HomeMy WebLinkAbout09-4958ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
harlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
15) RSy-/1?J
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
BRADLY CLARK
3BS2ndSt
Lemoyne, Pa 17043
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. OR - 058 CNOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL ACTION COMPLAINT
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dial de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la corte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomand medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dinero o sus propiedades u otros derechos
importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL. DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(115) /ISy-/1?5
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
BRADLY CLARK
3 B S 2nd St
Lemoyne, Pa 17043
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
D9 -
Case No.
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Bradly Clark, is an individual who resides at 3 B S 2nd St Lemoyne,
Pa 17043.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about July 5, 2007, the Defendant(s) entered into a written Motor Vehicle
Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $29641.44 at an annual percentage rate of 14.490%, in
order to purchase a certain motor vehicle, 2007 Ford Focus more particularly described in the
Contract (hereinafter referred to as the "Vehicle")
marked as Exhibit A.
A copy of the Contract is attached and
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $370.02 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant failed to make any payments pursuant to the Contract and is therefore
in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $10100.00, however a balance of
$8359.41 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $1931.41 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$10290.82.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $10290.82, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
Respectfully s tted,
MAURIC E D1pEMAN, P.C.
T4YLOR, ESQUIRE
Attorney
Date: July 16, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C,.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
DATED: July 16, 2009
PENNSYLVANM SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE ^"![15/7007
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NORMLETSBURC PA 17043 EMOYNE r PA 17043
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YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO ME BOUND BY THE ARBITRATION PROVISION ON
THE REVERSE SIDE OF THIS CONTRACT.
The Anrwl PWmft a Rob airy be nego0 ' - W114 tlla 9011. The 9aer may Osman aW endreet and airy Main
it. dent to reealYa ¦ P.M tlls AlWlba Ck@W.
NOTICE TO BUYER
Do not sign this coTNraet In talanlL You are entitled to an exact copy of the contract that you sign.
Keep It to protect YOM Nagel rights.
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Buyer (and On-Buyer) adamoviledge that (1) before Eanlna this caTZtfaDJ, Buyer (and Co-Buyer)
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q the time of
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Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL 33631-3111
(877)349.5260
PODG1900300016
BRADLY CLARK
29 S SECOND ST
WORMLEYSBURG PA 17043
Date of Repossession 10-03-2007
Date of Notice
10-05-2007 Date of Contract
07-05-2007
Account Number: 042694992
Buyer BRADLY CLARK
Cobuyer
DESCRIPTION OF PROPERTY
Year
2007 Make
FORD ? New
? Used
Vehicle Identification Number:
1FAFP34N57W264227
Model
FOCUS Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
?x PRIVATE SALE: We will sell the property described above at
private sale sometime after 15 days from the Date of Notice
shown above unless redeemed by you prior to such sale.
o_
? PUBLIC SALE: We will sell the property described above at public
sale to the highest bidder on the date below (or any adjournment
date). The sale will be held as follows:
Date of sale Tkn i of Sate Place or sale
You may attend the sale and bring bidders If you want
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if .
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money unde
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealerforiginal creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at: 7?ction 119
HOW TO GET YOUR PROPERTY BACK
To gel your property back, pay us this amount by cer6ffed check or
money order before the vehicle is sold.
Unpaid Balance $ 18,363.99
Plus Costs: Repo Expenses $ 225.00
Plus Late Charges $ 14.80
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 18,603.79
(Plus expenses incurred if default at the time of repossession exceeded
15 days and less rebate received alter the date of this notice.)
Your property won't be sold until 16 days after the date of this notice at
the EARLIEST. After that you can still get it back any time before ft's
actually sold.
If you do, well have no further claim on it. But the longer you waft, the
more coats (including repairs) you may have to pay.
If you have any questions about this, please car us.
? The property has been (or will be) returned to:
(dealer/original creditor)
Under cur agreement with your dealer/original creditor, the dealer/onginal creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay it to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with slate law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (OI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle fated above
PAYMENTS: AD payments to us must be by certified clack or money order.
MILEAGE DISCLOSURE: If you are aware that she mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurst* report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, car the insurance company or the dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
LEOLA M. MILLER
FFi!+11539-37 Jan 02 Fevi-s edition may NOT be rated. CUSTOMER/CUSTOMER FILE
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MA-042694992 7006
BRADLY CLARK 2760 0000 3843 5081 --
-
29 S SECOND ST
WORMLEYSBURG PA 17043
01004120635866 7006 2760 0000 3843 5048
BA4034081702
DAVID W CLOUGH
PO BOX 83 --
DOYLESTOWN PA 18901
U1004/20835867 7006 2760 0000 3843 5104
BA-0.97423008
JOHN M. MCHUGH
5.05 WINDWARD LANE
BENSALEM PA 19020
:i U1004/2D635793 7006 2760 0000 3843 5111
BK-041497508
STEVEN O. SILVA
•105 KITEMAUG RD
UNCASVILLE CT 66382
I I I
7006 2760 0000 3843 5 I
128 I
01004120635794
' ?-- _
SK-042243467
ARTHUR BERGLUND
8 SINGING WOOD CT
NORWALK CT 06850
U1004/20SW795 7006 2760 0000 3643 5135
BW-040384137
ROBERT INGLES y
8
29 AVENUE C
'- COD
BAYONNE NJ 07002 C
B
U1004/20835796 7006 2760 0
3 w 3
CF-039572571 000
384
5
142
VINCENT HAMLIN .? _
473 HEDGE ROW DR t1t
BYRON GA 31008 V 0:
0,
???' ?0?°e1PpgA Sms Hvacy Act Statement an ers uSQy
1, ..r.
Ford Motor Credit Company
P O BOX 31111
TAMPA FL 33631-3111
877 3495260
DATE: 2007-12-12
POEX1000100098
BRADLY CLARK
29 S SECOND ST
WORMLEYSBURG PA 17043
STATEMENT OF SALE
Account Number: 042694992
The following property has been sold.
Year Make Model
2007 FORD FOCUS
Balance owing on your contract
Vehicle Identification Number:
1FAFP34N57W264227
Deduct: Finance Charge Rebate
Balance less Finance Charge Rebate (1 - 2)
Deduct: gross proceeds of the sale
Balance less gross proceeds of the sale (3 - 4)
Add: Expenses of retaking and storing, and
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate
Other:
Deficiency"
(2) $ 0.00
(4) $ 10,100.00
(1) $ 18, 378.79
(3) $ 18.378.79
(5) $ 8,278.79
(6) $ 435.00
(7) $ 0.00
(8) $ 354.38
(9) $ 8359.41
Surplus* (10) $ N/A
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency**
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZOPIA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11990 01104 Pie4ous editions may NOT be used.
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2004 J?°L 22 PH 1= 30'
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Sheriffs Office of Cumberland County
R Thomas Kline
.,?;;-?
Y
Sheriff ?aita etaa4trbnrl OF THE r I'-TV
Ronny R Anderson Chief Deputy to
31 e
Jody S Smith
'f
Civil Process Sergeant OFFICE OF -?E s?,ERiFF CL?v a j?1?
Edward L Sch
orpp
Solicitor
Ford Motor Credit Company
vs. Case Number
Bradley Clark 2009-4958
SHERIFF'S RETURN OF SERVICE
07/29/2009 07:49 PM - R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a
diligent search and inquiry for the within named defendant to wit: Bradley Clark, but was unable to locate
him in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant
Bradley Clark. The current tenant at 38 S. 2nd Street Lemoyne, PA 17043 is the defendant's father in-law
and he states Bradley Clark is living at 2455 Reel Street Harrisburg, PA.
SHERIFF COST: $47.84 SO ANSWERS,
July 30, 2009 R THOMAS KLINE, SHERIFF
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
BY: Charlene Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff,
V.
BRADLY CLARK
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 09-4958 Civil
PRAECIPE TO WITHDRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly Withdraw the Complaint against Defendant originally filed with the Court on July
22, 2009.
MAURICE NEEDLEMAN, P.C.
BY:
arlene Taylor, Esq.
Attorney for Plaintiff
Date: September 13, 2009
FlLE{.? z -???:E
OF THE FD?i HAP
11 Y
2009 SEE 17 Phi 2: 0 -?
PC: