N4BA41 EX4C884062 Dear Robert, This is to notify you of the disposition of the proceeds from the sale of your repossessed vehicle. Principal loan balance $ + 25,227.19 (L10, L11, L12) Past due interest + 619.64 Sales expenses and fees + 0.00 Proceeds of sale - 7,215.00 Due Credit Union $ 18,631.83 Unless regular payments are received by the Credit Union or arrangements are made with the Credit Union to meet this outstanding balance, we may have to take whatever legal action is deemed necessary to liquidate the loan. Please call us within 7 days to make arrangements for a satisfactory repayment schedule, 717-774-4633, ext. 215. ;;; es Sr. Collector New Cumberland Federal Credit Union P. O. Box 658 New Cumberland, PA 17070-0658 Katrina Ollison 505 Barry Court Mechanicsburg, PA 17050 Dear Katrina, April 28, 2009 Title: 60218740102 OL Vehicle: 1 N4BA41 EX4C884062 This is to notify you of the disposition of the proceeds from the sale of your repossessed vehicle. Principal loan balance $ Past due interest Sales expenses and fees Proceeds of sale + 25,227.19 (L 10, L 11, L 12) + 619.64 + 0.00 - 7,215.00 1)ue Credit Union $ 18,431.83 Unless regular payments are received by the Credit Union or arrangements are made with the Credit Union to meet this outstanding balance, we may have to take whatever legal action is deemed necessary to liquidate the loan. Please call us within 7 days to make arrangements for a satisfactory repayment schedule, 717-774-4633, ext. 215. Si cerel ee Jo s Sr. Collector ?K. NEW CUMBBA;LAND FEDERAL CA;BDI'f . '4ION P.O. Box 658 New Cumberland, € - 17070-0858 (717) 774-4833 • 1-800-716.2328 LOAN AND SECURITY AGREEMENTS - AND DISCLOSURE STATEMENT LQ?N/QAT?2 0 0 7 L f N? YMBER AMBER G P ICY NUMBER 1 14 L f 11 MATURITY DATE BORROW €R..1 AVER 2 NAME AND ADDRESS NAME (AND ADDRESS IF DIFFERENT FROM BORROWER 1) ROBERT A OLLISON JR. KATRINA L KIRKMAN 505 BARRY COURT MECHANICSBURG PA 17050-4601 .:I: ilvs .. Re. S . ANNUAL PERCENTAGE RATE FINANCE CHARGE Amount Financed Total of Payments Total Sale Price The cost of your credit as a yearly rate. The dollar amount the The amount of credit The amount you will have The total cost of your purchase on credit is credit will cost you. provided to you or on paid after you have made $ your behalf. all payments as scheduled. 11 . 900 % $ 2,363.71 e $ 8,929.63 $ 11, 945.09 a which includes your downpayment of 9 Your Payment Schedule Will Be: Prepayment: If you pay off earl Number of Payments Amount of Payments When Payments Are Due pay a penalty. Y You will not have to 103 $ 114.86 BI-WEEKLY 11/30/2007 Required Deposit: The Annual Percentage Rte does AND 1 $ 114.51 a not take into account your required deposit, if ny. Property Insurance: You may obtain property insurance from anyone you 0 Assumption: Someone buying your mobile ome want that is acceptable to the credit union. If you get the insurance from us, ocant riginal terms a the remainder of the loan on the you will pays N/A Demand: This obligation has a demand feature. Late Charge: All disclosures are based on an assumed maturity of one year. THIS CREDIT UNION DOES NOT ASSESS LATE CHARGES Filing Fees Non-Filing Insurance $ $ 0.00 Security: Collateral securing other loans with the credit union may also secure this loan. You are givinNit g a security interest in your shares and dividends and, if any, your deposits and interest in the credit union; and the property described below: Collateral Property/Model Year I.D. Number Type Value Key Number $ 0.00 $ 0.00 Other (Describe) $ 0.00 0.00 0.00 Pledge of Shares $ 0.00 in Account No. $ 0.00 in Account No. See your contract documents for any additional information about nonpayment, default, and any required repayment in full before the scheduled date. CAUTION: IT IS IMPORTANT THAT YOU THOROUGHLY READ THE AGREEMENT BEFORE YOU SIGN IT. By si ningg as Borrower, you agree to the terms of the Loan Agreement. If property is described in the "Security" section of the I ruth in Disclosu ou also onlLendi to the to msrof the Securii9y Ag eementrms of the Security Agreement. If you sign as "Owner of Property" you agree (SEAL) (SEAU r?r/l ? / f./U_ l V (BEAU I ? I !1 ? I ill r `j (SEAL) OFPROPERTV D CUNA MUTUAL GROUP, 1999, 2000, 2001, ALL RIGHTS RESERVED nrvvnoo n eceo. Loan No. L# 11 Acct. No. Itemization of Amount Financed of Amount Given to You Directly Amount Paid on Your Account Prepaid Finance Charge $ 8,929.63 $ 1,100.00 $ 7,829.63 $ 0.00 Amounts Paid to Others on Your Behalf: (If an amount is marked with an asterisk (") we will be retaining a portion of the amount.) $ 7,829.63 To REF $ 1,100.00 To 010 $ 0.00 To $ 0.00 To $ 0.00 To $ 0.00 To $ To $ To $ To $ To $ To $ To $ To $ To La?? AGRI:?iVIE1?T In this Loan Agreement ("Agreement") all references to Credit Union "we," "our," or "us," mean the Credit Union whose name appears above and anyone to whom the Credit Union assigns or transfers this Agreement. All references to "you," or "your" mean each person who signs this Agreement as a borrower. 1. PROMISE TO PAY - You promise to pay $ 8,929.6 the Credit Union plus interest on the unpaid balance until what you owe has been repaid. For fixed rate loans the interest rate is 11.900; per year. Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement including court costs and reasonable attorney f ees. rya T 1V1CIV 1, - You promise to make payments of the mount and at the time shown in the Truth in Lending Disclosure, You may prepay any amount without p?enalty. IT ou prepay any part of what you owe, you are Still required Yo make the regularly scheduled payments, unless we have agreed to a change in the payment schedule. Because this is a simple interest loan, if you do not make payments exactly as scheduled, Your final payment may be more or I ss than the amoVnt of the final payrrlent that is disclosed. I you elect credit insurance, we will either include the premium in your payments or extend the term of your loan. if he term is extended you will be required to make additional payments of tie scheduled amount, until what Y ou owe has been paid. You promise to make all payments o the place we choos If this I an refinances another loan we have with you, tie other loan will be canceled and refin n d a Qf the d _tg of this IQan. 3.1 PR?CEEDS ?Y MAIL - It the proceeds of this loan are mailed to you, interest on this loan begins on the date the I n r ce dds ar m iled to you. 4.S EO?UgI P R L?AI?- This Agreement is secured b. all e roPprty des ribed i the "Security, section of the Truth in ending Disclosure. Fropertsecurty other loans you have with also secures this loan, unless the property is a dwellin A dwelling secur s thi loan only if it is described in the ' ecurity" section o? the sCruth in Lending Disclosure for this loan. /f Credit Union has a federal ch rter. Statutory Lien - If you are in default on a financial obligation to us, federal law give us the right to apply the balance of shares and dividends in all individual and joint accounts you ave with us to satisfy that obligation. After you are in de cult, we may exerci&a this right without further notice to you. ?We have a federal chart r if our name includes the term Federal Credit Union.") h Credit Union has a state charter, except h? Ohio and Rhode Island: We have a statutory lien on the Shares and dividends and, if ant, the deposits and interest in all individual and joint accoun s you have with us and may xercise our righ? under the lien to the Qxtent permitted Ty state law. (V1?a have a state charter if our name dyes not incl de he term "Federal Credit Union."1 For ail borrowers: ou p?edge as security for this loan all shares and dividends and, Wan , all deposits and interest in all joint and individual accouyou nave with th credit union now and in the future. statutory lien andtor our ledge will allow us to apply the Junfls in yo ?r account(s) to what you owe when you are in efault. he statutory lien and your pledge do not apply to any Individual Retirement Account or any other ac o nt that would lose special tax treatment under state or Tederal law if given as secdiik S. ULT - You will be in default under this Agreement if you do not make a payment of the amount required on or 0 CUNA MUTUAL GROUP, 1999, 2000, 2001. ALL RIGHTS RFCFRVFn before the date it is due. You will be in default if ou break any promise ou made in connection with this lloan or if anyone is in default finder any security agreement made in connection with this Agreement. You will be in default you die, file fqr bankruptcy, become insolven# (that is unable to pay your bills and loans as they become due , or if you made any TalSe or misleading f in your loan application. You will also be in def quit if something happens that we believe may seriously aft ct your ability, to repay what you owe under this Agreement or if you are in default under any other loan a reem nt Lou have with us. 6. ACTIONS?AFTE¢R DEFAULT - When you are in default, we may demand immediate payment of the entire unpaid balance under this Agreement. You waive any ri ht you have to receive demand for payment, notice of inten? to demand immediate payment and notice of demand for immediate payment. If we demand immediate payment, you will continue to pay interest at the rate provided for in this Agreement, until what you owe has been repaid. We will also apply against what you owe any shares and/or deposits given, as security under this A reement. We may also ex rcise any other rights given 6y law when you are in de ault. 7. EACH PERSON RESPONSIBLE - Each person who signs this Agreement will be individually and jointly responsible for paying the entire a ount owed under this Agreement. This means we can enforce oyr rights against any one of you individu 11 Y 9r ag inst all of you toget?ier. 8. LATI ART - If you are late in making a payment, you romise to pay the late charge shown in the Truth in Lending ?IscloS re. If no late charge is shown, you will not be charggeT one. 9. NE AY IN ENFORCINGG RIGHTS - We can delay enforcin any o our rights under this Agreement any number of times without losing the ability to exercise our rights later. We can enforce this. Agreement against your heirs or legal representativQs_. 10. CONTINUED EFFECTIVENESS - If any part of this Agreement is determined by a court to be unenforceable, the rest will remain in effect. 11. NOTICES - Notices will be sent tc you at the most recent address you have given us in writing. Notice to any one of you will be notice to all. 12. OTHER PROVISIONS - Credit Union New Cumberland Federal Credit Union Borrower(s) ROBERT _A OLLISON JR. Member # First Name 1 416" ROBERT --------------------LOAN 11 CURRENT BAL ORIGINAL AMT LAST ADV BAL PLEDGE AMOUNT UNAPP ATM ADV CREDIT LIMIT AVAILABLE AMT TOTAL CREDIT CHRDG-OFF AMT DELINQ AMOUNT PARTIAL PMT SCHEDULED PMT ALT CNTIPMT LAST PAY DATE LATEICOL FEES PAYOFF AMOUNT 6279.79 8929.63 8929.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 114.86 0/ 0.00 042809 0.00 6279.79 Last Name (Soc Sec #1 Gen Misc IAHIFI#ComICU#l IOLLISON JR. 2222 IDI 51 INQUIRY - ADJ SCORE/UNSECURED ------- ------------ INTEREST DATE 042809 INT PAST DUE 0.00 ORIGINAL DATE 111407 INT ACCRUED 0.00 LAST ADV DATE 111407 TOTAL INT DUE 0.00 BASE DATE 113007 ANNUAL RATE 11.900 REVIEW DATE DAILY ACCRUAL 2.05 DUE DAYS 112 31/ 0 LATE FEE RATE 0.00 DUE DATE 051509 LOAN OFFICER 65 TERMIMATURITY 104,/111111 SUMMER SKIP CHRG OFF DATE RPT-PROC CDS =5 =G = DELINQ ••PMTS 0 DLNQ 30160190 1 0 0 COLLECT DATE 022809 COLLECT AGENT CA3 PAYMENT METH PAYROLL NOTE NUMBER PAYMENT FREQ BI-WEEKLY MISCELLANEOUS 602 UNSECURED CD N PURPOSE CODE K OPEN-END LOAN NO COLLATERAL CD 44 MORTG OWNER INT CALC METH SIMPLE COUNTERS 0 0 0 0 0 LATE FEE 0.00/051509 TYPE: (Zss F PiE P; "C)T,` PbTARY '?M?PC09 !??'? t 1 PPS 3: l *79. 50 PO A7N (v„-° Sto 59 eic d;Lv ` Sheriffs Office of Cumberland County R Thomas Kline d?atr ?t 4nrntrrr???D Edward L Schorpp Sheri Solicitor s Ronny R Anderson Jody S Smith Chief Deputy OFF:.'r OF ,eEWF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 05/12/2009 08:00 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on May 12, 2009 at 2000 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Robert Ollison, by making known unto himself personally, defendant at 505 Barry Court Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to him personally the said true and correct copy of the same. 05/12/2009 08:00 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on May 12, 2009 at 2000 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Katrina L. Kirkman, by making known unto Robert Ollison, husband of defendant at 505 Barry Court Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $56.14 May 13, 2009 SO ANSWERS, R THOMAS KLINE, SHERIFF 2009-2953 New Cumberland Federal Credit Union VS Robert A. Ollison, Jr. By. Deputy Sheriff - Q NEW CUMBERLAND FEDERAL CREDIT UNION, PLAINTIFF V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA CIVIL ACTION - LAW ROBERT A. OLLISON, JR., AND KATRINA L. KIRKMAN, a/k/a KATRINA L. OLLISON DEFENDANTS NO. 09-2953 TO: Robert A. Ollison, Jr., and Katrina L. Kirkman, a/k/a Katrina L. Ollison 505 Barry Court Mechanicsburg, PA 17050 DATE OF NOTICE: June 3, 2009 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONA AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 AVISO IMPORTANTE A: Robert A. Ollison, Jr., and Katrina L. Kirkman, a/k/a Katrina L. Ollison 505 Barry Court Mechanicsburg, PA 17050 ECHA DEL AVISO: June 3, 2009 USTED STA EN EBELDIA PORQUE HA FALLADO DE REGISTRAR COMPARENCENCIA ESCRITA POR SI MISMO O A TRAVES DE UN ABOGADO Y SOMETER CO LA CORTE SUS DEFENSAS U OBJECCIONES A LOS CARGOS QUE SE HAN PRESETADO CONTRA USTED. A MEMOS QUE USTED ACTUE DENTRO DE DIEZ EN CONTRA SUYA SIN TENER DERECHOS A UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD U OTRO S DERECHOS IMPORTANTES. USTED DEBE LLEVAR EST DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LAW SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE. INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDE PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CALIFICAN. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 Respectfully submitted, By: #6well Law Firm 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 Date: June 3, 2009 Certificate of Service I hereby certify that on the date set forth below a true and correct copy of the foregoing document was served upon the party/parties set forth below by postage prepaid, first class United States Mail addressed as follows: Robert A. Ollison, Jr., and Katrina L. Kirkman, a/k/a Katrina L. Ollison 505 Barry Court Mechanicsburg, PA 17050 B, Date: June 3, 2009 FUD-O ICE OF THE PF??1 # OTAPY 2009 JUN -4 PM 1: 16 CWPf. PENNS'62VA NA, r NEW CUMBERLAND FEDERAL CREDIT UNION, PLAINTIFF V. ROBERT A. OLLISON, JR., AND KATRINA L. KIRKMAN, a/k/a KATRINA L. OLLISON DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA CIVIL ACTION - LAW NO. 09-2953 PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT TO THE PROTHONOTARY: Please enter a DEFAULT JUDGMENT against ROBERT A. OLLISON, JR., AND KATRINA L. KIRKMAN, a/k/a KATRINA L. OLLISON for their failure to file and Answer to the Complaint served May 12, 2009 by the Office of the Sheriff of Cumberland County as shown on Exhibit "A-1" in accordance with PA R.C.P. 404 and 403. A Notice of Intention to Take a Default Judgment was filed on June 4, 2009 and served using a U.S. Postal Certificate of Mailing by first class prepaid postage on June 3, 2009 as shown on Exhibit "A-2" (Certificate of Service and USPS Form 3817 are attached showing service). No answer or response having been filed with the Prothonotary as of June 16, 2009 please enter a Default Judgment in the following amount of $19,306.22 plus all costs: Count I $12,351.52 Interest Count I $ 124.46 ($2.54 Per Diem from 4/28/2009) Count II $ 6,279.79 Interest Count II $ 100.45 ($2.05 Per Diem from 4/28/2009) Fees 450.00 (Attorney Fees per Contract) $19,306.22 plus all costs Respectfully submitted, By: Date: June 16, 2009 <?6 ell Law Firm 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 Attorney for Plaintiff M''-`. Sheriffs Office of Cumberland County ''tr 04 cu mbrr,? d Edward L Schorpp R Thomas Kline b.4" Solicitor . Sher Ronny R Anderson Jody S Smith Chief Deputy 4FnOE of THE SKRIFF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 05/12/2009 08:00 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on May 12, 2009 at 2000 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Robert Ollison, by making known unto himself personally, defendant at 505 Barry Court Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to him personally the said true and correct copy of the same. 05/12/2009 08:00 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on May 12, 2009 at 2000 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Katrina L. Kirkman, by making known unto Robert Ollison, husband of defendant at 505 Barry Court. Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $56.14 May 13, 2009 2009-2953 New Cumberland Federal Credit Union VS Robert A..Ollison, Jr. SO ANSWERS, ems? , R THOMAS KLINE, SHERIFF By Deputy Sheriff NEW CUMBERLAND FEDERAL CREDIT UNION, PLAINTIFF V. ROBERT A. OLLISON, JR., AND KATRINA L. KIRKMAN, a/k/a KATRINA L. OLLISON DEFENDANTS [0 COPY IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA CIVIL ACTION - LAW NO. 09-2953 TO: Robert A. Ollison, Jr., and Katrina L. Kirkman, a/k/a Katrina L. Ollison 505 Barry Court Mechanicsburg, PA 17050 DATE OF NOTICE: June 3, 2009 IMPORTANT NOTICE r- C? CZ? 10 C- c s .c- -v ti Him rn ??rn YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONA AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 AVISO IMPORTANTE A: Robert A. Ollison, Jr., and Katrina L. Kirkman, a/k/a Katrina L. Ollison 505 Barry Court Mechanicsburg, PA 17050 ECHA DEL AVISO: June 3, 2009 USTED STA EN EBELDIA PORQUE HA FALLADO DE REGISTRAR COMPARENCENCIA ESCRITA POR SI MISMO 0 A TRAVES DE UN ABOGADO Y SOMETER CO LA CORTE SUS DEFENSAS U OBJECCIONES A LOS CARGOS QUE SE HAN PRESETADO CONTRA USTED. A MEMOS QUE USTED ACTUE DENTRO DE DIEZ EN CONTRA SUYA SIN TENER DERECHOS A UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD U OTRO S DERECHOS IMPORTANTES. USTED DEBE LLEVAR EST DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME 0 VAYA A LAW SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE. INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDE PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSTO A PERSONAS QUE CALIFICAN. LAWYER REFERRAL SERVICE OF THE CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY BAR CENTER 2 LIBERTY AVENUE CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 Respectfully submitted, By: J Ewell Law Firm 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 Supreme Court ID 62063 Date: June 3, 2009 Certificate of Service I hereby certify that on the date set forth below a true and correct copy of the foregoing document was served upon the party/parties set forth below by postage prepaid, first class United States Mail addressed as follows: Robert A. Ollison, Jr., and Katrina L. Kirkman, a/k/a Katrina L. 011ison 505 Barry Court Mechanicsburg, PA 17050 U.S. POSTAL SERVICE CERTIFICATE OF MAILING } MAY BE USED FOR ^^?r?enr n?rn IM--ATrnMer u n - nj .- 0 p PROVIDE FOR IN' Steven Howell _ Z; I ?a I Received From Attorney At Law o° e 619 Bridge Street 110 _ New Cumberland, PA 17070 One Piece of ordinary mail addressed to: c2 C j ! NA o" N 3? R C r ??. ?WO R°0 cs A ?7aso ? w PS Forth 3811, January 2001 U.S. POSTAGE NEW CUM77BERLRND.PA JUN %7909 vHrrsnararss AMOUNT rower. ssnvrcr 1000 l j 153 T J O w U) 0 x ? ? V LL v °' G i? v U] 8 a z ? U ? w W LL? Q OK LL ? m- ? s cli a, 'c U) FILEC, OF r 2003 ,' i 17 Pals 12: t 8 CGr ':1T1` $14 . oo P C. A'T'rl C4* 81740 RC' aa cog so I )o+ce. IJI ALCI NEW CUMBERLAND FEDERAL CREDIT UNION, PLAINTIFF V. ROBERT A. OLLISON, JR., AND KATRINA L. KIRKMAN, a/k/a KATRINA L. OLLISON DEFENDANTS IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA CIVIL ACTION - LAW NO. 09-2953 RULE 236 NOTICE OF FILING JUDGMENT (X) Notice is hereby given that a money judgment in the above captioned action has been entered against you in the amount of $19,306.22 plus all costs on June Jry'µ, 2009. (X) A copy of all documents filed with the Prothonotary in support of the within judgment is/are enclosed. othonot *'i BY: If you have any questions regarding this Notice, please contact the filing party: Steven Howell, Esquire Howell Law Firm 619 Bridge Street New Cumberland, PA 17070 (717) 770-1277 This Notice is given in accordance with Pa R.C.P. 236. Notice should be sent to: Robert A. Ollison, Jr., and Katrina L. Kirkman, a/k/a Katrina L. Ollison 505 Barry Court Mechanicsburg, PA 17050