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IN THE COURT OF COMMON PLEAS OF CUMBERLAND
ARROW FINANCIAL SERVICES, LLC
ASSIGNEE OF WASHINGTON MUTUAL
5996 W. TOUHY AVENUE
NILES IL 60714
VS.
Plaintiff
LISA HARDY
6210 BLUE MOUNTAIN TRL
#TR
ENOLA PA 17025
Defendant (s)
Civil Complaint
Filed on behalf of:
COUNTY, PENNSYLVANIA
No. Oq - 31-q3
CIVIL ACTION - LAW
Plaintiff, ARROW FINANCIAL SERVICES, LLC
Counsel of record for this party.
Date:
U
David R. Galloway 71260hilip C. Warholic #86341
Sarah E. Ehas #86469/Robert N. Polas, Jr. #201259
Amy F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
Counsel for Plaintiff
Cover - General
PACVR/PACVR FILE # 184408824
283
e % IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC NO.
ASSIGNEE OF WASHINGTON MUTUAL
5996 W. TOUHY AVENUE
NILES IL 60714
Plaintiff
VS. CIVIL ACTION - LAW
LISA HARDY .
6210 BLUE MOUNTAIN TRL .
#TR
ENOLA PA 17025
Defendant (s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this Complaint
and Notice are served, by entering a written appearance personally or by an attorney
and filing in writing with the Court your defenses or objections to the claims set
forth against you. You are warned that if you fail to do so, the case may proceed
without you and a judgment may be entered against you by the Court without further
notice for any money claimed or any other claim or relief requested by the Plaintiff.
You may lose money or property rights important to you.
YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
CVRNOT/PACP7 FILE # 184408824
286
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC NO.
ASSIGNEE OF WASHINGTON MUTUAL
5996 W. TOUHY AVENUE
NILES IL 60714
Plaintiff
VS. CIVIL ACTION - LAW
LISA HARDY .
6210 BLUE MOUNTAIN TRL
#TR
ENOLA PA 17025
Defendant (s) .
NOTICIA
Le han demandado a used en la corte. Si used quarere defensas de esas demandas
expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir
de la fecha de lademanda y la notifiation. Used debe presentar una apariencia
escrita o en persona o por abogado y archivar en la corte en forma escrita sus
defensas o sus objeciones a last demandas en corta de su persona. Sea avisado que
si used no se defienda, la corte tomara medidas y psedido entrar una orden contra
used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido
en la peticion de demanda. Used puede perder dinero o sus propledades o otros
derechos importantes para used.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE
EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A
LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE
CONSEGUIR ASSITANCIA LEGAL.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
CVRNOS/PACP7 FILE # 184408824
289
t
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ARROW FINANCIAL SERVICES, LLC NO. (l Q- 3(.q3 e-4;Z17t-4A..
ASSIGNEE OF WASHINGTON MUTUAL
5996 W. TOUHY AVENUE
NILES IL 60714
Plaintiff
VS. CIVIL ACTION - LAW
LISA HARDY
6210 BLUE MOUNTAIN TRL
#TR
ENOLA PA 17025
Defendant (s)
COMPLAINT
AND NOW, comes the Plaintiff, by and through its attorneys and the law firm
of Mann Bracken LLP, and files this Complaint and in support avers as follows:
1. Plaintiff, ARROW FINANCIAL SERVICES, LLC
ASSIGNEE OF WASHINGTON MUTUAL
located at, 5996 W. TOUHY AVENUE
NILES IL 60714
2. Defendants, LISA HARDY ,
is/are adult individual(s) with last known address(es) of
6210 BLUE MOUNTAIN TRL
#TR
ENOLA PA 17025
COUNTY OF CUMBERLAND
3. It is averred that Defendant(s) was/were issued an open end credit card
account.
4. At all relevant times material hereto, Defendant(s) has/have used said
charge card for the purchase of products, goods, and/or for obtaining services.
5. Defendant(s) was/were provided with monthly statements showing all debits
and credits for transactions on the Account to which there was no bona fide objection
by Defendant(s). A Statement of Account summarizing the Account is attached hereto
as Exhibit "A".
1
PAC1M1/PACP7 FILE # 184408824
292
6. As of the date of this Complaint, the remaining balance due, owing and
unpaid on Defendant's credit card account as a result of the charges made by said
Defendant(s) and/or any authorized users in the sum of $ 5291.09.
7. Despite reasonable and repeated demands for payment, Defendant(s) has/have
refused and continues to refuse to pay all sums due and owing on the aforementioned
account balance, all to the damage and detriment of the Plaintiff.
8. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
9. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment
in favor of the Plaintiff and against Defendant(s) in the amount of $ 5291.09, plus
costs of this action, and any other relief as this Court deems just and reasonable.
ctfully Submitted,
David R. G llowa /Philip C. Warholic #86341
Sarah E. Eh z #86469/Robert N. Polas, Jr. #201259
Amy F. Doyle #87062
MANN BRACKEN LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011 / 866-253-0128
PAC1M2/PACP7 FILE # 184408824
2
295
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff
who is located outside of this jurisdicition and in order to file the within document
in an expedient and timely manner, he/she is authorized to take this verification on
behalf of said Plaintiff in the within action and verifies that the statements made
in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to
the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification
to authorities.
vid R. Gal way #87,1U/Philip C. Warholic #86341
Sarah E. Ehas - 86469/Robert N. Polas, Jr. #201259
Amy F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
PAVERF/PACP7 FILE # 184408824
EXHIBIT "A"
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MY 0153538
W .2241 q2r.
Sheriffs Office of Cumberland County
R Thomas Kline 90V of Zumbr.. Edward L Schorpp
Sheri' Solicitor
Ronny R Anderson Jody S Smith
Chief Deputy QFFiCE of THE SMERIFF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
06/08/2009 08:50 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on June 8,
2009 at 2050 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Lisa Hardy, by making known unto herself personally, defendant at 620 Blue Mountain
Trail Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing to her
personally the said true and correct copy of the same.
SHERIFF COST: $42.40
June 09, 2009
2009-3643
Arrow Financial
V
Lisa Hardy
SO ANSWERS,
R THOMAS KLINE, SHERIFF
pu Seri
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to
69-- 3 6y3
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To whom it may concern,
June 29,2009
I would like to inform you, that I feel this judgement to be fraudulent and will further
investigate this matter. I have called the Washington mutual bank, and they do not have
my name or social security number on file. Not only that, but the account number is 2
didits off. Someone needs to show me an application or my signature for this card. My
credit is not worthy of a card in the first place. I've sent for a credit report. I will also
speak to the attorney that that set this up. Again, I will look into this situation.
Sri
Lisa Hardy
OP «-
2009 Jill -I PH 3: 11 4
cu -v