HomeMy WebLinkAbout09-3045IN THE COURT OF COMMON PLEAS OF CUMBERLAND
ARROW FINANCIAL SERVICES, LLC
ASSIGNEE OF CARE CREDIT
5996 W. TOUHY AVENUE
NILES IL 60714
VS.
Plaintiff
CHRISTOPHER BOWERS
663 MAGARO RD
ENOLA PA 17025
Defendant (s)
Civil Complaint
Filed on behalf of:
COUNTY, PENNSYLVANIA
NO. 04 -.3O VS
CIVIL ACTION - LAW
eu:1 `T?
Plaintiff, ARROW FINANCIAL SERVICES, LLC
Counsel of record for this party.
Date:
David . Galloway *#6469/Robrt 6/Philip C. Warholic #86341
Sarah E. Ehasz N. Polas, Jr. #201259
Amy F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
Counsel for Plaintiff
Cover - General
PACVR/PACVR FILE # 184578931
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC NO.
ASSIGNEE OF CARE CREDIT
5996 W. TOUHY AVENUE
NILES IL 60714
Plaintiff
VS. CIVIL ACTION - LAW
CHRISTOPHER BOWERS
663 MAGARO RD
ENOLA PA 17025
Defendant (s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this Complaint
and Notice are served, by entering a written appearance personally or by an attorney
and filing in writing with the Court your defenses or objections to the claims set
forth against you. You are warned that if you fail to do so, the case may proceed
without you and a judgment may be entered against you by the Court without further
notice for any money claimed or any other claim or relief requested by the Plaintiff.
You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
CVRNOT/PACP7 FILE # 184578931
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC NO.
ASSIGNEE OF CARE CREDIT
5996 W. TOUHY AVENUE
NILES IL 60714
Plaintiff
VS. CIVIL ACTION - LAW
CHRISTOPHER BOWERS .
663 MAGARO RD
ENOLA PA 17025
Defendant (s)
NOTICIA
Le han demandado a used en la corte. Si used quarere defensas de esas demandas
expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir
de la fecha de lademanda y la notifiation. Used debe presentar una apariencia
escrita o en persona o por abogado y archivar en la corte en forma escrita sus
defensas o sus objeciones a last demandas en corta de su persona. Sea avisado que
si used no se defienda, la corte tomara medidas y psedido entrar una orden contra
used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido
en la peticion de demanda. Used puede perder dinero o sus propledades o otros
derechos importantes para used.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE
EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A
LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE
CONSEGUIR ASSITANCIA LEGAL.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
CVRNOS/PACP7 FILE # 184578931
i
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC
ASSIGNEE OF CARE CREDIT
5996 W. TOUHY AVENUE
NILES IL 60714
Plaintiff
VS.
CHRISTOPHER BOWERS
663 MAGARO RD
ENOLA PA 17025
Defendant (s)
NO.
COMPLAINT
CIVIL ACTION - LAW
AND NOW, comes the Plaintiff, by and through its attorneys and the law firm
of Mann Bracken LLP, and files this Complaint and in support avers as follows:
1. Plaintiff, ARROW FINANCIAL SERVICES, LLC
ASSIGNEE OF CARE CREDIT
located at, 5996 W. TOUHY AVENUE
NILES IL 60714
2. Defendants, CHRISTOPHER BOWERS
is/are adult individual(s) with last known address(es) of
663 MAGARO RD
ENOLA PA 17025
COUNTY OF CUMBERLAND
3. It is averred that Defendant(s) was/were issued an open end credit card
account.
4. At all relevant times material hereto, Defendant(s) has/have used said
charge card for the purchase of products, goods, and/or for obtaining services.
5. Defendant(s) was/were provided with monthly statements showing all debits
and credits for transactions on the Account to which there was no bona fide objection
by Defendant(s). A Statement of Account summarizing the Account is attached hereto
as Exhibit "A".
1
PAC1M1/PACP7 FILE # 184578931
6. As of the date of this Complaint, the remaining balance due, owing and
unpaid on Defendant's credit card account as a result of the charges made by said
Defendant(s) and/or any authorized users in the sum of $ 3200.18.
7. Despite reasonable and repeated demands for payment, Defendant(s) has/have
refused and continues to refuse to pay all sums due and owing on the aforementioned
account balance, all to the damage and detriment of the Plaintiff.
8. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
9. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment
in favor of the Plaintiff and against Defendant(s) in the amount of $ 3200.18, plus
costs of this action, and any other relief as this Court deems just and reasonable.
Respectfully $)4mitted,
David R. Gallo*ay #VW/P lip C. Warholic #86341
Sah E. Ehasz # 6469/Robert N. Polas, Jr. #201259
dAmy F. Doyle #87062
MANN BRACKEN LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011 / 866-253-0128
2
PAC1M2/PACP7 FILE # 184578931
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff
who is located outside of this jurisdicition and in order to file the within document
in an expedient and timely manner, he/she is authorized to take this verification on
behalf of said Plaintiff in the within action and verifies that the statements made
in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to
the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification
to authorities.
David"k. Gaffoway&7326/Philip C.
Sa h E. Ehasz V/86469/Robert N.
?F. Doyle #87062
Warholic #86341
Polas, Jr. #201259
Mann Bracken LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
PAVERF/PACP7 FILE # 184578931
EXHIBIT "A"
EXHA (10/09/1)8)
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FILED-CF'rKE
OF THE P"r,,T?4 INOTAFY
2009 MAY 13 FM 1: 12
Ct?f,r f v liY
I 7g. ro??L A?y
eK-4 Z70722-...
2?- ?2so?0
Sheriffs Office of Cumberland County
R Thomas Kline ??'01%, st Cumbt Edward L Schorpp
Sheri Solicitor
Ronny R Anderson Jody S Smith
Chief Deputy OFFICE OF THE S tERIFF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
05/14/2009 05:10 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on May 14,
2009 at 1710 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Christopher Bowers, by making known unto Christine Bowers, wife of defendant, at 663
Magaro Road, Enola, Cumberland County, Pennsylvania, 17025 its contents and at the same time
handing to her personally the said true and correct copy of the same.
SHERIFF COST: $41.50
SO ANSWERS,
May 15, 2009
2009-3045
Arrow Financial v Christopher Bowers
R THOMAS KLIN SHERIFF
DefutV Sheriff
C7 0
i p'1
t'. Ur:
].
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC N0. 09-3045
ASSIGNEE OF CARE CREDIT
5996 W. TOUHY AVENUE CIVIL ACTION - LA.W
NILES IL 60714
Plaintiff
vs. .
CHRISTOPHER BOWERS
Defendant (s)
PRAECIPE FOR JUDGMENT
Please enter Judgment in favor of Plaintiff and against Defendant(s),
CHRISTOPHER BOWERS and
for failure to answer the Complaint.
( X ) Amount due $ 3200.18
TOTAL $ 3200.18 plus intere:>t and costs
( X ) I certify that the foregoing assessment of damages is for specified
amounts alleged to be due in the complaint and is calculable <as a sum certain from
the complaint.
( X ) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or
decree), I certify that a copy of this praecipe has been mailed to each other party
who has appeared in the action or to his/her Attorney of Record.
( X ) Pursuant to Pa.R.C.P. 237.1, I certify that writiten notice of the
intention to file this praecipe was mailed or delivered to the party against whom
judgment is to be entered and to his/her Attorney of Record, if any, after the
default occurred and at least ten days prior to the date of the filing of this
praecipe and a copy of the notice is-at~ ached.
DATE: (U/ j %/ U/ Signature:
8a~i.d_Br c Iowa _~~87326/Plt~`ilip C. Warholic ~~86341
Sarah E. Ehasz ~~86469/Robert N. Polas, Jr. ~~201259
Amy F. Doyle ~~87062
Mann Bracken LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
NOW, ~~~/ ~ ~j 2009, JUDGMENT IS ENTERED AS ABOVE.
r thonotary/Clerk, Civi Division
By : i~
ep y
PRAECJ/PACPDJ FILE ~~ 184578931
Icc
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HUNTERSVILLE, NC
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LAW OFFICES
MANN BRACKEN ALP
Attorneys in the Practice of Debt Collection
(A National Collection Attorney Network Firm)
4680 TRINDLE ROAD
SUITE 300
CAMP HILL, PA 1701 t
(TOLL FREE)
1-800-830.2793
FACSIMILE (888) 281-9028
PLEASE DIRECT CORRESPONDENCE TO CAMP HILL OFFICE
184578931
CHRISTOPHER BOWI=RS
663 MAGARO RD
ENOLA PA 17025
06105109
REGIONAL OFFICES
INDEPENDENCE, OH
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Hours of operation:
8 a.m. 9 p.m. EST M-F
File INo. 184578931
Re: ARROW FINANCIAL SERVICES, LLC, ASSIGNEE OF CARE C13EDIT
vs. CHRISTOPHER BOWERS
Docket No. 09-3045
Dear CHRISTOPHER BOWERS
Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the
Pennsylvania Rules of Civil Procedure.
Sincerely,
Enclosure
CC: CHRISTOPHER BOWERS
B~uid-~. Iowa 326IP~+i +Q C. Warholic #86341
Sarah E. Ehasz e'~HIF~o6E~rt N. Polas, Jr. #201259
Amy F. Doyle #87062
Mann Bracken LLP !Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
This is an attempt by a debt collector to co{lect a debt and any information obtained
will be used for that purpose.
NOT10DlPANOTC
1.TRHD~ (01/291W)
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC NO. 09-3045
ASSIGNEE OF GE MONEY BANK
ASSIGNEE OF CARE CREDIT .
5996 W. TOUHY AVENUE
NILES, IL 60714 .
Plaintiff
vs.
CHRISTOPHER BOWERS
Defendant(s) .
T0: CHRISTOPHER BOWERS
663 MAGARO RD
ENOLA PA 17025
DATE OF NOTICE: 06/05/09
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT
A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
David R. Gallow ~~87326/Ppfilip C. Warholic ~~86341
Sarah E.~asz 9/Robert N. Polar, Jr. ~~201259
Amy F. Doyle ~~87062
Hann Bracken LLP / Counsel for ;Plaintiff
Attorneys in the Practice of Delbt Collection
4660 Trindle Road, Suite 300, Cramp Hill, PA 17011
Telephone: 866-253-0128 Fax: ('717) 737-9051
IMPNOT/PANOTC FILE ~~ 184578931
113
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC No. 09-3045
ASSIGNEE OF CARE CREDIT
5996 W. TOUHY AVENUE CIVIL ACTION - LA.W
NILES IL 60714
Plaintiff
vs.
CHRISTOPHER BOWERS
Defendant (s) .
CERTIFICATE OF RESIDENCE
PA. R.C.P. 236
I hereby certify that the precise residence of Plaintiff is:
ARROW FINANCIAL SERVICES, LLC
ASSIGNEE OF CARE CREDIT
5996 W. TOUHY AVENUE
NILES IL 60714
and certify that the last known address of the within Defendant(s) is:
CHRISTOPHER BOWERS
663 MAGARO RD
ENOLA PA 17025
vid R. G loway ~~87326r($hilip C. Warholic ~~86341
Sarah E. E asz 86469/Robert N. Polas, Jr. ~~201259
Amy F. Doyle ~~87062
Mann Bracken LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (7'17) 737-9051
PCRES/PACPDJ FILE ~~ 184578931
ryr ~. I
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105
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC N0. 09-3045
Plaintiff
vs. CIVIL ACTION - LA.W
CHRISTOPHER BOWERS
Defendant (s)
NOTICE OF JUDGMENT
( x ) Notice is hereby given that a Judgment in the above-captioned matter
has been entered against you in the amount of $ 3200.18, plus interest,
on `) f,~~ ~ ~~ 2009 .
( x ) A copy of all documents filed with the Prothonotary in support of the
within judgment is/are attached.
If you have any questions regarding this Notice, please contact the
filing party. "'-~~
David R. Gal~(oway ~~87326 ilip C. Warholic ~~86341
Sara- h E~.~.Fas`~-~~'8'b Robert N. Polas, Jr. ~~201259
Amy F. Doyle ~~87062
Mann Bracken LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: ('717) 737-9051
(This Notice is given in accordance with Pa.R.C.P. 236.)
NOTICE SENT T0:
CHRISTOPHER BOWERS
663 MAGARO RD
ENOLA PA 17025
STNTCI/PACPDJ FILE ~/ 184578931