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09-4263
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. V. MARY A FABER Plaintiff Defendant(s) NO. Dq -qZS C11v1 I Terri COMPLAINT IN CIVIL ACTION Filed on behalf of: CAPITAL ONE, BANK (USA), N.A. Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_l I Cmplt Cvr Sht P&F File No. 09-1938 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. ) Plaintiff ) NO. V. ) MARY A FABER ) Defendant(s) ) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la noti:6cacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en ]a demanda o cualquier reclamacion o remedio solicitado por el demandante puede; ser dictado en contra suya por la Corte sin mas aviso adiciona.l. Usted puede perder dinero o propiedad au otros derechos importantes para usted. USTED DEBE LLEVAR. EST1E DOCUMENTO A SU ABOGADO INMEDIATAMENTF. SI USTED NO TIENE UN ABOGADO, LLAME 0 VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA_2INotice to Defend P&F File No. 09-1938 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. ) Plaintiff ) V. ) MARY A FABER ) Defendant(s) ) COMPLAINT IN CIVIL ACTION NO. ©'S- /.z 63 OZ -t -e4, AND NOW, comes Plaintiff, CAPITAL ONE BANK (USA), N.A., by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAU13E & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: Plaintiff, CAPITAL ONE BANK (USA), N.A., is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDI? AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is MARY A FABER, an adult individual, believed to currently reside at 509 BOSTON CT MECHANICSBURG, PA 17050-4605. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 5291071915924573, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of August 07, 2008, Defendant(s) owes $2,879.57 on said account plus interest at 24.90 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for this account. PA 05 Civil Cmplt Crdt Crd P&F File No. 09-1938 6. Defendant assented to the correctness of the balance by making payments on the account. 7. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied by continuing to extend credit to Defendant(s). The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $2,879.57, plus interest and costs. 9. . By making payments andy by failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 10. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA_05 Civil Cmplt Crdt Crd P&F File No. 09-1938 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $2,879.57, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by thekourt. Respectfully s . itted: Patenaude elix, A.P.C. Date: April 23, 2009 ?g L. Morris, Esquire rne . M ain Street gie, PA 15106 12) 429-7675 PA-05 Civil Cmplt Crdt Crd P&F File No. 09-1938 VERIFICATION The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief. Counsel has signed the verification at the request of Plaintiff as a matter of time and convenience. Plaintiff has represented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request by Defendant. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: April 23, 2009 (ire L. orris, Esquire Pa nau & Felix, A.P.C. 2 E. ain Street gie, PA 15106 (412) 429-7675 PA-01 Arty Verification P&F File No. 09-1938 0 i-,C 1q:_ +IS . so Po Ar'I O,y-,w 4v10 7 21* aa7 ? 41 Sheriffs Office of Cumberland County R Thomas Kline Edward L Schorpp Sheriff Solicitor Ronny R Anderson Jody S Smith Chief Deputy Civil Process Sergeant Capital One Bank (U.S.A.) N.A. Case Number vs. Mary A. Faber 2009-4263 SHERIFF'S RETURN OF SERVICE 06/26/2009 04:52 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on June 26, 2009 at 1652 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Mary A. Faber, by making known unto herself personally, defendant at 509 Boston Cour Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $37.00 June 29, 2009 SO ANSWERS, R THOMAS KLINE, SHERIFF Deputy Sheriff _N i ?ITI IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff NO. 2009-04263 V. MARY A FABER Defendant(s) PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf of: CAPITAL ONE BANK (USA), N.A. Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_ 119 Prep DefJg Both P&F File No. 09-1938 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BAND (USA), N.A. Plaintiff V. MARY A FABER Defendant(s) NO. 2009-04263 PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY Please enter a judgment against the defendant, above named, for failure to file an Answer to Plaintiffs complaint. Amount claimed in Complaint $2,879.57 Interest from August 07, 2008 $644.30 Less payments received $0.00 Attorney's fees $0.00 TOTAL $3,523.87 With continuing interest on the principal amount of $3,523.87, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the defendants and defendants' counsel (if known), after the default had occurred and at least ten (10) days prior to the date of the filing of this praecipe. A copy Notice is attached. Patenaud/ & Feli, A.P.C. Date: July 28, 2009 )g L. Mo s, Esquire E. M ' Street ?gie, PA 15106 12) 429-7675 PA_119 Prcp DefJg Both P&F File No. 09-1938 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff V. MARY A FABER Defendant(s) NO. 2009-04263 PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA R C P 1037(b) COMMONWEALTH OF PENNSYLVANIA ) SS. COUNTY OF CUMBERLAND ) Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), MARY A FABER, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by the attacced copy. Patenaude,& Felix, A.P.C. Date: July 28, 2009 Sworn to and subscribed efore me this day of , 2. UL.Morri Esquire 2et C106 ( Notary Public U COMMONWEN- OF PENNSYLVANIA NotaAsl S" Cardyn J. Stewart, Notary PUMIC Camspie Sam, AOe0" COX* My Commission Expires 2011 PA 120 Aff of Non Mil Member, Pennsylvards AssoGeaflon of Notaries P&F File No. 09-1938 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff NO. 2009-04263 V. MARY A FABER Defendant(s) IMPORTANT NOTICE Filed on behalf of: CAPITAL ONE BANK (USA), N.A. Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. 969006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_l 13 10 Day D1 D2 P&F File No. 09-1938 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff NO. 2009-04263 V. MARY A FABER Defendant(s) To: Mary A Faber 509 Boston Ct Mechanicsburg PA 17050- 4605 Date of Notice: July 17, 2009 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle PA 17013 717-249-3166 A.P.C. Date: July 17, 2009 e g L. Mo is, Esquire E. -In Street rnegie, P 15106 12)429_ 675 PA 113 10 Day D1 D2 P&F File No. 09-1938 I, GREGG MORRIS, attorney for Plaintiff, CAPITAL ONE BANK (USA), N.A., hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Mary A Faber 509 Boston Ct Mechanicsburg PA 17050-4605 Date: July 17, 2009 PA_113 10 Day D1 D2 P&F File No. 09-1938 '?Y 2 0 0 9 JL 230 F 11 { :' *14.oo Po aTrl Ct* 4315(o e olavogI ?Okeee, ?? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff NO. 2009-04263 V. MARY A FABER Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of. CAPITAL ONE BANK (USA), N.A. Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_ 123 Ntc Jgmt Both P&F File No. 09-1938 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (USA), N.A. Plaintiff V. MARY A FABER Defendant(s) NO. 2009-04263 NOTICE OF ORDER, DECREE OR JUDGMENT AGAINST MARY A FABER ONLY TO: ( )Plaintiff ( x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on ( ) Decree Nisi in Equity ( ) Final Decree in Equity ( X) Judgment of( ) Confession ( ) Verdict ( ) Court Order ( X) Default ( ) Non-suit ( ) Non-Pros ( ) Arbitration Award ( X) Judgment in the amount of $3,523.87, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ , plus costs. ( ) If not satisfied within sixty (60) days, your motor vehic operator's license will be suspended by the Department of Traaroo atio hono By Deputy If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (412)-429-7675 PA-123 Ntc Jgmt Both P&F File No. 09-1938