HomeMy WebLinkAbout07-15-09 15056041114
REV-1500 EX (06-05) OFFICIAL USE ONLY
PA Department of Revenue County Code Year File Number
Bureau of Individual Taxes INHERITANCE TAX RETURN
PO BOX 280601
Harrisburg, PA 17128-0601 RESIDENT DECEDENT ~ °"' ~ ~~ D~~~O
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death Date of Birth
04202008 07151932
Decedent's Last Name Suffix Decedent's First Name MI
RAMSEY GILBERT D
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
RAMSEY ANNA MARIE
Spouse's Social Security Number
FILL IN APPROPRIATE OVALS BELOW
[~ 1. Original Return
0 4. Limited Estate
6. Decedent Died Testate
(Attach Copy of Will)
0 9. Litigation Proceeds Received
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
2. Supplemental Return
4a. Future Interest Compromise (date of
death after 12-12-82)
0 7. Decedent Maintained a Living Trust
(Attach Copy of Trust)
10. Spousal Poverty Credit (date of death
between 12-31-91 and 1-1-95)
3. Remainder Return (date of death
prior to 12-13-82)
5. Federal Estate Tax Return Required
~ 8. Total Number of Safe Deposit Boxes
0 11. Election to tax under Sec. 9113(A)
(Attach Sch. O)
CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
STEPHEN D. TILEY, ESQUIRE 717-243-5 38 r,~,
Firm Name (If Applicable) °
REGISTER LS USE Y
FREY AND TILEY -- ~7
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First line of address
r.~ ~~ r
.....
5 SOUTH HANOVER STREET `~ ~ ~ ~
Second line of address ~ ~ -r~
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~,
City or Post Office DATE FILED
State ZIP Code ~---
CARLISLE PA 17013
Correspondent's a-mail address: STILEY@FREYTILEY . COM
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l7nder penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best o my knowledge and belie , it is
true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIG ATURE OF PERSON RESPONSIBLE FOR FILING RETURN DATE
aw~~n
PLEASE E ORIGINAL FORM O Y
Side 1
L 15056041114 15056041114
r/ ~ "
ANNA MARIE RAMSEY, 113 HILL STREE, MT. HOLLY SPRINGS, PA 17065
J
15056042115
REV-1500 EX
Decedent's Social Security Number
Decedent's Name: G I L B E R T D RAM S E Y
RECAPITULATION
1. Real estate (Schedule A) ........................................... 1. NONE
2. Stocks and Bonds (Schedule B) ...................................... 2. 8 7 8 2.16
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. NONE
4. Mortgages & Notes Receivable (Schedule D) ............................ 4. NONE
5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ........ 5. 1 O 8 7 9 8 . 4 8
6. Jointly Owned Property (Schedule F) OSeparate Billing Requested ........ 6. 3 5 41 O 1 . 0 0
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G) OSeparate Billing Requested ........ 7 8 2 0 9 6 4. 0 0
8. Total Gross Assets (total Lines 1-7) .................................. 8. 12 92 64 5.64
9. Funeral Expenses 8~ Administrative Costs (Schedule H) .................... 9. 5 5 8 5 . 5 3
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ............... 10. 119.5 5
11. Total Deductions (total Lines 9 8~ 10) ................................. 11. 5 7 0 5 . O 8
12. Net Value of Estate (Line 8 minus Line 11) ............................. 12. 12 8 6 9 4 O . 5 6
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made (Schedule J) ....................... 13. 0 . 0 0
14. Net Value Subject to Tax (Line 12 minus Line 13) ....................... 14. 12 8 6 9 4 O . 5 6
TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable at
the spousal tax rate, or
transfers under Sec. 9116
(a)(1.2)x.o ~ 1286940.56 15. 0.00
16. Amount of Line 14 taxable
at lineal rate X .0 4 5 16. 0. 0 0
17. Amount of Line 14
taxable at sibling rate X • 12
17.
0 . O 0
18. Amount of Line 14 taxable
at collateral rate X . 15 18. 0 . 0 0
19. TAX DUE ....................................................... 19. O.OO
20. FILL RE REQUESTING A REFUND OF AN OVERPAYMENT 0
Slde 2
L 15056042115 15U56042115 J
REV-1500 EX Page 3 207-26-6332
Decedent's Complete Address:
File Number
DECEDENTS NAME DECEDENTS SOCIAL SECURITY NUMBER
GILBERT D RAMSEY 207-26-6332
STREET ADDRESS
113 HILL STREET
CITY STATE ZIP
MOUNT HOLLY SPRINGS PA 17065
Tax Payments and Credits:
1. Tax Due (Page 2 Line 19) (1) 0.00
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
Total Credits (A + B + C) (2) 0.00
3. Interest/Penalty if applicable
D. Interest
E. Penalty
Total Interest/Penalty (D + E) (3) 0.00
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2, Line 20 to request a refund. (4) 0.00
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 0.00
A. Enter the interest on the tax due. (5A)
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (56) 0.00
Make Check Payable to: REGISTER OF WILLS, AGENT
.m
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCK S
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred : .......................................
b. retain the right to designate who shall use the property transferred or its income : ................ ~ a
c. retain a reversionary interest; or ......................................................
d. receive the promise for life of either payments, benefits or care? .............................
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? ................................................. ~ 0
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .. ~ a
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ...................................................... a
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
..., .....~...,.u..
.~~ r~~~~~ ~~ ~f
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for
the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is
zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory
requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for
the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)J.
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half
(4.5) percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)J. Asibling
is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
217
REV-1503 EX+ (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
SCHEDULE B
STOCKS & BONDS
ESTATE OF FILE NUMBER
Ramset, Gilbert D. 21-08-00490
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. 103 shares Prudential Ins. Co. at $78.08
$8,042.24
2. 12 shares MetLife at $61.66 $739.92
see Exhibit "A"
TOTAL (Also enter on line 2, Recapitulation)~$ 8,782
(If more space is needed, insert additional sheets of the same size)
217
REV-1508 EX+ (6-98) SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Ramsey Gilbert D. 21-08-0090
Include the proceeds of litigation and the date the proceeds were received by the estate.
All roe 'ointl -owned with ri ht of survivorshi must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. Members First FCU savings account No. 18469-00 $37.50
(No accrued interest to date of death)
See Exibit "H-1"
2. Members First FCU CD No. 184639-43
$22,182.82
Accrued interest to date of death $58.20
See Exhibit "H-1"
3. Members First FCU CD No. 184639-44
$51,915.06
Accrued interest to date of death $136.20
See Exhibit "H-1"
4. PNC Bank CD No. 31800256398
$30,370.19
Accrued interest to date of death $38.51
See Exhibit "I"
5. Dodge Truck -sold
$4,000.00
6. Cancer Insurance refund $60.00
TOTAL (Also enter on line 5, Recapitulation) $ I 108,798
(If more space is needed, insert additional sheets of the same size)
REV-1737-5 EX + (5-08)
COMMONWEALTH OF PENNSYLVANIA SCHEDULE F, PART 1
INHERITANCE TAX RETURN JOINTLY-OWNED PROPERTY
NONRESIDENT DECEDENT
ESTATE OF
FILE NUMBER
Ramse Gilbert D.
21-08-00490
Part 1 must include jointly-owned real estate and tangible personal property located in Pennsylvania. Complete Part 2. on reverse side to
include all other jointly held property whenever located ONLY when the proportionate method of tax computation is elected.
If an asset was made 'oint within one ear of the decedent's date of death it must be re orted on Schedule G.
SURVIVING JOINT TENANT(S) NAME ADDRESS
RELATIONSHIP TO DECEDENT
A. Ramsey, Anna Marie 113 Hill Street, Mout Holly Springs, PA 17065
spouse
B.
C.
LETTER
ITEM FOR JOINT
NUMBER TENANT
1. I A.
15. A.
DATE I
MADE DESCRIPTION OF PROPERTY
8/21/1999 Sovereign Bank CD No. 3385088798
Accrued interest to date of death, see Exhibit "L"
prior to 4885.946 shares Ameriprise Mutual Fund
4/20/2007 Acct. No. 10116937342002 @$11.50 per share
see Exhibit "J-2"
prior to 862.698 shares Oppenheimer PA Municipal
4/20/2007 Bond Fund Acct. No. 00742 7420049478 @ $11,66
per share, see Exhibit "J-2"
prior to 280 shares Hershey Common Stock @$35.53
4/20/2007 per share, see Exhibit "J-2"
prior to 132 shares PNC Bank Common Stock @ $66.01
4/20/2007 see Exhibit "J-2"
prior to Miscellanous household furniture and
4/20/2007 personal belongings
1/17/1979 Real Estate at 113Hi11 Street, Mount Holly Springs,
PA, 17065. Assessment $134,480 X CLR factor
of 1 26 = $169 444 8
OF
DATE OF DEATH DECD'S
/ALUE OF ASSET INTEREST
$115,243.00 50%
$344.68 50%
DATE OF DEATH
VALUE OF
16. A.
17. A.
18. A.
19. A.
20. A.
21. A.
$56,188.38 ~ 50%
$10,059.06
$9,948.40 ~ 50%
$8,713.32 ~ 50%
$10,000.00 ~ 50%
' 0 $169,444.80 50%
PART 1 TOTAL
PART 2 TOTAL
Pro ortionate Method Onl From reverse side.
TOTAL Also enter on Line 6, Reca itulation
(If more space is needed, use additional sheets of paper of the same size)
0
57,622
172
0
0
28,094
0
0
0
5,030
0
0
4,974
0
0
4,357
0
0
5,000
0
0
0
84,722
0
189, 971
164,130
354,101
217
REV-1509 EX+ (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
ESTATE OF
PART 2
SCHEDULE F
JOINTLY-OWNED PROPERTY
FILE NUMBER
If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G.
SURVIVING JOINT TENANT(S) NAME
A. Ramsey, Anna Marie
B
C
JOINTLY-OWNED PROPERTY:
ADDRESS
13 Hill Street, Mount Holly Springs, PA 17065
LETTER DATE DESCRIPTION OF PROPERTY
ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR
NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE.
1. A. 10/5/95 Members First Saving Acct No. 154463-00
Accrued interest to date of death see Exhibit "H-2"
2. A. 10/10/06 Members First CD No. 154463-40
Accrued interest to date of death, see Exhibit "H-2"
3. A. 10/5/95 Members First CD No. 154463-41
Accrued interest to date of death, see Exhibit "H-2"
4. A. 10/3/02 Members First Savings Acct. No. 222952-00
Accrued interest to date of death, see Exhibit "H-3"
5. A. 4/5/07 Members First CD No. 222952-41
Accrued interest to date of death, seeExhibit "H-3"
6. A. 4/5/07 Members First CD No. 222952-42
Accrued interest to date of death, see Exibit "H-3"
7. A. 4/5/07 Members First CD No. 222952-43
Accrued interest to date of death, see Exhibit "H-3"
8. A. 12/8/06 Members First CD No. 222952-44
Accrued interest to date of death, see Exhibit "H-3"
9. A. 10/10/06 Members Fist CD No. 222952-50
Accued interest to date of death, see Exhibit "H-3"
10. A. 4/1/63 PNC Bank checking Acct. No. 5140189776
Accrued interest to date of death, see Exhibit "I"
11. A. 1/1/83 PNC Bank Savings Acct. No. 5130330334
Accrued interest to date of death, see Exhibit "I"
12. A 2/4/03 Cornerstone FCU Savings Acct No. 9561-01
Accrued interest to date of death, see Exhibit "K"
13. A. 3/6/08 Cornerstone FCU CD No. 9561-10
Accrued interest to date of death, see Exhibit "K"
14. A. 3/6/07 Sovereign Bank Checking Acct. No. 338119769
Accrued interest to date of death, see Exhibit "L"
RELATIONSHIP TO DECEDENT
spouse
OF DATE OF DEATH
DATE OF DEATH DECD'S VALUE OF
VALUE OF ASSET INTEREST DECEDENTS INTEREST
$19.36 50.00% 10
$0 5.00% 0
$123,705.97 50.00% 61,853
$345.80 50.00% 173
$5,144.36 50.00% 2,572
$13.87 50.00% 7
$28.36 50.00% 14
$0 50.00% p
$18,477.51 50.00% g~239
$48.00 50.00% 24
$25,545.92 50.00% 12,773
$66.36 50.00% 33
$12,148.67 50.00% 6,074
$31.56 50.00% 16
$30,369.91 50.00% 15,185
$79.68 50.00% 40
$49,833.73 50.00% 24,917
$139.30 50.00% 70
$1,827.45 50.00% 914
$0.06 50.00% p
$49,216.69 50.00% 24,608
$148.52 50.00% 74
$26.29 50.00% 13
included
$11,029.38 50.00% 5,515
included
$11.02 50.00% g
$0.01 50.00% 0
TOTAL (Also enter on line 6, Recapitulation
(If more space Is needed, Insert additional sheets of the same size)
1
217
REV-1510 EX+ (6-98) SCHEDULE G
COMMONWEALTH OF PENNSYLVANIA INTER-VIVOS TRANSFERS &
INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
ESTATE OF
FILE NUMBER
Ramsey, Gilbert D. 21-08-00490
This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is Yes.
ITEM
NUMBER DESCRIPTION OF PROPERTY
INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF
TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE.
DATE OF DEATH
VALUE OF ASSET
% OF DECD'S
INTEREST
EXCLUSION
(~FAPPLICABLE)
TAXABLE
VALUE
1. Merrill Lynch IRA Brokerage Account, see Exhibit "B" 0
Beneficiary: Anna Marie Ramsey, spouse 0
Acct. No. 87286613, cash and ML Bank USA RASP $146.32 100.00% 146
0
2. John Hancock Venture Vantage, Part of Merrill Lynch IRA 0
Brokerage Acct. But see Exhibit "D" Annuity Contract No. 0
8039852 $375,274.78 100.00% 375,275
0
3. DW5 Scudder DWS Balanced Fund Class - A, see Exhibit "G" 0
Acct. No. 133110435 $7,845.22 100.00% 7,845
0
4. PNC Bank IRA No. 65001015378 $85,653.79 100.00% 85,654
Accrued interest to date of death, see Exhibit "I" $148.77 100.00% 149
0
5. Chrysler Retirement H & A, see Exhibit "J" $413.53 100.00% 414
0
6. Hancock Wealthmark ML3, jointly owned variable annuity, 0
see Exhibit "J-2" $161,549.50 50.00% 80,775
0
7. Hancock Venture II, jointly owned variable annuity 0
see Exhibit "J-2" $100,000.00 50.00% 50,000
0
8. Prudential Annuity Contract, see Exhibits "C-1"and "C-2" 0
Contract No. 95127788 $2,655.21 50.00% 1,328
0
9. Prudential Annuity Contract, see Exhibits "C-1"and "C-2" $21,794.03 50.00% 10,897
Contract No. 96064330 0
10. American National Insurance Company, see Exhibit "E" p
Annuity Policy No. 14358855 $21,794.63 50.00% 10,897
0
11. TransAmerican Life InsuranceCompany, see Exhibit "F" 0
Annuity Policy No. 40004515LBT $197,583.73 100.00% 197,584
0
0
0
0
0
0
0
0
0
0
0
0
0
0
TOTAL (Also enter on line 7 Recapitulation) $I 820,964
(If more space is needed, insert additional sheets of the same size)
REV-1511 EX + (10-06)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
Ramsy, Gilbert D. 21-08-00490
Debts of decedent must be reported on Schedule I.
NUMBER
A. FUNERAL EXPENSES:
1. Hollinger Funeral Home & Crematory, Inc.
Robbie March-Organist
B.
1
Rev. Lisa Klinger
Jane Poth-Bulletins, Mary Armolt-Custodian, Gene Weaver-Sound Room, Joe Buck-Vocalist
Miriam Bolton -Singer, Mt. Holly Springs U. M. Church, Whimsical Poppy-Flowers
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative(s)
Street Address _
City State Zip
Year(s) Commission Paid:
2.
3.
4.
5.
6.
7.
Attorney Fees Frey and Tiley
Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State
Relationship of Claimant to Decedent
Probate Fees
Accountant's Fees Fry and Tiley
Tax Return Preparer's Fees Frey and Tiley
Register of Wills -Filing Fee for Inheritance Tax Return
TOTAL (Also enter on line 9, Recapitulation) ~ a
(If more space is needed, insert additional sheets of the same size)
Zip
$2,306.00
$100.00
$100.00
$125.00
$187.53
$2,500.00
$252.00
$0
$0
$15.00
5.586
REV-1512 EX+ (12-08)
pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULEI
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES & LIENS
ESTATE OF FILE NUMBER
Ramsey, Gilbert D. 21-08-00490
Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses.
it more space is neeaed, insert additional sheets of the same size.
REV-1513 EX+ (11-08)
pennsylvania ~ SCHEDULE J
DEPARTMENT OF REVENUE BENEFICIARIES
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
FILE NUMBER
Ramset fi lbert D. 21-08-00490
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I. TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under
Sec. 2116 (a) (1.2).]
Anna Marie Ramsey
113 Hill Street
Moun Holly Springs, PA 17065 Wife 100%
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THR OUGH 18 OF REV-1500 COVER S HEET, AS APPROPRIATE.
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 2113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. a
0
Ir more space is needed, insert additional sheets of the same size.
LAST WILL AND TESTAMENT
OF
GILBERT D. RAMSEY
I, Gilbert D. Ramsey of 113 Hill Street, Mount Holly Springs, Cumberland
County, Pennsylvania 17065, being of sound and disposing mind, memory and
understanding, do hereby make, publish and declare this as and for my Last Will and
Testament, hereby revoking and making void any and all Wlls and Codicils heretofore
made.
FIRST
I direct the payment of my just debts and funeral expenses as soon after my
death as may be convenient.
I direct that all federal and Pennsylvania estate taxes, Pennsylvania inheritance
taxes, and generation-skipping transfer tax payable as a result of my death, not limited
to taxes attributable to property passing under this Will, shall be paid by my Executor
from my residuary estate, including any part of my residuary estate that otherwise
qualifies for a deduction for federal estate tax purposes, however, no federal or
Pennsylvania estate tax,. Pennsylvania inheritance tax, orgeneration-skipping transfer
tax shall be payable from or chargeable to any property that passes to my surviving
spouse, whether under this WII or otherwise, and that qualifies for the federal estate tax
marital deduction. I direct my Executor not to seek reimbursement for any tax so paid
from any beneficiary under this Will, heir of mine, or other transferee of property
included in my gross estate.
SECOND
~~
I declare that I am now. married to Anna Marie Ramsey and that we have two
children, to wit: Gilbert Scott Ramsey of 9 Westwood Drive, Mount Holly Springs,
Pennsylvania 17065; and Sharon Lynne Rhinehart, of 204 Rhodes Drive, Camillus, New
York 13031. I have no deceased children nor any other children living by my wife or
'~ otherwise.
THIRD
All the rest, residue and remainder of my estate, real, personal and mixed, and
wheresoever the same may be situate, I give, devise and bequeath to my wife, Anna
Marie Ramsey, her heirs and assigns, provided my said wife shall survive me by a
period of ninety (90) days. In the event that my said wife should predecease me or fail
to survive me by the aforesaid period of ninety (90) days, then in such event all the rest,
residue and remainder of my estate, real, personal and mixed, and wheresoever the
same may be situate, I give, devise and bequeath, as described in Paragraphs Fourth
and Fifth of this my Last Will and Testament.
FOURTH
In the event that my said wife should predecease me or fail to survive me by the
aforesaid period of ninety (90) days I make the following specific devise and specific
bequests:
(a) I give, bequeath and devise my home residence, together with all
household goods and furnishings therein, and all policies of insurance on said real and
personal property, to my son, Gilbert Scott Ramsey and my daughter, Sharon Lynne
Last Will and Testament of Gilbert D. Ramsey Page 1 of 4
Rhinehart, in equal shares, as tenants in common. Should either of my said children
predecease me or fail to survive me by a period of ninety (90) days, then his or her
share shall be distributed to his or her issue as shall survive me by a period of ninety
(90) days, and if there be no such issue the same shall lapse and be added #o the
remaining share or shares.
(b) I give and bequeath 10% of my funds in cash, checking or savings
accounts, and bank certificates of deposit, passing under this my Last Will and
Testament, up to a maximum specific bequest of $100,000.00, to a Carlisle Area
Christian Church or Christian benevolent organization as my hereinafter named
Executor shall select, in his sole discretion.
(c) I give and bequeath my wife's original engagement ring with aquarter-
caratdiamond and four chips, to my granddaughter, Caitlin Clark, provided she survives
me by a period of ninety (90) days.
(d) I give and bequeath my wife's diamond necklace and matching earrings to
my granddaughter, Meghan Rhinehart, provided she survives me by a period of ninety
(90) days.
FIFTH
In the said event that my wife should predecease me or fail to survive me by the
aforesaid period of ninety (90) days, all the rest, residue and remainder of my estate,
real, personal and mixed, and wheresoever the same may be situate, after the specific
devise and bequests described in Paragraph Fourth of this my Last Wll and Testament
are satisfied, I give, devise and bequeath as follows:
(a) Ten (10%) percent to be divided equally between my four present
grandchildren, to wit: Caitlin Rhinehart Clark, Meghan Rhinehart, Jillian Ramsey, and
Leslie A. Ramsey. But should any of them fail to so survive me then the share such
deceased grandchild of mine would have received shall pass to such of his or her issue
as shall survive me by a period of ninety (90) days, per stirpes, and if there be no such
issue the same shall lapse and be added to the remaining share or shares.
(b) Forty-five (45%) percent to my daughter, Sharon Lynne Rhinehart, her
,~ heirs and assignes. But should she fail to so survive me then the share she would have
~ received shall pass to such of her issue as shall survive me by a period of ninety (90)
~~ days, per stirpes, and if there be no such issue the same shall lapse and be added to
~; the remaining share or shares.
` (c) Forty-five (45%) percent to my son, Gilbert Scott Ramsey, his heirs and
assignes. But should he fail to so survive me then the share he would have received
shall pass to such of his issue as shall survive me by a period of ninety (90) days, per
stirpes, and if there be no such issue the same shall lapse and be added to the
~; ., ~a remaining share or shares.
~~
SIXTH
I hereby nominate, constitute and appoint my said wife as Executrix of this my
Last Will and Testament. In the event of the renunciation, death, resignation or inability
to act for any reason whatsoever of my said wife, I nominate, constitute and appoint my
said son and daughter, to wit: Gilbert Scott Ramsey and Sharon Lynne Rhinehart,
together as Co-Executors or the successor or survivor of them alone as Executor, of
this my Last WII and Testament. I further direct that no bond or other security shall be
required of any Executor or Executrix appointed in this Will for the performance of his,
her or its duties in any jurisdiction in which he, she or it may be called upon to act. The
terms Executor or Executrix may be used interchangeably in this Will and shall refer to
any Executor or Executrix appointed in this will, or any other Administrator appointed by
a court of competent jurisdiction.
Last Will and Testament of Gilbert D. Ramsey
Page 2 of 4
SEVENTH
In addition to, and not in limitation of, the powers conferred by law or by other
provisions of this Will, my Executrix shall have the following powers, each of which may
be exercised from time to time by my Executrix in her sole discretion:
(a) To retain in the form received, and to sell either at public or private sale, or
to distribute in kind, any real or personal property.
(b) To manage both real and personal property.
(c) To invest and reinvest in all forms of property, notwithstanding the fact that
any or all of the investments made are of a character or size which but for
this expressed authority would not be considered proper for an Executrix.
(d) To exercise any option or rights arising from the ownership of investments.
(e) To compromise claims without court approval and without the consent of ~ "
any beneficiary.
(fl To join with my wife, or her personal represents#ive in the filing of any
federal income tax return for any year for which I have not filed such return
prior to my death and to consent to the treatment of any gifts made by her
as being made one-half by me for gift tax purposes, notwithstanding the
fact that such action may result in additional liabilities to my estate. Any
income or gift taxes due on such returns and any deficiencies, interest,
penalties or refunds thereon, shall be allocated between my estate and my
wife or her estate, or all to any of them, in such manner as my Executrix
and my said wife or her personal representative may agree.
IN WITNESS WHEREOF, I have hereunto set my hand and seal to this my ast
WII and Testament, written on four (4) pages (including notary page), this .- n~_
day of December, 2004. o
~' (SEAL)
Gilbert D. Ramsey
Signed, sealed, published, and declared by Gilbert D. Ramsey the Testator
above named, as and for his Last WII and Testament, in our presence, who, in his
presence, at his request, and in the presence of each other, have hereunto subscribed
our names as attesting witnesses.
Last Will and Testament of Gilbert D. Ramsey
Page3of4
----~..
v
VVV 6
COMMONWEALTH OF PENNSYLVANIA )
SS:
COUNTY OF CUMBERLAND )
We, Gilbert D. Ramsey, the Testator in, and Stephen n. Tiley
and Robert G. Frey ,the witnesses, to the Last Will and
Testament, the attached or foregoing instrument, who have signed the instrument,
having been duly qualified according to law do depose and say:
a. that I, the Testator, do hereby acknowledge that I signed and executed the
instrument as my Last Will and Testament, that I signed it willingly and as
my free and voluntary act for the purposes therein expressed; and
b. that we, the witnesses, .were present and saw the Testator sign and
execute the instrument as his Last Will and Testament, that he signed it
willingly and executed it as his free and voluntary act for the purposes
therein expressed; that each of us in the hearing and sight of the Testator
signed the Last Will and Testament as a witness and that to the best of
our knowledge the Testator was at that time eighteen (18) or more years
of age, of sound mind and under no constraint or undue influence.
1i' • fir:' -Cf''
G ert D. Ramsey
~^
~~ 4
Subscribed, sworn to and acknowledged before me by the Testator and the
witnesses above-named, this ~ O~'' day of December, 2004.
l :s ~ .
Notary Public
NOTARIAL- S~Eq-
TRISHA A. LIL-SS h10TARY PUBLIC
BOROUGH OF CAItIiS~k, CUMBERLAND CO., PA
MY COMMISSIUN EXPIRES MAY 20, 2008
Last Will and Testament of Gilbert D. Ra-nsey Page 4 of 4
i ~~ GUARDIAN
ASSET'ADVISORS, LLC
August 6, 2008
Stephen D. Tiley, Esq.
Frey & Tiley
5 South Hanover Street
Carlisle, PA 17013
RE: Estate of Gilbert D. Ramsey
Dear Mr. Tiley:
Per your request I have enclosed copies of the date of death information I received regarding the Estate
of Gilbert D. Ramsey.
Date of death values received:
- Merrill Lynch -Account # 87286613
- Prudential -Account # 95127788 & 95130016
- Prudential -Account 96064330
- John Hancock -Account # 8039852
- American National -Account # 14358855
- Transamerica -Account # 40004515LBT
- DWS Scudder -Account # 1331104035
Please note: Assets owned solely by Mr. Ramsey, that were transferred to Mrs. Ramsey:
- Prudential stock -103 shares, value as of closing 4/18/08 ($78.08 per share). Transferred to
Mrs. Ramsey 8/4/08-103 shares, value as of closing 8/4/08 ($69.64).
- Met .Life stock -12 shares, value as of closing 4/18/08 ($61.66 per share). This was
liquidated and Mrs. Ramsey received a check 5/13/08 in the amount of $288.11.
If you need any additional information, please do not hesitate to contact me.
Sincerely,
David W. M~rrazzo, CLU
Investment Adviser Representative
Cc: Anna Marie Ramsey -
E~Q~rr ~
registered Representatives offer Securities and Advisory Sr?rvirRC thmiinh Norintiei ci eAi~iiAi~ r~~oo~o~T~~.~ ,.,~,,..._.__,_ . ~...... ,,,._,. .. .
Jun 23 2888 11:38:21 17172878288 ->
717+288+2559 Merrill Lynch Pa a 881
g
~Merriil6ynch
FACSIMILE COVER SHEET
TO Connie Queden
AT
FAX ~ 17172002559
FROM Merrill Lynch
SENDER Chrystal Woollett
DATE Mon Jun 23 11:29:10 EDT 2008
If the transmission is incomplete or illegible, please contact the sender.
CONFIDENTIALITY NOTE: THE INFORMATION CONTAINED IN THIS FACSIMILE TRANSMISSION IS CONFIDEN
INTENDED ONLY FOR THE USE OF THE ADDRESSEE NAMED ABOVE. ADDITIONAL RESTRIC770NS AND/OR LIMITATION TIAL AND IS
TO THE USE AND/OR CONTENT OF THIS FACSIMILE. SUCH RESTRICTIONS AND/OR LIMITATIONS, IF APPLICABLE ARE D
THE ATTACHED DOCUMENT. IF THE RECIPIENT OF THIS FACSIMILE IS NOT THE INTENDED RECIPIENT, YOU ARE HER S MAY APPLY
THAT ANY RETENTION, DISSEMINATION, DISTRIBUTION OR COPYING OF THIS FACSIMILE IS STRICTLY PROHIBITED. ESCRIBED IN
RECEIVED THIS FACSIMILE IN ERROR, PLEASE IMMEDIATELY NOTIFY US BY TELEPHONE AND DESTROY THEY NOTIFIED
TRANSMISSION. IF YOU HAVE
E ORIGINAL
No of Pago(s) (including this page) 3
Subjoct Dato of Doath: Gilbort Ramsoy
Dear Connie,
Per Mrs. R.amsey's request, I have attached the date of death valuation
for Gilbert D. R.amsey's IRA. If you have any questions, please contact
me via the information below.
Thank you,
Chrystal
Chrystal L. Woollett
Client Associate
Merrill Lynch
214 Senate Ave, Suite 501
Camp Hill, PA 17011
717-975-4619 Direct
717-207-8280 Fax
chrystal_woollett(iDml. com
«87286613D.pdt>>
-----------------------------------
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Prudential
Anna Mrie Ramsey
113 Hill St
Mt Holly Spgs, PA 17065-1310
Dear Ms. Ramsey:
Thank you for the opportunity to be of service to you.
The Prudential Insurance Company of America
Annuity Service Center
PO Box 7960
Philadelphia PA 19176
(888) 778-2888
www.prudential.com
Contract Number: 95127788
May 23, 2008
In reference to contract 95130016, this contract was full surrender
date of death value is not available for this contract number, ed on September 10, 2007, a
Contract 95127788 the contract value as of Apri120, 2008 was
the contract value as of Apri120, 2008 was $21,794.03. $2655.21. Contract 96064330
If you have any questions, please contact the Prudential Annul
778-2888. The Service Center is open Monday throu h Thursda Service Center at (888)
p.m. and Friday 8:00 a,m, through 6:00 p.m., Eastern time, One of our een 8:00 a.m. to 7:00
Associates will be glad to help you, Customer Service
Thank you for choosing Prudential for your insurance and finan '
Sincerely, cial services.
zA~~a~
Precious Harper
G'- I
A Prudential business
Corporate Office; 751 Broad Street, Newark NJ 07102-3777
Prudential
Anna Marie Ramsey
113 Hill St
Mt Holly Spgs, PA 17065-1310
Dear Mrs. Ramsey:
Thank you for the opportunity to be of service to you.
The Prudential Insurance Company of America
Annuity Service Center
PO Box 7960
Philadelphia PA 19176
(888) 778-2888
www.prudential.com
Contract Number: 96064330
May 27, 2008
Thank you for your inquiry on the above contract. The total contract value as of 4/20/2008 was
$21,794.03.
If you have any questions, please contact the Prudential Annuity Service Center at (888)
778-2888. The Service Center is open Monday through Thursday between 8:00 a.m. to 7:00
p.m. and Friday 8:00 a.m. through 6:00 p.m., Eastern time. One of our Customer Service
Associates will be glad to help you.
Thank you for choosing Prudential for your insurance and financial services.
Sincerely,
~~
Kim. Caviston
Annuity Claims
~t~r G -z
A Prudential business
Corporate Office: 751 Broad Street, Newark NJ 07102-3777
~` ~`~'
John Hancock Life Insu C
rance ompany (U.S.A.)
John Hancock Annuities Service Center
164 Corporate Drive, Portsmouth, NH 03801-6815
Mailing Address: PO Box 9505, Portsmouth, NH 03802-9505
(800) 344-1029
www.jhannuities.com
June 16, 2008
Anna Marie Ramsey
113 Hill St
Mt. Holly Springs, PA 17065
Dear Ms. Ramsey
Re: CONTRACT/CERTIFICATE # 8039852
m ,
the future is yours
This letter is in response to the inquiry recently submitted for the annuity contract referenced above. The date of
death value as of 04-20-2008 was $375,274.78.
If you have any questions about this letter or the contract, please call us at 800-344-1029. Our Client Services
Representatives are available on weekdays from 8:00 a.m. to 6:00 p.m. EST
Sincerely,
John Hancock Annuity Services
J
Life insurance, annuities, induding group annuities are products issued by the fdlowing affiliates: John Hancock Life Insurance Company (U.SA.)•,
John Hancock Life Insurance Company and John Hancock Variable Life Insurance Company', Boston, MA 'not licensed in New York
LT-C-1107
LIFE INSURANCE AND ANNUITY CLAIMS DEPARTMENT
P. O. BOX 1840, GALVESTON, TX 7755,3.1840 BUS: 1-800-615-7372 FA
X. 409-766-6994
May 29, 2008
`~~A M RAMSEY
113 HILL STREET
MT HOLLY SPRINGS PA 17065
Claim C686581
Gilbert Ramsey Policy 14358855
Dear Mrs. Ramsey:
Thank you for your letter of May 13, 2008.
The death benefit is the value of the contract as
is $21,794.63. of the date of death. The date of death value A
Interest will be paid on the death benefit amount (pn120, 2008
is issued. from the date of death to the dat ~
e the check
If we maybe of any further assistance
please let us know.
Sincerely,
~d .e~1~~
Associate Customer Service Representative
MG/sz
~l16ff ~
TR.ANSA,MERICA
® LIFE INSURANCE COMPANY
Transamerica Life Insurance Company
4333 Edgewood. Road NE
PO Box 3183
Cedar Rapids, Iowa 52406-3183
April 28, 2008
Nq
Arena Mari e Ramsey
113 Hill St
Mt Holly Springs PA 17065
RE: Annuity Number(s) 40004515LBT
Dear Anna Marie Ramsey:
We have received notification, Gilbert D Ramsey, annuitant of the
above listed non-qualified tax deferred annuity is deceased. Our
office wishes to extend sincere condolences for your loss.
The following is the current information on this annuity:
Annuitant: Gilbert D Ramsey
Owner: Gilbert D Ramsey
Primary Beneficiary: Anna Marie Ramsey 1000
Annuity Policy Date: March 27, 2007
Full Value as of 04/20/2008: $197,582.73
The attached document reflects the options available to the
beneficiary listed above.
A variable annuity provides for a fluctuating return and benefit, in
response to its underlying investments, regardless of the option
chosen. It is important to note; a variable annuity will continue to
be subject to the variable market until all of the annuity funds, are
disbursed.
The full value as of the date of death is for tax purposes only and is
not a guaranteed death benefit. amount.
Operations performed on an automatic basis have been terminated, such
as: Dollar Cost Averaging, Rebalance and/or Systematic Payout, when
applicable.
6~
~ ~~
.,
Member of the ~EGON. Group ~~ °~ +~
The attached document contains general tax information based on
Transamerica Life Insurance Company's interpretation and should not be
relied upon for your personal tax planning. If you have questions
concerning the direct tax consequences when selecting an option, you
may wish to consult a tax advisor.
Any additional questions regarding this annuity can be directed to the
Annuity Service Center at 1-800-525-6205. A Transamerica Life
Insurance Company representative will gladly assist you with any
questions you may have regarding this annuity and help you meet your
financial goals.
Sincerely,
/ r--
Mike Wirth
Transamerica Life Insurance Company
Claims
Enclosure(s): Annuity Claimants Statement
Death Option Packet
Postage Paid Return Envelope
cc: Jay Thomas Bavlish
~~Z
P.O. Box 219151
Kansas City MO 64121-9151
May 22, 2008
Anna Marie Ramsey
113 Hill Street
Mount Holly Springs, PA 17065-1310
Fund: DWS Balanced Fund Class-A
Account#: X~~~KXX0435
Registration: DWS Trust Company Custodian
For The IRA Rollover of Gilbert D. Ramsey
Dear Ms. Ramsey:
DWS
SCUDDER
Dautseha Bank Group
I am writing in response to your letter regarding the DWS Scudder account referenced above. Please accept our condolences
on the passing of your husband.
Below I have provided the number of shares, share price, and dollar value in this account as of May 20, 2008.
Fund Name Class A Number of Shares Share Price Dollar Value
DWS Balanced Fund 802.170 $9.78 $7,845.22
There is no daily, dividend accrual for the DWS Balanced Fund.
Beneficiary Options
As the spouse and primary beneficiary, you have the following options for filing a death claim on this IRA, because your
husband had reached the age of 701/2.
• Transfer the assets to an account registered to your husband for the benefit of you as the beneficiary.
Distributions must continue and may be based on your life expectancy or the remaining life expectancy calculations
for your husband whichever is longer.
• Redeem the IRA and deposit the proceeds as a rollover into a new or existing IRA for you.
• Redeem the assets and repurchase them at Net Asset Value into a new or existing non-retirement account with
DWS Scudder.
Important Taac Information
The assets in an IRA can be distributed with no premature distribution penalty upon the death of the IRA owner. However,
distributions are subject to ordinary income taxes if the shares are redeemed or transferred to a non-IIZA.
In each of the circumstances mentioned above, you must inform DWS Scudder of your tax withholding preference. The
income received would be taxed at your ordinary income level. However, due to the sensitivity surrounding this issue, it may
be helpful to consult with a tax advisor regarding additional tax implications of the transaction.
~ ~
St
MEMBERS 1St
FEDERAL CREDIT UNION
REGULAR SAVINGS ACCOUNT:
Account Number/Suffix
Date Account Established 184639-00
Principal Balance at Date of Death 06/05/1999
Accrued Interest to Date of Death $37.50
Total Principal and Accrued Interest $.00
Name of Joint Owner $37.50
None
CERTIFICATES OF DEPOSIT:
Account Number/Suffix
Date Certificate Established 184639-43
Principal Balance at Date of Death 11/05/2007*
Accrued Interest to Date of Death $22,182 82
Total Principal and Accrued Interest $58.20
Name of Joint Owner $22,241.02
None
*Rollover from certificate 184639-41, originally established 12/04/2006.
CERTIFICATES OF DEPOSIT:
Account Number/Suffix
Date Certificate Established 184639-44
Principal Balance at Date of Death 11/07/2007*
Accrued Interest to Date of Death $51, 915.06
Total Principal and Accrued Interest $136.20
Name of Joint Owner $52,051.26
None
*Rollover from certificate 184639-42, originally established 12/08/2006.
M BERS 1ST FEDERAL CR IT UNION
~, .
. ~'`.~
Danielle A. Kline
Insurance Services Specialist
July 31, 2008
Estate of: GILBERT RAMSEY
Date of Death: 04/20/2008
Social Security Number: 207-26-6332
~r i/-/
5000 Louise Drive P.O. Box 40 Mechanicsburg, Pennsylvania 17055 (800) 283-2328 wwwmembersl
st.org
St
MEMBERS 1St
FEDERAL CREDIT UNION
REGULAR SAVINGS ACCOUNT:
Account Number/Suffix 154463-00
Date Account Established 10/05/1995
Principal Balance at Date of Death $19.36
Accrued Interest to Date of Death $.00
Total Principal and Accrued Interest $19.36
Name of Joint Owner Anna Ramsey
Date Joint Ownership Established 10/05/1995
CERTIFICATES OF DEPOSIT:
Account Number/Suffix 154463-40
Date Certificate Established 10/10/2006*
Principal Balance at Date of Death $123
705.97
Accrued Interest to Date of Death ,
$345.80
Total Principal and Accrued Interest $124
051.77
Name of Joint Owner ,
Anna Ramsey
Date Joint Ownership Established 10/10/2006
*Rollover from certificate 154463-58, originally established 10/04/2004.
CERTIFICATES OF _DEPOSIT:
Account Number/Suffix 154463-41
Date Certificate Established 09/13/2007*
Principal Balance at Date of Death $5
144.36
Accrued Interest to Date of Death ,
$13.87
Total Principal and Accrued Interest $5
158.23
Name of Joint Owner ,
Anna Ramsey
Date Joint Ownership Established 09/13/2007
*Purchased by transfer of funds from 154463-00.
~t-~- .~a-r~
M BERS 1ST FEDERAL CRE IT UNION
~._
Danielle A. Kline
Insurance Services Specialist
July 31, 2008
Estate of: GILBERT RAMSEY
Date of Death: 04/20/2008
Social Security Number: 207-26-6332
off' /~ -'~
5000 Louise Drive P.O. Box 40 Mechanicsburg, Pennsylvania 17055 (800) 283-2328 wwwmemberslst.org
St
MEMBERS 1St
FEDERAL CREDIT UNION
PRIMARY OWNER: Anna Ramsey
REGULAR SAVINGS ACCOUNT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
CERTIFICATES OF DEPOSIT:
Account Number/Suffix
Date Certificate Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
CERTIFICATES OF DEPOSIT•
Account Number/Suffix
Date Certificate Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
CERTIFICATE OF DEPOSIT•
Account Number/Suffix
Date Certifrcate Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
222952-00
10/03/2002
$28.36
$.00
$28.36
Gilbert Ramsey
10/03/2002
222952-41 222952-42
04/05/2007*
$18
477
51 04/05/2007**
,
.
$48
00 $25,545.92
.
$18,525.51 $66.36
$25
612
28
Gilbert Ramsey ,
.
Gilbert Ramsey
04/05/2007 04/05/2007
*Rollover from certificate 222952-46, originally established 11/03/2004.
**Rollover from certificate 222952-47, originally established 11/05/2004.
222952-43 222952-44
04/05/2007*
$12
148
67 11 /07/2007**
,
.
$31
56 $30,369.91
.
$12,180.23 $79.68
$30
449
59
Gilbert Ramsey ,
.
Gilbert Ramsey
04/05/2007 11 /07/2007
*Rollover from certificate 222952-48, originally established 11/05/2004.
**Rollover from certificate 222952-40, originally established 12/08/2006.
222952-50
10/10/2006*
$49, 833.73
$139.30
$49,973,03
Gilbert Ramsey
10/10/2006
*Rollover from certificate 222952-45, originally established 10/04/2004.
BERS 1ST FEDERAL CREDIT UNION
• ~ 1~--r
nielle A. ine
Insurance Services Specialist
July 31, 2008
Estate of: GILBERT RAMSEY
Date of Death: 04/20/2008
Social Security Number: 207-26-6332
~ 3
5000 Louise Drive P.O. Box 40 Mechanicsburg, Pennsylvania 17055 (800) 283_2328 •
www members 1 st. org
I Y
~ P1\ICBAiV<
The Thlnking Behind The Money
Nray 15, 2oog
Stephen D Ti]eY
Attorney at Law
5 S Hanover St
Carlisle, PA 17013
RE: Gilbert D Ramsey
SSN: 207-26-6332
DOD: 04-20-2008
Deal' Mr. Tiley:
In response to your request for Date of Death balances for the customer noted above, our
records show the following:
Cerbifica~e of Deposit
Account # 31800256395 Established 03-09-2005
GII,BERT D RAMSEY
DOD balance: $ 30,370.19 + 35.51 accrued interest
Checking Account
Account # 5140189776 Established 04-01-1963
GILBERT D RAMSEY
ANNA 1~SARIE RAMSEY
DOD balance: $1,827.45 + 0,060 accrued interest
Saving9 Account
Account # 5130330334 Established 01-01-1983
GILBERT D RAMSEY
ANNA 1~TARlE RAMSEY
DOD balance: $ 49,216,69 + 148.52 accrued interest
IRA Accounts
Account # 650010I537S Established 02-07-1995
GILBERT D RAMSEY
DOD balance: $ 85,653.79 + 148.77accrued interest
For beneficiary information, please ca111-SS8-pNC_,BtAS,
Page 1 of 2
R .t- --l
Please note that this office only provides date of death balances for deposit accounts
(IItAs, CDs, Checking and Savings accounts). We do not process any financial
traQSactioas or provide statements. If you need assistance with any of these items,
please call 1-888-PNC-BANK (1-885-762-2265) or stop by your local PNC Bank branch
office.
S' cerely,
.f- o.~Q2~C~
Lori A Robertso~a
1-500-762-1775
P7-PFSC-04-F
S00 Fast Ave
Pittsburgh, PA 15219
Page 2 of 2
Member FDIC
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Jun.~l. 2009 2;40PM GUARDIAN ASSETT ADV 717-200-2559
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GU.ASSEr v~
^
5000 Ritter Road ^
~ Suite 202
^ Mechanicsburg, PA 17055 ~
(717) 691-3003 ^
~ (717) 200-2559 ~
F A X
Comments:
No, 514 P. 1
To: STEPHEN TILEY
ax num. er: -
From: DAVID MARRAZZO
Fax number: 717-200-2559
Date: ~ U N E 11, 2009
I Rega~~SEY
Pages: 2
Phone number for follow-up:
717-691-3003
Please call with any questions.
Thank you.
The information contained in this facsimile communication is confidential and intended only for the use of the
person to whom it is addressed. if the reader of this commuaicatfoe is hot the intended recipient, or agent
responsible for its delivery to the intended recipient, reproduction or disclosure of this corntnunication is
prohibited. If you have received this information in error, please notify us immediately at (717) 69a-3003.
Thank you.
Investment Advisor Representatives offer Securities and Advisory Services through NATIONAL PLANNING
CORpOCtATION (IVPC), Member NASD/SIPC, and a Registered Investment Advisor. Cuardiaa Asset Advisors
and lYpC sre separate and unrelated companies.
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Jun, 11. 2009 2.41 ?M GUARDIAN ASSETT ADV 717-200-2559
Steve,
Following is the lnformation I was able to obtain from our records on GilbeR Ramsay:
4/18148 Value
Investment ' Ownor # Shares Type Acct # Or Death Benefit
Chrysler Retirement HCA Gil
No. 5145 P. 2
$ 413.53 as of 3/31/08
Hancock WealthmarK ML3 Joint VA 55102507 $ 161,549.50 Basis of $141,694.67
HancocK Venture III Joint VA 2653327 $ ,100,000.00 Basis of $100K
Amerlprise Joint 4885.846 MF 10116937342002 $ 56,188.38 al 11.50 per share on 4/18/08
Oppenheimer PA Muni Joint 862.698 MF 00742 7420049478 $ 10,059.06 at 11.66 per hare on 4/18/2008
Prudential Joint VA 96064330 $ 22,854.50
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Prudential Joint VA 95127788 $ 2,668.88
Hershey Stodc Joint 280 Stock $ 9,948.40 at 35.53 per share on 4/18/08
PNG Bank Joint 132 Stock $ 8,713.32 at 66.01 per share on 4/18/08
The only information we had on the Merrill Lynch joint account was a July 31, 2008 statement showing a balance of $170.50.
There was a $ service fee deducted from the previous balance of $185.d7. Let me know if you need additional information.
Sincerely,
Dave IQlarrazzo
Registered Investment Advisory Associate.
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Registered Representatives offer Securities and Advisory Servioes through NATIONAL PLANNING CORPORATION (NPC), Member FINRAIStPC. Advisory Services
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ORNERST
ONE
.~ F e d e r a I Credit Union P.O. Box 1181, 5 East Gate Drive, Carlisle, PA 17015
Telephone (717) 249- 166 I FAX (7 17) 249-8208
Member founded -Service based www cornerstonefcu.coop
June 23, 2009
Frey & Tiley
5 South Hanover Street
Carlisle, PA 17013
RE: The Estate of Gilbert D. Ramsey.
Dear Stephen:
At the time of his death, Gilbert D. Ramsey was a joint owner with the right of
survivorship of account 9561which included a savings and certificate of deposit. Listed
below is the information you have requested in your letter dated June 17, 2009:
a) Dated of death balances (statements enclosed)
Savings - $26.36, Certificate of Deposit - $11,029.38
b) Gilbert D. Ramsey joint o~nmer Anna Marie Ramsey with the right of survivorship
c) Date the accounts were established:
Savings - 2/4/2003, Certificate of Deposit - 3/6/2008
d) Not applicable
If you require any further information, please call me at 717-249-1661 ext 240.
Sincerely:
Donna J. ickey
Financial Service Administrator
Enclosures
OQ~IBIT ~ ~
MEMBER SAVINGS ACCOUNTS FEDERALLY INSURED TO $ I OO,000 BY THE NATIONAL CREDIT UNION ADMINISTRATION
GILBERT D. RAMSEY
ANNA MARIE RAMSEY
113 HILL STREET
MOUNT HOLLY SPRINGS PA 17065
9561 01/01/2008 - 03/31/2008
SHARE O1..REGULAR SHARE ACCOUNT
01-01 Previous Balance 26.22
12-31e DIVIDEND .07 26.29
> Annual Percentage Yield earned from 10/01/2007 - 12/31/2007<
> on an average daily balance of $ 26.22 was 1.06% <
> A Dividend of .07 will be posted to this account on APR O1 <
03-31 New Balance 26.29
» Year-to-Date Dividends this account .07 «
SHARE 10..SHARE CERTIFICATE
» SHARE CERTIFICATE «
» Rate 3.7500 Maturing on 03/06/2009 «
01-O1 Previous Balance .00
03-06 DEPOSIT 11000.00 11000.00
CD 10 FOR 12M0 @3.75% DUE TO MATURE ON 03/06/09
> A Dividend of 29.38 will be posted to this account on APR O1 <
03-31 New Balance 11000.00
» Year-to-Date Dividends this account .00 «
Total Dividends Earned This Year $ ,07
Total Finance Charges Paid This Year $ .00
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
March Madness Continues through April i2!
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It's easy. Just play March Madness and you'll be entered to win. Score points
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will win another $400. Need to hear more? Call us today for more details!
ANNA MARIE RAMSEY
113 HILL STREET
MOUNT HOLLY SPRINGS PA 17065
9561 04/01/2008 - 06/30/2008
SHARE O1..REGULAR SHARE ACCOUNT
04-01 Previous Balance 26.29
03-31e DIVIDEND .07 26.36
> Annual Percentage Yield earned from 01/01/2008 - 03/31/2008<
> on an average daily balance of $ 26.29 was 1.07% <
> A Dividend of .07 will be posted to this account on JUL O1 <
06-30 New Balance 26.36
» Year-to-Date Dividends this account .14 «
- - - - - - - - - - - - - - - - - - - - - t - - - - - - - - - - - - - - - - - -
SHARE 10..SHARE CERTIFICATE
» SHARE CERTIFICATE «
» Rate 3.7500 Maturing on 03/06/2009 «
04-01 Previous Balance 11000.00
04-01 CERTIFICATE DIVIDEND 29.38 3~D29._38
05-01 CERTIFICATE DIVIDEND 33.99 11063.37
06-01 CERTIFICATE DIVIDEND 35.24 11098.61
> A Dividend of 34.21 will be pasted to this account on JUL O1 <
06-30 New Balance 11098.61
- - » Year-to-Date Dividends this account 98.61 «
- - - - - - - - - -
- - - - - - - - - - - - - - - - - - - - -
SHARE 11..SHARE CERTIFICATE - - - - -
» SHARE CERTIFICATE
» Rate 3.2500 Maturing on 05/09/2009 «
04-01 Previous Balance .00
05-09 DEPOSIT 90000.00 90000.00
CD 11 FOR 12 MONTHS Q3.25% DUE TO MATURE ON 05/09/2009 PNC B
06-01 CERTIFICATE DIVIDEND 184.32 90184.32
> A Dividend of 240.90 will be posted to this account on JUL O1 <
06-30 New Balance 90184.32
- » Year-to-Date Dividends this account 184.32 «
- - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - -
Total Dividends Earned This Year $ 283.07 - - - - -
Total Finance Charges Paid This Year $ .00
*** CONTINUED NEXT PAGE ***
' w ~ '~
ANNA MARIE RAMSEY PAGE 2
113 HILL STREET
MOUNT HOLLY SPRINGS PA 17065
9561 04/01/2008 - 06/30/2008
Cornerstone FCU is now a Community Charter Credit Union!
Cornerstone Federal Credit Union is pleased to announce that more people are
now eligible to experience the Cornerstone difference: affordable financial
service delivered by caring professionals.
Now anyone who lives, works, worships or attends school in Cumberland County
and the entire borough of Shippensburg is eligible to become a member of
Cornerstone. Additionally, family members of these individuals are also eligible
to join.
This is great news! Go tell all of your neighbors and friends. Let them enjoy
the same great rates, products and services that you enjoy.
Watch for a special edition newsletter for more details.
e~tr ,~- y
~ Sovereign
Court Ordered Processing \ Decedents - MA 1-MB3-02-10 - P. O. Box 841005 -Boston, MA 02284
June 27, 2009
Stephen D. Tiley
Frey & Tiley
5 South Hanover St
Carlisle, PA 17013
RE: Estate of Gilbert D Ramsey
Date of Death: 4/20/08
Dear Stephen D. Tiley:
Per your request, enclosed please find the account information as of the date of death
for the above-named decedent. For your information, accrued interest is not included in
the date of death balance.
Please feel free to contact me if I can be of any further assistance.
Very truly yours,
Laurie DiGiando enico
Team Manager
617-533-1789
Sovereign Bank
ESTATE OF Gilbert D. Ramsey
SOCIAL SECURITY #: 207-26-6332
DATE OF DEATH: Apri120, 2008
Account #: 3381197169 Type: Checking Open date: 3/6/2007
In the name of: Gilbert D. Ramsey or Anna Marie Ramsey
Date of Death Balance: $11.02
Int.(YTD) from 1/1/2008 to 3/4/2008 $0.01
Accrued interest to date of death: $0.00
Other Info:
Account #: 3385088798 Type: CD Open date: 8/21/1999
In the name of: Gilbert D. Ramsey or Anna Marie Ramsey
Date of Death Balance: $115,243.10
Int.(YTD) from 1 /1 /2008 to 3/31 /2008 $1,481.79
Accrued interest to date of death: $344.68
Other Info:
Account #: 3385133156 Type: CD Open date: 5/6/2004
In the name of: Gilbert D. Ramsey or Anna Marie Ramsey
Date of Death Balance: Closed prior
Int.(YTD) from 1/1/2008 to 3/6/2008 $98.07
Accrued interest to date of death: $0.00
Other Info: Closed 3/6/08 $10,988.96
Account #: 3385163559 Type: CD Open date: 12/3/2004
In the name of: Gilbert D. Ramsey or Anna Marie Ramsey
Date of Death Balance: Closed prior
Int.(YTD) from to : n/a
Accrued interest to date of death: n/a
Other Info: Closed 10/9/07 $61,111.84
Account #: 3385163906 Type: CD Open date: 12/8/2004
In the name of: Gilbert D. Ramsey or Anna Marie Ramsey
Date of Death Balance: Closed prior
Int.(YTD) from to : n/a
Accrued interest to date of death: n/a
Other Info: Closed 10/9/07 $7,276.75
Page 1 of 1 ^,
Citizens Bank-
June 22, 2009
FREY & TILEY
5 SOUTH HANOVER STREET
CARLISLE, PA 17013
RE: GILBERT D RAMSEY
SSN: 207-26-6332
Dear Sir/Madam:
525 William Penn place
Suite 153-2618
Pittsburgh, PA 15219
Our records indicate there were no active accounts at the time of death. Please call our customer service
department at 1-888-999-6884 should you have any questions.
Sincerely,
Cheryl El-Walker
Operations Services
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