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Home My WebLink About09-3264IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff NO. Qq- 3Q(oq l:,?v?l Gerw? V. BEVERLY MAINS Defendant(s) COMPLAINT IN CIVIL ACTION Filed on behalf of: FORD MOTOR CREDIT COMPANY Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_11 Cmplt Cvr Sht P&F File No. 08-21798 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff V. BEVERLY MAINS Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha sido demandado en cone. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA-2 I Notice to Defend P&F File No. 08-21798 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff V. BEVERLY MAINS Defendant(s) COMPLAINT IN CIVIL ACTION NO. O 4. 3.2 G y &,t: a -zc, AND NOW, comes Plaintiff, FORD MOTOR CREDIT COMPANY, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, FORD MOTOR CREDIT COMPANY, is a corporation with offices at 1335 S CLEARVIEW AVE MESA, ARIZONA 85208. 2. Defendant is BEVERLY MAINS, an adult individual, believed to currently reside at 6 LEWISBERRY ROAD LOT 6 NEWCUMBERLAND, PENNSYLVANIA 17070. 3. On or about July 26, 2000, the aforesaid Defendant(s) entered into a written Automobile Retail Installment Contract (Hereinafter "Contract") to purchase a "Vehicle" from a dealer (Seller) as more fully set forth in said Contract. A true and correct copy of the Contract is attached hereto, marked as Plaintiffs Exhibit "A" and incorporated by reference. 4. "Seller" thereafter assigned the Contract to Plaintiff, FORD MOTOR CREDIT COMPANY. 5. Pursuant to the terms of the Contract, Defendant(s) was/were to make sixty (60) PA-07 Civil Cmplt Auto Ln P&F File No. 08-21798 payments of $209.89 commencing on August 25, 2000. 7. The terms of the Contract provide for termination upon satisfaction by Defendant of all obligations provided thereunder. 8. Plaintiff avers that Defendant(s) defaulted under the Contract by failing to make payments to Plaintiff as promised. 9. Due to Defendant's default under the Contract, Plaintiff exercised its rights to terminate the Contract and retake possession of the vehicle. 10. After calculating early termination charges due to Plaintiff, and proceeds from sale, if any, Plaintiff avers that a deficiency balance of $2,813.52 is due from Defendant(s) as of March 13, 2008. 11. The terms of the Contract provide that Defendant(s) will pay Plaintiffs reasonable attorney's fees. 12. Defendant(s) has/have made payments totaling $0.00 and are entitled to credit for said payments. 13. Attorney fees to be determined at a later date. 14. Despite repeated requests, Defendant(s) have willfully failed and/or refused to pay the aforesaid sum due. PA-07 Civil Cmplt Auto Ln P&F File No. 08-21798 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $2,813.52, interest from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Date: May 14, 2009 Respectfully subs Patenaude & FeU Gregg L o is, Esquire 213 E. Street Cam ie, PA 15106 (412 429-7675 PA-07 Civil Cmplt Auto Ln P&F File No. 08-21798 n-7 i-jc 1,2nnn DELAWARE SIMPLE INTEREST VEHICLE RETAIL INSTALMENT CONTRACT DATE Buyer (and Co.Buyer) Name and Address (include Courny and Zip Code) CREDITOR (Boller Name and Address) BEVERLY RAINS WEST SHORE KIA 6402 CARLISLE PIKE PO BOX 1177 6 LEWISSERRY ROAD L HECHANICSBURG,PA 17055 rou, the (and Co.oWw, lf army), nay buir the vshkds dowbed -slow for cash or on credit. The own pros Is drown below as "Cash 8e1e Prim. The Credit price Is sfrcrwr -saw as --TOUI sere rrms: - try >9ns'9 u,w twwweu% yw ?.?...? -y ...o ... ..... "....... .. _' ?.._.._ ?. __ front and tack of No oerrtroM KIA SLPHIA KNAF81215YS592029 I AO commercial O Agricultural NEW innn Trade-in $ N_ { ITEMIZATION OF AMOUNT FINANCED .1 1. Cash Sale Pries ................... .... $ 12589.00 (1) 2. Down Payment S di 750.00 tor . . .. . . . .. . Rebates Assigned to Cre 00 4000 Cash Down Payment .............. $ . A N Trade-In (description above) . . . . . . .. . .. $ . . 4750.00 Total Down Payment ................ (2) .... $ 00 7839 3. Unpaid Balance of Cash Sale Prim (1 minus 2) .. . . (3) . .... $ 4: Amounts paid on your behalf (Seller may be retolntng a portion of theas smounb) To Public Offblels (i) for license, title. 6 registration fees $ 61-SO (A) for official fees S S-00 04 740 808.54 . (IN) for taxes (rot in cash Sale Price) $ = To Inounia Companies for: N . A. A. Credit Life Insurance .. . . . . . . . . . . . . . . $ - . Credit Dlsabl8ty Insurance . . .. . . . . . . . . . . . $ -? Tyar+ TAX $- - To WEST %Hogr. KTA for DOC i NOTARY PEES $ TO for $ _ To for AUTOGUARD WEST SHORE KIA- TO for $ ?- 5. Amount Financed (3 plus 4) ............. .. .. $ (s) FEDERAL TRUTH-IN-LENDING DISCLOSURES ANNUAL FINANCE Amount Total of Total Sale PERCENTAGE CHARGE Financed Payments Price RATE The donor amount the credit will The amount of credit provided The amount you win have The total boat Ot your purChm s The cost of your credit as a yearly costyou to ou or on I paid when you have mods an ncluding n9 your scheduled do, r ' Of $ 13.19 yb $ 3407.86 $ 9185. 54 12593. 4 = 173113. ach When Payments E Number of Amount of n 1 Payment Schedule - q(yP ants starting ? 9 monthl 59 9 9 9 y .8 .8 20 Your payment schedule 08/25/2000 will be: 1 final t Dj(X Prepayment: If you pay off your debt early, you will not have to pay a penalty. Lob Payment: You must pay a late charge on the portion of each payment received•more than 10 days late. The charge is 5 percent of the late amount or $15.00, whichever is Was. Security Interest: You are giving a security interest in the vehicle being purchased. Contract: Please see this oontract for additional Information on security interest, norW mein, default, the right to require repayment of your debt In full before the scheduled date, and prepayment penalty. Any etrmngs In aria centreel must ba in wining and alPaO by you sna ms BUYER C SIGNS: -&AS&IJ ht NOTICE TO THE BUYER 1. Do not sign this contract before you read If or If It contains any blank spaces. 2. You are ettWW to an exact copy of the contract you sign. Buyer acknowledges receipt of a true and completely filled In copy of this contract at time of signing. Buyer (co) looter signs By signing bNOrr, the Sseer accepts We con&ocL r no sawn Assignee Is named In • sspsrsU assignaent stUclrsd to It" cenbact, the aelor assigns it to Kim Financial Services. ® WEST SHORE KIA YOU 11A ANCE FR FR F ? CHOICE. LIABILITY NSU RXUP FOR BODIL Y AND PROPERTY DAMAGE CAUSED TO OTHERS IS NOT INCLUDED. CREDIT LIFE, CREDIT DISABILITY AND OTHER OPTIONAL INSURANCE ARE NOT REQUIRED TO OBTAIN CREDIT AND WILL NOT BE PROVIDED UNLESS YOU SIGN AND AGREE TO PAY THE PREMIUM. ? Credit Life N. A. Insurer $ N. A. Premium Insured(s) Signature(s) Credit N. A. ? Disability N A Insurer $ Premium Insured Signature Type of Insurance Tern Insurer $ Premium Signature ere Credit ule and Croft Disability Insurance for the term of are contract. The amount and Coverages are shown In a notice or agreement given to you today. You are required to insure the vehicle. If a charge is shown -slow, the Creditor VOW try to buy the ceverages clocked for am term shown. coverages will be based on the Cash value of ire vehicle at as time of bas, but not more then the limits of the poll". N. A. ? Comprehensive ? S Deductible Collision ? Fite-Theft-combined Additional Coverage . ? Towing and Labor ? Tom tM9" (Estimate) Premium $ QUESTIONS? Financial S"Vicels qmmmmmmp? PLEASE CALL US AT 14rmv1-3114 SEE BACK FOR ADDITIONAL AGREEMENTS. 97-001 ® KFS 17007.51 Oct N (Prnrieus aAaons may NCrr be used.) ORIGINAL VERIFICATION The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief. Counsel has signed the verification at the request of Plaintiff as a matter of time, and convenience. Plaintiff has represented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request by Defendant. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. A Date: May 14, 2009 Gr orris, Esquire ;?2) ude & Felix, A.P.C. E. Main Street egie, PA 15106 429-7675 PA-01 Atty Verification P&F File No. 08-21798 Q FLEE! 78.56 Pb AT ?f MUM Ph MY; tr .. _ i',,j t r e?.`? 3cd'1 ?8 Q'r' aa6m,