HomeMy WebLinkAbout09-3451IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
PO Box 2036 CIVIL ACTION
Warren, MI 48090
Plaintiff :
vs.
: NO: OR - 3q 51 04YI1 I am
DONNA SYLVAIN
302 S PENN ST :
SHIPPENSBURG PA 17257
Defendant :
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend are served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the Complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
PO Box 2036 CIVIL ACTION
Warren, MI 48090
Plaintiff
vs.
NO: 04- 35S/ &-
DONNA SYLVAIN
302 S PENN ST
SHIPPENSBURG PA 17257
Defendant
COMPLAINT
Plaintiff, ASSET ACCEPTANCE LLC , by and through its attorneys, Edwin A.
Abrahamsen & Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, ASSET ACCEPTANCE LLC , (hereinafter "Plaintiff') is a Michigan
corporation with a principal place of business located at PO Box 2036 Warren, MI 48090.
2. The Defendant DONNA SYLVAIN (hereinafter "Defendant") is an adult
individual residing at 302 S PENN ST SHIPPENSBURG PA 17257.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by CHASE BANK with the
account number 4266921010320396.
5. The within account was sold by CHASE BANK to ASSET ACCEPTANCE, LLC
for valuable consideration and all rights under said accounts were assigned to ASSET
ACCEPTANCE, LLC.
6. Use of the CHASE BANK credit card was subject to the terms of the Cardmember
Agreement, a copy of which was sent to the Defendant along with the credit card. (See Affidavit
and Statement attached hereto as Exhibit "A")
7. Defendant used the CHASE BANK credit card account
number4266921010320396, for purchases, cash advances and/or balance transfers.
8. The Defendant was mailed account statements relative to the Defendant's use of the
subject credit card.
9. The Defendant defaulted under the terms of the Agreement by failing and refusing
to make monthly payments on the account as they became due.
10. The account became delinquent September 18, 2006.
11. The principal amount was $16,747.56 at the time it was received by Plaintiff.
12. Pursuant to the account agreement, any unpaid balance accrues interest at the rate
of 18.
13. The total amount due and owing the Plaintiff including interest, is $23,354.76.
14. Pursuant to the terms of the Agreement, Defendant is liable to Plaintiff for court
costs and reasonable attorney's fees.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the
amount of $23,354.76 plus costs of suit and any other relief as the Court deems just and
appropriate.
Edwin A. Abrah & Assoc.
Michael F. Ratc d, Esquire
Heather K. W ruff, Esquire
Attorney I. . os.: 86285/207805
1729 Pitts Avenue
Scranton,-'A 18505
mratchford@eaa-law.com
hwoodruff@eaa-law.com
VERIFICATION
I, Michael F. Ratchford, attorney for Plaintiff, ASSET ACCEPTANCE LLC , am fully
familiar with the facts set forth in the within Complaint and am authorized to make this
Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are
true and correct to the best of my knowledge, knowing that any false statements are punishable
by law pursuant to 18 C.S.A. 4904.
STMT OF MICHIGAN
ss
COUNTY OVNIACONIR
ASSET ACCEPTANCE. I.I.C }
Plaintiff, }
1
vt, }
AF1'IDAVIT
DONNA SYI.VAIN }
l
Dcfenclanl, )
r
L, Ix trig fire duly- swom dcliows and states:
Thal I ant the Supervisor of ASSET A C:I TANCH. Ll.(; a Limited Liability company argunimd aril
existing under the laws of the State al' Delaware and doing husi.ness :a 11.0. BOX 2041, WARREN, MI 48{K).
That there is juuly due and owing on IN! accc+unt, the suin of $2101(,.14 representing the charged off
:Inc?,trnl .l11c! II1tCrcSt.
That the said account originally with CHASE BANK/SONY / CHASE. accoutll number
4206921010320396, has hecn purchimed by ASSET AC(:];,irr NC'1;, UC, who now owns %aid account and hits
rill rights vorm cted licit with inclruling the nghr to insliirrle Iii; action.
Dated this 3(kh day of March, 2(0)•
Supi d?isar
Snh%cn'hed and sworn to before me, a Notary Public for the St:rty- of Michigan, the 300h of Mauch, 2{109 az
ck-nil'ied by my hand as set forth immediately hclow.
Notary Public
Itotant ?'b•tc - titleeti13an
tutapgmb County
My covnfntW*n E%Plr®6 Jul 13'2013
Acnnq to'"' County 01
3844 AN 14
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ASSET AC C P TANC:E I.L
P.D. lam 2036
Warren, ND 48M
tX)N,N'A SYI.VAP%
30:5 PENS -ST
S111F'1'EtiSH RC.F'A 17257
ACC()T INI' V1 MBER C1114RE' i- BALANCE
4266921010-120396 823016.14
S I ATI:MSI'.N I' I )A'1 L
I )T l l: DA'T'E;
DUE J
ACCOUNT NUMBER
Q60)2101032(1396
DATE: O LAST F'.\1',t1EiN1"
09/1ZiJ A
DATE ItIT14.ftENC'I:N0 AC:CC?(INT1NI-()ICMAl10N BALANCLDUE
MAR.102(X)9 38405814 BALANCIi DUE 52,11)11,.14
ASSET A('(:L•'I"I*AN('li 1.1 C;, A LIMITED
LIABILITY COMPANY ORGANIZED AND
l;\ISTINC i UNDER '1'f lli I ,AWS OF THE
STATE OF DELAWARE. ASSIONIFF OF
12("211}10120396
K0. Box 2036, WwTen, hi[,180 )
DATE01'DELItilQUEN:Y PURCHAtil:l)ON (:I1,'lRGE,()FFAMOIJI\'1'x INIEli FSTRATP
041241M 1111271()8 S 11747.56
18,00:
%]:RVICI; ADDRESS (IF APPUCAliLE) INTEREST DIIE AS OF t%IAR 30 2(X)9
$ 6268.."
*For purpures rif lhis Slatt., rncnl only, Charge Off Aiiiounr rvI'le I% credits for payiiwmN rrccivrd by
As-set, if any.
THIS CONI-MUNICATION' IS FROM A DEIST COLLEMOR
` ?? 3'X41158 i -I
J l059 CD\V-TN A AK9Al IAMSLN
T+ +V
$78.50 PO Al't`/
(?.0 M (o 74
Rx'#aa5 4e 78
Sheriffs Office of Cumberland County
R Thomas Kline ,qtr of ?nbrry, Edward L Schorpp
Sheriffa? Solicitor
,.
Ronny R Anderson Jody S Smith
Chief Deputy OM CE OF _"e s"ERIFF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
05/29/2009 07:25 PM - Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on May
29, 2009 at 1925 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Donna Sylvain, by making known unto David Hench, adult in charge at 302 S. Penn
Street Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same time handing
to him personally the said true and correct copy of the same.
SHERIFF COST: $46.00 SO ANSWERS,
June 01, 2009 R THO AS K N , SHERIFF
iff
2009-3451
Asset Acceptance
V
Ibnna Sylvain