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Home My WebLink About09-4692or ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY; Joann Needleman, Esq. Identification No. 74276 ,Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. BOX 6508 Mesa, Az 85216-6508 Plaintiff, V. ROBERT L II YOST 503 Terrace Dr New Cumberland, Pa 17070 KRISTIN M YOST 503 Terrace Dr New Cumberland, Pa 17070 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 04 - 416 ?.2,'? 01 u 'Ts CIVIL ACTION COMPLAINT AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de Is fecha de Is demands y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a Is corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Adernas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demands. Usted puede perder dinero o sus propiedades u otros derechos importames pars usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. ROBERT L II YOST 503 Terrace Dr New Cumberland, Pa 17070 KRISTIN M YOST 503 Terrace Dr New Cumberland, Pa 17070 Defendant(s). ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 09- y' (-9 a C L,-! -7-o,, CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Robert L Ii Yost, is an individual who resides at 503 Terrace Dr New Cumberland, Pa 17070. 3. Defendant, Kristin M Yost, is an individual who resides at 503 Terrace Dr New Cumberland, Pa 17070. 4. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 5. On or about August 15, 2007, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $21089.28 at an annual percentage rate of 21.000%, in order to purchase a certain motor vehicle, 2002 Volkswagon Jetta more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $376.86 for a period of 48 months until the loan was paid in full all as is more fully set forth in the Contract. 7. Defendant(s) made monthly payments until April 24, 2008, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 8. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $5800.00, however a balance of $6167.61 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 11. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $897.77 and which will continue to accrue. 12. The total amount due and owing at the time of the filing of this complaint is $8360.58. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $8360.58, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully , P.C. 'AYLOR, ESQUIRE Date: July 9, 2009 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: DATED: July 9, 2009 PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE 1.800-727-7000 LB!IMl?snd CoBuyeN Nm w,o Addeee pwAbbp Cowb sub s•, , •p,CRlprtoB (fait Ns wa Alwrwsl ROBERT L YOST II I(RIS7'1N M YOST L B SMITH FORD INC 503 TERRACE OR 1100 MARKET ST NUN CUMBERLAND PA 17070 LEMOYNE CUMBERLAND PA 17043 www.fordentlittan U 20 The Yen (arb C?Bawr, if rY) b rN ? 2 amd b r'Y-' a'Y-r" M SWeLrgbr b elerae b es "cow •• "a" or •. Ya, maY bW babe Inn dumbed afh p a Oredl. TM wit pia b slblrn below r'CaN awwh Pace la cr.dX -is shown baba e'Tdel SSk Prig' BY eipwp INS cpnrad, ya crl-ae b buy Nw whirls a Sndi1 under me a IBlIrNn- a tie hp8 end adb d Res swap. j NSwNeen vrr aM MWe Alcad Vdlida kbrlNOe- Ilumpsr Me Fp which Purpkar 20 USED 50943 VO0LK2SIIAGEN JETTA 3VNSE69M12M068176 UP-Imes CApnpee°I ? Cmmelcbl ITEMIZATION OF AM)UNT FINANCED INSURANCE 1. Cash Price .................._._.._._...._..... _. YOU ARE REOINRED TO INSURE THE ......._...................... ..... ........... $13,995,00(1) EHICLE. YW MAY OSTARN O IN VEHICLE 2. Osten Prylasnt MSURANCE FROM A PERSON OF Third Party Rltalne Assigned b SINbr.... _.._...... ............. ...... f N/A YOUR CHOICE. Gn Oown PMrMnt ...__.._....._..__.....___..._..._..._...._..._..f Ogg NLA TndP,kl998 @10 3, OOD. W S LIABILITY INSURANCE COVERAGE Yaw 3 end LIMA S Gmw AYaarce S Alln.rll Wbe FOR BODILY INJURY AND PROPERTY Tone Darn DAMAGE CAUSED TO OTHERS IS NOT Payment ..._._ ....... ........._.._...._..._.... ..... ._.........._.f 3.000.00(2) INCLUDED. f. Uryald Balance of cash Price (1 minus 21 ._.____....._..__._.......f 10. 995.. 00 (y) 4- Ju nnme cold on you benap (Seller a av ae mtahltng • portion d seas 50 (3) CREDIT LIFE, CREDT DISABILITY AND To Public Omcbb OTHER OPTIONAL INSURANCE ARE (i) br narks IS 11. 00) aces IS 22.501S NOT REQUIRED TO OBTAIN CREDIT rapibrae- f_- AND WILL NOT BE PROVIDED UNLESS ( bas f 33. 50 YOU SION AND AGREE TO PAY THE (ii) for filing lees y 14.15 PREMIUM. (iii) far teess(not m Cash Prig) S 677.10 f 724 775 To ft-'-na Companies tor: OUfatVA Credit Lee nanscue (for termd conlad) _....._...... f N/A credit DlasMmma 0. Nunn d mrac)........... _........ S N/A f Insurance Company WA (Term- MOnme)_.....__f N/A Premium Ireuretll4) T Vlik? for OCUMENT PEE f s5. 00 You wan( Credit Life Instance. TP "^? NORSR CRUD f N/A T?IgGN1P S 290.00 B rSI s T. S N/A To W_$ N/A S N/A CO-Buyer Signs Tdal...._.._...._. . mt Fhlarkwtl 13 phk 4J...__ ............. ...................... 6) Credit a. .4; :h= I4) O Dbah1111f ok FEDERAL TRUTN?N4.ENDING DISCLOSURES n urance Company ANNUAL FINANCE Amount Total of Total Sass $ Prerrtlum Inwretl(sl PERCENTAGE CHARGE Financed Payments P RATE TM door amoum TMs- I TM enl.Inl TM rice deco Y 6,024 You weM Crash Diab*ty muse sca. porinatl -oa w Mw d y?r PuMew TM - d war me cndl w cowl meal.e a y.wh rna roe p a deb wan Y- rsam, I bdtaa an r-n roe ol wnp , Buyer Signs Ram snb 21.00 % f .53 .065.'5 f18.Of6. 28 $22,009.28 r p. n Co-Buyer &W" Nuasar d ? ma A- OTHER O"ONAL INSURANCE pbda O been-A...." 0Annlllay COYO M 76.86 09, 29 2007 Insl_ ms (`s,s„ . I in Mmme N/A N/A N/A N A S BOVA Pwpayent: II you av dl Y-r aaN early, you wiN not nova to aY a Pewlry. Srrbly tame Ysu sn riving a .ewdy in-n in aw whkb rap'nsusen. fem..-- lab paYrllele: ry a wk purge -?npnrMn d ppI rymrl realYved mon awn to deyalm.TM dlalp b2.0 awosmdlM bb - ?A B C- mar rs mk - Ip rB.....l blpmra m r.uwy bbrrl, Iww.mnl, You cons tie - peaY. " . n, rreymanl d war cep In run braes me .cnedubd den. aM anduds ire ,,e for wledt Premiums ere indutlstl Gaye. . If you do w mat Your contract ObegaIi7,, you may Idea your Vehida. as eau _ AS both your Yah de and goods put on your ,ehide and morey or goods received for SwH Sons LJ Your =67t snt pay-re under HNS Contnes is a abnon eyment. C.S.Yar Sign EXCESS UBE AND IMLEAGE CHARDS onnet use arb Cness DeaWaw inwnnce m in the boa ._* ease b cMCAed, mis 8edbn, Paragraph B, And Panguaph C of for the Ben st aw antrssL TM .m.um as IMS -Muses apply You may be cUrged ip esdeelliw war used upon -u .IWbartlc sewrarYe Sn Shor, n • rolb a eDlaastSld fa namMl ur. II You exwdee tlla opsbn n sell Ina vehiW beck lp Sdbr antler glean Be Yw re.Y. oPaagraph B, ynu mull paY Nw Sailer SON/A Par man for Imch crib in sects M rases elbwn - pe atlometer. pet Cerlrlkar Ns- AaMn sse (Dpbw) EXTRA MILEADE OPndI CREDIT II an a- k decked Yw haw wlcheeen a gaol canoeeaeon wren. hnflsr oepe is N a8 contract c'OralYw a atloon payment bas Bltlicatas f are -n Ape and you revs ofs? end k net worry b -bun -it. TM elttadeed Ynur Ope- b sell me v e in as SBNIW Aber Paragraph B, But sM andeoned tM aN arlaeaaoll elver paragraph IlpppBe b your cdniracl. At me 'ced ead and of mk -tint. You WIf an w bnh YI Nw altadrd Asdnen, Mltn k rea0. A cratlit d So. N/Am b-Puraw inbdbadrrl. TM pus. IM den N r unused! m4. for mnumar d uwastl mllas as-/A ariubeon weiwrk eel bumalNe co-adh lne aw N/A mib-, is. any an-- you ewbaYOn d Amwnl F ran ulcer seca.n 4. cew-Ienp under ands Mrs warty,. L y- are was in red dNaun _i_ V- .' wiY n not or I it the whkla b EaNOY.d, mb early, u . bas recd- any cr8di, if me credit is a, l °y tP man f1.Op. SBrc N044AODIFICATI0N DISCLOSURE AM pangs In IN-a-cep mud a in wminp YM Sped IN ynu aM IM "ser Baer x !?f caaaw X. siyw YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON THE REVERSE SIDE OF T111S CONTRACT. Th$Annual P___ pets mey he Its NOld to receh, ¦ portion 01 Use Finance cebnce gabt.e Charge. wish me SeXer. The Selby my Assign this contract and may retain NOTICE TO BUYER DO not sign this contract In blank. You are entitled to an exact copy of the contract that YOU sign. Keep It to protect your legal rights. x i dl°"' ? aver Buyer (and =a cknowledge that (I) before sieninD this contract, Buyer (and Co-Buyer) received and a true and completely filled in copy of this contract and (ii) at the time of t?nina this contract, Buyer (and Co-Buyer) received a true and completely filled in copy of this contract. ?, sdNr? VaTTi Prnn ?, THIS CONTRACT G NOT VAUD UNTIL YOU AND SELLER SIGN IT. This ------------------ ASSIGNMENT Ss4r rsey kaMfsr dlle saran-t n.lwalr ar.m. few as Seer-. d hu, I.nwk.a. asse r.erpa tlr armeet Is QRD MOTOR if Tlr.t_ _Pwa-.N mw. W"- as BY eterew aew. ms ('AatlBrw.'1. r To rsaael Assrpea aaaln ties sswse4 all 1--000 722 7GOO need b d y B SMITH PQtD IIC a x - This j rc ?? +Ia rsY? ner nPt MrM.l SEE OTHER SLOE FOR ADDrtgNAL - AGMENTS ORIGINAL PLY 1 - ORWG AL PLY 2 -BUYER'S Copy PLY 3. CO-BU YEWGOARANTOR COPY PLY 4 - SELLER'S COPY (NON-TRANSFERABLE) w")na bwh.n. end are ll due. due. You ' Nabs: You must mains an F. Dahull Yau W11 be In default No 1 - 1 may PfePs d bt e y lme wlhout at any nPle ecbrl M1w:oaPdr??ps you p,ea to y??k• TYour he a eA I. You do not male a Daymemt when it M dus. or 2 Y PIPM1111 pa"I fiha ached Ikuras YOU chsW mftexcew the Ptnatoe 1 make Y Pule r do scheduled delles or . ou paw IaNa or mlNeadlp#Kpmrtlon an your asdlt applca(lon retelling to #6 by w contract or 9. Yaw uel k aab:sd t b Cndibr will W* you p m? ma b twos nw aw The W , s a , or bdera l «?b? and not promift and u„pa, , Part e Of Me Pkwm same Cheep ?and 0". bbbttyhe Mp1yokwnnp Fli ?. Th te Annual Crecillor to Paaerntepe Rob b the unpold Amount Financed f h you; 4. Yt w ft s bbanbupby We or one b bad ag** you: or. 6. You do not so" erny otler prchlae in V* ccrlraot or t e actual rOPaeeteed, You will not haw a right ID rebutyl lp contaA K you are In defsun' On b pay ones YOU at ? unlsn the Creditor Fbr? t Me Iff"M eamed incl u ince C Amburd ciar o WPart d theFNrna Charge and el other arrwtnb due under e contact 0. Sswrlgr InbreeR You On the Creditor a security Interest in: . He Mft rsp0ass4v (hie book) M while, bo. He me also 1 goods fwxtd In or on the vehicle when d 1. The vahkb and N PaNb or otter ecode Vu on t a vehicle 2. AN -" Of goods M-Kvd for In vehicle; end n rsposeap ow hold Own Jor you. 9. AN In pen me and serNa coneecls lnanced for you. M the whits b taken back, he wM rind rise, will silly IM you may fodaem a ) you Yo a notlas. it The wB also This seesaw *0 -am lwYmerd of M amounts you ows In eft contract, it your other agreements in this corfta show the amdurd needed to ndeern. You ? m lni f whits up to the time the Cadlbr eels It or aprw b sell It O Use of Vehkb - WARRANTIES : You must take pre of the whlob and obey as laws in ua ft It, You may not sun o ord . you do nd rsdesm the vehicle, it will be sold. The Creditor will use the money *am the 9810, less go d1bwed r f hie vehicle, and you must keep It free from the claims of others. You will not uses or Permit the use of the vehicle ouWde of the expenses, to Pay the onount ON owed on ft contract, Expenses ere a Paid dra ot result of herNrp b rsloke the United States. except far up b 90 dogs In Canada or Mexico, WNhoud the Prior w0en consent of the Creditor. N the wtYola Is r n allows , low hold N . Ile, am eel 1 ere, as pemti by by allowed ed s' sk lessor oils Puled by low we o a type normany ufoed for Personal use-snd the Creaw, or the vehkk's marufaclrrev, exMMs a wrMbn wa W . The aurpkj d. bo The CwW m will pay You any moray tail (a the mor. You pay will srny m oat owing alter ale M service contract covdng the vehicle within 00 days from the dab of this oonlrs4 You psi k1*00d wana N Cred a you do amou atnt d not Ws pay Cecifter when the Cr N Yma C1M br may law sb, clnsnps You NNarest at the higtast lawful n b n es of morchentaWllq and Ibress for • particular purpose ON vShIC116. me th r t Oct and s a until you pay. o p a e Implied wwroallem aN no such D. hiouraee: You mu t I G. Oarerah To oornbct Ford Molor Credit CompsrW about this ooonM, eel 1{80p to M ) 727.7000, The low of Pwvmykwga appbs carrtracl N tht taw dog t l s nsure, ymW and the Credbr against loss err demapa b the vehicle. The CNdNw must approve hie ' . no s ow U of the iW"nwft In fhb contract, 11M Ones not allowed will be veld. The oo b Ps and amount of loaww". N the Creditor abtsIns a refund on In-- or servlp contracts rN CNdibr n rare Of Oft tcorviract WOO SM be 0. , ur subtract des refund from Wlet you owe. YMrNher' or not mo balsa; You rranst Pay for N N it is is d: dsatrcyad, PpCdI017CE8 ..•. N a chaps for vehicle kNUMM If ahoasi on the *Ord. the CnKMW k b le covarages checked for the t NOTICE - ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL 'CLAIMS AND DEFENSE erm shown. The Creditor not Noble, though, N he oe not do eo. N thwe oowrspp cost more don the amount shown for Insurance th 8 WHICH THE DEBTOR COULD ASSERT ' AGAINST THE SELLER OF GOODS OR SERVICES e . ditor Cre dt for ti?is mo N m1w all Kxie w -leer m or he "my Gus you cermot CrO ill any Insura he lus w h em OBTAINED PURSUANT HERETO OR WITH PROC HEREOF. RECOVERY HERE THE UNDER BY p You credit for the mount sho wn. Tl ova win be mwe e ? to the test payments due. THE D BTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER & Lab Charge: You will haw b pay a btu dmrge on la P-11- of remade more than ten days lob Th eaCh Used Mow hicle wM ?trall rap ialllons buy re a used ve a r . e ? 0e the on nod excIs shown use Ac0e?10° of wits Payment does your daft* or mean that yqu can 1m# =MV PaY?nb sfler they all due. The Credtor rhay gals on the he sto tot ' of specW Buyers "Is to be ?PaYed on the he widow of the " IND THE INFORMATION YOU SEE ON THE DOW FORM FOR TRW VEHICLE aS PART O icron in this a Nthere defauN w F THIS CONTRACT. INFORMATION ON THE WINDOW IN THE C T niff nAL CONTRARY PROVISIONS - auAdtANfY To as-tike ad. to ad le whkb d..&.d on the from of Mils conhaot b lha Buyif, on wpdN, 01M bebwere a or s Me Psymerd of Mb -"we& Two means Mot N the Buyer taps aptn pOrpr, lrlt0 b pay rry ngnsY Iat• In owed on We whole a IOW owed eve n819"Nonese oarmom o?darrp pay it ow nuked Each person who acts bebW aRaas.tlrst he WE be MW for the or* or moe of tie foil- nF. (i) gkw the Per more ?o 8" tints Guareray. He alp aprew b be left awn N the Creditor dap any d ihe otter Guaranb(e or. c Nkepe r mos tlrre b'POY"or moue PWnenb, or (b) awe a Nele-6 In'ba or In pert b contract and Mb Gwmnty a le(ta)rne d sipnkp Each Owranbr clip stator eat he hit rscaiwd'a oonnvleted Ivy of this Pudrantor. Address Ourernbr Addran r .., - ro+raae ode T. o+..d....... Hall»,...., FC I OCT 00 ADDITIONAL AGREEMENTS A. Payment said Summary NNke: You Must make all Pail- lacy are due. YOU my " by your debt at any U.S. h'me fund. Will l N aParm. the time and amount of inrnro. M the vehkss h IO.R dermgad a destroyed you hosed pa Me S IN g gemH y. This l ay Walmess9l wnlrad. rye you res. TM aclwl fklarsce tlb .omen to m pay will d.Pand on your ailwI limnce cnargo may bibeed In. d'acbaetl Fe , y . r whY h VIII owed. You agree that the Sabr Can make a claim under the joauanq policy. You ewbff" the in urare com arrca Charge meeMetlubdtl 'You make your PePmnm seen, than aros or in is from ft eiladrNp amount. Your p t -- will be k d . gny m ProvkM Saar try ihlom ation 80esr basses. sressary to make a chin. You must use meuranq Proceeds m repair ft whip .po e rem to the rates arts to bare of the R ge s red hie unpaid AmplnI F need th ., oars Inn MM90 to the vMlde is bom deed a tote tore n Mb n In. tla h . e Fw? np paid Rate to the unpaid AnblMt r?etl fofor tthis A he actual 1'Ima sham 1°g°ss Fina to IM wNGe is conadenid a tow joss. you lose. yr yes inwr- whet you owe the Seiler. It your saturants Pay ' de in n wh' es tall Amount Rnarced is oustanding, if Iles "ahfde is rep,- me the I de _ t bail ell you owe, you WAR bay what is 9101 owed rand, YOU Well not mw me rger m m mbh the Common onto= Me SNM, .area. , B. Bslbds Palamed CMMct-: If your bat IrbtaMnnt PayrrsM udder this Coro acs b of baNaOn Payment as Nadcated on the Irons of Me w vac , You my bible me bat ingwimm Payment in erne p Of Ilaee wis. Fat, you may Pay all that You owe when this by mabohneM Payment is due and keep your motor whbee. , YOU they mimee Me lost ksst.Nrrbm paynwn. usher you w In defarm under this cmeaR H me Seger has advanood mMts ho toe any Mlaub, You moat Pay beck Me Seger before Mme rafinYncYrp. YOU Wo mest provide Prot ot a s ombe accapt- abb to SWerbison Ind repnumksp.7he Amu. P"`-"` H (APR) for me Mlsa , wR M Ma lower of Me APR egmed t0 by you is e ft Sa1ile ate m r at lie ore of Ind Mewueng or the maahlYm rate gmNbd by me. The teen ot me relieminp will be based M 11e amosHl refin.noed, M. -b, am me amount01 the rnpMMy PaYrrnen.. Tha rspmmed rrnMlYy prymenl shell f rib same r In Ihls cpnvad h the Mlnanassd ensasasl will ba m y N Paid within W month` d mere des dab of the gat 'm11be fu t PaYmani. Othame, , the mmMhly Payenl empum shell be Me amount needed to fully. Pay Ind-refimmr ermurM women M manmr Of Ind due bass Of me bet asslYlmenl payment. It you wish m W"Amos, you -wet nobly Me Sager M wrfl Esbept a$ dirurad in Mb •eGMm. 1h` nplca wbe eoived no fear Mn 3h`days per bMedesdehot tm ba MWgmMt Payment. Tblyd, you may no the vehkb m me SNbr f01 M an-- In Me ha ketailrent p yam. You must Pay m he Saga any nee amount owes umsdar Mes CWHrsil. Amounts you ovro wI be Mwd. M Part, on sae vMkNY meta-ga. You ale0 mlY[ Pail m pre 9sH the rHmsted aa.b ol all reoekem the whlde IMI ere the resuilf t of eace.e wrr am ur, As bat form below. Vou mUal lake foe =c le toe place ealeetrm by Mb Salle, W Irpe . m I.Mr /5 rya poor M the bon imtalknYN Paymnt due data Me 1h` emp it ion, you decats m as Mme vMkb to Me Salle, you moor giailro gw vahjob ip M SaNSr ne hssr than its 'sat berearrM P"Ma des ,late. At Mal Use. you most bar give the Seller a Ma. whidu Mows no Yens Opsar Mean Mme S--e'a " Set lien. transferring ownrahrp to the Sister m a pe-ams wleiled by to the SsMM,Mer ire.impeclan, it you decid bat M rM -hkie the Senior wheheu you want bwlad the Sells' Mil inform Payment. YOU went m Mfin loos me last 'mstallmeM CCfMm.pa Repair: II your bet htswYrrent Pill unit., mss (rail b e baMgn gym_ and eh`ms wMCle deaM m the Sete no., Pentathlon B, you ashwureef ft bar repair. of a? TM wnkb mat eh` not the rouun of ,barn, view se" m. ,eosin ielude, but ash not MMHr m, Mpee (I) ruches any Ire no Pan Of e Mrmhing sel of four or any Ore wnkh Me Mae Man 118 Mim of remaining bead; A) manes, es ana00rkal delrla: Iw) -pair m nplaba es deMetl, smalMaml. CNpp.G, run, m mbmalMetl body graft Paint or wltleN ndarlMlliwtion ilermts; all tlamed, tAYaktsad, ,rated, PMed, broken m mbanp trim rtl grill work: all amatbhs . 1-ked, PdW or brae' g'aaa: as /.say w to -, ecMnbms; all broken m Hard pal lights: will raot-1. mamnedon.: a, IreerW rM, .teem, Oume m em as -me whits wood be lore, by bollblon or com mbensim borer. wINIM, or nil Mum, ro a.."y M Imes. =u, hM na de Ma obain balms inappalpn ol she which Parpr.g B, you wB owe iha eakrraled casts of such wpan, swn if 1h` rep.es are bat med. PrimW Your bale o the hkla_m.Me SWer._If.you aY.egme with M• aMmaad .bats ot - rapa'rs, you mail M-1h` ropes- made at your axgnee or to ww bale ot ma -Mcle b the Seer. O. Sesmsry IldenMt: You W"e Vro SNbr • aawrpy IMemel m: t. Thar wr y. sat NI pane or doer 900de pu On ma vMida; 2. All monsY m pools rowH.d Ind the vMkW; and You. 3. AN mr-me Premiums rd rrvip wntrrb poser for Tame escort PaYmeM of all amounts yo usher pone coaMreil. It abo eecrmme you ome ag-rom in Me cormaor L Use of V.MoM • W.rtanlbs: You MUsI take pry ot me veh ow and obey as ter in ring it. You may ne bap or -hide, rand you bawl keep a me; from she wens a mM rent the you =1 nth caa w Pamdt me use ot me "m w outside d me unwed es. rwpl Ind up to 30 days in Graatla m lasaw, wiMOu Pa prim wmten Oanrni of MM SaMr. M Mss weld. M ot. bar amorally aer f p.r.essl YN arW tlss 8all.r, or pre vM4 OM's mruMdm aassnda • wmMMn rmety or ,,vice the ntraot w-anrsg dra ".Mile wRMn r deya from its data .1 MId . COnbacl, you PMget impHM w sN be ot srsar 1h` ots, WmI.I arohkb, ortheriel ew,lued r rhrr bar a Mc ptaPO wvarfaap N?you Iaa, nderer and agree IhN /mere w lob erh .enact .. olltarwlr pm'ovld.d by law. 0. Returned Iowan PnMMWes and SeMOe Canso, Cra.rgas: Th. -d may boot Mary, for inaunnce, servfee contrails, or other p9maole. You some Mal me Satyr can claim benefits under these =-- end uhise. P-Mdbd by tow, lermigte 0-- to obtain -fUrarmad dbrgbb m reduce what you vise. If the Seller gets a Mum or ksu-babe. eervlte contraP-, or OHler cpnlraplg, IM Shier w1Y eubiracl Y 1-m wet you ow-. Once ak emPUMe owed under I wheal a- qid, any num nev roluma will be paid t0 you H. Default: You will be in delaua it: 1. You de el lone a gymaro wen it h des ; Or 2. You gave labs or loisbaanp W0= w your m0G1 application relating m two control or 3. Your whide I. razed by any local stsro, or fa eml rMon1Y and is not Promptly and unomftnaYy -mrwq M you; or 1. You Ill. a bankrup Oy pestbn m oat b toes agelnN you; m 5. You de red gasp bay olMr promroe en tit wrsheil. H you dessuM Srer can ,ameba Sabrs domes under this con. Ireil and Sallee. other rights under the Iw. L -Repossession: a you chew, IM Sailer they repairs you to MY at once pss Unpaid Amount Fjoanbad, IM r- and unpaat mend tat F"-Charge sat r omen amounts due under Imes wnhad. Seller they ropoaras Peke back11M whide, too. Sale, May also he goods round in ores Mee whiCM when r-possered and boat them W you. J. Your Right To Reasam: If rib vshk4 is taken back, 3NW Will sand you a rnoMCe. The rike'wYI bay that YOU may redeem (buy beck) the whbb and will .retain how to ressam Me wl pom You Mal -deem IM Vehicle up m the tor-he'SNW are M m agrra m ar it. P YOU do not -deer- IM whk-, n We be ,sold. IL Dlspowum of maw v4mbl.: It the "Mile is ben back and sold, me mgey from me "Is. Mr a'kwves expenses sal be Used m bay mere amount all owed on Me combed. Albwr sublimes include mose paid as a dh 1-rnr Mvingm-Wes IM will le, hold it. PrePare a br nab, a. aril II. Rrsonebb =11 Isesam legal Cwb a- akwnd, babe tlssre ro any rib by lame a (au plr), it .,%:' ill M paid -you. if men money I ani ma rb nor endugh to Pay oa Ihie corrtrail arm me as. you will meY whetbis rod ask. VIM Seller. II you do not Pay Mm amount hillhe this 9Nbr rids, M Sella May baarye YOU m onme Y in. highest law ml -b oral You bay. L. Call.adon Co W: Except r dhsnW. provided by tow, You must bay ery and all e0anaa. rWtes m anbmmq his wntreol, inewtlin9 ,XM on expensr, bwy9-' far and .the, tomes exPemes. M. Consume R.parm: You suhome des Assignee stand on me host of the CoMld to obtain ooneu mw crodg -pons hams Om. Sumer ihl agandes (dadft bureau-) for any ratan and bat any Ism. M wnnsillM with m1. bort-d. N. Applicable LeviYou:`mm NitcoheredwlYMg..."Ad- by the laws of tla Nile of Pemsylvania. 0. Ganwaf: TfdecOZol oanWm ale score agreanbM between Sher and you roeelk0 to Me Italy end knanakP r she mrsdm WU`bw. "arty pan of "a coned is nil Weed. W Debt pads stay -lid. a Sells doesn't enloma Sslbfs rights awry it... Seem ca^.dlr imbew IMm ans, Selierwin Psenise all of Sellers rights is bwml way. if Me lest irgWlmeM gyrneM wrier ihro wnlrail b is balaon bairn.-. AWpnae lea rei(Par m OI ExcMrp-. In m espedly E Asegn'evn?ouelMad Ireermrary. eel rights Iran real b _ megj:t m the archer am aam otmot vMkM. NOTICES NOTICE -ANY NOLDER OF THIS CONSUMER CREDIT CONTRACT is SUBJECT TO ALL CLAIMS AND DEFENSES WWCH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES. OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.' Uaad Motor Vehide Buyan GBitle. If you ere buying a msO which wMl MHS , Ul fecoal regwa Om they requite a eDedel -aye- Guide to be diephyed on the wintlow of me vNkile. THE INFORMATpN YOU SEE GN THE WINDOW FORM FOR VEHICLE 6 PART OF THIS CONTRACT. INFORMATION ON THE WINDOW FORM OVERRIDES ANY CONTRARY PROVISIONS IN THE CONTRACT OF 6AI.E. F. V.hbN rom e: You must fan YOU "Minh epalnst bar erns rw, YOu sal w?N sarm a.rr,tipeMl Nrmr-ee.I?yW w r d from . "er 1 lire m the. You m the rs.e0urara IueatY r tlr CO,raad Yay drab,IrenMa, w.setae. y. T ate SeIW r b lose bar pay, Under t!p i murenw polity. The Seiler must wMehesuaW rwarMN1MHNMremrurcMeeefgr MMM. GUARANTY Oueranbma Sete m ail the wlhide tle.cmBM pre Hue Irom ot Mva wnlaacl m me Buyer on prat. each person who .ipm babw r a 6rM q-onpawyb s'pa r q nl d Hon CmMrt. wm harm Uat H Ha may'mes a 4.'=y met M owed w mss Sew/bblby emdml owr svr H omae m morn Iotlw Ype-pml. ar .ices Hka GuveMy. Eaphi3wraagrra iMl M wAI be Hoge" Mee does ane m mere ot me IeHOwrq: ((e) pHs. me Baay.r,abre won b bay ane a mate payms-yalep... I- to men m .,bail ot n» oHw Ggranles, m (CI Mbaar rpy Me m . Fxh Ow-mm aeo ebMS duel M mecaiwd a roan pleand in copy or lots of signing "y in sup roMrail antl mss Gu•remY w the aloe g y sew Guarantor Add- Ggrenmr Atlmrs IXrbkrepon M a rrMpp)d 'P Am.. ary , a CO^bOVP-Y (wlMilh'ep'. r •?M.) whvn Nlirp a towns.. jo won. ahe you 9arr (•w' m Wes erh, a 'ry" Y any -ne. mdUm y YYr a bwNtl M Hlad. b Mw 21mMd?.-MaYOn. 9uM CINnr Mduds drew nolMmpW mmatWew 1 Yry CWm M.npbtluM '-gardV Me krMmrwMq, baba.. Y wle d tllu atlr.s. m YbM!!$ ) CMkm N OreO, Yn, regulatory m dhemMe: ypur/our enW'oYea& agents, rIUCCrade. 1NHy '°^Iy Of ash' baw;Cpn3) CWna Oelwer you You w. Yadtr, Hie cdmsct. or sty rssugknp ban.rapnrNgp' ?aubadanes, m .Mki s) Gems .miry Owry d ra?Mno m? r appeCadon b who do nil ago tlr wmnraot. o^elkP. ksclards0 that with hens tlael.r, m a .Irc11 relabOns wNh shim tees (tyls YOU ANO yyE AOREE TO ra -Iw y.dIa r b ,Yea Mr you am r pre. jo waw-Ilse lot • RIOHT TO A ?IAI. WHETH6I By A J{ApE OR JIINY ?? ?' mOpITPo PARTICMpTE AE A G.A68 REPRI!BB1TA71V6 OR A CLpSB YEYEER.I pNY CLAEE Clpda YOU MAY "AVE • -ROM YRWMTS TO DISCOYEAY I1B AR)F AVAILAELTE INN A IAWEUR • RI011T TO APPEAL THE DECMIOII OF AN MBITR11TpR • 07HBI PotNfsg THAT ARE AYAWBIL W p LAWSUIT (HnaY You AM sVa De Net GM Iles "a Call b -reheats, you arts we wB wrmhus b haw me fdk.w4 right., wigbw rivkp -? Sri-b ? to 1 Yy?: 1) RYLMwb IYS p.nbuplOy in oou'; 2 My imR wsu bagel mj."M wm whet m1 aMitramr3) ergaded m MIIhM'p al R MIpC• Hn .Imb.laYe dedNO^, ash Flglul pA a.rdalpw wind MIOw and true other Poly 10 wW o Mbb m. The aglic" ONe (the Wwr') --Ml fAawwwarlw ae wyMomM w,xl eff OTFq SIDE FOR AOmmONaL AGREESEHfS F7; f>Ewg91ec -_PbO "'PRN••• Ford Motor Credit Company P.O. Box 31111 TAMPA, FL 33631-3111 (877) 349-5260 PQIXB0002000is ROBERT L. YOST II 503 TERRACE DR NEW CUMBERLAND PA 17070 Date of Repossession 07-09-2008 Date of Notice Date of Contract 07-10-2008 08-15-2007 Account Number: 043025571 Buyer ROBERT L. YOST II Cobuyer KRISTIN M. YOST DESCRIPTION OF PROPERTY Year Make ? New 2002 VW Used Vehicle Identification Number: 3VWSE69M12M068176 Model Body JETTA NOTICE OF OUR PLAN TO SELL PROPERTY We have your Property described above because you broke Promises in our agreement. Q above RRIVA SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment Date of Notice shown above unless redeemed by you date). The sale will be held as follows: prior to such sale. Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidden; if you want. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. The property is presently stored at: MANHEIM 1190 LANCASTER RD MANHEIM PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us this amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 11 63334 Plus Costs: Repo Expenses $ 370.00 Plus Late Charges $ 14.77 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 12,018.11 (Plus expenses incurred if default at the time of repossession exceeded 15 days and less rebate received after the date of this notice.) Your property won't be sold until 15 days after the date of this notice at the EARLIEST. After that you can still get it back any time before its actually sold. We are sending this notice to the following people who have an If you do, we'll have no further claim on it. But the longer you gait, the interest in the property described above or who we money under If you have an eluding repairs) you may have to pay. your agreement: 1) The buyer and any cobuyer named above; any questions about this, please call us. 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. ? The property has been (or will be) returned to Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the ro (dealer/original creditor) after the sale, you will pay it to the dealer/original creditor. P perly and pay you any money left over. If you owe money 0 PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above. PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance has been cancelled. You have a right to get credit for all premium refunds. FFNA 11999-37 Jan 02 Previous editions may NOT be used. Pnnted in US A. EMILY FARIA CUSTOMER/CUSTOMER FILE "'PRN'•' Ford Motor Credit Company P.O. Box 31111 TAMPA, FL33631-3111 (877) 349-5260 P0JXB000200021 KRISTIN M. YOST 503 TERRACE DR NEW CUMBERLAND PA 17070 NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises in our agreement. x? PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property above at private sale sometime after 15 days from the sale to the highest bidder on the dabel described any ad ournmentlic Date of Notice shown above unless redeemed by you date). The sale will be held as follows: prior to such sale. Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders if you want. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following interest in the property described above or who owe money under your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. ? The property has been Or will be) returned to The property is presently stored at: MANHEIM 1190 LANCASTER RD MANHEIM PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us this amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 11.633.34 Plus Costs: Repo Expenses $ 370.00 I $ Plus Late Charges $ 1477 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 12,018.11 (Plus expenses incurred If default at the time of repossession exceeded 15 days and less rebate received after the date of this notice.) Your property won't be sold until 16 days after the date of this notice at the EARLIEST. After that you can still get it back any time before its actually sold. If you do, we'll have no further claim on ft. But the longer you wait, the more costs (including repairs) you may have to pay. If you have any questions about this, please call us. Udder our agreement with your dealer/original creditor, the dealer/original creditor is to sell the Prop" you oori money creditor) after the sale, you will pay ft to the dealer/original creditor. P perry and pay you any money left over. If you owe money 1XI PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (OI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above. PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance has been cancelled. You have a right to get credit for all premium refunds. FFNA 1198&37 Jan 02 Previous editions may NOT be used. PnnW in U.S.A. EMILY FARIA CUSTOMER/CUSTOMER FILE C3 4-Ni IL 8 ?8$ ? N O 0 o p ? 8 M K M N N N wo, M to N N Vl dam! pp -- b a 8 ' r c ? c+f te'! tD m aaF V- T Q m T 6 $ w a Q ,? WQ U) Nza ?7 ID w r U-0 Q g oQ>° a , 00 $ .7 MN Nb Q 3z:: Co do °? ^_ w .?.MM w4 goop? _? ?ya gocaiM $"' gco q o°JO? oo}VUl ?°T? o Q c}W? ?0:w ow lw W3 CJ C2 N?O CID ? N..3t/11+7Q ODTQ G ?m 3: r d N Y z N NU? O Q Q a° D N W CN-i p ?? o?a? $?XZ 0300 o CD p pY $ ? ] tuU QO 03 ? oZOCD o > o>-w U o a-. pp z? mwr j mMmza v MO mwQa ?°UU a ' xJ`? XT3 Qwm a w e+f 4i,.QQ ap- mou C3 Dow ? o? oO:tnZ a3a0 'o-juNiU ot°Z a?uia6 oGc?m ??°T°g m m C3 0" m r.03 Q" r- N .0 m Ir C3 C3 7 C3 Er ° o o ° A ? to m O m q m m •? rA a G o $ C Iff r G C] a O G q O a ? 0 0 C In z O A r C3 q ri C3 C C2 .q O M C3 d ? p rq ? m. 01 O gy w q O C3 q G C G C r- a O T, C3 A S -0 -0 S C3 D C3 O q 0 p 8 C N O O q O O - o -0 G -0 G -a q t? ?p > A O ? 04" Qom- I•. O 0 0., Id„ q M J N M1 N ~ M1 ~ M1 M1 °? N N N t= 3 2 hLGTE000TOOOh4O06TL Q? O 7 L L L 5, S f I ? i AIR, . Q C: o -? 4. _ w O O p p O O O O p S O O 3 C N p N ° ° O O o N q ?s 3 ? O 0 p ° 8 LL ^ O p A Q S O ' N ? N h N y M A y A M A iN9 N co h VD w h p N W N O C M by i i N to 1q ~ 8 C) ,n d E tD 4~ O A O O m a? N A N! O w- OOD ' N g' Q A -Z icn, -AQo _ o w u?i,5 co) a `pza°DO Pv? C) A O N z A 9 J r ? 3 red ?mya co?G m g ?x-o gy? ?maoc $Ul W ix w 0) NowW o0:M- CV ? 'a?3 _ u g"'ow °oOU x o?0om ZG?A NY ? vm 3 $3aicr N3?3 o atn o} °°2 xZ VSO o?g? c? O NQw N-ipQ Q-8 ?? 3 Zw =Ww0 8o 8=,)w OZIwn o GO (0095 p}Vo :t a. PO-1p ??w x'J ?ONg xy03 Aw ,1m(01 0 4 Tj-C3 °sZ °U am °m a22 ffi C3 M C ° ° 2 ° qC3 m m a E c3 C3 C3 0 1= C3 ° ° ? ° o rq _ 6 7 C3 ° ° O G a o o 0 C-4 C3 M C3 i?mpp p > ? C3 C - Ir Ir ir it Ir ° JMJ [%- h N M1 M1 M1 .23 A O 2hLOTE000TOOOh9006T 0 a UU LL E Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2008-10-29 PWYGI00100087 KRISTIN M. YOST 503 TERRACE DR NEW CUMBERLAND PA 17070 ROBERT L. YOST 503 TERRACE DR NEW CUMBERLAND PA 17070 STATEMENT OF SALE Account Number: 043025571 The following property has been sold. Year Make Model Vehicle Identification Number: 2002 VW JETTA Balance owing on your contract Deduct: Finance Charge Rebate Balance less Finance Charge Rebate (1 - 2) Deduct: gross proceeds of the sale Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and any attomeys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate Other: Deficiency- (9) $ 6391.14 Surplus* (10) $ N/A The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency" * If the sale resulted in a surplus, a refund for the difference will be mailed to you. If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write Ford Motor Credit Company P.O. BOX 6508 MESA ARIZONA 85216-6508 (800) 732-2264 Mail deficiency payment to: Ford Motor Credit Company DEPT 194101 P.O. BOX 55000 DETROIT MI 48255-1941 3VWSE69M12M068176 (2) $ 0.00 (4) $ 5,800.00 (1) $ 11,648.11 (3) $ 11648.11 (5) $ 5,848.11 (6) $ 761.75 (7) $ 0.00 (8) $ 218.72 FFNA11990 01/04 Previous editions may NOT be used. Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2008-10-29 POMYGI00100086 ROBERT L. YOST 503 TERRACE DR NEW CUMBERLAND PA 17070 KRISTIN M. YOST 503 TERRACE DR NEW CUMBERLAND PA 17070 STATEMENT OF SALE Account Number: 043025571 The following property has been sold. Year Make Model Vehicle Identification Number: 2002 VW JETTA Balance owing on your contract Deduct: Finance Charge Rebate Balance less Finance Charge Rebate (1 - 2) Deduct: gross proceeds of the sale Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and any attomeys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate Other: Deficiency- (9) $ 6391.14 Surplus' (10) $ N/A The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency- If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Ford Motor Credit Company Mail deficiency payment to: P.O. BOX 6508 Ford Motor Credit Company MESA ARIZONA 85216-6508 DEPT 194101 (800) 732-2264 P.O. BOX X 55000 55 DETROIT MI 48255-1941 3VWSE69M12M068176 (2) $ 0.00 (4) $ 5,800.00 (1) $ 11,648.11 (3) $ 11.64811 (5) $ 5,848.11 (6) $ 761.75 (7) $ 0.00 (8) $ 218.72 FFNA11990 01104 Previous editions may NOT be used. CD r 7,9 0 Ji.:" I wJ iti ! U ?"Y8.57? tad. C?? ?7yu7 ?? 2 28ca?,? Sheriffs Office of Cumberland County R Thomas Kline Sher I ?ryILED s rr i -0 "'FICE pt Cir,h6rtt44# OF 71rr- F-P i '4(Wr)TARY Ronny R Anderson Chief Deputy 4 20 n 09 JUL 22 PM 2: 2 8 Jody S Smith Civil Process Sergeant OFF CE OF r.+E SHERIFF Edward L Schorpp E ?-??P'+I4A Solicitor Ford Motor Credit Company Case Number vs. Kristin M. Yost 2009-4692 SHERIFF'S RETURN OF SERVICE 07/20/2009 02:45 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on July 20, 2009 at 1445 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Kristin M. Yost, by making known unto Robert Yost, husband of defendant at 503 Terrace Drive New Cumberland, Cumberland County, Pennsylvania 17070 its contents and at the same time handing to him personally the said true and correct copy of the same. 07/20/2009 02:45 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on July 20, 2009 at 1445 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Robert L. Yost II, by making known unto himself personally, defendant at 503 Terrace Drive New Cumberland, Cumberland County, Pennsylvania 17070 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $59.30 July 21, 2009 SO ANSWERS, R THOMAS KLINE, SHERIFF IT'eput-y Sheriff MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (l1J) /tSy-/15S FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ROBERT L II YOST AND KRISTIN M YOST Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 09-4692 PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, ROBERT L II YOST AND KRISTIN M YOST in the amount as follows: Principal Amount $ 6167.61 Interest to Date $ 1217.13 Costs $ 137.80 Attorneys Fees $ 0.00 TOTAL $ 7522,54 BY: MAURICE 84 NFFDVMAN, P.C. CHAI?L N A. TAYLOR, ESQ. Attorn r ntiff Date: October 7, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) "/z59-"/155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ROBERT L II YOST AND KRISTIN M YOST Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 09-4692 CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 9/20/2009 to Defendant, ROBERT L II YOST AND KRISTIN M YOST, against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 9/20/2009, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE & BY: P.C. TAYLOR, ESQ. Date: October 7, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21J) /'39- FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ROBERT L II YOST AND KRISTIN M YOST Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 09-4692 AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that he/she is an attorney at law and that on 9/20/2009 he/she mailed a written Notice of Intention to File the Praecipe to Defendant, ROBERT L II YOST AND KRISTIN M YOST, at 503 TERRACE DR, NEW CUMBERLAND, PA 17070 by regular mail. MAURICE & BY: A SWORN TO AND SUBSCRIBED before me this I day of 6 , 200 9 Notary Public 1P.C. TAYLOR, ESQ. 0 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. ROBERT L II YOST AND KRISTIN M YOST Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 09-4692 CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: ROBERT L II YOST, 503 TERRACE DR, NEW CUMBERLAND, PA 17070 MAUR BY: P.C. ,OR, ESQ. Date: October 7, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 09-4692 ROBERT L II YOST AND KRISTIN M YOST Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that he/she represents the Plaintiff in the above entitled case and that Defendant, ROBERT L II YOST, is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thero6o\ MAUR BY: , P.C. LOR, ESQ. SWORN TO AND SUBSCRIBED before me this 7 day of , 200 f Notary Public 6"4 r ASc .k?1?v^*, .re ,{ +` . ...?., ro ??'+ ..y.. ,„ September 20, 2009 Attorneys at law Saba 935, One Pan later 1617 Jahn F. Keanedy Bird. Philadelphia, PA 19103 1111.215.665.1133 fax 21S.563.A970 wwwAniowpc.com DonoW S. Mousice Member NJ lot lard CorNfied Cro&tors' &*s Law American Board of Cattification Joan "wras Mother PA & NJ tar Thomas 1. Dominczyk Mother NJ, NY 5 PA lot Charlene A. Taylor Member PA tar low Jersey Office Mourice & Needtoman, P.C. Suite 2007 5 Walter E Form Ilvd. somkprea, NJ OU22 tai.9M137A5SO fez 900.237A5S1 ROBERT L II YOST 503 TERRACE DR NEW CUMBERLAND, PA 17070 Our File No. 10231 RE: FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY v. ROBERT L II YOST AND KRISTIN M YOST CUMBERLAND COUNTY CCP, CASE NO. 094692 Dear Mr. Yost: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on July 20, 2009. Unless an answer to Plaintiff's Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kin Crosby. Thank you for your prompt attention to this matter. Very Charlene Taylor, Esq. CT/jm Enc , P.C. THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 15) 789-7155 FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY Plaintiff CASE NO. 09-4692 V. ROBERT L II YOST AND KRISTIN M YOST IMPORTANT NOTICE TO: ROBERT L II YOST DATE: September 20, 2009 503 TERRACE DR NEW CUMBERLAND, PA 17070 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY AYLOR, ESQ 062S000S 3191 ?°A o 9-9 IlL - M - (D LA - O - - P? +,,. r - Z - ... g OoW - WI?-V Oow w LC)Z : v LL w° CD WUa ZZ= 06 w UZp Dog Q M September 20, 2009 Attorneys at law Saito 935, not Pena Center 1617 John F. Kmaa* Bird. Plddkdelphia, PA 19103 tel. 21 SAO. 1133 lax 215563.8970 www.mrdawpc.com Donald S. Maurice Member NJ Ur bard artified Creditors' Nights law American Board of CeriiNmiion Jooen Needleman Member PA $ NJ Nor Thomas t. Dominayk Member NJ, NY S PA Nor Charlene A. Toyler Member PA Bar KRISTIN M YOST 503 TERRACE DR NEW CUMBERLAND, PA 17070 Our File No. 10231 RE: FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY v. ROBERT L H YOST AND KRISTIN M YOST CUMBERLAND COUNTY CCP CASE NO. 094692 Dear Ms. Yost: Enclosed please find a ten (10) day notice of default which is self-explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on July 20, 2009. Unless an answer to Plaintiff s Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, MAURPPE &k NEEDLEMAN, P.C. , Esq. New JerseyQlfice Meerice R Needleman, P.C. Suite 2007 5 Walter E. Form Nled. Flemiss"n, NJ 08822 let. "I 7A550 fax 9M8 37ASSf CT/jm Enc THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 153 769-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ROBERT L YOST II AND KRISTIN M YOST Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 09-4692 IMPORTANT NOTICE TO: KRISTIN M YOST DATE: September 20, 2009 503 TERRACE DR NEW CUMBERLAND, PA 17070 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEf OLVMAN, P.C. BY CHARLB E A. TAYLOR, ESQ Attorney for Plaintiff 052S0005583191 _rr ? •M? u0i IER 4S> ov?at ;3 a ?LLLLM - M Lf) .:, O CL _ ' o - Z Dow (D M Z L-_ - = CO CC M W - YLo Z 41 U CL ??rn W Z ?- WUd W Z Q ZZ= wn W --i U W WW aza =o M = R Thomas Kline Sheriffs Office of Cumberland County Sheriff Ronny R Anderson Chi anre?v 41 C#rurhrp ef Deputy Jody S Smith Ci l tlk vi Process Sergeant F Edward L Schorpp oPFtcC O ? TW &fdERiFF Solicitor ... -1 kieart company vs. . Kristin M. Yost 07/20/2009 07/20/2009 SHERIFF COST: $59,30 July 21, 2009 Case Number 2009-4692 SHERIFF'S RETURN OF SERVICE 02:45 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on July 20, 2009 at 1445 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Kristin M. Yost, by making known unto Robert Yost, husband of defendant at 503 Terrace Drive New Cumberland, Cumberland County, Pennsylvania 17070 its contents and at the same time handing to him personally the said true and correct copy of the same. 02:45 PM - Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on Jul 20 2009 at 1445 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Robert L. Yost 11, by making known unto himself personally, defendant at 503 Terrace Drive New Cumberland, Cumberland County, Pennsylvania 17070 its contents and at the same time handing to him personally the said true and correct copy of the same. SO ANSWERS, . e?. R THOMAS KLINE, SHERIFF ;e;pn;tu,ty Sheriff Request for Military Status Department of Defense Manpower Data Center 10 Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 FEB-27-2009 07:36:34 < Last Name First/Middle Begin Date Active Duty Status Service/Agency YOST KRISTIN Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. 14. vJ011j4 Aut Fri _A?M_ Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/*/pis/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 2/27/2009 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: BYHQGDFSHSU https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 2/27/2009 Request for Military Status Department of Defense Manpower Data Center 40 Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 FEB-27-2009 07:34:46 '<Last Name First/Middle Begin Date Active Duty Status Service/Agency YOST ROBERT Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. 410 Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/fN/pis/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 2/27/2009 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: BYWRKYPFGHT https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 2/27/2009 F?LEn 71-7-r 1g Gv i t S: 2: 144 $14.00 M At'ty co 18(406 RTH' off! a Flailed MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (115) /2Sy-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ROBERT L II YOST AND KRISTIN M YOST Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 09-4692 (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $7522.54 on to IVol9 (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. s Prothonot lerk by: If you have any questions regarding this matter, please contact the filing party: Name: Charlene A. Taylor, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.C.P. §236) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY, a : No. 09-4692 Delaware limited liability Company : Plaintiff • r��rm v M;` z.rri• u,r--- r,..5 4 p vs. : —< co :CIVIL ACTION -v ; ROBERT L II YOST and KRISTIN M YOST : Z s Q Defendant : y c c � -< C f r._, PRAECIPE FOR SUBSTITUTION OF COUNSEL TO THE PROTHONOTARY: Kindly substitute the undersigned as counsel for the Plaintiff in the above entitled matter. The undersigned hereby consents to this substitution. , ..(____ c —, _- *) t6:0/)/) 66/—Arilad/Vitt. Lloyd S. Markind, Esquire (ID # 52507) Joann Needleman, Esquire* Superseding Attorney Withdrawing attorney Sklar—Markind Maurice &Needleman, P.C. 102 Browning Lane, Bldg B, Ste 1 935 One Penn Center Cherry Hill, NJ 08003 Philadelphia, PA 19103 ID#74276 Dated: December 16, 2013 Dated: December 16, 2013 * Signed with permission of Joann Needleman, Esq. FILE NO.: FT113301 Lloyd S. Markind, Esquire (ID #52507) Markind Law Group, P.C. 102 Browning Lane, Building B, Suite 1 Cherry Hill, NJ 08003 856-616-8710 Attorneys for Plaintiff FILE NO.: FT113301 COell j114 BE ' 7 PM I: 46 PEI' sY ° couNr Aidl,q Y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY, a Delaware limited liability Company Plaintiff vs. : No. 09-4692 : CIVIL ACTION ROBERT L II YOST and KRISTIN M YOST : Defendant PRAECIPE TO MARK JUDGMENT AGAINST DEFENDANT SATISFIED TO THE PROTHONOTARY: Defendant in the above matter satisfied. Date: f(CfiCi Kindly mark the Judgment against the MARKIND LAW GROUP, P.C. Lloyd S. Markind, Esquire (ID #52507) ATTORNEYS FOR PLAINTIFF autgq.SDpa� a►co3 2�- 3atoq