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THIS IS AN ARBITRATION MATTER. ASSESSMENT OF
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
GE MONEY BANK D/B/A LOWES
4125 Windward Plaza Drive
Alpharetta,GA 30005
VS.
Michael Klobetam
412 Reno Ave
New Cumberland PA 17070
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : Oq - WWI e4v l ( Ie'm
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN CIVIL-ACTION
1. At all times relevant hereto, the defendant (s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant (s) the use of
plaintiff's credit facilities.
2. Defendant (s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the plaintiff for the use of said credit
card.
3. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the Plaintiff. A true and correct copy
of the Statement of Account, if available, is attached hereto as
Exhibit "A".
4. All the credits to which the defendant (s) is entitled have
been applied and there remains a balance due as of May 11, 2009 in
the amount of $2,175.49.
5. Plaintiff has made demand upon the defendant(s)for
payment of the balance due but the defendant(s)has failed and
refused and still refuses to pay the same or any part thereof.
6. Defendant's last payment on account was made on 5/29/08.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$2,175.49 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. W INBE G, ESQUIRE
JOEL M. FLINK UIRE
Attorney for Plaintiff
P01A
VERIFICATION
FREDERIC I. WEINBERG, ESQUIRE, hereby states that he is the
attorney for the Plaintiff (s) in this action and verifies that the
statements made in the foregoing pleading are true and correct to
the best of his knowledge, information and belief.
The undersigned understands that the statements herein are
made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating
to unsworn falsification to authorities.
FREDERIC I. i(EINgERG, ESQUIRE
EXHIBIT "A"
a 5SI D
In
Creditor Name: GE Money Bank
Debtor Name: KLOBETAM, MICHAEL
Account Number: ************6633
AFFIDAVIT OF ACCOUNT BALANCE & NON-MILITARY STATUS
STATE OF GEORGIA
COUNTY OF FULTON
:SS
Court
Judicial (Circuit/District)
BEFORE ME, being duly sworn according to law, deposes and says that he/she is for GE Electric
Capital Corporation ("GE Capital"), and that he/she is duly authorized to take this Affidavit on behalf of
GE Corporation, and that the facts contained in the attached pleading are true and correct to the best of
his/her information, knowledge and belief.
1. I am a competent person over eighteen years of age. I am an employee of General Electric Capital
Corporation ("GE Capital"), which is an authorized servicer for certain credit accounts issued by GE
Money Bank, and I am authorized to make this Affidavit.
2. The scope of my job responsibilities includes the performance of collection and recovery services. In
the performance of my duties for GE Capital, I am familiar with the manner and method by which GE
Capital creates and maintains its normal business records, including computer records of its credit
accounts held under the name of GE Money Bank.
3. To the best of my knowledge of GE Capital's business records and practices for servicing of its credit
accounts, the contents of this Affidavit are true and correct. If called upon and sworn to testify hereto I
could and would so competently testify thereto.
4. In the ordinary course of business GE Capital maintains or has access to copies of credit agreements
and/or credit card applications entered into between GE Money Bank and its customers enabling such
customers to open and use credit accounts with GE Money Bank. I have reviewed form agreements for
credit programs for which GE Capital refers accounts to attorneys for collection litigation, each of which
provide that the creditor is entitled to recover, to the extent permitted by applicable law, its reasonable
attorney's fees and costs incurred in any action to enforce its rights under the agreement.
5. GE Capital maintains, as a regular practice of its business, computer records of activity on GE
Money Bank revolving credit accounts, including purchases made, payments received, amounts owing on
such accounts, credits and offsets. It is the regular practice of GE Capital's business that entries may be
made in such computer records only by individuals having personal knowledge (from examining account
documentation) of the information reflected therein and that such entries are made at or near the time the
events reflected in them occurred. It is also the regular practice of GE Capital's business to send monthly
statements to the accountholders of GE Money Bank credit card accounts reflecting the purchases made,
payments received and amounts owing on such accounts.
6. As of the date of this affidavit, GE Capital's computer records for this account reflect an unpaid
balance of 2,175.49.
7. Demand has been made to the Defendant(s) more than 30 days prior hereto for payment of the unpaid
balance on this account, but payment for the unpaid balance has not been made.
8. GE Capital's records for this account reflect that the Defendant or Defendants (are) or (is) not in the
military service of the United States or any of its allies.
I declare under the penalty of perjury that the foregoing is true and correct.
Z)44?4u'155?A 4/22/2009
RECOVERY LIAISON SPE I -Atfiant Date
The forgoing affidavit sworn to and subscribed before me this day of J(
T
My commission expires
Notary Public
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NCI Legal 1-800-230-9596.
Document Name: Helene Thomason
KIOBETAM, MICHAEL ACCT# 7981924395626633
412 RENO AVE REF DATE 01/02/09
NEW CUMBERLAND, PA 17070 NCI-ID 09004153202 REF AMT 2,175.49
GE FINANCE BAL DUE 2,175.49
S T A T E M E N T O F A C C O U N T
*******************************************************************************
TRANSACTION DATE AMOUNT BALANCE
------------------------ -------- -------------- --------------
******** LAST ACTIVITY ********
I Date: 5/4/2009 Time: 8:35:41 AM
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R Thomas Kline
Sheriff
Ronny R Anderson
Chief Deputy
Sheriffs Office of Cumberland County
oFFiGEC= *"Eti?ERIFF
Edward L Schorpp
Solicitor
Jody S Smith
Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
06/08/2009 06:11 PM - William Cline, Deputy Sheriff, who being duly sworn according to law, states t at on June 8,
2009 at 1811 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Michael Klobetam, by making known unto himself personally, defendant at 412 Reno
Avenue New Cumberland, Cumberland County, Pennsylvania 17070 its contents and at t e same time
handing to him personally the said true and correct copy of the same.
SHERIFF COST: $43.30 SO ANSWERS,
June 09, 2009 R THOMAS KLINE, SHERIFF
2009-3572
GE Money Bank
V
Michael Klobetam
FILED-U TILE
OF THE aRCT i, 7,N0 ARY
2009 JUG! I i PH 2: U 4
CUM . r YLVANIA 1 I N+Y