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HomeMy WebLinkAbout02-0191 LAW OFFICES IVIARLIN R. N'lcCALEB IN RE: ESTATE OF DAISY B. RESTENBERGER, DECEASED : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : : ORPHANS' COURT DIVISION : : ESTATE NO. 21-02-0191 ANSWER TO PETITION TO AUTHORIZE SEARCH OF RESIDENCE AND NOW comes MICHAEL L. NORRIS, Coroner of Cumberland County, Pennsylvania, Respondent and a party in interest herein, by and through his solicitor, Marlin R. McCaleb, Esquire, and makes the following Answer to the Petition to Authorize Search of Residence, as follows: Admitted. Admitted. o o After reasonable investigation, Respondent is without knowledge or information sufficient to form a belief as to the truth of the averments of Paragraph 3. 4. Respondent is unable to respond to the averments of Paragraph 4 relating to Exhibit "A" for the reason that the copy of the Petition served upon the Respondent, through his solicitor, does not include an Exhibit "A". LAW OFFICES MARLIN R. McCALEB o Respondent is unable to respond to the averments of Paragraph 5 relating to Exhibit "B" for the reason that the copy of the Petition served upon the Respondent, through his solicitor, does not contain an Exhibit "B" 6. Respondent is unable to respond to the averments of Paragraph 6 relating to Exhibit "C" for the reason that the copy of the Petition served upon the Respondent, through his solicitor, does not contain an Exhibit "C" 7. Respondent is unable to respond to the averments of Paragraph 7 for the reasons set forth in Paragraphs 4, 5 and 6, above, the averments of which are incorporated herein and made a part hereof by reference thereto. 8. Admitted that Respondent secured the premises and took possession of the keys thereto. Admitted as to the quoted portion of the statute, which statute speaks for itself. The statute further provides that Respondent is to turn such property over to Decedent's legal representative, which Petitioner is not. The final sentence of Paragraph 8 sets forth a legal conclusion to which no responsive pleading is required. 9. Denied as stated. On or about January 24, 2002, prior to LAW OFFICES I'v1AtRLIN R. McCALEB being contacted by or on behalf of the Petitioner, Respondent and his deputy spent approximately two and one-half (2-1/2) hours in Decedent's residence searching for a Will, including looking in the places described in Paragraph 10 of the Petition, with the results as set forth in the last sentence of Paragraph 9. Subsequent thereto, Petitioner's counsel requested permission to enter Decedent's residence to again search for a Will, which request the Coroner denied because of his search as set forth in the preceding sentence. 10. After reasonable investigation, Respondent is without knowledge or information sufficient to form a belief as to the truth of the averments of Paragraph 10. 11. Admitted. 12. Denied as stated. Respondent agreed to permit Petitioner's counsel to enter Decedent's residence to search for a Will under the conditions as set forth in a letter from Respondent's solicitor to Amy J. Mendelsohn, Esquire, dated February 18, 2002, a copy of which is attached hereto and made a part hereof, marked Exhibit "A", which conditions were initially approved by Petitioner's said counsel, only to be later rejected. LAW OFFICES MARLIN R. McCALEB Admitted. 13. 14. The averments of Paragraph 14 set forth a legal conclusion to which no responsive pleading is required. 15. The averments of Paragraph 15 set forth a legal conclusion to which no responsive pleading is required. 16. The averments of Paragraph 16 do not require a responsive pleading. 17. Admitted as to the first sentence of Paragraph 17. Respondent has no objection to Decedent's nephew being present during such entry into Decedent's residence upon the conditions as set forth in Exhibit "A" attached hereto. Respondent lacks sufficient manpower to be able to provide a representative to accompany Petitioner and the nephew on this search, particularly in view of the averments of Paragraph 9, above, and Respondent therefore believes that the indemnification provisions and other conditions set forth in Exhibit "A" are necessary and important to Respondent's proper protection. Wherefore, Respondent respectfully requests your Honorable Court to permit entry into Decedent's residence only under the LAW OFFICE5 MARLIN R. McCALEB conditions as set forth in Exhibit "A" attached hereto. Respectfully submitted, Marlin R. McCaleb Attorney I.D. No. 06353 219 East Main Street P.O. Box 230 Mechanicsburg, Pennsylvania 17055 (717) 691-7770 FAX: (717) 691-7772 Solicitor for Respondent, Michael L. Norris, Coroner -5- LAW OFFICES MARLIN R. McCALEB VERIFICATION MICHAEL L. NORRIS, Coroner of Cumberland County, Pennsylvania, verifies that the statements made in this Answer to Petition to Authorize Search of Residence are true and correct to the best of his knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S., Section 4904, relating to unsworn falsification. Date: / , 2002 _ Michael L. Norris LAW OFFICES FRAN KEBERGER PLACE 219 eaST MAIN STREET P.O. BOX 230 m ECHANICSSURG, PENNSYLVANIA 7 ! 7 69 1-7770 FAX 69 ~ -7772 February 18, 2002 Amy J. Mendelsohn, Esquire Rhoads & Sinon LLP One South Market Square P. O. Box 1146 Harrisburg, PA 17108-1146 Re: Estate of Daisy B. Restenberger Dear Ms. Mendelsohn: I am replying to your letter of February 14, 2002, directed to me as solicitor for Michael L. Norris, Coroner of Cumberland County, Pennsylvania. As we previously discussed, the Coroner agrees to your entry into the decedent's home at 3020 Market Street, Camp Hill (the "Residence") upon the following conditions: 1. The purpose of the entry is limited to a search of the Residence for the original of the decedent's Last Will and Testament dated August 7, 2000, or any subsequent Will. Nothing except such Will shall be removed from the Residence. 2. This right of entry is granted to you as the decedent's personal counsel during her lifetime and as an officer of the Court. Originally, it was limited to you and another employee of your law firm. At your request, we are expanding the right of entry to include Eric D. Restenberger, decedent's nephew and next of kin, provided that you are responsible for him and his acts and omissions while in the Residence. No other persons are permitted to enter the Residence. 3. You, your employee and Mr. Restenberger will spend no more than four hours in the Residence. This means that you must arrange to obtain the key from the Coroner or his representative at the Coroner's office at 6375 Basehore Road, Mechanicsburg, early enough in the day to permit its return before the close of business that same day. 4. When the key is returned, you will display to the Coroner or his representative any Will that you find in the Residence. EXHIBIT "A" Amy J. Mendelsohn, Esquire February 18, 2002 Page 2 5. You and Mr. Restenberger will indemnify and save harmless the Coroner from and against any and all liability, -actions, claims and demands whatsoever that may result from your exercise of the right entry into the Residence and your acts or omissions while therein or while entering or leaving the same. If these conditions are acceptable to you and to Mr. Restenberger, please indicate your acceptance by signing and dating below. Upon my receipt of a fully executed copy of your acceptance, I will inform the Coroner and you may arrange with his office to obtain the key to the Residence. Very truly yours, Marlin R. McCaleb MRM/eaj CC: Michael L. Norris, Coroner ACCEPTANCE OF CONDITIONS I hereby agree to and accept the foregoing conditions to my right of entry into the Residence and I agree to indemnify and save harmless the Coroner as above provided. Amy J. Mendelsohn Date Eric D. Restenberger Date EXHIBIT "A" LAW OFFICES MARLIN R, M¢CALEB CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of the within Answer to Petition to Authorize Search of Residence was served upon the other parties in interest herein or their attorneys, on /~~ ~ , 2002, by depositing same in the mail at the United States Post Office at Mechanicsburg, Pennsylvania, postage prepaid, properly addressed as follows: Amy J. Mendelsohn, Esquire Attorney for Petitioner One South Market Square P.O. Box 1146 Harrisburg, PA 17108-1146 William F. Hoffmeyer, Esquire Attorney for Eric D. Restenberger Hoffmeyer & Semmelman 30 North George Street York, PA 17401 ~~ Marlin R. McCaleb iN RE: DAISY B. RESTENBERGER iN THE COURT OF COMMON PLEAS ORPHANS' COURT DIVISION CUMBERLAND COUNTY, PENNSYLVANIA NO. 21-2002-0191 RULE WE COMMAND, you that laying aside all business and excuses whatsoever, you be and appear in your proper person before the Honorable Judges of the Court of Common Pleas, Orphans' Court Division at a session of the said Court there to be held, for the County of Cumberland to show cause why THE PETITION TO AUTHORIZE SEARCH OF RESIDENCE SHOULD NOT BE GRANTED. RULE RETURNABLE 10 DAYS. Wimess my hand an official seal of office at Carlisle, Pennsylvania, this 4TH day of MARCH, ~lerk, ~pha~lg~ ~o~rt Division Gl~mbbflltnd County, Carlisle, PA M~>ammission Expires on the 1st Monday January, ESTATE OF DAISY B. RESTENBERGER, Deceased · IN THE COURT OF COMMON PLEAS · CUMBERLAND COUNTY, PENNSYLVANIA · ORPHANS' COURT DIVISION · ORDER AND NOW, this ~P~day of ~, 2002 upon consideration of the foregoing Petition to Authorize Search of Residence filed by Allfirst Trust Company of Pennsylvania, N.A., it is hereby ORDERED and DECREED that the Clerk o£ the Orphans' Court Division, County of Common Pleas of Cumberland County shall issue a Rule to Show Cause why the Petition to Authorize Search of Residence should not be granted. Rule Returnable 10 days. BY THE COURT, 420081.1 ESTATE OF DAISY B. RESTENBERGER, Deceased · IN THE COURT OF COMMON PLEAS · CUMBERLAND COUNTY, PENNSYLVANIA · ORPHANS' COURT DIVISION · No. ORDER AND NOW, this day of ., 2002 upon consideration of the foregoing Petition to Authorize Search of Residence filed by Allfirst Trust Company of Pennsylvania, N.A., it is hereby ORDERED and DECREED that the Cumberland County Coroner shall give Allfirst Trust Company of Pennsylvania, N.A. access to, Allfirst Trust Company of Pennsylvania, N.A. and is hereby authorized to search, the residence of Daisy B. Restenberger, located at 3020 Market Street, Camp Hill, Pennsylvania, for the purpose of locating the original Last Will and Testament of Daisy B. Restenberger dated August 7, 2000. BY THE COURT, Jo -8- Amy J. Mendelsohn, Esquire Attorney ID No. 81084 Rhoads & Sinon LLP One South Market Square P. O. Box 1146 Harrisburg, PA 17108-1146 (717) 233-5731 Attorneys for Petitioner ESTATE OF DAISY B. RESTENBERGER, Deceased · IN THE COURT OF COMMON PLEAS · CUMBERLAND COUNTY, PENNSYLVANIA · ORPHANS' COURT DIVISION · No. PETITION TO AUTHORIZE SEARCH OF RESIDENCE NOW COMES Petitioner, Allfirst Trust Company of Pennsylvania, N.A., by and through its attorneys, Rhoads & Sinon LLP, and files the within Petition to Permit Search of Residence, as follows: 1. Daisy B. Restenberger (the "Decedent") died on January 18, 2002. 2. At the time of her death, the Decedent maintained her residence at 3020 Market Street, Camp Hill, Pennsylvania. Decedent died in her residence. The Cumberland County Coroner took the keys to Decedent's residence and will not give them to Petitioner. 3. The Decedent never married, was survived by no children or issue, and her only next of kin are her nephew, Eric D. Restenberger, of Harrisburg, Pennsylvania and Eric D. 419566.1 Restenberger's minor children. As Decedent has only one adult heir, there is no conflict among the Decedent's heirs. 4. On February 1, 1990, the Decedent executed a Last Will and Testament, a copy of which is attached hereto as Exhibit "A", wherein she appointed Dauphin Deposit Bank and Trust Company, now Allflrst Trust Company of Pennsylvania, N.A., as executor of her Estate and as trustee of any trusts created under her Will. 5. On August 7, 2000, the Decedent executed a Last Will and Testament, revoking all wills and codicils at any time previously made, a copy of which is attached hereto as Exhibit "B". The Decedent's August 7, 2000, Will also names Allfirst Trust Company of Pennsylvania, N.A. as executor. 6. Also on August 7, 2000, the Decedent executed a First Amendment to and Restatement of Agreement of Trust dated September 7, 1982. The Agreement of Trust names Allfirst Trust Company of Pennsylvania, N.A. as sole trustee. A copy of the First Amendment to and Restatement of Agreement of Trust is attached hereto as Exhibit "C". 7. Under Decedent's 2000 Will, which "pours over" to the Restated Trust, as well as her 1990 Will, Decedent's nephew, Eric D. Restenberger is the beneficiary of Decedent's personalty outright, and the residue of Decedent's estate, in trust. 8. Upon the death of the Decedent, the Cumberland County Coroner's Office assumed responsibility over the Decedent's house at 3020 Market Street, Camp Hill, -2- Pennsylvania, pursuant to its alleged authority under 16 Pennsylvania Statute § 1235(a). Section 1235(a) provides that "the coroner shall safely keep in his charge all personal effects and property which appear to have been on or about the person at the time of his death, or being found on any Decedent whose body is received at the county morgue or at any other morgue serving in lieu thereof, and all such effects and property which are delivered to him according to law." This statute does not authorize the Coroner to deny Petitioner access to Decedent's house for the purposes proposed herein. 9. Petitioner, as executor named in both Wills, requested the permission of the Cumberland County Coroner's Office to search Decedent's house in order to locate the Decedent's original Last Will and Testament dated August 7, 2000. The Cumberland County Coroner's Office declined to permit Petitioner to access Decedent's house. Instead, the Coroner conducted its own search of the house. During that search the Coroner located the original Will of the Decedent dated February 1, 1990, and a photocopy of the signed Last Will and Testament of the Decedent dated August 7, 2000, but did not locate the original Last Will and Testament of the Decedent dated August 7, 2000. 10. On Monday, February 4, subsequent to the Coroner's search of the Decedent's house, the Petitioner's attorneys received new information regarding the location of Decedent's August 7, 2000 Will. Eric D. Restenberger and the Decedent's friend, Carol Sales, of Pittsburgh, Pennsylvania, reported that during her lifetime Decedent stated that she planned to hide her original Last Will and Testament dated August 7, 2000 between a mattress and box springs in -3- her house. In addition, the Decedent's friend, Martha Laverty, reported to Petitioner's attorneys that Decedent would hide important documents in various places, such as under a mattress or rolled up in bath towels. 11. Petitioner and Petitioner's counsel contacted the Cumberland County Coroner's Office, reported this new information and requested access to Decedent's house in order to conduct a further search focusing the search on the Decedent's hiding places identified by her friends. 12. The Coroner refused to conduct a further search of Decedent's house or permit a search by anyone else except under burdensome and unreasonable conditions beyond the Coroner's authority under the statute. 13. Decedent's house is currently sealed by the Coroner. Eric D. Restenberger, the only person other than the Decedent holding a key to Decedent's house, turned over the key to the Coroner immediately after the Decedent's death. 14. Petitioner has a duty to locate and probate Decedent's Last Will and Testament and has the right to access the Decedent's house of this purpose. 15. Petitioner cannot probate the Will of Decedent dated February 1, 1990 because loss of the August 7, 2000 does not revive the February 1, 1990 Will. See 20 Pa. C.S. {}2506. Petitioner wishes to avoid wasting this Court's time and resources by pursing probate of the copy -4- of the August 7, 2000 Last Will and Testament, instead of attempting to locate the original August 7, 2000 Last Will and Testament. 16. Accordingly, Petitioner seeks this Court's authorization to search the Decedent's house to locate Decedent's original Last Will and Testament dated August 7, 2000. 17. Petitioner also requests that Eric D. Restenberger be present during the search of Decedent's house. Mr. Restenberger is familiar with Decedent's house, and he is the beneficiary of the Decedent's personal property. Petitioner would agree to being accompanied by a representative of the Cumberland County Coroner's Office during the search if the Court so requires. WHEREFORE, Petitioner respectfully requests that this Honorable Court issue an Order requiring the Cumberland County Coroner to give Petitioner access to Decedent's house and authorizing Petitioner and its counsel to search Decedent's house located at 3020 Market Street, Camp Hill, Pennsylvania for the purpose of locating the original Last Will and Testament of Decedent dated August 7, 2000. RHOADS & SINON LLP Date: 4L/2i /0~ By: ..~ Amy J. 1V~lsohn, Esquire Attorney ID No.: 81084 One South Market Square P.O. Box 1146 Harrisburg, PA 17108-1146 (717) 233-5731 -5- VERIFICATION John O. Campbell, deposes and says, subject to the penalties of 18 Pa. C.S. § 4904 relating to unswom falsification to authorities, that he is a Vice President of Allfirst Trust Company of Pennsylvania, N.A., that he makes this verification by its authority and that the facts set forth in the foregoing Petition to Authorize Search of Residence are tree and correct to the best of his knowledge, information and belief. Date: o/~n O.Campbell -6- CERTIFICATE OF SERVICE I hereby certify that on this a~}''''ri' dayof ~,elct.~.~d, ,2002, atmeandcorrect copy of the foregoing Petition to Authorize Search of Residence was served by means of United States mail, first class, postage prepaid, upon the following: Marlin R. McCaleb, Esquire Solicitor, Cumberland County Coroner's Office 219 E. Main Street P.O. Box 230 Mechanicsburg, PA 17055 William F. Hoffmeyer, Esquire For Eric D. Restenberger Hoffmeyer & Semmelman 30 N. George Street York, PA 17401 Annie M. Winter -7- SHERIFF'S RETURN - REGULAR CASE NO: 2002-00191 0 COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND RESTENBERGER DAISY B ESTATE VS MCCALEB MARLIN R BRIAN BARRICK , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within PETITION was served upon MCCALEB MARLIN R the RESPONDANT , at 1529:00 HOURS, on the 25th day of February , 2002 at CUMBERLAND CO CORONER'S OFFICE 219 E MAIN STREET MECHANICSBURG, PA 17055 MARLIN R MCCALEB a true and attested copy of PETITION by handing to together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18 00 6 9O 00 10 00 00 34 90 Sworn and Subscribed to before me this ql'h~- day of ' / - Cl~kC~5 f'%~~. ~ Court So Answers: R. Thomas Kline RHOADS & SINO~~ By: ~ Deputy Sheriff ESTATE OF DAISY B. RESTENBERGER, Deceased : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION : No. 191 of 2002 PROOF OF SERVICE The Rule to Show Cause dated March 4, 2002, was served by United States mail, first class, postage prepaid, upon the following on March 6, 2002: Marlin R. McCaleb, Esquire Solicitor, Cumberland County Coroner's Office 219 E. Main Street P.O. Box 230 Mechanicsburg, PA 17055 William F. Hoffmeyer, Esquire For Eric D. Restenberger Hoffmeyer & Semmelman LLP 30 N. George Street York, PA 17401 Amy J. h~lsohn 422057.1 fN RE: DAISY B. RESTENBERGER IN THE COURT OF COMMON PLEAS ORPHANS' COURT DIVISION CUMBERLAND COUNTY, PENNSYLVANIA NO. 21-2002-0191 RULE WE COMMAND, you that laying aside all business and excuses whatsoever, you be and appear iu your proper person before the Honorable Judges of the Court of Common Pleas, Orphans' Court Division at a sessiou of the said Court there to be held, for the County of Cumberland to show cause why THE PETITION TO AUTHORIZE SEARCH OF RESIDENCE SHOULD NOT BE GRANTED. RULE RETURNABLE 10 DAYS. Witness my hand an official seal of office at Carlisle, Pennsylvania, this 4TH day of MARCtt, 209_2_.. ~l~rk,AS~hanJ~'Codrt Division t ',// ~m~r~'nd County, Carlisle, PA ( ~Ssion Expires on the 1't Monday ~ J~nn~ry, ~ Thomas A. French, Esquire Attorney I.D. No. 39305 Amy J. Mendei~ohn, Esquire Attorney ID No. 81084 Rhoads & Sinon LLP One South Market Square P. O. Box 1146 Harrisburg, PA 17108-1146 (717) 233-5731 Attorneys for Petitioner IN RE: ESTATE OF DAISY B. RESTENBERGER, Deceased : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION · No. 191 of 2002 PRAECIPE TO THE PROTHONOTARY: Please affix the attached Exhibits "A", "B" and "C" to the Petition to Authorize Search of Residence, which was filed in this matter on February 21, 2002. Respectfully Submitted. RHOADS & SINON LLP Date: ~3 18~/02. By: rench, Esquire Attorney ID No.: 39305 Amy J. Mendelsohn, Esquire Attorney ID No.: 81084 One South Market Square P.O. Box 1146 Harrisburg, PA 17108-1146 (717) 233-5731 422302.1 FILE'CO'P¥ ' ,I, DAISY B. RESTENBERGER,'of the Borough of Camp Hill, CUmBerland County, Pennsylvania, make this my will, hereby FILF." COPY " ,I, DAISY B. RESTENBERGER,'of the Borough of Camp Hill, cumberland County, Pennsylvania, make this my will, hereby revoking all prior wills and codicils. FIRST: The expenses of my last illness and funeral shall be paid out of my estate. SECOND: I give all my automobiles and articles of personal and household use, equipment and ornament, and all insurance thereon, to such of my brother, Thomas B. Restenberger, and my nephew, Eric D. Restenberger, as survive me, ~ substantially equal shares. THIRD: I give the sum of Five Hundred Dollars ($500) to Freeland Cemetery Association, Freeland, Pennsylvania. FOURTH: A. I give the sum of One Hundred Thousand Dollars ($100,000) to my brother, Thomas B. Restenberger, if he survives me. B. I give the sum of Twenty-Five Thousand Dollars ($25,000) to my nephew, Eric D. Restenberger, if he survives me. C. I give the sum of Five Thousand Dollars ($5,000) to Carol K. Sales, of Camp Hill, Pennsylvania, if she survives me. D. I give the sum of Five Thousand Dollars ($5,000) to Trinity Lutheran Church, Camp Hill, Pennsylvania. FIFTH: I give all the rest of my estate to my trustee hereinafter named, in trust as follows~ A. The trustee ~hall pay from the ~et income tie sum of Two Thousand Dollars ($2,000) per month or one- half the net income, whichever is greater, to my brother, Thomas, in monthly installments for each month in which he is living on the first day of that month, starting with the month following my death and ending with the month of his death. To the extent the income is insufficient for such payments they shall be made from principal. B. The trustee shall pay the balance of the net income, if any, to my nephew, Eric, and, following the death of my brother, Thomas, the trustee shall pay to Eric all of the net income. If at any time during my brother's lifetime my nephew is deceased, all of the net income shall be paid to my brother. C. The trustee shall have the sole and absolute discretion to distribute principal to either one or both of my brother and my nephew, to provide for the beneficiary's education and support and maintenance in health and reasonable comfort, including without limitation the expenses of a nursing home, nursing care or other expenses of invalidism. D. Upon the death of the survivor of my brother, my nephew and me, the trust shall terminate and, subject to the provisions of Item NINTH hereof, the trustee shall distribute the remaining principal in equal shares to the children of my nephew then living, and, per stirpes, to the then living issue of children of my nephew then deceased. -2- E. If at any time there is no living . beneficiary receiving or entitled to receive the income or principal in accordance with the foregoing provisions, the trustee shall transfer the remaining principal in equal shares to the Institute for Cancer Research, Fox Chase, Philadelphia, Pennsylvania, and The Salvation Army, Eastern Pennsylvania and Delaware Division, 701 North Broad Stret, Philadelphia, Pennsylvania 19123. SIXTH: If at the time of my death I am the owner of premises 3020 Market Street, Camp Hill, Pennsylvania, and if my brother, Thomas, is living, he shall have the right to occupy his apartment in said premises rent-free for such time as he may desire. All costs of maintaining the said premises, including but not limited to real estate taxes, water and sewer rents, insurance premiums and costs of repairs, shall be charged to the principal or income, or to both, of my estate or the trust of my residuary estate, as my executor and trustee shall in its sole and absolute discretion determine. So long as my brother is occupying his apartment in said premises, the property shall not be sold without his written consent provided he is able to give such consent. SEVENTH: I make the following provisions pertaining to generation-skipping transfers: A. My executor may allocate any part of my generation-skipping tax exemption which I have not irrevocably -3- utilized during my lifetime in such manner as my executor ,shall · det'ermi~e. B. My executor may elect not to have the deemed allocation provisions of Section 2632(b) of the Internal Revenue Code apply to transfers made by me during my lifetime. C. To the extent that the allocation of any generation-skipping tax exemption would not result in a particular trust being completely exempt from the generation- skipping tax, the trustee may separate such trust into two trusts, one of which is exempt from and one of which is fully subject to the generation-skipping tax. In the case of a trust which has not received assets at the time the exemption is allocated, the separation shall occur prior to any funding of the trust. A trust which is completely exempt from the generation- skipping tax shall be referred to as an "exempt trust" and a trust which is subject in any part to the generation-skipping tax shall be referred to as a "non-exempt trust". D. In making any distributions hereunder for the various beneficiaries my fiduciaries may allocate among such distributions assets which are exempt from generation-skipping tax equally or pro rata or on such other basis as they shall in their sole and absolute discretion determine, taking into account possible needs of beneficiaries for distributions of principal, possible appreciation in the -4- value of trust assets during the lifetimes of the benefici~ries~ or ~uch'other factors as the fiduciaries consider significant. E. No power to expend principal of an exempt trust for a beneficiary who is a "non-skip person" as defined in Section 2613(b) of the Internal Revenue Code may be exercised by the trustee so long as there is any principal held in a non-exempt trust and in which the trustee has a similar power to expend principal for such beneficiary. EIGHTH: Income of any trust hereunder accrued but not on hand at the death of an income beneficiary shall not be distributed to the estate of the beneficiary but shall be distributed to the succeeding income or principal beneficiary or beneficiaries. NINTH: Any principal or income to which a child or other issue of my nephew, Eric, under the age of twenty-five years becomes entitled absolutely under the foregoing provisions may nevertheless be retained by the trustee in trust for the beneficiary until the beneficiary attains the age of twenty-five years and income may be accumulated and invested in accordance with the investment powers given my fiduciaries. The trustee may apply such part or all or none of the income and principal as the trustee may determine for the education, support and welfare of the beneficiary, by the payment of bills therefor, or by direct payment to the beneficiary, or by payment to any person selected by the trustee to disburse such funds, whose receipt shall be a complete discharge of the trustee therefor. If the trustee -5- deter?ines that it is impractical to adm~inister a share hereunder, the trustee may, in discharge of all duty hereunder deposit it in an interest-bearing account in the name of the beneficiary, with or without restrictions on withdrawal prior to age twenty-five, as the trustee shall deem appropriate or may pay the share to the parent or other person having custody of the beneficiary. All funds not paid to or applied for the beneficiary in accordance with the foregoing provisions shall be paid to the beneficiary at age twenty-five or to the beneficiary,s personal representative in the event of the beneficiary,s death prior to age twenty-five. TENTH: All estate, inheritance and other death taxes and any interest and penalties thereon imposed by reason of my death on property, whether passing under my will or not, and all generation-skipping tax and any interest and penalties thereon imposed by reason of my death on property passing under my will, shall be paid out of the principal of my residuary estate, without apportionment or reimbursement. ELEVENTH: I give my executor and trustee the following powers during the administration and until the completion of distribution of my estate and any trusts created, in addition to any powers given them by law, which they may exercise in their sole discretion and without court approval: A. To retain and invest in all forms of real and personal property, including stock and common trust funds of any corporate fiduciary or of any holding company -6- controlling the corporate fiduciary., wit~hout restriction t~ investme'nts authorized by law. B. To join in any merger, consolidation, reorganization, voting trust plan or similar action, and to delegate discretionary powers or duties with respect thereto. C. To sell at public or private sale for cash or credit, to exchange, or to lease for any period of time, any real or personal property, to give options for sales, exchanges or leases and to allocate premiums from the sale of options to income or principal. D. To borrow money from anyone, including a fiduciary hereunder, and to mortgage or pledge any assets as security therefor. E. To compromise or settle claims without obtaining the consent of any beneficiary. F. To make distribution in kind and to cause any share to be composed of cash, property or undivided fractional shares in property different in kind from any other share, giving consideration to such extent as my fiduciaries determine to the federal income tax basis of such property. G. To apply any payment of income or principal to which an individual beneficiary is entitled hereunder directly for the benefit of the beneficiary or to pay it to such person as my fiduciaries select to disburse it for the benefit of the beneficiary. The receipt of the person so -7- sele=ted ~hall be a complete therefor. discharge ~f my fiduciaries H. To repair and maintain any real or personal property and to charge the expense to income or principal. I. To apply to income or principal any corporate distribution which is described or designated by the corporation as a stock dividend or as a distribution which may be received either in cash or in shares of the corporation at the option of the holder. J. To make any election permitted by the Internal Revenue Code with respect to the date for valuing the assets of my estate, with respect to claiming administration and medical expenses as income or estate tax deductions and with respect to any other income, estate or gift tax option, without making any compensating adjustments between principal and income and between beneficiaries or trusts in consequence of such elections. TWELFTH= Wherever the trustee has discretion to determine whether or to what extent principal or income shall be distributed to or used for the benefit of a beneficiary, the trustee may but need not necessarily consider the resources and sources of funds available to such beneficiary. THIRTEENTH: A. I appoint~=.~n Dc~c_~i~ Bank, Harrisburg, Pennsylvania, executor and trustee. -8- B. The corporate fiduciary sha%l receive compensation for the performance of its services under my will in accordance with its schedule of fees in effect from time to time during the period in which its services are performed. C. No executor or trustee serving hereunder shall be required to enter bond or other security in any Jurisdiction. IN WITNESS ..W~.EREOF, I have set my hand and seal unto this my last will, containing nine (9) pages. SIGNED, SEALED, PUBL presence of ~w~h~=~ he~.r~quest, in her~~_n_'_~n t~e hereunto subo~_V=~uer, all being present -E r~="ue' and in the o~meu our names as witnessesTu une same time, have Name Address -9- We, DAISY , , the testatrix and the witnesses respectively, whose names are signed to the attached or foregoing instrument, being first duly SWOrn, do hereby declare to the undersigned authority that the testatrix executed the instrument as her last will that she exeCuted it willingly, that she executed it ' as her free and voluntary act for the purposes therein expressed, and that each of the witness the presence and hearing of the testatrix. ~.._~ ~ es, in witness and that to the best · -~..=u ~ne wi of their knowl~ .... 11 as at that time eighteen years of age or older~ =ne testatrix was under no constraint or undue influence. ' SOund mind and itness Subscribed, Sworn to and acknowledged before me by B. RESTENBERGER, the testatrix, and DAISY be fo ~ ,r?~e by _~i~_..,.~,_ ~__.~ .~. ;ubsc~ib?d ~n~_ sworn ~o day of n~ ~ ~ .~ ~~~. LAST WILL AND TESTAMENT OF DAISY B. RESTENBERGER I, DAISY B. RESTENBERGER, of Camp Hill, Cumberland County, Pennsylvania, being of sound and disposing mind and memory, do make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and Codicils by me at any time previously made. 1. TANGIBLE PERSONAL PROPERTY. I give and bequeath all of my household furniture and furnishings, automobiles, other motor vehicles, books, pictures, jewelry, china, crystal, appliances, silverware, wearing apparel, articles of household or personal use or adornment, collections, artwork, together with all policies of insurance thereon, to my nephew, ERIC D. RESTENBERGER, of Harrisburg, Pennsylvania, if he survives me. If ERIC D. RESTENBERGER does not survive me, such articles shall be sold and the proceeds thereof shall pass as a part of my residuary estate. Page 1 of 7 351217.1 2. RESIDUE. I give, devise and bequeath all the rest and residue of my property, real, personal and mixed, not disposed of in the preceding portions of this Will, including all property over which I hold a power of appointment (which powers of appointment I hereby exercise in favor of my estate), to the then trustee of "The Daisy B. Restenberger Revocable Trust" created by a trust agreement dated September 7, 1982, and amended and restated as of the same date as this Will, between me as Settlor and Co-Trustee, and Allfirst Trust Company of Pennsylvania, N.A., as Co-Trustee. 3. SPENDTHRIFT PROVISION. No interest in income or principal of my estate shall be subject to attachment, levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy of any beneficiary of. my estate or of any trust created hereunder prior to the beneficiary's actual receipt thereof. My Executor shall pay over the net income and the principal to the beneficiaries herein designated, as their interests may appear, without regard to any attempted anticipation (except as may be specifically provided herein), pledging or assignment by any beneficiary of my estate and without regard to Page 2 of 7 any claim thereto or attempted levy, attachment, seizure or other process against said beneficiary. 4. SURVIVAL'PRESUMPTIONS. Any person, who shall have died at the same time as I or under such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased me. 5. FIDUCIARY POWERS. In the settlement of my estate, my Executor shall possess, among others, the following powers, exercisable without prior court approval, but in all cases to be exercised for the best interests of the beneficiaries: (a) To retain any investments I may have at my death so long as my Executor may deem it advisable to my estate so to do, including securities owned, issued or underwritten by any corporate Executor or any of its affiliates. (b) To vary investments, when deemed desirable by my Executor, and to invest in every kind of property and type of investment, including securities owned, issued or underwritten by any corporate Executor or any of its affiliates, or as to which my corporate Executor or any of its affiliates are investment advisors, as my Executor shall deem wise. (c) In order to effect a division of the principal of my estate or for any other purpose, including any final distribution of my estate, my Executor is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind. If such division or distribution is made in kind, said assets shall be divided or distributed at their respective values on the date or dates of their division Page 3 of 7 or distribution. In making any division or distribution in kind, my Executor shall divide or distribute said assets in a manner which will fairly allocate any unrealized appreciation among the beneficiaries. (d) To sell either at public or private sale and upon such terms and conditions as my Executor may deem advantageous to my estate, any or all real or personal estate or interest therein owned by my estate severally or in conjunction with other persons or acquired after my death by my Executor, and to consummate said sale or sales by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, free and clear of all trust and without obligation or liability of the purchaser or purchasers to see to the application of the purchase money or to make inquiry into the validity of said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignments, options or other writings which may be necessary or desirable in carrying out any of the powers conferred upon my Executor in this paragraph or elsewhere in this Will. (e) To mortgage real estate and to make leases of real estate for any term. (f) To borrow money from any party, including my Executor, to pay indebtedness of mine or of my estate, expenses of administration, Death Taxes or other taxes. (g) To pay all costs, expenses, legally enforceable debts, funeral expenses and charges in connection with the administration of my estate. (h) To vote any shares of stock that form a part of my estate and to otherwise exercise all the powers incident to the ownership of such stock and to actively manage and operate any incorporated or unincorporated business, including any joint ventures and partnerships, and to incorporate any such unincorporated business, with all the rights and powers of any owner thereof. Page 4 of 7 (i) In the discretion of my Executor, to unite with other owners of similar property in carrying out any plans for the reorganization of any corporation or company whose securities form a part of my estate. (j) To assign to and hold in my estate an undivided portion of any asset. (k) To hold investments in the name of a nominee. (1) To compromise controversies. (m) To disclaim, in whole or in part, any and all interests in property owned by me at the time of my death, including those passing to me by Will, intestacy, contract, joint ownership, operation of law or otherwise. (n) To designate one or more persons or a corporation to act as ancillary fiduciary in any jurisdiction in which ancillary administration may be necessary, such ancillary fiduciary to serve without bond or security and to have all powers, authorities and discretions conferred hereunder. (o) To employ and compensate from income or principal, in the discretion of my Executor, investment and legal counsel, accountants, brokers and other specialists, and, whenever there shall be no corporate Executor in office, a corporate custodian, and to delegate to investment counsel discretion with respect to the investment and reinvestment of any or all of the assets held hereunder. 6. TAX CLAUSE. Ail inheritance, estate and similar taxes becoming due by reason of my death ("Death Taxes"), whether such Death Taxes shall be payable by my estate or by any recipient of any property, shall be paid by my Executor out of the property Page 5 of 7 passing under ITEM 2 of this Will as an expense and cost of administration of my estate and allocated as provided in the Trust referenced in ITEM 2. My Executor shall have no duty or obligation to obtain reimbursement for any Death Taxes paid by my Executor, even though paid with respect to proceeds of insurance or other property not passing under this Will. 7. CUSTODIAN OF ESTATES. If at any time any individual under the age of twenty-one shall be entitled to receive any assets free of trust by reason of my death, whether payable hereunder, by operation of law, contract or otherwise, I appoint my Executor as Custodian for such individual under the Pennsylvania Uniform Transfers to Minors Act. 8. EXECUTOR APPOINTMENT. I hereby appoint ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., with offices in Harrisburg, Pennsylvania, as Executor of this Will. All references in this Will to my "Executor" shall refer to my originally named Executor or to any successor Executor, as the case may be. 9. WAIVER OF BOND; FIDUCIARY FEES. Any Custodian or Executor shall qualify and serve without the duty or obligation of filing any bond or other security. Any corporate fiduciary shall be entitled to compensation for services in accordance with the Page 6 of 7 standard schedule of fees in effect when the services are rendered. IN WITNESS WHEREOF, I have set my hand and seal to this, my Last Will and Testament, consisting of this and the preceding six (6) pages, this ? f~ day of ~_~~ , 2000. 'baisy/'Rest~nberger/ We, the undersigned, hereby certify that the foregoing Will was signed, sealed, published and declared by the above-named Testatrix as and for her Last Will and Testament, in the presence of us, who, at her request and in her presence and in the presence of each other, have hereunto set our hands and seals the day and year above written, and we certify that at the time of the execution thereof, the said Testatrix was of sound and disposing mind and memory. . (SEAL) (SEAL) Residing at: Residing at: Page 7 of 7 COMMONWEALTH OF PENNSYLVANIA : .~ : SS: COUNTY OF f'"/-".-/~.~.~ : ~ ' .~~.~_$. , the Testatrix ~d the Witnesses, r~pectively, whose names are signed.to the foregoing instrument, having been sworn, do hereby declare to the undersigned officer that the Testatrix, in the presence of the Witnesses, signed said instrument as her Last Will and Testament, that she signed voluntarily, that each of the Witnesses, in the presence of the Testatrix and of each other, signed said Will as a Witness and that to the best of the knowledge of each Witness, the Testatrix was at the time of sound mind and under no constraint or undue influence. Wi~s ness Subscribed and acknowledged before me by Daisy B. Restenberger, the Testatrix, and subscribed and s~worn to before me,by .~.~/c.~..~-/_,~-~/D~_ .and ~~~__~~_~, the Wit~sses, on this ~ d~ of ~,~ , 2000. ary Public Commission Expires: ( SEAL ) Notariai Seal Yvonne R. Durham, Notary Public Harrisburg, Dauphin County My Commission Expires Aug. 20, 2001 Member. Pennsylvania Association of Notaries FIRST AMENDMENT TO AND RESTATEMENT OF AGREEMENT OF TRUST DATED SEPTEMBER 7, 1982, BY DAISY B. RESTENBERGER, SETTLOR AND CO-TRUSTEE, DAUPHIN DEPOSIT BANK, NOW ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., CO-TRUSTEE "The Daisy B. Restenberger Revocable Trust" THIS FIRST AMENDMENT TO AND RESTATEMENT OF AGREEMENT OF TRUST ("First Amendment") is made and entered into by and between DAISY B. RESTENBERGER, of Camp Hill, Cumberland County, Pennsylvania, the settlor (the "Settlor"), and ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., successor to Dauphin Deposit Bank, with offices located in Harrisburg, Dauphin County, Pennsylvania and DAISY B. RESTENBERGER, co-trustees (collectively, the "Trustee"). WITNESSETH: WHEREAS, on September 7, 1982, Daisy B. Restenberger, as Settlor and Co- Trustee, and Dauphin Deposit Bank, as Co-Trustee, entered into an Agreement of Trust (the "Trust Agreemem"); WHEREAS, in ARTICLE II of the Trust Agreement, the Settlor reserved the right to amend any or all provisions of the Trust Agreement; 353147.1 WHEREAS, the Settlor desires to amend and completely restate the Trust Agreement which is the purpose of this First Amendment. NOW, THEREFORE, for and in consideration of their mutual covenants and promises, the parties agree as follows: ARTICLE I Revocation and Restatement The Settlor hereby revokes ARTICLES I through VII of the Trust Agreement in their entirety and replaces them with the following provisions, which provisions are acceptable to the Trustee. ARTICLE II Trust Assets The Settlor, or any other party or person, may from time to time make policies of insurance on Settlor's life, individual retirement account benefits, and/or qualified or non- qualified retirement plan benefits payable to the Trustee, or may transfer other assets to the Trustee, subject to the terms of this Agreement, by inter vivos grant or by Will. The trust assets shall include the existing trust assets, the proceeds of any insurance policies payable to the Trustee (collectively hereinafter called the "Policies"), and all such other benefits or later added -2- assets (collectively the "Trust Assets"), which shall be held, administered, distributed and governed by the Trustee, IN TRUST NEVERTHELESS, in accordance with the provisions of this Agreement and any amendments hereto. ARTICLE lB During the Settlor's Lifetime During the Settlor's lifetime, the Trustee shall: (A) Have, hold, manage, invest and reinvest the Trust Assets, collect the income and pay over the net income to the Settlor during the Settlor's lifetime as the Settlor may from time to time request. In addition, the Trustee shall pay such portion or all of the principal of the Trust Assets to the Settlor as the Settlor may from time to time request. Any income not distributed to the Settlor during the calendar year shall be added to Trust principal. 03) Pay and use such portion or all of the income and principal of the Trust Assets as the Trustee, in the Trustee's sole discretion, from time to time shall deem necessary to provide for the proper maintenance, support, medical, hospital, nursing or nursing home care of the Settlor. (C) In the Trustee's sole discretion, pay either from the principal or income of the Trust Assets any outstanding bills or obligations owing by the Settlor. (D) Whenever aha as often as, in the sole judgment of the Trustee, the Settlor, to whom payments of income and principal are herein directed to be made, shall be unable to act, or shall lack ability or shall otherwise be unable to apply such payments to the Settlor's own best interest and advantage, the Trustee, in the Trustee's sole discretion, may make all or any portion of such payments in any one or more of the following ways: (1) directly to the Settlor; -3- (2) (3) to the legal guardian or duly authorized attorney-in- fact or agent of the Settlor; or by the Trustee expending the same for the benefit of the Settlor. ARTICLE IV Upon the Settlor's Death Upon the death of the Settlor during the existence of this Trust, the Trustee shall divide and distribute the Trust Assets as follows: (A) The Trustee shall pay the following specific bequests from the principal held hereunder: (1) (2) (3) (4) The sum of Five Hundred Dollars ($500) to FREELAND CEMETERY ASSOCIATION, Freeland, Pennsylvania. The sum of Twenty-five Thousand Dollars ($25,000) to Settlor's nephew, ERIC D. RESTENBERGER (the "Settlor's Nephew), if he survives Settlor. The sum of Five Thousand Dollars ($5,000) to Settlor's friend, CAROL K. SALES, of Camp Hill, Pennsylvania, if she survives Settlor. The sum of Five Thousand Dollars ($5,000) to TRINITY LUTHERAN CHURCH, Camp Hill, Pennsylvania. (B) The Trustee shall place in Trust A (also herein referred to as the "GST Exempt Trust") that amount of the principal, if any, that has a value equal to the amount of the Settlor's available generation skipping transfer tax exemption ("GST Exemption"), IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with the provisions of ARTICLE V hereof. For purposes of this ARTICLE, Settlor's "available generation skipping tax exemption" means an amount equal to the generation skipping transfer tax exemption provided in Section 2631 (a) of the Internal Revenue Code of 1986, as amended, that has not been allocated by the Settlor or the Executor of Settlor's estate to any other transfer by the Settlor during her lifetime, following her death or otherwise. (C) The Trustee shall place in Trust B (also herein referred to as the "GST Non-Exempt Trust") such of the Trust Assets as shall not have been distributed pursuant to the preceding paragraphs (A) and (B), IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with the provisions of ARTICLE VI hereof. ARTICLE V Trust A (The GST Exempt Tins0 The Trustee shall have, hold, manage, invest and reinvest the assets of Trust A, collect the income and (A) If the Settlor's Nephew, ERIC D. RESTENBERGER, survives the Settlor, then beginning at the Settlor's death, the Trustee shall pay over the net income of Trust A to the Settlor's Nephew during the Settlor's Nephew's lifetime in quarterly installments and pay such portions of the principal as, in the sole discretion of the Trustee, shall be necessary for the Settlor's Nephew's maintenance, support, medical and nursing care, taking into consideration any other means readily available for such purposes. The Trustee shall also pay such portions of the principal of Trust A as, in the sole discretion of the Trustee, shall be necessary for the education, including college and graduate education, of the Settlor's Nephew's children, taking into consideration any other means readily available for such purposes. None of the principal of the GST Exempt Trust shall be expended for Settlor's Nephew until after the principal of the GST Non- Exempt Trust is completely exhausted. (B) If the Settlor's Nephew survives the Settlor, then the Settlor's Nephew may by Will making specific reference to this power appoint all or any portion of the assets of Trust A to or for the benefit of such one or more of the Settlor's Nephew's issue, in such amounts and proportions, and in such lawful interest or estates, whether absolutely or in trust, as Settlor's Nephew may appoint -5- by such Will; provided, however, that no appointment shall directly or indirectly benefit Settlor's Nephew, Settlor's Nephew's creditors or the creditors of the Settlor's Nephew's estate. (C) Upon the death of the survivor of the Settlor and the Settlor's Nephew, the Trustee shall distribute the then remaining principal of Trust A not appointed by Settlor's Nephew under paragraph (B) to the Settlor's Nephew's issue then living, per stirpes; provided, however, that if any distribution under this paragraph (C) is to a child of the Settlor's Nephew who has not attained the age of thirty-five years, such child's share shall be retained by the Trustee as a separate trust estate, IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with ARTICLE VII for the benefit of such child (the "Retention Trust"). If the Settlor's Nephew has no issue living at the death of the survivor of the Settlor and the Settlor's Nephew, then the remaining principal of the GST Exempt Trust shall be distributed pursuant to ARTICLE VIII hereof. ARTICLE VI Trust B The GST Non-Exempt Trust The Trustee shall have, hold, manage, invest and reinvest the assets of Trust B, collect the income and (A) If the Settlor's Nephew, ERIC D. RESTENBERGER, survives the Settlor, then beginning at the Settlor's death, the Trustee shall pay over the net income of Trust B to the Settlor's Nephew during such Settlor's Nephew's lifetime in quarterly installments and such portions of the principal as, in the sole discretion of the Trustee, shall be necessary for the Settlor's Nephew's maintenance, support, medical and nursing care, taking into consideration any other means readily available for such purposes. (B) If the Settlor's Nephew survives the Settlor, then the Settlor's Nephew may by Will making specific reference to this power appoint all or any portion of the assets of Trust B to or for the benefit of such one or more persons, corporations, creditors or to the Settlor's Nephew's estate, in such amoums and proportions, and in such lawful interests or estates, whether absolutely or in trust, as the Settlor's Nephew may appoint by such Will. -6- (C) Upon the death of the survivor of the Settlor and the Settlor's Nephew, the Trustee shall distribute the then remaining principal of Trust B not appointed by Settlor's Nephew under paragraph (B), to the Settlor's Nephew's issue then living, per stirpes; provided, however, that if any distribution under this paragraph (C) is to a child of the Settlor's Nephew who has not attained the age of thirty-five years, such child's share shall be retained by the Trustee as a separate trust estate, IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with ARTICLE VII for the benefit of such child (the "Retention Trust"). If the Settlor's Nephew has no issue living at the death of the survivor of the Settlor and the Settlor's Nephew, then the remaining principal of the GST Non-Exempt Trust shall be distributed pursuant to ARTICLE VIII hereof. ARTICLE VII The Retention Trust The Trustee shall have, hold, manage, invest and reinvest the assets of the Retention Trust, collect the income and (A) Until the beneficiary of the Retention Trust (the "Beneficiary") shall have attained the age of twenty-one years, my Trustee shall from time to time pay to or for the benefit of the Beneficiary such amounts of the net income and principal of the Retention Trust as, in the sole discretion of my Trustee, shall be necessary for the Beneficiary's maintenance, support, medical and nursing care and education, including college and graduate education, taking into consideration any other means readily available for such purposes. At the end of each year any unexpended income shall be added to the principal of the Retention Trust. (B) After the Beneficiary shall have attained the age of twenty-one years, my Trustee shall thereafter pay to the Beneficiary the net income derived from the Retention Trust in installments not less frequently than quarterly and such amounts of the principal as, in the sole discretion of my Trustee, shall be necessary for the Beneficiary's maintenance, support, medical and nursing care and education, including college and graduate education, taking into consideration any other means readily available for such purposes. -7- (C) If at the time of the creation of the Retemion Trust the Beneficiary shall have then attained the age set forth below or if the Beneficiary shall thereafter attain that age, upon receipt by the Trustee of a written request from the Beneficiary, the Trustee shall distribute outright to the Beneficiary the fractional portion of the then remaining principal of the Retention Trust set forth below: Age Fractional Shar._____.__~e Twenty-five years Thirty years Thirty-five years One-third One-half Balance then remaining (D) The Beneficiary may by Will making specific reference to this power appoint all or any portion of the assets of the Retention Trust to or for the benefit of such one or more the Beneficiary's issue or any issue of the Settlor's Nephew or any other person, or the Beneficiary's estate, in such amounts and proportions, and in such lawful interest or estates, whether absolutely or in trust, as the Beneficiary may appoint by such Will. (E) If a Beneficiary shall die before final distribution of the assets of the Retention Trust is made, the then remaining principal and any undistributed income of the Retention Trust not appointed under paragraph (C) shall be distributed to the Beneficiary's issue then living, per stirpes. If the Beneficiary has no issue then living, then to the Settlor's Nephew's issue then living, per stirpes; provided, however, that if any such Beneficiary is then a Beneficiary of a Retention Trust hereunder, the share of such Beneficiary shall be added to the principal of such Retention Trust as if an integral part thereof, to be held, administered and disposed of in accordance with the terms thereof. If none of the Settlor's Nephew's issue is living at the termination of the Retention Trust, then the remaining assets of the Retention Trust shall be distributed in accordance with ARTICLE VIII hereof. -8- ARTICLE VIII Contingent Distribution If the Senior's Nephew and all of the Senior's Nephew's issue are deceased at the time for the distribution of any trust estate hereunder following the Settlor's death, the Trustee shall distribute any assets passing under this ARTICLE in two equal shares, one share to the FOX CHASE CANCER CENTER, Philadelphia, Pennsylvania, and one share to THE SALVATION ARMY, Harrisburg Corp, Harrisburg, Pennsylvania. ARTICLE IX Perpetuities Provision Nothing herein is intended to, nor shall it be construed to, postpone the vesting of any part of the assets of this trust or of any separate trust estate created hereunder for more than twenty-one years after the death of the survivor of the Settlor, the Settlor's Nephew and the Settlor's Nephew's issue living at the Settlor's death. At the expiration of such period the assets of this trust and all of the separate trust estates hereunder shall immediately vest in fee simple absolute in and be distributed outright to the person or persons then entitled to receive the income therefrom, whether in the Trustee's discretion or otherwise. -9- ARTICLE X Spendthrift Provision No part of the income or principal of the property held under any trust created hereunder shall be subject to attachment, levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy of any beneficiary prior to his or her actual receipt thereof. The Trustee shall pay over the net income and the principal to the parties herein designated, as their interests may appear, without regard to any attempted anticipation (except as specifically provided herein), pledging or assignment by any beneficiary under any trust created hereunder, and without regard to any claim thereto or attempted levy, attachment, seizure or other process against said beneficiary. ARTICLE XI Trustee Powers During the continuance of any trust created hereunder, the Trustee shall possess, among others, the following powers, exercisable without court approval, but in all cases to be exercised for the best interests of the beneficiaries: (A) To retain any investments so long as the Trustee may deem it advisable so to do, including securities owned, issued or underwritten by any corporate Trustee or any of its affiliates. (B) To vary investments, when deemed desirable by the Trustee, and to invest in every kind of property and type of investment, including securities owned, issued or underwritten by any corporate Trustee or any of its affiliates, or -10- as to which such Trustee or its affiliate acts as investment advisor, as the Trustee shall deem wise. (C) To exercise any outstanding stock option in effect at the Settlor's death, and to borrow any necessary funds from any person or institution, including the Trustee, to mortgage or pledge any or all real or personal property as the Trustee in the Trustee's sole discretion shall choose without regard for the dispositive provisions of this Agreement. (D) In order to affect a division of the principal of any trust or for any other purpose, including the final distribution of any trust, the Trustee is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind. If such division or distribution is made in kind, said assets shall be divided or distributed at their respective values on the date or dates of their division or distribution. In making any division or distribution in kind, the Trustee shall divide and distribute said assets in a manner that will fairly allocate any unrealized appreciation among the beneficiaries. (E) To sell either at public or private sale and upon such terms and conditions as the Trustee may deem advantageous to any trust, any or all real or personal estate or interest therein owned by any trust severally or in conjunction with other persons or acquired by the Trustee (including selling "short" any right, privilege, option or asset), and to consummate said sale or sales by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, free and clear of all trust and without obligation or liability of the purchaser or purchasers to see to the application of the purchase money or to make inquiry into the validity of said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignments, options or other writings which may be necessary or desirable in carrying out any of the powers conferred upon the Trustee in this paragraph or elsewhere in this Agreement. (F) To make leases of real estate for any tenn. (G) To borrow money from any party, including the Trustee, to pay an indebtedness of the Settlor or of the Settlor's estate or trust, expenses of administration, all estate, inheritance and similar taxes ("Death Taxes") and other taxes. (H) To pay, in the Trustee's discretion, without reimbursement, all costs, Death Taxes or other taxes, expenses and charges in connection with the -11- administration of the Settlor's estate or trust, and to pay the funeral expenses and the expenses of the last illness of the Settlor. (I) To vote any shares of stock that form a part of any trust and to otherwise exercise all the powers incident to the ownership of such stock; to actively manage and operate any incorporated or unincorporated business, including any joint ventures and partnerships, and to incorporate any such unincorporated business, with all the rights and powers of any owner thereof. (J) In the discretion of the Trustee, to unite with other owners of similar property in carrying out any plans for the reorganization of any corporation or company whose securities form a part of any trust. asset. To assign to and hold in any trust an undivided portion of any (L) To select, employ and compensate any person, firm or corporation engaged in rendering investment counsel advice to advise the Trustee in making investments, managing securities or making decisions concerning the purchase, retention, sale or other disposition of any part of any trust estate hereunder; and to select, employ and compensate any attorney or firm of attorneys to render legal services to the Trustee with respect to any trust estate hereunder. (M) To divide any trust hereunder which would have a generation skipping transfer tax inclusion ratio other than one or zero, into two separate trusts which are fractional shares, known as the "exempt trust" and the "nonexempt trust". The exempt trust shall be that fractional share of the total trust fund that has a generation skipping transfer tax inclusion ratio of zero, and the nonexempt mast shall be the remaining fractional share of the trust, with a generation skipping transfer tax inclusion ratio of one. The terms and conditions of the nonexempt trust and the exempt mast will be identical. Any reference to a mast created under this Agreement, without a further specification or limitation, shall be deemed to refer to both the exempt mast and the nonexempt mast, in proportionate amounts, where relevant. The assets of each separate exempt and nonexempt trust shall be held, administered and invested as separate masts, and the Trustee shall maintain adequate accounting and records for both such masts. The executor of the Settlor's estate shall indicate on the federal estate tax return filed for the Settlor's estate that separate masts will be created (or funded) and clearly set forth the manner in which the trust is to be severed and the separate trusts funded. -12- ARTICLE XII Survival Presumption~ Any person who shall have died at the same time as the Settlor or under such circumstances that it is difficult or impossible to determine who shall have died fu'st, shall be deemed to have predeceased the Settlor. Any person other than the Settlor who shall have died at the same time as any then beneficiary of income of a trust created hereunder or under such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased such beneficiary. ARTICLE XIII Trustees (A) The Settlor reserves the right to remove and replace any Trustee and to fill any vacancy in the office of Trustee during the Settlor's lifetime. If Settlor should fail or cease to act as Co-Trustee, ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A. shall serve alone as Trustee. (B) An individual Trustee shall be deemed to have failed to serve as Trustee hereunder if, among other reasons, the treating physician of such individual Trustee shall certify in writing that such Trustee possesses permanent mental or physical incapacities which preclude such Trustee from discharging his or her duties as Trustee hereunder. (C) Any Trustee serving hereunder shall have the right to resign from such office at any time, with or without cause and without Court approval. No successor Trustee shall be liable for the actions of the Trustee occurring prior to the successor Trustee taking office and shall be responsible only for the assets delivered to such successor Trustee. -13- (D) Following the death of the Settlor, the Settlor's Nephew and the Settlor's Nephew's children who have reached the age of majority, from time to time, shall be authorized by majority vote to remove any corporate Trustee serving hereunder for any reason without cause and without court approval, but must replace such Trustee in the same manner with another corporate Trustee, all such actions to be taken by written notice to the Trustee, which shall be effective without court approval. (E) All references herein to the "Trustee" shall refer to the originally named Co-Trustees and to any successor Trustee, as the case may be. ARTICLE XIV Additional Trust Provision,q (A) Whenever the Trustee, in the Trustee's sole discretion, determines that any trust hereunder should be terminated because said trust is too small to justify its maintenance as a separate trust, the Trustee, without any liability to any person or remainderman whose interest may be affected thereby and without the necessity of prior court approval, shall terminate such trust and shall distribute the assets of the terminated trust outright to the individual or individuals at that time eligible to receive the income therefrom. If any additions to any such trust are received after its termination under this ARTICLE, such trust shall be revived and this provision shall continue to apply to it. The Trustee discretion herein granted shall in no event be construed as giving any potential distributee of a trust the right to compel a termination in whole or in part of such trust. 03) If any beneficiary under any trust hereunder is determined by the Trustee, in the Trustee's sole discretion, to be mentally or physically incapacitated, the Trustee may pay any amount distributable to such beneficiary to the parent, guardian of the property or estate of such beneficiary, the beneficiary's attorney-in-fact or to the person caring for such beneficiary. (C) ff an addition is made to any Trust hereunder by will or from another trust, the Trustee may accept the statement of the fiduciary that the property delivered to the Trustee constitutes all the property to which the Trustee is entitled. The Trustee shall have no duty to require the fiduciary to file an accounting with the Court of his, her or its administration or to inquire into any -14- action of the fiduciary, and only shall be responsible for the property that the Trustee receives. ARTICLE XV Custodian If at any time any individual under the age of twenty-one years shall be entitled to receive any assets hereunder free of trust, the Trustee shall act as Custodian of such assets for the benefit of such individual under the Pennsylvania Uniform Transfers to Minors Act. ARTICLE XVI Death Taxes All inheritance, estate and similar taxes becoming due by reason of Settlor's death, including any taxes relating to generation skipping transfers imposed under Chapter 13 of Subtitle B of the Internal Revenue Code, as amended ("Death Taxes"), whether such Death Taxes shall be paid by Settlor's Executor or by the Trustee shall be charged to the property passing under ARTICLE IV(C) and if such Death Taxes exceed the assets passing under ARTICLE IV(C), then out of other property passing under IV(B). -15- ARTICLE XVII Sure_t?/and Compensation of Trustee The Trustee shall serve without the duty or obligation of filing any bond or other security and shall be entitled to compensation for services in accordance with the standard schedule of fees in effect when the services are rendered. ARTICLE XVIR Revocability The Settlor may, by instrument in writing delivered to the Trustee, modify, alter or revoke this Agreemem in whole or in part; provided, however, that the duties, powers, compensation and liability of the Trustee shall not be changed without the written consent of the Trustee. ARTICLE XIX Trust Matters (A) This immanent is being created to provide for the convenient administration of the assets of Daisy B. Restenberger without the necessity of court supervision during her lifetime and in the event of the Settlor's incapacity or death. Any person shall deal with the Trustee without the approval of any court, the Settlor or any beneficiary of any Trust created by this Declaration, and shall assume that the Trustee has the same power and authority to act as an individual does in the managemem of his or her own affairs. Any bank, broker, mutual fund, life insurance company or other financial institution or any other person who deals with the Trustee and who is presented with a copy of this page and any other -16- page of the Trust shall accept the same as conclusive proof of the terms and authority granted by these instruments and shall assume that no conflicting directions or terms are contained in the pages omitted. (B) In order to facilitate the convenient administration of the Trust, including the registration and transfer of assets to and from the Trust, the Settlor or any Trustee shall have the power to execute a Certificate of Trust describing any trust matter, including but not limited to a description of the trust terms, certification of any pages of this Trust, the administrative powers of the Trustee and the identity of any currem Trustee. Any person who receives an original or photocopy of said Certificate of Trust shall be held harmless from relying on the same, and shall not be obligated to inquire about the terms of the Trust or maintain a copy of the Trust. The Trustee shall have the power to indemnify and hold harmless any financial institution or other third person for their good faith reliance upon the information contained in the Certificate of Trust. ARTICLE XX Situs This Agreement and any trust created hereunder shall be governed by the laws of Pennsylvania and shall have its situs in Cumberland County, Pennsylvania. -17- IN WITNESS WHEREOF, Daisy ]~. gCst,enberger, as Settlor and Co-.Tru.ste,e, has. hereunto affixed her hand and seal and ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., as Co-Trustee, has caused this First Amendment to and Restatement of Agreement of Trust to be executed by its duly authorized officer this 7 ~ day of ~c~Txcrf~z~" , WITNESS: SETTLOR and CO-TRUSTEE: Daisy BtA:(estenberg~r ~ ATTEST: (Asst.) Secretary CO-TRUSTEE: A1 LFIRST TRUST COMPANY OF PENNSY~ .VAN'IA, N..,A~, -18- SCHEDULE "A" CASH: Allfi_,-st Checking Account #10651985 Allfirst Savings Account #8700~,910701583 $500,000. $100,000. $10,307.82 $ 90,000. $240,000. U. S. Treasury Bill, due 12/28/00 U. S. Treasury 4.875% Note, due 03/31/01 Allfn'st Bar~ Certificate of Deposit, 6.060%, due 06/10/01 U. S. Treasury Bill, due 01/18/2001 U. S. Treasury Bill, due 02/15/2001 $36,000.00 70,000.00 CD-------WEALTHMMON ° ' ' ' OF PENNSYLVANIA · · SS: COL T¥ · On this ,~-/-,/- day of c'~<'..~'..o_-/-- , 2000, before me, a Notary Public, the undersigned officer, personally appeFareJd DAISY B. RESTENBERGER, known to me (or satisfactorily proven) to be the person whose name are subscribed to the within Agreement, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. yCoPublic remission Expires: (SEAL) cou v¥ or ': ss: ' '"On ~ais, the / _ day of ~~ , 2000, before who acknowledged himself/herself to be the ~j~y//Z~ COMPANY OF PENNSYLVANIA, N.A., and that of ALLFIRST TRUST he/she, as such , being authorized to do so, executed the foregoing instrument for the purposes therein contained by signing the name of the corporation by himself/herself as ~ IN WITNESS WHEREOF, I hereunto set my hand and official seal. ~{,~~Notary Public My Commission Expires: (SE ) Not.~ia~ sea~ Mary Ann Anderson, Notary Public Harrisburg, Dauphin County tafies CERTIFICATE OF SERVICE I hereby certify that on this ~¢x day of ~QVC-~ ,2002, a tree and correct copy of the foregoing Praecipe was served by means of United States mail, first class, postage prepaid, upon the following: Marlin R. McCaleb, Esquire Solicitor, Cumberland County Coroner's Office 219 E. Main Street P.O. Box 230 Mechanicsburg, PA 17055 William F. Hoffmeyer, Esquire For Eric D. Restenberger Hoffmeyer & Semmelman LLP 30 N. George Street York, PA 17401 Stephani~[ H. Peck INRE: ESTATE OF DAISY B. RESTENBERGER, Deceased : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION : No. 191 of 2002 ORDER day of ,2002 upon consideration of the foregoing Reply to Answer to Petition to Authorize Search of Residence filed by Allfirst Trust Company of Pennsylvania, N.A., it is hereby ORDERED and DECREED that the Cumberland County Coroner shall give Allfirst Trust Company of Pennsylvania, N.A. access, and Allfirst Trust Company of Pennsylvania, N.A. is hereby authorized to search, the residence of Daisy B. Restenberger, located at 3020 Market Street, Camp Hill, Pennsylvania, for the purpose of locating the original Last Will and Testament of Daisy B. Restenberger dated August 7, 2000 pursuant to the following terms: (a) Only the Last Will and Testament of Daisy B. Restenberger shall be removed from the residence; (b) The search shall be conducted by Amy J. Mendelsohn of Rhoads & Sinon LLP, an additional employee ofRhoads & Sinon LLP, and Decedent's nephew, Eric D. Restenberger. (c) The search of Decedent's residence shall be limited to a duration of four hours. Attorney Mendelsohn will arrange to obtain the key to the residence from Respondent or his representative at the Coroner's office at 6375 Basehore Road, Suite 1, Mechanicsburg, Pennsylvania, early enough in the day to permit its return before the close of business that same day. (d) When Attorney Mendelsohn returns the key, she will display to Respondent or his representative any will found in Decedent's residence. Thomas A. French, Esquire Attorney I.D. No. 39305 Amy J. Mendelsohn, Esquire Attorney ID No. 81084 Rhoads & Sinon LLP One South Market Square P. O. Box 1146 Harrisburg, PA 17108-1146 (717) 233-5731 Attorneys for Petitioner ESTATE OF DAISY B. RESTENBERGER, Deceased : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION : No. 191 of 2002 REPLY TO ANSWER TO PETITION TO AUTHORIZE SEARCH OF RESIDENCE AND NOW, comes Petitioner, Allfirst Trust Company of Pennsylvania, N.A., by and through its attorneys, Rhoads & Sinon LLP, and files the within Reply to Answer to Petition to Authorize Search of Residence, as follows: 1. Petitioner and Respondent both agree, as stated in Respondent's Answer to Petition to Authorize Search of Residence ("Answer"), that Petitioner shall be permitted, through Petitioner's counsel, to search the residence of the late Daisy B. Restenberger (the "Decedent"), located at 3020 Market Street, Camp Hill, Cumberland County, Pennsylvania. 2. Petitioner agrees with Respondent to the following terms and conditions for the search of Decedent' s residence: 421696.1 (a) The purpose of the entry is limited to a search of the residence for the original of Decedent's Last Will and Testament dated August 7, 2000 or any subsequent will. Nothing except such Will shall be removed from the residence. (b) The search shall be conducted by Amy J. Mendelsohn of Rhoads & Sinon LLP, an additional employee of Rhoads & Sinon LLP, and Decedent's nephew, Eric D. Restenberger. (c) The search of Decedent's residence shall be limited to a duration of four hours. Attorney Mendelsohn will arrange to obtain the key to the residence from Respondent or his representative at the Coroner's office at 6375 Basehore Road, Suite 1, Mechanicsburg, Pennsylvania, early enough in the day to permit its return before the close of business that same day. (d) When Attorney Mendelsohn returns the key, she will display to the Respondent or his representative any will found in Decedent's residence. 3. Respondent also demands that Rhoads & Sinon LLP and Eric D. Restenberger "indemnify and save harmless the Coroner from and against any and all liability, actions, claims and demands whatsoever that may result from your [Rhoads & Sinon LLP's and Eric D. Restenberger's] exercise of the right [sic] entry into the Residence and your [Rhoads & Sinon LLP's and Eric D. Restenberger's] acts or omissions while therein or while entering or leaving the same." -2- 4. Petitioner's counsel cannot agree to indemnify Respondent. It is unduly burdensome and unreasonable for Respondent to demand indemnification from Petitioner's counsel in order for Petitioner to exercise its right to search the premises and its duty to locate and probate the Last Will and Testament of Decedent. 5. Respondent explained to Petitioner's counsel that because of his responsibility for the contents of the Decedent's residence, he needed indemnification in case any of the contents of the residence other than Decedent's Will were removed from the premises during the search. Decedent's residence, however, has been in the possession of Respondent since January 18, 2002, the date of death of Daisy B. Restenberger. Neither Petitioner nor Petitioner's counsel have been permitted any access to the Decedent's residence and do not know the condition of the premises or the contents thereof. 6. Petitioner has suggested, as an alternative to its indemnification, that Respondent or a representative of his office be present during the search to monitor the search and assure that no items other than the Last Will and Testament of the Decedent are removed from the premises. 7. If the Respondent or his representative is unavailable monitor the search, Petitioner requests that this Court appoint a neutral third party to monitor the search. A neutral third party could ensure that no items other than the Will were removed from Decedent's residence. Respondent, in his Answer, states that he lacks sufficient manpower to be able to -3- provide a representative to accompany Petitioner on the search. utilize any of the manpower of the Respondent. A neutral third party would not WHEREFORE, Petitioner respectfully requests this Honorable Court to authorize its search of the residence of Daisy B. Restenberger at 3020 Market Street, Camp Hill, Pennsylvania, pursuant to the terms stated in paragraph 2 above, and, if this Honorable Court deems necessary, appoint by a neutral third party to be present during the search. Date: RHOADS & SINON LLP By: ~th, Esquire Attorney ID No.: 39305 Amy J. Mendelsohn, Esquire Attorney ID No.: 81084 One South Market Square P.O. Box 1146 Harrisburg, PA 17108-1146 (717) 233-5731 -4- VERIFICATION John O. Campbell, deposes and says, subject to the penalties of 18 Pa. C.S. § 4904 relating to unswom falsification to authorities, that he is a Vice President of Allfirst Trust Company of Pennsylvania, N.A., that he makes this verification by its authority and that the facts set forth in the foregoing Reply to Answer to Petition to Authorize Search of Residence are tree and correct to the best of his knowledge, information and belief. Date: hn/O. Campbell CERTIFICATE OF SERVICE I hereby certify that on this ~,/'~x ~ day of , - .,~ .~.~ ~_ ,2002, a true and correct copy of the foregoing Reply to Answer to Petition to Authorize Search of Residence was served by means of United States mail, first class, postage prepaid, upon the following: Marlin R. McCaleb, Esquire Solicitor, Cumberland County Coroner's Office 219 E. Main Street P.O. Box 230 Mechanicsburg, PA 17055 William F. Hoffmeyer, Esquire For Eric D. Restenberger Hoffmeyer & Semmelman LLP 30 N. George Street York, PA 17401 LAW OFFICES FRANKEBER(~ER PLACE 219 EAST MAIN STREET P.O. BOX 230 MECHANICSBURG, PENNSYLVANIA 17055 7~7 69 ~'7770 FAX 691 ~7772 March 20, 2002 The Honorable George E. Hoffer, President Judge Cumberland County Courthouse 1 Courthouse C ar~~ 170!3 Da~y $.~~ / Re: Estate of No. 21-02 0191 E~Judge- Hoffer: ......... On behalf of the Coroner and his staff, I wish to the unpleasant incident on Monday, March 18, 2002, with regard to your Order in the above matter. As you may recall, this case was the subject of a telephone conference call with you on Friday, March 15, 2002, at 10:00 o'clock A.M. A. J. Mendelsohn, Esquire, representing the Petitioner in this matter, and I as the solicitor for the Coroner, explained our positions with respect to Ms. Mendelsohn's Petition seeking an Order to permit her to search the Decedent's residence in search of a Last Will and Testament. The Coroner had agreed to her request, upon certain conditions, but she did not agree with all of those conditions. In the course of our telephone conference, I indicated that since she was willing to accept four of the Coroner's five conditions, the Coroner and I were satisfied and you indicated the you would sign the proposed Order to that effect. Following that telephone conference call, I asked Ms. Mendelsohn to provide me with a copy of your signed Order and I told her that when I had it, I would instruct the Coroner's office to release the key to Decedent's residence to her; she agreed. I then informed the Coroner's office as to this procedure. This case has been a comedy of procedural errors from the outset, with incomplete pleadings, inaccurate certifications and misfiled documents and I was trying to prevent your Order from falling victim to that unfortunate pattern. I also anticipated that the Coroner may not be available in his office when she wanted to pick up the key, so in order to avoid delaying her, I attempted to establish a procedure with which the Coroner and his staff were comfortable in his absence. It would have worked if that procedure had been followed. The Honorable George E. Hoffer, P-~esident Judge March 20, 2002 Page 2 Instead, Ms. Mendelsohn attempted to meet with the Coroner on Monday, in my absence, without my knowledge and without providing me with a copy of your signed Order as she had promised. The Coroner was not in his office at that time and I was also unavailable because I was en route to the Cumberland County Courthouse where I was occupied by several legal matters that afternoon. Thus, the burden of responsibility fell upon a relatively inexperienced staff member in the Coroner's office - the very situation that I tried to avoid. I can assure you that neither the Coroner nor his staff intended to be insubordinate or to disregard your Order. They simply tried to follow the agreed-upon procedure. It's too bad that others did not. Very truly yours, Marlin R. McCaleb MRM/eaj CC: Michael L. Norris, Coroner A. J. Mendelsohn, Esquire Register of Wills of Cumberland County, Pennsylvania PETITION FOR GRANT OF LETTERS Estate of Daisy B. Restenber,qer also known as No. 21-02-191 Petitioner, who is18 years of age or older, apply(les) for: (COMPLETE "A" OR "B" BELOW:) , Deceased Social Security No. 207-22-0398 ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A. A. Probate and Grant of Letters and aver that Petitioners are the executors named in the Last Will of the ~X~X~X~X~X~X~X~X~X[~ Decedent, dated Au.qust 7, 2000 and codicil(s) dated None State relevant circumstances, e.g., renunciation, death of executor, etc. Except as follows, Decedent did not marry, was not divorced, and did not have a child born or adopted after execution of the documents offered for probate; was not the victim of a killing and was never adjudicated incompetent: No Exceptions B. Grant of Letters of Administration (d.b.n.c.t.a.: pende~ta lite; durante absentia; duranta miootitata) Petitioner(s) after a proper search has/have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs: I Name Relationship Residence (COMPLETE IN ALL CASES:) Attach additional sheets if necessary. Decedent was domiciled at death in Cumberland County, Pennsylvania, with her last family or principal residence at 3020 Market Street, Borough of Camp Hill, PA 17011 (list street, number and municipality) Decedent, then __ (Location) Decedent at death owned property with estimated values as follows: (If domiciled in PA) All personal property ............................................................................ (If not domiciled in PA) Personal property in Pennsylvania .......................................................... (If not domiciled in PA) Personal property in County .................................................................. Value of real estate in Pennsylvania .......................................................................................................... Total ................................................................................................... Real Estate situated as follows: 3020 Market Street, Camp Hill, PA 17011 87 years of age, died January 18, , 2002, at 3020 Market Street, Borough of Camp Hill, PA 17011 10,000 N/A N/A 150,000 160,000 Wherefore, Petitioner respectfully requests the probate of the last Will presented with this Petition and the grant of letters in the appropriate form to the updelsigned: __ , /~ '~ /- //~/,] ~///{) ~ I ,,.~, :) ~.~ Signature , [ . Typed or printed name and residence I t.../~,/' ~ ., ~ ? ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A. ~, , ~. ~/~~~~ By: Ruth Ann McMillan ~-- ~ 213 Market Street Harrisburg, PA 17101 Form RW-1 Page 1 of 2 (Dauphin County) - Rev, 9/92 424034.1 Oath of Personal Representative Commonwealth of Pennsylvania County of CUMBERLAND The Petitioner(s) above-named swear(s) and affirm(s) that the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioner~) and that, as personal representative(s) of the Decedent, Petitioner(s) will well and truly administer the estate accordin~ to,Jaw. ~f/~' / . / Sworn to and affirmed and subscribed '¥~>,~/.-~.-- APRIL 20 02 No. 21-02-191 Estate of DAISY B RESTENBERGER Deceased Social Security No: 207-22-0398 Date of Death: 1-18-2002 AND NOW, APRIL 11 , 20 02 , in consideration of the Petition on the reverse side hereon, satisfactory proof having been presented before me, IT IS DECREED that Letters [] Testamentary [] of Administration d.b,n.c.t.; pendente lite; durante absentia; durante mino~itate are hereby granted to ALLFIRST TRUST CO OF PA N.A. in the above estate and that the instrument(s) dated AUGUST 7, 2000 described in the Petition be admitted to probate and filed of record as the last Will of Decedent. FEES Letters ........................... 235.00 Short Certificate(s) .......... $ 15.00 Renunciation .................. Affidavit( ) ................. Extra Pages ( ) ............ $ 21.00 Codicil .......................... JCP Fee ........................ $ 5.00 Inventory ....................... Other ............................ $ 276.00 TOTAL ................ Form RW-1 Page 2 of 2 (Dauphin Counw) - Rev. 9/92 Attorney: Amy J. Mendelsohn I.D. No: 81084 Address: Rhoads & Sinon LLP, PO Box 1146 1 South Market Square, Harrisburg, PA 17108-1146 Telephone: 717-233-5731 his is to certify that the information here given is correctly copied from an original certificate of death duly filed with me as Local Registrar. The original certificate will be forwarded to the State Vital Records Office for permanent filing. WARNING: It is illegal to duplicate this copy by photostat or photograph. ~ ~/ i~l Local Registrar P 8 0 2 81 g 0 JAN 1 9 ~ Date No. : ..... 21-02-191 5.144 Rev. 1/91 NAME OF DECEDENT (First. Middle. Last) Daisy AGE (Las; B,thda¥) UNDER 1 YEAR 87 Cumberland OECEDENT'8 USUAL OCCUPATION 3020 Market Street RESIDENCE Camp Hill, Pa. 17011 Daniel A. R~qtenBorg~r COMMONWEALTH OF PENNSYLVANIA · DEPARTMENT OF HEALTH * VITAL RECORDS CERTIFICATE OF DEATH (Coroner) STATE FEE NUMBER I'SEX _ rSOCIALSECURITYNUMBERSEX SOCIAL SECURITY NUMBER ]DATE OF DEATH (Mor~th. Day. Year) Restenberger g~.~e~z?ze~.,~._:..207_22_0398 ~.~_anuary 18, 2002 UNDER 1 DAY DATE OF BIRTH ] BIRTHPLACE (City and ~:al H {[2~ec.k O~ly O;le -- see instruct,~ns on olhef s,de) Hours MimJtal (Monlh. Day. Yem') / Stale or Foreign Cc~ntry) HOSPITAL: ~ 1OTHER: ?. {Specify) [] FACILITY NAME (If no~ ~nstitution. give street and number) WAS DECEDENT OF HISPANIC ORIGIN? Camp Htll {.a 3020 Market Street · I ~,M. extcan, Pue.o Rica ..... 10. White W~SO~:.TEVE.,. DECEDENT'S E~C~. , KIND OF BUSINESS/iNDUSTRy U.S. ARMED FO~ES? I (SOeCqv only hi,heat grade comolat~d) MARITAL STATUS. Mmrled SURVIVING SPOUSE Yea [] N ~ I Elementary/Secondary College DivMced(Spec~y) I". °-- ,~. 2t~ ~ ,~.s+) ,. Never Married ,m.c~.~ Cumberland MOmER'S NAME ¢,~. M~,. M.~ ~ Elizabeth Birkbeck ~,54 Taylor Blvd., Ha~isbur.q, Pa. 17103 SIGNATURE OF FUNERAL S LICENSE NUMBER NAME AND ADDRESS OF FACILITy I,,". 01275~-L ,~4yers-Harner FH, 1903 Mkt St, Camp H~ll,Pa.17011 C,~.,~Aat~ iten'~ 23&-~ ~. ~1,'.,..~, certifying ,, death OCCUrred at th~ time. date and place elated. LICENSE NUMBER DATE SIGNED Itam124~m~be~,.~v~by E Aorx IDATE PRONOUNCEDDEAD(Mo~th Day Year) 23b. 123~' IWA~ CASE REFERRED 'R~ MEDI._~AL EXAMINER/CORONER? ...~,~,~,~)---+ , Atherosclerotic Cardiovascular Di~e~e = Carotid Stenosis. Valvular ~~"' ~' : Heart Disease CAUSE (D~ease ~ ~,y c. ~Z~.Y ~7..~F=~.~s MA..EROFDEAT. DATEOF,~URY T,MEOF,N~URY ,<URYATWOR~? DE~RBE~,.~UR~C~.RED. ~ ,,~ r'-, ,'-, I At,deft! [] Pef~:l~ mv~ma,~n [] I~Oq,, Iaea. M. [~e~. """" ""~'"""""'~*""~ ~""° ~' "'~'~ ~"--~" '"~ ..................................................... '' ,, .-''/~'//Li~Z2~--c--J'*~/ _~ Coroner 'MEDICAL EXAMINER/CORONER mannMOn the belM.~ e.xamlflatlon and/or Investigation, in my optnlon, delth occunmd at the time, date, and place, I.d due to the ceu~,e(a) anda~ ~mee ..... . ............ ,~ LICENSE NUMBER 7 DATE SIGNED (Month. Day. Year) "~- ,,d. January 18, 5}002 dAME AND ADDRESS OF PERSON WHO COMPLETED CAUSE OF DEATH :ltem27)TypeorPrlnt Michael L. Norris, Coroner 6375 Basehore Road, Suite ~tl Mechanicsburg, Pa. 17050 [~'E FILED (Month. ~,v. 21-02-191 LAST WILL AND TESTAMENT OF DAISY B. RESTENBERGER I, DAISY B. RESTENBERGER, of Camp Hill, Cumberland County, Pennsylvania, being of sound and disposing mind and memory, do make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and Codicils by me at any time previously made. 1. TANGIBLE PERSONAL PROPERTY. I give and bequeath all of my household furniture and furnishings, automobiles, other motor vehicles, books, pictures, jewelry, china, crystal, appliances, silverware, wearing apparel, articles of household or personal use or adornment, collections, artwork, together with all policies of insurance thereon, to my nephew, ERIC D. RESTENBERGER, of Harrisburg, Pennsylvania, if he survives me. If ERIC D. RESTENBERGER does not survive me, such articles shall be sold and the proceeds thereof shall pass as a part of my residuary estate. Page 1 of 7 351217.1 2. RESIDUE. I give, devise and bequeath all the rest and residue of my property, real, personal and mixed, not disposed of in the preceding portions of this Will, including all property over which I hold a power of appointment {which powers of appointment I hereby exercise in favor of my estate), to the then trustee of "The Daisy B. Restenberger Revocable Trust" created by a trust agreement dated September 7, 1982, and amended and restated as of the same date as this Will, between me as Settlor and Co-Trustee, and Allfirst Trust Company of Pennsylvania, N.A., as Co-Trustee. 3. SPENDTHRIFT PROVISION. No interest in income or principal of my estate shall be subject to attachment, levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy of any beneficiary of my estate or of any trust created hereunder prior to the beneficiary's actual receipt thereof. My Executor shall pay over the net income and the principal to the beneficiaries herein designated, as their interests may appear, without regard to any attempted anticipation (except as may be specifically provided herein), pledging or assignment by any beneficiary of my estate and without regard to Page 2 of 7 any claim thereto or attempted levy, attachment, seizure or other process against said beneficiary. 4. SURVIVAL PRESUMPTIONS. Any person, who shall have died at the same time as I or under such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased me. 5. FIDUCIARY POWERS. In the settlement of my estate, my Executor shall possess, among others, the following powers, exercisable without prior court approval, but in all cases to be exercised for the best interests of the beneficiaries: (a) To retain any investments I may have at my death so long as my Executor may deem it advisable to my estate so to do, including securities owned, issued or underwritten by any corporate Executor or any of its affiliates. (b) To vary investments, when deemed desirable by my Executor, and to invest in every kind of property and type of investment, including securities owned, issued or underwritten by any corporate Executor or any of its affiliates, or as to which my corporate Executor or any of its affiliates are investment advisors, as my Executor shall deem wise. (c) In order to effect a division of the principal of my estate or for any other purpose, including any final distribution of my estate, my Executor is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind. If such division or distribution is made in kind, said assets shall be divided or distributed at their respective values on the date or dates of their division Page 3 of 7 or distribution. In making any division or distribution in kind, my Executor shall divide or distribute said assets in a manner which will fairly allocate any unrealized appreciation among the beneficiaries. (d) To sell either at public or private sale and upon such terms and conditions as my Executor may deem advantageous to my estate, any or all real or personal estate or interest therein owned by my estate severally or in conjunction with other persons or acquired after my death by my Executor, and to consummate said sale or sales by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, free and clear of all trust and without obligation or liability of the purchaser or purchasers to see to the application of the purchase money or to make inquiry into the validity of said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignments, options or other writings which may be necessary or desirable in carrying out any of the powers conferred upon my Executor in this paragraph or elsewhere in this Will. (e) To mortgage real estate and to make leases of real estate for any term. (f) To borrow money from any party, including my Executor, to pay indebtedness of mine or of my estate, expenses of administration, Death Taxes or other taxes. (g) To pay all costs, expenses, legally enforceable debts, funeral expenses and charges in connection with the administration of my estate. (h) To vote any shares of stock that form a part of my estate and to otherwise exercise all the powers incident to the ownership of such stock and to actively manage and operate any incorporated or unincorporated business, including any joint ventures and partnerships, and to incorporate any such unincorporated business, with all the rights and powers of any owner thereof. Page 4 of 7 (i) In the discretion of my Executor, to unite with other owners of similar property in carrying out any plans for the reorganization of any corporation or company whose securities form a part of my estate. (j) To assign to and hold in my estate an undivided portion of any asset. (k) To hold investments in the name of a nominee. (1) To compromise controversies. (m) To disclaim, in whole or in part, any and all interests in property owned by me at the time of my death, including those passing to me by Will, intestacy, contract, joint ownership, operation of law or otherwise. (n) To designate one or more persons or a corporation to act as ancillary fiduciary in any jurisdiction in which ancillary administration may be necessary, such ancillary fiduciary to serve without bond or security and to have all powers, authorities and discretions conferred hereunder. (o) To employ and compensate from income or principal, in the discretion of my Executor, investment and legal counsel, accountants, brokers and other specialists, and, whenever there shall be no corporate Executor in office, a corporate custodian, and to delegate to investment counsel discretion with respect to the investment and reinvestment of any or all of the assets held hereunder. 6. TAX CLAUSE. Ail inheritance, estate and similar taxes becoming due by reason of my death ("Death Taxes"), whether such Death Taxes shall be payable by my estate or by any recipient of any property, shall be paid by my Executor out of the property Page 5 of 7 passing under ITEM 2 of this Will as an expense and cost of administration of my estate and allocated as provided in the Trust referenced in ITEM 2. My Executor shall have no duty or obligation to obtain reimbursement for any Death Taxes paid by my Executor, even though paid with respect to proceeds of insurance or other property not passing under this Will. 7. CUSTODIAN OF ESTATES. If at any time any individual under the age of twenty-one shall be entitled to receive any assets free of trust by reason of my death, whether payable hereunder, by operation of law, contract or otherwise, I appoint my Executor as Custodian for such individual under the Pennsylvania Uniform Transfers to Minors Act. 8. EXECUTOR APPOINTMENT. I hereby appoint ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., with offices in Harrisburg, Pennsylvania, as Executor of this Will. Ail references in this Will to my "Executor" shall refer to my originally named Executor or to any successor Executor, as the case may be. 9. WAIVER OF BOND; FIDUCIARY FEES. Any Custodian or Executor shall qualify and serve without the duty or obligation of filing any bond or other security. Any corporate fiduciary shall be entitled to compensation for services in accordance with the Page 6 of 7 standard schedule of fees in effect when the services are rendered. IN WITNESS WHEREOF, I have set my hand and seal to this, my Last Will and Testament, consisting of this and the preceding six (6)pages, this . '7 ~ day of ~~ , 2000. baisy~ ' est~nberger/ We, the undersigned, hereby certify that the foregoing Will was signed, sealed, published and declared by the above-named Testatrix as and for her Last Will and Testament, in the presence of us, who, at her request and in her presence and in the presence of each other, have hereunto set our hands and seals the day and year above written, and we certify that at the time of the execution thereof, the said Testatrix was of sound and disposing mind and memory. (SEAL) (SEAL) Residing at: ~l! P[{o{Ha~f~)o~7/ Page 7 of 7 COMMONWEALTH OF PENNSYLVANIA : SS: /~ ~e, Daisy B. Restenberger, d:, ~ ,~.~.~/~.~.~._ and <~.:~ ~/~--~~i , the Testatrix .~d the Witnesses, respectively, whose na~s are signed to the foregoing instrument, having been sworn, do hereby declare to the undersigned officer that the Testatrix, in the presence of the Witnesses, signed said instrument as her Last Will and Testament, that she signed voluntarily, that each of the Witnesses, in the presence of the Testatrix and of each other, signed said Will as a Witness and that to the best of the knowledge of each Witness, the Testatrix was at the time of sound mind and under no constraint or undue influence. Daisy~. Res~nber~ Wi~s ness Subscribed and acknowledged before me by Daisy B. Restenberger, the Testatrix, and subscribed and s~orn to efore m .... ? . ~ . f_k.,, ~ t~~ e.by ~/~). /~_~-2C/dd~W~.~ . and~.~-,~,~~ ~~~, the Wit~sses, on this ~ d~ of ~z.~ , 2000. ~O~ary Public ~ C¢~Sss~¢n ExpSres: (SEAL) Notarial Seal Yvonne R. Durham, Notary PuMic Harrisburg, Dauphin County My Commission Expires Aug. 20, 2001 Member, P~nsylvania Association of Notaries ATT(~NNEYS AT LAW ALL-STATE LEGAL, A DIVISION OF ALL-STATE® IN~ERNATIONAL~ INC. FORM NO.: 07152-BF · 07153-BL · 07155-GY · 07156-WH > o z ~ >~ O~ o~ c ~ ~ 0 · z -= Z --I "r 0 --t 0 0 1:2 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. CD REV-1162 EX(11-96) OO1O87 ALLFIRST TRUST CO OF PA N A ATTN: RUTH ANN MCMILLEN 213 MARKET STREET HARRISBURG, PA 17101 ........ fold ESTATE INFORMATION: SSN: 207-22-0398 FILE NUMBER: 2102-01 91 DECEDENT NAME: RESTENBERGER DAISY B DATE OF PAYMENT: 04/1 8/2002 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 01/18/2002 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 $247,000.00 TOTAL AMOUNT PAID: $247,000.00 REMARKS: ALLFIRST TRUST CO OF PA NA ATTN: RUTH ANN MCMILLEN SEAL CHECK# 2030471 2 INITIALS: CW RECEIVED BY: MARY C. LEWIS REGISTER OF WILLS REGISTER OF WILLS ROBERT H. LONG, JR. SHERILL T. MOYER :lAN P. PADEN RICHARD B. WOOD LAWRENCE B. ABRAMS :l. BRUCE WALTER ,JOHN P. MANBECK FRANK 3. LEBER PAUL A. LUNDEEN :lACK F. HURLEY, ,JR. DAVID B. DOWL[NG DAVID F. O'LEARY DAVID O. TWADDELL CHARLES :l. FERRY STANLEY A. SMITH :lENS H. DAMGAARDz DRAKE D. NICHOLAS THOMAS A. FRENCH DEAN H. DUS[NBERRE DONNA M.:l. CLARK CHARLES E. GUTSHALL PAUL F. WESSELL SHAWN D. LOCHINGER :lAMES H, CAWLEY DEAN F. PIERMATTEI KENNETH L. :IOEL~ DEBRA M. KRIETE TODD 3. SHILL DAVID M. BARASCH THOMAS :l, NEHILLA ROBERT :l, TRIBECK TIMOTHY :l. NIEMAN LORI :l. McELROY KEV]N M. GOLD CARL D. LUNDBLAD :lAMES E. ELLISON RICHARD E. ARTELL PAUL :l. BRUDER, :IOANNE BOOK CHRIST]NE AMY 3. MENDELSOHNz MICHAEL W. WINFIELD3 KATHRYN G. SOPHYx STEPHANIE E. DIVITTORE KATHLEEN D. BRUDER*'s CHRiSTYLEE L PECK JOHN M, CO~ES HEATHER Z. KELLY JAHES J. :IARECKI :lENNIFER ZIMMERMAN ALSO ADMITTED TO THE DISTRICT OF COLUMBIA BAR ALSO ADMITTED TO THE FLORIDA BAR ALSO ADMITTED TO THE MARYLAND BAR ALSO ADMITTED TO THE NEW JERSEY BAR ALSO ADMITTED TO THE NEW YORK BAR ]~HOAD~ ~ ~Z:N'OI~T LL1~ ATTORNEYS AT LAW TWELFTH FLOOR ONE SOUTH MARKET SQUARE P.O. BOX 1146 HARRISBURG, PA 17108-1146 TELEPHONE (717) 233-5731 FAX (717) 232-1459 E M A I L ydurham@rhoads-sinon.com W E B S I T E: www.rhoads-sinon.com May15,2003 Re: Estate of Daisy B. Restenberge_r No. 00191 of 2002 Cumberland County Register of Wills Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 OF COUNSEL HENRY W. RHOADS RETIRED FRANK A. SINON :lOHN C. DOWLING PAUL H. RHOADS 1907-1984 :IOHN M, MUSSELMAN 1919-1980 CLYLE R. HENDERSHOT 1922-1980 DIRECT DIAL NO. (717) 231-6677 FILE NO. 7415/02 Dear Sir or Madam: Enclosed for your file is a Federal Estate Tax Closing Letter for the above captioned Estate. Very truly yours, RHOADS &SINON LLP BY: Yv/efn~e R. Durham · L~ Assistant YORK: AFFILIATED OFFICE: LANCASTER: 472513.1 STE. 203, 1700 S. DIXIE HWY, BOCA RATON, FL 33432 TELEPHONE (717) 843-1718, FAX (7~.7) 232-1.459 TELEPHONE (561) 395-5595, FAX (S61) 39S-9497 TELEPHONE (717) 397-4431, FAX (717) 232-1459 I ii IIL'I'II;I J 1{ t' %*t' II U 4.' PHILADELPHIA PA 19255-0049 DAISY B. RESTENBERGER, DECD. ALLFIRST TRUST CO.OF PA.,%R.MCMILLEN 2I~ MARKET ST. HARRISBURG PA i710I In reply refer to: 05GO55G074 May 02, 2005 LTR G21C 207-22-0398 200112 30 000 Input Op: OSGOSSG074 01321 Taxpayer Identification Number: Tax Period(s): 207-22-0398 Dec. 31, 2001 Dec. 3I, 1999 Dec. 3i, 2000 Decedent= Date of Death; Tax Return of: Form= DAISY B. RESTENBERGER Jan. 18, 2002 DAISY B. RESTENBERGER lOqO 05G055GOTq Dear Ms. McM±iien: We received your request for a prompt assessment under the provisions of Section GSOl(d) of the Internal Revenue Code. We are glad to tell you we have accepted the returns as filed and you will not need to take further action. If you have any questions, please call Steve Matusow at 215-51G-2721 between the hours of 7:00AM and 3:30PM. If the number is outside your local calling area, there will be a long-distance charge to you. If you prefer, you may write to us at the address shown at the top of the first page of this letter. Whenever you write, please include this letter and, in the spaces below, give us your telephone number with the hours we can reach you. Keep a copy of this letter for your records. Telephone Number ( ) Hours Thank you for your cooperation. HARRISBURG PA 17101 . 05~0556074 May 02, 2003 LTR ~21C 20?-22-0398 200112 30 000 Input Op~ 05~055~074 01322 We apologize for any inconvenience we may have caused you. Sincerely yours, Deborah Reilly Field Director, Compliance Svcs. pHTLADELPHTA PA 'IgZS.R-O0~,9 DAISY B. RESTENBERGER, DECD. ALLFIRST TRUST CO.OF PA.,ZR.MCMILLEN 213 MARKET ST. HARRISBURG PA 17101 Be sure the IRS address appears in your envelope window. 05GOSSG074 Letter Number: LTROG21C Letter Date : 2003-05-02 Tax Per±od ; 200112 INTERNAL REVENUE SERVICE PHILADELPHIA PA 19255-0049 ~207220398~ DAISY B. RESTENBERGER, DECD. ALLFIRST TRUST CO.OF PA.,%R.MCMILLEN 213 MARKET ST. HARRISBURG PA I7iOI 207220398 KO 30 0 200112 000 0000000000 Internal Revenue Service Cincinnati, OH 45999 July 2, 2003 AMY J MENDELSOHN ESQ PO BOX 1146 HARRISBURG PA 17108 Contact Person: Brian Kaufmann Badge Number: 17-14026 Telephone: 1-866-699-4083 (Toll Free Number) Estate Tax Closing Document (Not a bill for tax due),03 Estate Name: DAISY B RESTENBERGER Social Security Number: 207-22-0398V Date of Death: 1/18/02 We have determined the following: NET ESTATE TAX: $ STATE DEATH TAX CREDIT: $ GENERATION-SKIPPING TAX: $ 232,318.73 57,248.01 0.00 These figures do not include any interest and penalties that may be charged. Please keep this document in your permanent records. You may need it to complete administration of the estate, such as: close probate proceedings, transfer title to property, and settle state taxes. Keep it with your cancelled check(s) to show that you have met the estate tax obligation. Proof of payment in the amount shown above releases you of personal liability (IRC 2204). If the time for payment in the amount shown above is extended under section 6161, 6163, or 6166, personal liability is not released until full payment has been received. We will not reopen this return unless you notify us of changes to the return, or there is evidence of misrepresentation of a material fact, a clearly defined substantial error based upon an established Service position or a serious administrative omission. (See IRC 7121 ). Field Director, Cincinnati Compliance Service Center COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION NO. 21-02-0191 ESTATE OF DAISY B. RESTENBERGER, DECEASED FIRST AND FINAL ACCOUNT OF Manufacturers and Traders Trust Company Successor to Allfirst Trust Company of Pennsylvania, NA, Executor Date of Death: Date of Executor's Appointment: Date of First Advertisement of Letters: Accounting for the Period: January 18, 2002 April 11, 2002 June 4, 2002 January 18, 2002 to September 29, 2003 Purpose of Account: Manufacturers and Traders Trust Company, Successor to Altfirst Trust Company of Pennsylvania, NA, Executor, offers this account to acquaint interested parties with the transactions that have occurred during this administration. It is important that the account be carefully examined. Requests for additional information or questions or objections can be discussed with: Manufacturers and Traders Trust Company, Successor to Allfirst Trust Company of Pennsylvania, NA, 213 Market Street Harrisburg, PA 17101 (717) 255-2109 OR Joanne Book Christine Esquire Rhoads & Sinon, LLP One South Market Square P 0 Box 1146 Harrisburg, PA 17108-1146 (717 233-5731 SUMMARY OF ACCOUNT Estate of Daisy B. Restenberger, Deceased For Period of 01/18/2002 through 09/03/2003 Page PRINCIPAL Receipts: Per Inventory Filed 3-4 Subseq Prn Receipts 4-5 Net Gain (or Loss) on Sales or Other Disposition Less Disbursements: Debts of Decedent 7-8 Administration Expenses 8-16 Federal and State Taxes 16 Fees and Commissions 16 Balance before Distributions Distributions to Beneficiaries Principal Balance on Hand For Information: Investments Made Changes in Investment Holdings INCOME Receipts: This Account Net Gain (or Loss) on Sales or Other Disposition 17 18-19 20-21 Less Disbursements Balance Before Distribution Distributions to Beneficiaries Income Balance on Hand Investments Made Changes in Investment Holdings COMBINED BALANCE ON PLA/~D 22 23 24 Fiduciary Current Acquisition Value Value 781,510.66 498,845.21 7,000.00 1,287,355.87 3,467.32 29,501.37 494,057.48 73,130.21 600,156.38 .............................. 687,199.49 687,199.49 0.00 34,645.25 0.00 34,645.25 1,534.62 33,123.36 33,123.36 0.00 0.00 RECEIPTS OF PRINCIPAL As per Inventory Filed: CASH: Allfirst Bank Checking Account #0071385002 - Date of Death Balance Accrued Interest American Express Travelers Checks found in Home Cash Found in Home Country Meadows Associates Resident Refund Daisy B. Restenberger Estate Forfeiture of Security Deposit - Early Vacancy Shaw Salazar on Apartment #4 Internal Revenue Service 2001 Personal Income Tax Refund PA Department of Revenue - 2001 Personal Income Tax Refund State Employee's Retirement System - Pension Benefits January, February and March 14,408.75 1.95 1,100.00 27,178.50 229.17 495.00 7,257.00 181.00 969.24 PERSONAL PROPERTY: 1978 Volvo - Appraised Value Household Effects - Appraised Value Krugerrand Gold Coins, Swiss Francs and Silver Coins Sales Price 1,805.00 33,967.00 54,670.75 Fiduciary Acquisition Value 51,820.61 90,442.75 3 06/02/03 06/02/03 PPL Electric Utilities - Refund of overpayment, A/C#71890-73002 3020 Market Street PPL Electric Utilities - Refund of overpayment, A/C~71090-73004 3020 Market Street TOTAL RECEIPTS 16.58 11.87 498, 845.21 OF PRINCIPAL ............... 1,280,355.87 GAINS ~ LOSSES ON SALES OR OTHER DISPOSITIONS - PRINCIPAL 07/31/02 05/16/03 Krugerrand Gold Coins, Swiss Francs and Silver Coins Sales Price Net Proceeds Fid. Acq. Value 54,670.75 54,670.75 Two Story Dwelling known as 3020 Market Street, Boro of Camp Hill, PA Net Proceeds 205,000.00 Fid. Acq. Value 198,000.00 TOTAL GAINS AAID LOSSES/PRINCIPAL ........... LESS LOSS ............................. NET GAIN OR LOSS ........................... Gain Loss 0.00 7,000.00 7,000.00 0.00 0.00 7,000.00 DISBLTRSEMENTS OF PRINCIPAL 04/04/02 O4/lS/O2 04/lS/02 04/18/02 04/18/02 04/18/02 o4/18/o2 o4/18/o2 04/19/02 04/19/02 04/19/02 04/19/02 04/19/02 04/19/02 05/02/02 05/03/02 13/ 02 DEBTS OF DECEDENT PA Department of Revenue - Balance on 2002 Personal Income Tax Return Comcast Cable Utility Expense Lifeline - Balance due Michael W. Harling, Tax Collector - 2002 Personal Tax Michael W. Harling, Tax Collector - Real Estate Tax, 3020 Market Street Travelers Remittance Center - Insurance premium Verizon - Utility Expense West Shore Family Practice Balance Due Boro of Camp Hill - Sewer Charges, 3020 Market Street Pennsylvania-American Water Co. Utility Expense PPL Electric UTilities Utility Expense PPL Electric Utilities Utility Expense PPL Electric Utilities - Utility Expense York Waste Disposal Trash Removal, 3020 Market Street State Employee's Retirement System - Refund of overpayment, 1/19/02 through 3/30/02 Rhoads & Sinon, LLP - Balance due Travelers Remittance Cen~er - insurance premium 153.00 108.75 158.00 4.90 1,099.37 162.10 57.75 75.48 198.00 178.30 66.44 37.93 53.44 60.84 775.39 33.90 43.24 05/21/02 10/24/02 o4/16/o2 o4/19/o2 04/25/02 04/30/02 o5/ol/o2 05/0!/02 05/03/02 05/13/02 05/14/02 05/17/02 05/21/02 05/21/02 05/31/02 Hazleton Memorial Company - Lettering for brother's stone 81.00 113.49 National Recovery Agency - Medical Expense TOTAL DEBTS OF DECEDENT ............................. ADMINISTRATION EXPENSES Harrisburg Locksmith Service - Rekeyed Locks 3020 Market Street, Camp Hill 304.15 Calder Door & Specialty Co. Service to Garage Door, 3020 Market Street 116.43 Vital Records certificates 3 death 9.00 PPL Electric Utilities - A/C~71890-73002 3020 Market Street 41.58 Harrisburg Locksmith Service - Open Doors, 3020 Market Street, Camp Hill 106.00 Trust Real Estate Security Deposit Escrow Account - Security Deposit for Terry Zook, Unit#4, 3020 Market St. 495.00 Harrisburg Locksmith Service Repair and Rekey locks, 3020 Market Street, Camp Hill 129.16 Verizon - Utility Pa}~nent 19.12 Seabury & Smith, Inc. - Liability Insurance premium 308.14 Hobbie Auctioneers Appraisal Estate 275.00 Hazleton Memorial Company - Lettering for Daisy's stone 81.00 Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street 42.00 PPL Electric Utilities A/C#72090-73000 3020 Market Street 8.35 3,467.32 05/31/02 06/10/02 06/12/02 06/20/02 06/24/02 06/24/02 06/25/02 06/27/02 06/27/02 06/27/02 07/12 02 07/23/02 07/25/02 07/25/02 07/26/02 08/08/02 PPL Electric Utilities - A/C#71090-73004 3020 Market Street Cumberland County Register of Wills 3 Short Certificates Verizon - Utility Payment Robert R. Jones & Associates - Appraisal fee PPL Electric Utilities - A/C#72090-73000 3020 Market Street PPL Electric Utilities - A/C#7!090-73004 3020 Market Street Comcast Cable Utility Expense Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street Shipley Energy - Fuel Oil expense, 3020 Market Street York Waste Disposal - Trash Removal, 3020 Market Street Travelers Remittance Center Insurance premium Verizon - Utility Payment Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street PPL Electric Utilities A/C#72090-73000 3020 Market Street PPL Electric Utilities A/C#71090-73004 3020 Market Street Fast Tax Tax Preparation Fees for Individual Returns Travelers Remittance Center - Insurance premium 12.06 9.00 18.85 475 . 00 8.44 15.38 0.88 34.80 338.35 60.84 38.00 ig.~b 36.48 8.66 17.87 400.00 38.00 9 08/21/02 08/23/02 08/23/02 08/23/02 08/27/02 09/03/02 O9/lO/O2 09/20/02 09/24/02 09/24/02 09/25/02 09/25/02 09/25/02 lO/11/o2 zo/11/o2 io/is/o2 Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street PPL Electric Utilities A/C#72090-73000 3020 Market Street PPL Electric Utilities A/C#71890-73002 3020 Market Street PPL Electric Utilities - A/C#71090-73004 3020 Market Street Roto-Rooter Plumbing Plumbing Repairs, 3020 Market Street Verizon - Utility Payment Travelers Remittance Center - Insurance premium Kenneth Kandrot - Trash removal, 3020 Market Street Pennsylvania-American Water Co. Water Service Charges, 3020 Market Street York Waste Disposal Trash Removal, 3020 Market Street PPL Electric Utilities - ~/C~,~u90-73000 3020 Market Street PPL Electric Utilities A/C#7t890-73002 3020 Market Street PPL Electric Utilities A/C#71090-73004 3020 Market Street Boro of Camp Hill - Sewer Charges, 3020 Market Street Michael W. Harling, Tax Collector - 2002 Real Estate Tax, 3020 Market Street Rhoads & Sinon, LLP - Reimburse for ou~-~,~-D~ck=~ expenses 38.15 8 .57 9.89 12.85 145.00 8.73 76.00 40.00 40.28 65.66 8.57 11.41 25.38 179.84 2,921.96 393.28 10 10/15/02 10/15/02 10/16/02 10/lS/02 10/22/02 10/23/02 10/23/02 10/23/02 10/23/02 10/24/02 10/24/02 11/o8 o2 11/12/02 11/12/02 Rhoads & Sinon, LLP - Reimburse for probate cost Rhoads & Sinon, LLP - Reimburse for cost of advertising in Cumberland Law Journal and Patriot News Cumberland County Register of Wills, Agent - Cost of Filing Inventory and PA Inheritance Tax Return Susan Rodrigo - Reimbursement for Registered Mailing of Form 706 Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street D.J. Maintenance - Clean out gutters and downspouts, 3020 Market Street PPL Electric Utilities A/C#72090-73000 3020 Market Street PPL Electric Utilities A/C#71890-73002 3020 Market Street PPL Electric Utilities - A/C#7!090-73004 3020 Market Street Cumberland County Register of Wills - Additional. Probate fee Shipley Energy - Repairs and maintenance, 3020 Market Street Shipley Energy - Fuel Oil Expense, 3020 Market Street PA Department of Revenue - Balance on 2002 Fiduciary Income Tax return U.S. Treasury - Balance on 2002 Fiduciary Income Tax return 276.00 217.99 31.00 13.10 34 58 259 44 10 10 13 36 15 60 210 00 39.95 30.85 396.00 5,171.00 11 11/19/02 11/22/02 11/25/02 11/25/02 12/03/02 12/09/02 12/20/02 12/24/02 12/24/02 12/26/02 12/26/02 12/27/02 01/07/03 Ol/O9/O3 0i/t4/03 01/i4/03 Travelers Remittance Center - Insurance premium Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street PPL Electric Utilities A/C#72090-73000 3020 Market Street PPL Electric Utilities - A/C#71090-73004 3020 Market Street Shipley Energy - Fuel Oil Expense, 3020 Market Street Travelers Remittance Center - Insurance premium D.J. Maintenance - Snow removal, 3020 Market Street PPL Electric Utilities - A/C#72090-73000 3020 Market Street PPL Electric Utilities A/C~71090-73004 3020 Market Street Seabury & Smith, Inc. Liability Insurance premium (liability) Seabury & Smith, Inc. Property Insurance premium Pennsylvania-American Water Co. Water Service Charges, 3020 Market Street Shipley Energy - Fuel Oil Expense, 3020 Market Street Penn Waste, Inc. - Trash Removal, 3020 Market Street D.J. Maintenance - Snow removal, 3020 Market Street Shipley Energy - Repairs and maintenance, 3020 Market Street 34.00 40.98 19.83 2.63 261.23 83.00 150.00 18 . 12 6.55 0.69 124.48 43 . 10 566.32 40.74 180.00 325.95 12 01/16/03 01/16/03 01/17/03 01/23/03 01/27/03 01/27/03 01/27/03 01/30/03 o2/o4/o3 02/13/03 02/20/03 02/20/03 02/24/03 02/26/03 02/26/03 02/26/03 D.J. Maintenance - Snow removal, 3020 Market Street Shipley Energy - Fuel Oil Expense, 3020 Market Street Cumberland County Register of Wills - 2 Short Certificates Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street PPL Electric Utilities A/C#72090-73000 3020 Market Street PPL Electric Utilities A/C#71890-73002 3020 Market Street PPL Electric Utilities A/C~71090-73004 3020 Market Street D.J. Maintenance Snow removal, 3020 Market Street Shipley Energy - Fuel Oil Expense, 3020 Market Street D.J. Maintenance - Snow removal, 3020 Market Street Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street Travelers Remittance Center - Insurance premium Shipley Energy - Fuel Oil Expense, 3020 Market Street PPL Electric Utilities A/C#72090-73000 3020 Market Street PPL Electric Utilities A/C#71890-73002 3020 Market Street PPL Electric Utilities A/C#71890-73002 3020 Market Streem 165.00 464.24 6.00 43.73 19.37 8.76 16.93 150.00 644.56 30.00 35.18 39.00 469.90 11.85 19.11 13.11 03/07/03 03/11/03 03/12/03 03/17/03 03/19/03 03/25/03 03/26/03 03/26/03 03/26/03 03/27/03 04/04/03 04/15/03 04/17/03 04/17/03 04/22/03 04/29/03 D.J. Maintenance - Snow removal, 3020 Market Street Shipley Energy - Fuel Oil Expense, 3020 Market Street Michael W. Harling, Tax Collector - Real Estate Tax, 3020 Market Street D.J. Maintenance - Snow removal, ~u20 Market Street Penn Waste, Inc. - Trash Removal, 3020 Market Street Pennsylvania-American Water Co. - Water Service Charges, 3020 Market Street PPL Electric Utilities A/C#71890-73002 3020 Market Street PPL Electric Utilities - A/C#71890-73002 3020 Market Street PPL Electric Utilities - A/C~71090-73004 3020 Market Street Cumberland County Register of Wills 3 Short Certificates Shipley Energy - Fuel Oil Expense, 3020 Market Street Shipley Energy - Fuel Oil Expense, 3020 Market Street Marsh Advantage America - Property Insurance, 3020 Market Street Marsh Advantage America - Liability Insurance, 3020 Market Street Pennsylvania-American Water Co. Water Service Charges, 3020 Market Street PPL Electric Utilities - A/C~71890-73002 3020 Market Street 150.00 498.68 1,099.37 510.00 40.74 44.08 17.23 12.73 11.56 9.00 528.68 178.57 1,646.00 559.00 42.35 17.47 14 04/29/03 04/29/03 04/30/03 05/01/03 05/07/03 05/09/03 05/13/03 05/15/03 05/16/03 05/16/03 05/17/03 05/23/03 05/30/03 PPL Electric Utilities - A/C#71890-73002 3020 Market Street PPL Electric Utilities - A/C~71090-73004 3020 Market Street Kenneth Kandrot - Trash removal, 3020 Market Street Shull's Tree Service, Inc. Pruning expenses Shipley Energy - Fuel Oil Expense, 3020 Market Street Herr TV Furniture & Appliances Refrigerator purchase, 3020 Market Street D.J. Maintenance Lawn maintenance, 3020 Market Street Overhead Door Co. Installed automatic garage opener, 3020 Market Street Mary Beth Helms - 1/2 share of Transfer Tax on sale of 3020 Market Street Mary Beth Helms - Pro-Rata share of collected rents on sale of 3020 Market Street Mary Beth Helms - Pro-Rata share of sewer changes on sale of 3020 Market Street PPL Electric Utilities - A/C#71890-73002 3020 Market Street Pennsylvania-American Water Co. Water Service Charges, 3020 Market Street 11.70 13.15 545.00 490.00 323.28 524.70 222.60 490.00 2,050.00 271.45 180.00 14 . 89 42.85 15 04/17/02 10/16/02 10/16/02 09/03/03 09/03/03 RESERVE: Filing Costs First and 500.00 Final Account Rhoads & Sinon, LLP - Final 250.00 out of pocket expenses TOTAL ~ADMINISTRATION EXPENSES ....................... FEDER3tL AND STATE TAXES Cumberland County Register of 247,000.00 Wills, Agent - Payment on PA Inheritance Tax, $260,000 less 5% Disc. Cumberland County Register of 12,135.75 Wills, Agent - Balance due on PA Inheritance Tax Internal Revenue Service 232,318.73 Balance due on US Estate Tax RESERVE: Internal Revenue Service -- 2,179.00 Federal Fiduciary Tax Pennsylvania Department of 424.00 Revenue - State Fiduciary Tax TOTAL FEDERAL AND STATE TAXES ....................... FEES AND COMMISSIONS RESERVE: Manufacturers and Traders 36,130.21 Trust Company - Executor's Fee Rhoads & Sinon, LLP -- 37,000.00 Attorney fee TOTAL FEES .AND COMMISSIONS .......................... TOTAL DISBURSEMENTS OF PRINCIPAL .................... 29,501.37 494,057.48 73~130.21 600,156.38 DISTRIBUTIONS OF PRINCIPAL TO BENEFICIARIES Eric D. Restenberger 04/07/02 Cash - Proceeds from sale of pitcher and bowl 50.00 07/09/02 1978 Volvo - Appraised Value 1,805.00 03/31/03 Household Effects - Appraised Value 33,967.00 35,822.00 Manufacturers and Traders Trust Company, Successor to Allfirst Trust Company of Pennsylvania, N.A., Trustee "The Daisy B. Restenberger Revocable Trust dated September 7, 1982, as Amended and Restated August 7, 2000, - Entire Residue: 09/03/03 Cash 210,130.19 09/03/03 12,955 shares FleetBoston Financial 441,247.30 Corporation 652,980.49 TOTAL DISTRIBUTIONS TO BENEFICIARIES ...... 687,199.49 !7 CHANGES IN INVESTMENT HOLDINGS - PRINCIPAL 1978 Volvo 01/18/02 inventoried 07/09/02 distributed Cost 1,805.00 (1,805.00) 0.00 Ark Money Market Portfolio 08/15/03 (292,041.42)delivered in conversion to MTB Money Market Inst I Fd ~420 (292,041.42) (292,041.42) (292, 041.42) FleetBoston Financial Corporation 01/18/02 12,955 shares inventoried 09/03/03 (12,955)shares distributed 0 441,247.30 (441,247.30) 0.00 Household Effects Ol/18/o2 o3/31/o3 inventoried distributed 33,967.00 (33,967.00) 0.00 Krugerrand Gold Qoins, Swiss Francs and Silver Coins 01/18/02 inventoried 07/31/02 sold 54,670.75 (54,670.75) 0.00 MTB Money Market Inst I Fd #420 08/15/03 292,041.42 received in conversion from Ark Money Market Portfolio 292,041.42 292,041.42 292,041.42 Two Story Dwelling known as 3020 Market Street, Boro of Camp Hill, PA 01/18/02 inventoried 05/16/03 sold 198,000.00 (198,000.00) 0.00 RECEIPTS OF INCOME DIVIDENDS FleetBoston Financial Corporation ................................. o4/18/o2 1o/o~/o2 01/08/03 o4/01/03 07/Ol/03 4,534.25 4,534.25 4,534.25 4,534.25 4,534.25 TOTAL DIVIDEND INCOME ..................... 22,671.25 22,671.25 INTEREST Allfirst Bank Checking Account #0071385002 05/03/02 Ark Money Market Portfolio 05/01/o2 06/03/02 07/01/02 os/ol/o2 09/03/02 iO/Ol/O2 ii/o1/o2 I2/02/02 01/02/03 02/03/03 03/03/03 04/01/03 05/01/03 06/02/03 07/01/03 08/01/03 08/27/03 18 66 54 48 73 71 70 35 140 27 139 82 121 76 118 51 112 53 106 47 90 81 97 32 92 70 158 42 235 38 220 44 95 34 MTB Money Market Inst I Fd #420 09/02/03 TOTAL INTEREST INCOME ..................... 8.71 1,946.97 116.89 2, 072 . 57 2O Shawn Salazar 04/16/02 04/22/02 06/07/02 Terry Zook 04/16/02 05/o9/o2 06/o7/o2 07/25/02 05/05/02 09/09/o2 10/07/02 il/i5/02 i2/ii/02 01/27/03 03/21/03 05/07/03 05/07/03 O5/O7/03 U.S. Treasury 01/27/03 OTHER INCOME Rental Income, Unit #4, February, March, 2002 Rental Income, Unit ~4 Rental Income, Unit #4, final rent payment 6/1/02 990.00 495.00 495.00 Rental Income, Unit #3, February, March, April 2002 Rental Income Rental Income Rental Income Rental Income Rental Income Rental Income Rental Income Rental Income Rental Income Rental Income Rental Income Rental Income Rental Income Unit ~3, Unit ~3 Unit ~3 Unit #3 Unit #3 Unit #3 Unit #3 Unit #3 Unit #3 Unit #3 Unit ~3 Unit ~3 Unit #3 1,485.00 495 O0 495 O0 495 O0 495 O0 495 O0 495 O0 495 O0 495 O0 495 O0 495 O0 495 00 495 00 495 00 Interest on 2002 Fiduciary Income Tax Refund TOTAL OTHER INCOME ........................ TOT~ RECEIPTS OF INCOME .................. 1,980.00 7,920.00 1.43 9,901.43 34,645.25 21 DISBURSEMENTS OF INCOME 09/02/03 Manufacturers and Traders 1,534.62 Trust Company - Commission on Income TOTAL DISBURSEMENTS OF INCOME .................. 1,534.62 22 DISTRIBUTIONS OF INCOME TO BENEFICIARIES Manufacturers and Traders Trust Company, Successor to Allfirst Trust Company of Pennsylvania, N.A., Trustee "The Daisy B. Restenberger Revocable Trust dated September 7, 1982, as Amended and Restated August 7, 2000, Entire Residue: 09/03/03 Cash TOTAL DISTRIBUTIONS TO BENEFICIARIES ...... 33,123.36 33,123.36 23 CHANGES IN INVESTMENT HOLDINGS - INCOME Cost Ark Money Market Portfolio 08/15/03 (27,496.34)delivered in conversion to MTB Money Market Inst I Fd #420 (27,496.34) (27,496.34) (27,496.34) MTB Money Market Inst I Fd #420 08/15/03 27,496.34 received in conversion from Ark Money Market Portfolio 27,496.34 27,496.34 27,496.34 24 AFFIDAVIT Manufacturers and Traders Trust Company, Successor to Allfirst Trust Company of Pennsylvania, N.A., Executor under the Last Will and Testament of DAISY B. RESTENBERGER, deceased, hereby declares under oath that it has fully and faithfully discharged the duties of its office; that the foregoing Account is true and correct and fully discloses all significant transactions occurring during the accounting period; that all known claims against the estate have been paid in full; that, to its knowledge, there are no claims now outstanding against the Estate; that all taxes presently due from the Estate have been paid; and that more than four months have elapsed since the first complete advertisement of the gran~ng of letters in this estate. %r~d~rs T~u~t C~pany~ Subscribed and sworn to Executor [~.T, VICE pRZ-SIDENT ~ 1'RUST OFFICE~ before me this 9 day of , :003. Notary Public INRE: ESTATE OF DAISY B. RESTENBERGER, Deceased : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION : : NO. 191 of 2002 STATEMENT OF PROPOSED DISTRIBUTION OF MANUFACTURERS AND TRADERS TRUST COMPANY, successor to Allfirst Trust Company of Pennsylvania, N.A., EXECUTOR OF THE ESTATE OF DAISY B. RESTENBERGER The balance for distribution as shown on the First and Final Account of Manufacturers and Traders Trust Company, successor to Allfirst Trust Company of Pennsylvania, N.A., is $0.00, as the Account shows that the residue of the Estate has been distributed to Manufacturers and Traders Trust Company, successor to Allfirst Trust Company of Pennsylvania, N.A., Trustee of the Daisy B. Restenberger Revocable Trust, pursuant to ITEM 2 of Decedent's Will. 489638.1 COMMONWEALTH OF PENNSYLVANIA ) SS: On this, the C[ day of O~ ~ ,2003, before me, the undersigned officer, personally appeared _~/~q~/~ ~/~///~/~13, who acknowledged himself/herself to be the ~.~.._~ ~~'~-~ of MANUFACTURERS AND TRADERS TRUST COMPANY, a corporation, and that he/she, as such T/t~?(~~~((~, being authorized to do so, executed the foregoing instrument for the purposes therein contained by signing the name of the corporation by himself/herself as' IN WITNESS WHEREOF, I hereunto set my hand and official seal. Notary Public My Commission Expires: (SEAL) " E · Notarial Seat Deanna L. Wells, Notary Public Harrisburg, Dauphin County My Commission Expires Dec. 6, 2004 Meml~', Penn~/Ivania Association ot NOtaries LAST WILL AND TESTAMENT OF DAISY B. RESTENBERGER I, DAISY B. RESTENBERGER, of Camp Hill, Cumberland County, Pennsylvania, being of sound and disposing mind and memory, do make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and Codicils by me a~ any time previously made. 1. TANGIBLE PERSONAL PROPERTY. I give and bequeath all of my household furniture and furnishings, automobiles, other motor vehicles, books, pictures, jewelry, china, crystal, appliances, silverware, wearing apparel, articles of household or personal use or adornment, ol=ections, artwork, together with all C ~ policies of insurance thereon, to my nephew, ERIC D. RESTENBERGER, of Harrisburg, Pennsylvania, if he survives me. If ERIC D. RESTENBERGER does not survive me, such articles shall be sold and the proceeds thereof shall pass as a part of my residuary estate. Page 1 of 7 351217.1 2. RESIDUE. I give, devise and bequeath all the rest and residue of my property, real, personal and mixed, not disposed of in the preceding portions of this Will, including all property over which I hold a power of appointment (which powers of appointment I hereby exercise in favor of my estate), to the then trustee of "The Daisy B. Restenberger Revocable Trust" created by a trust agreement dated September 7, 1982, and amended and restated as of the same date as this Will, between me as Settlor and Co-Trustee, and Allfirs~ Trus~ Company of Pennsylvania, N.A., as Co-Trustee. 3. SPENDTHRIFT PROVISION. No interest in income or principal of my estate shall be subject to attachment, levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy of any beneficiary of my estate or of any trust created hereunder prior to the beneficiary's actual receipt thereof. My Executor shall pay over the net income and the principal to the beneficiaries herein designated, as their interests may appear, without regard to any attempted anticipation (except as may be specifically provided herein), pledging or assignment by any beneficiary of my estate and without regard to Page 2 of 7 any claim thereto or attempted levy, attachment, seizure or other process against said beneficiary. 4. SURVIVAL PRESUMPTIONS. Any person, who shall have died at the same time as I or under such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased me. 5. FIDUCIARY POWERS. In the settlement of my estate, my Executor shall possess, among others, the following powers, exercisable without prior court approval, but in all cases to be exercised for the best interests of the beneficiaries: (a) To retain any investments I may have at my death so long as my Executor may deem it advisable to my estate so to do, including securities owned, issued or underwritten by any corporate Executor or any of its affiliates. (b) To vary investments, when deemed desirable by my Executor, and to invest in every kind of property and type of investment, including securities owned, issued or underwritten by any corporate Executor or any of its affiliates, or as to which my corporate Executor or any of its affiliates are investment advisors, as my Executor shall deem wise. In order to effect a division of the principal (c) of my estate or for any other purpose, including any final distribution of my estate, my Executor is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind. If such division or distribution is made in kind, said assets shall be divided or distributed at their respective values on the date or dates of their division Page 3 of 7 or distribution. In making any division or distribution in kind, my Executor shall divide or distribute said assets in a manner which will fairly allocate any unrealized appreciation among the beneficiaries. (d) To sell either at public or private sale and upon such terms and conditions as my Executor may deem advantageous to my estate, any or all real or personal estate or interest therein owned by my estate severally or in conjunction with other persons or acquired after my death by my Executor, and to consummate said sale or sales by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, free and clear of all trust and without obligation or liability of the purchaser or purchasers to see to the application of the purchase money or to make inquiry into the validity of said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignmen%s, options or osher writings which may be necessary or desirable in carrying out any of the powers conferred upon my Executor in %his paragraph or elsewhere in %his Will. (e) To mortgage real estate and to make leases of real estate for any term. (f) To borrow money from any party, including my Executor, to pay indebtedness of mine or of my estate, expenses of administration, Death Taxes or other taxes. (g) To pay all costs, expenses, legally enforceable debts, funeral expenses and charges in connection with the administration of my estate. (h) To vote any shares of stock that form a part of my estate and to otherwise exercise all the powers incident to the ownership of such stock and to actively manage and operate any incorporated or unincorporated business, including any joint ventures and partnerships, and to incorporate any such unincorporated business, with all the rights and powers of any owner thereof. Page 4 of 7 (i) In the discretion of my Executor, to unite with other owners of similar property in carrying out any plans for the reorganization of any corporation or company whose securities form a part of my estate. (j) To assign to and hold in my estate an undivided portion of any asset. (k) To hold investments in the name of a nominee. (1) To compromise controversies. (m) To disclaim, in whole or in part, any and all interests in property owned by me at the time of my death, including those passing to me by Will, intestacy, contract, joint ownership, operation of law or otherwise. (n) To designate one or more persons or a corporation to act as ancillary fiduciary in any jurisdiction in which ancillary administration may be necessary, such ancillary fiduciary to serve without bond or security and to have all powers, authorities and discretions conferred hereunder. (o) To employ and compensate from income or principal, in the discretion of my Executor, investmentu:~. and legal counsel, accountants, brokers and other specialists, and, whenever there shall be. no corpora~e...h.~ Executor in office, a corporate custodian, and to delegate to investment counsel discretion..~i~h~rgspeg~%~t~.~ to the investment and reinvestment of any or all of the assets held hereunder. _~...~ --.,~.,, 6. TAX CLAUSE. Ail inh0ritance, estate and similar taxes becoming due by reason of my death {"Death Taxes"i, whether such Death Taxes shall be payable by my estate or by any recipient of any property, shall be paid by my Executor out of the property Page 5 of 7 passing under ITEM 2 of this Will as an expense and cost of administration of my estate and allocated as provided in the Trust referenced in ITEM 2. My Executor shall have no duty or obligation to obtain reimbursement for any Death Taxes paid by my Executor, even though paid with respect to proceeds of insurance or other property not passing under this Will. 7. CUSTODIAN OF ESTATES. If at any time any individual under the age of twenty-one shall be entitled to receive any assets free of trust by reason of my death, whether payable hereunder, by operation of law, contract or otherwise, I appoint my Executor as Custodian for such individual under the Pennsylvania Uniform Transfers %o Minors Act. 8. EXECUTOR APPOINTMENT. I hereby appoint ALLFIRST~: TRUST COMPANY OF PENN .... SYLVANIA, N.A., with offices in Harrisb'u~; .... Will to my "Executor" sh · · all refer to my or~gznally n~ed. or Ko an successor E ' ' · ""¥'r~'~'~- ~" Y xecutor a ........... · 9. WAIVER OF BOND, FIDUCIARY FEE~.' An~ Executor shall qualify and serve without the duty or obligation of filing any bond or other security. Any corporate fiduciary shall be entitled to compensation for services in accordance with the Page 6 of 7 standard schedule of fees in effect when the services are rendered. IN WITNESS WHEREOF, I have set my hand and seal to this, my Last Will and Testament, consisting of this and the preceding six (6) pages, this .'? /~ day of ~_~.~.~_~Z~ , 2000. Daisy~ Rest~nberger/ We, the undersigned, hereby certify that the foregoing Will was signed, sealed, published and declared by the above-named Testatrix as and for her Last Will and Testament, in the presence of us, who, at her request and in her presence and in the presence of each other, have hereunto set our hands and seals the day and year above written, and we certify that at the time of the execution thereof, the said Testatrix was of sound and disposing mind and memory. ( SEAL ) Page 7 of 7 COMMONWEALTH OF PENNSYLVANIA COUNTY OF ~.'~. ~~ SS: <~ ~-~. ' , the Testatrix ~ the Wit~e~s~ and ~=~pu=umv=my, whose names are si~ne~ ..... ~' ~ u ~o mne zoregoing instrument, having been sworn, do hereby declare to the undersigned officer that nhe Testatrix, in the presence of the Witnesses, signed said instrument as her Last Will and Testament, that she signed voluntarily, that each of the Witnesses, in the presence of the Testatrix and of each other, signed said Will as a Witness and that to the best of the knowledge of each Witness, the Testatrix was at the time of sound mind and under no constraint or undue influence. Daisy/. Res t~berg(~ Wi~s Testat': ~ . ' Notarial Seal:- . . Yvonne R. Durham, Notary Public Harrisburg, Dauph n County My Comr'ni, ssion Expires Aug. 20, 2001J' :, ',~ Member, PaSnsylvania Association of Notaries. ~' '; .... ATTORNEYS AT LAW LLP AL L-~TATE LEGAL, A DIVISION OF ALL-STATE® INTERNATIONAL, INC. FORM NO.: 07152-BF · 07153-BL · 0715~-GY * 07158-WH '1' > 0 ~ m ~ 0 11 0 T 7il Register of Wills of CU[v~ E[~T.~'~D INVENTORY County, Pennsylvania Estate of Daisy B. Restenber~er No. 21-02-0191 also known as , Deceased Date of Death 01/18/2002 Social Security No. 207- 22- 0398 Allfirst Trust Company of PA, NA, Personal Representative(s) of the above Estate, deceased, verify that the items appearing in the following inventory include all of the personal assets wherever situate and all of the real estate in the Commonwealth of Pennsylvania of said Decedent, that the valuation placed opposite each item of said Inventory represents its fair value as of the date of the Decedent's death, and that Decedent owned no real estate outside of the Commonwealth of Pennsylvania except that which appears in a memorandum at the end of this Inventory. I/We verify that the statements made in this Inventory are true and correct. I/We understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Name of Attorney: Amy J. I.D. No.: 81084 Mendelsohn, Esquire Personal RepresentativJY/ ~ ,. . ,~ . Signatu re: ("'~'/'~/~/~///j//,/~.,.j~j Al~firs~-TrusE tompan~ ~ ~, NA Signature: ~SST. VICE PRE~IDE~ ~ TRUST Address: One S. Market Square PO Box 1146 Address: 213 Market Street [~arrisbur~, PA 17108-1146 Harrisburg, PA 17105 Telephone: 717/231-6668 Telephone: 717/255-2109 Dated: Description (See continuation page(s) attached) Value (Attach additional sheets if necessary) Total: 781,510.66 NOTE: The Memorandum of real estate outside the Commonwealth of Pennsylvania may, at the election of the personal representative, include the value of each item, but such figures should not be extended into the total of the Inventory. Prepared by the Pennsylvania Bar Association Copyright (c) 1996 form software only CPSystems, Inc. Form #RW-? (199Z) Estate of: Date of Death: County: INVENTORY Daisy B. Restenberger 01/18/2002 Cumberland CASH: Allfirst Bank Checkin9 Account #0071385002 - Date of Death Balance Accrued Interest American Express Travelers Checks found in home Cash found in home Country Meadow Associates Refund Daisy B. Restenberger Estate - Forfeiture of Security Deposit - Early Vacancy Shawn Salazar on Apartment #4 Internal Revenue Service 2001 Personal Income Tax Refund PA Department of Revenue - 2001 Personal Income Tax Refund State Employee's Retirement System - Pension Benefits January, February and March PERSONAL PROPERTY: 1978 Volvo - Appraised Value Household Effects - Appraised Value Krugerrand Gold Coins, Swiss Francs and Silver Coins Sales Price 14,408.75 1.95 1,100.00 27,178.50 229.17 495.00 7,257.00 181.00 969.24 1,805.00 33,967.00 54,670.75 51,820.61 90,442.75 Estate of: Date of Death: County: Daisy B. Restenberger 01/18/2002 Cumberland STOCKS/LISTED: 12,955 shares FleetBoston Financial Corporation 441,247.30 REAL ESTATE/PA: Two Story Dwelling known as 3020 Market Street, Boro of Camp Hill, PA, Cumberland County - more fully described in Deed dated 12/1/83 Recorded in Book M-30 page 134 - Appraised Value 198,000.00 TOTAL RECEIPTS OF PRINCIPAL ............... 441,247.30 198,000.00 781,510.66 2 Z -H "n 0 -< 0 "n COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. REV-1162 EX(11-96) CD O01 745 ALLFRIST TRUST CO OF PA N A ATTENTION RUTH A. MCMILLEN 213 MARKET STREET HARRISBURG, PA 17101-2127 ........ fold ESTATE INFORMATION: SSN: 207-22-0398 FILE NUMBER: 2102-01 91 DECEDENT NAME: RESTENBERGER DAISY B DATE OF PAYMENT: 10/18/2002 POSTMARK DATE: 00/00/0000 COUNTY: CUM BERLAN D DATE OF DEATH: 01 / 18/2002 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 $12,135.75 TOTAL AMOUNT PAID: $12,135.75 REMARKS: ALLFIRST TRUST SEAL CHECK# 20354681 INITIALS: SK RECEIVED BY: MARY C. LEWIS REGISTER OF WILLS REGISTER OF WILLS COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPH3~NS ' COURT DIVISION REVOCABLE TRUST UNDER AGREEMENT WITH DAISY B. RESTENBERGER FIRST AND FINAL ACCOUNT OF Manufacturers and Traders Trust Company, Successor to Allfirst Trust Company of Pennsylvania, NA, Trustee Date of Death: Date of Trustee's first receipt of funds: Accounting for the Period: January 18, 2002 August 7, 2000 August 7, 2000 to September 29, 2003 Purpose of Account: Manufacturers and Traders Trust Company, Successor to Allfirst Trust Company of Pennsylvania, NA, Trustee, offers this account to acquaint interested parties with the transactions that have occurred during this administration. It is important that the account be carefully examined. Requests for additional information or questions or objections can be discussed with: Manufacturers and Traders Trust Company Successor to Allfirst Trust Company of Pennsylvania, NA 213 Market Street Harrisburg, PA 17101 (717) 255-2109 Or Joanne Book Christine, Esquire Rhoads & Sinon, LLP One South Market Square P. O. Box 1146 Harrisburg, PA 17108-1146 (717) 233-5731 SUMMARY OF ACCOUNT Revocable Trust Under Agreement with Daisy B. Restenberger For Period of 08/07/2000 through 09/29/2003 Fiduciary Current Acquisition Page Value Value Proposed Distributions to Beneficiaries 34 1,186,782.29 1,242,711.84 PRINCIPAL Receipts: This Account 3-4 Subsequent 4-5 Principal Receipts Net Gain (or Loss) on Sales or Other Disposition Less Disbursements: General Disbursements Balance before Distributions Distributions to Beneficiaries Principal Balance on Hand For Information: Investments Made Changes in Investment Holdings 6-8 10 11 12 -13 14 -18 1,769,333.78 12,999.66 (1 875.0!) 1,780,458.44 497,246.60 497,246.60 1,283,211.84 40,500.00 1,242,711.84 INCOME Receipts: This Account Net Gain (or Loss) cn Sales or Other Disposition Less Disbursements Balance Before Distribution Distributions to Beneficiaries Income Balance on Hand For Information: Investments Made Changes in Investment Holdings COMBINED BALANCE ON HAND 19-23 24-32 33 164,145.04 0.00 164,145.04 119,556.60 44,588.44 44,588.44 0.00 1,242,711.84 09/05/00 09/08/00 lO/3O/OO 12/12/00 12/26/00 07/06/01 01/11/02 01/16/02 o4/ol/o2 04/17/02 04/17/02 04/17/02 04/17/02 04/17/02 RECEIPTS OF PRINCIPAL CASH: Allfirst Checking Account #10651985 received Allfirst Savings Account #87004910701583 - received $10,307.82 Allfirst Bank Certificate of Deposit 6.06% due 6/10/01 received Fulton Bank Checking Account #106832388 Allfirst Savings Account #87004910701583 - received Transfer From Income Allfirst Checking Account #71385002 - received Jack Gaughen Realtor - Security Deposit on Rental Apt Country Meadows Associates Resident Fund - Refund Transfer From Income - Income Cash Balance to Date of Death Transfer From Income - Accrued interest on $50,000 US Treasury Note 2.75% due 10/31/03 to Date of Death Transfer From Income - Accrued interest on ARK Money Market Portfolio to Date of Death Transfer From Income Accrued interest on $50,000 US Treasury Note 3.625% due 8/31/03 to Date of Death Transfer From Income - Accrued interest on $50,000 US Treasury Note 3.875% due 6/30/03 to Date of Death 36,000.00 70,000.00 10,307.82 15,483.35 10,457.86 38,530.81 10,000.00 495.00 229.17 11,052.76 600.14 127.98 700.97 96.34 Fiduciary Acquisition Value 07/25/02 09/03/03 Transfer From Income - Accrued 161.60 interest on $100,000 US Treasury Note 3.25% due 12/31/03 to Date of Death Daisy B. Restenberger Estate - 210,130.19 Cash STOCKS/LISTED: 09/03/03 12,955.000 shares Fleet Boston Financial 441,247.30 Corp - Received from the Estate of Daisy B. Restenberger BONDS: 09/26/00 $500,000 U S Treasury Bill due 485,212.50 12/28/00 - received 10/13/00 $100,000 U S Treasury Notes 98,500.00 4.875% due 3/31/01 - received 11/30/00 $240,000 U S Treasury Bill due 240,000.00 2/15/01 - received 11/30/00 $90,000 U S Treasury Bill due 90,000.00 1/18/01 received SUBSEQUENT PRINCIPAL RECEIPTS: ............................. 03/31/01 $100,000 U S Treasury Notes 1,500.00 4.875% due 3/31/01 - Accreted Discount Market Discount 06/26/01 $10,307.82 Allfirst Bank (307.82) Certificate of Deposit 6.06% due 6/10/01 - distributed - customer was paid prior to maturity 01/18/02 $100,000 U S Treasury Bill due 1,532.10 2/14/02 - adjust to date of death value 01/18/02 $100,000 U S Treasury Bill due 853.46 3/21/02 - adjust to date of death value 01/18/02 $100,000 U S Treasury Bill due 721.04 4/11/02 - adjust to date of death value 414,373.99 441,247.30 913,712.50 4 01/18/02 01/18/02 01/18/02 Ol/18/o2 10/02/02 08/04/03 08/04/03 08/04/03 $100,000 U S Treasury Bill due 6/13/02 - adjust to date of death value 241.05 $100,000 U S Treasury Bill due 7/11/02 - adjust to date of death value 94 75 $150,000 U S Treasury Bill due 5/9/02 - adjust to date of death value 728 10 $50,000 U S Treasury Notes 3.875% due 6/30/03 - adjust to date of death value 1,269 60 Fleet Boston Account #16133-82720 Dividend on 12.955 Shs 4,534 25 $100,000 U S Treasury Notes 2.75% due 10/31/03 - adjust to date of death value 132 75 $100,000 U S Treasury Notes 3.25% due 12/31/03 - adjust to date of death value 814 75 $50,000 U S Treasury Notes 3.625% due 8/31/03 - adjust to date of death value 885.63 TOTAL RECEIPTS OF PRINCIPAL ............... 12,999.66 1,782,333.45 GAINS AND LOSSES ON SALES OR OTHER DISPOSITIONS - PRINCIPAL 12/28/00 Ol/18/Ol 02/15/01 03/15/01 03/31/01 04/12/01 05/10/01 06/14/01 06/26/01 07/12/01 Gain $500,000 U S Treasury Bill due 12/28/00 Net Proceeds 485,212.50 Fid. Acq. Value 485,212.50 0.00 $90,000 U S Treasury Bill due 1/18/01 Net Proceeds 90,000.00 Fid. Acq. Value 90,000.00 0.00 $240,000 U S Treasury Bill due 2/15/01 Net Proceeds 240,000.00 Fid. Acq. Value 240,000.00 0.00 $100,000 U S Treasury Bill due 3/15/01 Net Proceeds 98,514.93 Fid. Acq. Value 98,514.93 0.00 $100,000 U S Treasury Notes 4.875% due 3/31/01 Net Proceeds 100,000.00 Fid. Acq. Value 100,000.00 0.00 $200,000 U S Treasury Bill due 4/12/01 Net Proceeds 196,799.11 Fid. Acq. Value 196,799.11 0.00 $200,000 U S Treasury Bill due 5/10/01 Net Proceeds 195,908.00 Fid. Acq. Value 195,908.00 0.00 $200,000 U S Treasury Bill due 6/14/01 Net Proceeds 196,009.33 Fid. Acq. Value 196,009.33 0.00 $10,307.82 Allfirst Bank Certificate of Deposit 6.06% due 6/10/01 Net Proceeds 10,000.00 Fid. Acq. Value 10,000.00 0.00 $250,000 U S Treasury Bill due 7/12/01 Net Proceeds 245,100.00 Fid. Acq. Value 245,100.00 0.00 Loss 6 o8/16/Ol o9/13/Ol lO/11/Ol 11/o8/ol 12/13/01 01/10/02 02/14/02 03/21/02 04/11/02 05/09/02 06/13/02 $125,000 U S Treasury Bill due 8/16/01 Net Proceeds 123,070.97 Fid. Acq. Value 123,070.97 0.00 $100,000 U S Treasury Bill due 9/13/01 Net Proceeds 97,765.00 Fid. Acq. Value 97,765.00 0.00 $200,000 U S Treasury Bill due 10/11/01 Net Proceeds 196,142.00 Fid. Acq. Value 196,142.00 0.00 $200,000 U S Treasury Bill due 11/8/01 Net Proceeds 196,360.00 Fid. Acq. Value 196,360.00 0.00 $200,000 U S Treasury Bill due 12/31/01 Net Proceeds 196,451.00 Fid. Acq. Value 196,451.00 0.00 $200,000 U S Treasury Bill due 1/10/02 Net Proceeds 196,461.11 Fid. Acq. Value 196,461.11 0.00 $100,000 U S Treasury Bill due 2/14/02 Net Proceeds 99,884.10 Fid. Acq. Value 99,884.10 0.00 $100,000 U S Treasury Bill due 3/21/02 Net Proceeds 99,733.90 Fid. Acq. Value 99,733.90 0.00 $100,000 U S Treasury Bill due 4/11/02 Net Proceeds 99,639.15 Fid. Acq. Value 99,639.15 0.00 $150,000 U S Treasury Bill due 5/9/02 Net Proceeds 149,271.60 Fid. Acq. Value 149,271.60 0.00 $100,000 U S Treasury Bill due 6/13/02 Net Proceeds 99,349.05 Fid. Acq. Value 99,349.05 0.00 07/11/02 06/30/03 09/02/03 $100,000 U S Treasury Bill due Net Proceeds 99,209.75 Fid. Acq. Value 99,209.75 $50,000 U S Treasury Notes 3.875% due 6/30/03 Net Proceeds 50,000.00 Fid. Acq. Value 51,046.88 $50,000 U S Treasury Notes 3.625% due 8/31/03 Net Proceeds 50,000.00 Fid. Acq. Value 50,828.13 TOTAL GAINS AND LOSSES/PRINCIPAL ........... LESS LOSS ............................. NET GAIN OR LOSS ........................... 7/11/02 0.00 1,046.88 828.13 ............................ 0.00 1,875.01 1,875.01 (i,875.01) DISBURSEMENTS OF PRINCIPAL 04/17/02 04/17/02 04/30/02 10/09/02 10/09/02 10/18/02 10/22/02 GENERAL DISBURSEMENTS Allfirst Trust Company of PA, NA - Trustee's Fee to Date of Death 533.70 Daisy B. Restenberger Estate - Payment on PA Inheritance Tax - $260,000 less 5% discount 247,000.00 Trust Real Estate Security Deposit Escrow Account - For Shawn Salazar 495.00 Daisy B. Restenberger Estate Fleet Boston Dividend 4,534.25 Daisy B. Restenberger Estate Country Meadows Refund as of 4/1/02 229.17 Daisy B. Restenberger Estate Balance Due on PA Inheritance Tax 12,135.75 Daisy B. Restenberger Estate - 232,318.73 Balance Due on 706 US Estate Tax Returns TOTAL GENERAL DISBURSEMENTS ......................... 497,246.60 TOTAL DISBURSEMENTS OF PRINCIPAL .................... 497,246.60 9 DISTRIBUTIONS OF PRINCIPAL TO BENEFICIARIES Freeland Cemetery Association 06/25/02 Principal Distribution - Specific Bequest as per Article IV(A) 1 of the Trust Under Agreement with Daisy B. Restenberger, Deceased Daisy B. Restenberger ..................... 09/21/00 Principal Distribution Eric D. Restenberger 07/01/02 Principal Distribution - Specific Bequest as per Article IV(A) 2 of the Trust Under Agreement with Daisy B. Restenberger, Deceased Carol K. Sales 08/30/02 Principal Distribution - Specific Bequest as per Article IV(A) 3 of the Trust Under Agreement with Daisy B. Restenberger, Deceased Trinity Lutheran Church ....................... 06/25/02 Principal Distribution - Specific Bequest as per Article IV(A) 4 of the Trust Under Agreement with Daisy B. Restenberger, Deceased TOTAL DISTRIBUTIONS TO BENEFICIARIES ...... 500.00 5,000.00 25,000.00 5,000.00 5,000.00 40,500.00 10 PRINCIPAL BALANCE ON HAND # Units Description MTB Money Market Instl I Fd #420 $100,000 U S Treasury Notes 2.75% due 10/31/03 $100,000 U S Treasury Notes 3.25% due 12/31/03 12,955.000 Fleet Boston Financial Corp Current Value or as Noted 600,652.04 100,156.00 Fiduciary Acquisition Value 600,652.04 100,093.75 100,563.00 100,718.75 385,411.25 441,247.30 .............................. 1,186,782.29 1,242,711.84 INVESTMENTS MADE - PRINCIPAL 12/14/00 12/29/00 12/29/00 Ol/19/Ol 02/15/01 03/15/01 04/02/01 04/12/01 05/10/01 06/14/01 07/02/01 o7/o6/ol 07/12/01 o8/16/Ol 08/31/01 09/26/01 lO/11/Ol # Units $100,000 U S due 3/15/01 Treasury Bill $200,000 U S Treasury Bill due 4/12/01 $200,000 U S Treasury Bill due 5/10/01 $200,000 U S Treasury Bill due 6/14/01 $250,000 U S Treasury Bill due 7/12/01 $100,000 U S Treasury Bill due 9/13/01 $125,000 U S Treasury Bill due 8/16/01 $200,000 U S Treasury Bill due 10/11/01 $200,000 U S Treasury Bill due 11/8/01 $200,000 U S Treasury Bill due 12/13/01 $50,000 U S Treasury Notes 3.875% due 6/30/03 $50,000 U S Treasury Notes 3.875% due 6/30/03 $200,000 U S Treasury Bill due 1/10/02 $100,000 U S Treasury Bill due 2/14/02 $50,000 U S Treasury Notes 3.625% due 8/31/03 $100,000 U S Treasury Bill due 3/21/02 $100,000 U S Treasury Bill due 4/11/02 Cost 98,514.93 196,799.11 195,908.00 196,009.33 245,100.00 97,765.00 123,070.97 196,142.00 196,360.00 196,451.00 24 945.25 24,832.03 196 461.11 98 352.00 49 942.50 98,880.44 98,918.11 12 10/31/01 11/os/ol 12/13/01 12/31/01 01/10/02 $100,000 U S Treasury Notes 2.75% due 10/31/03 $150,000 U S Treasury Bill due 5/9/02 $100,000 U S Treasury Bill due 6/13/02 $100,000 U S Treasury Notes 3.25% due 12/31/03 $100,000 U S Treasury Bill due 7/11/02 99,961.00 148,543.50 99,108.00 99,904.00 99,115.00 CHANGES IN INVESTMENT HOLDINGS PRINCIPAL $10,307.82 Allfirst Bank Certificate of Deposit 6.06% due 6/10/01 .................................... 10/30/00 received 06/26/01 sold 06/26/01 distributed Cost 10,307.82 (10,000.00) (307.82) 0.00 $100,000 U S Treasury Notes 2.75% due 10/31/03 lO/31/Ol 08/04/03 purchased adjust to date of death value 99,961.00 132.75 100,093.75 $100,000 U S Treasury Notes 3.25% due 12/31/03 12/31/01 08/04/03 $100,000 U S Treasury Notes 4.875% due 3/31/01 10/13/00 03/31/01 03/31/01 purchased adjust to date of death value received from Tucker Anthony accreted discount matured 99,904.00 814.75 100,718.75 98,500.00 1,500.00 (100,000.00) 0.00 $100,000 U S Treasury Bill due 2/14/02 ..................... 08/16/01 01/18/02 02/14/02 purchased adjust to date of death value matured 98,352.00 1,532.10 (99,884.10) 0.00 14 $100,000 U S Treasury Bill due 3/15/01 12/14/00 03/15/01 purchased matured 98,514.93 (98,514.93) 0.00 $100,000 U S Treasury Bill due 3/21/02 ..................... 09/26/01 01/18/02 03/21/02 purchased adjust to matured date of death value 98,880.44 853.46 (99,733.90) 0.00 $100,000 U S Treasury Bill due 4/11/02 ..................... lO/11/Ol 01/18/02 04/11/02 purchased adjust to matured date of death value 98,918.11 721.04 (99,639.15) 0.00 $100,000 U S Treasury Bill due 6/13/02 12/13/01 01/18/02 06/13/02 purchased adjust to date matured of death value 99,108.00 241.05 (99,349.05) 0.00 $100,000 U S Treasury Bill due 7/11/02 01/10/02 01/18/02 07/11/02 purchased adjust to sold date of death value 99,115.00 94.75 (99,209.75) 0.00 $100,000 U S Treasury Bill due 9/13/01 ..................... 03/15/01 09/13/01 purchased matured 97,765.00 (97,765.00) 0.00 $125,000 U S Treasury Bill due 8/16/01 ..................... 04/02/01 o8/16/Ol purchased matured 123,070.97 (123,070.97) 0.00 $150,000 U S Treasury Bill due 5/9/02 11/o8/ol 01/18/02 05/09/02 purchased adjust to date matured of death value 148,543.50 728.10 (149,271.60) 0.00 $200,000 U S Treasury Bill due 10/11/01 04/12/01 10/11/01 purchased matured 196,142.00 (196,142.00) 0.00 $200,000 U S Treasury Bill due 1/10/02 07/12/01 purchased 01/10/02 matured 196,461.11 (196,461.11) 0.00 $200,000 U S Treasury Bill due 11/8/01 ..................... 05/10/01 purchased 11/08/01 matured 196,360.00 (196,360.00) 0.00 $200,000 U S Treasury Bill due 12/13/01 ..................... 06/14/01 purchased 12/13/01 matured 196,451.00 (196,451.00) 0.00 ]6 $200,000 U S Treasury Bill due 4/12/01 12/29/00 04/12/01 purchased matured 196,799.11 (196,799.11) 0.00 $200,000 U S Treasury Bill due 5/10/01 ..................... 12/29/00 05/10/01 purchased matured 195,908.00 (195,908.00) 0.00 $200,000 U S Treasury Bill due 6/14/01 ..................... 01/19/01 06/14/01 purchased matured 196,009.33 (196,009.33) 0.00 $240,000 U S Treasury Bill due 2/15/01 ..................... 11/30/00 02/15/01 received matured 240,000.00 (240,000.00) 0.00 $250,000 U S Treasury Bill due 7/12/01 ..................... 02/15/01 07/12/01 purchased matured 245,100.00 (245,100.00) 0.00 $50,000 U S Treasury Notes 3.625% due 8/31/03 08/31/01 08/04/03 09/02/03 purchased adjust to date sold of death value 49,942.50 885.63 (50,828.13) 0.00 17 $50,000 U S Treasury Notes 3.875% due 6/30/03 .......................... 07/02/01 07/06/01 Ol/lS/O2 06/30/03 purchased purchased adjust to date of death value matured 24,945.25 24,832.03 1,269.60 (51,046.88) 0.00 $500,000 U S Treasury Bill due 12/28/00 ..................... 09/26/00 12/28/00 received matured 485,212.50 (485,212.50) 0.00 $90,000 U S Treasury Bill due 1/18/01 11/30/00 Ol/18/Ol received matured 90,000.00 (90,000.00) 0.00 ARK Money Market Portfolio .......................... 08/15/03 delivered in conversion to MTB Money Market Inst I Fd #420 (340,521.85) (340,521.85) Fleet Boston Financial Corp 09/03/03 12,955.000 shares received from the Estate of Daisy R. Restenberger 12,955.000 441,247.30 441,247.30 MTB Money Market Instl I Fd #420 ................................ 08/15/03 received in conversion from ARK Money Market Portfolio 340,521.85 340,521.85 18 RECEIPTS OF INCOME $100,000 U S Treasury Notes 2.75% due 10/31/03 ........................ 04/30/02 10/31/02 04/30/03 INTEREST $100,000 U S Treasury Notes 3.25% due 12/31/03 ......................... 07/01/02 12/31/02 06/30/03 $100,000 U S Treasury Notes 4.875% due 3/31/01 lO/19/oo 03/31/01 $100,000 U S Treasury Bill due 2/14/02 07/26/02 $100,000 U S Treasury Bill due 3/15/01 ...................................... o3/15/Ol $100,000 U S Treasury Bill due 3/21/02 07/25/02 $100,000 U S Treasury Bill due 4/11/02 ...................................... 07/25/02 $100,000 U S Treasury Bill due 6/13/02 07/25/02 $100,000 U S Treasury Bill due 7/11/02 ...................................... 07/25/02 774.86 1,375.00 1,375.00 1,463.40 1,625.00 1,625.00 2,443.80 2,437.50 3,524.86 4,713.40 4,881.30 115.90 1,485.07 266.10 360.85 650.95 790.25 19 $100,000 U S Treasury Bill due 9/13/01 09/13/01 $125,000 U S Treasury Bill due 8/16/01 ...................................... o8/16/Ol $150,000 U S Treasury Bill due 5/9/02 07/25/02 $200,000 U S Treasury Bill due 10/11/01 ....................................... lO/11/Ol $200,000 U S Treasury Bill due 1/10/02 Ol/lO/O2 $200,000 U S Treasury Bill due 11/8/01 11/o8/ol $200,000 U S Treasury Bill due 12/13/01 ....................................... 12/13/01 $200,000 U S Treasury Bill due 4/12/01 04/12/01 $200,000 U S Treasury Bill due 5/10/01 ...................................... O5/lO/Ol $200,000 U S Treasury Bill due 6/14/01 o6/14/Ol $250,000 U S Treasury Bill due 7/12/01 07/12/01 $50,000 U S Treasury Notes 3.625% due 8/31/03 02/28/02 09/03/02 02/28/03 09/02/03 205.28 906.25 906.25 906.25 2,235.00 1,929.03 728.40 3,858 00 3,538 89 3,640 00 3,549 00 3,200 89 4,092 00 3,990.67 4,900.00 2,924.03 20 $50,000 U S Treasury Notes 3.875% due 6/30/03 12/31/01 07/01/02 12/31/02 06/30/03 $500,000 U S Treasury Bill due 12/28/00 12/28/00 ARK Money Market Portfolio .......................... 10/02/00 11/Ol/OO 12/01/00 01/02/01 02/01/01 03/01/01 04/02/01 05/01/01 o6/ol/Ol 07/02/01 08/01/01 09/04/01 10/01/01 11/01/01 12/03/01 01/02/02 02/01/02 03/01/02 04/01/02 05/01/02 06/03/02 07/01/02 08/01/02 09/03/02 10/01/02 11/01/02 12/02/02 01/02/03 02/03/03 03/03/03 04/01/03 05/01/03 06/02/03 07/01/03 08/01/03 08/07/03 21 968.75 872.41 968.75 968.75 427.55 560.12 550.30 462.43 514.88 134.45 134.84 39.66 38.23 72.84 108.84 155.41 143.26 166.55 90.59 199.83 92.48 314.57 447.70 457.56 488.68 596.98 699.34 710.63 672.74 596.59 315.35 265.64 192.53 242.23 264.09 246.83 254.99 226.20 242.75 104.88 3,778.66 14,787.50 11,232.54 MTB Money Market Instl I Fd #420 ................................ 09/02/03 TOTAL INTEREST INCOME ..................... 128.57 85,301.86 OTHER INCOME Allfirst Checking Account #10651985 ................................... 12/12/00 Closed Account 12/27/00 Interest from Closed Account Checking Account #71385002 .......................... 09/05/00 received 06/08/01 received Received from the Estate of Daisy B. Restenberger ........................ 09/03/03 Cash State Employee Retirement System 11/07/00 11/30/00 12/29/00 01/31/01 02/28/01 04/02/01 04/30/01 05/31/01 06/29/01 07/31/01 08/31/01 09/28/01 10/31/01 11/30/01 12/31/01 01/31/02 02/28/02 03/29/02 Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit Pension Benefit 5,381.26 2.12 3,000.00 16,000.00 323.08 323.08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 323 08 5,383.38 19,000.00 33,123.36 5,815.44 22 US Treasury - Social Security Benefits 1o/o~/oo 11/03/00 12/01/00 01/03/01 02/02/01 03/02/01 o4/o3/ol 05/03/01 o6/ol/Ol 07/03/01 07/19/01 One Time Benefit due to incorrect CPI Calculation 08/03/01 08/31/01 10/03/01 11/02/01 12/03/01 01/03/02 TOTAL OTHER in 1999 942.00 942 00 942 00 972 00 972 00 972 00 972 00 972 00 972 00 972 00 31 00 973.00 973.00 973.00 973.00 973.00 995.00 INCOME ........................ 15,521.00 78,843.18 TOTAL RECEIPTS OF INCOME .................. 164,145.04 23 DISBURSEMENTS OF INCOME 09/14/00 09/14/00 09/20/00 09/20/00 o9/26/o0 09/26/00 09/26/00 10/03/00 10/04/00 10/05/00 10/19/00 10/19/00 10/20/00 10/20/00 10/20/00 Z0/24/00 11/o1/oo 11/o6/oo 11/o6/oo 11/14/oo 11/22/oo AT&T - Telephone Expense Verizon - Telephone Expense Pennsylvania American Water Company - Utility Expense York Waste Disposal Utility Expense PP&L Utility Expense - Acct #71290-73004 PP&L Utility Expense - Acct #72090-73000 PP&L Utility Expense Acct #71890-73002 Borough of Camp Hill - Sewer Expense Shipley Oil Co. Heating Fuel Expense Allfirst Trust Company of PA, NA - Trustee Fee Rhoads & Sinon, LLP - Attorney Fees Verizon - Telephone Expense PP&L - Utility Expense - Acct #72090-73000 PP&L - Utility Expense - Acct #71290-73004 PP&L - Utility Expense - Acct #71890-73002 Pennsylvania American Water Company - Utility Expense Comcast Cable - Cable Expense Allfirst Trust Company of PA, NA - Trustee Fee AT&T - Telephone Expense Verizon - Telephone Expense PP&L Utility Expense - Acct #71890-73002 1.87 18.04 25.30 60.84 17.39 13.29 12 . 74 180.00 60.86 568.70 2,515.76 18.06 10.00 15.29 13.04 21.06 29.00 649.19 0.69 17.97 17.13 24 11/22/00 11/22/00 12/01/00 12/05/00 12/07/00 12/07/00 12/14/00 12/21/00 12/22/00 12/22/00 12/22/00 12/28/00 01/03/01 01/04/01 01/04/01 01/05/01 Ol/16/Ol Ol/18/Ol 01/24/01 01/24/01 PP&L - Utility Expense - Acct #71290-73004 PP&L - Utility Expense - Acct #72090-73000 Shipley Oil Co. - Heating Fuel Expense Allfirst Trust Company of PA, NA - Trustee Fee Internal Revenue Service - 2000 Estimated Personal Income Tax Pennsylvania Dept of Revenue - 2000 Estimated Personal Income Tax Verizon - Telephone Expense Goodville Mutual Casualty Co. - Insurance Premium Policy - #H0540942-3775-68 PP&L - Utility Expense Acct #72090-73000 PP&L - Utility Expense - Acct #71890-73002 PP&L - Utility Expense - Acct #71290-73004 Shipley Oil Co. - Heating Fuel Expense York Waste Disposal Utility Expense Comcast Cable - Cable Expense Shipley Oil Co. - Heating Fuel Expense Allfirst Trust Company of PA, NA - Trustee Fee Verizon - Telephone Expense Shipley Oil Co. - Heating Fuel Expense Pennsylvania American Water Company - Utility Expense PP&L - Utility Expense Acct #71890-73002 21.88 9.57 719.07 876.23 4,100.00 175.00 18.14 964.00 16.81 17.31 19.40 632.72 60.84 29.01 107.00 893.33 17.97 503.21 27.55 20.49 25 01/24/01 01/24/01 01/31/01 02/05/01 02/09/01 02/09/01 02/14/01 02/21/01 02/21/01 02/21/01 03/01/01 03/05/01 03/07/01 03/12/01 03/14/01 03/22/01 03/22/01 03/23/01 03/23/01 03/23/01 03/30/01 PP&L - Utility Expense - Acct #72090-73000 PP&L - Utility Expense - Acct #71290-73004 Shipley Oil Co. - Heating Heating Fuel Expense Allfirst Trust Company of PA, NA - Trustee Fee Comcast Cable Cable Expense Shipley Oil Co. - Heating Fuel Expense Verizon - Telephone Expense PP&L - Utility Expense Acct #71890-73002 PP&L - Utility Expense Acct #71290-73004 PP&L - Utility Expense Acct #72090-73000 Pennsylvania American Water Company - Utility Expense Allfirst Trust Company of PA, NA - Trustee Fee AT&T - Telephone Expense Shipley Oil Co. Heating Fuel Expense Verizon - Telephone Expense Pennsylvania American Water Company - Utility Expense York Waste Disposal Utility Expense PP&L - Utility Expense - Acct #72090-73000 PP&L - Utility Expense - Acct #71890-73002 PP&L Utility Expense - Acct #71290-73004 Shipley Oil Co. - Heating Fuel Expense 19.79 29.49 69.00 895.72 29.01 495.87 18.20 19.20 11.73 18.71 24.60 897.76 6.03 506.43 21.17 24.12 60.84 17.20 19.92 24.65 30.00 26 04/04/01 04/04/01 04/05/01 04/06/01 o4/o9/ol 04/12/01 04/12/01 04/12/01 04/12/01 04/19/01 04/26/01 04/26/01 04/26/01 05/04/01 05/07/01 05/14/01 05/18/01 05/22/01 05/23/01 05/23/01 05/23/01 AT&T - Telephone Expense Comcast Cable - Cable Expense Allfirst Trust Company of PA, NA - Trustee Fee Internal Revenue Service - 2000 Estimated Personal Income Tax - Balance Due Borough of Camp Hill Sewer Expense Internal Revenue Service - 2001 Estimated Personal Income Tax Pennsylvania Dept of Revenue 2001 Estimated Personal Income Tax Shipley Oil Co. - Heating Fuel Expense Verizon - Telephone Expense Pennsylvania American Water Company - Utility Expense PP&L - Utility Expense Acct #71890-73002 PP&L - Utility Expense Acct #72090-73000 PP&L - Utility Expense - Acct #71290-73004 AT&T - Telephone Expense Allfirst Trust Company of PA, NA - Trustee Fee Verizon - Telephone Expense Pennsylvania American Water Company - Utility Expense Shipley Oil Co. - Heating Fuel Expense PP&L Utility Expense - Acct #72090-73000 PP&L - Utility Expense - Acct #71890-73002 PP&L - Utility Expense Acct #71290-73004 3.23 31.47 901.87 1,895.00 180.00 4,580.00 91.00 424.53 18.05 31.96 10.76 16.76 57.90 5.34 900.44 18.09 39.32 340.00 10.82 14.31 13.94 27 05/25/01 o6/ol/Ol o6/ol/Ol 06/05/01 06/07/01 06/12/01 06/13/01 06/14/01 o6/18/Ol 06/20/01 06/21/01 07/02/01 07/05/01 07/06/01 o7/o6/ol o7/o9/ol o7/o9/ol o7/16/Ol o7/19/Ol 07/23/01 08/02/01 PP&L - Utility Expense - Acct #72090-73000 Comcast Cable - Cable Expense Shipley Oil Co. - Heating Fuel Expense Allfirst Trust Company of PA, NA - Trustee Fee AT&T - Telephone Expense Pennsylvania Dept of Revenue 2001 Estimated Personal Income Tax Internal Revenue Service - 2001 Estimated Personal Income Tax Verizon - Telephone Expense Fast Tax Trust Services - Tax Preparation Fee on Individual Tax Returns Pennsylvania American Water Company - Utility Expense York Waste Disposal - Utility Expense Accrued Interest paid on purchase of $25,000 U S Treasury Notes 3.875% due 6/30/03 Allfirst Trust Company of PA, NA - Trustee Fee Accrued Interest paid on purchase of $25,000 U S Treasury Notes 3.875% due 6/30/03 Transfer To Principal AT&T - Telephone Expense Comcast Cable - Cable Expense Verizon - Telephone Expense Pennsylvania American Water Company - Utility Expense PP&L - Utility Expense Acct #71290-73004 Shipley Oil Co. Heating Fuel Expense 14.59 31.42 292.79 902.20 1.72 160.00 4,580.00 18.15 400.00 50.62 60.84 5.26 909.66 15.79 38,530.81 1.74 31.42 18.07 41.42 6.76 680.00 28 08/03/01 08/06/01 08/07/01 08/10/01 08/13/01 08/20/01 08/22/01 09/05/01 09/06/01 09/07/01 09/11/01 09/12/01 09/14/01 09/18/01 09/21/01 09/21/01 09/21/01 10/03/01 10/03/01 lO/O4/Ol 10/05/01 10/12/01 Comcast Cable - Cable Expense Allfirst Trust Company of PA, NA - Trustee Fee AT&T - Telephone Expense Pennsylvania American Water Company - Utility Expense Verizon - Telephone Expense Pennsylvania American Water Company - Utility Expense PP&L Utility Expense - Acct #71890-73002 Allfirst Trust Company of PA, NA - Trustee Fee Shipley Oil Co. Heating Fuel Expense Comcast Cable Cable Expense Pennsylvania Dept of Revenue - 2001 Estimated Personal Income Tax Internal Revenue Service 2001 Estimated Personal Income Tax Verizon Telephone Expense York Waste Disposal - Utility Expense Pennsylvania American Water Company - Utility Expense PP&L - Utility Expense - Acct #71890-73002 PP&L - Utility Expense - Acct #70290-73000 Borough of Camp Hill Sewer Expense Shipley Oil Co. - Heating Fuel Expense Comcast Cable Cable Expense Allfirst Trust Company of PA, NA - Trustee Fee Shipley Oil Co. Heating Fuel Expense 31.42 911.57 0.96 22.69 19.76 46.84 0.69 913.55 340.00 31.42 160.00 4,580.00 19.17 60.84 45.87 11.49 3.19 180.00 340.00 33.80 914.05 79.00 29 10/12/01 lO/18/Ol lO/19/Ol 10/19/01 10/19/01 10/23/01 11/05/01 11/05/01 11/06/01 11/07/01 11/08/01 11/08/01 11/15/01 11/19/01 11/19/01 11/19/01 11/27/01 11/27/01 11/27/01 11/30/01 Verizon - Telephone Expense Pennsylvania American Water Company - Utility Expense PP&L - Utility Expense - Acct #72090-73000 PP&L - Utility Expense - Acct #71290-73004 PP&L - Utility Expense - Acct #71890-73002 Shipley Oil Co. - Heating Fuel Expense Allfirst Trust Company of PA, NA - Trustee Fee AT&T - Telephone Expense Comcast Cable Cable Expense Arthur Stuart Security Deposit on Rental Property Country Meadows of the West Shore - Nursing Home Expense - Security Deposit $500 plus 14 days @ $77 per day Shipley Oil Co. Heating Fuel Expense Verizon - Telephone Expense PP&L - Utility Expense - Acct #72090-73000 PP&L - Utility Expense - Acct #71290-73004 PP&L - Utility Expense - Acct #71890-73002 Metro Med Services Medical Expense Pennsylvania American Water Company - Utility Expense York Waste Disposal - Utility Expense Comcast Cable Cable Expense 18.82 38.27 9.72 11.08 12.44 195.00 915.85 0.35 33.80 525.00 1,578.00 535.00 18.82 9.72 23.56 18.26 29.00 39.26 60.84 33.80 30 11/30/01 12/04/01 12/05/01 12/05/01 12/11/01 12/14/01 12/20/01 12/20/01 12/24/01 12/26/01 01/03/02 01/04/02 01/07/02 01/08/02 01/11/02 01/15/02 02/05/02 03/05/02 04/05/02 04/17/02 05/06/02 Goodville Mutual Casualty Co. - Insurance Premium Policy #H0540942-3775-68 Medi-Claim - Medical Expense Allfirst Trust Company of PA, NA - Trustee Fee Shipley Oil Co. - Heating Fuel Expense Lifeline - Medical Expense Verizon - Telephone Expense PP&L Utility Expense - Acct #72090-73000 PP&L - Utility Expense Acct #71290-73004 Pennsylvania American Water Company - Utility Expense Pennsylvania Dept of Revenue - 2001 Estimated Personal Income Tax Comcast Cable - Cable Expense Shipley Oil Co. Heating Fuel Expense Allfirst Trust Company of PA, NA - Trustee Fee Internal Revenue Service 2001 Estimated Personal Income Tax Lifeline Medical Expense Verizon - Telephone Expense Allfirst Trust Company of PA, NA - Trustee Fee - 1/19/02 2/5/02 Allfirst Trust Company of PA, NA - Trustee Fee Allfirst Trust Company'of PA, NA - Trustee Fee Transfer To Principal Income Cash Balance to Date of Death Allfirst Trust Company of PA, NA - Trustee Fee 1,003.00 140.00 914.44 340.00 47.00 18.82 17.96 6.42 57.15 160.00 33.80 340.00 915.06 4,580.00 35.00 18.91 385.41 919.46 919.27 11,052.76 766.32 31 06/05/02 07/05/02 08/05/02 09/05/02 10/07/02 10/09/02 11/05/02 12/05/02 01/06/03 02/05/03 03/05/03 04/07/03 05/05/03 06/05/03 07/07/03 08/06/03 09/08/03 Allfirst Trust Company of PA, NA - Trustee Fee 766.56 Allfirst Trust Company of PA, NA - Trustee Fee 747.65 Allfirst Trust Company of PA, NA - Trustee Fee 749.17 Allfirst Trust Company of PA, NA - Trustee Fee 745.78 Allfirst Trust Company of PA, NA - Trustee Fee 748.94 Daisy B. Restenberger Estate - PSERS Pension Benefits Jan, Feb, and March 969.24 Allfirst Trust Company of PA, NA - Trustee Fee 572.55 Allfirst Trust Company of PA, NA - Trustee Fee 572.04 Allfirst Trust Company of PA, NA - Trustee Fee 502.70 Allfirst Trust Company of PA, NA - Trustee Fee 573 12 Allfirst Trust Company of PA, NA - Trustee Fee 573 21 Allfirst Trust Company of PA, NA - Trustee Fee 572 73 Allfirst Trust Company of PA, NA - Trustee Fee 573 08 Manufacturers and Traders Trust Company - Trustee Fee 572 54 Manufacturers and Traders Trust Company - Trustee Fee 573 84 Manufacturers and Traders Trust Company - Trustee Fee 573.22 Manufacturers and Traders 573.31 Trust Company - Trustee Fee TOTAL DISBURSEMENTS OF INCOME .................. 119,556.60 32 DISTRIBUTIONS OF INCOME TO BENEFICIARIES Eric D. Restenberger 09/29/03 Income Distribution TOTAL DISTRIBUTIONS TO BENEFICIARIES ...... 44,588.44 44,588.44 33 PROPOSED DISTRIBUTIONS TO BENEFICIARIES Units In accordance with Article IV (B) of the Daisy B Restenberger Revocable Trust, Dated September 7, 1982, as Amended and Restated By Agreement dated August 7, 2000: Current Value or as Noted Fiduciary Acquisition Value Manufacturers and Traders Trust Company, Successor To Allfirst Trust Company of Pennsylvania, NA - Trustee - Daisy B. Res~enberger GST Exempt Trust F/B/O Eric Restenberger $100,000 U S Treasury Notes 100,156.00 2.75% due 10/31/03 100,093.75 $100,000 U S Treasury Notes 3.25% due 12/31/03 100,563.00 100,718.75 12,955 shares Fleet Boston Financial Corp 385,411.25 441,247.30 MTB Money Market-Inst I-Fd #420 - Principal Cash 513,869.75 513,869.75 Statutory Interest 57,425.26 1,157,425.26 57,425.26 1,213,354.81 Eric Restenberger, Income Beneficiary of the Daisy B. Restenberger GST Non-Exempt Trust f/b/o Eric ~ Restenberger, PursuanY to ~he T_~s~ee s Discretion to terminate said Trust under Article XIV(A) of the Trust Agreement as the amount is too small to justify its maintenance as a separate trust MTB Money Market Instl I Fd #420 29,357.03 Principal Cash 29,357.03 29,357.03 29,357.03 1,186,782.29 1,242,711.84 3~ AFFIDAVIT Manufacturers and Traders Trust Company, Successor to Allfirst Trust Company of Pennsylvania, NA, Trustee under the Revocable Trust Under Agreement with DAISY B. RESTENBERGER, deceased, hereby declares under oath that it has fully and faithfully discharged the duties of its office; that the foregoing Account is true and correct and fully discloses all significant transactions occurring during the accounting period; that all known claims against the Trust have been paid in full; that, to its knowledge, there are no claims now outstanding against the Trust. Subscribed and sworn before me this ~ M~n~facturers and Traders Trus~ ~ompany, Successor to Allfirst Trust Company of Pennsylvania, Trustee ASST. ViCr' p~S~DEN'r ~ ..'~.. U$.T. OFHCE~ day , 2003. Notary Public Notarial Seal Deanna L. Wells. Notary Public Hardsburg, Oaup~ti n ..C au nty,.)~,.,.~ My Commission Expires uec. 6, ,_u,.,.-, Member, Pennsylvania Association ot Notades 35 ESTATE OF DAISY B. RESTENBERGER, Deceased REVOCABLE TRUST OF DAISY B. RESTENBERGER : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : ORPHANS' COURT DIVISION : : NO. 191 of 2002 STATEMENT OF PROPOSED DISTRIBUTION OF MANUFACTURERS AND TRADERS TRUST COMPANY, successor to Allfirst Trust Company of Pennsylvania, N.A., Trustee OF THE DAISY B. RESTENBERGER REVOCABLE TRUST The balance for distribution as shown on the First and Final Account of Manufacturers and Traders Trust Company, successor to Allfirst Trust Company of Pennsylvania, N.A., Trustee of the Daisy B. Restenberger Revocable Trust, is $1,186,782.29. Distribution of the remaining balance as set forth in said account is proposed as follows: PROPOSED SCHEDULE OF DISTRIBUTION TO: Pennsylvania, N.A., Trustee of the Daisy B. Restenberger Restenberger. Principal $1,100,000.00 Statutory Interest* $ 57,425.26 Income $ 0.00 Manufacturers and Traders Trust Company, successor to Allfirst Trust Company of GST Exempt Trust f/b/o Eric B. $1,157,425.26 * Difference between the statutory interest at 5% pursuant to 20 Pa. C.S.A. §7187(a) from 1 / 18/02 to 11/25/03, calculated at $102,013.70, and the $44,588.04 o f income already distributed to the income beneficiary as shown in the Account. TO: Eric B. Restenberger, income beneficiary of the Daisy B. Restenberger GST Non- Exempt Trust f/b/o Eric B. Restenberger, pursuant to the Trustee's discretion to terminate said Trust under Article XIV(A) of the Trust Agreement as the amount is too small to justify its maintenance as a separate trust. Principal $ 29,357.03 $ 29,357.03 TOTAL PROPOSED DISTRIBUTION $1,186,782.29 489639.1 COMMONWEALTH OF PENNSYLVANIA ) ) COUNTY OF ~ ~ ) SS: On this, the C~ day of (~)C40 ~ , 2003, before me, the undersigned officer, personally appeared~.tt~_ ~gt~'-/I//C~who acknowledged himself/herself to be the ~ of MANUFACTURERS AND TRADERS TRUST COMPANY, a as such~ ~ , being authorized to do so, corporation, and that he/she, executed the foregoing instrument for the purposes therein contained by signing the name of the a~ corporation by himself/herself ~ IN WITNESS WHEREOF, I hereunto set my hand and official seal. Notary Public My Commission Expires: (SEAL) I Notarial Seal f Deanna L. Wells, Notary Public HaFrisl~rg, Dauphin County My Commi~d6n £xpiree Dec. 6, FIRST AMENDMENT TO AND RESTATEMENT OF AGREEMENT OF TRUST DATED SEPTEMBER 7, 1982, BY DAISY B. RESTENBERGER, SETTLOR AND CO-TRUSTEE, DAUPHIN DEPOSIT BANK, NOW ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., CO-TRUSTEE "The Daisy B. Restenberger Revocable Trust" THIS FIRST AMENDMENT TO AND RESTATEMENT OF AGREEMENT OF TRUST ("First Amendment") is made and entered into by and between DAISY B. RESTENBERGER, of Camp Hill, Cumberland County, Pennsylvania, the settlor (the "Settlor"), and ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., successor to Dauphin Deposit Bank, with offices located in Harrisburg, Dauphin County, Pennsylvania and DAISY B. RESTENBERGER, co-trustees (collectively, the "Trustee"). WITNESSETH: WHEREAS, on September 7, 1982, Daisy B. Restenberger, as Settlor and Co- Trustee, and Dauphin Deposit Bank, as Co-Trustee, entered into an Agreement of Trust (the "Trust Agreement"); WHEREAS, in ARTICLE II of the Trust Agreement, the Settlor reserved the right to amend any or all provisions of the Trust Agreement; 353147.1 WHEREAS, the Settlor desires to amend and completely restate the Trust Agreement which is the purpose of this First Amendment. NOW, THEREFORE, for and in consideration of their mutual covenants and promises, the parties agree as follows: ARTICLE I Revocation and Restatement The Settlor hereby revokes ARTICLES I through VII of the Trust Agreement in their entirety and replaces them with the following provisionS, which provisions are acceptable to the Trustee. ARTICLE The Settlor, or any other party or person, may from time to time make policies of insurance on Settlor's life, individual retirement account benefits, and/or qualified or non- qualified retirement plan benefits payable to the Trustee, or may transfer other assets to the Trustee, subject to the terms of this Agreement, by inter vivos grant or by Will. The trust assets shall include the existing trust assets, the proceeds of any insurance policies payable to the Trustee (collectively hereinafter called the "Policies"), and all such other benefits or later added -2- assets (collectively the "Trust Assets"), which shall be held, administered, distributed and governed by the Trustee, IN TRUST NEVERTHELESS, m accordance with the provisions of this Agreement and any amendments hereto. ARTICLE Ill During the Settlor's Lifetime During the Settlor's lifetime, the Trustee shall: (A) Have, boM, manage, invest and reinvest the Trust Assets, collect the income and pay over the net income to the Settlor during the Settlor's lifetime as the Settlor may from time to time request. In addition, the Trustee shall pay such portion or all of the principal of the Trust Assets to the Settlor as the Settlor may from time to time request. Any income not distributed to the Settlor during the calendar year shall be added to Trust principal. (B) Pay and use such portion or all of the income and principal of the Trust Assets as the Trustee, in the Trustee's sole discretion, from time to time shall deem necessary to provide for the proper maintenance, support, medical, hospital, nursing or nursing home care of the Settlor. (C) In the Trustee's sole discretion, pay either from the principal or income of the Trust Assets any outstanding bills or obligations owing by the Settlor. (D) Whenever and as often as, in the sole judgment of the Trustee, the Settlor, to whom payments of income and principal are herein directed to be made, shall be unable to act, or shall lack ability or shall otherwise be unable to apply such payments to the Settlor's own best interest and advantage, the Trustee, in the Trustee's sole discretion, may make all or any portion of such payments in any one or more of the following ways: (1) directly to the Settlor; -3- (2) (3) to the legal guardian or duly authorized attorney-m- fact or agent of the Senior; or by the Trustee expending the same for the benefit of the Settlor. ARTICLE IV Upon the Settlor's Death Upon the death of the Settlor during the existence of this Trust, the Trustee shall divide and distribute the Trust Assets as follows: (A) The Trustee shall pay the following specific bequests from the principal held hereunder: (1) (2) (3) (4) The stun of Five Hundred Dollars ($500) to FREELAND CEMETERY ASSOCIATION, Freeland, Pennsylvania. The sum of Twenty-five Thousand Dollars ($25,000) to Settlor's nephew, ERIC D. RESTENBERGER (the "Setdor's Nephew), if he survives Settlor. The sum of Five Thousand Dollars ($5,000) to Settlor's friend, CAROL K. SALES, of Camp Hill, Pennsylvania, if she survives Settlor. The sum of Five Thousand Dollars ($5,000) to TRINITY LUTHERAN CHURCH, Camp Hill, Pennsylvania. (B) The Trustee shall place in Trust A (also herein referred to as the "GST Exempt Trust") that amount of the principal, if any, that has a value equal to the amount of the Settlor's available generation skipping tramfer tax exemption CGST Exemption"), IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with the provisions of ARTICLE V hereof. For purposes of this ARTICLE, Settlor's "available generation skipping tax exemption" means an amount equal to the generation skipping transfer tax exemption provided in Section 2631(a) of the Internal Revenue Code of 1986, as amended, that has not been allocated by the Settlor or the Executor of Settlor's estate to any other transfer by the Settlor during her lifetime, following her death or otherwise. (C) The Trustee shall place in Trust B (also herein referred to as the "GST Non-Exempt Trust") such of the Trust Assets as shall not have been distributed pursuant to the preceding paragraphs (A) and (B), IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with the provisions of ARTICLE VI hereof. ARTICLE V Trust A (The GST Exempt Trust) The Trustee shall have, hold, manage, invest and reinvest the assets of Trust A, collect the income and (A) If the Settlor's Nephew, ERIC D. RESTENBERGER, survives the Settlor, then beginning at the Settlor's death, the Trustee shall pay over the net income of Trust A to the Settlor's Nephew during the Settlor's Nephew's lifetime in quarterly installments and pay such portions of the principal as, in the sole discretion of the Trustee, shall be necessary for the Settlor's Nephew's maintenance, support, medical and nursing care, taking into consideration any other means readily available for such purposes. The Trustee shall also pay such portions of the principal of Trust A as, in the sole discretion of the Trustee, shall be necessary for the education, including college and graduate education, of the Settlor's Nephew'S children, taking into consideration any other means readily available for such purposes. None of the principal of the GST Exempt Trust shall be expended for Settlor's Nephew until after the principal of the GST Non- Exempt Trust is completely exhausted. (B) If the Settlor's Nephew survives the Settlor, then the Settlor's Nephew may by Will making specific reference to this power appoint all or any portion of the assets of Trust A to or for the benefit of such one or more of the Settlor's Nephew's issue, in such amounts and proportions, and in such lawful interest or estates, whether absolutely or in trust, as Settlor's Nephew may appoint -5- by such Will; provided, however, that no appointment shall directly or indirectly benefit Settlor's Nephew, Settlor's Nephew's creditors or the creditors of the Settlor's Nephew's estate. (C) Upon the death of the survivor of the Settlor and the Settlor's Nephew, the Trustee shall distribute the then remaining principal of Trust A not appointed by Settlor's Nephew under paragraph 03) to the Settlor's Nephew's issue then living, per stirpes; provided, however, that if any distribution under this paragraph (C) is to a child of the Settlor's Nephew who has not attained the age of thirty-five years, such child's share shall be retained by the Trustee as a separate trust estate, IN TRUST NEVERTHELESS, to be heM, administered and disposed of in accordance with ARTICLE VII for the benefit of such chiM (the "Retention Trust"). If the Settlor's Nephew has no issue living at the death of the survivor of the Settlor and the Settlor's Nephew, then the remaining principal of the GST Exempt Trust shall be distributed pursuant to ARTICLE VIII hereof. ARTICLE VI Trust B The GST Non-Exempt Trust The Trustee shall have, hold, manage, invest and reinvest the assets of Trust B, collect the income and (A) If the Settlor's Nephew, ERIC D. RESTE~ERGER, survives the Settlor, then beginning at the Settlor's death, the Trustee shall pay over the net income of Trust B to the Settlor's Nephew during such Settlor's Nephew's lifetime in quarterly installments and such portions of the principal as, in the sole discretion of the Trustee, shall be necessary for the Setflor's Nephew's maintenance, support, medical and nursing care, taking into consideration any other means readily available for such purposes. 03) If the Settlor's Nephew survives the Settlor, then the Settlor's Nephew may by Will making specific reference to this power appoint all or any portion of the assets of Trust B to or for the benefit of such one or more persons, corporations, creditors or to the Settlor's Nephew's estate, in such amounts and proportions, and in such lawful interests or estates, whether absolutely or in trust, as the Settlor's Nephew may appoint by such Will. -6- (C) Upon the death of the survivor of the Settlor and the Settlor's Nephew, the Trustee shall distribute the then remaining principal of Trust B not appointed by Settlor's Nephew under paragraph (B), to the Settlor's Nephew's issue then living, per stirpes; provided, however, that if any distribution under this paragraph (C) is to a child of the Settlor's Nephew who has not attained the age of thirty-five years, such child's share shall be retained by the Trustee as a separate trust estate, IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with ARTICLE VII for the benefit of such child (the "Retention Trust"). If the Settlor's Nephew has no issue living at the death of the survivor of the Settlor and the Settlor's Nephew, then the remaining principal of the GST Non-Exempt Trust shall be distributed pursuant to ARTICLE VIII hereof. ARTICLE VII The Retention Trust The Trustee shall have, hold, manage, invest and reinvest the assets of the Retention Trust, collect the income and (A) Until the beneficiary of the Retention Trust (the "Beneficiary") shall have attained the age of twenty-one years, my Trustee shall from time to time pay to or for the benefit of the Beneficiary such amounts of the net income and principal of the Retention Trust as, in the sole discretion of my Trustee, shall be necessary for the Beneficiary's maintenance, support, medical and nursing care and education, including college and graduate education, taking into consideration any other means readily available for such purposes. At the end of each year any unexpended income shall be added to the principal of the Retention Trust. (B) After the Beneficiary shall have attained the age of twenty-one years, my Trustee shall thereafter pay to the Beneficiary the net income derived from the Retention Trust in installments not less frequently than quarterly and such amounts of the principal as, in the sole discretion of my Trustee, shall be necessary for the Beneficiary's maintenance, support, medical and nursing care and education, including college and graduate education, taking into consideration any other means readily available for such purposes. -7- (C) If at the time of the creation of the Retention Trust the Beneficiary shall have then attained the age set forth below or if the Beneficiary shall thereafter attain that age, upon receipt by the Trustee of a written request from the Beneficiary, the Trustee shall distribute outright to the Beneficiary the fractional portion of the then remaining principal of the Retention Trust set forth below: Age Fractional Share Twenty-five years Thirty years Thirty-five years One-third One-half Balance then remaining (D) The Beneficiary may by Will making specific reference to this power appoint all or any portion of the assets of the Retention Trust to or for the benefit of such one or more the Beneficiary's issue or any issue of the Settlor's Nephew or any other person, or the Beneficiary's estate, in such amounts and proportions, and in such lawful interest or estates, whether absolutely or in trust, as the Beneficiary may appoint by such Will. (E) If a Beneficiary shall die before f'mal distribution of the assets of the Retention Trust is made, the then remaining principal and any undistributed income of the Retention Trust not appointed under paragraph (C) shall be distributed to the Beneficiary's issue then living, per stirpes. If the Beneficiary has no issue then living, then to the Settlor's Nephew's issue then living, per stirpes; provided, however, that if any such Beneficiary is then a Beneficiary of a Retention Trust hereunder, the share of such Beneficiary shall be added to the principal of such Retention Trust as if an integral part thereof, to be held, administered and disposed of in accordance with the terms thereof. If none of the Settlor's Nephew's issue is living at the termination of the Retention Trust, then the remaining assets of the Retention Trust shall be distributed in accordance with ARTICLE VIII hereof. -8- ARTICLE VIII Contingent Distribution If the Settlor's Nephew and all of the Settlor's Nephew's issue are deceased at the time for the distribution of any trust estate hereunder following the Settlor's death, the Trustee shall distribute any assets passing under this ARTICLE in two equal shares, one share to the FOX CHASE CANCER CENTER, Philadelphia, Pennsylvania, and one share to THE SALVATION ARMY, Harrisburg Corp, Harrisburg, Pennsylvania. ARTICLE IX Perpetuities Provision Nothing herein is intended to, nor shall it be construed to, postpone the vesting of any part of the assets of this trust or of any separate trust estate created hereunder for more than twenty-one years after the death of the survivor of the Settlor, the Settlor's Nephew and the Settlor's Nephew's issue living at the Settlor's death. At the expiration of such period the assets of this trust and all of the separate trust estates hereunder shall immediately vest in fee simple absolute in and be distributed outright to the person or persons then entitled to receive the income therefi'om, whether in the Trustee's discretion or otherwise. -9- ARTICLE X Spendthrift Provision No part of the income or principal of the property held under any trust created hereunder shall be subject to attachment, levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy of any beneficiary prior to his or her actual receipt thereof. The Trustee shall pay over the net income and the principal to the parties herein designated, as their interests may appear, without regard to any attempted anticipation (except as specifically provided herein), pledging or assignment by any beneficiary under any trust created hereunder, and without regard to any claim thereto or attempted levy, attachment, seizure or other process against said beneficiary. ARTICLE XI Trustee Powers During the continuance of any trust created hereunder, the Trustee shall possess, among others, the following powers, exercisable without court approval, but in all cases to be exercised for the best interests of the beneficiaries: (A) To retain any investments so long as the Trustee may deem it advisable so to do, including securities owned, issued or underwritten by any corporate Trustee or any of its affiliates. (B) To vary investments, when deemed desirable by the Trustee, and to invest in every kind of property and type of investment, including securities owned, issued or underwritten by any corporate Trustee or any of its affiliates, or -10- as to which such Trustee or its affiliate acts as investment advisor, as the Trustee shall deem wise. (C) To exercise any outstanding stock option in effect at the Settlor's death, and to borrow any necessary funds from any person or institution, including the Trustee, to mortgage or pledge any or all real or personal property as the Trustee in the Trustee's sole discretion shall choose without regard for the dispositive provisions of this Agreement. (D) In order to affect a division of the principal of any trust or for any other purpose, including the f'mal distribution of any trust, the Trustee is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind. If such division or distribution is made in kind, said assets shall be divided or distributed at their respective values on the date or dates of their division or distribution. In making any division or distribution in kind, the Trustee shall divide and distribute said assets in a manner that will fairly allocate any unrealized appreciation among the beneficiaries. (E) To sell either at public or private sale and upon such terms and conditions as the Trustee may deem advantageous to any trust, any or all real or personal estate or interest therein owned by any trust severally or in conjunction with other persons or acquired by the Trustee (including selling "short" any right, privilege, option or asset), and to consummate said sale or sales by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, flee and clear of all trust and without obligation or liability of the purchaser or purchasers to see to the application of the purchase money or to make inquiry into the validity of said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignments, options or other writings which may be necessary or desirable in carrying out any of the powers conferred upon the Trustee in this paragraph or elsewhere in this Agreement. (F) To make leases of real estate for any tenn. (G) To borrow money from any party, including the Trustee, to pay an indebtedness of the Settlor or of the Settlor's estate or trust, expenses of admini.qtration, all estate, inheritance and similar taxes ("Death Taxes") and other taxes. (H) To pay, in the Trustee's discretion, without reimbursement, all costs, Death Taxes or other taxes, expenses and charges in connection with the -11- administration of the Settlor's estate or trust, and to pay the funeral expenses and the expenses of the last illness of the Settlor. (I) To vote any shares of stock that form a part of any trust and to otherwise exercise all the powers incident to the ownership of such stock; to actively manage and operate any incorporated or unincorporated business, including any joint ventures and partnerships, and to incorporate any such unincorporated business, with all the rights and powers of any owner thereof. (I) In the discretion of the Trustee, to unite with other owners of similar property in carrying out any plans for the reorganization of any corporation or company whose securities form a part of any trust. asset. To assign to and hold in any umst an undivided portion of any (L) To select, employ and compensate any person, firm or corporation engaged in rendering investment counsel advice to advise the Trustee in making investments, managing securities or making decisions concerning the purchase, retention, sale or other disposition of any part of any trust estate hereunder; and to select, employ and compensate any attorney or f'u'm of attorneys to render legal services to the Trustee with respect to any trust estate hereunder. (M) To divide any trust hereunder which would have a generation skipping transfer tax inclusion ratio other than one or zero, into two separate trusts which are fractional shares, known as the "exempt trust" and the "nonexempt trust". The exempt trust shall be that fractional share of the total trust fund that has a generation skipping transfer tax inclusion ratio of zero, and the nonexempt trust shall be the remaining fractional share of the trust, with a generation skipping transfer tax inclusion ratio of one. The terms and conditions of the nonexempt trust and the exempt trust will be identical. Any reference to a trust created under this Agreement, without a further specification or limitation, shall be deemed to refer to both the exempt trust and the nonexempt trust, in proportionate amounts, where relevant. The assets of each separate exempt and nonexempt trust shall be held, administered and invested as separate trusts, and the Trustee shall maintain adequate accounting and records for both such trusts. The executor of the Settlor's estate shall indicate on the federal estate tax return filed for the Settlor's estate that separate trusts will be created (or funded) and clearly set forth the manner in which the trust is to be severed and the separate trusts funded. -12- ARTICLE XII Survival Presumptions Any person who shall have died at the same time as the Settlor or under such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased the Settlor. Any person other than the Settlor who shall have died at the same time as any then beneficiary of income of a trust created hereunder or under such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased such beneficiary. ARTICLE XIII Trustees (A) The Settlor reserves the right to remove and replace any Trustee and to fill any vacancy in the office of Trustee during the Settlor's lifetime. If Settlor should fail or cease to act as Co-Trustee, ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A. shall serve alone as Trustee. (B) An individual Trustee shall be deemed to have failed to serve as Trustee hereunder if, among other reasons, the treating physician of such individual Trustee shall certify in writing that such Trustee possesses permanent mental or physical incapacities which preclude such Trustee from discharging his or her duties as Trustee hereunder. (¢) Any Trustee serving hereunder shall have the right to resign from such office at any time, with or without cause and without Court approval. No successor Trustee shall be liable for the actions of the Trustee occurring prior to the successor Trustee taking office and shall be responsible only for the assets delivered to such successor Trustee. -13- (D) Following the death of the Settlor, the Settlor's Nephew and the Settlor's Nephew's children who have reached the age of majority, from time to time, shall be authorized by majority vote to remove any corporate Trustee serving hereunder for any reason without cause and without court approval, but must replace such Trustee in the same manner with another corporate Trustee, all such actions to be taken by written notice to the Trustee, which shall be effecti~/e without court approval. (E) All references herein to the "Trustee" shall refer to the originally named Co-Trustees and to any successor Trustee, as the case may be. ARTICLE XIV Additional Trust Provisions (A) Whenever the Trustee, in the Trustee's sole discretion, determines that any trust hereunder should be terminated because said trust is too small to justify its maintenance as a separate trust, the Trustee, without any liability to any person or remainderman whose interest may be affected thereby and without the necessity of prior court approval, shall terminate such trust and shall distribute the assets of the terminated trust outright to the individual or individuals at that time eligible to receive the income therefrom. If any additions to any such mt are received after its termination under this ARTICLE, such trust shall be revived and this provision shall continue to apply to it. The Trustee discretion herein granted shall in no event be construed as giving any potential distributee of a trust the right to compel a termination in whole or in part of such trust. (B) If any beneficiary under any trust hereunder is determined by the Trustee, in the Tmstee's sole discretion, to be mentally or physically incapacitated, the Trustee may pay any amount distributable to such beneficiary to the parent, guardian of the property or estate of such beneficiary, the beneficiary's attorney-in-fact or to the person caring for such beneficiary. (C) If an addition is made to any Trust hereunder by will or from another trust, the Trustee may accept the statement of the fiduciary that the property delivered to the Trustee constitutes all the property to which the Trustee is entitled. The Trustee shall have no duty to require the fiduciary to file an accounting with the Court of his, her or its administration or to inquire into any -14- action of the fiduciary, and only shall be responsible for the property that the Trustee receives. ARTICLE XV Custodian If at any time any individual under the age of twenty-one years shall be entitled to receive any assets hereunder free of trust, the Trustee shall act as Custodian of such assets for the benefit of such individual under the Pennsylvania Uniform Transfers to Minors Act. ARTICLE XVI Death Taxes All inheritance, estate and similar taxes becoming due by reason of Senior's death, including any taxes relating to generation skipping transfers imposed under Chapter 13 of Subtitle B of the Internal Revenue Code, as amended ("Death Taxes"), whether such Death Taxes shall be paid by Settlor's Executor or by the Trustee shall be charged to the property passing under ARTICLE IV(C) and if such Death Taxes exceed the assets passing under ARTICLE IV(C), then out of other property passing under IV(B). -15~ ARTICLE XVII SureW and Compensation of Trustee The Trustee shall serve without the duty or obligation of f'fling any bond or other security and shall be entitled to compensation for services in accordance with the standard schedule of fees in effect when the services are rendered. ARTICLE XVIII Revocability The Settlor may, by instrument in writing delivered to the Trustee, modify, alter or revoke this Agreemem in whole or in part; provided, however, that the duties, powers, compensation and liability of the Trustee shall not be changed without the written consent of the Trustee. ARTICLE XIX Trust Matters (A) This instmmem is being created to provide for the convenient adminintration of the assets of Daisy B. Restenberger without the necessity of court supervision during her lifetime and in the event of the Settlor's incapacity or death. Any person shall deal with the Trustee without the approval of any court, the Settlor or any beneficiary of any Trust created by this Declaration, and shall assume that the Trustee has the same power and authority to act as an individual does in the management of his or her own affairs. Any bank, broker, mutual fund, life insurance company or other f'mancial institution or any other person who deals with the Trustee and who is presented with a copy of this page and any other -16- page of the Trust shall accept the same as conclusive proof of the terms and authority granted by these instruments and shall assume that no conflicting directions or terms are contained in the pages omitted. (B) In order to facilitate the convenient administration of the Trust, including the registration and transfer of assets to and from the Trust, the Settlor or any Trustee shall have the power to execute a Certificate of Trust describing any trust matter, including but not limited to a description of the trust terms, certification of any pages of this Trust, the administrative powers of the Trustee and the identity of any current Trustee. Any person who receives an original or photocopy of said Certificate of Trust shall be held harmless from relying on the same, and shall not be obligated to inquire about the terms of the Trust or maintain a copy of the Trust. The Trustee shall have the power to indemnify and hold harmless any financial institution or other third person for their good faith reliance upon the information contained in the Certificate of Trust. ARTICLE XX Situs This Agreement and any trust created hereunder shall be governed by the laws of Pennsylvania and shall have its sims in Cumberland County, Pennsylvania. -17- IN WITNESS WHEREOF, Daisy B. Restenberger, as Settlor and Co-Trustee, has hereunto affixed her hand and seal and ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., as Co-Trustee, has caused this First Amendment to and Restatement of Agreement of Trust to be executed by its duly authorized officer this ~ ~ day of (~c67xc~TLC'~ , 2000. WITNESS: SETTLOR and CO-TRUSTEE: "~4'~Daisy BFRestenber~r ATTEST: (Asst.) Secretary CO-TRUSTEE: ALI.FIRST TRUST COMPANY OF -18- CASH: Allfirst Checking Account #10651985 AllHxst Savings Account #8700¢910701583 $500,000. U.S. Treasury Bill, due 12/28/00 $100,000. U.S. Treasury 4.875% Note, due 03/31/01 $10,307.82 Allftrst Ban~ Certificate of Deposit, 6.060%, due 06/10/01 $ 90,000. $240,000. U. S. Treasury Bill, due 01/18/2001 U. S. Trea~/Bill, due 02/15/2001 $36,000.00 0,ooo.oo COMMONWEALTH OF PENNSYLVANIA COUNTY OF --~(~.,~--/~,-' ~w ,4' SS: On this ~zd~_ day of c~.e~.,.eo_-t~ , 2000, before me, a Notary Public, the undersigned officer, personally appe~ DAISY B. RESTENBERGER, known to me (or satisfactorily proven) to be the person whose name are subscribed to the within Agreement, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. yCoPublic remission Expires: (SEAL) COUNTY OF '~-~~-~' : ~ ~ ~ , ~, before me, ~e undersigned h~elf/herself to be ~e ~/~ of ~LF~T TRUST COMPANY OF PENNSYLVANIA, N.A., and that he/she, as such , being authorized to do so, executed the foregoing instrument for the purposes therein contained by signing the name of the corporation by himself/herself as ~-~ FP IN WITNESS WHEREOF, I hereunto set my hand and official seal. ~{~~Notary Public My Commission Expires: S Notarial Seal . I My Commission Exvt~ LMemoer' Pennsylvania:,scoctation ol Notane= CERTIFICATION OF NOTICE UNDER RULE 5.6(a) Name of Decedent: Date of Death: Will No. To the Register: Daisy B. Restenberger January 18, 2002 00191 of 2002 Admin. No. I certify that notice of beneficial interest required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above captioned estate on May 29, 2002. Name Mr. Eric Restenberger 54 Taylor Boulevard Harrisburg, PA 17103 Allfirst Trust Company of Pennsylvania, NA Surviving Co-Trustee of"The Daisy B. Restenberger Revocable Trust" 213 Market Street, P. O. Box 2961 Harrisburg, PA 17105 Attention: Ruth Ann McMillen, Trust Officer Notice has now been given to all persons entitled thereto under Rule 5.6(a). Date: May 29, 2002 Signature: ~:'~ Name: Address: Telephone: Capacity: X Tre Rhoads & Sinon LLP 1 South Market Square, 12th Floor PO Box 1146 Harrisburg, PA 17108-1146 (717) 233-5731 Personal Representative Counsel for Personal Representative 431962.1 REV-1500 EX + (6-00) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 REV- 1500 I OFFICIAL USE ONLY INHERITANCE TAX RETURN RESIDENT DECEDENT COUNTY CODE YEAR NUMBER DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) SOCIAL SECURITY NUMBER RESTENBERGER DAISY B 207-22 0398 DECE- - DENT DATE OF DEATH (MM-DD-YEAR) I DATE OF BIRTH (MM-DD-YEAR) THIS RETURN MUST BE FILED IN DUPLICATE 01/18/2002 [ 03/26/1914 WITH THE REGISTER OF WILLS (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL SOCIAL SECURITY NUMBER CHECK APPRO- PRIATE BLOCKS COR- RE- SPON DENT RECA- PITULA- TION TAX COMPU- TATION NAME RUTH At,TN McMILLEN, ASST. VP & TO FIRM NAME(If Applicable) ALLFIRST TRUST i ~] 3. Remainder Return 1. Original Return 2. Supplemental Return (date of death prior to 12-13-82) 4. Limited Estate 4a. Future Inleresl Compromise (date of death after 12-12-82) 5. Federal Estate Tax Return Required 6. Oecedenl Died Testate 7, Decedent Maintained a Living Trust (Attach copy of Wi{I) (Attach a copy of Trust) i 8. Total Number of Safe Deposit Boxes 9. Litigation Proceeds Received 10, Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) B 1 1. Election to tax under Sec. 9113(A) (Attach Sch O) COMPLE I k MAILING ADDRESS 213 MARKET STREET HARRISBURG, PA 17101-2127 TELEPHONE NUMBER 717-255-2109 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Coqx)ration, Padnership or Sole-Propdetomhip (3) 4. Mortgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) (5) 6. Jointly Owned Property (Schedule F) U Separate Billing Requested (6) 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G or L) (7) 198,000.00; 441,247.3b~' 0.00 0.00 142,263.36 0.00 1,121,192.54 OFFICIAL USE ONLY 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) (8) 79,230.36 3,734.53 (11) (12) (13) 1,902,703.20 82 964.89 1,819 738.31 5 500.00 (14) 1,814,238.31 SEE INSTRUCTIONS ON PAGE 2 FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) 0. 0 0 x .0 0 0 (15) 16. Amountof Line 14 taxable at lineal rate 0. 00 X .0 0 . 045 (16) 17. Amount of Line 14 taxable at sibling rate 0.00 x. 12 (17) 18. Amount of Line 14 taxable at collateral rale i, 8 14, 2 3 8 . 3 '1 X .15 (18) 19. Tax Due 0.00 0.00 0.00 272,135.75 ~ [ (~9) 272,135.75 'i!! ~:B~0 RE ~@ ~N~W~ AEE O~'~STiONS:ON PAGE 2AN DR ECH ECK MATH<b: 0 PA 1500 1 Nl[: 29755 Copyright 2000 (;reatland/Nelco LP - ,Corms Software OnJy Estate of DAISY B RESTENBERGER 207-22-0398 Name Address Tax ID Executors (Page 1) ALLFIRST TRUST COMPANY of PA, N.A. 213 MARKET STREET MAIL CODE 001-02-05 HARRISBURG, PA 17101-2127 52-2206238 PA REV-1500 EX (6-00) Decedent's Complete Address: STREET ADDRESS Page 2 3020 MARKET STREET CUMBERLAND CITY CAMP HILL Tax Payments and Credits: STATE PA ZIP 17011-2109 Tax Due (Page 1 Line 19) Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount Interest/Penalty if applicable D. Interest E. Penalty 0.00 247,000.00 13,000.00 0.00 0.00 Total Credits (A + B + C) (2) Total Interest/Penalty (D + E) (3) (1) 272,135.75 260,000.00 0.00 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page I Line 20 to request a refund (4) 0.00 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 12,13.5.7 5 A. Enter the interest on the tax due. (5A) 0.0 0 B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) 12,13 5.75 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; b. retain the right to designate who shall use the property transferred or its income; ................. c. retain a reversionary interest or ...... . ..... d. receive the promise for life of either payments, benefits or care? .............................. 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .. 4 Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ........................................................ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILF IT AS PART OF THE RETURN. Under penalties of perj. ury I dec are that I have exam ned th s return including accompanying schedules and statements, and to the best of my knowledge and behef ~t is'true correct and complete. Dec arat o,R of preparer other than the personal representative is based on information of which preparer has a~y knowledge. .// SIGNATURE OF PERSON RESPONSIBLE FOR FILING ADDRESS ~ 213 MARKET STREET HARRISBURG, PA 17101-2127 SIGNATURE OF PREPARER OTHE~-T4flA, I~REPRESENTATIVE,~ 13321 MIDLOTHIAN TURNPIKE SUITE E DATE 10/16/2002 MIDLOTHIAN, VA [72 P.S. § 9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate is imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. § 9116 (a) (1.1) (ii)]. The statute does not exemm a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. 69116(a)(1.2)1. The tax rale imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72. P.S. § 9t 16(1.2) [72 PS. %9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% 172 P.S. § 9116(a)(t .3)]. A sibling is defined, under Section 9102. as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 0 PA15002 NTF 29756 Copyright 2000 Greatland/Nelco LP - Forms Software Only REV-1502 EX -~ (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF FILE NUMBER DAISY B RESTENBERGER 21-02-00191 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, beth having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NO. DESCRIPTION 3020 MARKET STREET BORO OF CAMP HILL, PA TWO STORY DWELLING IN CUMBERLA/q'D COUNTY - MORE FULLY DESCRIBED IN DEED DATED 12/01/1983 RECORDED IN BOOK M-30 PAGE 134 INCLUDED AT APPRAISED VALUE. COPY OF THE APPRAISAL IS ENCLOSED VALUE AT DATE OF DEATH 198,000.00 TOTAL (Also enler on line 1 Recapitulation) $ ii 9~, 000 . O0 (If more space is needed, insert addilional sheets of the same size) 9 PA15021 NTF ~0{~7~ REV-1503 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE B STOCKS & BONDS ESTATE OF FILE NUMBER DAISY B RESTENBERGER 21-02-00191 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NO. DESCRIPTION OF DEATH 11. 12,955 Shares FLEETBOSTON FINL CORP CUSIP: 339030108 441,247.30 TOTAl_ (Also enter on line 2, Recapl~ulahon) .$ (If ,nore space is needed, insed additional sheets of the same size) 9 PA15031 NIF 10872 REV-1508 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF FILE NUMBER DAISY B RESTENBERGER 21-02-00191 Include proceeds of litigation & date proceeds were received by the estate, al~ prop. jointly-owned with right of survlvorshi ) must be disclosed on Sch. F. ITEM NO. 11. 2 3 4 5 6 7 8 9 1978 VOLVO INCLUDED AT BLUE-BOOK VALUE. DESCRIPTION ALLFIRST FINANCIAL CENTER N.A. CUSIP: 007138500 Interest accrued to 01/18/2002 CHECKING ACCOUNT #0071385002 BALANCE AT DATE OF DEATH CASH FOUND IN DECEDENT'S HOME COUNTRY MEADOWS ASSOCIATES RESIDENT REFUND FURNISHINGS AT 3020 MARKET STREET DECEDENT - INCLUDED AT APPRAISED VALUE. COPY OF THE APPRAISAL IS ENCLOSED HOUSEHOLD FURNISHINGS PERSONAL ITEMS OWNED BY DECEDENT - INCLUDED AT APPRAISED VALUE. COPY OF THE APPRAISAL IS ENCLOSED INTERNAL REVENUE SERVICE - 2001 FEDER3~L PERSONAL INCOME TAX REFUND KRUGERAND GOLD COINS INCLUDED AT SALES PRICE PA DEPARTMENT OF REVENUE 2001 PERSONAL INCOME TAX REFUND ___ ~T_o~t__al f~rom continuation pages (if more space is needed, insert additional sheets of the same size) 9 PA15081 N',~ lo~;zr~ VALUE AT DATE OF DEATH 1,805.00 14,408.75 1.95 27,178.50 229.17 33,531.00 436.00 7,257.00 54,036.00 181.00 3,198.99 ..... _T _OI'_AL.(AI_so~? ~te~r on~li?._e_ 5, Re~c~pit~uJ!aio_?) 142,263.36 Estate of: DAISY B RESTENBERGER Item No. Description 10 SALAZAR #4 EARLY VAC. FORFEITURE 11 SILVER COINS INCLUDED AT SALES PRICE 12 STATE EMPLOYEE'S RETIREMENT SYSTEM PENSION BENEFITS FOR JAN, FEB, AND FULRCH 13 SWISS FRANCS INCLUDED AT SALES PRICE 14 TRAVELERS CHECKS TRAVELERS CHECKS FOLrND IN DECEDENT'S HOME AMERICAN EXPRESS $600.00 BB&T CO. $500.00 Schedule E (Page 2) Value at Date of Death 495 00 384 75 969 24 250 00 1,100.00 Total (Carry forward to main schedule) 3, ] 9[~.99 REV-1510 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER DAISY B RESTENBERGER 21-02-00191 This schedule must be completed and flied if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. DESCRIPTION OF PROPERTY % OF INCLUDE NAME OF THE TRANSFEREE, THEIR ITEM RELATIONSHIP TO DECD & DATE OF TRANSFER DATE OF DEATH DECD'S EXCLUSION TAXABLE VALUE NO. ATTACH COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) 1. DURING HER LIFETIME, DECEDENT TPJLNSFERRED CERTAIN ASSETS TO THE DAISY RESTENBERGER REVOCABLE TRUST UNDER AGREEMENT DATED 9/7/1982. DECEDENT'S ESTATE POURS OVER TO THIS TRUST. A COPY OF THE TRUST INSTRUMENT IS ATTACHED. FOLLOWING IS A LISTING OF THE ASSETS IN THE TRUST AT DECEDENT'S DEATH: L 158,677.69 Shares ARK MONEY MARKET PORTFOLIO ~ CUSIP: 040711400 158,677.69 100.000 0.00 158,677.69 ~ 11,052.76 Shares ARK MONEY MARKET PORTFOLIO CUSIP: 040711400 11,052.76 100.000 0.00 11,052.76 Dividend accrued on 01/18/2002 127.98 100.000 127.98 ~ 100,000 Par UNITED STATES TREASURY BILL DTD 01/01/2002 MAT 07/11/2002 CUSIP: 912795KR1 99,209.75, 100.000 0.00 99,209.75 [ 150,000 Par UNITED STATES TREASURY BILL DTD 11/08/2001 MAT 05/09/2002 CUSIP: 912795JT9 149,271.60 100.000 0.00' 149,271.60 ~ 100,000 Par UNITED STATES TREASURY NOTE DTD 12/31/2001 MAT 12/31/2003 @ 3.25% CUSIP: 9128277H9 100,718.75 100.000 0.00 100,718.75 Interest accrued to 01/18/2002 161.60 100.000 161.60 Total from continuation pages .......... ~71, 9~...~ TOTAL (Also enter on line 7 Recapitulation) $ ] ] Il , I 92 54 g PA15101 ~r~: ~0s77 (If more space is needed, insert additional sheets of the same size) Schedule G (Page 2) Estate of: DAISY B RESTENBERGER Item No. Description 100,000 Par UNITED STATES TREASURY BILL DTD 12/13/2001 MAT 06/13/2001 CUSIP: 912795JY8 100,000 Par UNITED STATES TREAS. BILL DTD: 08/16/2001 MAT: 02/14/2002 CUSIP: 912795JG7 100,000 Par UNITED STATES TREASURY BILL DTD 10/11/2001 MAT 04/11/2002 CUSIP: 912795JP7 100,000 Par UNITED STATES TREASURY BILL DTD 09/20/2001 MAT 03/21/2002 CUSIP: 912795JL6 10 100,000 Par UNITED STATES TREASURY NOTE DTD 10/31/2001 MAT 10/31/2003 @2.75% CUSIP: 9128277E6 11 Interest accrued to 01/18/2002 50,000 Par UNITED STATES TREASURY NOTE DTD 03/30/2001 MAT 06/30/2003 @ 3.875% CUSIP: 9128276Z0 12 Interest accrued to 01/18/2002 50,000 Par UNITED STATES TRESURY NOTE DTD 08/31/2001 MAT 08/31/2003 @3.625% CUSIP: 9128277C0 Interest accrued to 01/18/2002 DOD Value of Asset % Int. 99,349.05 100.000 99,884.10 100.000 99,639.15 100.000 99,733.90 100.000 100,093.75 100.000 600.14 100.000 51,046.88 100.000 96.34 100.000 50,828.13 100.000 700.97 100.000 Exclusion 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Taxable Value 99,349.05 99,884.10 99,639.15 99,733.90 100,093.75 600.14 51,046.88 96.34 50,828.13 700.97 Total (Car]~}; forward to main schedule) 601,972.4] EV-1511EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER DAISY B RESTENBERGER 21-02-00191 Debts of decedent must be reported on Schedule I. ITEM NO. FUNERALEXPENSES: HAZLETON MEMORIAL COMPANY LETTERING ON DESCRIPTION DECEDENT'S STONE ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) A'r,T,FTRST TRUST CO OF PA NA Social Security Number(s)/EIN No. of Personal Representative(s) 522-20-6238 Street Address 213 MA_P.~T STRE~.T CityHARRI SBURG State PA Year(s) Commission Paid: Attorney Fees RHOADS & SINON LLP. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City Relationship of Claimant to Decedent Probate Fees Accountant's Fees Tax Return Preparer's Fees CALDER DOOR AND SPECIALTY CO REPAIRS TO GARAGE DOOR AT 3020 MARKET STREET COMCAST CABLE UTILITY EXPENSE State Zip Zip l7101 AMOUNT 81.00 36,130.21 37,000.00 276.00 116.43 0.88 Total from continuation pages 5,625.84 ................... TOy_A_t: (--Also ent_e_r ?_3 li,_/e_9,- RecLql)_it_ulati_o,_]) _S .... _7. 9, 2 3 O . 3 (; (If more space is needed, insert additional sheets of the same size) 9 PA15111 NTF 10878 Schedule H part 2 (Page 2) Estate of: DAISY B RESTENBERGER Item No. Description Amount CUMBERLAND LAW JOURNAL COST OF ADVERTISING AND PROOF OF PUBLICATION ~iARRISBURG LOCKSMITH SERVICE REKEYED LOCKS AND OPENED LOCKED CABINETS AT 3020 MARKET STREET HOBBIE AUCTIONEERS APPRAISAL FEE ON HOUSEHOLD EFFECTS 6 KENNETH KENDROT TRASH REMOVAL PA AMERICAN WATER COMPANY UTILITY EXPENSE PATRIOT NEWS CO COST OF ADVERTISING AND PROOF OF PUBLICATION 9 PP&L UTILITY EXPENSE 10 REGISTER OF WILLS THREE SHORT CERTIFICATES 11 RESERVE FOR ACCOUNTING FILING COSTS 12 RHOADS & SINON, LLP OUT OF POCKET EXPENSES 13 RHOADS & SINON, LLP RESERVED FOR FINAL EXPENSES 14 ROBERT JONES AND ASSOCIATES APPRAISAL FEE FOR 3020 MARKET STTEET 15 ROTO ROUTER PLUMBING PLUMBING EXPENSE 16 SEABURY & SMITH, INC. LIABILITY INSURANCE FLARKET STREET 3020 75.00 539.31 275.00 40.00 191.71 142.99 189.01 9.00 1,500.00 393.28 250.00 475.00 145.00 308 . 14 Total (Carry forward to main schedule) 4,533.4.~ Schedule H part 2 (Page 3) Estate of: DAISY B RESTENBERGER Item No. Description 17 SHIPLEY ENERGY HEATING FUEL EXPENSE 18 THOMSON - FAST-TAX PREPARATION OF 2001 INCOME TAX RETURNS 19 TRAVELERS REMITTANCE CENTER AUTO INSURANCE PREMIUMS 20 VERIZON UTILITY EXPENSE 21 VITAL RECORDS THREE DEATH CERTIFICATES 22 YORK WASTE DISPOSAL UTILITY EXPENSE Amount 338.35 400.00 152.00 66.55 9.00 126.50 'ibta] (Carry forward to main schedule) 1,092.~0 REV-1512 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF FI LE NUMB ER DAISY B RESTENBERGER 21-02-00191 Include unreimbursed medical expenses. ITEM NO. DESCRIPTION AMOUNT 10 11 12 13 ALLFIRST TRUST COMPANY TRUSTEE'S FEE TO DATE OF DEATH BORO OF CAMP HILL UTILITY EXPENSE COMCAST CABLE UTILITY EXPENSE HAZLETON MEMORIAL COMPANY LETTERING FOR BROTHER'S STONE LIFELINE BALANCE DUE AT DEATH MICHAEL W. HARLING TAX COLLECTOR PERSONAL TAXES AND REAL PROPERTY TAXES ON 3020 MARKET STREET PA AMERICAN WATER COMPANY UTILITY EXPENSE PP&L UTILITY EXPENSE RHOADS & SINON, LLP BALANCE DUE ON ATTORNEY FEES STATE EMPLOYEE'S RETIREMENT SYSTEM - REFUATD ON OVERPAYMENT OF PENSION BENEFITS 1/9/02 - 3/20/02 TRAVELERS REMITTANCE CENTER AUTO INSUR3LNCE PREMIUMS VERIZON UTILITY EXPENSE WEST SHORE FAMILY PRACTICE MEDICAL EXPENSES OWED AT DEATH Total from continuation pages TOTAL (Also enter o ~ line 10 Recapitulation) g PA15121 Nu: ~oa74 (1! more space is needed, insed additional shee[s of the same size) Copyright 1999 Grea~and/Nelc~) [ P Forms Software Only 533.70 198.00 108.75 81.00 158.00 1,104.27 178.30 157.81 33.90 775.39 211.34 57.75 75.48 60 . 84 $ 3_~ 734 . 53_ Schedule I (Page 2) Estate of: DAISY B RESTEN-BERGER Item No. Description 14 YORK WASTE DISPOSAL UTILITY EXPENSE Amount 60 . 84 Total (Carry forward to main schedule) 60.84 REV-1513 EX+ (9-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE J BENEFICIARIES ESTATE OF FILE NUMBER DAISY B RESTENBERGER 21-02-00191 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I 1 1. II 1. 1 1. TAXABLEDISTRIBUTIONS[includeoutrights~usaldistributions, and transfersunderS~.9116(a)(1.2)] DAISY B RESTENBERGER GST EXEMPT TRUST FBO ERIC RESTENBERGER )AISY B. RESTENBERGER GST YON-EXEMPT TRUST FBO ERIC {ESTENBERGER .~/O ALLFIRST TRUST CO of PA, ~A .>13 MARKET STREET {ARRISBURG, PA 17101-2127 total from continuation pages Trust Trust 1,100,000.00 221,476.23 65,772.00 ENTER DOLLAR AMTS. FOR DISTRIBS. SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLEANDGOVERNMENTALDtSTRIBUTIONS ~ASH BEQUEST TO - TRINITY 5UTHERAN CHURCH 200 CHESTNUT STREET ~AMP HILL, PA 17001 Total from continuation pages TOTAL OF PART II -- ENTER TOTAL NON-TAXABLE DISTRIBS. ONLINE 13 OFREV-1500COVERSHEE~ 5,000.00 500.00 $ 5,500.00 (If more sl)ace is needed, insed additional shoots of tile same size) 0 PA15131 NT~ 33293 Copyriuht 2000 ('~reatland/Neico Lp - ¢-orr:q$ Softwa re Ordy Schedule J part 1 (Page 2 Estate of: DAISY B RESTENBERGER Item No. Description Relation Amount CAROL K. SALES 1719 HEATHER HEIGHTS CRESENT, PA 15046 DRIVE Cash Bequests: 5,000.00 None 5,000.00 ERIC D. RESTENBERGER 54 TAYLOR BLVD. HARRISBURG, PA 17103 Cash Bequests: 25,000.00 HOUSEHOLD FURNISHINGS Inventory Value: 436.00 FURNISHINGS AT 3020 MARKET STREET Inventory Value: 33,531.00 1978 VOLVO Inventory Value: 1,805.00 Nephew 60,772.00 Total (Carry forward to main schedule) 0.00 Schedule J part 2 B (Page 2) Estate of: DAISY B RESTENBERGER Item No. Description Amount FREELAND CEMETERY ASSOCIATION C/O WALTER AND LEONA McCLELLAN 625 FRONT STREET FREELAND, VA 18224 500.00 Total (Carry forward to main schedule) 0.00 his is to ccrti£y that this is a truc cotw of thc record which is on flit in the Pe,msyl vqa Division of Vital Records i. accordance with Act 66, ILL 304, approved by thc( rural Assembly, June 29, 1953. '~ WARNING: It is illegal to duplicate this copy by photostat or photograph. Robert S. (ZJm4nerman, Jr., MPH Secretary of Health 1952096 No. Charles Hardester State Registrar MAT 0 8 ZOOZ Date /~-~ H~05.~ ~. ~m~ COMMONWEALTH OF PENNSYLVANIA · DEPARTMENT OF HEALTH o VITAL RECORDS ~"~"' CERTIFICATE OF DEATH 0 0 3 6 71 ~" (Coroner) PERMANENT I ,. Patsy Restenber ~r SEX ~SECURI~NUMeER O~E~DE~H{M~ Day ' ~E( ..... ) ' U"~ ....... U ...... ' OAT g ~zFemale ~3. 207-22-0398 4 January 18.' 2002 ' ff / ~ Cumberland I Cam~ H~1 ] ~n~n ....... ' ~CE~.,~,.~ ]~CE.~.,~..~ : ' ' ' ........ ~n ' ' ' ,'~ I ~ 3020 ~ket S ~t bc~u.t ... s,.,. nsylv~a _ ~ - ~ ~ Hill, Pa. 17011 ~:~ ~ ,s. D~lel A Resten~rger ~OmE"'S"AU~(F~.~*.M~) RI i~ --7' = '"'~ -~ ~ ~-.mo~o.o,s~smo. '~EOFOS~S,T,O. ~0.. Taylor Blvd., Ha~isburg, Pa. 17103 ~ ~ SlG~URE~FUNE~CEL~E~p~5 ........... ' 121c. -- ~, P . 8224 ~ ~ // ~ ...... ~.~ ...... ~uu. IL~EN~ NUMBER . ........... ITM ~ ........ ~~ A. -~,s. January 18 2002 I v., ..... ' At~~.~¢,~vas ular Disea . ~ ~~ Valvular ·. ~ - , · ~ .... *. · ,.~p.~.,.~.~o~....(.).~..~...,.~.. .......................... ~ =~'- ~. January 18~ 2002 ......... ,.,~. ' , ',be,l e date .adp ...... ddu, o,h ..... (' '"" ~ 6375 Basehore Road Suite ~1 " "ESISt~"'SSIGNATUnEANONUMBE. ~' "- - / ~' Mechanicsburg, Pa. 17050 STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND estate of RESTENBERGER DAISY B (L~ST, ~'±~S'±', in said county, deceased, to SHORT CERTIFICATE MARY C. LEWIS Register for the Probate of Wills and Granting Letters of Administration &c. in and for said County of CUMBERLAND do hereby certify that on the llth day of April A.D., Two Thousand and Two, Letters TESTAMENTARY in common form were granted by the Register of said County, on the , late of CAMP HILL BOROUGH ALLFIRST TRUST CO OF PA N.A. and that same has not since been revoked. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of said office at CARLISLE, PENNSYLVANIA, this llth day of June A.D., Two Thousand and Two. File No. PA File No. Date of Death s.s. # 2002-00191 21-02-0191 1/18/2002 207-22-0398 Register NOT VALID WITHOUT ORIGINAL SIGNATURE AND IMPRESSED SEAL LAST WILL AND TESTAMENT OF DAISY B. RESTENBERGER I, DAISY B. RESTENBERGER, of Camp Hill, Cumberland County, 'Pennsylvania, being of sound and disposing mind and memory, do make, publish and declare this ko be my Las~~ Will and TesYament, hereby revoking all Wills and Codicils by me at any time previously made. 1. TANGIBLE PERSONAL PROPERTY. I give a.~ bequeath ali cf n-? b~r~usehold furniture and furnishlncs autom?hiles, mozc.~ ve~i.cles, books, pictures, jewelry, ckir~a, crys%a!, aoP!~ ~ silverware, wearing apparel, articles of household or personal use or adornment, collections, arzwork, %ogezhez wi%h all policies cf insurance thereon, ~o my nephew, ERIC D. ?ESTENSERGER, of Harrish. urc, Pennsylvania, if he survives me. If RESTENBERGER does not survive me, such articles shall be sold and the proceeds thereof shall pass as a part of my residuary esz. ate. 2. RESIDUE. I give, devise and bequeath all the rest and residue of my property, real, personal and mixed, not disposed of in the preceding portions of this Will, including all property over which I hold a power of appointment iwhich powers of appointment I hereby exercise in favor of my estate}, to the 5hen trustee of "The Daisy B. Restenberger Revocable Truss" created by a trust agreement dated September 7, 1982, ani amended and restated as of the same date as this Will, beuween me as Settlor and Co-Trustee, and A!lfirst Truss Company of Pennsv!vania, N.A., as Co-Trustee. 3. SPENDTHRIFT PROVISION. No interes~ an income or principal of my estate shall be subject to atta.~__=_._, levy or seizure by any creditor, spouse, assignee or trusuee or receiver in bankruptcy of any beneficiary of my estate or rf any trust created hereunder prior to the beneflciary's acu--=' -eceip~ thereof. My Executor shall pay over nhe net J .... = and the principal to the beneficiaries herein designated. ~s nheir interests may appear, without regard ~o any atte~-?ue! anticipation (except as may be specifically provided herein), ~le!ging or assignment by any beneficiary of my es%ate and ~_~~,~ regard to Page 2 of 7 any claim thereto or attempted levy, attachment, seizure or other process against said beneficiary. SURVIVAL PRESUMPTIONS. Any person, who shall have died at the same time as I or under such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased me. 5. FIDUCIARY POWERS. In the settlement of my estate, my Executor shall possess, among others, the following powers, exercisable without prior cour~ approval, but in all cases to be exercised for nhe best interests of the beneficiaries: (a) To retain any investments I may have at my death so long as my Executor may deem it advisable to my estate so to do, including securities owned, issued or underwritten by any corporate Executor or any of its affiliates. {b) To vary investments, when deemed desirable by my ~Executor, and to invest in every kind of property and type of investment, including securities owned, issued or underwritten by any corporate Executor or any of its affiliates, or as to which my corporate Executor or any of its affiliates are investment advisors, as my Executor shall deem wise. (c) In order to effect a division of the principal of my estate or for any other purpose, including any final distribution of my estate, my Executor is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind. If such division or distribution is made in kind, said assets shall be divided or distributed at their respective values on 'the date or dates of their division Page 3 of 7 or distribution. In making any division or distribution in kind, my Executor shall divide or distribute said assets in a manner which will fairly allocate any unrealized appreciation among the beneficiaries. (d) To sell either at public or private sale and upon such terms and conditions as my Executor may deem advantageous to my estate, any or all real or personal estate or interest therein owned by my estate severally or in conjunction with other persons or acquired after my death by my Executor, and to consummate said sale or sales by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, free and clear of all trust and without obligation or liability of the purchaser or purchasers to see to the application of the purchase money or to make inquiry into the validity of said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignments, options or other writings which may be necessary or desirable in carrying out any of the powers conferred upon my Executor in this paragraph or elsewhere in this Will. (e) To mortgage real estate and to make leases of real estate for any term. (f) To borrow money from any party, including my Executor, to pay indebtedness of mine or of my estate, expenses of administration, Death Taxes or other taxes. (g) To pay all costs, expenses, legally enforceable debts, funeral expenses and charges in connection with the administration of my estate. (h) To vote any shares of stock that form a part of my estate and to otherwise exercise all the powers incident to the ownership of such stock and to actively manage and operate any incorporated or unincorporated business, including any joint ventures and partnerships, and to incorporate any such unincorporated business, with all the rights and powers of any owner thereof. Page 4 of 7 (i) In the discretion of my Executor, to unite with other owners of similar property in carrying out any plans for the reorganization of any corporation or company whose securities form a part of my estate. (j) To assign to and hold in my estate an undivided portion of any asset. (k) To hold investments in the name of a nominee. (1) To compromise controversies. (m) To disclaim, in whole or in part, any and all interests in property owned by me at the time of my death, including those passing to me by Will, intestacy, contract, joint ownership, operation of law or otherwise. (n) To designate one or more persons or a corporation to act as ancillary fiduciary in any jurisdicSion in which ancillary administration may be necessary, such ancillary fiduciary to serve without bond or security and to have all powers, authorities and discretions conferred hereunder. (o) To employ and compensate from income or principal, in the discretion of my Executor, investmentm:~. an~ legal counsel, accountants, brokers and other specialists, and, whenever there shall.be~..no~¢.orpora._t_e:.r~ Executor in office, a corporate custodian, and to delegate to investment counsel di~scretion._.wi_~th~.~.espeg~-~ to the investment and reinvestment of any or all.of the assets held hereunder. ':'.+ -.:a~ :~<_-.~ b~ ~"'~:- 6. T~ CLAUSE. Ail inh-~%i~a'~de~ estate and similar taxes becoming due by reason of my death ("Death Taxes , such Death Taxes shall be payable by my estate or by any recipient of any property, shall be paid by my Executor out of the property Page 5 of 7 ~. passing under ITEM 2 of this Will as an expense and cost of administration of my estate and allocated as provided in the Trust referenced in ITEM 2. My Executor shall have no duty or obligation to obtain reimbursement for any Death Taxes paid by my Executor, even though paid with respect to proceeds of insurance or other property not passing under this Will. 7. CUSTODIAN OF ESTATES. If at any time any individual under the age of twenty-one shall be entitled to receive any assets free of trust by reason of my death, whether payable hereunder, by operation of law, contract or otherwise, I appoint my Executor as Custodian for such individual under the Pennsylvania Uniform Transfers to Minors Act. 8. EXECUTOR APPOINTMENT. I hereby app0in_t __ALLFIRST-~[] Pennsylvania, as Executor of this Will.~ A!i~ refg~~~~~ Executor shall qualify and serve without the duty or obligation of filing any bond or other security. Any corporate fiduciary shall be entitled to compensation for services in accordance with the Page 6 of 7 standard schedule of fees in effect when the services are rendered. IN WITNESS WHEREOF, I have set my hand and seal to this, my Last Will and Testament, consisting of this and the preceding six (6) pages, this 7 f~ _ day of ~.~~ , 2000. ~Dai sy~ ~e~ ~nbergerj- (SEAL) We, the undersigned, hereby certify that the foregoing Will was signed, sealed, published and declared by the above-named Testatrix as and for her Last Will and Testament, in the presence of us, who, at her request and in her presence and in the presence of each other, have hereunto set our hands and seals the day and year above written, and we certify that at the time of the execution thereof, the said Testatrix was of sound and disposing mind and memory. Page 7 of 7 : SS: : -'~-~~/~/~/, ~/'~~_~, the Testatrix ..'~d the Witnesses, respectively, whose names are signed to the foregoing instrument, having been sworn, do hereby declare to the undersigned officer that the Testatrix, in the presence of the Witnesses, signed said instrument as her Last Will and Testament, that she signed voluntarily, that each of the Witnesses, in the presence of the Testatrix and of each other, signed said Will as a Witness and that to the best of ~he knowledge of each Witness, the Testatrix was at the time of sound mind and under no constraint or undue influence. ~ a i~/~R~ "~~ ~i~s FIRST AMENDMENT TO AND RESTATEMENT OF AGREEMENT OF TRUST DATED SEPTEMBER 7, 1982, BY DAISY B. RESTENBERGER, SETTLOR AND CO-TRUSTEE, DAUPHIN DEPOSIT BANK, NOW ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., CO-TRUSTEE "The Daisy B. Restenber~er Revocable Trust" THIS FIRST AMENDMENT TO AND RESTATEMENT OF AGREEMENT OF TRUST ("First Amendment") is made and entered into by and between DAISY B. RESTENBERGER, of Camp Hill, Cumberland County, Pennsylvania, the settlor (the "Settlor"), and ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., successor to Dauphin Deposit Bank, with offices located in Harrisburg, Dauphin County, Penmylvania and DAISY B. RESTENBERGER, co-trustees (collectively, the "Trustee"). WITNESSETH: WHEREAS, on September 7, 1982, Daisy B. Restenberger, as Settlor and Co- Trustee, and. Dauphin Deposit Bank, as Co-Trustee, entered into an Agreement of Trust (the "Trust Agreement"); WltEREAS, in ARTICLE II of the Tm Agr~ment, the Settlor reserved the right to amend any or all provisions of the Trust Agreement; 353147.1 WHEREAS, the Settlor desires to amend and completely restate the Trust Agreement which is the purpose of this First Amendment. NOW, TI-IF-REFORE, for and in consideration of their mutual covenants and promises, the part/es agr~ as follows: ARTICLE I RevOCation and Restatement The Settlor hereby revokes ARTICLES I through VII of the Trust A~eement in their entirety and replaces them with the following provisions, which provisions are acceptable to the Trustee. ARTICLE II Trust Assets The Settlor, or any other Party or person, may fr°m time to time make policies of insurance on Settlor's life, individual retirement account benefits, and/or qualified or non- qUalified retirement plan benefits payable to the Trustee, or may tran.qfer other aSsets to the Trustee, subject to the terms of thi.q Agreement, by inter vivos grant or by Will. The trust assets shall include the existing trust assets, the proceeds of any insurance policies payable to the Trustee (COllectively hereinafter called'the. "Policies'); and allsuch other benefits or 1, r-aad d -2_ assets (collectively the "Trust Assets"), which shall be held, administered, distributed and governed by the Trustee, IN TRUST NEVERTHELESS, in accordance with the provisions of thi~ Agreement and any amendments hereto. ARTICLE Durin~ the Settlor's Lifetime During the Settlor's lifetime, the Trustee shall: (A) Have, hold, manage, invest and reinvest, the Trust Assets, collect the income and pay over the net income to the Settlor during the Settlor's lifetime as the Settlor' may from time to-time i;equeSt'. in'~ddition, 'the Trustee slmll pay such portion or all of the principal of the Trust Assets to the Settlor as the Settlor may from time to time request. Any income not distributed to the Settlor during the calendar year shall be added to Trust principal. 03) Pay and use such portion or all of the income and principal of the Trust Assets as the Trustee, in the Tmstee's sole discretion, from time to time shall deem necessary to prOvide for the proper maintenance, support, medical, hospital, ,nursing or nursing home care of the Settlor. (C) In the Trustee's sole discretion, Pay either from the principal or income of the Trust Assets any outstanding bills or obligations owing by the Settlor. (D) whenever and'as ofteii a~, iii the ~Ole jUd~nt Of the TruStee, the settlor, to whom payments of income and principal are herein directed to be made, shall-be unable to act; or shall lack ability or shall otherwise be Unable to apply such payments to the Settlor's own best interest and advantage, the Trustee, in the Tnlstee's sole discretion, may make all or any portion of such payments ia any one or more of the following ways: (1) directly to the Settlor; (2) (3) to the legal guardian Or duly authorized attorney-in- fact or agent of the Settlor; or by the Trustee expending the same for the benefit of the Settlor. ARTICLE IV Upon the setflor's Death Upon the death of the Settlor during the existence of this Trust, the Trustee shall divide and distribute the Trust Assets as follows: (A) The Trustee shall pay the following specific bequests from the principal held hereunder: (1) The stun of Five Hundred Dollars ($500) to FREELAND CEMETERY ASSOCIATION, Freeland, Pennsylvania. (2) The sum of Twenty-five Thousand Dollars ($25,000) to Settlor's nephew, ERIC D. RESTENBERGER (the ~Settlor's Nephew), if he survives Settlor. (3) The sum of Five Thousand Dollars ($5,000) tn Settlor's friend, CAROL K. SALES, of Camp Hill, Pennsylvania, if she survives Settlor. (4) The sum of Five Thousand Donars ($5,000) to TRINITY L~ CI-IURCH,. Camp Hill, Penn~Ivania. (B) The Trustee shall'place in Tmst-'-A-(also herein referredto as: the "GST Exempt Trust") that amount of the principal, if any, that has a value equal to the amount of the Settlor's available generation skipping transfer tax exemptiOn ("GST Exemption'), 1N TRUST NEVERTHELESS., to be held, admini,qtered and disposed of in accor~ with the provisions of ARTICI.I:. V hereof. For purposes of this ARTICLE, Settlor's "available generation skippi~ tax exemption" _n~._-:~ an mount equal. exemption provided in Section 2631(a) of the Internal Revenue Code of 1986, as amended, that has not been allocated bY the Settlor or the Executor of Settlor's estate to any other transfer by the Settlor during her lifetime, following her death or otherwise. (C) The Trustee shall phce in Trust B (also herein referred to as the "GST Non-Exempt Trust") such of the Trust Assets as shall not have been distn~buted pmmmut to the precdding paragraphs (A) and (B), IN TRUST NEVERTI-~JJFSS, to be held, administered and disposed of in accordance with the provisions of ARTICLE VI hereof. ARTICLE V Trust A /The GST Exempt Tins0 'The TrUstee shalJ have, h°Id, manage, invest and reinvest the assets of Trust A, collect the income and (A) If the Settlor's NepheW, ERIC D. RESTENBERGER, survives the Settlor, then beginning at the Settlor's death, the Trustee shall pay over the net income of Trust A to the Settlor's Nephew during the SettlOr's Nephew's lifetime in quarterly imudlments and pay such portions of the principal_ as, in the sole discretion of the Trustee, shsll be necessary for the Settlor's Nephew's maintenance, support, medical, and nursing care, taking into comideration any other means readily available for such purposes. The Trustee .qhal! also pay such pOrtions of the principal of Trust A as, in the sole discretion of the Trustee, shall be necessary for the. education, including college and graa. ate .edUCation, of the Setflor's Nephew's children, "' in ..... ,~ ~ ,:__ _~ ...... : ....... ~. ......... ~ ~__tg_.. ~O~de~uon :any_other_ means._ readily avaJJame ~or men purposes. None of the principal of the. GST ExemPt Trust shall be expended for Settlor's Nephew until after the principal of the GST Non- Exe-mpt-Tmst is c6n/ple//:l~, ex~u/~. - ........ (B) If the Settlor~s Nephew survives the Settlor, then the Settlor's Nephew may by Will m~Icing sp~ifi¢ reference to this power appoint all or any portion of the assets of Trust A to or for the benefit of such one or more of the Settlor's Nephew's issue, in such amounts and 'proportions, and in such lawful interest or estates, whe.th~_. _abso.._luJely or in trust, as..Settlor~s Nephew may. appoint by such Will; provided, however, that no appointment shall directly or indirectly benefit Settlor's Nephew, Settlor's Nephew's creditors or the creditors of the Settlor's Nephew's estate. (C) Upon the death of the survivor of the Settlor and the Settlor's Nephew, the Trustee shall distribute the then remaining principal of Trust A not appointed by Settlor's Nephew under paragraph (B) to the Settlor's Nephew's issue then living, per stirpes; provided, however, that if any distribution under this paragraph (C) is to a child of the Settlor's Nephew who ha.q not attained the age of thirty-five years, such child's share shall be retained by the Trustee as a separate trust estate, IN TRUST NEVERTI~J.FSS, to be held, admini.qered and disposed of in accordance with ARTICI~F. VII for the benefit of such child (the "Retention Trust"). If the Settlor's Nephew has no issue living at the death of the survivor of the Settlor and the Settlor's Nephew, then the remaining principal of the GST Exempt Trust shall be dism'buted pursuant to ARTICLE VIII hereof. ARTICLE VI Trust B The GST Non-Exempt Trust The Trustee shall have, hold, manage, invest and reinvest the assets of Trust B, collect the income and (4,) If the Settlor's NePhew, ERIC D. RF_STENBERGER, survives the Settlor, then beginning at the Settlor's death, the:Trustee shall pay over the net income of Trust B to the Settlor's NePhew during SUCh Settlor's NePhew's lifetime in quarterly installments and such portions of the principal as, in the sole discretion of the Trustee, shall be necessary for the Settlor's NePhew's __m,~tm_ nan._. ,. support, _ medical_, and nursing care, taking into.consideration any other means readily available for tach purposes. (B) If'the settiOr,s 'NePhew.. ~rviv-es the settlor, then the Settlor's NePhew may by Will making specific reference to this power appoint all or any portion of the assets of Trust B to or for the benefit of such one or more persom, corporations, creditors or to the Settlor's Nephew's estate, in such mounts and proportions, and in such lawful interests or estates, whether absolutely or in' trust, as the Settlor's Nephew may appOint by tach Will. (C) Upon the death of the survivor of the Settlor and the Settlor's Nephew, the Trustee shall distribute the then remaining principal of Trust B not appointed by Settlor's Nephew under paragraph (B), to the Settlor's Nephew's issue then living, per stirpes; provided, however, that if any dism~bufion under this paragraph (C) is tn a child of the Selllor's Nephew who bas not attained the age of thirty-five years, such child's Share shall be retained by the Trustee as a separate mt. esrate, IN TRUST NEVERTHELESS, to be held, admini.qtered and disposed of in accordance with ARTICLE VII for the benefit of such child (the 'Retention Trust"). If the settlor's NePhew has no iSsue living at the death Of the survivor of the Settlor and the Settlor's Nephew, then the remaining principal of the GST Non-Exempt Trust shall be distributed pursuant to ARTICLE VIII hereof. The Retention Trust The Trustee shall have, h01d, manage, invest and reinvest the. assets of the Retention Trust, collect the income and (A) Until the beneficiary of the Retention Trust (the "Beneficiary") shall have attained the age of twenty-one years, my Trustee shall from time to time pay to or for the benefit of. the 'Beneficiary such amounts of the net income and principal of the Retention. Trust as, in the sole discretiOn of my Trustee, shall be necessary for the. Beneficiary's maintenance, support, medical and nursing care and'education, including college and graduate education, taking into comiderafion any other means readily available for such purposes. At the end of each year any unexpended income shall be added to the principal of the Retention Trust. (B) After the Beneficiary shall have attained the age. of twenty-one years, my Trustee shall, thereafter pay to the. Beneficiary the net income derived from the Retention Trust in. installments not less frequently than quarterly and such amounts of the principal as, in the sole discretion of my Trustee, shall be necessary for the BeneficiarY's maintenance, support, medical and nursing care and education, including college and graduate education, taking into consideratiOn any other means readily available for such purposes. (C) If at the time of the creation of the Retention Trust the Beneficiary shall have then attained the age set forth below or if the Beneficiary shall thereafter attain that age, upon receipt by the Trustee of a written request from the Beneficiary, the Trustee shall distribute outright to the Beneficiary the fractional portion of the then remaining principal of the Retention Trust set forth below: Age Fractional Share Twenty-five years Thirty years Thirty-five years One-third One-half Balance then remaining (D) The Beneficiary may by Will making specific reference to this power appoint all or any portion of the assets of the Retention Trust to or for the benefit of such one or more the Beneficiary's issue or any issue of the Settlor's Nephew or any other person, or the Beneficiary's estate, in such mounts and proportions, and_in_such !a_wfuljnterest_._or estates, whether absolutely or in uust, as the Beneficiary may appoint by such Will. (E) If a Beneficiary shall die before final distribution of the assets of the Retention Trust is made, the then remaining principal and any undism'buted income of the Retention Trust not appointed under paragraph (C) shall be distn'buted to the Beneficiary,s issue then living, per stirpes. If the Beneficiary has no issue then. living, then to the Settlor's Nephew's issue then living, per stirpes; provided~ however, that if any such Beneficiary is then a Beneficiary of a Retention Trust h~reunder, the share Of such Benefic'~'y shall be added to the primipal of SUCh Retention Trust as if an integral pan thereof, to be held, admini.qtered and disposed of in accordance with the terms thereof. If none of the Settlor's Nephew's issue is living at the termination of the Retention Trust, then the relBaining assets of the Retention Trust shall be distributed in accordance with ARTICLE VIII hereof. ARTICLE VIII Contingent Distribution If the Setflor's Nephew and all of the Settlor's Nephew's issue are deceased at the time for the disu'ibufion of any trust estate hereunder following the Settlor's death, the Trustee shall distribute any assets passing under this ARTICLE in two equal shares, one share to the FOX CHASE cANcER CENTER, Philadelphia, Pennsylvania, and one share to THE SALVATION ARMY, Harrisburg Corp, Harrisburg, Penngylvania. Pememities Provision Nothing herein is intended to, nor shall it be construed to, postpone the vesting of any part of the assets of thi.q trust or of any separate trust estate created hereunder for more than twenty-one years after the death of the survivor of the Settlor, the Senior's Nephew and the Senior's Nephew's issue living at the Settlor's death. At the expiration of such period the assets of_thi~ trust and an ofthe separate tmst_~ .~. _~s hereurder s._l~311 _im_m. _e~Ii~ly vest in fee simple absolute in and be distn'buted outright to the person or persons then entitled to receive the income therefrom, whether, in the Tmstee's'discretion or otherwise. ARTICLE X Spendthrift Provision No part of the income or principal of the prOPerty held under any trust created hereunder shall be subject to attachment,-levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy.of any beneficiary prior to his or her actual receipt thereof. The Trustee shall pay over the net income and the principal to the parties herein desig-nated, as their interests may appear, without regard to any attempted anticipation (except as specifically provided herein), pledging or assignment by any beneficiary under any trust created hereunder, and without regard to any claim thereto or attempted levy, attachment, seizure or other process against said beneficiary. Trustee Powers DIJlillg the continnanc, e of any trust created hereunder, the Trustee shall possess, among others, the following powers, exercisable without court approval, but in all cases to be exercised for the' best interests of the beneficiaries: (A) TO retain anY inV~San~nts go long as the Trustee may deem it. advisable so to do, including semUSfies owned, issued or tmdervaitten by any corporate Trustee'6r any of its affiliates. (B) To vary investments, when deemed .desirable by the Trustee, and to invest in every kind of:property and'type of investment, including securities owned, issued or uaderwfirmn by any mq~orate T_rustee.~ o? any of its.affiliates, or ii I I I as to which such Trustee or its affiliate acts as investment advisor, as the Trustee shall deem wise. (C) To exercise any outstanding stock option in effect at the Settlor's death, and to borrow any necessary funds from any person or institution, including the Trustee, to mortgage or pledge any or all real or personal property as the Trustee in the Trustee's sole discretion shall choose without regard for the dispositive provisions of this Agreement. (12)) In order to affect a division of the principal of any trust or for any other purpose, including the final distribution of any tmst~ the Trustee is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind. If such division or distn'bution is made in kind, said assets shall be divided or distributed at their respective values on the date or dates of their division or diStribution. In making any division or distribution in kind, the Trustee shall divide and dism~bute said assets in a manner that will fairly allocate any unrealized_ appreciation among the beneficiaries. (E) To sell either at public or private sale and upon such terms and conditions as the Trustee may deem advantageous to any trust, any or all real or personal estate or interest therein owned by any trust severally or in conjunction with other persons or acquired by the Trustee (including selling 'short~ any right, privilege, option or asset), and to consummate said sale or sales by sufficient deeds or other insw~ments to the purchaser or pUrChasers, conveying a fee simple rifle, free and clear of all mm and without obligation or liability of the purchaser or purchasers to See to the appliCation of the purchase money or to make inquiry into. the.validitY of said sale or sales; also, to make, execute, acknoWled~· and deliver any and all deeds, assi~,mmaents, options or other writings which may be necessary or desirable in carrying out any of the powers conferred upon the Trustee in this paragraph or elsewhere in this Agreement. (F) To make ie~ks''b~ rehl ~s/ate. for 'aiiy ~rm: (G) To borrow money from any party, inclnding' the~Tmstee~ to: pay an indebtedness of the Seulor or of the Settlor's estate or trust, expenses of aaminigtrarion, all estate, inheritance and similar taxes (~Death Taxes") and other taxes. (I-I) To pay, in the Tmstee's discretion, without reimbursement, all costs, Death. Taxes or other .taxes, expenses" and. charges .m conneCtion with the -11- administration of the Settlor's estate or trust, and to pay the funeral expenses and the expenses of the last illness of the Settlor. (1) To vote any shares of stock that form a part of any trust and to otherwise exercise all the powers incident to the ownership of such stOCk; to actively manage and operate any incorporated or unincorporated business, including any joint ventures and parmerships, and to incorporate any such unincorporated business, with all the fights and powers of any owner thereof. (I) In the discretion of the Trustee, to unite with other owners of similar property in carrying out any plans for the reorgani?ation of any corporation or company whose securities form a part of any trust. To assign to and hold in any uust an undivided portion of any (L) To select, employ and compensate any person, firm or corporation engaged in rendering investment counsel advice to advise the Trustee in making investments, mana~ng securities or making decisions concerning the pUrchase, retention, sale or other disposition of any part of any trust estate hereunder; and to select, employ and compensate any attorney or finn of attorneys to render legal services to the Trustee with respect to any trust estate hereunder. (M) To divide any mast hereunder which would have 'a generation skipping transfer tax inclusion ratio other than one or zero, into two separate trusts which are fractional shares, known as the "exempt uust" and the "nonexempt trust". The exempt trust shall be that fractional share of the total trust fund that has a generation skipping transfer tax inclusion' ratio ofzero, and the nonexempt trust shall be the remaining fractional share of the trust, wi~ a generation skipping transfer mx inclusion ratio of one. The terms and conditions of the nonexempt trust and the eXemPt trust wil! be-identical: Any' reference to a .trust.. ~- under-this-Agreement,- without a- further 'sPecification or- limitation~ shall be deemed to' refer to bOth the. exempt trust and the nonexempt. _trust,. in proportionate mounts, where relevant. The assets of. each separate exempt and nonexempt u'ust shall be held, administered and invested as separate trusts, and the Trustee shall maintain adequate accounting and records-for both such mmm. The executor of the Settlor's estate shall indicate on the federal estate tax renan filed for the Settlor's estate that separate trusts will be created (or funded) and clearly set forth the manner in which the mt is to be severed and the separate -12- ARTICLE XII SurviVal PreSUmpti°ns. Any person who shall have died at the same time as the Settlor or under such circumstances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased the Settlor. Any person other than the Settlor who shall have died at the same time as any then beneficiary of income of a trust created hereUnder or under such cb:cnmgtances that it is difficult or impossible to determine who shall have died first, shall be deemed to have predeceased such beneficiary. ARTICLE (A) The Settlor reserves the right to remove and replace any Trustee and to fill any vacancy in the office of Trustee during the Settlor's lifetime. If $ Settlor Should fail or cease .to act as Co-Trustee, ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A. shallserve .alone as Trustee. (B) An individual Trustee shall be deemed to have failed to serve as Trustee hereunder .fi, among other teas°nS,.-tJae treating physician of such indix4dual.--Trustee shalt certify_, in:_. ~w~_.'U'Pg_that such TrUStee possesses permanent mental or physical incapaCities' which precl~cie-~-'T~'f~i~-diSCharging-his or_her duties as Trustee here_under. (C) A_ny Trustee serving hereunder shall have the right to resigu from such office at any time, with or without cause and without Court approval. No successor Trustee shall be liable for the aCtions of the Trustee occut~g prior to the successor Trustee taking office and shall be respons~le only for the assets delivered to such'mec?ssor Trustee. (D) Following the death of the Settlor, the Settlor's Nephew and the Settlor's Nephew'S children who have reached the age of majority, from time to time, shall be authorized by majority vote to remove, any corporate Trustee serving hereunder for any reason without cause and without court approval, but must replace such Trustee in the same manner with another corporate Trustee, all such actions to be taken by written notice to the Trustee, which shall be effective without court approval. o (E) All references herein to the "Trustee" shall refer to the originally ~amed Co-Trustees and to any successor Trustee, as the case may be. ARTICLE XIV Additional Trust Provision,. Whenever the Trustee, in the Trustee's sole' discretion, determines that any(A)t~t he~:eU~d~r shotild be terminated because said-trust is too suna!l._ to justify its maintenance as a separate trust, the Trustee, without any liability to any person or remainderman whose interest may be affected thereby and without the necessity of prior court approval, shall terminate such trust and shall distffbute the assets of the terminated trust outright to eligible to receive the income therefrom. Y trust are received after its termination under this ARTICI~, such trust shall be revived and this provision shall continue to apply to it. The Trustee discretion herein granted shal1 in no event be coasmied as: giving any potential dism~butee of a trust the right .to compel a mrmiaafi~ .'on ~ whole or in part of such trust. (B) If any beneficiary under any trust hereunder is determined by the Trustee, in. the. Tmstee's sole discretion, to be mentally or physically '_._m~_ paci_~_[ed, the Trustee may. pay any amount distributable to such beneficiary to attOrney-in-fact or to the person Caring for 'such benencxary. (C) If an addition is made to any Trust hereunder by will or from another trust, the Trustee may accept the statement of the fiduciary that the property delivered to the Trustee constitutes all the property to which the Trustee is entitled. The Trustee shall have no duty to require the fiduciary to file au accounting with the CoUrt of his, her or its administration or to inquire into any action of the fiduciary, and only shall be responsible for the property that the Trustee receives. ARTICLE XV Custodian If at any time any individual under the age of twenty-one years shall be entitled to receive any assets hereunder free of trust, the Trustee shall act as Custodian of such assets for the benefit of such individual under the Pennsylvania Uniform TranSfers to Minors Act. ARTICI.F. XVI Death Taxes All inheritance, estate and similar taxes becoming due by reason of Senior's death, including any taxes relating to generation skipping transfers imposed under Chapter 13 of Subtitle B of the Internal Revenue Code, as amended ("Death Taxes"), whether such Death Taxes shall be paid by Senior's Executor or by the Trustee shall be' charged to the property passing under ARTICLE IV(C) and if such Death Taxes exceed the assets passing under ARTICIJF~ IV(C), then out of other property passing under IV(B). -15- ARTICLE XVn Surety and Compensation of Trustee The Trustee shall serve without the duty or obligation of filing any bond or other security and shall be entitled to compensation for services in accordance with the standard schedule of fees in effect when the services are rendered. ARTICLE xvm The Settlor may, by instrument in writing delivered to the Trustee, modify, alter or revoke this A~eement in whole or in part; provided, however., .that the. duties, powers, compensation and liability of the Trustee shall not be changed without the written consent of the Trust Matters (A) This instrument is-being created to provide for the convenient adminismfion of'the assets of Daisy B. Restenberger' without the necessity, of - cr~rt ~1~ ~-her'lifetimeand--in~the event of.the_Settlor~.s. death, Any person shall deal with the_T~ wi~.out. . -~ .... · · . Trust createa oy tins the Settlor or any beneficmry Of any: . . . ...~ ;..-- _ _ _'z :--ividual assume that the Trustee has the same power ann aumonty to act as au does in the management of his or her own. affairs. Any bank, broker, mutual fund, life inmnxnce company or other financial institution or any other person whO deals with the Trustee-and who is presented with a copy of this page and-any other page of the Trust shall accept the same as conclusive proof of the terms and authority granted by these instruments and shall assume that no conflicting directions or terms are contained in the pages omitted. (B) In order to facilitate the convenient administration of the Trust, including the registration and transfer of assets to and fi-om the Trust, the Settlor or any Trustee shall have the power to execute a Certificate of Trust describing anY U'ust matter, including but not limited to a description of the trust terms, certification of any pages of this ;rmst, the adminislxafive powers of the Trustee and the identity of any current Trustee. Any person who receives an original or photocopy of said Certificate of Trust shall be held harmless from relying on the same, and shall not be obligated to inquire about the terms of the Trust or maintain a copy of the Trust. The Trustee shall have the power to indemnify and hold harmless any financial institution or other third person for their good faith reliance upon the information co~tained in the Certificate of Trust. Sims. This Agreement ard any trust created hereunder shall be governed by the laws of Pennsylvania and shall have its situs ia Cumbered County, Pennsylvania. '17' IN WITNESS WHEREOF, Daisy B. Restenberger, as settlor and CO-Trustee, has hereunto affixed her hand and seal and ALLFIRST TRUST COMPANY OF PENNSYLVANIA, N.A., as Co-Trustee, has caused this First Amendment to and Restatement of Agreement of Trust to be executed by its duly authorized officer this 'T '~' daY of 2000. (// ATTEST: (Asst.) Secrelary SETTLOR and CO-TRUSTEE: Daisy.~. Restenb~rger ' // CO-TRUSTEE: ALLFIRST TRUST COMPANY OF PENNS~, N.A-.~ _ .'182 COMMONWEALTH OF PENNSYLVANIA ' COUNTY OF ~___Zd--'~2'~.' a~~ ' SS: On this ~ day of ,t,,~d- , 2000, before me, a Notary ' kre'd DAISY B ublic, the undersig2ed officer, personally appeare . REsTENBERGER, known to me (or satisfactorily proven) to be the person whose name are subscribed to the within Agreement, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto'set my hand and official seal. ublic My Commission Expires: (SEAL) NotadaJ SeaJ Yvonne R. Durham, No _t,~ry Publicl -Harrisburg, Dauphin Cou_nty Commission Expires Aug, 20. 2001 .~e,,~ber. PennsTlvania Ass~:iatiDn of Nofa ,7 COMMONWEALTH OF PENN~/YLYANIA COUNTY OF On this, the officer, personally himself/herself to SS: COMPANY OF d day of ~ ,2000, before me, the undersigned be the ~ VP of ALLFIRST TRUST insm~me~ ~r the PENNSYLVANIA, N.A., and that he/she, as such , being authorized to do so, executed the foregoing purposes therein contained by signing the name of the corporation by himself/herself as IN WITNESS Wi-tEREOF,I fiereunt° set my hand and official seal, Notary Public My Comml.q.qi°n Rx'P-ire~q: lNotari~ Seal (SEAL) . Hm'ri~burg, l.J~lpnm c;oumy___2 t4y CommJs.sion Expires Oct. 30, 2oo~ t~ember, Pennsytmnm :',sscx~at~n ot N~tanes Robert R. Jones Appraisers 02050253 APPRAISAL OF LOCATION CLIENT A SMALL RESIDENTIAL INCOME PROPERTY : 3020 Market Street Camp Hill PA : Allflrst Trust P. O. Box 2961 Harrisburg, PA 17105 17001 AS OF DATE : January 18, 2002 Robert R. Jones Appraisers Allfirst Trust P. O. Box 2961 Harrisburg, PA 17105 In accordance with your request, I have personally inspected and appraised the property located at: 3020 Market Street Camp Hill PA 17001 The purpose of the appraisal was to estimate the market value of the property, as improved, in unencumbered fee simple title of ownership. The subject property consists of: 19 Rooms 7 Bedrooms 4.O Bath s(5)_- The TraditiOnal style residence contains Gross Living Area. 3,682 square feet of It is my opinion that the estimated market value of the property as of January 18, 2002 is $ 198,000 The above information has been automatically extracted from the appraisal and inserted in this cover page. Respectfully submitted, Christopher M. Jones, SRA HOBBLE AUCTIONEERS William W. Hobbie AU 2591L Reply to: 901 N. 2nd Street Harrisburg, PA 17102 (717) 233-0115 8 N. Market Street Duncannon, PA 17020 (717) 834-5655 May 28, 2002 Mrs. Ruth Ann McMillen Allfirst Bank, Trust Department PO Box 2961 Harrisburg, PA 17105-2961 Re: Estate of Daisy B. Restenberger, Deceased 3020 Market Street, Camp Hill, PA 17011 Dear Mrs. McMillen: Pursuant to your request, on May 22, 2002, I inspected certain items of the Estate of Daisy B. Restenberger, Deceased, located at 3020 Market Street, Camp Hill, PA 17011. Inspection of these items completes the inventory of items in tiffs estate at this location. Based on my experience as an auctioneer for over twelve years and an antique dealer for over twenty-five years, it is my opinion that the value for estate evaluation purposes of the inspected items is as follows: Bedroom #2: Closet: Clothes ..................................................................................................................... -0- Walkers .................................................................................................................... -0- Luggage ................................................................................................................... $5.00 Painted white wardrobe .......................................... 40 00 Contents: Clothes ............................................................................................................... -0- Top: (2) Pool cues in cases .............................................................................................. 40.00 Violin in case, rough ............................................................................................... 25.00 Articulated monkey on a pump cycle squeak toy .................................................... 90.00 Formica wardrobe ................................................................................................................ 10 00 Contents: Clothes ........................................................................................................ IXi. -;- Maple twin bed ......................................................................................................................... 20.00 Pine desk ................................................................................................................................... 25.00 Contents: Stein, miscellaneous .......................................................................................... J0.00 (2) Oak chairs ............................................................................................................................ 20.00 Mrs. Ruth Ann McMillen Allfirst Bank, Trust Department May 28, 2002 Page Two Maple dresser with mirror ......................................................................................................... 40.00 Top: Photos and frames, miscellaneous ................................. 15 00 Small case costume jewelry, gold wedding band, American Indian bolo tie ......................................................... 50.00 Balance: Books and personal ........................................................................................... -0- Maple tall chest ................................................................................... 30 00 Contents: Parts and miscellaneous storage ................. ' ..................................... 10' 00 Picture on wall .............................................. 1 00 Balance of items in Bedroom #2 ................... ~'.'~'.""/ ......................................................... 5'00 .Total $436.00 If you have any questions, please don't hesitate to call me. Thank you for allo ,w. ing me to be of service in this matter. Sincerely, William W. Hobbie Hobbie Auctioneers APPRAISAL REPORT Hobbie Auctioneers 901 North Second St. Harrisburg, Pa. 17102 (717) 233 - 0115 HOBBLE AUCTIONEERS William W. Hobbie AU 2591L Reply to: 901 N. 2nd Street Harrisburg, PA 17102 (717) 233-0115 8 N. Market Street Duncannon, PA 17020 (717) 834-5655 May 1 O, 2002 Mrs. Ruth Ann McMillen Allfirst Bank, Trust Department PO Box 2961 Harrisburg, PA 17105-2961 Re: Estate of Daisy B. Restenberger, Deceased 3020 Market Street, Camp Hill, PA 17011 Dear Mrs. McMillen: Pursuant to your request, on April 19, 2002, I inspected certain items of the Estate of Daisy B. Restenberger, Deceased, located at 3020 Market Street, Camp Hill, PA 17011. At this time, there were certain items which were locked and could not be appraised. On April 24, 2002,i returned to appraise the then unlocked items. Based on my experience as m~ auctioneer for over twelve years and an antique dealer for over twenty-five years, it is my opinion that the value for estate evaluation purposes of the inspected items is as follows: Entry. Hall: Walnut and brown marble Eastlake Victorian pier mirror, approx. 10' tall & 4' wide .......................................................................... $1,200.00 Living Room: Pair ivory and teak carved Chinese screens (4 panels), some roughness .............................................................................................................. 2.500.00 Heavily carved teak Chinese chair, dragon's head arms, carved seat .................................... 1850.00 Heavily carved teak Chinese chair, plain seat ......................................................................... 500.00 Heavily carved teak Chinese table ....................................................................................... 2,000.00 Dark teak Chinese plant stand ................................................................................................. 350.00 Dragon carved Clfinese settee ....... ....................................................................................... 2.000.00 Chinese settee with back and arms in storage ...................................................................... 21500.00 Brown marble top Chinese lamp table .................................................................................... 500.00 Mrs. Ruth Ann McMillen AIlfirst Bank, Trust Department May 10, 2002 Page Two Chinese rug, rust and maroon, approx. 9' x 12' .................................................................... 3,500.00 Walnut Victorian brown marble pier mirror, 8' tall x 3' wide, carving ................................ 11200.00 German Junghaus inlay clock ................................................................................................. 300.00 Smaller brown marble teak Chinese stand .............................................................................. 250.00 Small ivory on ebony Chinese screen ..................................................................................... 400.00 Teak Chinese bell and holder .................................................................................................. 125.00 (2) pieces Chinese porcelain and stands ................................................................................... 50.00 Glass and marble table lamp ..................................................................................................... 40.00 Large flower vase, damage ........................................................................................................ 50.00 Needlepoint foot stool, (6) legs, carved .................................................................................. 125.00 (2) Prints .................................................................................................................................... 10.00 Carved teak fisherman .............................................................................................................. 45.00 Large print of little girl, nicely framed .................................................................................... 175.00 Miscellaneous table top collection small items ..................................................... i .................. 75.00 Bronze Chinese um with birds ............................................................................................. 1,200.00 William and Mary style two-door server .............................................................. Part of Dining Set Contents: Technics radio, CD player, VCR, Technics record player ................................ 20.00 Miscellaneous records and storage ................................................................... 10.00 Top: (2) Porcelain pieces ............................................................................................... 125.00 Pair brass-finish lamps .............................................................................................................. 50.00 Large print, English scene, nicely framed ............................................................................... 175.00 Brass lamp table with black marble ........................................................................................ 150.00 Upholstered couch and (3) chairs .............................................................................................. 10.00 Red velvet upholstered chair ..................................................................................................... 75.00 Turkish inlaid table ................................................................................................................. 100 00 Collection nfiscellaneous objects on table ......................................................... 35'00 (2) Fancy frames with prints ................................................................................................... 120.00 French bronze three-footed lan~p on marble ........................................................................... 150.00 Bible and book .......................................................................................................................... 40.00 Upholstered foot stool ............................................................................................................... 30.00 Red Chinese vase with flowers, 19" tall ................................................................................. 300.00 Balance of items in Living Room ............................................................................................. 20.00 Hall # 1: Flower painting ......................................................................................................................... 25.00 Bell cord .................................................................................................................................... 25.00 Two closets: Clothes and miscellaneous storage ...................................................................... 10.00 Bath # 1: Miscellaneous pieces china, head vase ..................................................................................... 20.00 Balance: Personal and supplies .................................................................................................. -0- Mrs. Ruth Ann McMillen Allfirst Bank, Trust Department May 10, 2002 Page Three William and Mary style (4) pc. Dining Set, "Grand Rapids", carved, plus (4) upholstered chairs ..................................................................................................... 2,500.00 China closet: Shelves: Royal Bavarian china, incomplete service for (8), with serving pieces ................................................................. 100.00 Empress china, service for (8) ..................................................................... 40.00 (2) pcs. Nippon ............................................................................................ 30.00 Miscellaneous Bavarian pieces ................................................................... 20.00 Approx. (32) pcs. stemware ........................................................................ 50.00 (10) pcs. miscellaneous cut and pressed glass, some rough ........................ 70.00 Miscellaneous glass and salt & pepper shakers .......................................... 20.00 Drawers: Candles, miscellaneous ........................................................... : ................... 10.00 Top: Art glass peacocks, carved Spanish figures, (2) miniature lamps, candle holder, and miscellaneous ........................ 50.00 Sideboard: Contents: Box incomplete Rodgers flatware, "Fair Oak". .......................................... 25.00 Pair plated candle sticks .............................................................................. 40.00 (24) pcs. sterling in felt packets ................................................................ 150.00 More plate and miscellaneous utensils ....................................................... 15.00 Pattern glass ashtrays, souvenir spoons, (6) plated individual waste bowls ......................................................... 95.00 Boxed linens ................................................................................................ 30.00 William Rodgers tea pot, rough .................................................................. 20.00 Miscellaneous storage ................................................................................. 10.00 Incomplete set Noritake, "Laureat". ............................................................ 50.00 Top: Porcelain St. George ................................................................................... 40.00 (2) Soft paste vases, cherries ..................................................................... 100.00 (3) pcs. Porcelain, Nippon, German and hand painted cherries .................. 90.00 French style lamp ...................................................................................................................... 25.00 Turkish style tapestry .............................................................................................................. 200.00 Ebony chair, painted in Chinese style ..................................................................................... 125.00 Brass umbrella stand ................................................................................................................. 30.00 Treadmill ................................................................................................................................... 70.00 Belgian tapestry ......................................................................................................................... 40.00 Fruit displays and candle holders .............................................................................................. 10.00 Kitchen # 1: Everyday china, usual storage & pots and pans ........................................................................ 20.(1{i Mrs. Ruth Ann McMillen Allfirst Bank, Trust Department May 10, 2002 Page Four Sharp microwave ...................................................................................................................... 10.00 Whirlpool refrigerator ............................................................................................................... 40.00 Display frame ............................................................................................................................ 25.00 (2) Still life paintings, signed Restenberger '81 ....................................................................... 50.00 Table and (4) chairs ................................................................................................................... 50.00 Balance of items in Kitchen ...................................................................................................... ! 0.00 Den and Kitchen #2: Cabinet full of miscellaneous pattern glass vases, fancy silver plate, box broken jewelry, carafe, miscellaneous ......................................................................... 75.00 (3) teardrop glass shades ..................................................................................................... 50.00 Cabinet full of supplies ............................................................................................................. 10.00 Counter: Artist bnkshes, miscellaneous glass, scale, etc ......................................................... 10.00 Lower cabinet: (9) vases, and miscellmleous ................................................... :. ................... 50.00 (2) large Roseville jardinieres ................................................................... 150.00 Balance: Supplies and sewing materials ....................................................... 5.00 (3) Utffi~fished paintings ............................................................................................................. -0- Fancy Victorian frame, rough ................................................................................................... 50.00 (15) Paintings by Restenberger ............................................................................................... 375.00 Swallow painting ...................................................................................................................... 40.00 (5) Frames ................................................................................................................................. 30.00 Music cabinet with miscellaneous supplies .............................................................................. 75.00 Desk and tabletop miscellaneous contents ................................................................................ 10.00 Lamp ......................................................................................................................................... 20.00 Balance of items in Den and Kitchen #2 ................................................................................... 40.00 Library.: (5) Shelves books ...................................................................................................................... 20.00 Another (5) shelves books .......................................................................................................... 5.00 (3) Vases, rough ........................................................................................................................ 30.00 (3) Bird statutes ......................................................................................................................... 60.00 Pair platform rockers, oak ......................................................................................................... 80.00 Library table .............................................................................................................................. 50.00 Contents: Top: Frame, boxes, clock, books, Christmas tree, statute ................................ 40.00 Vanity stool ............................................................................................................................... 10.00 Victorian red velvet chair .......................................................................................................... 30.00 Three-drawer chest .................................................................................................................... 50.00 Contents: Personal storage and cards ................................................................................. -0- Newer brass and marble stand .................................................................................................. 75.00 Roseville jardiniere ................................................................................................................... 90.00 Victorian print. Girl and Sheep ................................................................................................. 90.00 Mrs. Ruth Ann McMillen Allfirst Bank, Trust Department May 10, 2002 Page Five Governor Winthrop desk ......................................................................................................... 300.00 Contents: Top: (8) Small brass items and clock ......................................................... 20.00 Interior: Political pins ...................................................................................... 25.00 Desk/scissors set ................................................................................ 10.00 Drawers: All personal ....................................................................................... -0- Balance miscellaneous desk & storage ........................................... 10.00 Tapestry ..................................................................................................................................... 50.00 Ship model ............................................................................. ................................................... 20.00 Brass floor lamp ........................................................................................................................ 20.00 Balance of items in Library ....................................................................................................... 10.00 Bath #2: All personal storage .................................................................................................................... -0- i Hall #2: Closet: Clothes, medicines, personal ......................................................................................... -0- Flower painting ......................................................................................................................... 25.00 Chinese four-panel painting, cart of flowers ........................................................................... 300.00 Fancy frame mirror ................................................................................................................... 75.00 O/C Painting, Girl at Well ...................................................................................................... 100.00 O/B Painting, Swallows .......................................................................................................... 100.00 Painting, Roses .......................................................................................................................... 50.00 (4) Shelves books ........................................................................................................................ 5.00 Bookshelf. ................................................................................................................................. 20.00 School Bell ................................................................................................................................ 50.00 Jewelry box and church ............................................................................................................. 10.00 (2) Piles books ............................................................................................................................. 1.00 Bedroom: William and Mary style (5) pc. Bed Set with some paint .................................................... 1,800.00 Dresser: Top: Wavecrest box ................................................................................................... 40.00 Several nice carat gold rin~,s ............................................................................ .>00.00 Porcelain vase ................................................................................................... 35.00 Newer watches, miscellaneous jewelry, ere ..................................................... 20.00 Binoculars and miscellaneous ........................................................................... 10.00 Top Drawer: Better quality costume jewelry, including American Indian silver & coral, mosaic, (2) cameos, lockets, filigree, gemstones, heishe beads, faux pearls, etc ................................... 500.00 Scarves and clothing ........................................................................................... 5.00 t~lotl,es, empty .ieweh-5, o~ xes. misc. storage .................................................... 25.00 Mrs. Ruth Ann McMillen Allfirst Bank, Trust Department May 10, 2002 Page Six Vanity: Top: Austrian pitcher, painted roses ................................................................ 50.00 (3) Perfumes ............................................................................................. 45.00 (2) Lamps ................................................................................................. 20.00 Balance: Porcelain & miscellaneous ................................................................ 10.00 Drawer: Personal beauty supplies ...................................................................... -0- Under Bed: Jewelry box with: faux diamonds, (4) wrist watches, porcelain pin & ring, bracelets with purple stones, Phi Beta Kappa pendant, misc. pins .................................................... 150.00 Box with: Kewpie type dolls in plaster, plastic, tin cars, Small box with jacks, childrens miniature china pieces, miscellaneous ................................................ 75.00 Childrens book, eye glasses ................................................ 25.00 French style night stand ............................................................................................................ 10.00 Contents: Books and personal ....................................................................... : .................... -0- Top: Nippon vase ............................................................................................................ 50.00 (2) Lamps ................................................................................................................ 35.00 Balance: Miscellaneous ........................................................................................... 5.00 Wicker stool .............................................................................................................................. 10.00 Tray of approx. (60) perfume bottles ........................................................................................ 50.00 Upholstered slipper chair .......................................................................................................... 50.00 Vanity bench, metal ................... 2 .............................................................................................. 30.00 (4) pcs. painted gold: settee, chair, bench and corner chair ...................................................... 80.00 Bird painting ............................................................................................................................. 25.00 Jasperware plaque ..................................................................................................................... 50.00 Bumblebee diorama .................................................................................................................. 50.00 Victorian bead whimsey .............................................................................................. : ............. 40.00 Fancy frame, flowers ................................................................................................................. 45.00 Table top frames, personal ........................................................................................................ 20.00 Balance of items in Bedroom .................................................................................................... 50.00 Basement: Maple Chest of drawers ............................................................................................................. 30.00 Contents: Older plastic souvenir dolls, cross stitch picture, frmnes, miscellaneous .................................................................................. 40.00 Sleigh bells ........................................................................................................ 75.00 Frames and painting .......................................................................................... 25.00 Top: Older camera equipment ........................................................................................... 5.00 (2) Maple low chests ................................................................................................................. 40.00 Easel .......................................................................................................................................... 10.00 Rose painting in room divider ................................................................................................... 25.00 {'3) Rubber dolls, large ............................................................................................................... 50.00 Mrs. Ruth Ann McMillen Allfirst Bank, Trust Department May 10, 2002 Page Seven Painting, street scene ................................................................................................................. 50.00 Approximately (17) paintings ................................................................................................. 255.00 Montgomery Ward TV and stand ............................................................................................. 10.00 Maple coffee table ..................................................................................................................... 30.00 Mantle contents: Bottles, broken vase, jugs, wood bowl, Kew lamp, etc ............................. 20.00 Stoneware pitcher ........................................................................................ 75.00 (2) Crocks .................................................................................................................................. 25.00 (3) Upholstered chairs ................................................................................................................ -0- Patio table and (2) chairs ............................................................................................................. 5.00 Bench, painted shelves, broken wicker hamper ........................................................................ 30.00 Brass hanging scales ................................................................................................................. 40.00 Speakers and Olympic stereo ..................................................................................................... -0- Upholstered couch ...................................................................................................................... -0- Floral still life ........................................................................................................ '. ................... 25.00 Tapestry ..................................................................................................................................... 45.00 Pair Windsor style chairs .......................................................................................................... 50.00 Bike ........................................................................................................................................... 10.00 Brass easel ................................................................................................................................. 20.00 Onyx floor lamp ........................................................................................................................ 50.00 Large old mirror ........................................................................................................................ 75.00 Clothes tree ............................................................................................................................... 50.00 Dresser mirror ........................................................................................................................... 45.00 Balance of items in Basement ................................................................................................... 40.00 Bath #3: Oak frame .................................................................................................................................. 50.00 Garaee: Lawn chairs, ladder, supplies .................................................................................................. 5.00, Total $33t531.00 If you have any questions, please don't hesitate to call me. Thank you for allowing me to be of service in this matter. Sincerely, ?' i ' ./ Ii ~ /? /' //7 j /,' 1; I,l/,"f; / l /' L., L William W. Hobble Hobbie Auctioneers /// /! ,L/ 7 ~:,. ~,,,,,z 1!:63 717221263!5 Kelley Blue Book Used Car Values F'A'3 E {, < ,,'" 2' Page 1 of 2 aboot kt~~ Itt/ant to know if buying a bad Click on lhe image abov~ to visit this advertiser Blue Book Private Party Report Pennsylvania · June 3, 2002 1987 Volvo 240 GL Sedan 4D Engine: 4-Cyl. 2.3 Liter Trans: Automatic Drive: Rear Wheel Drive Mileage: 37,275 Equipment Air Conditioning Power Steering Power Windows Power Door Locks Buy a New Car B_qy a. Used Ca r Your Car For Sale Online Fin anciB_q_Ouote Insurance Quote Warranty Ouote Payment Calculator AM/FM Stereo Flip-Up Roof Alloy Wheels Consumer Rated Condition: Fair "Fair" condition means that the vehicle probably has some mechanical or cosmetic defects, but is still in safe running condition. The paint, body and/or interior need work to be performed by a professional in order to be sold. The tires need to be replaced. There may be some repairable rust damage. The value of cars in this category may vary widely. A clean title history is assumed. Even after significant_ reconditioning this vehicle may not qualify for the Blue Book Suggested Retail value. Private Party Value $1,805 Private Party value represents what you might expect ':o pay for a used car when purchasing from a private party. It may also rep'esent the value you might expect to receive when selling your own used car to another private party. Get a Used Car Trade_,c,tn Value (} Get Invoice 8L[qSRP on New Cars http://v,~'w.kbb.comfkb/ki.dllfkwv.kc.ur?kbb; 117013&;p&722;¥ol-vo; 1957%2.0240& 16;VO;... 6/3/2002 MIKE FISHER ATTORNEY GENERAL COMMONWEALTH OF PENNSYLVANIA OFFICE OF ATTORNEY GENERAL October 23, 2003 Joanne Book Christine, Esquire Rhoads & Sinon One South Market Sq., 12th Floor P.O. Box 1146 Harrisburg, PA 17108-1146 Re: OC# Estate of Daisy B. Restenberger Daisy B. Restenberger Revocable Trust 21-2002-00191 Dear Ms. Christine: This will acknowledge receipt of the notice regarding the above captioned matter. I have reviewed the Notice, Will, Trust as Amended and Restated, and First & Final Accountings for the estate and trust that you have supplied and have no objection. If there are objections or exceptions, please advise as soon as possible. Otherwise, please send to me a copy of the Court's Confirmed Accounts after any nisi period ends. Please be advised that the above review was made pursuant to'the parens patriae authority of this Office and is limited to that function. Thank you for your time and consideration of this matter. Very truly your. q, Deputy Attorney General BUREAU OF ZNDZVTDUAL TAXES TNHERTTANCE TAX D'[VTSTON DEPT. 18f1601 HARRTSBURG, PA 17118-D601 RUTH ANN HCMILLEN ALLFIRST TRUST 215 MARKET ST HBG PA 17101 COMHONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTZCE OF DETERHZNATZON AND ASSESSMENT OF PENNSYLVANZA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN REV-~i85 EX AFP C01-D2) DATE 1Z-02-ZOOZ ESTATE OF RESTENBERGER DATE OF DEATH 01-18-2002 F/LE NUHBER 21 01-0191 COUNTY CUHBERLAND ACN 201 I Amoun~ Remi~ed DAISY B HAKE CHECK PAYABLE AND REHZT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17015 NOTE: To insure proper credit: ~o your account, subei~ ~he upper por~:ion of ~his form wi~h your ~ax payment. CUT ALONG THZS LZNE ~ RETAZN LOWER PORTZON FOR YOUR FZLES ~ REV-483 EX AFP (01-02) M~ NOTZCE OF DETERNZNATZON AND ASSESSHENT OF PENNSYLVANZA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN ~ ESTATE OF RESTENBERGER DAZSY B FZLE N0.21 02-0191 ACN 201 DATE 12-02-2002 ESTATE TAX DETERHZNATZON 1. CredAt For State Death Taxes as Verif/ed 57~248.01 Z. Pennsylvania Inheritance Tax Assessed (Excluding Discount and/or Interest) $. Inheritance Tax Assessed by Other States or Territories o~ the United States (Excluding Discount and/or Interest) 4. Total Inheritance Tax Assessed 5. Pennsylvania Estate Tax Due TAX CREDITS= 259~155.75 .00 259~155.75 .00 PAYHENT RECEIPT DISCOUNT (+) AMOUNT PAID DATE NUHBER INTEREST/PEN PAID (-) TOTAL TAX CREDZT I BALANCE OF TAX DUE ZNTEREST AND PEN. TOTAL DUE ~IF PA/D AFTER THIS DATE, SEE REVERSE SZDE FOR CALCULAT/ON OF ADD/TZONAL ZNTEREST. .00 .00 .00 .00 (/F TOTAL DUE 1S LESS THAN $1, NO PAYMENT 1S REQUIRED ZF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU HAY BE DUE A REFUND. SEE REVERSE S/DE OF THIS FORM FOR 1NSTRUCT/ONS.) PURPOSE OF NOTICE: PAYHENT: REFUND (CR): OBJECTIONS: ADNIN- ISTRATIVE CORRECTIONS: To fulfill the requirements of Section Z140 (b) of the Inheritance and Estate Tax Act, Act Z3 of ZOO0. (TZ P.S. Section 9140). Detach the top portion of this Notice and submit with your payment to the Register of Hills printed on the reverse side. -- Hake check ar money order payable to: REOZB?ER OF #ZLLB) A refund of a tax credit may be requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-1315). Applications are available at the Office of the Register of Hills, any of the Z3 Revenue District Offices or from the Department's 24-hour answering service for forms ordering: 1-800-36Z-ZO50; services for taxpayers with special hearing and / or speaking needs: 1-800-447-3020 (TT only). Any party in interest not satisfied with the assessment of tax as shown on this notice may abject within sixty (60) days of receipt of this Notice by: --written protest to the PA Department of Revenue, Board of Appeals, Dept. 281021, Harrisburg, PA 171Ze-lOZI, --electing to have the matter determined at audit of the personal representative, OR --appeal to the Orphans' Court. Factual errors discovered an this assessment should be addressed in writing to: PA Department of Revenue, Bureau of Individual Taxes, ATTN: Past Assessment Review Unit, Dept. Z80601, Harrisburg, PA 171Z8-0601, Phone (717) 787-6505. See page 5 of the booklet "Instructions for Inheritance Tax Return for s Resident Decedent" (REV-lSD1) for an explanation of administratively correctable errors. OR PENALTY: iNTEREST: The 15Z tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and not paid before January 18, 1996, the first day after the end of the tax amnesty period. This non-participation penalty is appealable in the same manner and in the the same time period as you would appeal the tax and interest that has been assessed as indicated on this notice. For dates of death on or after 10-3-91, Pennsylvania Estate Tax based on the Federal Estate Tax return becomes delinquent at the expiration of nine (09) months from the date of death. For dates of death prior to 10-3-91, Pennsylvania Estate Tax based on the Federal Estate Tax return becomes delinquent at the expiration of eighteen (18) months from the date of death. Taxes which became delinquent before January 1, 1982 bear interest at the rate of six (6Z) percent per annum calculated at a daily rate of .000164. AL1 taxes which became delinquent on or after January 1, 1982 will bear interest at a rate which will vary from calendar year to calendar year #ith that rate announced by the PA Department of Revenue, The applicable interest rates far 1982 through ZOOZ ara: Year Interest Rate Daily Interest Factor Year Interest Rate Daily Interest Factor 1982 ZOZ .0005~8 1992 9Z .0002~7 1983 16Z .000438 1995-1994 7Z .00019Z 1984 llZ .000301 1995-1998 9Z .000247 1985 13Z .000356 1999 7Z .00019Z 1986 lOZ .O0027~ ZOO0 8Z .O00Z19 1987 9Z .000247 2001 9X .000247 1988-1991 112 .000301 ZOOZ 62 .000164 --Interest is calculated as follows: XNTEREST = BALANCE OF TAX UNPAXD X NUHBER OF DAYS DELXNqUENT X DAZLY iNTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect an interest calculation to fifteen (15) days beyond the date of the assessment. If payment is made after the interest computation date shown on the Notice, additional interest must be calculated. BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. Z80601 HARRTSBURG, PA 17118-0601 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLO#ANCE OR D/SALLO#ANCE OF DEDUCTIONS AND ASSESSMENT OF TAX REV-151{7 EX AFP C01-02) DATE 12-02-2002 ESTATE OF RESTENBERGER DATE OF DEATH 01-18-2002 FILE NUMBER 21 02-0191 '~:r ..... ~ : * ': COUNTY CUMBERLAND RUTH ANN MCMILLEN ACM 101 ALLFIRSTHBG213 MARKETTRUSTsT PA 17!Q1 I Amoun~ Rami~ed I DAISY MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17015 CUT ALONG THIS LINE ~m~ RETAIN LONER PORT/ON FOR YOUR RECORDS ~ REV-1547 EX AFP (01-02) NOT/CE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DZSALLOHANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF RESTENBERGER DAISY B FILE NO. 21 02-0191 ACN 101 DATE 12-02-2002 TAX RETURN WAS: (X) ACCEPTED AS FTLED ( ) CHANOED RESERVAT'rON CONCERN'rNG FUTURE 'rNTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Es~a~e (Schedule A) 2. S~ocks and Bonds (Schedule 3. Closely Held S~ock/Par~nership /n~eres~ (Schedule C) (3) ~. MoP,gages/No,es Receivable (Schedule D) (q) E. Cash/Bank Deposi~s/Hisc. Personal Proper~y (Schedule E) (E) 6. Jointly Owned Proper~y (Schedule F) (6) ?. Transfers (Schedule G) (7) 8. To,al Asse~s APPROVED DEDUCTZONS AND EXEMPTZONS: 9. Funeral Expenses/Adm. Cos~s/Misc. Expanses (Schedule H) (9) 10. Dab~s/Hor~gags Liabilities/Liens (Schedule 1) (10) 11. To'al Deductions 12. Na~ Value of Tax Re*urn 198z000.00 qqlz2~7.$O .00 .00 .00 1~121~192.5q 79,250.56 $~73~.53 (11) (12) 1S. NOTE: NOTE: To insure proper cradi~ ~o your account, submL~ ~he upper por~ion of ~his form wi~h your ~ax payment. 1,902,70~.Z0 1,819,738.51 Charitable/Governmental Bequests; Non-alec~ed 9113 Trusts (Schedule J) (13) Na~ Value of Es~a*e Sub~ec~ ~o Tax (lq) Zf an assessment teas issued previousZy, 11nas 14, 15 and/or 16, 17, re~lect ~igures that include the total of ALL returns assessed to date. 5,500.00 1,81~,238.$1 18 and 19 tail1 (19)= 272,155.75 AMOUNT PAID 2~7,000.00 12,155.75 TOTAL TAX CREDIT IALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE 272,135.75 .00 .00 .00 ( IF TOTAL DUE ZS LESS THAN $1, NO PAYMENT 1S REDUZRED. IF TOTAL DUE 1S REFLECTED AS A 'CRED/T' (CR), YOU MAY BE DUE A REFUND. SEE REVERSE S/DE OF TH/S FORM FOR INSTRUCTIONS.) (15) .00 x (16) .00 x (17) .00 x (18) 1,81~,258.$1 x IF PAID AFTER DATE /NDZCATED, SEE REVERSE FOR CALCULAT/ON OF ADD/TZONAL INTEREST. ASSESSMENT OF TAX: 15. Amoun~ of Line 1~ a~ Spousal ra~e 16. Amoun'l: of Line 1~ ~axable a~ Lineal/Class A ra~e 17. Aeoun~ of Line lq a~ Sibling ra~a 18. Amoun~ of Line lq ~axable a~ Collateral/Class B ra~a 19. Principal Tax Dun TAX CREDITS: PAYMENT RECEIPT DISCOUNT DATE NUMBER INTEREST/PEN PAID (- 0~-18-2002 CD001087 15,000.00 10-18-2001 CDOO17q5 . O0 Oq5 = .00 12 = .00 15 = 272,155.75 O0 _- .00 RESERVATION: PURPOSE OF NOTICE: PAYNENT: REFUND (CR): OBJECTIONS: ADHZN- ISTRATIVE CORRECTIONS: DISCOUNT: PENALTY: INTEREST: Estates of decedents dying on or before December 11, 1982 -- if any future interest in the estate is transferred in possession or enjoyment to Class S (collateral) beneficiaries of the decedent after the expiration of any estate for life or for years, the Common~salth hereby expressly reserves the right to appraise and assess transfer Inheritance Taxes at the tawful Class S (collateral) rate on any such future interest. To fulfill the requirements of Section 21q0 of the Inheritance and Estate Tax Act, Act 23 of ZOO0. (72 P.S. Section 910,0). Detach the top portion of this Notice and submit with your payment to the Register of Hills printed on the reverse side. --Hake chock or money order payable to: REGISTER OF #ILLS, AGENT A refund of a tax credit, which was not requested on the Tax Return, may be requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-1315). Applications ara available at the Office of the Register of Nills, any of the 23 Revenue District Offices, or by calling the special Z0,-hour answering service for fores ordering: 1-800-361-1050~ services for taxpayers #Jth special hearing and / or speaking needs: 1-800-0,0,7-3020 iTT only). Any party in interest not satisfied ~ith the appraisement, allowance, or disalloeence cf deductions, or assessment of tax (including discount or interest) as sho~n on this Rot[ce must object ~ithin sixty (60) days of race[pt of this Notice by: --written protest to the PA Department of Revenue, Board of Appeals, Dept. 281021, Harrisburg, PA 17128-1021, --election to have the matter determined at audit of the account of the personal representative, OR --appeal to the Orphans' Court. OR Factual errors discovered on this assessment should be addressed in ~riting to: PA Department of Revenue, Bureau of Individual Taxes, ATTN: Post Assessment Review Unit, Dept. 180601, Harrisburg, PA 17128-0601 Phone (717) 787-6505. See page 5 of the booklet "Instructions for Inheritance Tax Return for a Resident Decedent" (REV-1501) for an explanation of administratively correctable errors. If any tax due is paid ~ithin three (3) calendar months after the decedent's death, a five percent (5Z) discount of the tax paid is allowed. The 151 tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, end not paid before January 18, 1996, the first day after the and of the tax amnesty period. This non-participation penalty is appealable in the same manner and in the tho same time period as you would appeal the tax and interest that has been assessed as indicated on this notice. Interest is charged beginning ~ith first day of delinquency, or nine (9) months and one (1) day frae the date of death, to the date of payment. Taxes which became delinquent before January 1, 198Z bear interest at the rate of six (6Z) percent per annum calculated at a daily rate of .000160,. All taxes which became delinquent on and after January 1, 1981 ~ill bear interest at a rate ~hich will vary from calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable interest rates for 1982 through ZOOZ are: Year Interest Rate Daily Interest Factor Year Interest Rate Daily Interest Factor 1982 ZOZ .0005q8 1992 91 . O002~7 1983 16Z .000~38 1993-1990, 71 .000192 198q Ill .000301 1995-1998 97. . O00Zq7 1985 131 .000356 1999 71 .000191 1986 IOZ . O00170, ZOO0 81 .000119 1987 9Z .00020,7 Z001 9Z .00020,7 1988-1991 117. .000501 ZOO2 67. .000160, --Interest is calculated as follows: INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DALLY INTEREST FACTOR --Any Notice issued after the tax becomes delinquent ~ilZ reflect an interest calculation to fifteen (15) days beyond the date of the assessment. If payment is made after the interest computation date shown on the Notice, additional interest must be calculated. PLEASE FILE THIS REPORT WITHIN TWO YEARS OF DATE OF DEATH REGARDLESS OF THE STATUS OF THE ESTATE. IF ESTATE IS NOT COMPLETED, FILE a 6.12 FORM YEARLY UNTIL COMPLETION STATUS REPORT UNDER RULE 6.12 Name of Decedent: Daisy B. Restenberger Date of Death: 1-18-2002 Will No.: 21-02-0101 Admin. No.: Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: 1. State whether administration of the estate is complete: Yes x No If the answer is No, state when the personal representative reasonably believes that the administration will be complete: D ate: If the answer to No. 1 is yes, state the following: A. Did the personal representative file a final account with the court? Yes x No B. The separate Orphans' Court No. (if any) for the personal representative's account is: C.Did the personal representative state an account informally to the parties in interest? Yes No D. Copies of receipts, releases, joinders and approvals of formal or informal accounts : may be filed with the Clerk of the Orphans' Court and may be attached to this report. ~I&T TrusC~Corapgmy~ Execut. or of ~the F.~tate of Dai . er ~~K~~-~i~ ~ P~e ~ent Ruth Ann McMillen Name (Please type or prinO Post Office Box 2961, Harrisburg, PA 17105 Address (MAH:rmffAM3) (717) 255-2109 Telephone No. Capacity: x Personal Representative Counsel for Personal Representative R.W. - 27 BUREAU OF INDIVIDUAL TAXES /NHERTTANCE TAX DIV/STOH DEPT. 280601 HARRISBURG, PA 171Z8-0601 RUTH ANN NCMI*I2L NFEB 20 / ,11:20 ALLFIRST TRUST 215 MARKET ~.~ · :' ~ LOUt/ ..... , ~A, 171 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF DETERMINATION AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN 02-16-200q RESTENBERGER 01-18-Z002 21 02-0191 CUMBERLAND ZOZ Amount Remitted REV-7S6 EX AFP DAISY B MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17015 NOTE: To insure proper credit to your account, subeit the upper portion of this fore with your tax payment. CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES REV-736 EX AFP (01-OZ) ~# NOTICE OF DETERMINATION AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER ESTATE OF RESTENBERGER DAISY B FILE NO.Z1 02-0191 ACN 202 DATE OZ-16-ZOOq ESTATE TAX DETERMZNATZON 1. Credit For State Death Taxes as Verified 57,2q8.01 Pennsylvania Inheritance Tax Assessed (Excluding Oiscount and/or Interest) Inheritance Tax Assessed by Other States or Territories of the United States (Excluding Discount and/or Interest) 259,155.75 .00 q. Total Inheritance Tax Assessed 5. Pennsylvania Estate Tax Due 6. Amount of Pennsylvania Estate Tax Previously Assessed Based on Federal Estate Tax Return 7. Additional Pennsylvania Estate Tax Due TAX CREDITS: PAYMENT RECEIPT DISCOUHT (+) AMOUNT PAID DATE NUMBER :NTEREST/PEN PAID (-) Z59~155.75 .00 .00 .00 ~IF PAID AFTER THIS DATE, SEE REVERSE SIDE FOR CALCULATION OF ADDITIONAL INTEREST. TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. [ TOTAL DUE .00 .00 .00 .O0 (IF TOTAL DUE IS LESS THAN $1~ NO PAYMENT IS REgUIRED IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU MAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS.) PURPOSE OF NOTICE= PAYMENT: REFUND (CR): OBJECTIONS: ADMIN- ISTRATIVE CORRECTIONS: PENALTY: INTEREST: To fulfill the requirements of Section glqO of the Inheritance and Estate Tax Act, Act 25 of ZOO0. (72 P.S. Section 91q0). Detach the top portion of this Notice and submit aith your payment to tho Register of Hills printed on the reverse side. -- Hake check or money order payable to: REGISTER OF HILLS, AGENT. A refund of a tax credit may be requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-iS15). Applications are available at the Office of the Register of Hills, any of the 03 Revenue District Offices or from the Department's gq-hour answering service for forms ordering: 1-800-562-00S0; services for taxpayers with special hearing and/or speaking needs: 1-800-qqT-5OZO (TT only). Any party in interest not satisfied aith the assessment of tax as shown on this notice may object within sixty (60) days of receipt of this Notice by: --~ritten protest to the PA Department of Revenue, Board of Appeals, Dept. ZBlOZl, Harrisburg, PA 171lB-lOg1, --electing to have the matter determined at audit of the personal representative, OR --appeal to the Orphans' Court OR Factual errors discovered on this assessment should be addressed in .riting to: PA Department of Revenue, Bureau of Individua! Taxes, ATTN: Post Assessment Ravia, Unlt, Oept. gDO601, Harrisburg, PA 17liS-0601, Phone (717) 787-650S. See page S of the booklet "Instructions for Inheritance Tax Return for a Resident Decadent" (REV-1501) for an explanation of administratively correctable errors. The 151 tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and not paid before January 18, 1996, the first day after the end of the tax amnesty period. This non-participation penalty is appealable in the same manner and in the the same time period as you ~ould appeal the tax and interest that has been assessed as indicated on this notice. Additional Pennsylvania Estate Tax assessed as a result of a change on the Federal Estate Tax closing letter becomes delinquent at the expiration of one (1) month free the data the final notice of the increase in Federal Estate Tax is received. Taxes ~hich became delinquent before January l, 1982 bear interest at the rate of six (6Z) percent per annum calculated at a daily rate of .OO016q. Al1 taxes which became delinquent on or after January 1, 1982 ~i11 bear interest at a rate ~hich will vary free calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable interest rates for 198Z through ZOOZ are: Year Interest Rate Daily Interest Factor Year Interest Rate Daily Interest Factor 198Z lOX .OOOSq8 199Z 9Z .0002¢7 1985 16Z .000458 1995-199q 7~ .000192 198q llZ .000301 1995-1998 9Z .0002q7 1985 15Z .000356 1999 7Z .O00ZgZ 1986 lO~ .000274 EOOO 8~ .OOOZl9 1987 91 .O00Z~7 ZOO1 91 .0002q7 1988-1991 11Z .000501 200Z 6Z .00016q --Interest is calculated as follo~s: INTEREST = BALANCE OF TAX UNPAZD X NUHBER OF DAYS DELZNQUENT X DALLY INTEREST FACTOR --Any Notice issued after the tax becomes delinquent ~il1 reflect an interest calculation to fifteen (15) days beyond the date of the assessment. If payment is made after the interest computation date shown on the Notice, additional interest must be calculated.