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Home My WebLink About09-3620IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION HSBC BANK NEVADA, N.A Plaintiff No: N - 3wo GA*v it Iervn VS. COMPLAINT IN CIVIL ACTION CURTIS D HORN Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 07265292 C N Pit KMJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION HSBC BANK NEVADA, N.A Plaintiff VS. Civil Action No CURTIS D HORN Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, HSBC BANK NEVADA, N.A is a corporation with offices at 1111 TOWN CENTER DR. LAS VEGAS , NV 89193 . 2. Defendant is adult individual(s) residing at the address listed below: CURTIS D HORN 7 KOSER LN SHIPPENSBURG, PA 17257 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX6086 . 4. Defendant made use of said credit card and has a current balance due of $1792.32 , as of May 08, 2009 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 6.000% per annum on the unpaid balance from May 08, 2009 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. I I. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , CURTIS D HORN , INDIVIDUALLY , in the amount of $1792.32 with continuing interest thereon at the rate of 6.000% per annum from May 08, 2009 plus costs. This law firm is a debt collector at our client and any information obtai James c warmbrodt,42524 WELT WEINBERG & REIS CO., L.P.A. 436 P41 th Avenue, Suite 1400 Pith, PA 15219 (41-7955 FAX338-7130 072 C N Pit KMJ tem to collect this debt for ned will be used for that purpose. ROUSEHOLD BANK PLATINUM CURTIS D HORN - Valued Cardmember Since 2007 ACCOUNT SUMMARY ACCOUNT 5491.1000-1989.8088 NUMBER TOTAL CREDIT LIMIT $1,000 TOTAL CREDIT LIMIT $80 AVAILABLE STATEMENT DATE 0211=8 PAYMENT SUMMARY MINIMUM PAYMENT' $22.00 PAYMENT DUE DATE 0314/08 CURRENT PAYMENT DUE' $22.00 ' See About Your Payment on reverse for an explanation of these amounts. 17 * TI Page 1 of 1 BALANCE SUMMARY PREVIOUS BALANCE $988.95 PAYMENTS/CREDITS - $50.00 PURCHASES/DEBITS + $7.82 FINANCE CHARGE + $12.40 NEW BALANCE _ $939.17 TRANSACTION SUMMARY (For additional transaction detail go to www.houseMIdbank.com) TRANS POST TRANSACTION REFERENCE AMOUNT WM DATE DESCRIPTION NUMBER CHARGES CREDITS 02001 02101 PAYMENT - THANK YOU 50201088253005051839884 450.00 02/19 02/19 ACCOUNTSECURE PLUS 800.00-1532 $7.82 FINANCE CHARGE CALCULATION This is a grace account Grace period information on back. Average Daily Days FINANCE CHARGE Nominal ANNUAL Daily Periodic in At Periodic Cash Advance/ Annual PERCENTAGE Balance Rate Billing Rate Transaction Fees Percentage RATE Cycle Rate PURCHASES $943.34 0.04381% 30 $12.40 $0.00 15.99% 15.980% CASH ADVANCES $0.00 0.00000% 30 $0.00 Woo 24.15% 24.150% As a reminder, your APRs may immediately increase up to the Default APR If your payment Is late or you exceed your credit limit, as per your Cardmember Aareement and Disclosure Statement. EXHIr ? MAIL PAYMENTS TO: 9 QUESTIONS? ® MAIL INQUIRIES TO: HSBC CARD SERVICES 24-HOUR CUSTOMER SERVICE HSBC CARD SERVICES PO BOX 17051 1400.482.2018 PO BOX 81922 BALTIMORE MD 21297-1051 OUTSIDE USA, COLLECT: 1-757523-3880 SALINAS CA 93912-1822 TOO HEARING IMPAIRED: 1-000.395-9020 a Manage your account online at: www.househddbank.com 080750 5 19 0000000103 G STMT37 D 2 00017831 HDP1 PLEASE DETACH AND RETURN BOTTOM PORTION WITH YOUR PAYMENT: To Assure Proper Credit Please Write Your Account Number On Your Check Account Number 54914000-1989-808( Payment Due Date 03114/01 4ew Balance $939.17 Current Payment Due $22.0 iduds account number on check to HSBC CARD SERVICES. Do not send cash. Send RFei r to iu clays pnor to the vayment Due Date to ensure timely delivery. Amount Enclosed CURTIS D HORN 7 3008ZR IN SHIPPZNSBURG PA 17257-9481 loll 1111111111/111111111/1111111111111111111111111111111111111 HSBC CARD SZRVICZS PO BOX 17051 BALTIMORZ MD 21297-1051 11111111111111111,11dr1111111111nu1/1nIs 11//1111 549110001989608600002200000939178 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, CHARLES SHUMAN, employee, of HSBC BANK NEVADA, N.A., plaintiff herein, that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. CHARLES SHUMAN 07265292 5491100019896086 $1792.32 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. Q -*-m- sc> po any et,X404 a3?8 04 caa-(.10-1 Sheriffs Office of Cumberland County R Thomas Kline ~a~,~,~tp at ~ittn6ert~a Edward L Schorpp Sheri ~ ~` Solicitor Ronny R Anderson ~~=~ ~.~'~`~° Jody S Smith Chief Deputy ~sFr ~c~ or rr~~ a~aiFF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 06/10/2009 01:10 PM -William Cline, Deputy Sheriff, who being duly sworn according to law, states tfhat on June 10, 2009 at 1310 hours, he served a true copy of the within Complaint and Notice, upon the v~ithin named defendant, to wit: Curtis D. Horn, by making known unto himself personally, defendant at ~ Koser Lane Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same timle handing to hirr personally the said true and correct copy of the same. SHERIFF COST: $46.00 SO ANSQW~ER~S, June 11, 2009 R THOMAS KLINE, SF~ERIFF uty Sheriff 2009-3620 HSBC Bank Nevada v Curtis D.Horn r~--_ °o O .c -ro r L. ~~ ~._ N 4~ '~ .~'1' M r: .~ ~" _"~ ~' .~.o ;; ca ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION HSBC BANK NEVADA, N.A Plaintiff vs. CURTIS D HORN Defendant No.09-3620 CIVIL TERM PRAECIPE FOR ENTRY OF JUDGMENT BY CONSENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: MATTHEW D URBAN, Esquire PA LD. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412)434-7955 WWR#7265292 Judgment Amt: $1792.32 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CNIL DNISION HSBC BANK NEVADA, N.A Plaintiff vs. Civil Action No. 09-3620 CNIL TERM CURTIS D HORN Defendant PRAECIPE FOR JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment against Defendant, CURTIS D HORN , in the amount of $1792.32 plus costs, based upon the consent of the parties. CONSENTED TO: WELTMAN, WEINBERG & REIS CO., L.P.A., Attorney for Plaintiff CURTIS D HORN , De endant WWR#7265292 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DNISION HSBC BANK NEVADA, N.A Plaintiff vs. Civil Action No. 09-3620 CNIL TERM CURTIS D HORN Defendant STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment in favor of Plaintiff and against the Defendant, CURTIS D HORN ,above-named, in the amount of $1792.32 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent, as follows: Defendant admits indebtedness to Plaintiff in the amount of $1792.32 with continuing interest thereon at a rate of 6% per annum plus costs from date of judgment. 2. To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be entered in favor of the Plaintiff and against the Defendant, CURTIS D HORN , in the amount of $1792.32 plus continuing interest thereon at the rate of 6% per annum from date of judgment and costs. Plaintiff agrees not to execute on its Judgment so long as Defendant causes to be delivered to Plaintiff the following payments in full by 12:00 NOON on the following dates: (a) $75.00 due by 6/26/2009; (b) $75.00 due every month of each consecutive month thereafter until the 3udgment amount plus accrued interest and costs are paid in full. . r • ~ ~ 4. All payments are to be made payable to the order of "HSBC BANK NEVADA, N.A" All payments due under this agreement are to be received at the offices of Weltman, Weinberg & Reis, Co., L.P.A., 2718 Koppers Building, 436 Seventh Avenue, Pittsburgh, PA 15219. All future payments are to be mailed to the offices of Weltman, Weinberg & Reis, Co., P.O. Box 5430, Cleveland, OH 44101-0430. 6. In the event of default, each payment received shall be first attributed to costs, interest and then to principal. 7. Time is of the essence of this agreement and should the Defendant fail. to have in the hands of Plaintiff or Plaintifi?s counsel any payment in full within five (5) calendar days of the stated due date, then Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance of the Judgment entered hereunder plus appropriate additional interest and costs. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation which the parties agree is final and complete. /~_--- 9. Intending to be legally bound, the parties set their hands and seals this~j day o /~ , 20~. WELTMAN, WEINBERG & REIS CO., L.P.A. By. MATTHEW D URBAN, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 7265292 B ~ ,` Defendant, CURTIS D HORN FiLt;~F~E t7F THE P,~T~;~f03ARY 109 JUL 20 PIS Z: 4 ~ C~£:i~~r~`~~ t~JUi P~cV;~`11A ~ ~1~4.0o Po AZ~`I ~~ 88ri4a18a1 ~ a~,$at~ 1~heR, ~~ . ~ ~ ~ 1. ~ IIV THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION HSBC BANK NEVADA, N.A Plaintiff vs. Civil Action No. 09-3620 CNIL TERM CURTIS D HORN Defendant NOTICE OF JUDGMENT OR ORDER TO: ( )Plaintiff (xx) Defendant ( )Garnishee You are hereby notified that the following Order or Jud ent was entered against you on (xx) Assumpsit Judgment in the amount of $1792.32 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration ( ) Award (XX) By Consent Prothonotary CURTIS D HORN 7 KOSER LN SHIPPENSBURG,PA 17257 By: PR ONO UTY) ~~ . ~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION HSBC BANK NEVADA, N.A Plaintiff vs. CURTIS D HORN Defendant No. 09-3620 CIVIL TERM ACCEPTANCE OF SERVICE FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: MATTHEW D URBAN, ESQUIRE PA I . D. #90963 Weltman, Weinberg 8~ Reis Co., L.P.A. 2601 Koppers Building 436 7th Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#7265292 . ~. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION HSBC BANK NEVADA, N.A Plaintiff vs. Civil Action No. 09-3620 CIVIL TERM CURTIS D HORN Defendant ACCEPTANCE OF SERVICE I, CURTIS D HORN, do hereby accept service of the Complaint in Civil Action. DATE: ~ ' ~ _ d / ~~[~'c~i 4 671`,x^----- Defendant ,, .. -. ~ ~ ~~~ Z~O~ .lUL 2Q ~~ 2~ 4 ~ P~1P~iYI.VAIyiiA , WELTMAN, WEINBERG & REIS CO., L.P.A. BY: William T. Molczan, Esquire I.D. No. 47437 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 Phone: 412.434.7955 Fax: 412.434.7959 File # 7265292 HSBC BANK NEVADA, N.A VS. CURTIS D HORN Attorney for *f9 . CUMBERLAND County Court of Common Pleas 09-3620 CIVIL TERM ifs r ..'s ?V N PRAECIPE TO SUBSTITUTE PURSUANT TO PENNYLVANIA RULE OF CIVIL PROCEDURE 2352 TO THE PROTHONOTARY: 1. This matter involves a collection action instituted by Plaintiff, HSBC BANK NEVADA, N.A, against Defendant(s). 2. On or about May 1, 2012 Plaintiff, HSBC BANK NEVADA, N.A, assigned the account which is the subject matter of this action to Capital One Bank (USA), N.A.. See attached as Exhibit A, a copy of the Assignment of this account from current Plaintiff to Capital One Bank (USA), N.A.. 3. Pursuant to the foregoing, kindly substitute Capital One Bank (USA), N.A. for HSBC BANK NEVADA, N.A as Plaintiff in the above matter. WELTMAN, WEINBERG & REIS CO., L.P.A. W By William T. Molc , Esquire Attorney for Plaintiff t 3 a?-?j 1 EXHIBIT BILL OF SALE This BILL OF SALE (the "Bill of Sale") dated May 1, 2012, is by and among HSBC Finance Corporation, a Delaware corporation, HSBC Retail Services, Inc., a Delaware corporation, HSBC Bank Nevada, N.A., a national banking association, HSBC Card Services Inc., a Delaware corporation, HSBC Receivables Acquisition Company I, a Delaware corporation and HSBC Receivables Funding Inc. II, a Delaware corporation (each, a "Transferring` End "), in favor of Capital One, National Association, a national banking association ("CONX ), and Capital One Bank (USA), National Association, a national banking association ("COBNA"). Capitalized terms used but not otherwise defined herein shall have the meanings given to such terms in the Agreement (as defined below). WHEREAS, each of CONA and COBNA is a wholly owned Subsidiary of Capital One Financial Corporation ("Purchaser"); WHEREAS, Purchaser, HSBC Finance Corporation, HSBC USA Inc. and HSBC Technology & Services (USA) Inc. are parties to that certain Purchase and Assumption Agreement, dated as of August 10, 2011 (the "A egr ement"); WHEREAS, pursuant to Section 2.1(a) of the Agreement, effective as of the Effective Time, each Seller, as applicable, is to sell, convey, transfer, assign and deliver, or cause one or more of its Subsidiaries to sell, convey, transfer, assign and deliver to Purchaser, and Purchaser is to purchase and accept from each Seller or its applicable Subsidiaries, all of each such Selling Entity's right, title and interest in, to and under the Acquired Assets that are tangible personal property (the "Applicable Acquired Assets"); . WHEREAS, pursuant to Section 10.2 of the Agreement, Purchaser may assign its right under the Agreement to acquire any asset to any wholly owned Subsidiary without the prior written consent of any other party to the Agreement and has assigned its right to acquire the Applicable Acquired Assets to CONA or COBNA, as applicable; and WHEREAS, pursuant to Sections 3.2(c) and 3.3 of the Agreement, the parties desire to execute and deliver at the Closing this Bill of Sale to evidence the sale, conveyance, transfer, assignment and delivery of the Applicable Acquired Assets owned. by the Transferring Entities to Purchaser and/or its wholly owned Subsidiaries as of the Closing Date. NOW, THEREFORE, in consideration of the payment by Purchaser and/or its wholly owned Subsidiaries of the Purchase Price and the assumption by Purchaser and/or its wholly owned Subsidiaries of the Assumed Liabilities for the sale, conveyance, transfer, assignment and delivery of the Acquired Assets owned by the Selling Entities, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, each Transferring Entity, intending to be legally bound, does hereby sell, convey, transfer, assign and deliver to CONA and COBNA, and their successors and assigns, in accordance with the allocations set forth on Annex A hereto, all of such Transferring. Entity's right, title and interest in, to and under the Applicable Acquired Assets owned by it free and clear of all Liens (except for Permitted. Liens); TO HAVE AND TO HOLD unto CONA and COBNA (in accordance with the allocations set forth on. Annex A hereto), their successors and assigns, as applicable, to their own use and benefit forever, all of the Applicable Acquired Assets hereby sold, assigned, transferred, conveyed and delivered as of the Closing. THE PARTIES FURTHER COVENANT AND AGREE AS FOLLOWS: a. From time to time each Transferring Entity and its successors and assigns shall, and shall cause its Subsidiaries to, without f n-ther consideration, cooperate, execute and deliver all such further bills of sale, assignments or other instruments of conveyance and transfer, and take such actions, all as may be reasonably requested by CONA and COBNA, and their successors or assigns, in order to carry out the sale, assignment, conveyance, transfer and delivery of the Applicable Acquired Assets covered by this Bill of Sale as contemplated in this Bill of Sale and the Agreement. b. , This Bill of Sale shall become effective as of the Effective Time at the Closing pursuant to the terms of the Agreement. Nothing in this Bill of Sale shall be deemed to constitute an agreement to sell, convey, transfer, assign or deliver to Purchaser or its Subsidiaries any Applicable Acquired Asset (or portion thereof) prior to the Effective Time. C. This Bill of Sale is given pursuant to the provisions of the Agreement and the sale, conveyance, transfer, assignment, and delivery of the Applicable Acquired Assets hereunder are made subject to the terms and conditions of the Agreement and shall be construed consistently therewith. Nothing in this Bill of Sale, express or implied, is intended to or shall be construed to supersede, modify, replace, amend, rescind, waive, expand or limit in any way the rights of the parties under, and the terms of? the Agreement. In the event that any provision of this Bill of Sale -is construed to conflict with a provision in the Agreement, the parties agree that the provision in the Agreement shall be controlling. d. The following Sections of the Agreement are incorporated into this Bill of Sale by reference, to be applied and construed consistently with the application of such Sections in the Agreement as if such Sections were set forth herein: Sections 10. 1. 10.2. 10.3. 10.4. 10.5. 10.6, 10.7, 10.10 and 10.13. (Signatures Appear on the Following Page] IN WITNESS WHEREOF, the parties have executed this Bill of Sale as of the date first written above. [signature pages have been distributed separately] [Signature Page Bill of Sale] 831 HSBC 03:40:59 p.m. 25-04-2012 17123 HSBC BANK NEVADA, A. By: Name: Mike Reeves Title: Executive Vice President, Chief Financial Officer and Treasurer [Signature Page to Bill of Sale] CAPITAL QNE-'0-MTIONAL ASSOCIATION N : 'Murray P. Abrams Titl ; Executive Vice President, Corporate Development [Signature Page to Bill of Sale] CAPITAL ONE WkWPAA), NATIONAL ASSOCIATION By: Title: E ecutive'Vice President, (Jorporate Development [Signahaw Page to Bill of Sale] Annex A Allocations 1. The following Applicable Acquired Assets are hereby assigned to COBNA but only to the extent such Applicable Acquired Assets relate to the products set forth on Schedule A hereto (provided that any such Applicable Acquired Asset that is not fully separable between COBNA and CONA based on the products set forth on Schedule A shall not be assigned to COBNA and is instead hereby assigned to CONA in accordance with paragraph (2) below): Acquired Assets i. All CRS Accounts and all Gross Receivables and Accrued Interest and Fees related to the CRS Accounts, and all Charged Off Accounts and the right to any recoveries or collections-with respect thereto; ii. All CRS Account Agreements, pending applications for CRS Accounts and outstanding solicitations for CRS Accounts; iii. All loans associated with CRS Accounts (other than the Excluded Accounts); iv. The right to receive Interchange Fees and annual or other fees from Borrowers under the CRS Accounts, including the pro rata portion of any annual or other fees from Borrowers under the CRS Accounts for any period after the Effective Time; V. The pro rata portion of any fees paid in connection with the CRS Business for any period after the Effective Time; vi. the Books and Records and Cardholder List; vii. All BINS and ICAs used for the CRS Accounts; viii. Any security deposits related to Acquired Assets (if any); ix. Rights to provide the Enhancement Services and the right to provide enhancement services currently offered by the Sellers in connection with the CRS Business through third parties or Affiliates of Sellers that are not Selling Entities; and X. The Other Specified Assets that are: (1) loans without recourse, (2) contra credit balances, (3) other miscellaneous receivables and (4) unbilled and accrued interest less the pro rata portion of annual or other fees. 2. All of the Applicable Acquired Assets other than (i) the Transferred Intellectual Property and (ii) the Applicable Acquired Assets that are transferred to COBNA pursuant to paragraph (1) above are hereby transferred to CONA. Schedule A Products 1. American DreamCard 2. Cash Rewards 3. Client 5221 4. DAMARK (containing the Damark Visa logo but not the Damark Internat'I - Inactive logo) 5. Direct Merchants Bank Discover Network Card 6. Direct Reward Platinum Discover Network Card (Organic & Secondary) 7. Direct Rewards Platinum MasterCard 8. DMB 9. Household Bank 10. Household Bank - unsecured 11. Household Bank MasterCard (containing the HSBC MasterCard logo but not the Household Bank MasterCard logo) 12. Household Bank Refund Rewards Buying Card 13. Household Bank Secured 14. Household Bank Visa 15. HSBC 16. HSBC American Express 17. HSBC Discover Network Card 18. HSBC Platinum MasterCard 19. HSBC Platinum Visa 20. Metris Co 21, Orchard Bank Standard Secured 22. Orchard Bank Unsecured 23. Platinum MasterCard - Unbranded 24. Platinum Visa - Unbranded 25. Premier World MasterCard 26. Red Hat Society