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Home My WebLink About06-30-09PETITION FOR PROBATE AND GRANT OF LETTERS REGISTER OF WILLS OF CUMBERLAND COUNTY, PENNSYLVANIA Estate of OZELLA D. TODD also known as ,Deceased Petitioner(s), who is/are 18 years of age or older, apply(ies) for: (COMPLETE 'A' OR 'B' BELOW.) File Number 21 09 Qt~ ~ 3 Social Security Number 199074831 A. Probate and Grant of Letters Testamentary and aver that Petitioner(s) is /are the SUCCeSSOr EXeCUtOrS last Will of the Decedent dated 10~7~04 named in the C. Robert Todd redeceased on 3/26/2009 and codicil(s) dated none (State relevant circumstances, e.g., renunciation, death of executor, etc.) Except as follows, Decedent did not marry, was not divorced, and did not have a child born or adopted after execution of the instrument(s) offered for probate, was not the victim of a killing and was never adjudicated an incapacitated person: B. Grant of Letters of Administration (If applicable, enter.' c. t. a.; d. b. n. e. t. a.; pendente file; durante absentia, durante minoritate) Petitioner(s) after a proper search has /have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs: (If Administration, c. t. a. ord. b. n. c. t. a., enter date of Will in Section A above and complete list of heirs.) n c= ~.., _ ~ '' ~ ~-... Z n ~~ ~_~ - ~ r- __! ' ~~? - (COMPLETE lNALL CASES:) Attach additional sheets if necessary. ~''~ ~~ -' `` ~_ Decedent was domiciled at death in Cumberland Street County, Pennsylvania, with his /her last principa~7esidence at r~Hll~ 1 ,., Mt. Holl S rin s PA 17065 Mt. Holl S nn s (List street address, town/city, township, county, state, zip code) BoroU Decedent, then 89 years of age, died on 6~21~09 at 1 Hlll Street Mt. Holl S rin s PA 17065 Decedent at death owned property with estimated values as follows: (If domiciled in PA) All personal property (If not domiciled in PA $ 1 S 10 000.00 ~ Personal property in Pennsylvania $ (If not domiciled in PA) Personal ro e Value of real estate in Pennsylvania p p ~'n County $ $ 0.00 situated as follows: Wherefore, Petitione~{s) respectfully request(s) the probate of the last Will and Codicil(s) presented with this Petition and the grant of Letters in the appropriate form to the undersigned: Typed or printed name and residence ~' Charles R. Todd III 808-627-0302 95-270 Waikalani Drive A-301 Mililani William S. Todd HI 9678S 1 Hill Street Mt. Holl S rin s 717-486-3812 PA 17065 Forrn RW-01 rev. 10.13.06 Pa~,e 1 Of 2 Oath of Personal Representative COMMONWEALTH OF PENNSYLVANIA couNTY of CUMBERLAND SS The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true and correct to the best of the lrnowledge and belief of Petitioner(s) and that, as personal representative(s) of the Decedent, Petitioner(s) will well and truly administer the estate according to law. ~, Sworn to or affirmed and subscribed before the ~_ day of ' r Signature of Personal Representative 1 lam S. TO „~ 'For the Register Signature of Personal Representative -:~ + _._,_ _- "- -- File Number: ? 1 L ~ p ~ ,~. CS Estate of OZELLA D. TODD Deceased Social Security Number: 199074831 Date of Death: 6/21 /09 j` .~- AND NOW, ~ C C7-f GC-!'7.~' 2009 , in consideration of the foregoing Petition, satisfactory proof having been presented before me, IS DECREED that Letters Testamentary are hereby granted to Charles R. Todd, III and William S. Todd_ RXP~.,,t~,-~ and that the instrument(s) dated October 7 2004 in the above estate described in the Petition be admitted to probate and filed of recor~,i~as the last Will (mod Codicil(s~ pf Decedent. FEES Letters .~JI~.s~D~rf ~..... $ ~~ Short Certificate(s) ...~0....... $ a? Renunciation(s) .......... a~ d~~ ~L ..... ~ .... $ /.~ .... $ I (~ .... $ S .... $ .... $ .... $ .... $ .... $ .... $ TOTAL ............................. $ ~D/ Form RW-Ol rev. 10.13.06 Attorney Signature: of / ~ Attorney Name: No V. Otto III Supreme Court I.D. No.: 27763 Address: 10 East High Street Carlisle PA 17013 Telephone: 717-243-3341 Page 2 of 2 In,5.NU5 H6V ftYl/U-~ LOCAL REGISTRAR'S CERTIFICATION OF DEATH WARNING: It is illegal to duplicate this copy by photostat or photograph. Fee for this certificate, $6.00 This is to car±it_v that the infurmatio)~ here rive~~ correctly colrcd fron? an origiual Certificate of D duly tiled with !ne as Local Re~~istrar. -The orir~~. certificate ~.~i~l he forwarded to the Sr<tte V Records Off+re for perluanel;t i~iiir,~~. Certification Number ~ ~ Vic. e, J U t 2 201 Local R~r~i~~trttr Date Issued _ ~ r` Q ~=+' .~]_. C. ~ "Tr, _~ ~ r -'- =~= G7 _~.~ _ _ ~~ ~ .., - H10S143 RCV ;I20Dp ~ ~~ PERMANENT - TYPE/PRIM IN COMMONWEALTH OF PENNSYLVANIA • DEPARTMENT OF HEALTH • VITl1L RECORDS ~ -~' 1 BUCK INK ~ - , CERTIFICATE OF DEATH 1. N.me d Dacedara (Fky, mkldte, bet sulAal (Sea instrAAmlons and examples on reverse) t~~( [ ; STATE FlLE NUMBER `•' ' ~ ~ `-1 ~ ;~ s. Ape(lasltti 9Y1 ~ 1~ OZe~1~D• sT~Oddlan(MOnm,eaY~rear) 7.Birllgleca(gy.Mduaba 2Female a~199 07 4.DabaDeem(MOnm,eayvae<) ~~WLL °i~ ~• ~agn ewwr) ~ PIKe a yam G as - 4831 June 21 2009 rR. Jan 3, 1920 (=~°"°) Bb. Counrya beam Hanover, pA Heepntl: &. Gry, Bom, Twp. d Death Other. ' ~ Cumberland W'F°C~'N8°iB(nna iraduaan. paB Slretl a,tl,M,nfrer) ^6gallant ^EH /Du~a(brn ^DOA ^Nur:.mg Hama ^Reyaarxe son's home Mt. Holly Springs 1 Hill s.waanacedb,laHlspe„rodgm7 ®Ne ^Yea ®0A"`-~edM 11. Decweenys Usual Oceu Aon d work done dudn rtpy d wo S t • (II pas, w+aah Cohan, 10. Race; American mdien, Black WhBe, ek lace a Ale. Do M stile 12 Was OeredeN sear h ma 13. OecemnCs Edumllon ( 6teairsl Puaro Rkan, etc.) ( Wh i t e Homema c~°n`er andaBWmeearlnduslry u.s.am~eer~orces7 wady «"rhighea, own h Ome Ebmentary/ secorgary (0-12) grade ca~°'~ 14. Marlbl Sbha: Mantis Never Menbrj 15. BurvKi 16. Degyent's Ma'Ng Address ($aeek dN / bunt sale, Lp coda) ^ vaz ~No 12 Cdbge (11 or 5y WMOweq Oivaced (Spea/y) ng Spouse (11 wile, Siva malaen name) ~u~lberl nd C ossings °eC°"°nr° Widowed ongs~orf ~ay naswe PA Duoaeaeanl Carlisle PA 1 / 13 kl"m° 17w~ra°,Daaam,a"Nadb S. Middleton 1a. Femef6 Nana (FUy, mMtlle, lay ytryb) 17p'~'W°Ir Cumberland T°""aNp7 vd.^Ne, pacaaeM LNed wtthln Harr T"P T y L. Donsen. 1g.Matwfa AaamuNba 20a. Inhamanl's Name r •ype /Pant) Na11M (FkN. mldae, meMan BMnarae) Cily /Boo William S. Todd zg".m,~,,,,,,r,~ Edith Yohe 21a Memod d Disposilua "~A°°~°° (5treal dry/ bm, ebb, zlp code) I ^crama,bn. ^Dentlbn 1 Hill St., Mt• Holly Sprin s, ® Burial ^ Removtl Imn Sob I W s Crcmelbn „ 21h. Dale d Obp¢gAon (Mpah, day. yeas ztc Pbce a 8 PA 17065 ^ Omer - "r hr Mealcal Eaaminar / Co Aumortred- DhyosAicn (Name d mmelary crei-~ _ ~ ~ 1e^~ ^vea^Ne ~~n~, 30, 2009 Westminster CemeteryoranerPbee) zla.tma"°^IDm/lam,°mla,,q~l Fereral Servke Lkeneea ar w~ ~7g m such) ~ -mac ~h'~'°NUtib" ~"+^~,°^",~.aaF Carlisle, PA 17013 canpb, ema23eaeNy,.Ae,~ 013144E °"~ Ho man-Roth Funeral Home & Cremator ~aykro zOaT me l,e,lamy 219 N• Hanover as a~mAade at lkne aaeama k"°`Ned~a°, °°°m o~Mraauw. mra, eat. p.~°~~ St. , Carlisle PA 17013 Y, Inc. ~N cause of edam LvK 23h. Lkarree Mustier wro 2pMiusxes daztR~b~ M romon z4. Time d ream Dab ~, ~ z3c Dab signed (Mmm, day, yeaq Pmrpuaaq Decd ILtona4 ear. YaM) / L Co ~~ i ~ol~.J`~ ~_ ~ 2Q rho Case Relened b Medical Eaansner / (Jd dam 27. Pan I: Enkrc tle CAUSE OF DEATN (Sea Instrst Q ~ ^yaz Dorntar for a Reason Omar than Crenulim or Donatlonl ~°1ory'~n y~ ~, W~M mmppcelUna-mat dkeay ausad tlra rb exempla) DO NOT ®de tanrsnal evmb such u csNas dried, APProakrrle Fbrvak Psn 11: ENaz dryarm cewme.,,. WMEOMTE CAUSE FMtl dbeaze or 0 ~ ~~. ~ ~ °"B °~B O° wch Are, r Area b Dazm hul riot reaAltlg h 28. Did Tdrncco Use Can Cwidlgn rasa ' b r uMenybg ceuae P "°p ) r 9Nan b Pan I. ^ yes ^ r~~ e b Deam7 Due m (or az a ^~y ^ Un~,n ~n"ally W mnmliena tt erry, b °~ 29. II Femtla: Iee~u~o b the cause Wed on Gne a. I~ '' - _ Elver hie UNDERLYING CAUSE Due to (ar az a mn ayuanca oQ: y~..ra pregriaN wlmn paN poor (dbsase or ~1' mat siAMad the ~ evenb resdlkg n deem) LAST. a ~ Dua b (or az a~muaquar~ca oq: r ^ FragriaN al hiM d deem d. ~ ^ ~ ~p°9nan4 4a pregnant within 4z days ~ PWeN e~7opsy 30h. Were i ^ ~. ~16N pregnant A3 days to 1 year . Ai°0p°r 31. Memar d Deem ~~ Avasabb Prlar b d Ceee d DetlA~ atural ^ Hamer 32a Dale d Ir{uY IMoah, dq'. r~ 32d Dazmma How. aYw)' Dcear.a ^ Yes ^ UnlopAw A pagaaN wNg1 gie Past Year ^ Yea ^ No ^ AcddaN ^ PMideig Irrvesgwlwn 32d Tme d I 32a Pbp d I ^ Sukstlo ^ Caad Nd W aAal' ~ 32a. InJuy tl Wak7 321. II Tmmpdbgan "iAaY (SOxrl'/ OAke BuAd~ Wit) ~raeL Factory, 33a CeNCKK (check ordy one) Delaurend M. ^ Yee ^ Ne ^ DrMr/ OPertla ^ Psuari9ar. Qp~wn 32p. tacatbn d kMUY (Street, oily / bwTi. stale) • Cadlying phyaloMn (phyaltlen Omx-SPb'a)' ro Oe beat a my kmwlMw. a~loc°urtM~awdto m n MKlden has Pmnaakea dwm rd Wnpldae pem z3 33h. slpnatur° arltl M CaNriar • Pronouncmg eM catNYm9 PhysFArt (Ptyskian both wa(•1 antl nuraur w i°1e"" _ _ _ _ ) / -_" o To the betlamY kaewMdge, eetlllo OrMwuncmg death and canm/klgbnusa ddeaml__________________________ u Medical E°aminsr/ Dororwr °CUmd al me uma, date, and Pba, aM aa. b me n ow On me hazls d eaamlrmUOn arM /w lmaztigetlon, in my oPlnbR death fie) aM manmr w sbbd- - - - - - - - -------"' ^ 33G Lken9e Nurturer M.) G ' 33d. Dab B" (Mmm, day. Year) ottwred at the Ome, dab, one place. and due to We aiuys) arM manner es amea_ ^ LS 7 G f L ~ 35. Reglelydts ~ •L L ~uj a ~ ' ' "~-^ ~- X /~ 36. Date Flea 3/. Marna arM Address a P~mon Wfe Compbbd Cause a Daam pram 27) 7rye / Pdm . OJ.C ~ a ~ ~ X01 ~ ~ ~ l) I (Manm, dr. r•ad !-a~'rrn.r.e ,~~ C~3 ~ 7C, z-z~ v~CA..- sT DhposPoon Perrnlt No. `~ ... V _ 1 ~.i'1 ~ ~'-r'~'j L ~ a4~ c~ F-'FILES\DATAFILE\EStatc Planning\4264.2.w.will 2004 LAST WILL AND TESTAMENT I, OZELLA D. TODD, of South Middleton Township, Cumberland County, Pennsylvania, being of sound and disposing mind and memory, do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking any and all former Wills or Codicils by me made. ITEM ONE I direct that all my legally enforceable debts, funeral expenses, testamentary expenses and all inheritance taxes shall be paid to the extent possible from the assets held or passing under ITEM SEVEN hereof as soon as practicable after my decease and as part of the administration of my estate. ITEM TWO In the event my husband shall predecease or fail to survive me by thirty (30) days, then I give such items of personalty as are itemized in a certain list, if any, attached hereto to the persons named thereon, which list is signed and dated by me at the end thereof. ITEM THREE I give, devise and bequeath the sum of FIFTEEN THOUSAND DOLLARS ($15,000.00) to my nephew, JOHN R. DONSEN. ITEM FOUR c 7 c~ ~ J I bequeath any automobiles or motor vehicles I may own at my death, my personak-effects such household goods if any as may be my individual property and not the property o~'my,Isbai~ or owned jointly by me with my husband, and other tangible personal property of lik~e'natu~e (rm ~~ - ~; including cash or securities), together with any existing insurance thereon, to my_~us~and, ~. ROBERT TODD, providing he survives me by thirty (30) days. Should my husband predecease n e or die on or before the thirtieth day following my death, I bequeath such tangible personal property and insurance thereon to such of my children as are living on the thirty-first day after my death, to be divided between or among them with due regard for their personal preferences in as nearly equal shares as practical and as they shall mutually agree. I direct that any of the foregoing articles not selected by such children or about which there is no agreement shall be sold at public or private sale by my personal representative(s), and I further direct that the net proceeds thereof shall be administered and distributed as a part of the residue of my estate. ~ ~ /Jt [Initials] Page 1 of 7 Pages ITEM FNE If my husband, C. ROBERT TODD, is living thirty (30) days after my death, then I give, devise and bequeath all of my estate, both real and personal property, unto my said husband, absolutely. If my said husband does not so survive me, then I give, devise and bequeath all the rest, residue and remainder of my estate, both real and personal~property, unto my Trustees to be held or distributed by such Trustees under ITEM SEVEN hereof. ITEM SIX In the event my said husband shall disclaim all or any portion of any devise or bequest made to my husband under the foregoing ITEM FIVE, then the amount otherwise payable shall be held by my Trustees under ITEM SEVEN hereof. For purposes of the Trust established under ITEM SEVEN hereof, my said husband shall not be deemed to have predeceased me by virtue of my said husband's exercise of the right to disclaim set forth herein. ITEM SEVEN RESIDUARY AND DISCLAIMER TRUST My Trustees shall hold the assets received under ITEMS FIVE and SIX hereof, if any, for the following purposes: A. My Trustees shall pay the net income, at least quarter-annually, to my husband, C. ROBERT TODD, for life. In addition, my Trustees, in my Trustees' sole discretion, may invade the principal of the Trust for the proper and adequate support of my said husband. B. In addition to the above provisions, my said husband shall have the power to direct my Trustee to pay to him or to apply out of the principal of this Trust in each year, including the year of my death, an amount not in excess of the greater of Five Thousand ($5,000.00) Dollars or five (5%) percent of the then aggregate value of the principal of this Trust. This power shall be noncumulative and maybe exercised only by an instrument in writing signed by him and delivered to my Trustee within the first thirty (30) days of fiscal year of this Trust. C. Upon the death of my said husband, or upon my death if my husband shall not survive me by thirty (30) days, my Trustees shall distribute the principal of the Trust to my children, CHARLES R. TODD, III and WILLIAM S. TODD, in equal shares, absolutely. C~ ~' 'l [Initials] Page 2 of 7 Pages D. In the event that either of my said children shall fail to survive my husband and me, but shall leave issue surviving, then such deceased child's share shall be held by my Trustee and the net income therefrom shall be used for the support, maintenance and education of the issue of such deceased child. My Trustee shall use as much of the principal as it shall deem desirable for said purposes. My Trustee shall distribute absolutely the principal of such share of such deceased child to the issue of such deceased child per stirpes as each shall attain the age of thirty (30) years. In the event that either of my children shall fail to survive my husband and me and not leave issue surviving, then such deceased child's share shall be added to the share of my other child as if originally a part thereof. ITEM EIGHT POWERS OF EXECUTOR AND TRUSTEES In addition to the powers conferred by case law, by statute, and by other provisions hereof, my Executor and Trustees, and their successors, shall have the following discretionary powers applicable to all property held by them which powers shall be effective without order of any court and shall exist until final distribution. A. To retain any property of any nature received by them for whatever period they shall deem advisable; B. To invest and reinvest all or any part of said property in such stocks, bonds, common trust funds, securities, accounts, certificates of deposit (including, but not limited to, stocks, bonds, common trust funds, securities, accounts or certificates of deposit of my Trustees) or other property, real or personal, as in their discretion they shall deem proper, without regard to statutes limiting the property which a fiduciary may purchase; C. To sell, transfer, exchange or otherwise dispose of, any part of said property, for cash or on terms, publicly or privately, or to lease, even for a term exceeding five (5) years or the duration of any trust herein, without liability on the purchasers or lessees to see to the application of the proceeds, and to give options for these purchases without the obligation to repudiate them in favor of a higher offer; D. To execute and deliver any deeds, leases, assignments or other instruments as may [Initials] Page 3 of 7 Pages be necessary to carry out the provisions of any trust hereunder; E. To borrow money, including the right to borrow money from any bank and to mortgage or pledge any asset of the estate as security; F. To assume continuance of the status of any beneficiary with regard to death, marriage, divorce, illness, incapacity and the like in the absence of information deemed reliable without liability for disbursements made on such assumption; G. To pay from the trust, or the income therefrom, all debts or claims against my estate, or any taxes or similar charges on my estate; H. To make any distribution hereunder either in kind or in money, or partially in kind and partially in money. Distribution in kind shall be made at the market value of the property distributed, and my Trustees, in my Trustees' absolute discretion, may cause the share distributed to any distributee to be composed of property similar to or different from that distributed to any other distributee; I. To exercise any subscription right in connection with any security held hereunder, to consent to or participate in any recapitalization, reorganization, consolidation or merger of any corporation, company or association, the securities of which may be held hereunder, to delegate authority with respect thereto, to deposit investments under agreements, to pay assessments, and generally to exercise all rights of investors; J. To invest in endowment, insurance or annuity policies on the lives of beneficiaries of any trust hereunder; K. To continue in any partnership, joint venture, joint ownership or other business enterprise of which I am a part at the time of my death; L. To compromise claims; M. To continue for whatever period of time as they shall deem necessary any ownership as a tenant in common or as a partner, in real estate or other property and to act as I could have done had I been living; N. To lend money to my estate or to any trust created hereunder or to purchase from the estate or from any trust created hereunder, at the market value thereof at the time of purchase, any ,- l ~ `ice Initials] Page 4 of 7 Pages securities or other property tendered to them by my estate or any trust created hereunder at an_y time and from time to time within a period of nine (9) months after my death; O. In the event that any amounts are payable hereunder or under any trust created hereunder to a minor, or to a person otherwise under legal disability, or to a person not adjudicated to be an incapacitated person, but who, by reason of illness or mental or physical disability is, in the opinion of the fiduciary(ies) hereunder, unable to properly administer such amounts, such amounts may be paid by the fiduciary(ies) hereunder in his, her or their sole discretion in any of the following ways as he, she or they may deem best: 1. Directly to such beneficiary; 2. To a legally appointed guardian of such beneficiary for the benefit of such beneficiary; 3. To a person having custody of such beneficiary for the benefit of such beneficiary; 4. By the fiduciary(ies) hereunder using such amounts directly to the benefit of such beneficiary. Evidence of the application of payment of an amount in such a manner shall be a full and complete discharge of the fiduciary(ies) hereunder to the extent of such payment or application. This paragraph shall be applicable to payments of income as well as principal. P. To employ agents, attorneys and proxies and to delegate to them such power as my personal representative and Trustees consider desirable and to pay reasonable compensation for such services as maybe rendered by such agents, attorneys and proxies; Q. To conduct an inventory of any safe deposit box necessary to the administration of my estate. R. To do all other acts in their judgment necessary or desirable for the proper management, investment and distribution of my Estate. ITEM NINE PROTECTIVE PROVISIONS All income or principal held for the use and benefit of the beneficiaries of any trust hereunder ~:~~,~ [Initials] Page 5 of 7 Pages shall not be in any way or manner subject to anticipation, assignment, pledge, sale or transfer, nor shall any such interest, while in the possession of my Trustees, be liable for or subject to the debts, contracts, obligations, liabilities or torts of any beneficiary, or to attachments, executions or sequestrations under process of law. ITEM TEN APPOINTMENT OF EXECUTORS AND TRUSTEES I nominate, constitute and appoint my husband, C. ROBERT TODD, as Executor of my estate. In the event he is unwilling or unable to act in such capacity, then I appoint my sons, CHARLES R. TODD, III and WILLIAM S. TODD, or the survivor, as co-Executors of my estate. I nominate, constitute and appoint my husband, C. ROBERT TODD, and my sons, CHARLES R. TODD, III and WILLIAM S. TODD, or the survivor, as Trustees of any trust created hereunder. ITEM ELEVEN WAIVER OF BOND I direct that neither my Executor nor my Trustees, or their successors, shall be required to file any bond in any jurisdiction to secure the faithful performance of their duties, nor shall they be required to obtain any order or approval of any court for the exercise of any power or discretion set forth in this Will. IN WITNESS WHEREOF I have hereunto set my hand and seal this f'~l, day of ~~ (SEAL) Ozell~ .Todd SIGNED, SEALED, PUBLISHED AND DECLARED bytheabove-named Testatrix, as and for her Last Will and Testament, in the presence of us, who at her request, have hereunto subscribed our names as witnesses thereto, in the presence of the said Testatrix and of each other. ~,. .\ V .~~' --, Page 6 of 7 Pages COMMONWEALTH OF PENNSYLVANIA ) SS. COUNTY OF CUMBERLAND ~ We, Ozella D. Todd, No V. Otto III, and ~ '/ ~~/y;~? /~. ~~/~~~~r~- ,the Testatrix and the witnesses, respectively, whose names are signe to the foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testatrix signed and executed the instrument as her last Will and that the Testatrix has signed willingly, and that the Testatrix executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix, signed the Will as a witness and that to the best ofhis/her knowledge the Testatrix was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. ,) ,~ , Ozel '~D. Todd, Testatrix c \ ~/~, Witness r` it s Subscribed, sworn to and acknowledged before me by Ozella D. Todd, the Testatrix, and subscribed and sworn to before me by No V. Otto III and ~Lt<?.~i %i,~,q , ~~°; k~'~' _, the ~. ~ k, ~ witnesses, this ; day of ~~~ ~~~ ~ , ~r~~Y ~, ~. l~2c_Ce__ ~~ Notary Public NOTARIAL SEAL VICTORIA L. OTTO, NOTARY PUBLIC CARLISLE BORO, CUMBERLAND COUNTY k1Y COMMISSION EXPIRES DEC. 2 2006 Page 7 of 7 Pages