HomeMy WebLinkAbout09-4631ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
V'*C'harlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
/iSy-/155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
ROBIN J HARBOLD
1 Mcclures Gap Rd
Carlisle, Pa 17013-7741
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. bq - q(931 0'-tv4T*Xi4-
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL ACTION COMPLAINT
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dial de plazo al partir de la fecha de la demands y la
notificacion. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede continuar la demanda en contra soya sin previo aviso o
notificacion. Adernas, la corte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dinero o sus propiedades u otros derechos
importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
_(L1J) /iSy-/155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
ROBIN J HARBOLD
1 Mcclures Gap Rd
Carlisle, Pa 17013-7741
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No.
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Robin J Harbold, is an individual who resides at 1 Mcclures Gap Rd
Carlisle, Pa 17013-7741.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about June 7, 2006, the Defendant(s) entered into a written Motor Vehicle
Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $47482.56 at an annual percentage rate of 18.000%, in
order to purchase a certain motor vehicle, 2006 Ford Freestar more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $534.48 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made monthly payments until July 9, 2008, but has failed to make
any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $4600.00, however a balance of
$17320.97 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $1375.24 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$18696.21.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $18696.21, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
Respectfully submitted,
MAURICE & NWDLEMAN, P.C.
A
AYUOR, ESQUIRE
Date: July 1, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
A. MYLOR, ESQUIRE
DATED: July 1, 2009
PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE - 06/07/2006
1-00.727.700D - r ?a 1 Guaryw) Nun and Amen Orcxang Gamy and BELLEMCR DrrOR (a Nwa and Anew)
a
ROBIN J HARBOLD L B SMITH FORD INC
425 S ARCH ST 1100 MARKET ST
MECHANICSBURG PA 17055 LEMOYNE PA 17043
CUMBERLAND
wwW.foradnalLeom
6uyar ad Co- a eMl b INenatl b r'yw"
me Orolpatl
br neh a on wLydX. TM?N`plnrb Muwi DNw ac'Cyah Prica.?Tlp uedl Pros s =='- st Fidl M in"Ell
eipriYq cello nnacl. you
NEW 9 PORD FNEESIAR 2rMZA51606BA5O920 O Paraord O Ap!daeSal
? Cmmlartisl
ITEMIZATION OF OUNT FINANCED INSURANCE
YW ARE REWIRED TO INSURE THE
31, 539, 1%)
1. Cash pries f I VEHICLE. YOU MAY OBTAIN VEHICLE
2 Dam Paymart 5, 000, m YOUR INSURANCE FROM A PERSON OF
Third Party Ra1a1s Arfgnad to Salle..__..___.___ W----- _f??m
Cash Dif"
Tred.4. j'1Y,274:'22"--` 19-ITJ:22'=--a- LIABILITY INSURANCE COVERAGE
Yw and L%M Gnn ANowuo AnNula Owing FOR BODILY INJURY AND PROPERTY
9 . m DAMAGE CAUSED TO OTHERS IS NOT
' Total Dam Pareant0: INCLUDED.
3. Unpaid Ialarw of Cash Ptlce (1 mime 2) __-._.-_...._.___--ice 000 (»
4. Amounts paid en your b~ (Seller may ce mmmhq • portion of these measures) OTHER CREDIT LIFE, CREDIT OPTIONAL INSURANCE E AND
elk OmtlW T ARE
To P. NOT REWIRED ED T
O OBTAIN CREDIT
g) W Ilnrlee (S ), title (ice ,3), L AND WILL NOT BE PROVIDED UNLESS
NLESS
rsglebation (S ), Ras f YOU SION AND AGREE EE TO TO PAY THE
01) for Blip has f-'TS"tS PREMIUM.
(IN) In, trse (hot in Cash Price) .f X1-09- S 515.04 Credh
To InalaanCe Corrlpa des, for. OLIa
dodo Laeiranenee (tor Germ d mntract)._„-_-_..... _._. f
N/A Insurance Company
Credit Dlsabiiey 1-made (for terrh of contract) ,___._._..... t - -
(Term _ Moment) ......... Ii Premium
To lose I4T )...._._-S
f ?-
To for
?- 335-83
To for S
Tp rose f - N/A
To IoM f -?-
To fo t-
OS
Taal.._._._....................
Credit
11 Amount Financed (3 plea
13
FEDERAL TRUTN•NN-LENOING DISCLOSURES
ANNUAL FINANCE Amount Total of Total Sale
PERCENTAGE CHARGE FIIIarleW PaymsMs Prim
RATE ' TM doaar anr.wa Tpa awrM a
r POyaad The amain
yin NHS hew Tn der ow
d y
r pamw
The avst a your an seal wa ?
anti r e yasoy sew cort, your
belt
1
paymway a 9,m0 ?
15.00 a .15, G40 . 52 23,4X OI .38,4@, 56 .47 482.56
PrsPayaranb tt YDD pay oa your dam rid. you win not nsn m pay a penalty.
L aanaay limersec YOU we giving a aaaway bUrea M sa aeMae bake pumllwd.
laid Palrrwp Ya must pay a ION alela on M p~ a rain rwnad Iacelrd -man
tlrys ion. TM dwg. b aD paaw of w w an_
Crmtrset Plana rs mi. oontraa foe walk 1.1 Information, in wprdly'IwlW.
ds1s111, nap rigid m raWNks "on"" In yWr dept In "' oMOn ft aCMMJaa staid. 1
prseaFcem penally.
N you do riot meet your contract obligel om. you may lose your vehcle, as
w
es bona parts and goods pal on your vehicle and money or gooW mecsved I
your vehicle.
! a- -ft-
0 Your last instalment payment under mb Conrad is a balloon payment.
EXCESS WEAR USE AND MLEADE O1IAROEB Cnr Lela and Crawl OYataltry elaumra. w
If the box dinCNy above la checked, ma Section, Paragraph B. amid Paragaph C d case ar rm el era m :sr. Ths amoue r d
mle opntrea apply You may
be ohepnd kX erosive wa based tpon our elenderea
w ambwn In near w sawp
° a
elvan an Yr buy,
for -1 use. If you exarase meOpanl 10 sell the velycle beak to Seller under
N/A
P h B, you mall pay tin Seller fO.
per mile for each mqe in a.-
st"?'
he
$0. ?
C
t
d
mibe ahpwn
inn
r. I:- an lea Addstlaan (nPIIaaD
nabI
II
bax b dwLkr you lave laaolleaad a dap[
EXTRA I1..E OFlION gIEDD rancresnon waMr. Pwarua of nab nvaraga In
If tips contract consi na a balloon paymad (r Indicated above), and yo. h- *"- and b rot raaleed a Obbin cndtt. Tw
awchard your Option to sell the vehicle to me Seller under Paragraph B. this ?0 htoor star -*=w
no bdh
astl Adeuda
W
pwgr ph applies to
Mamas a?egt QI your ConmKT.AAAI ins aCMtlWetl and of lips mM
r of -L You well
land mile IOM lid Hinder of rno..e mNr
' wcoorm TM pd wbtlsMM
ampwon f d
nN.werbll welwrbrllamaar «w vlnM
R/X
beMasn "/^ stud
N nYie& tai any
a111p111116 you
aaNLllMaAmaelt fllnlW Utleraspon 4.
ow under this contract. You will not receive any naell I the while is destroyed, Sala
centred ads early: a Y. she In "Id"tt. you wnI nd nDelve arty Dada d the crsdl le
lase man $1
00 B
.
. e
NONJIODIFICATION DISCLOSURE
AM claps In ess o re_ onat reInwane and alas0 by You and - BNbr.
Buyer X R 44,, d MpgA Co4rya X
TI
YW ACKNOWLEDGE 7AT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON
THE REVERSE SIDE OF THIS CONTRACT.
The
? the Seller. The Samar may assign this oatbaet and may ratan
PAW may be
as right to ?w as porfion of the Fmar
by jry
Do not sign this contract In Wank You are entitled to an exact copy of the contract that you sign.
Keep R to protect your legal rights.
arrrwX 'RnP e : r. Q _-1"i.. c 2 r.t ,.4 Oearyer X
apse-?- apse
Buyer (and Co-Buyer) acknowledge that (t) before signing this contract, Buyer (and Co-Bu
rteeelved end reviewed a trlfe and compMsly filled in copy of this contract and (11) at the tint of
signing this Contract,.Buyer (and CO-BUyer) received a true and completaly filled In copy of this
t`Arltr8l:t. Mwryawa ?P•.r 7r co-Buys, X
gate{' S 301Tf FORD Iit By Tae 3+?
THIS CONTRACT IS NOT VALID UNTIL YOU AND SELLER SIBN IT.
ASSIGNMENT
star ay aanalar ale aanaatl b attar Pawn. Ttrr Posen wit der se? r WW's cease, OrlvaalaR cod raraaer.. By alarkp twtw, mid
W W safe a nab so naa t80AD MOTOR CREDIT COMPAen' t•Aryw•A wa?a1Y
To named AA..aellaarr about mle, contract sell 1-800-727-7000 a vie Mk tl
IfNN. P.ORDCREDI COM OM
B SMM FAD Intl: sy-lLV
ADREEMIXrB
nararsc ?? °°? 1°r xOr m urs.I gEE DINER SIDE FOR ADDnmNAL
sec
ORIGINAL
M/A
$ WA
Inwred(s)
You want Cretin Ule Insuance.
Buyer Signs
Co -Buyer Signs
DlpMlllyt'I/A
InwrenCe Company
$ N/A
Preneum Insured(s)
You ward Credit Disability I-rice.
Buyer Sign
Co-Buyer Signs
OTHER OPTIONAL INSURANCE
Coveage and Premium and
VdIBfaBce Canoam Term in
Mpntlra
M/A f N/A
try N/A N/.
N/A $ N/A
By N/A N/A
you wart me optional flauambs for which
premiums w included above.
Buyer Sign
?Buy.r Sore _
' •_? NAL AORFEMENT$ y ?' --
Mod-: H mek. on Pay-
A. Ieymbnb ==7
in U.S. ry ore'a YW may Prepay Your
to
MM, al..Y bma yrlalotn peway. Tlw b • rnpleYWnN wnVeOt.
Tha aawllhMrw ahMp you q,w b "Y Ma awro m your
reao"0 Flroro. CMrpa._n yWF rN ,your PaymaMS IoM Ihn
M "h• dabs « h bN Ina" M eahgil smwrn. Yroln
Fin h won gr eppWd Ira No IM"nr.dand wpaJd panrM
FM- Conroe had YIYh la M ul w Amountnt Fit PW-.DThe
mOr Chat k ee"0 h apPlYlro Me Amur n"o'ho•
ha
Rnb Or M urhaeld Know. Pk. no M eclat dm. dIs o . 11
oft o .=- her MnDh loo nmMS Meow WNI -I-
Me stW, .gm.a.
& BNban ?1 c::=NA: a Yow 4N wro aftwre
PAY- payment as kldlwtod m M Imml
of nt 1m11W. W may Mrlnk the I•H IrwblmeM "ynwM ?n
pro a I- -rya.
Eks you may Pay .1 Mr you pee -hare IM'bHLMebImMN
pay-W k 0u. and kaw Wr nbbr mhkho,
$?w, W hear, r.proroe IM bN MW- Prymna mo-
lkw9b to wn, aim' WIW, y , homee pa OWN M BeMr bN
a??dNe
IM ms-ina. vW ON - pawld• P-1 or Ilwrce -.w
ble b Saba, belon M. rrW"o- The MrkrY PMCMIept hero
(APR) w IM rrh-g not W M M"Wr a MAf!IS agro.d to
by W and M Bolkr W M low N M reebewklg N M
rapldnum w. p-had by law. The boo Of the r.W:LV Ml
No Deb m IM -roam I.timin ed. M nls, ad M efrowa a
M. n.." Pay- The nMrNbtl =6 prymml area be
M osrM W in ono amtrea If M nMlncod am«ml wa a Nry
pale wkhln 31 Mariana of M due de* at M WI hebMMM
payroom OMrle", ft maMMy yment aagwwa.#W lb Ma
-1 Mod"' NNY pay IM rent mean MYrYI of
Mrok d M due rob d W. I.n Ml.Ikrl.ne prymaM. 11 W
mother nik-.. YOU muN notNY M Saw' Vrbrlp Except"
a.alq." h 1Nt tall'". M "noes cowl be -WW ro law
laps ono, b M dlr. als d M I"1 hltlrhrd lbyMM.
M-30
1w. No may tap M v.reH. I. M B.Mer br M arrant spur
b M Wl h.l"lrr. PgwMe. YW met pry b M 9tWr wry
oM, inn•A peed louder olds corelaa. Ar-Onts you wee W w
b Wo , M pod, an M v bbkY inlWga. You aW'mlNl Pay at
M S.Isr Ws "1M.1.0 c•.ls d rapt" b on-hide WN M
M r.WA of a- a"r ant it: mi WI hM beds-. YW coat
Nar Me VONM to ar paw e.l.Clar by M S.Wr An h.wctl n
no law ft. 15 days prior to It. loot notaillmoni payment due
Me Aft, Ina OWNlo n, k Wu lobe b sell We WIeW b M
Sereer, yea man y a Mt vNNW to ft 9Nw ro LI" Man M
IW Mplrkned payment *R INDIA. At MI Wee. W Mual No
oft $.lar • Ibs, what el-- WM Wee Mn M S.W.
M Sallal.Nik the InsPaawl• D W Hold. - q Ms -hl.
No M Sew, W cowl imnwektNy mman ft Sher and inbm
IM Sol* wflha you wan to ram- M loot hHalmwll
p.ynoM.
dyed ar do rraled, yea heart Pry IM fWw what Is sold
ow.d.
YW ogre. MI M soon can codes a Own under M Ilw-
pasry. YOY eAlarlaa.M'I"laa,k. oonlPery b gala Shcor
ary Jlbrm?Wn Helkr kOM? no?N?Y b mW • cbhn YOu
muN W bwrdriw Placoooe 10 dlp!• M whkk. unleu M
m - -MW. N mokMM a bW belt WI muH Ime the iwa
prrbe"ebpry w" youlee M am IIy-uwulWc.
m M vankV Donny wr •, YOU Dew, yw cowl peY wM14 rla
awe
Q Round M«aroo P-1- •rm brv- Cmbnt
Coma": This cnMnpl mqey? wnw Me,D" I. mewenw.
"Maw cone"', « an. dmraeb. Yw apse awl M Seller i
an Haan outtalk umbr Ileme, c«rIa V ,red mefte paiWed
by Now. brll MOB Man, b obWn road. d urethan" MegpF b
raUCa one W pees w M "Nor gola • rolOtb on I"warwa.
ah"I.. oommob. or dher I'Noo,. M SAM MI albinol a loco
whW you ow.. Onae M a-- Owed -d., H4 -Imd .ra
Dom any remalnkrg refunds ed ha Pad b W.
M. Delsat: Yw aik be in deblA It:
1' IM a rot m"• • paHrrn wMh k le roe; «
J.'YW ge--lilts br'inYkninq Mir-- m Yow credo
.pplwdon rel•Wg' IIYa mead: «
3. MhM, bh1. •d-P* ? ON, Or
l-allnamed an, b W:«
.. Y W E. a bankArmay paNlbn « Ow k ailed ag-O W; or
S. Yw d.rW bap any pe: Pr«N.o h W. eonir 1.
ydw,
arw mea s anti rlDi l.lmr i 4 nnd.r w. wo-
nw
1. Rap"".rm; 11 dW M Hash Owwed W b
pay a mw Mro urlpeb Anblml Rkrnoe4 M eenwd wrb urlpoid
p.n a M Fkwce Ch.w nod M oMr erounla duo anent da
looncostiNkrmm?ry'repaese"(laktb"k)MWNW.IOO. Selkr i
aryl W toe Dealt band In of m M relWk worn rapoar.sas0
area IMtl IMm w W.
J. Your Ryil To nowewn: II M ewrae k Iake1 wok, H.w
Yrll eNb yea • "Plow. TIh. roaw nR My its pu (My MNem I
(AN.pod? M r7nltle'Nb Wok aWINn tbw b MwmM w4a•.
YW mry "loco MWIWkWmMdMM$rler MW ea
agreeo wo eel e. II W do . molotm M v.rlkto, H WI W odd.
K. mqa m a mmm Vohkb: N Me "NW Is taken luck
.M sold , M nnwy'bm Me "I•, koa apowad OtpMw4 VII
be wed b wY M .maura No awed m IM OoMmed. Allowed
a W-kuAab IM" peel a. • dbw0 row OI N"I"' b ""ft
M -lick, hold 4. prepare . br ON. o d sad e. Roa.mabk
I..W. ran red 1epY Oa.k x.'wed, W. H Mre k -Y
rob " IM or IwMlk), k .00 b. nab la W. a M cooky ft-
M "la he rot enough to pay on ON c .1 end code. W wB
pry whol IN Will area to the Srkr.11 you a red pay Nes amount
eMan ft SoWr wars. M Sent hay cl" W lnln"I N IM
two" I.wfW vale u- V. pay. I
C. Dam rps Mp er: If Ywr WI elsbllamnt asyrwM under this 4 Cop.elbn Coals: Exwp as otherwise PMMW by 4w. you
lonbad la a bAIW P"Mr WA W NI M Whide bear b mwo qy wry and of "parwee rdet.d No MYorcing Mb omlrad,
M SNkr W. Paragraph S. W .n m.porkble for W OM a hdurnD "alter". "wMer, Isetwe rot end Other loam
N dNwpo b M whkl. pea M nOt 1M rewa of rorme ever
an u". Tlwae mpmm aced.. MA e. not "AN W. Moos Moan ea. .. .,,.. L
nowe.ary to K Can Roporo: YW auVb-e ft A"Iph" raise M
14 raNeve ant In nor pan or . malahns IN d Now « My Nr. Iron a aria c«araH k obW" aolbu"lM aradk Iapono kom cm-
aMCll he low Mn 1V1 bah of rwrabkp b..d; urw ropaHyq ewn.W. (Oroaa Wow.) 1« airy rteron eq p
(Ii) r•wh rl nudrarom date'; wry am. h kdnnanbn wan MI. c«.rsa.
(IM) tort a rploof Y domed, NmWhe4 chppall, ream Or.
rWnubMd bWy porno., pku « velearo Idtnlalwtlm kern'
IL ,yppNOabl. Lnr: VW Woo that rnb acednotI MI a gamma
N dewed, "rakMd, haled, fpW4 baka,h or mh"q kkn bV Me bee or Me tab d P-mytremo.
Work, AN
aD bony wkdhelmookyrWme,•as bob"adWwdM p14;
O.Onwr:Thk wnnNcmbiMbanWSagna-lb•mWn
M elootha p mabwGwe; W Interior ,bar, make. ore « sew and W IWlaq No M sde and aM"Mg a ft male,
eem r".; and M O..p yAecn eeub t. eorol.d by WNW. U Nov PM d ads r crWOn is fm deb, M ant, Par" Hay
coWlon a oonarmh haho IMIs- a ever a red awn vale. N Bahr downy a*- S.W. raga -Y bee, Beier
"I'mabe at Newly b I- wn, N* dwn ear. BoWrwk awn3w Yd Bolde. dgtk
ft.
nor Maw ft r.pwa beypr.lrwp.ebn a 7: leno In a OwM way.
u Pe
agape, B• Y. wB peer IM "Nnl.lw coawn p M Wt keWm.m 11. unit My caws" h • brawn
Matra, oven H M raprra an nor made pee IPyW .W d M _' payhm . A.Wg Me oarpkd No OI E%?Mnpa. In W eo?aah
lobo. NO pia 9"sr
dW r wah M .NMMbtl COW of Anl
II
nw'.
bo (b
r
wpsed 11e"Md1.l
No d
t Ids
.
W
,.pair, W cosy ho- M Morn maw .1 your eyperu. pior NO g
p
O
u
no
Y,
obllgNbM) will ra.pnl -no Pechora and -1 .0 NO v.hkb.
your .afrod the vMiol. b IM BNkr.
D. 3--ft keeman YW gel. Me pelt, a -1Y MM•r in
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Ford Oredh e Tampa auwno* Cent
P.O. Box 31111
Tampa, FL 33831
877-349.5=
ROBIN J. HARBOLD
1 MCCLURES GAP RD
CARLISLE, PA 17013-7741
NOTICE OF OUR PLAN TO SELL PROPERTY
Vile have your property described above "use you broke prop tses to oar agrsernerd.
I
PRIVATE SALE: We will nett the properly described above d PUBLIC GALE: We will sell the property described above at public
"Iva" ads so., Ims after 16 days from 6 Dab of Notion sofa to the highest bkldw an the date below (or any sdjounwrient
shown above urdesa mdwmod by you p* to such ski, clap). The sate Wit be held as follows:
Oafs or are Tame of Men or sal e
You may alts the tai and bring- idden If ym want.
The money that we get from the sole (after paying our costs,
including reasonable attorney's feet and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will ;still owe us the difference. If
we get more money than you owe,lyou will gel the extra money,
unless we must pay R to someone Ise,
You can get the property back at any time before we sell it by
paying us the full amount you owel(not just the past due
payments), including our expense. See How To Get Your
Property Back for an itemization of amourrt owing. To learn the
exact amount you must pay, cage u?s at the telephone number
above. III
If you need more Information abou?he sale call us at the
telephone number above. or wr11a at the address above.
If you want us to explain to you in
the amount that you owe us, you f
number above, or write us at the t
written explanation.
We are sending this notice to the i
interest in the property described i
your agreement: 1) The buyer and
2) Any dealerloriginal creditor narr
people, they are named on an atta
ng howwe have figured
call us at the telephone
iss above and request a
owing people who have an
hve or who owe money under
Ty cobuyer named above;
I below; 3) If there are other
merit sent Wlth this notice.
Dat.ar e.aelon 1,H1/06
da
,,,taros n
lxvo7lOB
AocountNumber:40B94959
Buy- IN J. HAIRISOLD
Cobuyur
DESCRIPTION OF PROPERTY
Year Make
2006 FORD m New
p Used
• u .
2FMZA51606BA60920
Model
FREES
y
OF
The property in presently stored at: MAN E1M AUTO AUCTION
NOW TO GET YOUR PROPERTY BACK
To gat your property hack. pay us this smoud by cedlfled check or
money order before the vehicle Is add.
Unpaid Balance
Plus Coale:
Plus Late Chwges
Less Finance, Charge Recalls
Leas Insurance Priel Recalls
TOTAL
S 216W.32
s
s
s
s 42.76
S
5
$ 21682,08
(Flue a tperaas incurred 0 dafmk at thotlne of repossessim axasded
If d We and hese rebate received after the date of the notice.)
Your propertywafl be sold until 11 days agar the dais of this notice at
the EARNEST. After that you can Will get it bath any tkm before as
actually sold.
If you do, we'll have no furlhar claim an L But On longer you wait, the
more coats (including repairs) you may have to pay.
If you have any gfistnea about this, please can us.
The properly hea bon (or vela be) rstur-4 to:
I e r cr9sa o cr
Under our sproameat with your d•rerbriginalicredsar, the deakr/arWal creditor is to sell the property aril pay you any money left wr. If you cram money
after the aekt, you will pay it to the dsaidrorigloY ondl w.
PERSONAL PROPERTY: Any pwvons+property fond in the vehicle may be reclaimed by you within then" W dye or, in accordance with sate law, by
oarfaclikg ihfe orrice. T ioresaar, tha psrors" property shit be disposed of accordingly.
0 Creditor has assigned to ifs qualified (01 Exchange, LLC) its rights (but not Its obligations) with rasped to tin sob of each vehicle listed above.
PAYMENTS: AN payments to us must be by ?srlfisd cheek or moray order.
MILEAGE DISCLOSURE. aYOU are swam Dust themisage r all an the vehicle's okbmetar Is not actuate for any reason, planes canted us so that we
can accurately report tha vehicle's mllsage.
I,INSURANCE RIGHTS: If you don, want to get your property beck, al the Imursnos omnpany or the deelrlorlgital aaditor to make sure that fry Insurance
has been canceled. You hove ¦ right in, gat aiedR for all premium refunds
FPRk I 1 BOB37 .an get Pre nous a lbws may NOT to used
Panted In U &K JrraaDN^° ar..... eve.. ty, e,no
CU5TOMER/CUSTOMERFlLE
Sz ' d Bt?SfrLZ9C T B 03 21010W aN0d Wd2 i c 9 8002 02 ^ON
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s P~ a
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IJ.S. Postal Scrvicc
CERTIFIED MAIL RECEIPT
(Domesti(. v4 w Only: No In irrance Coveraae Provided)
FORD MOTOR CREDIT COMPANY
GREENVILLE SERVICE CENTER
PO BOX 17948
GREENVILLE, SC 129606-8948
1-877-805-7187
DATE: 1121/09
ROBIN J HARBOLD
1 MCCLURES GAP RD
CARLISLE, PA 17013-7741
STATEMENT OF SALE
Account Number: 40894959
The following property has been sold.
Year Make Model Vehicle Identification Number:
2006 FORD FREES 2FMZA51606BA60920
Gross balance owing on your contract (1) $ 21662.06
Deduct: Finance Charge Rebate (2) $ 0.00
Balance owing prior to sale i (3) $ 21662.06
Deduct: gross proceeds of the sale (4) $ 4600.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 17062.06
Add: Expenses of retaking and' storing, and (6) $ 448.50
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 189.59
(8) $ 0.00
Other:
(g) $ 17320.97
Deficiency"
Surplus' (10) $ 0.00
The Surplus/Deficiency will changelbased on monies received by us (credits) or additional allowed expenses & Interest
added to your account (debits).
Surplus" or Deficiency"
' If the sale resulted in a surplus, d refund for the dffference will be mailed to you.
If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional Information call or write: Mail deficiency payment to,
FORD CREDIT FORD CREDIT
PO BOX 8508 PO BOX 55000
MESA AZ 85216 DEPT 194101
1-800-732-2264 DETROIT, MI 48255
FFNA718W 01104 PreMoan adt0ans may NOT be used.
B - d Birsirc.ase i B 03 dolow 13HOA wdSa : *, sooa ta Uer
i
1r TWZ
L' f
f gs,so PD ATM
Crm 11 Sol
p.?'" aa?18?7
R Thomas Kline
Sheriff
Ronny R Anderson
Chief Deputy
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
Sheriffs Office of Cumberland County
4,0 '?J'tp ofa nbrrttd
•lA.
OFFICE, ",r E RIFF
OF F1?D-O';-FiCE
THE G?,.^y
2Qa9 :'N'OTARY 23 AH S-- 4 9
CUME
PENf?SYL?/,1^dMrVYy
Ford Motor Credit Company
vs.
Robin J. Harbold Case Number
2009-4631
SHERIFF'S RETURN OF SERVICE
07/17/2009 05:50 PM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on July 17,
2009 at 1750 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Robin J. Harbold, by making known unto herself personally, defendant at 1 McClures
Road Carlisle, Cumberland County, Pennsylvania 17013 its contents and at the same time handing to her
personally the said true and correct copy of the same.
SHERIFF COST: $33.40
SO ANSWERS,
*Kopp< -? o=
July 20, 2009
R THOMAS KLINE, SHERIFF
Degfu Sheri f f