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Home My WebLink About09-4162IN THE COURT OF COMMON PLEAS OF CUMBERLAND LVNV FUNDING, LLC ASSIGNEE OF LOWE'S CREDIT CARD 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff VS. PENELOPE ZAYAS 271 NEWVILLE RD SHIPPENSBURG PA 17257 Defendant (s) Civil Complaint Filed on behalf of: COUNTY, PENNSYLVANIA N0. oq 10,A -rim CIVIL ACTION - LAW Plaintiff, LVNV FUNDING, LLC Counsel of record for this party. Date: David R. Gallowa #8732 i ip Warholic Sarah E. Ehasz #86469 Ro er o a r. Amy F. Doyle #87062 Mann Bracken LLP / Counsel for Plaintiff The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P. C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: 866-253-0128 Fax: (717) 737-9051 Counsel for Plaintiff Cover - General PACVR/PACVR FILE # 184242001 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC NO. ASSIGNEE OF LOWE'S CREDIT CARD 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff VS. CIVIL ACTION - LAW PENELOPE ZAYAS 271 NEWVILLE RD SHIPPENSBURG PA 17257 Defendant (s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle PA 17013 800-990-9108 CVRNOT/PACP7 FILE # 184242001 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC NO. ASSIGNEE OF LOWE'S CREDIT CARD 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff VS. CIVIL ACTION - LAW PENELOPE ZAYAS 271 NEWVILLE RD SHIPPENSBURG PA 17257 Defendant (s) NOTICIA Le han demandado a used en la corte. Si used quarere defensas de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita o en persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a last demandas en corta de su persona. Sea avisado que si used no se defienda, la corte tomara medidas y psedido entrar una orden contra used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de demanda. Used puede perder dinero o sus propledades o otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSITANCIA LEGAL. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle PA 17013 800-990-9108 CVRNOS/PACP7 FILE # 184242001 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC NO. 0 f. Y/4-2 L. AtJ /-'-- ASSIGNEE OF LOWE'S CREDIT CARD 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff VS. CIVIL ACTION - LAW PENELOPE ZAYAS 271 NEWVILLE RD SHIPPENSBURG PA 17257 Defendant (s) COMPLAINT AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Mann Bracken LLP, and files this Complaint and in support avers as follows: 1. Plaintiff, LVNV FUNDING, LLC ASSIGNEE OF LOWE'S CREDIT CARD located at, 15 SOUTH MAIN STREET GREENVILLE SC 29601 2. Defendants, PENELOPE ZAYAS is/are adult individual(s) with last known address(es) of 271 NEWVILLE RD SHIPPENSBURG PA 17257 COUNTY OF CUMBERLAND 3. It is averred that Defendant(s) was/were issued an open end credit card account (hereinafter - Account). 4. At all relevant times material hereto, Defendant(s) has/have been a regular user(s) of said Account for the purchase of products, goods, and/or for obtaining services. 5. Defendant(s) was/were provided with monthly statements showing all debits and credits for transactions on the Account to which there was no bona fide objection by Defendant(s). A Statement of Account summarizing the Account is attached hereto as Exhibit "A". 1 PAC101/PACP7 FILE # 184242001 6. Defendant(s) did not object to the above-mentioned statements submitted by Plaintiff and/or its assignors to Defendant(s). 7. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant(s) and/or any authorized users is the sum of $ 2756.28. 8. Interest has accrued on the aforementioned balance at that rate of 6.00% per annum. 9. As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $ 305.38. 10. Despite reasonable and repeated demands for payment, Defendant(s) has/have refused and continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 11. Plaintiff performed any and all conditions precedent to the bringing of the this action. 12. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgmen in favor of the Plaintiff and against Defendant(s) in the amount of $ 2756.28, plus interest in the amount of $ 305.38 , plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, David R. Galloway 87326 i ip C. Warholic #8 Sarah E. Ehasz #86469/Robert N. Po as, r. Amy F. Doyle #87062 MANN BRACKEN LLP / Counsel for Plaintiff The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P. C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 / 866-253-0128 2 PAC102/PACP7 FILE # 184242001 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdicition and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Z 4? VV David R. Callowaf #87326 C. Warholic $ l Sarah E. Ehasz #86469/Robert N. Polas, Jr. 01259 Amy F. Doyle #87062 Mann Bracken LLP / Counsel for Plaintiff The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P. C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: 866-253-0128 Fax: (717) 737-9051 PAVERF/PACP7 FILE # 184242001 EXHIBIT "A" EYHA (10/09/08) rt O rt I ?y ?i b ?, y O y (n ry O g o p rt O r yrt ; b y y y y Q r 6 Gtl3j y yq? yy l7 t1 o C1 O ID O ^ ° Cf ° C o ?' fq? r • r I ° m H .3 vi J H U1 ID r Vrq? ° H x ro y N r ?, r° r° n r r o r o r o r O o r r m w PC H n yyy r N rn ' rn to x n F?n" y y yy H c yx m rt N in C r w F-I I-j N b H H ro H 1 Z x ?. 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