HomeMy WebLinkAbout09-43990
RICHARD F. STERN, ESQUIRE (03315)
STEVEN K. EISENBERG, ESQUIRE (75736)
?KEVIN P. DISKIN, ESQUIRE (86727)
STERN AND EISENBERG, LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIMILE: (215) 572-5025
(COUNSEL FOR PLAIN'T'IFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
1661 Worthington Road, Suite 100
West Palm Beach, FL 33409
V.
Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
Defendant(s)
Civil Action Number: M _ q3qq
COMPLAINT IN
MORTGAGE FORECLOSURE
aivilTerm
CIVIL ACTION - MORTGAGE FORECLOSURE
NOTICE
This is an attempt to collect
a debt and any information obtained
will be used for that purpose.
You have been sued in Court. If you wish to defend the claims set forth in the following pages, you
must take action within twenty (20) days after this Civil Action and notice are served, by entering a
written appearance personally or by attorney and filing in writing with the Court your defense or
objections to the claims set forth against you.
You are warned that if you fail to do so the case may proceed without you and a judgment may be
entered against you by the Court without further notice for any money claimed in the Civil Action or
for any other claim or relief requested by the plaintiff. You may lose money or property of other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
J:\Supriya\Complaints\Cumberland\Ocwen. Alexander. 06.09. doc
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER
IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
800-990-9108
717-249-3166
J:\Supriya\Comp1aints\Cumber1 and\0cwen.Alexander.06.09. doc
NOTICE
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ.,
YOU MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF YOU
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE YOU WITH WRITTEN
VERIFICATION OF THE DEBT, AS WELL AS THE NAME AND ADDRESS OF THE ORIGINAL
CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR. OTHERWISE, THE DEBT
WILL BE ASSUMED TO BE VALID. IF YOU DO NOT DISPUTE THE DEBT, IT IS NOT AN
ADMISSION OF LIABILITY BY YOU.
IF YOU NOTIFY US IN WRITING WITHIN THE THIRTY (30) DAY PERIOD, WE WILL CEASE
COLLECTION OF THIS DEBT, OR ANY DISPUTED PORTION OF IT, UNTIL WE HAVE
OBTAINED THE REQUIRED INFORMATION AND MAILED IT TO YOU. ONCE WE HAVE
MAILED YOU THE REQUIRED INFORMATION, WE WILL CONTINUE THE COLLECTION
OF THIS DEBT.
THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR. THIS ACTION IS AN ATTEMPT
TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
J:\S upriya\Compl ai nts\Cumberland\Ocwen.Alexander.06.09. doc
RICHARD F. STERN, ESQUIRE (03315)
STEVEN K. EISENBERG, ESQUIRE (75736)
KEVIN P. DISKIN, ESQUIRE (86727)
STERN AND EISENBERG, LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIMILE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
1661 Worthington Road, Suite 100
West Palm Beach, FL 33409
V.
Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
Defendant(s)
&,0q. -V34f C,?,-d T?
Civil Action Number:
COMPLAINT IN
MORTGAGE FORECLOSURE
COMPLAINT
CIVIL ACTION - MORTGAGE FORECLOSURE
1. Plaintiff is Deutsche Bank National Trust Company, as Indenture Trsutee for the
registered holders of Ocwen Real Estate Asset Liquidating Trust 2007-1, Asset-Backed
Notes, Series 2007-1, by its attorney in fact Ocwen Loan Servicing, LLC (hereinafter
referred to as "Deutsche Bank National Trust Company") with offices located at 1661
Worthington Road, Suite 100, West Palm Beach, FL 33409.
2. Defendant(s) are Donald G. Alexander and Anne M. Alexander, adult individuals with a
last-known address of 91 Arnold Road, Enola, PA 17025.
3. Under date of 07/02/1998, defendants executed and delivered to Delta Funding
Corporation a mortgage upon the property 91 Arnold Road, Enola, PA (the "Property") to
secure the payment of the sum of $67,050.00. The said mortgage is recorded in the Office
for the Recording of Deeds in and for Cumberland County on 07/09/1998 at Book 1466, at
Page 796 and is incorporated herein by reference as though set forth at length herein. A
J: \Supriya\Complaints\Cumberland\Ocwen.Alexander.06.09.doc
copy of the legal description of the Property is attached hereto and made a part hereof as
Exhibit "A".
4. The said mortgage was assigned to Deutsche Bank National Trust Company, the within
Plaintiff, by Assignment which has been duly recorded or is in the process of being
recorded.
5. Ocwen Loan Servicing LLC, successor to Ocwen Federal Bank FSB is the attorney in fact
authorized to act for Plaintiff.
6. Said Defendant(s) are the real owners of Property 91 Arnold Road, Enola, PA 17025.
7. In accordance with Act 91 of 1983, as amended, a combined notice providing the
information required by §403 of Act No. 6 of 1974, and Act 91, aforesaid, was sent to the
defendants and no response was made in the appropriate period of time. A true and
correct copy of the aforesaid notice is attached hereto and made a part hereof as Exhibit
«B»
8. The said loan is in default as a result of the failure to pay the monthly installments of
$695.33 due on February 2, 2009 and on the same day of each month thereafter.
9. The following is due on the loan:
PRINCIPAL BALANCE .......................................................$65,380.45
INTEREST accrued thru 06/29/2009 of ............................... $2,021.03
Interest after 06/29/2009 shall accrue at the per diem
rate of $11.26.)
LATE CHARGES accrued thru 06/29/2009 of ..................... $136.00
Late charges after 06/29/2009 shall accrue at the monthly
rate of $27.20.)
ESCROW ADVANCES ........................................................$6,024.84
FEES BILLED ....................................................................... $153.28
COSTS ................................................................................... 300.00
ATTORNEY'S FEE .............................................................. $3,300.00
TOTAL .................................................................................. $77,315.60
The attorney fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the
mortgage is reinstated prior to Sale, reasonable attorney fees will be charged based on work actually
performed.
WHEREFORE, Plaintiff, Deutsche Bank National Trust Company requests this Court
to enter judgment for foreclosure of the mortgaged property for the sum of $65,380.45 plus interest
thereon of $2,021.03 plus $11.26 per day from 06/29/2009 until judgment is paid in full, late charges
J:\Supriya\Complaints\Cumberl and\Ocwen.Alexander.06.09. doc
of $136.00, plus late charges of $27.20 per month from 06/29/2009 until judgment is paid in full,
escrow advances of $6,024.84, fees billed of $153.28, costs of $300.00, attorney's fees of $3,300.00
and all other amounts set forth above, less any suspense as set forth above, together with record costs
and any other amounts to which Plaintiff is entitled to recover.
STERN AND EISENBERG LLP
BY:
HARD F. STERN, ESQUIRE
57TEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
Attorney for Plaintiff
Date: June 29, 2009
J: \Supriya\Compl aints\Cumberl and\Ocwen.Alexander. 06.09. doc
VERIFICATION
I, Kevin P. Diskin, Esquire, of Stem & Eisenberg, LLP, Counsel for Plaintiff, am authorized
to make this Verification on behalf of Plaintiff and to the extent the facts set forth in the foregoing
document are public record, said facts are true and correct to the best of my knowledge,
information, and belief. A substituted verification will be provided as may be required.
This verification is made subject to the penalties of 18 Pa.C.S.A. § 4904 relating to unswom
falsification to authorities.
B t
in P. Diskin, Esquire
Dated: dJ
Legal Description:
ALL THAT CERTAIN tract of parcel of land situate in the Township of East Pennsboro, Cumberland County,
Pennsylvania more particularly bounded and described as follows:
BEGINNING at a point on the southwest side of Arnold Road, said point being 740.27 feet along the same in an
easterly direction from the point of intersection with the southeast side of Lands Lane North; thence along Arnold
Road South 46 degrees East 64.00 feet to a point on line of Lot No. 92 on the plan of lots hereinafter mentioned:
thence along said line South 44 degrees West 110.00 feet to a point on the line of Lot No. 67 on the plan of lots
hereinafter mentioned; thence along the same North 46 degrees West 64.0 feet to a point on the line of Lot No. 90 on
the plan of lots hereinafter mentioned; thence along the same North 44 degrees East 110.00 feet to a point on the
southwest side of Arnold Road, the point of BEGINNING.
BEING Lot No. 91, Section 1. Plan of Louis Park, which plan is recorded in the Office of the Recorder of Deeds o
Cumberland County in Plan Book 5, Page 50.
HAVING thereon erected a ranch type dwelling house known and numbered as 91 Arnold Road, Enola, Pa., 17025.
BEING the same premises which Housing Authority of the County of Cumberland, by Deed dated and recorded even
date herewith, granted and conveyed unto Donald G. Alexander and Anne M. Alexander, Mortgagors herein.
Title is Vested in: Donald G. Alexander and Anne M. Alexander, husband and wife, by that Deed dated
06/25/1998 and recorded on 07/09/1998 in Book 181 at Page 5, of the Cumberland county, PA
records.
EXHIBIT
1
Ocwen Loan Servicing, LLC
P.O. Box 785063
Orlando Florida 3287-
0 C W E N 8 5063
(Do not send correspondence or payments to the above address.) V67VVW.0CWEN COM
April 03, 2009
VIA First Class Mail
VIA Certified Mail (return receipt requested)
Certified Number: 71069017515125965974
Reference Code: 0901
Donald G. Alexander
91 Arnold Rd
Enola, PA 17025-0000
Loan Number: 89725360
Property Address: 91 Arnold Rd, Enola, PA 17025-0000
PLEASE SEE THE ENCLOSED DOCUMENT
DACT91.13
This communication is from a debt collector attempting 2, collect a debt; arty fankruptcyormation obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been charged through b, this communication is not intended as and
does not constitute an attempt to collect a debt
Ocwen Loan Servicing, LLC
0? P.O. Box 785063
Orlando, Florida 32878 -5063
O C W E N
(Do not send correspondence or payments to the above address) WWW.OCWEN OM
April 03, 2009
APPENDIX A
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an official notice that the mortgage on your home is in default and the lender intends to foreclose Specific
information about the nature of the default is provided in the attached names
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEM may be able to help to save your home This
Notice explains how the program works.
To see if HE" can help,youu must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN
THIRTY (30) DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you
when you meet with the Counseling Agenc -
The name. address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end
of this Notice. If you have any questions. you may call the Pennsylvania Housing Finance Agency toll free at
1-800-342-2397 (Persons with impaired hearing can call (777)780 1869).
This Notice contains important legal information If you have any questions representatives at the Consumer Credit
Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area The local bar
association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA E%IPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION,
OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO A ESTA AGENCIA (PENNSYLVANIA
HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. USTED PUEDE
SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA
PERDIDA DEL DERECHO A REDI IIR SU HIPOTECA.
HOMEOWNER'S NAME(S): Donald G. Alexander
PROPERTY ADDRESS: 91 Arnold Rd
Enola, PA 17025-0000
LOAN ACCT. NO.: 89725360
ORIGINAL LENDER: DELTA FUNDING CORPORATION
CURRENT LENDER/SERVICER: OCWEN
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
Ocwen Loan Servicing, LLC
P.O. Box 785063
'O Orlando, Florida 32878 -5063
O C W E N
(Do not send correspondence or payments to the above address.)
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE
ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES
BEYOND YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY
THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF F ORECLOSURE -Under the Act . you are entitled to a tempo rary stay o f foreclosure on your
mo age for thirty (30) days from the date of this Notice D uring that time you must arra nge and a ttend a "face-to-face"
meeting with one of the consumer credit c ounseling agencies listed at the end of th is N otice. THI S MEETING MUST
OCCUR WITHIN THE NEX T Q30) DAYS IF YOU DO NOT APPLY FOR EMERG ENC Y MORTG AGE ASSISTANCE.
YOU MUST BRING YOUR MORTGAGE UP TO DATE T HE PART OF THIS N OTIC E i L D"HOW TO CURE
YOUR MORTGAGE DEFA ULT". EXPLA INS HOW TO B RING YOUR MORTGA GE U P TO DAT E.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agency listed
at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The
names addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the
property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise
your lender immediately of your intentions.
APPLICATION FOR MORTGAGE A I T CE - Your mortgage is in default for the reasons set forth later in this
Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to
resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency
Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance
Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only
consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty
(30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW
THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR
HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the
Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days
to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against
you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing
Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE
FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE
CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance).
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
06 Ocwen Loan Servicing, LLC
P.O. Box 785063
Orlando, Florida 32878 -5063
O C W E N (Do not send correspondence or payments to the above address) WWW.OCWEN.COM
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date
NATURE OF THE DEFA LT -The MORTGAGE debt held by the above lender on your property located at: 91 Arnold
Rd, Enola, PA 17025-0000
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts
are now past due:
3 payments in the amount of $ 695.33 from February 02, 2009 through April 03, 2009
DETAIL SUMMARY :
Principal and Interest ................................. $ 1,632.21
Interest Arrearage ..................................... $ 0.00
Escrow .................................................. $ 453.78
Late Charges ........................................... $ 54.40
Insufficient Funds Charges ........................... $ 0.00
Fees / Expenses ........................................ $ 10.64
Suspense Balance (CREDIT) ........................ $ 0.00
Interest Reserve Balance (CREDIT) ................ $ 0.00
TOTAL DUE .......................................... $ 2,151.03
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY
PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,151.03, PLUS ANY MORTGAGE
PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments
must be made either by Money Gram Cashier's Check Certified Check or Money Order made payable and sent to
OCWEN
P.O. BOX 6440
CAROL STREAM, IL 60197-6440
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this
Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding
balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly
installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends
to instruct its attorneys to start legal action to foreclose upon your mortgaged properrv
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the
mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal
proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred up to
$50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually
incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender,
which may also include other reasonable costs. If you cure the default within the THIRTY (30 DAY period you will not
be required to pay attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other
sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the
THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent
the sale at any time up to one hour before the Sheriffs Sale You may do so by paving the total amount then past due
plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any
other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other_
requirements under the mortgagee Curing your default in the manner set forth in this notice will restore your mortgage to
the same position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the
mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of the
actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will
increase the longer you wait. You may find out at any time exactly what the required payment or action will be by
contacting the servicer.
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
Ocwen Loan Servicing, LLC
O.
Name of Servicer: OCWEN
P. O. Box 78.i 063
--- Orlando, Florida 32878 -5063
O C W E N (Do not send correspondence or payments to the above address) X WW.0CnM C-QM
HOW TO CONTACT THE SERVICER:
Address: P.O. BOX 24737
WEST PALM BEACH, FL 33416-4737
Phone Number: 800-310-9229
Fax Number: 407-737-6300
Contact: Performing Collections Dept.
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged
property and your right to occupy it. If you continue to live in the property after the Sheriff s Sale, a lawsuit to remove you
and your furnishings and other belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE - You may or X may not (CHECK ONE) sell or transfer your home to a buyer or
transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and
costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW
MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF
YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE
THAN THREE (3) TIMES IN ANY CALENDAR YEAR)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER
LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS.
TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
Ocwen Loan Servicing, LLC
P.O. Box 785063
`-O` Orlando, Florida 32878 -5063
O C W E N (Do not send correspondence or payments to the above address) WWW OCWEN COM
April 03, 2009
VIA First Class Mail
VIA Certified Mail (return receipt requested)
Certified Number: 71069017515125965981
Reference Code: 0901
Aline M. Alexander
91 Arnold Rd
Enola, PA 17025
Loan Number: 89725360
Property Address: 91 Arnold Rd, Enola, PA 17025-0000
PLEASE SEE THE ENCLOSED DOCUMENT
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
Ocwen Loan Servicing, LLC
P.O. Box 785063
'O' Orlando, Florida 32878 -5063
o c W E N (Do not send correspondence or payments to the above address.) WWW.OCWEN.COM
April 03, 2009
APPENDIX A
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
his is an official notice that the morteaee on your home is in default. _and_the_lender intends to foreclose. SDecific
information about the nature of the default is provided in the attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP may be able to help to save your home This
Notice explains how the program works.
To see if HEMAP can help you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN
THIRTY (30) DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you
when you meet with the Counseling AgenQL
The name, address and phone number of Consumer Credit Counseling Agencies servingyour County are listed at the end
of this Notice. If you have any questions you may call the Pennsylvania Housing Finance Agency toll free at
1-800-342-2397 (Persons with impaired hearing can call (717) 780-1869).
This Notice contains important legal information If you have any questions representatives at the Consumer Credit
Counseling Agency may be able to help explain it You may also want to contact an attorney your area The local bar
association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A
CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION,
OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO A ESTA AGENCIA (PENNSYLVANIA
HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. USTED PUEDE
SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA
PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA.
HOMEOWNER'S NAME(S): Anne M. Alexander
PROPERTY ADDRESS: 91 Arnold Rd
Enola, PA 17025-0000
LOAN ACCT. NO.: 89725360
ORIGINAL LENDER: DELTA FUNDING CORPORATION
CURRENT LENDER/SERVICER: OCWEN
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
Ocwen Loan Servicing, LLC
P.O. Box 785063
o
- . Orlando, Florida 32878 -5063
o c w E E N N (Do not send correspondence or payments to the above address.) WWW.OCWEN.COM
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM
FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE
ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES
BEYOND YOUR CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY
THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE -Under the Act you are entitled to a temporary stay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice During that time you must arrange and attend a "face-to-face"
meeting with one of the consumer credit counseling agencies listed at the end of this Notice THIS MEETING MUST
OCCUR WITHIN THE NEXT (301 DAYS IF YOU DO NOT PLY FOR EMERGENCY MORTGAGE ASSISTANCE,
YOU MUST BRING YOUR MORTGAGE TO DATE. THE PART OF THIS NOTICE ALLED"HOW TO CURE
YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRIM YOUR MORTGAGE UP TO DATE
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agency listed
at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The
names addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the
proRerty is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise
your lender immediately of your intentions.
APPLICATION FOR MORTGAGE A ISTAN E - Your mortgage is in default for the reasons set forth later in this
Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to
resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency
Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance
Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only
consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty
(30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW
THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR
HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the
Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days
to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against
you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing
Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE
FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE
CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance).
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
------ - -----
Ocwen Loan Servicing, LLC
P.O. Box 785063
Orlando, Florida 32878 -5063
O O W E N
(Do not send correspondence or payments to the above address) WWW.OCWEN.COM
HOW TO THE YOUR MORTGAGE DEFAULT (Bring it up to date)
NATURE OF THE DEFAULT -The MORTGAGE debt held by the above lender on your property located at: 91 Arnold
Rd, Enola, PA 17025-0000
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts
are now past due:
3 payments in the amount of $ 695.33 from February 02, 2009 through April 03, 2009
DETAIL SUMMARY :
Principal and Interest ................................. $ 1,632.21
Interest Arrearage ..................................... $ 0.00
Escrow .................................................. $ 453.78
Late Charges ........................................... $ 54.40
Insufficient Funds Charges ........................... $ 0.00
Fees / Expenses ........................................ $ 10.64
Suspense Balance (CREDIT) ........................ $ 0.00
Interest Reserve Balance (CREDIT) ................ $ 0.00
TOTAL DUE .......................................... $ 2,151.03
HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY
PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,151.03, PLUS ANY MORTGAGE
PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments
must be made either by Money Gram Cashier's Check Certified heck or Money Order made payable and cent to:
OCWEN
P.O. BOX 6440
CAROL STREAM, IL 60197-6440
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this
Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding
balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly
installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends
to instruct its attorneys to start legal action to foreclose upon your mortgaged property.
IF THE MORTGAGE I FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the
mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal
proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred up to
$50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually
incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender,
which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not
be required to pay attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other
sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the
THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and revent
the sale at any time up to one hour before the Sheriffs Sale You may do so by paying the total amount then past due
plus any late or other charges then due reasonable attorney's fees and costs connected with the foreclosure sale and any
other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other_
requirements under the mortga Curing your default in the manner set forth in this notice will restore your mortgage to
the same position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S ALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the
mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of the
actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will
increase the longer you wait. You may find out at any time exactly what the required payment or action will be by
contacting the servicer.
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
Ocwen Loan Servicing, LLC
P.O. Box 785063
O' Orlando, Florida 32878 -5063
O C W E N (Do not send correspondence or payments to the above address.)
HOW TO CONTACT THE SERVICER:
Name of Servicer: OCWEN
Address: P.O. BOX 24737
WEST PALM BEACH, FL 33416-4737
Phone Number: 800-310-9229
Fax Number: 407-737-6300
Contact: Performing Collections Dept.
Vi'W W.OCWEN.COM
EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged
property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you
and your furnishings and other belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE - You may or X may not (CHECK ONE) sell or transfer your home to a buyer or
transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and
costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW
MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF
YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE
THAN THREE (3) TIMES IN ANY CALENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER
LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS.
TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY
DACT91.13
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose.
However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is not intended as and
does not constitute an attempt to collect a debt
APPENDIX C
PENNSYLVANIA HDUSING FINANCE AGENCY
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONSUMER CREDIT COUNSELING AGENCIES
(P'• 61199)
k-= Red Cr s-Rmovc Ciupur
i29 Carfmk Sovet
inn t PA 17331
717)637.3766
?AX (717)637.3294
-.-=d Camselmg Sesv' s of Frmkiin
31 W x 3v Street
Wayntshom PA 17266
717)762-3285
:.CCS of Watern PA
MW Liaigltuatawn Rod
4-Flotag PA 17102
717)541-17S7
FAX (717)3344670
Aubood
4d
u Count
Hootin Vdlry Lomtp4oyed Coooc inx
20 E 91 A-
mvswd PA 15120
412)462-9962
412)462-9964
Indit CDustsus of PA
901 Wood Sotz4, Suhe 906
PA 15222
412)338-9954 or(SW)737-2933
AX (412)338-9963
WFORD COUNTY
leffitud-Pullos Hooting Service
0241 Lhrenln Higin-y
veteb PA 15537 ofNal7msmn r vmn
S.0 Y Shea
ermdsbog PA 18360
5N)62D- M or (600)922-9537
AX (570)420-8961
1 W Market St
t PA IrnQ
570)82)40837 ac(SDD)922-9537
AX (570)921-1765
631 S AOtedm K She )DD
tote Co0eg, PA 16601
14938-3666
AX (6)4)238-3669
'be niab Center of7Ntofi wk- PA
ry
arr
y
g
639-143 Carsick St 614)623-9129
3e0yshn PA 17325 AX (614)623-7167 0 Public Avenue
717)334-ISIS PA IMI
FAX (717)334-9326 C*Uon Emnodc Develu)mrot Corporaton 570)278-3338 or (600)9824045
954 Nary Gnc Lane AX (570)278-1689
ohosowo PA 15901
.LLEGHENY CDUN7Y 614)535.6556 95 maim St
AX (814)539.1696 Boa 219
Pemmyi-k Homing Iciomoc Agency Toy PA 16947
'Marty Htec) eshariomfion Office 570)297-2101
2275 Swallow Hill Road B18g 200 t7 Mid Sueel
?insburgh PA 15220 laoliqIItion PA 16652 3crovat Soot PO Bor 399
;412r429-2842 1141}2}4; PA 19614
FAX (412)429-2935 570029-9668
X)CS of W ertero P-.Av-ia, Ice AX (570M"144
Action Housing, Inc 17 E Plmk Rmd
425 6a Ave, Suit, 950 hoona PA 16602 3 Waluuut Strew
?insburgh PA 15219 614)944-9100 cIbboro PA 16901
412)391-1956 or(412)281-2102 or (BOD)792-2901 AX (614)944-5747 570)724-5252
FAX (412)4914512 AX (570)7245783
AAW-d Saws, Inc
7CC5 .rWedao Pennylvanik lot 535 Fsa Main Start 03 WaTTen Streq PO Box 709
509 Stnilhfieid Sbcl PA ISSDI ntrkhannoek PA 18657
oibsbsmgb PA 15222 14) 445.9626 or (8110)452-0146 570936-6640
412)4714594 AX(614)443-3690 AX (5700364332
Jrbm T=gnc of Pinsbingh 31 Mom Sbvd
3618. Fm Sq-3 Opi-ty EltICB COUNTY onadaie PA 19431
3ne Srrithfieid SL S70p53-8941
'ittsburzt PA 15222-2222 ndga Coa-cling Cana AX (570)I534117
412)2274902 47 North Fifth Street
FAX (412)161-5207 t-fing PA 19601
610)375.7866 LICKS COUNTY
:uedst CounwJm of PA AX (610) 375-7830
401 Wood Sbeei. Suite 9D6 Homing Corp-ana
"insburgh PA 15222 iocoornit, Oppotoniry Cabins of Ss buyDO County NorA Bn a l Strew
'412)736-9954 -(600)737-2933 25 N. Centel: sma 'Itil- PA 19130
FAX (412)336-9963 arsvi0c PA 17901 - 215)765-1221
17)622-1996 AX (215)765-1427
:orrmuuniry Action Southwest AX (717)622-0429
Z2 West Higb Street udrs C mtly Homing Group, inc.
Wayo,sburg PA 15370 of Lehigh Valley 40 Fad Rit3sdsoo Avenue
724)852-2893 671 Crescd Court Ead ghome PA 19047
'Vhitb.11 PA 19052 1Sp504310
610)821-4011 -(900)220-2744(914)only AX(215)750-4318
1RMSTRONG COUNTY AX (610)421-8932
CE
xCS of Weatem Pet orylvmiy true. Zonanusity Housing Co cl-, Inc 67 Alleghey Ave, 2' FL
217 E. Plmk Road Box 244 hila lclpl" PA 19140
kitooy PA 16602 <ctmcItSqmncPA 19348 215)4264025
;614)944-6100 - (814)9445747 610)444-3682 AX (215)426-9122
AX (610)444-9243
:rtdit C-.cl- of PA "y Development Corp of Fnnkrod
t01 Wood Sweet Suite 9D6 620 Grisrnm Soea
'insburgh PA 15222 LAIR COUNTY hr7adclpbia PA 19124
.412)339-9954 - (600)737-2933 15)744-2990
?AX (412)338.9963 edford-Fulton Housing Saviors AX (215)744-2012
Bl, Box 364
ndima Co. Community Action Pmgrao [
eer PA 15537 orthwed Counseling Savice
127 Water Street Box 187 4)623-9129 1 Noh Broad Sn-eet
ndima PA 15701 X (914)423.7187 iladelphia PA 19141
724)465-2657 215)324-7500
zAX (724)465-5118 CS of WeAcm Pennsylvania, Inc. -AX(215)324-9753
I7 E Plank Rod
• hoona PA 16602 of Dcl.- Valley
3 FAV ER COUNTY 814)944-8100 -(914)944-5747 ISIS Marker Sweet, Suite 1325
Ldeiphia PA 19107
4aion Housing, Inc one Economic D-clopmrnl Corporation 215)563-5665
425 6* Ave. Suite 950 954 Mary Gnc Lane AX (215)964-2666
'ittsb-gh PA 15219 ohnsw- PA 15901
412)391-1956 614)5354556 of DO-e Vallcy
?AX (412)3914512 AX (814)539-1668 mv-c Corporate Ccnta
606 Sera Road
dousing Opportunities of Beaver County, Inc each-i-rion Office moose PA 19047
550 Corporation St, Suite 207 17 Mimi. Sweet
Brava, PA 15009 untingdon PA 16652 XCS ofl,.Mgb Valley
'724)728-7511 814)643-2343 671 Crescent Court Past
it,Mll PA 18052
Noosing Opp.rmnhi-, Inc. 610)4214011 -(SOD)220-2733
R 33 Seventh Seel RADFORD COUNTY AX (610)821-8932
PO Box 9
McKresoon PA 15134
_ ofNomh-lent P--ylva
n bed"T Coo selin Institut.
rnn- Credit Counseling Instraft r rL Wgb Valley 'ty Housing Comaefi.1. Inc
671 Crescent Crum Eau Box 244
York Rd, Suite 1D3 Whitehall PA 19052 C-tat Square PA 19341
ocamstarPA )8974 610)921-4011 or (11W)220.2733
610)44436ffi
5)4449429 AX (610)624-8932 AX (610)444-8243
X (215)9566344
CS ofNorOcaman PennIM"I it vihddpinh? Couodl for Community A&
. E- Dekalb Pik. OD North IT Sore, Suite 601 _
ig ofPn=d& PA 19406 400 Abington Executive Part Sums 1 m'Faddpbia PA IWO
0)971-R10 naxim Su®d PA 18411 15)567-7863
X (610)2653814 570)527-9163 or (8W)922.9537 AX (215)963-9941
AX (570)587-91349135
:announky ' Developmew Corp.fF-kford
TLER COUNTY 9 South 74 Soot Mioimy
wudsburg PA 12360 Osucwm Srrea
ion Housing, htc 570)42D4990 or (800)9224537 'Iddphis PA 19124
6° Avc Suite 950 AX (570)42D-8981 15)744.29%
sburgb PA 15219 AX (2I5)744-2012
2)391-1956 or (412)281-2102 1 W Market St
K (412)391-(512 ilk=-Barre PA 18702 ofDeltwuc Vanay
570)621-0837 or (BOD)422-9537 AstsIME B",.g
sing Opprnnmities, ins AX (570)821-1765 E Marka S4 S.H. 215
-Cmpomw S4 Suite 207 W Ch n. PA 19362
.=port PA 15132 631 S Atherton S, Sube I OD 15)563-5665
2)664-1590 kxt. College PA 16WI
K (412)664-0873 614)236-3666 mer)v. Cruet Cormmfm Institute
AX (1)4)238.3669
tsing Oppommitirs, Inc PIS Coma St
Sev-h Sheet :nnunission on Economics Opportunity ofLuzenne Camq PA 1932D
8- 9 63 Ad= L.,.. 111211212-6741
Ceeapon PA ISI34 u kes-Bane PA 187M
1)664-1906 570)826-0510 or (600)622-0359 55 Ymk Rd, Suite 103
C (412)6644673 AX (570 29-1665-CALL BEFORE FAMNG nmiomrl PA 18974
57(1)4554994 HAZELTON 15)444-9429
M of w-lem PA AX (570)455-5631--CALL BEFORE FAMNO -AX(21S)956-6344
CA Building 570)9363090 7UbDMANNOCK
North Washington Strad 44 E Dckmlb P1¢
or PA 16001 of Pruma PA 19406
on V a1ry Unemployed Committee of Wearm Permsyl-6, lmt
20 E- 9' Avemre 17 E. Plank Bold
omcstud PA 15120 (moon PA 16602 ON COUNTY
412}462.9962 614)444-SI00
AX (412)462.9964 AX (814)444-5747 MCS of Wamero PA
CA Building
edit C.umelott of PA - yoomingl9immn Co Comm For Community Action (SIEP) 39 North W ashinglon Shed
I Wood Sued, Suite 906 136 Lincoln Shea o0a PA 160DI
'nsbtrgh PA 15222 Box 1328 412)282-7812
412)338.9954 or(BDD)737-2933 illiamsport PA 17703
AX (412)338-9963 570)326-0567
AX (570)322-2197
COUNTY
MEARFIELD
AMBRIA COUNTY of N.mb..A- Peonsylvama Ceys- Fio.wrdc Development Capmrat
631 S Athrston S, Suite 100 954 Mary C- Loon
ford-Fulw Housing Servitus College PA 16601 btatow. PA 15901
91, Box 364 914)238-3662 814)535-6556
reran PA 15537 AX (914)236-3669 :AX(914)539-16U
214)623-9129
AX (814)623-7197 ofNortheulem Patosylvxnia of Western Pennsylvania, Inc
1 R.I. Sued 17 E. Plink Road
ndisoa Co. Cormatmity Action Ptogun illi onspert PA 17703 PA 16602
27 Water Strod, Box 187 570)326-0567 914)44448100
.dims PA 15701 AX (570)322-2197 AX (614)944-5747
4)465-2657
AX (724)465-SI IS XCS of Western PA
ESTER COUNTY 19-A College Park Plea
DCCS of W emao PA abslowo PA 15904
19-A College Park PIm Housing Corporation 614)539.6335
mxtown PA 15904 North Broad Sired
814)539-6445 iladclphia PA 19130 toner Co. Community Action Program
215)765-1221 27 Ware, Strew, Box 187
of Weswo Penmylvmta, Inc. AX (215) 765-1427 e- PA 15701
17 E. Plink Road 724)465-2657
loons PA 16602 udgd Counseling Center AX (724)465-5112
814)944-8IDD 47 North Fifth Strad
AX (914)444-5747 zmding PA 19601 X)CS of Nonhea acm PennryWmu
610)375-7866 631 S Atherton S, Suite I DD
Ceyntone Economic Development Corporation AX (610)375-7830 We College PA 16801 ,
954 Mary Grace In. 214)238-3662
ohnst.wn PA 159DI CE AX (614)232-3669
214)535-(556 1 67 Allegheny Avc, 2° FL
FAX(814)S39-1699 hiisdelphia PA 19140
15)426-8025 -LDMN COUNTY
iabldand Services, Inc. AX (215)4269122
535 East Main Sued yaomingrlinton Coumies
iomerset PA 15501 rlia Fellowship House ?ommiwton For Community Action (STEP)
'914) 445-9628 or (800)452-0148 02 S Jackson St Lincoln Street
-AX (814)443-3690 rdia PA 19063 ox 1328
610)565-0646 s .sport PA 17703
L
AX (610)565-6567 5)326-0597
_AMERONCOUNTY (570)322-2197
abor Community Serviaes Inc
Jorthero Tier Community Action Corp 39 E Xing Strut of Northr ern PA
10 box 389 raster P. 17602 01 Bui. Strad
2.35 West 4` Strad 7 17)397-5182 m (800)769-5062 (H.O. only) i0iarruport PA 17703
:mporium PA 15834 AX (717)3994127 5 70)323-6627
814)486-1161 AX (570)323-6626
-AX (914)496-0825 A rricrican Red Cross of Charter
729 Edgamonl Avc ofN.nhuncm Pcnnsylvmn
.CCS of Wcrtam Pennsylvania, Inc. ester PA 19D13 631 S Athenon St, Suite 100
! 17 E Plonk Road 6 10)274-1464 W,,11,g Ce P A 16801
Slmona PA 16602 4)232-3668
814)944-8100 mthwat Counseling S-ices X (814)138-3669
'AX (814)9445747 [
I N Bmsd Strad
hiladclphia PA 19141
2 15)324-7500
of .,rlm tent pen-A.nia ofDA.wue Valley abl lusd S-im loc
` 515 Maricci SO-4 Suh. 1325 31 North Crates Avmm
I W Market St hiladelpbis PA 19107 imcr= PA 15501
' D Bax 1127 15)563-5655 814)4.45A628
Nilku-Barre PA 16702 AX (215}563-7020 AX (814)043-3690
570)821-0837 or (800)92.2-9537
A : (570)821-1785 Fellowship Hous4 :omnwmty Aalim Southwest
02 S Sackacn Street V= High Sian
4D0 Abmpm Excoubw Pad:, Suit, 1 edia PA IM63 "wAbmg PA 15}70
ads Sunrith PA 18411 610}565-0646 724)ES2-2893
570)587-9163 or (SOD)922-9537 AX (610)5654567
AX (570)587-913419135 aytlte County C----ty, Actim Aga--y, Inc
laddphn, Cmmml for Cmm=Aty A& 37 North Bruin Avenue
aonissim on Eonmeda Oppmnmity of Luxane Cmmty 00 North 17' Sweet. Suite 60D nimd- PA 15401
63 Amber [ate phi. PA 19103 4)137.6050 or (SDD)427-INFO
ilkes-Bane PA 11702 15)567-7303 AX (412)(37-4419
570)826-0510 m($OD)822-0359 AX (215)163-9941
AX (570)829-1665--CALL BEFORE FAXING of W wkrn PA
570)455-0994 HAZELTON 'tan Red Crota ofC6Wa 99 Edison Shea
AX (570)455-5631-CAr r BEFORE FA7GNG 729 E.dgermm Aw iomown PA 1540(
570)836-4090 TUNKHANNOCK Macr PA 19013 4)439-6979
610)974-1484
Valley
toyrd Co®t1x
PJ, WFORD COUNTY arfir st Counseling Savics 20 E
wouc
DI N Brow Stern iomminamid PA 15120
ooker T. W aahingtm Crnta bladelphia PA 19141 412)462-9962
72D HnOnd Said 15)324-7500
', PA 16503 AX 225)324-6753
814)453-4744 RRES7 COINIY
AX (814)453-5749 CE
67 ADeghary Ave, 2" FL user-Fmeee Coun ies Finn a Opporomity Cmw-0
oho F. Kesucdy Cents, for laddphia PA 19110 mo ty sbeae
I Fact 20' Snot 15)426-2025 Box 547
'c PA 16510 AX (215)126-9122 warm PA 16365
914)8984400 914)726-2400
AX (914)898-1243 7cammusity Housing Comtsdor, Ina. AX (914)723-1510
0 Box 244
FJie Comrmnity Action Comminc oar SQu- PA 19348
8 Wcat 9' Sour 610))44-3662 NKL3N COUNTY
x PA 16501 AX (610)444-3243
4)4594581 ioantid S-ieec Unlimited
X (814)456-0161 miry Devclopmrnt Corp of Fmkfd I Wee 3' Sbvl
ew
p Minicoy ayncbem PA 17269
snngo Vdley Ub- /ague, Inc.
[ 620 Oriaeom Stmt 17)762-3285
Indian. A-. iladciphia PA 19124
-D PA 1612! 15)7442990 MCS of W Wan Pemsyiv..k Inc
2)981.5310
41 AX (115)7442012 12 Son& G®rge Strut
ink PA 17403
of D.I.- Vallry, 17)846-4176
ERI AND COUNTY North Pmvideoee Rosd
n& PA 19063 :aximmunity Actin Commission of she Gpitil Regim
of WWan Pauecyivamiq Inc 15)563.5665 514 Dory St 1
MD0 Lingkstown Road 4misbang 17104
anicburg PA 17102 CCI 17)232-9757
17)541-1757 75 Stafford Avc, Suie 1 AX (717)234-2227
AX (717)541-4670 ayne PA 19D97
610)971.2210 of W Wao Peuuylvania, Inc
)ban L-pi: of Metropolitan Harrisburg AX (610)667-7860 !DDD Linglsgwn Road
107 N 6' Strm PA 17102
anisburg PA 17101 M 17)541-1757
717)2345925 44 E Deka% Pik, AX (112)541.4670
AX (717)2349459 g of P-i. PA 19406
610)971.2210 CA of Cabal.
ni-ial Counsding Savi= of F-kho 301 G Slant
1 Wet 3' good ide PA 17013
ay..O- o PA 17268 COUNTY 717)24}3319
17)762-3235 AX(717)731-9589
oho F. Kennedy Cents, Inc
WCA of Carlisle 021 Fad 20' Sh-I maiean Red Cmar Hanorc Chapter
DI G Sired 'e PA 16510 29 Culisk Strct
ialc PA 17013 814).98-0400 amva PA 17331
717)243-3919 AX (314)698-1243 717)2345925
otlhern Tim Commonity Action Corp
" numnity Action Cornmicsion of Ube CapiW Rcgim O Box 389 rbm League of Metropolitan Harrisburg
1514 Derry Stine 35 W W 4a Suod 107 N 6' Sbed
-arrisburg PA 17104 mpodum PA 15834 artisburg PA 17101
717)232-9757 914N66-1161 17)234-5925
-AX (717)2342227 AX ($14)486-0925 AX (717)2349459
kdams County Housing Authority dams County Housing Authority
.39-143 Carlisle St. IE COUNTY 39143 Carlisle SL
3cmysburg PA 17325 etlysburg PA 17325
717)3341518 coke) T. Wuhingiou Center 17)3341516
'AX (717)334-6326 72D Holland Strict AX (717)3348326
e PA 16503
814)453-4744
IAPHIN COUNTY AX (914)453-5749 7 ULTON COUNTY
:CCs of Western Pennsylvania, Inc .h. F. K.nedy Center, Inc. edford-Fulton Housing Sevin
000 Lissglestown Road 021 Fast 20' Sired 1, Box 384
larrisburg PA 17102 'e PA 16510 verar PA 15537
717)541-1757 8 14)698-0400 814)623-9129
AX (717)5414670 AX(914)898-1243 AX(914)623-7187
unity Action Commission fib. Capiul Region rmla Eric Community Amion Corurrrirec nsncial Counseling Service of Franklin
514 Derry Strcct 8 Wet 9' Stred I West 3' Sti-i
larrisburg PA 17104 -c PA 16501 aynebom PA 17268
)17)232-9757 8 14)459-4561 7 17)762-3295
AX (717)234-2227 AX (814)456-0161
CS of Western Pomsylvanis, In..
Urban L-guc of Metropolitan Harrisburg 12 Sourh Grnrgc So-
107 N 6' So-t AYETTE COUNTY Y ork PA 17403
-
l-nburg PA 17101 7 17)886-8176
)17)234-5925 ctio. Housing, Inc.
AX (717)234-9459 25 6' Ave, Suite 950 catherintion Office
i -burgh PA 15219 1 7 Mifflin Sbrct
4 12)391-1956 or(412)291-2102 unlingdon PA 16652
VELA W A RE COUNTY AX (412)391-4512 8 14)643-2343
on Rousing Inc. CS of Northaasteni Pen. )4varda omic Opportrodty Cabinet of SebuylkiD County
'25 6' Ave, Suite 950 4DD Abington E-. fi- Part, Suite 1 North Ce Strxt
- Lnsburgh PA 15219 larks Su.. nit: PA 16411 annvine PA 17901
412)391-1956 or 1112)2911102 570)587-9163 or(800)922-9537 570)6221995
AX (412)391.4512 AX (570)567-913419135 AX(570)622-0429
mmun)ry Acton Southwct
Wes[ High Street NCASTER COUNTY YCOMING COUNTY
aYnesburg PA 15370
724)852-2893 ity Housing Counselor, bs. ofNorthvmcn Pcn n vlvanie
AX (412)627-7713 Box 244
rrett Sq.. PA 19348 1 W Marker St
A- Valley UnemplnYed Coro. 610)440-3682 Box 1127
20 E 9' Avenue AX (61 DA44--8243 Bkes-Sane PA 18702
mestead PA 15120 570)821-0837 or (3DD)M4S37
412)462-9962 CS of W eslcn Pemes)4-i., Inc AX (570)821-1785
AX (412)462-99(,4 12 South George Street
ork PA 17403 400 Abington Excessare Park, Sube I
of w stem Permsy)vmde, Inc 17)946-4176 Marks Surunllt PA 16411
North Gave Square 570)587-9163 os(80D)9T1.9S37
Garden Center Dri ve of Lehigb Valley AX (570)567-913419135
burg PA 15601 671 Ckescmt Court Fast
24)836-1290 Whitehall PA 18052 ?JDI Basin Sorg
15)9214011 or (BOD)nD-2733 ounsport PA 17703
17) & (614) ONLY 570)3234627
fUNTINGDON CX)UNTY AX (215)921-8932 AX (570)3235626
cdford-Fultoo Horsing Services bor Coemnmity S-ic¢ Inc
yn'o6lSmlm Cowuc
1, Box 394 39 E King Suet
Atyooa (STEM
tt PA 15537 arils Pa 17602
136 Lincoln Sweet
814)623.9129 17)397-5162 or (600)788-5062 Boa 1328
AX (814)923-7187 AX (717)3994127 kli ar ssport PA 17703
SW26-0597
uthviation Office AX (570)32'1-2197
17 MiMin Street WRENCE COUNTY
undngdon PA 16652
of Wectera PenncylvaniA lore a Federal Plea-Suite 406 oho F. Krmoedy C.4., toe
17 2 Plank Rind uth min Street 021 Eat 20' Street
henna PA 16602 ew dctlc PA 16101 'e PA 16510
%14)944-6100 724)652-RD74 114)B9&04DD
AX (814)144-5747 AX (g14)998-1243
12 Chestnut Street, Suite 227
41-thill.PA 16335 eabem Tier Corraremity Actin Corp
NDIANA COUNIY 814)331-8570 - Boa 3119
- 35 Weal 4' Snell
of W estem Peona)4-i%, hoe go Valley Urban League, Inc Emporivart PA 15834
North G.L. Square 1 Indiana Avenue 914)486-I 161
Garden Centre Drive i ndl PA 16121 AX (g14)9116.DM
burg PA 15601 724)981-5310
1724)938-1290
cueing Opporomides of Bmm County AERCER CCOUNTY
Ksymone P-ie D-cloprs>II Corporation 5D Corporation St. Suite 207
1954 Mary Graee lane aver PA ISM Valley Urban Ira
'lee
lohoslo- PA 159D1 4)728.7202 1 lodiw Avenue
;614)5355556 AX (412)72&7202 nre0 PA 16121
-AX (814)539-1688 724)991-5310
editors Co. Cormnuniry A d m Program ERANON COUNTY =CS of Wm- Parusy)vania, Inc.
127 Water Strect, Box 187 CA Qyildmg
ndiana PA 15701 aconoj. Opportunity cabinet cf Srh.yIwI C.-ty 39 North Washington Street
724)465-2657 North Centre Sued u0er PA 16001
'AX (724)465-51111 onmlle PA 17901 724)722-7912
570)422-1995
TCS of Western PA AX (570)622-0429
.19-A College Park Plain IFFLIN COUNTY
Anal." PA 15904 aborCsmrmnity Services Inc.
1114)539-0335 39 E King Strom of Wostem Pennsylvania. toe.
c Pa 17602 17 E. Plank Road
717)397-5182 cm- (800)788-5062 he a PA 16602
FFFERSON COUNTY AX (717)3994127 914)9444100
- AX(914)944- 5747
A. F. Kenn.dy Cener, hen.
021 Eism 20' Street EHIGH COUNTY DOCS OF Northeastern PA
rie PA 16510 631 S Adwnon St, Suite IDO
114)896-0400 ofLebigh Valley 4we College PA 16601
AX (814)898-1243 671 Crescent Coun East 814)238-3666
itehtll PA 18052 AX (614) 236.1669
Rana Co. Cooaraunity Action Program 610)8214011 or(600)220-2733
27 Water Street, Be. 187 570) & (614) ONLY otd-ialion office
A— PA 15701 AX (610)821-6932 17 Mimi. Str.4
'24)465.2657 ontingdon PA 16652
kX (724)465-5118 Bconenni. Opportunity Cabins of Schuylkill County 9 14)443.2343
25 North Centre Street
CCS f W.1- PA otWille PA 17901
MCA Building 570)922-1995 ONROE COUNTY
i9 North Washington Street AX (570)622-0429
n1cr PA 16001 D OCS of Nonh acri- Pennsylvania
24)282-7812
UZERNE COUNTY I W Market St
Be. 1127
INIATA COUNTY C.S of Nernhcaoem Penns ...ia ilka-Barre PA 18702
5 70)921-0837 or (BOD)922-9537
XS of Wertem Pennsylvania, Inc. 1 W Markel St AX (570)921-1785
7 E. Plank Road O Be. 1127
toona PA 16602 ilkes-Bane PA 18702 South 7' Street
14)9446100 5 70)621-0837 or (800)922-9537 t roudsburg PA 18360
LX (814)9445747 AX (570)821-1785 5 70) 420-9980 or (800)922-9537
A X (570)020-8981
.the6-6- Office 400 Abington E-tive Park. Suite 1
7 Mimi. Strrel larks Summitt PA 16411 4 00 Abington F.xecuure Party, Suite I
rntingdon PA 16652 5 70)587-9163 or (800)922-9537 arks Summin PA 18411
14)643-2343 AX (570)587-9134/9135 5 70)567-9163 or (800)922-9537
A X (570)567-9134/9135
ommission on Economics Oppotuniry of I.u:<mc Count'
,CKA WANNA COUNTY 6 3 Amber lane Lesion on Econnrnics Opportunity of Lure-. County
Jker-Bane PA 18702 6 3 Amber Inn.
:CS orNo.h_-. P-.y1vani+ 5 7D)826-0510 or (800)922-0359 i lkes-Banc PA 19702
.arm Housing C.rpontion Ned. Fellowship House
6 North Broad Soot
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AX (215)765-1427 -9X(61 -7M5411757
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190 W G-- Pik) Suite 140 'ladelphh PA 19103 107 N 6' Strom
otrisnvam PA I M 1 215)567-7603 ianuburg PA 17101
215)563-5665 AX (-I 15)%6 -9941 17)541-1757
AX (717)234-9459
.rthv2st CounsJng Servirz DCCS ofDeLwars Valley
1 N Broad Street Cherry Hill, Suite 215 'ry Action Corrmdaa;oa of the Capiul Regina
hiladeiphis PA 19141 erty Hilt NJ 09DD2 SI4 Derry Strew
215)324-7500 215)563-5665 ixtriburg PA 17104
AX (215)324-8753 17)=-9757
.using Anociatio. of D.W- Valley AX (717)234-Z227
muwniry Action D-I p-I Commiscio. 500 Wabml Strew, Suit, 601
01 D--W- b Strom hibdelphu PA 19102
orrisu- PA 19401 15)545-6010 OMERSEf CDUNTY
610)277-6363 AX (215)790-9132
AX (610)277-2123 3ndlmd-Foluxt Housing Servim
.using Asa ciaO® of Drh. Valley ZD 1, Bas 394
i5t North Wane Sued vesen PA 15537
DRTHUMBER -kND COUNTY 0.6ciphis PA 19123 614)623-9129
215)979-0224 AX (814)67.3.7197
CCS ofNDrthnaern pen vans AX (215)765-7614
ord-puhoa Housing Su vines
1 W Market S[ nity Development Corp of F-i f d 954 Mary Grace Lane
O Box 1127 .up w.iroy d .W- PA 159D1
ilk-B.- PA 19702 620 chi- sued --AX(914)S39-1691
570)82) -0937 or(BOD)922-9537 laddphia PA 19124
AX (570)621-1785 215)744.2990 of Wectun Pmmylvania, Inc
AX R25)744-2012 NuM Dale Square
400 Abington Fiea,tive Park, Suite 1 12 Gudm Center Drive
Summio PA 19411 maim Codil C. ,whiz b=t ft itcalsburt PA 15601
570)567.9163 or(SW)922-9537 4)839.1290
AX (570)587-9134/9135 45 r.-G, St
ttsvilk PA 19320 of Wm- PA
01 Basis street 898)212-6741 19-A C.Begc Park Phm
Oliamspurt PA 17703 ohrumwn PA 15904
570)323-9627 1 44 E D.kalb Pike 614)639-9335
AX (570)323-6626 Gag of Pnusia PA 19406
610)971-2210 abl land S.M.. Inc
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MN oah Cents Street - 55 Yoh R4 Suite 103 PA 15501
mmillc PA 17901 armbrster PA 18974 814 45.9628
570)2.1995 AX (21956344 AX (914)643-3690
AX (570)622.0429
PCCS "ester's Pmns34vad-4 Inc
Linglesmwn Read 1 W Market St 1 W Market St
arrisburg PA 17102 8- 1127 Box 1127
7171541-1757 tlkes-Banc PA 16702 t Bane PA 18702
AX (717)541.4670 570)921-0837 or (800)922-9537 570)821.08)7 or (&10)922-9537
AX (570)921-1785 AX (570)621-1785
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107 N 6' Sheet South 7' Sued
400
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Parr Suite 1
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717)2345925 570) 420.8980 or (800)922-9537 570)587-9163 or (600)922-9537
AX (717)234-9459 AX (570)1208961 AX (570)687-913419135
Y'WCA of Carlisle 40D Abington Executive Pak, Suite 1 fbe Tmh b Cooler of Northeast.. PA
01 GStred Surtanin PA 19411
arihlc PA 17013 570)567-9163 or (800)922.9537 65 Matra Street, PO Box 219
717)243-3918 AX (570)587-91349135 my PA 16947
AX (717)731-9589 570)297-2101
' AX (570)297-2799
imimial Counseling Services of Franklin TIER COUNTY
I West 31 Street 7 C"llun Sled
.y-b- PA 17266 .,them Ter C..munity Action Corp cllsbmo PA 16901
717)762-3285 35 West 4' Strew 570)724-5252
' . PA 15634 AX (570)724-5783
nmaizano, O6tce 614)486-1161
17 Mililin Stree[ AX (814)466-0625 03 Warren Street, PO Box 709,
wingilm PA 16652 unkhann_l: PA 18657
unity Action Commission of the Capiul Region
514 Derry Street Budget Counseling Cents cro's's Sb=k PO Box 389
amsbuig PA 17104 47 North Fi0h Street ax (570)297-2799
717)732-9757 leading PA 19601 5 70)928-9668
AX (717)234-2227 610)375-7866 AX (57028-8144
AX(61D)375-3380
3 1 Main Street
HILADELPHIA COUNTY on Economics Opportunity of Luzern. County -.dale PA 15431
3 Amber Lane 5 70)253-5941
corn Housing Corporation ilk.-Bert, PA 18702 AX (570)253.4817
46 North Broad Straw
[ 70)8 26-0510 or (500)822-0359
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15)765-1221
? 0)455-4994 HAZEL7ON
: ..t,..PA 18501
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5 70)83640 TUNKHANNOCK -9 X(570)278-1889
4-hwest Counseling Service
1001 N Broad Stretl omit Opportunity Cabinet of Schuylkill County
'hiladelphia PA 19141 2S North Centre Strew U S UE14ANNA COUNTY
215)324-7500 onsville PA 17901
'AX (215)324-8751 5 70)622.1995 C CS of .rth-lern Penns v
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215)563-5665 ,V hirdall PA 18052 57 0)821-0837 0,(900)922-9537
'AX (215)563-7020 6 10)8214011 A X (570)821-1785
AX(610)821-8932
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85 Elmira Sweet, PD Box 218 B West 91 Sect
PA 16501
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57-2)01
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AX (914)898-1243 570)9Z&9668
AX (57092"144
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khannock PA 18657 of Watem Pors,.Avama, Inc 31 Mai. Stmt
570)8366840 CA Buildng wtsdak PA 16431
AX (570)83h-6332 39 North Wasbingtw Strut 570)253$941
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Box 389 4)282-7812
az (570)297-Z799 Lake A?• Box 339
570)92&9668
AX (570)928144 ARRF. wt-PA 18801
570)27&3336 or (8DD)8924045
AX (570)27&1 689
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570)253-8941
914)453.5744 ORFr eN0 COUM'1,
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570)297-2101
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AX(570)297-2799 814)5354556
AX (914)539-1696
7 CnBw Btred Oppotlwi0a, Inc
dB6oro PA 16901 33 Sevartb Sb a
e3Cmport PA 15132 Comudorc of PA
570)724-5252
412)664-1590 101 Wood Stied, Suhe 9D6
AX (570)724.5763
AX (412)664-0973 iasburgh PA ISM
412)339-9954 or (900)737-2933
' 03 Warms Strut, PO Sox 709 AX (412)338-9963
unldtanwck PA 18657 01 Wood Sttct
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570)8366840 ,
itts6trrgb PA 15222 Attiw Swthwat
AX (S70)936-6332
412)338.9954 or (g00)737-2937 Wtsl Higb Street
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Street, PO Box 369 AX (412)338-9963 724)ISb2193
u (570)297-2799
570)9284669 ity Action Southwest
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724)952-2993 nionloxv PA 15401
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570)253-8941 oC Wa4m Penns34_i lne
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AX (570)2574617 3 N College Street
Wtingtoa PA 15301 E ? Avenue
20
724) 222-9292 o
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ont ntrose PA 18601 w Vatlty Ununpioyed Committee AX (412)462-9964
570)278-3338 or (800)8924045 20 E 91 Avenue
AX (570)2 78-1669
orrrdead PA 15120 ableland Serviea Inc
412)462-9962 35 Fist Main Start
ION COUNTY
(412)462-9964 PA 15501
614)445-9628 or(B00)452-0148
AX (B 14)443-3690
ywming-ainton Counlia AYNE
COUNY
,omission For Community Auion (STEP)
138 U.-In Street F
Penn Ivania
O Box 1328
illiamspon PA 17703 h 7a Sine(
570)326-0587 sburg PA 19360
AX (570)322-2197 570)420-9980 or(BOD)922-9537
FAX (570)420-8981
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17 E. Plank Road 1 W Market St
Itoona PA 16602 O Box 1127
814)944-8100 ilka-Barre PA 18702
AX(814)944-5747 c7morsnn..-rstv..a„1?,?
400 Abingmn Ext-tive Park, Suite I
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570)623-06]7 or (BDD)922-9537
FAX (570)821-1785 a Trehab Cenw of Nonheasl- PA
1400 Abington E-tive Pak, Suite 1 185 Elmira Socet, PO Box 216
=larks Summit( PA 18411 roy PA 16947
570)587-9)63 or(8DO)922-9537 570)297-7iDl
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Q
OF THE
2003 JUL -1 MI 11 * 48
a?
479 50 +PD AT N
M* aagg4 6
Sheriffs Office of Cumberland County
R Thomas Kline
Sheriff 8,jV
Ronny R Anderson
Chief De
ut
p
y
Jody S Smith
Civil Process Sergeant 0FRCE QF -HE S,<RIFF
Edward L Schorpp
Solicitor
Deutsche Bank National Trust Company Case Number
vs. 2009-4399
Donald G. Alexander
SHERIFF'S RETURN OF SERVICE
07/06/2009 06:25 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on July 6, 2009
at 1825 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within
named defendant, to wit: Donald G. Alexander, by making known unto himself personally, defendant at 91
Arnold Road Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing
to him personally the said true and correct copy of the same.
07/06/2009 06:25 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on July 6, 2009
at 1825 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within
named defendant, to wit: Anne M. Alexander, by making known unto herself personally, defendant at 91
Arnold Road Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing
to her personally the said true and correct copy of the same.
SHERIFF COST: $57.94
July 07, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF
Depu Sheriff
tv
a
) ! r
. ?
0 ..
RICHARD F. STERN, ESQUIRE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIMILE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
Defendant(s)
Civil Action Number: 09-4399
MORTGAGE FORECLOSURE
PRAECIPE FOR ENTRY OF JUDGMENT AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter judgment in favor of Plaintiff and against Defendant(s), Donald G. Alexander and Anne M.
Alexander, for failure of said Defendant(s) to file a responsive pleading to the Complaint within twenty
(20) days of service thereof.
PRINCIPAL BALANCE ....................................................... $65,380.45
INTEREST accrued thru 06/29/2009 of ............................... $2,021.03
Interest after 06/29/2009 shall accrue at the per diem
rate of $11.26.)
LATE CHARGES accrued thru 06/29/2009 of ..................... $136.00
Late charges after 06/29/2009 shall accrue at the monthly
rate of $27.20.)
ESCROW ADVANCES ........................................................$6,024.84
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
-"
FEES BILLED ....................................................................... $153.28
COSTS ...................................................................................300.00
ATTORNEY'S FEE ..............................................................$3,300.00
Sub-Total Through Date of Complaint ............................ $77,315.60
ACCRUED INTEREST after 06/29/2009 shall accrue
at the per diem
rate of $11.26 to August 7, 2009 ........................................... $439.14
ACCRUED LATE CHARGES Late charges
after 06/29/2009 accruing at the monthly rate of
$27.20 through August 7, 2009 ............................................. $27.20
TOTAL DUE THROUGH DATE OF REQUEST
FOR JUDGMENT .................................................................$77,781.94
STERN AND EISENBERG LLP
BY:
-RICPARD F. STERN, ESQUIRE
EVEN K. EISENBERG, ESQUIRE
uxc?VIN P. DISKIN, ESQUIRE sq* 810'721
Date: August 7, 2009 Attorney for Plaintiff
T
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RICHARD F. STERN, ESQUIRE
STEvEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIMILE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
Civil Action: 09-4399
MORTGAGE FORECLOSURE
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA:
SS
COUNTY OF MONTGOMERY
I, the undersigned, being duly sworn according to law, deposes and says, to the best of his
knowledge, information and belief, Defendants' :
Last-known address is
91 Arnold Road, Enola, PA 17025
2. Is over the age of twenty-one.
3. Is not now nor has been within the last six (6) months in the Armed Services of the
United States as defined in the Soldiers' Civil Relief Act of 1940, as amended.
imMOwwti?t.ti of PENNfY vAww
NOTARIAL SEAL BY:
HELEN CAPASSO, Notary Pubic
I My Jenkintown Boro., Montgomery County
Commission Expires October 21, 2012
Sworn to and subsc d before me
this ay of I'dy , 2009.
Notary Public
STERN AND EISENBERG LLP
ASOiN?K. EISENBERG
HARD F. STERN
?KEVIN P. DISKIN
Attorney for Plaintiff
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
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RICHARD F. STERN, ESQUIRE
STEVEN K. EISENBERG, ESQuw
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTowN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIMILE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
Civil Action: 09-4399
V.
Donald G. Alexander and Anne M. Alexander
MORTGAGE FORECLOSURE
Defendant(s)
CERTIFICATION UNDER RULE 237.1
I, the undersigned attorney on the writ and attorney for Plaintiff, hereby certify that a ten-day
notice of intention to enter judgment by default was sent to Defendants in accordance with Pa. R.C.P.
No. 237.1., a true and correct copy of which is attached hereto.
STERN AND EISENBERG LLP
BY:
K. EISENBERG
rN
HARD F. STERN
KEVIN P. DISKIN
Attorney for Plaintiff
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
1
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
CIVIL ACTION - LAW
HSBC Bank USA National Association,
As Trustee, By its attorney in fact,
Ocwen Loan Servicing, LLC, successor
vs.
DONALD G. ALEXANDER AND
ANNE M. ALEXANDER
To: Donald G. Alexander
91 Arnold Road
Enola, PA 17025
Date of Notice: July 27, 2009
: NO. 09-4399
Anne M. Alexander
91 Arnold Road
Enola, PA 17025
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEYAND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS
YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY.
BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR
PROPERTY OR OTHER IMPORTANT RIGHTS. [YOU SHOULD TAKE THIS NOTICE TO A
LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO
OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL
HELP:]
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
COURT ADMINISTRATOR
4TH FL., CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240-6200
J:1ANNITEN DAYICUMBERLANDIOCWEN.ALEXANDER.DONALD.ANNE.07.09.DOC
STE EISENBERG LLP
KEVIN . DISKIN
Attorney for Plaintiff
The Pavilion
261 Old York Road, Suite 410
Jenkintown, PA 19046
(215) 572-8111
I.D. #86727
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION
Caption:
Deutsche Bank National Trust Comapny, as
Indenture Trsutee for the registered holders
of Ocwen Real Estate Asset Liquidating Trust
2007-1, Asset-Backed Notes, Sereis 2007-1, by
its attorney in fact,VP.cwen Loan Servicing,
LLC
VS.
Donald G. Alexander and Anne M. Alexander
TO THE PROTHONOTARY OF THE SAID COURT:
( ) Confessed Judgment
( ) Other
File No. 09-4399
Amount Due $77,781.94
Interest from 8/08/09 at the per diem rate of
$11.26 until judgment is paid in full.
Atty's Comm
Costs
The undersigned hereby certifies that the below does not arise: out of a retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
Issue writ of execution in the above matter to the Sheriff of Cumberland County,
for debt, interest and costs, upon the following described property of the defendant(s)
91 Arnold Road, Enola, PA 17025 (see full legal description attached
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of County, for debt, interest and
costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real
estate, supply six copies of the description; supply four copies..of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
(Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit.
Date August 7, 2009 Signature:
Print Name:
Address:
Attorney for:
Kevin P. Diskin, Esquire
261 Old York Road
The -Pavilion. suit-410
Jenkintown, PA 19046
Plaintiff
Telephone: (215) 572-8111
Supreme Court ID No.: 86727
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RICF'IARD F. STERN, ESQUIRE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SunT- 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACsIlvmE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
Defendant(s)
Civil Action: 09-4399
MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO RULE 3129.1
I, the undersigned attorney for Plaintiff in the above caption, sets forth as of the date the Praecipe for
the Writ of Execution was filed, the following information concerning the real property located at 91
Arnold Road, Enola, PA.
1. Name and address of Owner(s) or Reputed Owner(s):
Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
2. Name and address of Defendant(s) in the judgment:
Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
3. Name and last known address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
East Pennsboro Township
98 S. Enola Drive
Enola, PA 17025
Ocwen Mortgage Asset Trust 1
C/o Shapiro & Kreisman
Suite 150
3600 Horizon Avenue
King of Prussia, PA 19406
4. Name and address of the last recorded holder of every mortgage of record:
N/A
5. Name and address of every other person who has any record lien on the property:
N/A
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
PA Department of Revenue
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Domestic Relations Tax Claim Bureau
Cumberland County Cumberland County Courthouse
13 North Hanover Street One Courthouse Street
Carlisle, PA 17013 Carlisle, PA 17013
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities.
Date: August 7, 2009
VAN ^
e-
SEAL
, Nggotary P County
tObe 21 2012Sworn to and subs bed before me
this-1 ILAy oi2009.
Notary Public
STERN AND EISENBERG LLP
T
BY:
JEVEN K. EISENBERG
CHARD F. STERN
KEVIN P. DISKIN
Attorney for Plaintiff
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
RICHARD F. STERN, ESQumE
STEVEN K. EISENBERG, ESQum
KEviN P. Disxirr, EsQumE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTowN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACsumE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
Civil Action: 09-4399
MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
Your real estate at 91 Arnold Road, Enola, PA is scheduled to be sold at Sheriffs Sale on
Wednesday, December 9, 2009 at 10:00 A.M., at Sheriffs Office, Cumberland County Courthouse,
Carlisle, PA 17013 (location of sale) to enforce the court judgment of $77,781.94 obtained by
Deutsche Bank National Trust Company against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS-SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to Stern and Eisenberg, LLP the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may call Stern and
Eisenberg LLP, telephone (215) 572-8111.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,
if the judgment was improperly entered. You may also ask the Court to postpone the sale for good
cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you will
have of stopping the sale. (See notice on page two on how to obtain an attorney.)
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid by calling Stern and Eisenberg LLP, telephone (215) 572-8111.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened you may call Stern and Eisenberg LLP, telephone (215) 572-8111.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A Schedule of
distribution of the money bid for your house will be filed by the Sheriff on a date specified by the
Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions (reasons why
the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing
of said schedule. You should check with the Sheriffs Office by calling (717) 240-6390 to determine
the actual date of filing of said schedule.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
800-990-9108
717-249-3166
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09. doc
RICHARD F. STERN, ESQUIRE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACsnvIm: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
RE: PREMISES: 91 Arnold Road, Enola, PA
Dear Sir or Madam:
Civil Action: 09-4399
MORTGAGE FORECLOSURE
Please be advised that I represent the above creditor that has a judgment against the above Defendant.
As a result of a default, the above referenced premises, also described on the attached sheet, will be
sold by the Sheriff of Cumberland County on Wednesday, December 9, 2009 at 10:00 A.M. at
Sheriffs Office, Cumberland County Courthouse, Carlisle, PA 17013 (subject to change without
further notice).
The sale is being conducted pursuant to the judgment in the amount of $77,781.94 together with
interest, costs (and such other allowed amounts) thereon entered in the above matter in favor of
Plaintiff against the above-named Defendant(s) who is/are also the real owner of said premises. I have
discovered that you may have a lien and/or interest in the premises to be sold. This notice is given so
that you can protect your interest, if any, in the lien you have on the premises. If you have any
questions regarding the type of lien or the effect of the Sheriffs Sale upon your lien, we urge you to
CONTACT YOUR ATTORNEY, as we are not permitted to give you legal advice.
A Schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later than 30
days after the sale date and the distribution will be made in accordance with the schedule unless
exceptions are filed thereto within ten (10) days thereafter.
August 7, 2009
STERN AND EISENBERG LLP
BY:
TEVEN K. EISENBERG
RICHARD F. STERN
KEVIN P. DISKIN
Attorney for Plaintiff
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
Legal Description:
ALL THAT CERTAIN tract of parcel of land situate in the Township of East Pennsboro, Cumberland County,
Pennsylvania more particularly bounded and described as follows:
BEGINNING at a point on the southwest side of Arnold Road, said point being 740.27 feet along the same in an
easterly direction from the point of intersection with the southeast side of Lands Lane North; thence along Arnold
Road South 46 degrees East 64.00 feet to a point on line of Lot No. 92 on the plan of lots hereinafter mentioned:
thence along said line South 44 degrees West 110.00 feet to a point on the line of Lot No. 67 on the plan of lots
hereinafter mentioned; thence along the same North 46 degrees West 64.0 feet to a point on the line of Lot No. 90 on
the plan of lots hereinafter mentioned; thence along the same North 44 degrees East 110.00 feet to a point on the
southwest side of Arnold Road, the point of BEGINNING.
BEING Lot No. 91, Section 1. Plan of Louis Park, which plan is recorded in the Office of the Recorder of Deeds o
Cumberland County in Plan Book 5, Page 50.
HAVING thereon erected a ranch type dwelling house known and numbered as 91 Arnold Road, Enola, Pa., 17025.
BEING the same premises which Housing Authority of the County of Cumberland, by Deed dated and recorded even
date herewith, granted and conveyed unto Donald G. Alexander and Anne M. Alexander, Mortgagors herein.
Title is Vested in: Donald G. Alexander and Anne M. Alexander, husband and wife, by that Deed dated
06/25/1998 and recorded on 07/09/1998 in Book 181 at Page 5, of the Cumberland county, PA
records.
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RICHARD F. STERN, ESQUIRE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTowN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSnvm,E: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
Civil Action: 09-4399
MORTGAGE FORECLOSURE
CERTIFICATION OF ADDRESS
It is hereby certified that the last known addresses of the parties are as follows:
Deutsche Bank National Trust Company
1661 Worthington Road, Suite 100
West Palm Beach, FL 33409
(Plaintiff)
Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
(Defendant(s))
STERN AND EISENBERG LLP
BY:
K. EISENBERG
;rN
RD F. STERN
P. DISKIN
Attorney for Plaintiff
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09. doc
FILE :.
"'F THE' Fl, I , 1; If
-) TAPY
2 309 AluG, I ! p?°? I : Ct
RICHARD F. STERN, ESQUIRE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAvjLION
261 OLD YORK ROAD, SUITE 410
JENKINToWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSM4 LE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
Civil Action: 09-4399
V.
Donald G. Alexander and Anne M. Alexander
MORTGAGE FORECLOSURE
Defendant(s)
CERTIFICATE UNDER ACT 91 OF 1983
It is hereby certified that the Sheriffs Sale scheduled in the above-captioned matter is not
protected under the Homeowner's Emergency Assistance And Mortgage Foreclosure Act, P.L. 1688,
No. 621 because notice, as required, was sent to Defendants and no timely response was made.
STERN AND EISENBERG LLP
BY: ,
VEN K. EISENBERG
CHARD F. STERN
KEVIN P. DISKIN
Attorney for Plaintiff
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
-? r T FT 2039 ADS 4 ! Fill a r..
RICHARD F. STERN, ESQUIRE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
TI?E PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FAcsmiLE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
Civil Action: 09-4399
MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
Your real estate at 91 Arnold Road, Enola, PA is scheduled to be sold at Sheriffs Sale on
Wednesday, December 9, 2009 at 10:00 A.M., at Sheriffs Office, Cumberland County Courthouse,
Carlisle, PA 17013 (location of sale) to enforce the court judgment of $77,781.94 obtained by
Deutsche Bank National Trust Company against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS-SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to Stern and Eisenberg, LLP the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may call Stern and
Eisenberg LLP, telephone (215) 572-8111.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,
if the judgment was improperly entered. You may also ask the Court to postpone the sale for good
cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you will
have of stopping the sale. (See notice on page two on how to obtain an attorney.)
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
A
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid by calling Stern and Eisenberg LLP, telephone (215) 572-8111.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened you may call Stern and Eisenberg LLP, telephone (215) 572-8111.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A Schedule of
distribution of the money bid for your house will be filed by the Sheriff on a date specified by the
Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions (reasons why
the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing
of said schedule. You should check with the Sheriffs Office by calling (717) 240-6390 to determine
the actual date of filing of said schedule.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
800-990-9108
717-249-3166
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09.doc
4
Legal Description:
ALL THAT CERTAIN tract of parcel of land situate in the Township of East Pennsboro, Cumberland County,
Pennsylvania more particularly bounded and described as follows:
BEGINNING at a point on the southwest side of Arnold Road, said point being 740.27 feet along the same in an
easterly direction from the point of intersection with the southeast side of Lands Lane North; thence along Arnold
Road South 46 degrees East 64.00 feet to a point on line of Lot No. 92 on the plan of lots hereinafter mentioned:
thence along said line South 44 degrees West 110.00 feet to a point on the line of Lot No. 67 on the plan of lots
hereinafter mentioned, thence along the same North 46 degrees West 64.0 feet to a point on the line of Lot No. 90 on
the plan of lots hereinafter mentioned; thence along the same North 44 degrees East 110.00 feet to a point on the
southwest side of Arnold Road, the point of BEGINNING.
BEING Lot No. 91, Section 1. Plan of Louis Park, which plan is recorded in the Office of the Recorder of Deeds o
Cumberland County in Plan Book 5, Page 50.
HAVING thereon erected a ranch type dwelling house known and numbered as 91 Arnold Road, Enola, Pa., 17025.
BEING the same premises which Housing Authority of the County of Cumberland, by Deed dated and recorded even
date herewith, granted and conveyed unto Donald G. Alexander and Anne M. Alexander, Mortgagors herein.
Title is Vested in: Donald G. Alexander and Anne M. Alexander, husband and wife, by that Deed dated
06/25/1998 and recorded on 07/09/1998 in Book 181 at Page 5, of the Cumberland county, PA
records.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 094399 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY,
as Indenture Trustee for the registered holders of OCWEN REAL ESTATE ASSET LIQUIDATING
TRUST 2007-1, ASSET-BACKED NOTES, SERIES 2007-1, by its attorney in fact OCWEN LOAN
SERVICING, LLC, Plaintiff (s)
From DONALD G. ALEXANDER and ANNE M. ALEXANDER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $77,781.94 L.L. $.50
Interest from 8/8/09 at the per diem rate of $11.26 until judgment is paid in full
Atty's Comm % Due Prothy $2.00
Atty Paid $176.94 Other Costs
Plaintiff Paid
Date: 8/11/09 0__1f A 4
Curtis R. Long, r otar
(Seal) By:
REQUESTING PARTY:
Name: KEVIN P. DISKIN, ESQUIRE
Address: STERN AND EISENBERG, LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PA 19046
Attomey for: PLAINTIFF
Deputy
Telephone: 215-572-8111
Supreme Court ID No. 86727
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
CIVIL ACTION-LAW
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
The Pavilion
261 Old York Road, Suite 410
Jenkintown, PA 19046
(215) 572-8111
I.D. #86727
Deutsche Bank National Trust Company, as Indenture
Trsutee for the registered holders of Ocwen Real Estate
Asset Liquidating Trust 2007-1, Asset-Backed Notes, Series
2007-1, by its attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
Defendant(s)
Civil Action Number: 09-4399
MORTGAGE FORECLOSURE
CERTIFICATE OF SERVICE
I, KEVIN P. DISKIN, ESQ., attorney for the within Plaintiff, hereby certify
that notice of the Sheriff's Sale was mailed to the Defendants by certified mail,
return receipt requested on October 7, 2009, as evidenced by copy of certified
mail receipts attached.
I further certify that notice of the Sheriff's Sale was mailed to each
lienholder by regular, first-class, postage prepaid mail on October 7, 2009, as
evidenced by copy of certificates of mailing attached.
STERN A G LLP
k .,
E N P. DISKIN
Attorney for Plaintiff
10/08/09
J:\ANN\CERTI FICATES\CUMBERLAND\OCWEN.ALEXANDER.DONALD.G.NOS.10.09.DOC
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Aid POSTC,L SERVICE, Certificate Of Mailing
This Ce.1 ficate of Nailing provides evidence that mail has been presented to USPS® for mailing.
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From:
To:
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Cumberland County Courthouse
One Courthouse Street
Carlisle, PA 17013
PS Form 3817, April 2007 PSN 7530-02-000-9065
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
CIVIL ACTION-LAW
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
The Pavilion
261 Old York Road, Suite 410
Jenkintown, PA 19046
(215) 572-8111
I.D. #86727
Deutsche Bank National Trust Company, as Indenture
Trsutee for the registered holders of Ocwen Real Estate
Asset Liquidating Trust 2007-1, Asset-Backed Notes, Series
2007-1, by its attorney in fact Ocwen Loan Servicing, LLC
V.
Donald G. Alexander and Anne M. Alexander
Defendant(s)
Civil Action Number: 09-4399
MORTGAGE FORECLOSURE
CERTIFICATE OF SERVICE
I, KEVIN P. DISKIN, ESQ., attorney for the within Plaintiff, hereby certify
that notice of the Sheriffs Sale was mailed to the Defendants by certified mail,
return receipt requested on October 7, 2009, as evidenced by copy of certified
mail receipts attached hereto and received by the Defendants as evidenced by
signed green cards attached hereto.
STERN AND
BYRPREVI .. DISKIN
Attorney for Plaintiff
10/16/09
J:\ANN\CERTIFICATES\CUMBERLAND\OCWEN.ALEXANDER.DONALD.G.NOS.GREEN.CARDS.10.09.DOC
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item 4 if Restricted Delivery is desired.
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or on the front if space permits.
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4. Restricted Delivery? (Extra Fee) ? Yes
2. Article Number
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2. Article Number
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ntFlli.
2 0 0 9 0 , I J, F 3: 0 3
• SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Edward L Schorpp
Solicitor
~~,~,l~P ~1. 4~17~1 t7ft~.1/ld
s~ TNe~~r~' Q~~Ap
10th APR IBS Ah 9: 22
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Deutsche Bank National Trust Company Case Number
vs.
Donald G. Alexander (et al.) 2009-4399
SHERIFF'S RETURN OF SERVICE
09/30/2009 07:34 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on 9-30-09 at
1934 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the
above entitled action, upon the property of Donald G. Alexander & Anne M. Alexander, located at, 91
Arnold Road, Enola, Cumberland County, Pennsylvania according to law.
09/30/2009 07:34 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on 9-30-09 at
1934 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above
entitled action, upon the within named defendant, to wit: Donald G. Alexander, by making known unto,
Anne M. Alexander, adult in charge, at, 91 Arnold Road, Enola, Cumberland County, Pennsylvania its
contents and at the same time handing to her personally the said true and correct copy of the same.
09/30/2009 07:34 PM - Naoh Cline, Deputy Sheriff, who being duly sworn according to law, states that on 9-30-09 at
1934hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above
entitled action, upon the within named defendant, to wit: Anne M. Alexander, by making known unto, Anne
M. Alexander, personally, at, 91 Arnold road, Enola, Cumberland County, Pennsylvania its contents and ai
the same time handing to her personally the said true and correct copy of the same.
12/03/2009 Property sale postponed to 3/3/2010.
03/03/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that after due and legal notice
had been given according to law, he exposed the within described premises at public venue or outcry at
the Courthouse, Carlisle, Cumberland County, Pennsylvania on March 3, 2010 at 10:00 o'clock A.M. He
sold the same for the sum of $1.00 to Attorney Richard Stern , on behalf of ,being the buyer in this
execution, paid to Sheriff Ronny R. Anderson, the sum of $
SHERIFF COST: $962.23 SO ANSWERS,
April 14, 2010 RON R ANDERSON, SHERIFF
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RICHARD F. STERN, ESQUIIZE
STEVEN K. EISENBERG, ESQUIItE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
'I1-IE PAVII.ION
261 OLD YORK ROAD, SurrE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIIvm.E: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1,Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
v.
Donald G. Alexander and Anne M. Alexander
Defendant(s)
Civil Action: 09-4399
MORTGAGE FORECLOSURE
AFFIDAVIT PURSUANT TO RULE 3129.1
I, the undersigned attorney for Plaintiff in the above caption, sets forth as of the date the Praecipe for
the Writ of Execution was filed, the following information concerning the real property located at 91
Arnold Road, Enola, PA.
1. Name and address of Owner(s) or Reputed Owner(s):
Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
2. Name and address of Defendant(s) in the judgment:
Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
3. Name and last known address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09. doc
East Pennsboro Township
98 S. Enola Drive
Enola, PA 17025
Ocwen Mortgage Asset Trust 1
C/o Shapiro & Kreisman
Suite 150
3600 Horizon Avenue
King of Prussia, PA 19406
4. Name and address of the last recorded holder of every mortgage of record:
N/A
5. Name and address of every other person who has any record lien on the property:
N/A
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale:
PA Department of Revenue
Bureau of Compliance
P.O. Box 281230
Harrisburg, PA 17128
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest
in the property which may be affected by the sale:
Domestic Relations Tax Claim Bureau
Cumberland County Cumberland County Courthouse
13 North Hanover Street One Courthouse Street
Cazlisle, PA 17013 Cazlisle, PA 17013
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities.
Date: August 7, 2009
LTH Op PENNSyI~VANIA
COMMONWE~-
NOTARIAL SEAL Public
HELEN CAPASSO, Notary County
Jenkintown Boro.. Mes October 21, 2012
My Commission Exp
Sworn to and subsc ibed before me
this_~D,~y o~ ~, 2009.
Notary Public
STERN AND EISENBERG LLP
T
BY:
EN K. EISENBERG
CHARD F. STERN
KEVIN P. DISKIN
Attorney for Plaintiff
J:\Supriya\Sales\Cumberland\Ocwen.Alexander. Donald.08.09.doc
RICHARD F. STERN, ESQUIltE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SUrrE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIMILE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1,Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
v.
Donald G. Alexander and Anne M. Alexander
Civil Action: 09-4399
MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
Your real estate at 91 Arnold Road, Enola, PA is scheduled to be sold at Sheriffs Sale on
Wednesday, December 9, 2009 at 10:00 A.M., at Sheriff s Office, Cumberland County Courthouse,
Carlisle, PA 17013 (location of sale) to enforce the court judgment of $77,781.94 obtained by
Deutsche Bank National Trust Company against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to Stern and Eisenberg, LLP the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may call Stern and
Eisenberg LLP, telephone (215) 572-8111.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,
if the judgment was improperly entered. You may also ask the Court to postpone the sale for good
cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert. your rights. The sooner you contact one, the more chance you will
have of stopping the sale. (See notice on page two on how to obtain an attorney.)
J:\S upriya\Sales\Cumberland\Ocwen.Alexander.Dona1d.08.09. doc
YOU MAY STII.L BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid by calling Stern and Eisenberg LLP, telephone (215) 572-8111.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened you may call Stern and Eisenberg LLP, telephone (215) 572-8111.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A Schedule of
distribution of the money bid for your house will be filed by the Sheriff on a date specified by the
Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions (reasons why
the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing
of said schedule. You should check with the Sheriffs Office by calling (717) 240-6390 to determine
the actual date of filing of said schedule.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
800-990-9108
717-249-3166
J:\S upriya\Sales\Cumberland\Ocwen.Alexander. Donald.08.09. doc
RICHARD F. STERN, ESQUIIZE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISKIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SuI'rE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIMII.E: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
v.
Donald G. Alexander and Anne M. Alexander
RE: PREMISES: 91 Arnold Road, Enola, PA
Dear Sir or Madam:
Civil Action: 09-4399
MORTGAGE FORECLOSURE
Please be advised that I represent the above creditor that has a judgment against the above Defendant.
As a result of a default, the above referenced premises, also described on the attached sheet, will be
sold by the Sheriff of Cumberland County on Wednesday, December 9, 2009 at 10:00 A.M. at
Sheriffs Office, Cumberland County Courthouse, Carlisle, PA 17013 (subject to change without
further notice).
The sale is being conducted pursuant to the judgment in the amount of $77,781.94 together with
interest, costs (and such other allowed amounts) thereon entered in the above matter in favor of
Plaintiff against the above-named Defendant(s) who is/are also the real owner of said premises. I have
discovered that you may have a lien and/or interest in the premises to be sold. This notice is given so
that you can protect your interest, if any, in the lien you have on the premises. If you have any
questions regarding the type of lien or the effect of the Sheriff s Sale upon your lien, we urge you to
CONTACT YOUR ATTORNEY, as we are not permitted to give you legal advice.
A Schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later than 30
days after the sale date and the distribution will be made in accordance with the schedule unless
exceptions are filed thereto within ten (10) days thereafter.
August 7, 2009
STERN AND EISENBERG LLP
BY:
TEVEN K. EISENBERG
RICHARD F. STERN
KEVIN P. DISKIN
Attorney for Plaintiff
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Dona1d.08.09. doc
Legal Descripfion:
ALL THAT CERTAIN tract of parcel of land situate in the Township of East Pennsboro, Cumberland County,
Pennsylvania more particularly bounded and described as follows:
BEGINNING at a point on the southwest side of Arnold Road, said point being 740.27 feet along the same in an
easterly direction from the point of intersection with the southeast side of Lands Lane North; thence along Arnold
Road South 46 degrees East 64.00 feet to a point on line of Lot No. 92 on the plan of lots hereinafter mentioned:
thence along said line South 44 degrees West 110.00 feet to a point on the line of Lot No. 67 on the plan of lots
hereinafter mentioned; thence along the same North 46 degrees West 64.0 feet to a point on the line of Lot No. 90 on
the plan of lots hereinafter mentioned; thence along the same North 44 degrees East 110.00 feet to a point on the
southwest side of Arnold Road, the point of BEGINNING.
BEING Lot No. 91, Section 1. Plan of Louis Park, which plan is recorded in the Office of the Recorder of Deeds o
Cumberland County in Plan Book 5, Page 50.
HAVING thereon erected a ranch type dwelling house known and numbered as 91 Arnold Road, Enola, Pa., 17025.
BEING the same premises which Housing Authority of the County of Cumberland, by Deed dated and recorded even
date herewith, granted and conveyed unto Donald G. Alexander and Anne M. Alexander, Mortgagors herein.
Title is Vested in: Donald G. Alexander and Anne M. Alexander, husband and wife, by that Deed dated
06/25/1998 and recorded on 07/09/1998 in Book 181 at Page 5, of the Cumberland county, PA
records.
-~
RICHARD F. STERN, ESQUIRE
STEVEN K. EISENBERG, ESQUIRE
KEVIN P. DISxIN, ESQUIRE
STERN AND EISENBERG LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PENNSYLVANIA 19046
TELEPHONE: (215) 572-8111
FACSIMILE: (215) 572-5025
(COUNSEL FOR PLAINTIFF)
IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA
FOR CUMBERLAND COUNTY
Deutsche Bank National Trust Company, as
Indenture Trsutee for the registered holders of
Ocwen Real Estate Asset Liquidating Trust 2007-
1, Asset-Backed Notes, Series 2007-1, by its
attorney in fact Ocwen Loan Servicing, LLC
v.
Donald G. Alexander and Anne M. Alexander
Civil Action: 09-4399
MORTGAGE FORECLOSURE
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Donald G. Alexander and Anne M. Alexander
91 Arnold Road
Enola, PA 17025
Your real estate at 91 Arnold Road, Enola, PA is scheduled to be sold at Sheriffs Sale on
Wednesday, December 9, 2009 at 10:00 A.M., at Sheriffs Office, Cumberland County Courthouse,
Carlisle, PA 17013 (location of sale) to enforce the court judgment of $77,781.94 obtained by
Deutsche Bank National Trust Company against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS-SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to Stern and Eisenberg, LLP the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may call Stern and
Eisenberg LLP, telephone (215) 572-811 1.
2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,
if the judgment was improperly entered. You may also ask the Court to postpone the sale for good
cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you will
have of stopping the sale. (See notice on page two on how to obtain an attorney.)
J:\S upriya\SaleslCumberland\Ocwen.AlexandecDona1d.08.09. doc
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid by calling Stern and Eisenberg LLP, telephone (21 S} 572-8111.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To fmd
out if this has happened you may call Stern and Eisenberg LLP, telephone (21 S) 572-8111.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
S. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You maybe entitled to a share of the money which was paid for your house. A Schedule of
distribution of the money bid for your house will be filed by the Sheriff on a date specified by the
Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that
money. The money will be paid out in accordance with this schedule unless exceptions (reasons why
the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing
of said schedule. You should check with the Sheriff s Office by calling (717) 240-6390 to determine
the actual date of filing of said schedule.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND
OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
800-990-9108
717-249-3166
J:\Supriya\Sales\Cumberland\Ocwen.Alexander.Donald.08.09. doc
Legal Description:
ALL THAT CERTAIN tract of parcel of land situate in the Township of East Pennsboro, Cumberland County,
Pennsylvania more particularly bounded and described as follows:
BEGINNING at a point on the southwest side of Arnold Road, said point being 740.27 feet along the same in an
easterly direction from the point of intersection with the southeast side of Lands Lane North; thence along Arnold
Road South 46 degrees East 64.00 feet to a point on line of Lot No. 92 on the plan of lots hereinafter mentioned:
thence along said line South 44 degrees West 110.00 feet to a point on the line of Lot No. 67 on the plan of lots
hereinafter mentioned; thence along the same North 46 degrees West 64.0 feet to a point on the line of Lot No. 90 on
the plan of lots hereinafter mentioned; thence along the same North 44 degrees East 110.00 feet to a point on the
southwest side of Arnold Road, the point of BEGINNING.
BEING Lot No. 91, Section 1. Plan of Louis Park, which plan is recorded in the Office of the Recorder of Deeds o
Cumberland County in Plan Book 5, Page 50.
HAVING thereon erected a ranch type dwelling house known and numbered as 91 Arnold Road, Enola, Pa., 17025.
BEING the same premises which Housing Authority of the County of Cumberland, by Deed dated and recorded even
date herewith, granted and conveyed unto Donald G. Alexander and Anne M. Alexander, Mortgagors herein.
Title is Vested in: Donald G. Alexander and Anne M. Alexander, husband and wife, by that Deed dated
06/25/1998 and recorded on 07/09/1998 in Book 181 at Page 5, of the Cumberland county, PA
records.
--', _
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 09-4399 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY,
as Indenture Trustee for the registered holders of OCWEN REAL ESTATE ASSET LIQUIDATING
TRUST 2007-1, ASSET-BACKED NOTES, SERIES 2007-1, by its attorney in fact OCWEN LOAN
SERVICING, LLC, Plaintiff (s)
From DONALD G. ALEXANDER and ANNE M. ALEXANDER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $77,781.94
L.L. $.50
Interest from 8/8/09 at the per diem rate of $11.26 until judgment is paid in full
Atty's Comm
Atty Paid $176.94
Plaintiff Paid
Date: 8/11/09
(Seal)
Due Prothy $2.00
Other Costs
urtis R. Lo ro honotar
By:
Deputy
REQUESTING PARTY:
Name: KEVIN P. DISKIN, ESQUIRE
Address: STERN AND EISENBERG, LLP
THE PAVILION
261 OLD YORK ROAD, SUITE 410
JENKINTOWN, PA 19046
Attorney for: PLAINTIFF
Telephone: 215-572-8111
Supreme Court ID No. 86727
Real Estate Sale #
On August 19, 2009 the Sheriff levied upon the
defendant's interest in the real property situated in
East Pennsboro Township, Cumberland County, PA
Known and numbered as, 91 Arnold Road
Enola, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: August 19, 2009
B:
Rea Estate Coordinator
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
} SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff's Deed in which OCWEN REAL ESTATE ASSET LIQUIDATIING TRUST 2007-1 TR is
the grantee the same having been sold to said grantee on the 3RD day of MARCH A.D., 2010, under
and by virtue of a writ Execution issued on the 11TH day of AUG, A.D., 2009, out of the Court of
Common Pleas of said County as of Civil Term, 2009 Number 4399, at the suit of OCWEN REAL
ESTATE ASSET LIQUIDATIN TRUST 2007-1 TR against DONALD G ALEXANDER & ANNE M
is duly recorded as Instrument Number 201009444.
IN TESTIMONY WHEREOF, I havee;eunto set my hand
and seal of said office this ry ~ day of
J ~
I ~ , A.D. ~G~ lG~
U ~.
of Deeds
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
ss.
COUNTY OF CUMBERLAND
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
October 23, October 30 and November 6, 2009
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
Marie Coyne, Edit
SWORN TO AND SUBSCRI D before me this
6 da of November 200
Notary
NOTARIAL SEAL
DEBORAt~ A COLLINS
Notary Publio
CARLISLE BORO, CUMBERLAND COUNN
My Commission Expires Apr 28, 2010
Writ No. 2009-4399 Civil
Deutsche Bank National Trust
Company, as Indenture Trustee for
the Registered Holders of Ocwen
Real Estate Asett Liquidating Trust
2007-1, Asset Backed Notes, Series
2007-1 by its Attorney in Fact
Ocwen Loan Servicing, LLC
vs.
Donald G. Alexander
Anne M. Alexander
Atty: Kevin Diskin
ALL THAT CERTAIN tract of parcel
of land situate in the Township of
East Pennsboro, Cumberland Coun-
ty, Pennsylvania more particularly
bounded and described as follows:
BEGINNING at a point on the
southwest side of Arnold Road, said
point being 740.27 feet along the
same in an easterly direction from
the point of intersection with the
southeast side of Lands Lane North;
thence along Arnold Road South 46
degrees East 64.00 feet to a point
on line of Lot No. 92 on the plan of
lots hereinafter mentioned: thence
along said line South 44 degrees
West 110.00 feet to a point on the
line of Lot No. 67 on the plan of lots
hereinafter mentioned; thence along
the same North 46 degrees West 64.0
feet to a point on the line of Lot No. 90
on the plan of lots hereinafter men-
tioned; thence along the same North
44 degrees East 110.00 feet to a point
on the southwest side of Arnold Road,
the point of BEGINNING.
BEING Lot No. 91, Section 1. Plan
of Louis Park, which plan is recorded
in the Office of the Recorder of Deeds
v Cumberland County in Plan Book
5, Page 50.
HAVING thereon erected a ranch
type dwelling house known and
numbered as 91 Arnold Road, Enola,
Pa., 17025.
BEING the same premises which
Housing Authority of the County
of Cuiberland, by Deed dated
and recorded even date herewith,
granted and conveyed unto Donald
G. Alexander and Anne M. Alexander,
Mortgagors herein.
Title is Vested in: Donald C. Alex-
ander and Anne M. Alexander, hus-
band and wife, by that Deed dated
06/25/1998 and recorded on 07/
09/ 1998 in Book 181 at Page 5, of the
Cumberland county, PA records.
Tie Patriot-News Co.
812 Market St.
Harrisburg, PA 17101
Inquiries - 717-255-8213
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
CARLISLE
~e ~latriot News
NOw you know
PA 17013
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Leslie Kramer, being duly sworn according to law, deposes and says:
That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of
Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News
newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that
The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and
all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular
daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is
interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time,
place and character of publication are true; and
That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on
behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the
stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317.
PUBLICATION COPY This ad ran on the date(s) shown below:
10/23/09
10/30/09
~>Sworn to and~bscribed before me this~lti,day of November, 2009 A. D.
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Notary Public ~-
COIUIIVIt?NVV~AI_Thl (» P~NN3YLVANIA
No€ariai Sell
Shen§~ L ffi~rier, l~totary Public
City of F4arrist:ur*,~, [2auphin County
My Comm~.ior~ Ir.xpir~ hi~v. 26, 2011
11/06/09
Mamber, Pennsylvania Association of Notaries
Writ Na ZOOY~aN ChrIfTllrm
d~ulibl~s !link N~Ibnd That
Coa+p~rttts; ~ 7tust~s
for til» Rsglst~nd Holders of
. . Ocwgri Rsal ~ Asatt
Uquidating Trust 200'i<-1, hsset
Bacfhd Notsq, Ssrass; 2007-t f5y
fts Attorney In Foci Ocann Lopn
Servldng, LLC
Vs
Donsld G. Alexander.
Anne M. Albxandsr
Atty: Ksvln d1skM
AI.I: TiiA'~' CERTAIN tract of p~~cel'of land
situate. in the. Township of EasE Pennsboro,
Cumberland County, PeansYlvania more
particularly bounded and ~saibal as;foll s:
BEGIlVNIIdG at a point on the southw~ side of
Arnold Road, said point being T40.27 feet along
the same m an easterly direction fibm'the paint
of intetsectioo with the. southeast side of•Lands
Lane Noah; thence,along Arnold Road South 4ti
degrees East 64.06 feet to a point on line of Lot
No, 92 on the plea of lots hereinafter mentianed:
thence `along sk)d line ,South 44 degrees West
110.Q0 feet toga point on,the,linF of LoUNo.'b7
on the plan of bts hereinafter tnentiouad; thence
along the same NoRh-06 degrees VPest 64.6 feet
to a point bndhe line of IAt No. 90 on;the plan
of lots hereinafter mentioned; thaace,pkkmg the
same Ngrth 44 degrees `East 110.6it-feet to a
point oa Ate stwthweat side of dmold Road,: the
point of BffGQVNING.
BEING Lot Nb. 91, Suction 1. Plan of Louis .
Park, which plea is tuc»rded in fly Office of the
Recorder of Deeds o Cuntbettaad County'in
Plan Book 5, Page 30.
EIA4tING th~a erec0al a rattch.type dwelling
hous~e'known.and aumDaad as 9I Atnokl Road,
Enolo, Pa., 17025. BE1NG`d>ersatne premises
which Horsing: Authgrlty of flue County' of
Cuiaberlsod, by Deed deted:aad recrotded even
date herewith, granted and cohveyed ugto
Donald G. Alexander and Aotw:M:ir,
Mortgagors herein.
Title. is Vestal io: Donald C. Alexander and
Anne M. Alexander, husband and wife, by that
Decd dtwoed b6f2511998 and ratrotdad on 07!09/
1998 in Bou~k 181 at Pa®a 5, of Ilia Cmeadand
coamy, PA racctcb. .