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Home My WebLink About09-45652211 IN THE COURT OF COMMON PLEAS OF CUMBERLAND MIDLAND FUNDING LLC ASSIGNEE OF BENEFICIAL 8875 AERO DRIVE SAN DIEGO CA 92123 Plaintiff VS. PHANOMSONE 0 PHOMMALATH 2621 MILL RD MECHANICSBURG PA 17055 Defendant (s) Civil Complaint Filed on behalf of: COUNTY, PENNSYLVANIA NO. Ca - y J%5 01"a-le-m CIVIL ACTION - LAW Plaintiff, MIDLAND FUNDING LLC Counsel of record for this party. Date: Ur 4 David R. Galloway 87 26 ip'C. Warholic X86 Sarah E. Ehasz V86469/KoDerr N. o as, Jr. #201259 Amy F. Doyle #87062 Mann Bracken LLP / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: 866-253-0128 Fax: (717) 737-9051 Counsel for Plaintiff Cover - General PACVR/PACVR FILE # 185620010 2221 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MIDLAND FUNDING LLC NO. ASSIGNEE OF BENEFICIAL 8875 AERO DRIVE . SAN DIEGO CA 92123 Plaintiff VS. CIVIL ACTION - LAW PHANOMSONE 0 PHOMMALATH 2621 MILL RD MECHANICSBURG PA 17055 Defendant (s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle PA 17013 800-990-9108 CVRNOT/PACP7 FILE # 185620010 IN THE COURT OF COMMON PLEAS OF CUMBERLAND MIDLAND FUNDING LLC NO. COUNTY, PENNSYLVANIA ASSIGNEE OF BENEFICIAL - 8875 AERO DRIVE SAN DIEGO CA 92123 Plaintiff VS. CIVIL ACTION - LAW PHANOMSONE 0 PHOMMALATH 2621 MILL RD MECHANICSBURG PA 17055 Defendant (s) - NOTICIA Le han demandado a used en la corte. Si used quarere defensas de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita o en persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a last demandas en corta de su persona. Sea avisado que si used no se defienda, la Corte tomara medidas y psedido entrar una orden contra used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de demanda. Used puede perder dinero o sus propledades o otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSITANCIA LEGAL. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle PA 17013 800-990-9108 2224 CVRNOS/PACP7 FILE # 185620010 2227 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MIDLAND FUNDING LLC NO. 0 Cl; ASSIGNEE OF BENEFICIAL 8875 AERO DRIVE SAN DIEGO CA 92123 Plaintiff VS. CIVIL ACTION - LAW PHANOMSONE 0 PHOMMALATH 2621 MILL RD - MECHANICSBURG PA 17055 Defendant (s) COMPLAINT AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Mann Bracken LLP, and files this Complaint and in support avers as follows: 1. Plaintiff, MIDLAND FUNDING LLC ASSIGNEE OF BENEFICIAL located at, 8875 AERO DRIVE SAN DIEGO CA 92123 2. Defendants, PHANOMSONE 0 PHOMMALATH , is/are adult individual(s) with last known address(es) of 2621 MILL RD MECHANICSBURG PA 17055 COUNTY OF CUMBERLAND 3. It is averred that Defendant(s) was/were issued an open end credit card account. 4. At all relevant times material hereto, Defendant(s) has/have used said charge card for the purchase of products, goods, and/or for obtaining services. 5. Defendant(s) was/were provided with monthly statements showing all debits and credits for transactions on the Account to which there was no bona fide objection by Defendant(s). A Statement of Account summarizing the Account is attached hereto as Exhibit "A". 1 PAC1M1/PACP7 FILE # 185620010 2230 6. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant(s) and/or any authorized users in the sum of $ 6577.94. 7. Despite reasonable and repeated demands for payment, Defendant(s) has/have refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 8. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 9. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant(s) in the amount of $ 6577.94, plus costs of this action, and any other relief as this Court deems just and reasonable. Respectfully/1Subm}tted David R. GallowayU#87326/ ip . Warholic Sarah E. Ehasz v#86469 - 'tTi3s, 3r--*" Amy F. Doyle #87062 MANN BRACKEN LLP / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 866-253-0128 2 PAC1M2/PACP7 FILE # 185620010 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdicition and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. David R. Galloway #326/ ilip'C. Warholic #8 Sarah E. Ehasz #81469/ iie bolas, Jr. 201259 Amy F. Doyle #87062 Mann Bracken LLP / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: 866-253-0128 Fax: (717) 737-9051 PAVERF/PACP7 FILE # 185620010 EXHIBIT "All EXHA (10/09/08) O f N ( o ( r N rt 0 o n ro z n 1 N /-+ N N 3 t+1 N N I HH H w t tl?+l M td+J M H n ,roo O I H 1r" H H H tmn b 4H] N 1 ; I S 1 t' Q i ? ? ? ro ygx t7 ?i 1 ixxC * a7 ? l+f H ly7 1 I 1 tj w O\ f \ O N / M Ch I to m U] \ O < r H o v ; i a m O ON ED * e 1 N H t* n* b < ?7 to H tna i, H C nyy t7 H H J (a %0 'Jx0 Y y lyy ?Vj p i pa ?j I A H tCC' y o h?+ F N H y i I t+l n N ? 8 o n Vj `t to N m i tlr to y n M I N y H O b? o m ro H v * t7 H n I St] J N CNC t`nll t+) O til i to w H H z n o 1 O 1 O 1 O I ? O O ; J 1 ? 1 I 1 1 i r 1 1 Y 1 rn D o r 0 a b 7 '*1 d 1 ? a a I IA N 1 + ? I r p v I R ` x 6?o a ` a +a t f4 ? r n n d n m H w m Y 1 3 ? 1 \ 1 Ch 1 + L 7 i / i 7 r i i o ( O h N 01 r Ln h ? T A (. 1 ry ? x C ? H H ( A fn 3 b' i v M t M lb R N A H `+ a o a .? 1 o r to + w H \ 4 N ?r + O 1 to [+J 01 tT ° o x \ w I + 1 O m co O 1 rt w . ? rt A A A r 1 R 1 h l M fo i H H oo x h + 1 m n co 1 OD ?1 & 0% d T? K 1 `1?i tZ+l p V XI x z N O h• n m G n t y z , [b p J x A m a '?J c ( n? 0 7 t il H 1? w a ? co ? H 1 A ? I t? A b] en q r n o m j c p J on v O tt 0 %0 r I A C K y M R c] . til r o . . ? R m R R G] h m rq m H n M q N 0 Df- 22" l9 jUIL -? P L tl I -4"18.54 Po ATW GL* Sa3(Otal P.:r* as l i qs Sheriffs Office of Cumberland County R Thomas Kline Sheriff cov??Xr nt ClImbrrz? Ronny R Anderson Chief Deputy ??. 0y , . Jody S Smith Civil Process Sergeant OFFICE C r THE S4ERIFF Edward L Schorpp Solicitor Midland Funding LLC vs. Phanomsone O Phommalath Case Number 2009-4565 SHERIFF'S RETURN OF SERVICE 07/11/2009 09:33 AM - Timothy Reitz, Corporal, who being duly sworn according to law, states that on July 11, 2009 at 0933 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Phansone O. Phommalath, by making known unto Seng Phommalath, Husband of defendant at 2621 Mill Road Mechanicsburg, Cumberland County, Pennsylvania 17257 its contents and ai the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $37.00 July 13, 2009 SO ANSWERS, R THOMAS KLINE, SHERIFF D putt' S er' f FILE€}tt"FICE OF THE P C-TY` ONOT,ARY 2009 JUL 21 AM 11: 0 8 cuma.. ?E) "(",.INTY PENN'SYLVANA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA MIDLAND FUNDING, LLC PLAINTIFF NO. 2009 - 4565 V. CIVIL TERM PHANOMSONE O. PHOMMALATH, CIVIL ACTION - LAW DEFENDANT PRAECIPE FOR ENTRY OF APPEARANCE To the Prothonotary: Please enter my appearance on behalf of the defendant, PHANOMSONE O. PHOMMALATH, in the above captioned case. Respectfully submitted, IRWIN &,AOKNIGHT, P.C. By: Marcuf A. McI dighT, III, Esquire 60 West Pomfret Street Carlisle, Pennsylvania 17013 (717) 249-2353 Attorney for defendant Date: July 23, 2009 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA MIDLAND FUNDING, LLC PLAINTIFF NO. 2009 - 4565 V. CIVIL TERM PHANOMSONE O. PHOMMALATH, CIVIL ACTION - LAW DEFENDANT CERTIFICATE OF SERVICE I, Marcus A. McKnight, III, Esquire, hereby certify that a copy of attached document was served upon the following by depositing a true and correct copy of the same in the United States mail, First Class, postage prepaid in Carlisle, Pennsylvania, on the date referenced below and addressed as follows: David R. Galloway, Esq. Sarah E. Ehasz, Esq. Amy F. Doyle, Esq. MANN BRACKEN LLP 4660 Trindle Road, Ste. 300 Camp Hill, PA 17011 By Date: July 23, 2009 IRWIN & McKNIGHT, P Marcus IA. McKni t, , Es 60 West Pomfret St Carlisle, PA 17013 (717) 249-2353 Supreme Court I.D. No. 25476 2 FiLEE)-01i F;?E 0,F THE 2009 JUL 23 PM 2: 4. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA MIDLAND FUNDING, LLC PLAINTIFF NO. 2009 - 4565 V. CIVIL TERM PHANOMSONE O. PHOMMALATH, CIVIL ACTION - LAW DEFENDANT NOTICE TO PLEAD TO: Midland Funding, LLC, and its attorney, David R. Galloway, Esquire Mann Bracken LLP 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 YOU ARE HEREBY NOTIFIED TO FILE A WRITTEN RESPONSE TO THE ENCLOSED ANSWER TO COMPLAINT WITH NEW MATTER AND COUNTERCLAIM WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF OR A JUDGMENT MAY BE ENTERED AGAINST YOU. IRWIN & McKNIGHT, P.C. By: Marcu A. McKkight, III, Esquire 60 We Pomfret Street Carlisle, Pennsylvania 17013-3222 (717) 249-2353 Supreme Court ID. No. 25476 Attorney for Defendant Phanomsone O. Phommalath Date: October 29, 2009 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA MIDLAND FUNDING, LLC . PLAINTIFF V. PHANOMSONE O. PHOMMALATH, DEFENDANT NO. 2009 - 4565 CIVIL TERM CIVIL ACTION - LAW DEFENDANT'S ANSWER TO PLAINTIFF'S COMPLAINT WITH NEW MATTER AND COUNTERCLAIM AND NOW this 29th day of October, 2009, comes the Defendant, PHANOMSONE O. PHOMMALATH, by and through her attorneys, Irwin & McKnight, P.C., and makes the following Answer With New Matter and Counterclaim against the Plaintiff, MIDLAND FUNDING, LLC, as follows: 1. The averments of fact contained in Paragraph One (1) of the Complaint are admitted. 2. The averments of fact contained in Paragraph Two (2) of the Complaint are admitted. 3. The averments of fact contained in Paragraph Three (3) of the Complaint are specifically denied. They are beyond the scope and knowledge of the Defendant and proof thereof is demanded. 4. The averments of fact contained in Paragraph Four (4) of the Complaint are specifically denied. They are beyond the scope and knowledge of the Defendant and proof thereof is demanded. 2 5. The averments of fact contained in Paragraph Five (5) of the Complaint are specifically denied. They are beyond the scope and knowledge of the Defendant and proof thereof is demanded 6. The averments of fact contained in Paragraph Six (6) of the Complaint are specifically denied. They are beyond the knowledge of the Defendant and proof thereof is demanded. 7. The averments of fact contained in Paragraph Seven (7) of the Complaint are specifically denied. They are beyond the scope and knowledge of the Defendant and proof thereof is demanded. 8. The averments of fact contained in Paragraph Eight (8) of the Complaint are specifically denied. They are beyond the scope and knowledge of the Defendant and proof thereof is demanded 9. The averments of fact contained in Paragraph Nine (9) of the Complaint are admitted. WHEREFORE, Defendant, Phanomsone O. Phommalath, respectfully requests that this Honorable Court dismiss the Complaint of the Plaintiff. 3 NEW MATTER WITH COUNTERCLAIM AND NOW comes the Defendant, PHANOMSONE O. PHOMMALATH, by and through her attorneys, Irwin & McKnight, P.C., and makes the following New Matter with Counterclaim against the Plaintiff, MIDLAND FUNDING, LLC: 10. The averments of fact contained in the Answers to the Complaint paragraphs One (1) through nine (9) are incorporated by reference and are made a part of this New Matter. 11. The Plaintiff has added interest and penalty charges to the original creditor, BENEFICIAL CONSUMER DISCOUNT COMPANY in the amount not permitted by State or Federal law. The Defendant is entitled to damages and her reasonable attorney fees. 12. The Defendant, Phanomsone O. Phommalath, seeks damages against the Plaintiff for the harassment they have used to collect on its charge account as an offset to the amount sought by the Plaintiff. 4 WHEREFORE, Defendant, Phanomsone O. Phommalath, requests that this Honorable Court dismiss the Complaint of the Plaintiff and assess damages against the Plaintiff in the amount less than Fifty Thousand and no/100 ($50,000.00) Dollars with costs and reasonable legal fees. Respectfully submitted, IRWIN & McKNIGHV, P.C. By: Marcu A. ight, squire Supreme Co I.D. #25 76 60 West Po fret Stree Carlisle, PA 1 (717) 249-2353 Attorney for the Defendant Date: October 29, 2009 5 VERIFICATION The foregoing document is based upon information which has been gathered by my counsel and myself in the preparation of this action. I have read the statements made in this document and they are true and correct to the best of my knowledge, information and belief. I understand that false statements herein made are subject to the penalties of 18 Pa.C.S.A. Section 4904, relating to unsworn falsification to authorities. P ANOMSONE O. PHOMMALATH Date: October 29, 2009 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA MIDLAND FUNDING, LLC . PLAINTIFF V. PHANOMSONE O. PHOMMALATH, DEFENDANT . NO. 2009 - 4565 CIVIL TERM CIVIL ACTION - LAW CERTIFICATE OF SERVICE I, Marcus A. McKnight, III, Esquire, hereby certify that a copy of attached document was served upon the following by depositing a true and correct copy of the same in the United States mail, First Class, postage prepaid in Carlisle, Pennsylvania, on the date referenced below and addressed as follows: David R. Galloway, Esquire Mann Bracken LLP 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 IRWIN & Mc"IGHT, P z , Ir // wii By: Marcus A. McKnight, , Es 60 West Pomfret Street Carlisle, PA 17013 (717) 249-2353 Supreme Court I.D. No. 25476 Date: October 29, 2009 6 MM5. CE OF THE PFC!'w;?QT 2009 OCT 29 PM 3-- 2 CUM ?;; ?? ?j:FU?Y PENNSYLVrI'41A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MIDLAND FUNDING, LLC ASSIGNEE OF BENEFICIAL, Plaintiff vs. PHANOMSONE O. PHOMMALATH, Defendant JOINT PRAECIPE TO SETTLE DISCONTINUE & END WITH PREJUDICE To the Prothonotary: Please mark the above-entitled case, including the Counterclaim, as discontinued and ended with prejudice. Respectfully Submitted, By ~ David R. Gal sway Attorney I.D. 87326 130B Gettysb g Pike Mechanicsburg, PA 17055 Attorney for Plaintiff Date: August 9, 2010 Respectfully By Marcus A. cKn Attorney I. . # 60 West Pomfret Carlisle, PA 170: Attorney for Defendant N Date: August ~ 2010