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HomeMy WebLinkAbout09-4262IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff V. LARAINE Y UNGER Defendant(s) NO CQ - 4a&2 0;("it- err, COMPLAINT IN CIVIL ACTION Filed on behalf' of: CAPITAL ONE BANK (USA), N.A. Counsel of Record for This Party: Gregg L. Morriss, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_I I Cmplt Cvr Sht P&F File No. 09-1765 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. ) Plaintiff ) NO. V. ) LARAINE Y UNGER ) Defendant(s) ) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. Usted ha sido demandado en cone. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte: de que si usted fall de tomar action Como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamation o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adiciona.l. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT QNCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS L:EGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA, 17013 717-249-31.66 PA_21Notice to Defend P&F File No. 09-1765 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. ) Plaintiff ) V. ) LARAINE Y UNGER ) Defendant(s) ) COMPLAINT IN CIVIL ACTION NO. A9- 4;-4.Z. AND NOW, comes Plaintiff, CAPITAL ONE BANK (USA), N.A., by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: Plaintiff, CAPITAL ONE BANK (USA), N.A., is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is LARAINE Y UNGER, an adult individual, believed to currently reside at 316 FORGE RD BOILING SPRINGS, PA 17007-9772. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4388642653652431, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of August 06, 2008, Defendant(s) owes $14,957.95 on said account plus interest at 0.00 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for this account. PA-05 Civil CmPlt Crdt Crd P&F File No. 09-1765 6. Defendant assented to the correctness of the balance by making payments on the account. 7. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied by continuing to extend credit to Defendant(s). 8. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $14,957.95, plus interest and costs. 9. By making payments andy by failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 10. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA-05 Civil Cmplt Crdt Crd P&F File No. 09-1765 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $14,957.95, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully sub/ >tted: Patenaude & Fe /, A.P.C. Date: April 22, 2009 ureg 79-P7 orris, Esquire 213 VIM Street C A 15106 2 675 PA-05 Civil CMPlt Crdt Crd P&F File No. 09-1765 VERIFICATION The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading, are true and correct to the best of his knowledge, information and belief. Counsel has signed the verification at the request of Plaintiff as a matter of time and convenience. Plaintiff has represented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request by Defendant. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: April 22, 2009 ?jr g L /Morris, Esquire V2. e & Felix, A.P.C. ain Street , PA 15106 (412) 429-7675 PA_01 Arty Verification P&F File No. 09-1765 Q OF , f jA *119.51o PD ATIY e?? --R9 3s ail 0'2 lq(.o Sheriffs Office of Cumberland County R Thomas Kline tr artdrrnirr Sheriff Edward L Schorpp Solicitor Ronny R Anderson _ Jody S Smith Chief Deputy F Civil Process Sergeant Capital One Bank (U.S.A.) N.A. vs. I Case Number Laraine Y. Unger 2009-4262 SHERIFF'S RETURN OF SERVICE 06/27/2009 09:31 AM - William Cline, Deputy Sheriff, who being duly sworn according to law, states that on June 27, 2009 at 0931 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Laraine Y. Unger, by making known unto Yvonne Ruby, Daughter of defendant at 316 Forge Road Boiling Springs, Cumberland County, Pennsylvania 17007 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $33.40 June 29, 2009 SO ANSWERS, R THOMAS oKLINE, SHERIFF 4Deuty Sheriff Cl ra ca {'? 4y ?7 rl t - t" 4? Zi- { ? ?? ?< CAPITAL ONE BANK (USA),N.A. Plaintiff V. LARAINE Y. UNGER, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 09-4262 CIVIL TERM PRAECIPE FOR ENTRY OF APPEARANCE TO THE PROTHONOTARY: Please enter my appearance on behalf of Laraine Y. Unger, the Defendant in this matter: Joseph D. Buckley, Esquire Supreme Court I. D. # 38444 1237 Holly Pike Carlisle, PA 17013 (717) 249-2448 Thank you. Date: July 16, 2009 CERTIFICATE OF SERVICE I, Joseph D. Buckley, Esquire, do hereby verify that I have served a copy of the foregoing Praecipe For Entry Of Appearance upon the persons indicated below, which service satisfies the requirement of the Pennsylvania Rules of Civil Procedure, by depositing a copy of same in the United States mail, first-class postage prepaid as follows: Greg L. Morris, Esquire Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 Date: July 16, 2009 CAPITAL ONE BANK (USA),N.A. IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. LARAINE Y. UNGER, Defendant NO. 09-4262 CIVIL TERM ANSWER AND NOW this 20th day of November comes Defendant, by and through her attorney, Joseph D. Buckley, Esquire, and answers Plaintiff's complaint as follows: 1- 3. Admitted. 4. Admitted in part and denied in part. It is admitted that Defendant is owing to Plaintiff, however it is denied that the amount alleged to be owing is correct. 5. Defendant is unable to answer this averment as she is uncertain as to how or if Plaintiff maintains accurate accountings and accurate books, thus specific proof thereof is hereby demanded. 6. It is denied that Defendant has assented to the correctness of the balance and specific proof thereof is hereby demanded. 7. Admitted in part and denied in part. It is admitted that Defendant has received monthly communications from Plaintiff, however after a reasonable investigation, Defendant is unable to determine whether the amounts of charges were correct, thus specific proof thereof is hereby demanded. 8. Admitted in part and denied in part. It is admitted that Defendant has not made a payment on the balance claimed to be owed, but disputes that the amount claimed to be owed as being the correct amount. 9. This averment is a legal conclusion to which no response is necessary. 10. Admitted in part and denied in part. It is admitted that Defendant has not made a payment on the balance claimed to be owed, but disputes that the amount claimed to be owed as being the correct amount. WHEREFORE, Defendant requests this Honorable Court dismiss Plaintiff's action. Supreme Court I. D. # 38444 1237 Holly Pike Carlisle, PA 17013 (717) 249-2448 VERIFICATION The undersigned, Laraine Y. Unger, hereby certifies that the statements made in the foregoing Petition are true and correct to the best of his knowledge, information and belief. It is understood that statements made herein are subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Date: H &V d araine Y. Unger CERTIFICATE OF SERVICE I, Joseph D. Buckley, Esquire, do hereby verify that I have served a copy of the foregoing Answer upon the persons indicated below, which service satisfies the requirement of the Pennsylvania Rules of Civil Procedure, by depositing a copy of same in the United States mail, first-class postage prepaid as follows: Greg L. Morris, Esquire Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 Date: November 20, 2009 }- - CE OFT ?-'E PP??.- .1;..; OTARY 2Qg9 NOV 20 PM l2*.35 ? e OK--?ft C N o PRAECIPE FOR LISTING CASE FOR ARGUMENT S rn- -v (MUST BE TYPEWRITTEN AND SUBMITTED IN TRIPLICATE) r3 _ o, - ? TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter '` a i xt oz n Argument Court.) y c, ?m ----------------------------------------------------------------------------------------------------------------='---?' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff V. LARAINE Y UNGER Defendant(s) NO. 2009-04262 PRAECIPE FOR ARGUMENT 1) State the matter to be argued (i.e. plaintiffs motion for new trial, defendant's demurrer to complaint, etc.): MOTION FOR SUMMARY JUDGMENT. 2) Identify all counsel who will For Plaintiff. Greg Morris For Defendant: Joseph D. Bu the case: 3) I willl notify all parties in writing within two argument: Gregg Morris. 213E Main Street. Carne>?ie_ PA 4) Argument Court Date: FEBRUARY 18, 2011 Date: January 06, 2011 PA_I58Cu Praecipe Argument Cumberland that this case has been listed for i? i 4 1 INTRUCTIONS: 1. Original and two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) before argument. 2. The moving party shall file and serve their brief 12 days prior to argument. 3. The responding party shall file their brief 5 days prior to argument. 4. If argument is continued new briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) after the case is relisted. A copy of this praecipe has been provided to the following by the moving party: JOSEPH D BUCKLEY, ESQ. 1237 HOLLY PIKE CARLISLE PA 17013 PA_158Cu Praecipe Argument Cumberland P&F File No. 09-1765 I, GREGG MORRIS, attorney for Plaintiff, CAPITAL ONE BANK (USA), N.A., hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Joseph D Buckley, Esq. 1237 Holly Pike Carlisle PA 17013 Date: January 06, 2011 ?a e & Fell' 21 Main Street arnegie, PA 15106 (412) 429-7675 PA-65 Certificate of Service P&F File No 09-1765 d 4 FILED-OFFICE OF THE pROTHONOTAM 31 2011 1 A°, ?. i ? , ; Jig CUMBtR' i%i?' PEEI?'??L`??,?.?? A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff NO. 2009-04262 V. LARAINE Y UNGER Defendant(s) CERTIFICATION OF SERVICE OF PRAECIPE FOR ARGUMENT AND MEMORANDUM OF LAW Filed on behalf of: CAPITAL ONE BANK (USA), N.A. Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA 103A Cert Service P&F File No. 09-1765 , 41 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff V. LARAINE Y UNGER Defendant(s) CERTIFICATION OF SERVICE NO. 2009-04262 I, GREGG MORRIS, attorney for Plaintiff, above named, hereby certify that a true and correct copy of PRAECIPE FOR ARGUMENT AND MEMORANDUM OF LAW was served this date by ordinary mail upon the following: JOSEPH D BUCKLEY, ESQ. 1237 HOLLY PIKE CARLISLE PA 17013 Date: January 06, 2011 PA 103A Cert Service P&F File No. 09-1765 a I, GREGG MORRIS, attorney for Plaintiff, CAPITAL ONE BANK (USA), N.A., hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Joseph D Buckley, Esq. 1237 Holly Pike Carlisle PA 1.7013 Date: January 06, 2011 PA 65 Certificate of Service P&F File No 09-1765