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HomeMy WebLinkAbout09-3845 Burton Neil & Associates, P.C. By: Derek C. Blasker, Esquire ID. NO. 202150 ,,. 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. 701 East 60th Street N Sioux Falls, SD 57117 Plaintiff V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA JOHN P GARTLAND :NO. - 3845 CtV t l 3538 Rolo Court, Mechanicsburg PA 17055-5894 Defendant CIVIL ACTION -LAW Complaint - Notice You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Assoc. 32 South Bedford Street Carlisle, PA 17013 Telephone No. 717-249-3166 or 800-990-9108 C-21238 Burton Neil & Associates, P.C. By: Derek C. Blasker, Esquire ID. NO. 202150 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA), N.A. 701 East 60th Street N Sioux Falls, SD 57117 Plaintiff V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 0 9 - 3 F yS 7,e,, JOHN P GARTLAND 3538 Rolo Court, Mechanicsburg PA 17055-5894 Defendant : CIVIL ACTION - LAW Complaint 1. Plaintiff is Citibank (South Dakota), N.A., with place of business located at 701 East 60th Street North, Sioux Falls, South Dakota. 2. Defendant is John P Gartland, who resides at 3538 Rolo Court, Mechanicsburg, Cumberland County, Pennsylvania. 3. Plaintiff is a national banking association, engaged in various types of banking business including consumer lending through the issuance of credit cards. 4. Plaintiff furnished consumer credit to the defendant by means of a(n) Home Depot credit card with account number ending in 2595 hereinafter referred to as the credit card account. 5. Plaintiff kept accurate running records of all debits and credits to the account. 6. Plaintiff mailed to defendant monthly statements for the account including the billing statement attached hereto as Exhibit A. The monthly statements accurately stated the previous balance, the debits and credits to the account for the prior billing period. 7. Before plaintiff mailed Exhibit A, defendant had for many months made payments on account of the billing statement or retained the statement without payment. 8. Defendant's actions as set forth above constituted an account stated between parties for the sum of $2,303.58 which sum reflects the Exhibit A statement balance less credits, if any, which were applied subsequent to the date of Exhibit A. Wherefore, plaintiff demands judgment against defendant for the sum of $2,303.58, and the costs of this action. P.C. By: ISer. Masker, Esquire Attorney fbr Plaintiff The law firm of Burton Neil & Associates, P.C. is a debt collector. C/ ?04 Account Statement Send IAo$ce d BNM+O En91ti rtd ?? ' C.60me, Service Mwnw a. all 'MyhomoMpWa locow l.com Payment mull be rsoeNred of 1 i6b1 by 5.00 P m central rime CREDa MOMS pfiP01 SERVICES on JANUARY 13, 2009 PO BOX 8!9100. . DES DES MOINES V1 50368-9100 AoOOUtlt' Iowa- ' QedN AMeNsble Peynter6l Otte Data Wttl?waf PeylnW Due Cwdr4 Date f4m cwW o p" taredN LMte JANUARY 1 ] 200! 70!.00 yWUARY 20 ?.? New 90hince DECEIrAER te, 2006 rtt9f1t9 s Credo! PUMhBSMDther pysrpw FINANCE CHARGES ppAnlnO eaisttc9 Pay 00 1 woo $2,303.58 RwohfMyp Sltisftc9t W03 . 56 $050.0000 + 00 T $000 - $0.00 pro"i0r, ftorwe $0.00 $D.00 $2,x03.68 TdIN ss$enoe $2.303.58 $0.00 t Revdtn $eWws mcatrdes non and uevwrAions Pnmoalar lnr hre '? Mount CURRENT ACTIVITY Tfertamill"09" L00etist?TfeMNtbra SEE BACK OF STATEMENT FOR INFORMATION ON ()RACE PERIOD AND PROMOTIONAL OFFERS. n wA» on bsw. on Aron N A-e amps! were letti- d. M r. 'ANNUAL PERCENTAGE RATE on the 0011611114, tide bil pwW Fh-- ohWW - be ecw** on W-lr.d bell- a and IM-ANNUAL PERCENTAGE RATE on 00 scoourlrt' is WA, no flow chrpee (4111 Pa) w*to tlr aareepondiep APR for 910 APR #w fe1P b dish N919I1o9. MEV be bixW w TW oeownf uldK tAe Mnr 9 d the parldtlera9l COnefP0rlW+p Dtfye M PMOdc Other AgNANCE CHARGE g(hMA/ARY Balance ANNUAL 6lelrlp FINANCE FWAMN Subled to Deily RATE CWrw% a" Period REG" W4MVE CREDIT PLAZA $0.00 0,073M7t e f z ? z Z z z This Aonamt bewd by t'3teettk (South I)SIM), KA Pas 1 of t '- Plesee daaah here n m ?? Psyenettt ow Et>?loeed Your Account Number New Belenw Pt>)mteM Due D1111111111, Due :2,303.55 JANUARY 13,201 $W-00 S70S.00 $ Learn about unadvertised and online-only specials, MMa Checks Psyebis to: plus new products and store promotions. 11061EOEPOTCREW SERVICES Sign up 0 hornedepot.com/iignup. 6035320489962595023035800090000070800102 KSAVHDI I 12fle M 414790 A lufills.,lllf,04114AAIifflf6,11 ?luf?nlfr?lflfflnlf?fl JOHN P GARTLAND 3635 POLO CT MECHANICSBURG. PA 17055.8504 pyre eddrese chengwe !her-r b„ of t)W+ 1rk HOME DEPOT CREDIT SERVICES PROCESSNO CENTER DES MOINES. IA 50364.OSM ,II...,.II„II,,,I,.II1-4,I,II,.JI..,,I.LJ,irl. ,ll EXHIBIT fl? Information About Your Account YOUR ACCOUNT IS ISSUED B'YCITIBANK (SOUTH DAKOTA), N.A. BALANCE SUBJECT TO FINANCE CHARGE TWO-CYCLE AVERAGE DAILY BALANCE INCLUDING NEW TRANSACTIONSYMethod C:If'i,e periodic rate Nsted in the Finance Di rge Summary Section of this statement is folowed byr "T" ; roe figure a portion of the fi•arr_e charge on y^aur account each dory by multiplying 1* ;lily balance for each ba4_rce each purcha e satj c: to promotional terms, other regular reroNe cre it plan purchases and other major ppr tese pl +i pint Kases) by -he applicable daffy periodic ate. We do this ell, (1,y c the filling period, inckctno the Closirq D to ?!n addition. for each bakrtce we mud pFr he.aAV ban, fur exh day of taw previous HIfing period by the appficabi- daily periodic race, oIless your acccwr w.-,,s oredi-edfar 4v, full New Baiarre, paces the minimum monthly payrtients required for your No fntKer and 0%. balncces. or your prevous [diking s a'ximen: by the Fiyrm: due data (s ubju to the Promo a &il nce Exrephor's described b"i in dip Grace Per iod for Repuyrnent of Bzta a, or a periodic FNnnc. c,'i ae r - s already billed On ;ha: t.,,lanre Tog + the daily -dorm, we taM the beginning ba A' c .,r c h rx l,_e weft' day, add a y new purch, ces, fees aiid any tinance charge o die prevlon'a day's bala'Xe, s t am trellis n r payments aed'i:clasd' cot day, and rniaeother 4. ustraens Arifttbrl 7 is tee t J ab-ilcnceof ?is zero. The Ffafarces Subject to Finance Charge ai e the averages Ct :he respects;- da'y b a xesd girq the appfyatW- tillina perids. if you muliply the carol: cy:lee Nilence Subject. to Finance Charm by the number ,Ara days iii the biNlnq pencdand by the appli 3ble daily periods. and •Ta; rout:piy ":he previow rrJe balarre Subjec. to Finance Charge (if zurrently subject to d finance tn•ge) by the number d days in race, and add am two figur rs• _"her, ?i e result will 3dr .hat tiller perixi and by the applicable daily pen. be the periodic finance charges assessed f r hat talarr_e, except for minor varintrns :ausm t; rounding AVERAGE DAILY BALANCE UNCLUDMG NEW TRANSACTIONS) "hod H: N the periodic rare listed en the Frnxhx Ctiary Summary Sedrtx• of this shalernent is kilovied by a' t Yr fig- re a x>naar, of the I nana charge on oira a=lai each day by multiplying the daitf baianct for eau lti6ri g q, . c„ pur.tar, sulijed to promotional temrs, other r eqular revolye nand plan purchases r pin other major pt.rctwise plan p ircttases; W the applicabie daily periodic late. eke do the each day of tha bills q period irckdk'g it I iivd CaleTo get ,he daily baianm. r take the beginning nalarce for each balance -,very day add any crew p r lra. es. and arr/ finances charade or. the previous day's balance, srittract any crectils or payments:TedNM es Of that pay, arf nuke other atilustmards. A Credit balarim iS treatnJ as a bakmce of zero. The Pakrces t.hlef' ) finance Cliarge are the averaq- of the respective dally balances dairy) the Milt period. it Mu tkJhgJ this figure `ai. each N ilar,-a by the number of des/s in the hiling period and W. the applicable daily periodic rate, the r uN will be the perixic hnarrce charges assr_sed for that balance. except for rnino(variation. c, xd bra rounding AVERAGE DAILY BALANCE (111ICLUDING NEW TRANSACTIONS)-Method 1: 11the r er yx ate stc . in the Finari Char,, e Seminary Section. of this statement is lo lowed by an "I" we u.ethe h+ xvhn, aku ikon rr 4.W,+ To yet the E4tnce Subject to Finance Ctem}e for exh takarx:e (e:g. each u rr se sAil d to prnmcdional terms o l regular revcdve cre.il plan b.rc•ases ands- ether raja I,,,i -thaw !no. purdhasei, ive take (tie begiruting bal nice fcr that bairn every dal :irduainq tinin ech r.je^, urp =din previc us all ling periods). aac any new purchases. subtract any credits or fxhrnerts creciteo as of treat coy. grid make other a jvaitments. A cracil halaxe is the died as a-valance of zero. Tibs ;lies us the _raily tee ain >. We and up rail the daily balances for the trolling per ti' fifr:luc ing tha. balances on the Cbsnis Date) ant ravx' by the t„al nun'ber . of cloys in the tiffro., period. The, gives us the Balance Subje.i.1: Finance Qiarge for that balame.Wefigure a pr,rtion ul y^Ur fiiVir`e ;long-, x tansa:tioris ?ubjett fO ttys ?I:idatiOri methx by n airy ; the af'v>;rsatXe morttitiperx+-ia!efix titatbalaxeby the, BJlarceSu*Ato finxxe rrga.'rr;x7f newtransx+iuru;. • AVERAGE DAILY BALANCE (EXCLUDING NEW TRANSACTIONS)-Method K: f h per, do a o .ed in -1^e fina:v_e CAo?ge Samtrar / S "Con of Mis sta,erheii, t5 fOlbvx-0 bj J YC. We tam ? r il:iwily [ak!1a'wn method lc V the Balance S.D,iect to Finance Cliafre tD tiy?h bhanc n, earl pum has subject to px r ;lee promotional ter n:.oiherr?iarr aal?2crrtiitplanptrt u >dxiother .ro xrrh plan sake the be:pnring balance fen .ha: balance every day and sub : 311y rec4 cf panne('-s -".A ed .s of fat day a it ^ hAiQak) finance charges We do nit add n my n : ptxcha>s .A c.radi g arise ss trea9ri as a balance Cf .w•o. Pros eves US the daily bardiCe. We add up all -he des y ball ai res f h bill r ; period tindu6no the b antes on the Ciosmgl Date) and divide by the both ruriber of cars in he b linog pencil 1 his qiy u the Bo. ur Std i to f inane Charq tC< that halari!x We fgir a p'iRi:n of your fiak•n . 'no. q' on transactions; . bjec: tr, -hs calculation rrie hod by rriui iplykng'tie applicable monthly pariodic ace nor that bakrice by the Balance S:tievt to finance Charge'exckad,nn new transactions;. AVERAGE DAILY BALANCE (INCLUDING NEW TRANSAC71ONS)-Method L: It lie per rxiiv- ate fired n the rind to ChsT. Summary Seefan of this state-r>-'r, s folf-*,A hey an t", w use h fnii mim A.uk-r-n,netlr.,d. To get theBalaaxaSugedtoFTrv?reCharge forach alan•4fen- at-purchase suh;e to pr. otirnalTrms,Other.reguiar-evolve credit plan mrildse did other naFlr urcrasepu?n puichav:s) we .ake the beginning balance for that balance every :y a Yf uy new ,our ha s. and subtra-t any credits :x payments credstedasof that day and anv unpara finan charges. A di bel re is :rc,.,s_it as a balance Of zero. '•is gives us the drily, balance No. gad up it the dan balan.-s' r the lidi ric period pnrluing'.hehadcssai h:ryyytrgDate)arddv?ehyttie,.ainan erofwys t"_haingp ridl Ths KEY CREDIT TERMS - NO PAYMENTS, NO INTEREST FOR 61 from time to time and all accrued FINANCE CHARGES will be insurance) are not paid In full before the end of the promotion gives us -h2 Balance Sut ed c Finanr_e charge fill'tii,'it a?Ian9. 'u1?e fyaJre a p ), inn Of your fir. aree Chase an ransadons oabie i to the cakulatron n e h d by muNiphying the apphcab e r wrrhly f Erk>dic rate for ;rat beitrice by:he Saki ce Subject to Fir, ance Civ-4w iiricIt6rc new -ran so 7ionc- . AVERAGE DAILY BALANCE UNCLUDiNG NEW TRANSACTIONSt-Method M: .the period c ra e listed in the Finance Charge Summary of this statement is follow.-i by an "M", we use the bAotvirig calculation rrwdrd. To calculate periodic finance harues ear hNhng _r c. FN-With S301 of r-Ur different balances (e g, regular purrrrases arid Riffen.r pi;,rn i mar baud" ) • We r.alrolete the daily balance 1o each of yor$ dill. r..nt tai --- 4° S,Ny lblince, w art with the balance as of the end of the previous day.,';- add arry per vod finance charge on Jhpr v ,us day" balance, any nevi _nan}e. Wp.'ber) subtract any, he"'redit or pTyments. • +le multiply exh d l y balance by ate daAy periodic rat- t,pp ies :o i v dot is ar each day in :he b Nina period. This rives us the daily periodic finance chair, s for -_0 of /oho tide en b`tancei. • We add up o.li the daily p°norfi: Irtan`e crwggeS tie sue'i is tie .a per!och fanarice charge Cr the r'r bllingpertod.Youauthonmus -aroundthemi prri *'fin n.+ harp to, 119rearrest /:hen we calcukate dafty belarces, we add a purcihcse? of -h- Trap c io } ?, E a t i txllrng f.er en:. We subtract a payment or Credit of the day is r dit-0 .a : e dcccunt ?-id then mak- .,-„e adu:tments. We treat a credit h tax_ a- 2 h,.-lan.._ of ze PROMOTIONS We mTv t#fer you pro iorrral Perms for all or a pr-oi.:any G4anccs. Arrd promr land to ms may apply for a kmited per6,i of tune. They will be ioyerned by fie -erri :)r the Ixan^noral offer and for Card Acreemwnt They may mclu+e the NG Interest J°k, acrd Equal N r ran; ?.V CfierS d 5trilat{d tea x All prrirnatialal terms wiN end if amt' rnirirnsam ceyfnent is not paid ty its due date and remains unpaid on the next Ape 63:e• it :he rr-x due -late is in the prortr ranel period. er ,n -lie billing period in which you make the transaction iha, r-_-i _. try r m'oboial •-rnis. CLOSING DATE: At roar discfencrn, this srarerwmr i+ iw%cle tarcin Nn-, ail payri?iis'xn the C osind Date GRACE PERIOD FOR REPAYMENT OF BALANCES: if we re r -,Laymen of he total New Sal nce. Plus to minimum rion-hty payarants re 0red on your Na interc, and 01.i h la "..ops, f ed on the I_?st billing sr omen-. you statement n the proper, fonn.,r n- :c to cre4,ed s c :h liy i cue dcon jiat have unhf 5 p.mn. krcal -mz- on -he payment due des: shnwn on t st iternen. % iwh is leas. 20 .lays,1cr -jt us to receive in the proper Form, /!cur New Baidnce plus the minx wrn r aitrur pdyrnei a?uired on yc:ur No Interest and rvA bdlarccs. to iAoid imp+(s tion of addition f fin once ch rages on f:urch. se . provided that for promoional b'gances yaj may joke amnr`.a.'w!•f die follOwino ,3? "Pic nD ionat Balance ucephons'): Firs: you can subtract fnirr tra New Balance any No Intere: ,: „?+, Pi an Bdtjnces tha do not expire by tJ)0iZ1.CloiFiIIIDateSly-01:1)Onthe tateIT*n. Second. you can pay any No interest or 0% Plan 3aanr ee, hat d xp r by n Nax- Closing Uele *jwri on the s.'a;emcnt 1.15 p m local ime on the later or 7: ur:)m,) )r -_ pmr..xn duce ot he billing staterier: s payment due date. BILLING RIGHTS SUMMARY iN CASE OF ERRORS OR OUESTK)NS ABOUT YOUR BILL if you think you tiN is n r., or if yoo need mare information ebou a 'r rxtidn on your bill, writ-e us in. 9nilrq E roc -Jcre;s oe..ified on "Ns stat-rient as scoo" as possible, Vie rwst trx tros ) y*j to.:ei ti n 60 da/s after we send you the firs, bill on which the error or problem, ppnared You n teief rang us. tor- d.; lit so y.i l not pres=rve your right. in your le er Gyve a lie ftAlCwahy irf Nr aidn: Your name and ac oun' nu ben The ddlldr amount of rid usu.: rt-d -nor. nest. rube the errs ind ex0a;r, if yglu car1.'f'g1y you teikx5 r_.re '?S an H--Or. if yin rWpo rr e minrina! on describe lie i wn you rare reasuf b u,. -Please be sure all orrespoinJenr is igned by 1 prl k.' dr adel You do riohave to cat' any arnoun n question while vin ooatimq, but yr..•o are 00 otli,)atee;d -e,rav ttf roars at your bill the are nil- in oue>ton White me n`.e> 4ta,e your : u`n r•T, ve earn )t rEpar- y „, delinquent on the disputed uteri or take any . oc iocAec, the ?rnovnt you queijIon, SPECIAL RULE FOR CREDIT CARD PURCHASES t •yxi have p of ern west rip iiikilly A xxs or services I hat you purchased kgkt• a crec t ca r_, an," Fu have trim in 5c" tiAh to co re t the probktrr rltIn itie r erctant. you may no'. have to pay the I-mdirYng drourd tyre -ir. the gears o srerlces YCu have this pf0tLCC :n only When Ihe purr.asepric2isrrTe.train$50and !tiepurchase "ire---in your rtme>!t Or w?h 130wile'.'Ayour maNkk) aCsress tit xe own or operate the nferctant or N he ma ie you t r e inhen semerr tor the property or service', N pxdlas care v'"A nRo31nk'SS of 4r Jr: 0, la. wn& parctlaka IS CREDIT OFFER: FINANCE CHARGES accrue to your Account for the entire promotional perio A or if you fall to make my required payment an Witt credit approval for qualifying purchases made or, The Home Depot or EXPO Desf Minimum FINANCE CHARGE: $t. See card agreement for details including when the available on The Home Depot Rewards MasterCard'. t the date of purchase at the regular purchase rate M effect qualifying purchases (Including premiums for optional credit lr Account when due. See below for more details. renter Consumer Credit Card. APR for purchases 22.99%; Default APR 26.49% (rates may varyi. aunt rate applies. Offer is only valid for consumer accounts, is subject to change without reduce, and is not important Instructions for Making Payments CREDITING PAYMENTS: for payr•iews by regular mail, please allot; 5=7 days for your p_?yrnen: to reach us. Payment must be rererned in proper form Cy 5 p.m rap o e lino fa drc+-. local time) M be cmdi-ed as of that day. Wi@ase refer -o -hF op right hand corner on the front o your s atemen for processing bm?zare.) All pGymen re elYed ''l'ie p Ye5> rig 4 itity Tn?rOpPr t41 in, after th : tbU will be <<•t.tr:`/ . credited as of -he following diy There may be a d_OV of up o 5 :fay it i cit i fay Ent eni by mad If it is rut in the proper !G.,m or is addressed to a Iocatmr, , her than the address fisted „r the e u•n envelope or oh the front of the payment coupon. Or, for courier or e4ress mail payments,,o the Express Payment address set for-h below. PROPER FORM fix paymers ser by naii or courier F? payment to be in proper form, you should: LOSE your, heck or money order No cash. aft cars, Or foreign currency please NCLUDE your account, number and name Or. the fron-.of your check rr mated order. Sending an eligible check with this payment coupon authorizes us to complete the payment by electronic debit If we do, the checking account will be debited in the arnorwt on the check, as soon as the day we receive the check, and the check will be destroyed. FEES FOR STATEMENT COPIES: On nurtdisputYJ mk:tters ar any matter unrelated to a billing error, we will charge a $5,100 fee fa each duplica-e stateniem, provided for a billing Dertod that is more man 3 months prior to your request. We Yr ll add this fee -o a balance of air chfossng.:u< ?serve -hr right to add Phis fee to balances subject to a hiah°r annual percen zee raid PAYMENT OPTIONS OTHER THAN REGULAR MAIL: Visi- nornedepctcari and sign up for online D . nr wi h A :.Our- Online. it we receive your reiyue to make an Account Online payment by 5 F.m Eastern, imai we w ill red t your parmverr! as of that day. If we receive your regxst to make an Account Online p y rent are fim_ Eashern lime. we will :;refit your payment on the next day. Payment by phone. Make your one -air payrien- cluicki%i by pncne you wit be charged $9.95 -.o use this separate payment service. Call by 5 p.m. Eastern rime ^a hair: your payrran, credited as of h day. if you all after -hit time, yaar payment will be ::redited as of the rsext day. Send payment by courier or express mail to the EXPRESS PAYMENTS address: Cinnba;) 4,: rre Lfekxut C. ad it Services, 8725 W Sahara Blvd. Zone i35 THD, bas vegan, NV 89'7. Payrrrent mus- be received irf proper ton,, at the proper address, by 5 c m. Pacific time in order to be c;ec:!ed as of rtwt ;lay. AN payments received in proper form, at the proper address, fter 5 p.'n. Pacific :Irate shill be credited as of -he nex- day. Pax your added corwevic rice, payments can to made at The Home Depot' or EXPO Design Center' stores. Pzymers made at the S-ore will be posted to your acrmurnt irnmedia-ely but avail.t1irry may be subject toverifitatt.ri of funds. REPORT A LOST, STOLEN OR NEVER RECEIVED CARD IMMEDIATELY: Custom--f Service is available 24 hours a day. 7 day s a week. The Home Depot Consumer HD 0608 Verification I, Tien Reynolds am an employee of Citicorp Credit Services, Inc., (USA) which is by contract the service provider for plaintiff CITIBANK (SOUTH DAKOTA), N.A. retained to perform services'on its behalf. I am authorized to make this verification as attorney-in-fact for plaintiff under powers of attorney from plaintiff to Citicorp Credit Services, Inc. (USA) and to me. The foregoing averments of fact in the within pleading are true and correct to the best of my knowledge, information and belief. I understand that the statements made herein are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unworn falsification to the authorities. Signature C-21238 John P Gartland Account number ending in 2595 1025 Q FILE -C,,, 'FILE OF TFI" Ff OT?ioNOTARY 2009 JU A 10 PH 1: 2 5 Pc 419.5G pp AIW M* M3,511 R.T* cZA(, 517 Sheriff s Office of Cumberland County R Thomas Kline ~~y~xt+! at ~~ci~brxr~~r Edward L Schorpp Sheriff ~ ~ Solicitor ,~. Ronny R Anderson ~ ~°~ Jody S Smith Chief Deputy c'~F7c~ ~w~ ssiFr Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 06/13/2009 01:42 PM -Brian Garrick, Corporal, who being duly sworn according to law, states that on June 13, 2009 at 1342 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: John P. Gartland, by making known unto Patrica Gutshall, girlfriend of defendant at 3538 Rolo Court Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $37.00 SO ANSWERS, i3+~~ir~i[ ~..1~ June 15, 2009 R THOMAS KLINE, SHERIFF ~` Deputy Sheriff 2009-3845 Citibank v John Gartland ~ ~ ~' ~° ~- t"S'i ~ ~'' ~ 'i7 T .; j'i '~ ~ _i. J L ~ ' -r^, ~Wy~ Y ~ •~