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HomeMy WebLinkAbout07-29-09 (2)15056051058 REV-1500 EX (06-05) OFFICIAL USE ONLY PA Department of Revenue Bureau of Individual Taxes ~. County Code Year File Number Po Box 2aosol INHERITANCE TAX RETURN Harrisburg, PA 17128-0601 -~ RESIDENT DECEDENT 21 08 01133 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 176-18-1836 10/31 /2008 05/17/1914 Decedent's Last Name Suffix Decedent's First Name Mt Benjamin Gertrude (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number FILL IN APPROPRIATE OVALS BELOW ~ 1. Original Return THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS 2. Supplemental Return 3. Remainder Return (date of death prior to 12-13-82) 4. Limited Estate 4a. Future Interest Compromise (date of 5. Federal Estate Tax Return Required death after 12-12-82) • 6. Decedent Died Testate 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received 10. Spousal Poverty Credit (date of death 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number Elliot A. Strokoff, Esq (717) 233-5353 Firm Name (If Applicable) REGisTt=~ of vwu_s use oru.,~ Strokoff & Cowden, PC ~-~ '~ ? First line of address _ -' ~ _. , ,`~-' 132 State Street '-? ~~-- f ,- ~. ._ ~ rl ~.~ ~ Second line of address < -' '4~a _ (7 ,~ > ~l City or Post Office State ZIP Code -~~ ,:~ y ,, .. t Harrisburg PA 17101 ''" --.. ~ %:~: N Correspondent's a-mail address: Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIG . ~ F PERSON NSIBLE FOR F LING RETURN DATE is ' _ ~ Y ram„) ~s--i ~ i .,.. ~ v-v 07121 /09 ADDRESS ~ ` _230 rough Drive, Harrisburg, PA 17112 - _ _-_ NATURE O REPARE ER THA EPR SENTATIV DATE 07/21 /09 EII' A. trokoff, Esq., rokoff & Cowden, PC, 2 State Street, Harrisburg, PA 17101 PLEASE IQSE ORIGINAL FORM ONLY Side 1 I.._ 15056051058 15056051058 .,~ 15056052059 REV-1500 EX Decedent's Social Security Number Decedent's Name: Gertrude Benjamin 176-18-1836 RECAPITULATION 1. Real estate (Schedule A) . ......................................... ... 1. 0.00 2. Stocks and Bonds (Schedule B) .................................... ... 2. 202,228.54 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) .. ... 3. 0.00 4. Mortgages & Notes Receivable (Schedule D) .......................... ... 4. 0.00 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ..... ... 5. 198,216.09 6. Jointly Owned Property (Schedule F) Separate Billing Requested .... ... 6. 0.00 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) Separate Billing Requested..... ... 7. 0.00 8. Total Gross Assets (total Lines 1-7) ................................. ... 8. 400,444.63 9. Funeral Expenses & Administrative Costs (Schedule H) .................. ... 9. 14,930.95 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ............. ... 10. 2,871.60 11. Total Deductions (total Lines 9 & 10) ................................ ... 11. 17,802.55 12. Net Value of Estate (Line 8 minus Line 11) ........................... ... 12. 382,642.08 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ..................... ... 13. 0.00 14. Net Value Subject to Tax (Line 12 minus Line 13) ..................... ... 14. 382,642.08 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) X .0 15. 0.00 16. Amount of Line 14 taxable at lineal rate X .0 45 16, 17,218.90 17. Amount of Line 14 taxable at sibling rate X .12 17. 0.00 18. Amount of Line 14 taxable at collateral rate X .15 1g. 0.00 19. TAX DUE ....................................................... .. 19. 17,218.90 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 15056052059 Side 2 15056052059 REV-1500 EX Page 3 Decedent's Complete Address: File Number 21 08 01133 NAME Gertrude Benjamin STREETADDRESS 824 Lisburg Rd, Apt. 319 CITY Camp Hill DECEDENT'S SOCIAL SECURITY NUMBER 176-18-1836 STATE ZIP - PA 17011 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit _ B. Prior Payments C. Discount 3. Interest/Penalty if applicable D. Interest E. Penalty (3) (4) (5) (5A) (5B) Total Credits (A + B + C) (2) Total Interest/Penalty (D + E ) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. Make Check Payable to: REGISTER OF WILLS, AGENT 17,218.90 14,736.82 0.00 0.00 2,482.08 0.00 2,482.08 PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :.................................................................................... ...... ^ b. retain the right to designate who shall use the property transferred or its income : ...................................... ...... ^ c. retain a reversionary interest; or .................................................................................................................... ...... ^ d. receive the promise for life of either payments, benefits or care? ................................................................ ...... ^ 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ........................................................................................................ ...... ^ 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ........ ...... ^ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? .................................................................................................................. ...... ^ ^x IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 14,000.00 736.82 REV-1503 EX+ (6-98) ¢ a~ ~~.~~` SCHEDULE B COMMONWEALTH OF PENNSYLVANIA STOCKS & BONDS INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Gertrude Benjamin 210801133 All property jointly-owned with right of survivorship must be disclosed on Schedule F. (If more space is needed, insert additional sheets or the same size) Estate of Gertrude Benjamin (Addendum to Schedule B) Merrill Lynch Acct. #872-56926 2000 ML&CO. MXEA ARN @ 6.20 due 10/5/09 2000 ML&CO. STR ACC. Redemp @ 7.39 Sec due 8/31/2010 800 ML&CO. CSCO STRIDES @ 18.575 due 4/28/09 1200 ML&CO. 11% HD STRIDES @ 19.195 due 2/8/10 22.6607 ADVENT CLAYMORE GLOBAL @ 5.855 13 Blackrock Long Term Mun @ 8.505 10 Cohen & Steers Closed OPPY @ 9.735 2850 ML&CO. Rogrer Index ARN @ 6.91 due 1/20/09 $12,400.00 14,780.00 14,860.00 23,034.00 132.68 110.57 97.35 19,693.50 $85,108.10 Page 1 of 5 Estate of Gertrude Benjamin (Addendum to Schedule B) Merrill Lynch Acct. #872-54982 149 Consumer Discretionary @ 22.10 247 Health Care Select SPDR @ 26.815 68 IShares CJ US Telcom Sector Index F und @ 16.235 143 IShares TR DJ Tech Sector Index F @ 39.28690 27 Materia ls Select Sector Fund @ 25.755 340 Sector SPDR Consumers Stpl @ 24.47 70 Sector SPDR Energy @ 50.755 338 Sector SPDR Financial @ 15.085 253 Sector SPDR Industrials @ 24.695 58 Sector SPDR Utilities @ 29.65 $3,292.90 6,623.31 1,103.98 5,618.03 695.39 8,319.80 3,552.85 5,098.73 6,247.84 1719.70 $42,272.53 Page 2 of 5 Estate of Gertrude Benjamin (Addendum to Schedule B) Merrill Lynch Acct. #872-54971 60 Caterpillar @ 37.64495 48 Chevron @ 74.09 104 Dupont @ 32.04 50 Exxon Mobil @ 75.305 192 Fidelity Nat'l Info Svcs @ 14.865 38 Franklin Res @ 65.225 68 Hartford Financial Svcs @ 9.90 65 Northrop Grumman @ 46.625 77 PPG Industries @ 49.22 72 United Techs @ 54.06 114.89 American Capital World @ 26.80 $2,258.70 3,556.32 3,332.16 3,765.25 2,854.08 2,478.55 673.20 3,030.63 3,789.94 3,892.32 3,079.05 $32,710.30 Page 3 of 5 Estate of Gertrude Benjamin (Addendum to Schedule B) Merrill Lynch Acct. #872-54977 15 Alcon @ 87.135 $1,307.03 87 Amer Int'1 Group @ 1.77 153.99 68 Avon Products @ 23.54 1,600.72 62 Bank New York Mellon @ 32.105 1,990.51 19 Baxter Int'1 @ 60.23 1,144.37 28 Dupont @ 32.04 897.12 49 Emerson Elec. @ 31.5923 1,548.02 42 Enbridge @ 33.160 1,392.72 19 FPL Group @ 47.215 897.09 40 General Mills @ 67.745 2,709.80 35 Halliburton @ 19.625 686.88 54 Hewlett Packard @ 38.20 2,062.80 49 Honeywell Int'1 @ 30.11 1,475.39 12 IBM @ 91.61 1,099.32 32 MacDonalds @ 57.365 1,835.68 42 McKesson Corp. @ 36.47 1,531.74 101 Nokia @ 15.43 1,558.43 37 Pepsico @ 57.12 2,113.44 23 PPL @ 32.20 740.60 Page 4 of 5 Estate of Gertrude Benjamin (Addendum to Schedule B) Merrill Lynch Acct. #872-54977 (Con't) 39 Proctor & Gamble @ 63.845 34 SAP AKGSLTT @ 35.035 23 Schlumberger @ 51.775 45 Starwood Hotels @ 22.155 93 Time Warner @ 10.055 31 Touchmark @ 40.43 39 United Techs @ 54.06 64 Vodafone Group @ 19.1275 52 Waddell & Reed Fin @ 13.925 64 Waste Mgt @ 31.27 39 Wyeth @ 32.735 2,489.96 1,191.19 1,190.83 996.98 935.12 1,253.33 2,108.34 1,224.16 724.10 2,001.28 1,276.67 $42,137.61 Page 5 of 5 REV-1508 EX+ (6-98) ~ -~~~~ SCHEDULE E p CASH, BANK DEPOSITS & MISC. COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Gertrude Benjamin 210801133 Include the proceeds of Iltigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Merrill Lynch Acct #872-56926 185,572.84 2. Merrill Lynch Acct #872-54982 4,629.04 3. Merrill Lynch Acct #872-54977 4,280.34 4. Merrill Lynch Acct #872-54971 1,045.39 5. Merrill Lynch Acct #872-56927 44.28 6. Woods at Cedar Run (refund) 1,278.20 7. Woods at Cedar Run (refund) 27.56 8. Verizon (refund) 1.34 9. Independence Blue Cross (prescription reimbursement) 896.00 10. Independence Blue Cross (premium refund) 441.10 TOTAL (Also enter on line 5, Recapitulation) $ ~ 198,216.09 (If more space is needed, insert additional sheets of the same size) REV-1511 EX+ (12-99) SCHEDULE H COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES & INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER Gertrude Benjamin 210801133 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1' Nathan Shapiro-Headstone engraving 425.00 z. Mt. Sharon Cemetary-Permit for headstone and burial costs 2,950.00 3. Goldsteins-funeral costs 7,850.00 4. Funeral meal 295.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s)/EIN Number of Personal Representative(s) Street Address City .State Year(s) Commission Paid: z. Attorney Fees $627.22 paid + $1, 800 reserve 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Relationship of Claimant to Decedent 4. Probate Fees g. Accountant's Fees g. Tax Return Preparer's Fees (Income Tax) 7. Patriot News-legal notice s. Cumberland Law Journal-legal notice Zip Zip 2,427.22 0.00 414.00 300.00 194.73 75.00 TOTAL (Also enter on line 9, Recapitulation) I $ 14,930.95 (If more space is needed, insert additional sheets of the same size) pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES & LIENS FILE NUMBER Gertrude Benjamin 210801133 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. If more space is needed, insert additional sheets of the same size. j r~ pennsylvania SCHEDULE ~ DEPARTMENT OF REVENUE INHERITANCE TAX RETURN BENEFICIARIES RESIDENT DECEDENT ESTATE OF FILE NUMBER Gertrude Benjamin 210801133 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under Sec. 9116 (a) (1.2).] 1. Eileen Forman, 2302 Scarsborough Drive, Harrisburg, PA 17112 Daughter 80% 2. Mindy Forman, 6322 Darlington Rd, Harrisburg, PA 17112 Granddaughter 10% 3. Matthew Forman, 132 Skyview Dr, Cumwell, CT 06416 Grandson 10% ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 1$ OF REV-1500 COVER SHEET, AS APPROPRIATE. II NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN 1 B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1 TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET, I$ If more space is needed, insert additional sheets of the same size. r:~ r-, - - ` ~ O ~3~ _~._: i -_ - ~ - -- LAST WILL AND TESTAMENT ~,~ =i GERTRUDE BENJAMIN '` -''~ '"~_ -~ I, GERTRUDE BENJAMIN, currently of Phila~e~lphia~,.. `.~ Pennsylvania, being of sound mind, memory and understanding, do publish and declare this to be my Last Will and Testament, hereby revoking any and all wills and codicils heretofore made by me. I. I direct that all taxes that may be assessed in conse- quence of my death, of whatever nature and by whatever jurisdiction imposed, shall be paid from my estate as part of the expense of the administration of my estate. II. I direct that all my just debts and funeral expenses be paid from my estate as soon after my decease as may be convenient. III. I give, devise and bequeath all the rest, residue and remainder of my estate, whether real, personal or mixed, whatsoever kind or wheresoever situate, as follows: a . Ten percent (10 0 ) thereof to my Trustee, for the benefit of my Granddaughter, Mindy ~ Forman; ~-;~ . f~ b. Ten percent (10%) thereof to my Trustee, for the benefit of my Grandson, Matthew Forman; and c. Eighty percent (80%) thereof to my Daughter, Eileen Forman, provided she survives me by a period of thirty days. In the event that my Daughter, Eileen Forman does not survive me for a period of thirty days, then one-half of this bequest to her shall go to my Trustee for the benefit of my Granddaughter, Mindy ~_.- ~,, ~~ Forman, and the other one-half of this bequest to Eileen - Page 1 of 5 - ~ ~` ~~ c "~ Forman shall go to for the benefit of my Grandson, Matthew Forman. IV. I direct that my Trustee shall use whatever income and so much of the principal from each trust as in her/his sole discretion she/he shall deem desirable for the health, welfare, support and education (including vocational, college, graduate or professional schooling) for said Grandchild. a. In the event that my Daughter, Eileen Forman, shall survive me for a period of thirty days, I direct that when each Grandchild shall reach the age of Twenty- Seven (27), she/he shall receive One-third (1/3) of the principal of her/his Trust then remaining; at each Grandchild's Thirty-third (33rd) birthday, she/he shall receive One-half (1/2) of the principal then remaining and each Trust shall terminate at each's Fortieth (40th) birthday, with the distribution of remaining principal and undistributed income to said Grandchild at that time. b. In the event my Daughter, Eileen Forman, does not survive me by Thirty (30) days, I direct that each Grandchild shall receive fifteen percent (150) of the original principal of her/his Trust, on each's Twenty- seventh (27th), Thirty-third (33rd), Fortieth (40th) and Forty-fifth (45th) birthdays with each Trust to terminate upon her/his Fiftieth (50th) birthday respectively, with the distribution of remaining principal and undistributed income to said Grandchild at that time. c. If any of my Grandchildren dies before termina- tion of his/her Trust, leaving issue, his or her issue shall succeed to his/her rights under the Trust, per stirpes, with all of the provisions of said Trust to apply to said Great-Grandchild(ren), including the - Page 2 of 5 - Jr~~ , .~ ., . ~ r provisions for partial distribution of principal when reaching the specified ages. d. If either of my Grandchildren die without issue, the balance remaining in her/his separate Trust shall be distributed to the Trust for the benefit of my surviving Grandchild unless said Trust has already been terminated according to the provisions hereof, in which instance the balance remaining in her/his separate Trust shall be distributed to my surviving Grandchild outright. f. These Trusts shall be subject to the laws of the Commonwealth of Pennsylvania. V. I direct that my Executrix and Trustee, or their successors, shall not be required to enter bond or security in any jurisdiction in which he or she may act; but, if a bond is required notwithstanding this direction, I direct that a surety bond shall not be required. VI. My Executrix and my Trustee under this Will or any Codicil hereto shall have the following powers in addition to those granted by law and by other provisions of this Will, applicable to all property, whether principal or income, exercisable without court approval, and effective under actual distribution of all property: a. To retain any or all of the assets of my estate, real or personal, without regard to any principle of diversification of risk. b. To invest in all forms of property, including stocks, common trust funds and mortgage investment funds, authorized for Pennsylvania fiduciaries, as he deems proper. - Page 3 of 5 - ~' c. To sell at public or private sale, to exchange or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms or conditions as he deems proper. d. To allocate receipts and expenses to principal or income or partly to each as he from time to time deems proper. e. To borrow money from any person or institution, and to mortgage or pledge any or all real or personal property, as he is his sole discretion shall choose. f. To compromise any claim or controversy. g. To choose the optional valuation date for federal estate tax purposes. h. To exercise any law-given option to treat administrative expenses either as income or as estate tax deductions, without regard to whether the expenses were paid from principal or income. i. To exercise any law-given option to pay death taxes in installments and to pay interest due on such installments as a charge against principal. j. To make distribution in cash or in kind, or partly in cash and partly in kind, in such manner as he may deem fair, at valuations finally to be fixed by him. k. To contract with a qualified investment advisor for investment advice. VII. I direct that all legacies, shares or interest in my estate, whether principal or income, while in the hands of my Executrix or Trustee, or their successors, shall not be subject to executions, attachment sur judgment, sequestration or any other process for any debt, obligation, contract or engagement of any beneficiary, and shall not be subject to pledge, assignment, - Page 4 of 5 - /~....~ conveyance, or anticipation, and the personal receipts of the beneficiary shall be the only discharge of my Executrix or Trustee for payment of either principal or income. VIII. I name my Daughter, EILEEN FORMAN, as Executrix of this, my Last Will and Testament. I name my Daughter, EILEEN FORMAN, as my Trustee. Should she fail to survive me, or should she refuse or be unable to serve, I designate my son-in-law, STEVEN FORMAN, as my Trustee. IN WITNESS WHEREOF, I, the said GERTRUDE BENJAMIN, have to his my Last Will and Testament, affixed my hand and seal this Z~ day of January, 1996. --- - - ~' ~ n ~y-~) GER'~'~~ E BE JAMIN ~' The preceding instrument consisting of five other typewritten pages, was on the date thereof signed, published, and declared by GERTRUDE BENJAMIN, the TESTATRIX therein, as and for her Last Will and Testament, in our presence, who at her request, in her presence and in the'resence of each other, have subscribed our names as witnesses her to. __- ~ ~~ / ~ -~..~, NAME ~----~ _~~ (~ NAME ADDRESS '1 ADDRESS C a M,,p l~~l-; (~ ~~ I~ o i i - Page 5 of 5 - ACKNOWLEDGEMENT COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS. I, GERTRUDE BENJAMIN, Testatrix, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will; that I signed it willingly, and that I signed it as my free and voluntary act for the purposes therein expressed. Sworn or affirmed to and acknowledged before me, by GERTRUDE BENJAMIN, Testatrix, this ~nLf day of January, 1996. GERTRUDE BENJAMIN Not2riai Seal 1V V 4 Diane dl(. SiubblcLine, Plota~~/ Public Harrisburg, Dauphin Goun;v ivty Commission Expires Aug. 10, 1993 7dlomber, Pennsy{vania Association of tJotaric COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS. is w e , >~ L L1 G I ~ ~S% ~C~~DY ~ ~r'~~' L~--~ t ~Cl ~;l i2/~~'t'`. the witnesses whose names are signed to the attached or foregoing instrument being fully qualified according to law, do depose and say that we were present and saw 'Pestatrix sign and execute the instrument as her Last Will; that she signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the Will as witnesses; and that to the best of our knowledge the Testatrix was at that time 18 or more years of age, of sound mind and under no constraint or undue influence. Sworn or of firmed to "and~sµbscribed to before me by the .witnesses, this ~~ day of January X1996 . ;` %s~ - / , ~/ ~ G , _\ i,, ~, W.~~i'NESS,_j ``~ '., , ~~ WITNESS i i ~ ~ ~ ~, / 'c~ft~ %~ Netariai Seal~~~ :~~ ~ thane i\A. Stub'r,~;~=;bir,e, fVotar`~ ?ul~lic Notary Pu 1i ~ Harrisburg, DauphinCcunty v±y Cnir,miss,on F_xpires Aug. 1 U~. 1935 FJembc=r=r, Pennsyh~ania,`~~~ociatiai ref Notaries G ~ ~ m, ~ ~ ~ m co d Q, 6~~~., 2 e " ~. c~ d W rn O~ N 'o_ ~, o. ~ ~ r" N, ~. ~ o o `~ c v+ r m o ~ ~ O ~ 7 N m ~ m ' 3 ~, c~'o, ~ ~ o ~ ~ o o ~ o a ~ ~ m `° o m n o =~ i"+ cD p 3 C1 ~ r m ~ ~ A ~ m a ~ 3 cn C9_ ~n o; m ?. ? m 3 <_. -o, ~ ~ o N o. Q m rL ~~ ~~ n O O ~ ~ ~ ~ N O -rt ro n ~ ~ U' -a ~ 3 ~ ..~ ~ G d N ~ ~. d ~ ~ ~ a. rn a ~ °'~.~ ~'. 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J ~ J ~ J V ~ O LJ' W j W G O N ~ N I N N ~ N ~ 0 0 ncnp ~ m ~ Z ~ nD< ~ ~ v; O~mC ~ m ~ m OmT ~ m ~ C9 O ~ 'fl C7 j ~ n ~ ~ '~ ? i O = y O = ti ~- ? ~' i t~ _ v 7 Q' m ~' ~ V! ~ c° (D = n' rT' 3 ~ ~ D N ~' ~ 7 i y ~ ~ (<p d, D D ~ ~ ~ v i ~ ~ ~ O ~ d ~ ~ ~ ~ ~ N ~ ~ Q _w ~ ~ ~ rn ~ « ~ 1\ ~ Q N N t/~ 7 --~ N Z'7 G ~ Q o ~ `. a a ~ 3 ~ m o m ~ ~ -' o in c v i c ~ o r. ~ h i a ~ ~O a N O T L v r ~ rn N IV it ~ ~ Cn O A J W J 00 ~ w o~ _. ro i~+ A J O A ~ A V ~ A v N O cis Q~ W A W w cD -~ V J I ~+ ~ ~ ~' O O ~ O y O O O O ~ ~ O O ~. O O , S y _~ ~ ~ O fD f~D ~ O N O O O 0 Q < ~ d W 1 ~ O 'O O O cp o~ D n C7 z -C 7 Q ro w J N CD J J D -r rt ~ ^ r, C y ~ = ° c C n N ~~ d 7 C7 O O m ;C7 zJ r r ~ ~ b r _ ~~ :. f!~ A ~ J ~ .. ~ .. Q1 ~ r r o {' c~ z=_ = G~ „ m m p oo n oo n a a p m r N A ~ Z~ ~ Z~ oZO m p x~ Z O m n ~ C ~ W m r ~- m G~ ~ ~ O m ~ T. Z ~ O', ~ ~ ~ p ~ C Z Z N D ~ ~ 0 - i ~ m~ Z ~ m ' N Z ~~~~ -CV m m m z 2 0 ~ n ', 3 m r D O Z r - m -G G7 ~~ ~ n crn n~ ~~ Z ~ n O ~ r~ 0 n Z ~ ~ C O 2 n D n O cz) O O rr Z n Z C ~ ~ ~ r p N N Z m r '' ~~ 'I m OO O ~ D G~ -m Z ~ p D 00 < D n' Q II p ~ Z !~ r cn r W~ p x ' T v G7 r',.. ~ I 0 0 0 0 0 0 0 0 0 0 O O O O'. J rn rn rn rn rn rn rn rn rn rn rn rn rn a N N N N N N N N N N ~ ~ ~ ~ N N N N ~ ~ W J J J J J J J J J J J J J C \ \ \ ~ \ \ \ \ \ \ 0 0 0 0 0 0 0 0 0 0 \ \ \ \ _ O O O O_ 1• ~p 00 N N N 00 OJ 00 N OD 00 00 N 00 W Q m A N V 0 N q d ~ A Ui W A~ A A N~ 07 O W E N (D A Ul O (D N (D N (D N 00 J U7.. O N A A Cli O O A A A O W W N O' CO 00 A N O W W W N N OD CJ1 J am! ,~~, A O A~ O CJ7 O J A (O 00 W ~! J! ~ A N O O O A W CJ1 A A W O J (D p~ C 0 0 0 0 0 0 0 0 0 0 O O O 0. 0 0 0 0 0 0 0 0 0 0 0 0 0 0' ~' ;~ n o A N N -+ N -+ ~ N~~ N N N N ~', ~ Ui W W 00 A N 00 W -~ ~ A A A A ', p~ Cn N (O N O O O O~ 0o c0 W N J W O J J 00 00 CJi O O N' J A CI1 ~ ', cn Vj d 6~i ' m (O W W I Q~ A W W W O N O 00 CD J J A N N O W N OD , N A B 0~', i ~' V ~ . CD A N J J N Q1 J O A (D 00 CD ~. . -' ~ J Ut N CD A A O W A (D CO W N', ~ d 0 0 0 0 0 0 0 0 0 0 O O O O', ry ~p 0 0 0 0 0 0 0 0 0 0 O O O O'. N a 6~i ~~ N N ~ r r N~ r '. 71c~ umi ~ A O O J 00 A O 00 ~ O 01 ~ W '. ~ ~ tD Of t0 O !O Ut O CO A A 00 01 N ' .~ iJ1 N V N fD J W W V <O fT 00 01 ~ d p~ T C .~ 01 Qf CJ1 N V -+ W W .A ~ OD C (D A tJf N fJ1 O T O V N~ W A V O (p p. do ~ N ~ ', ~ ~ A 00 W~ W W W J N A . W j N -+'' ' r~ N` W (D W W O O CJ7 N (D cD O O O O A O . ~ V ~p v ~ .... ~ ~ ~ v0 cn `.. O. ' a ' ~ m ~ o m N C17 .~ ~ O W Ct~ tl7 A ~ O GJ1 W ', ~ (D A A J W CO A N <D Q1 J . O A 00 ~p a C ~ N W -+ N W W W Cn ~ N W N '. (D ~ O'7 N 00 Cn J CJi O ~ A (D N O] -'. Q ~ Ul ~ W ~ W O O ~ ~ W ~ N J ', ~ .~+ N ° a 'C ~ = d N 2 O cD o ~ ~ ~~~ C ~ O ~ m ~ O ~ ° a ~~ n ~ n c ~° r ~ o ~ n r ~ ~', D C' ~ O ~ ~ ' z ~ ~ n ~ ~ N ~ ~ O ~ ~ o y i A O'er O W O A n A A d (o O O ', ~ N N (pWj '~ O O '.. cnD O O A O~ ~ in' ~ c vmi D ~, O y D Q O oo a ~', ~ ~ ~ (D (~D C J (D fD D \ ~ A A i x N ~ ~ A O 07 ~ d O = A A f D Q a~ 0 i s o 0 7 A A ~ j ~ ( ~ J ~i ~ d N N 4 -~ ~ co ~ ; A is N N ~ (p' ~ ~ N ~ ~ N ] t~ N 00 i ~ ~ A A... ~ ~ ~ ~ ---I ^~ 0 ` , W m n Z D Z m 0 'z TmT T ,r '^' '' y C T~ ~J D O C 7 r. Z C Q J N U1 A CD J J O n 0 6 (~D O N 0 0 0 n 0 Q c~ N O O N A O C D N N N d O O m Z7 i0 r r _o + N ao A N DD O N o' n r r O z C7 O O r O oI -i a r a Gn O H O ~ fD W O ~ O_ N O cn' ~ U7 O Cn A O A d ~~ Q1 ~ vmi ~D 'O., ~ ~ ~ Q1 C ~, O ~ n rn op cD W w N O I m C ~~ r~ O ~~ ~?.. Q a n c tD m O. H ~ ~. f~D d H O •"! CL a ~~ o m m a C (D O o .~. A rv Q1 W C!~ Q7 o> O N O J ~~ p Z o~~~ ~ n A v m Z~~ ~ m -m-~ ~ p D --i n m~~ ~~ O r~ ~_ OT. p n C a O -i ~ ~ O ~ ~ D ~ O ~ L~ ~ ~ O n N D ~ N D r m m n~ O W cn ~ O O r o' Z Qo n A Z p m r R~ O Z ~ Z p~ n v O= h m O 2 ~~i G1 ~ ~~ c'~ N o G1 m o N n~~ O rn N n~ ~ O n L O C O ~ ~ ~ ~' ~ o oho O O~~ c m~'vv~ ~N-r-iZmZ z~~ a p N D --~ z y Z n c~ m Z p ~ O p 0 n z ~ ~ ~ ~ m n ~ z ~' ~y T v m . x m ~ ~ o x o ~ ~ D' ~ ~ ~ ~ r " o 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 rn rn rn rn rn rn o rn rn rn rn rn rn rn rn rn a N N N N N N~ N N N N N N N N N ,.0 J -J J ~I J V A J J J V ~! ~I J V V' O \ \ \ \ ~. \ \ \ \ \ ti \ \' ;• 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 O. ~p O W W ao N CA OJ W O O D Qu O W au CO Q C: d ~ O W~ Ut O W W (D A N W W N W O A W (D -P N? (O ~ W CT W A (D W J -+ N N ~ n ? W W N O Ul ~ A O Ui O Vt C71 N CJl CJi O O J A ~! -+ CD O O Q7 N O~ W W Q1 CJt ~ O N J (D W -~ Q7 O O W 00 (D CD W O (D pp CO CD O O N W ~I W A N N N U9 CA CJ7 ---~ d C 0 0 0 0 0 0 0 O O O O O O J O O cn 0 0 0 0 0 0 0 0 0 0 0 0 0 CO 0 0 c'n' n O y -~ N ~ --~ N ~ ~ N -~ N ~ N N N ~ ~ V W 00 J W CA CD N A V W~ W A W ~I d C cD N O O O w c0 O w v v c0 O~ -~ cD CA ~n J 61 A tD -~ W N ~ CA OJ --~ U"i O N -+ CO ~• 0 d W W ~ ~ CJl A ~ N ~ W Q1 W CJl --~ W C11 ' 71c- ~ N --~ A CO A O N -~ Ut A N ~I (T Q1 ~l ~ ~ N CTS N CD J O CT O'1 W V7 W O~ J O ' ~ 0 CO W N J Cn ~! CO A C7 i W J~. W Op Cp W 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 n~~ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 cp C O~i ~ ..a ~ N ~ a ~ r N N ..+ ~ .~ ', ~. ~ N t0 J N ~ N tD O -~ N (J1 V -+ !h !J~ 00 '. ~ U1 fD N W A <D W ~ 00 O~ (Jt O W A CT CJ~ 00 iJ~ W W A 00 A V -+ ~! Cif CD W tT W ~ C O ~J O N A OD W W tD N O O W>> V N N ? 07 A ~1 V O Cn N Of tD V W O] Q1' ~ ~ d C ~ ~ 1 U1 W O CJt N Ui C ' J N U7 .A N OD CA ! ' A A r ~ ' s J~ W n A DO A CJ U1 ~ W U ~ ~I A O Q1 D ' ~ N ~I C0 Q) 00 ~ W C T y> ,.. ~ O ~ ~ O `., C1 a o ~ A O A CO Qf ~ N A N N 01 W O 07 N O a ~! co O w O v w ~ c0 ~ N~ w -~ O A c p a C W W CT J N --~ N W --° -+ N .A N W~ W '. (D ~I .A N J W W A fD CP ~! A O CO CD W A Q. O ~ N CT W N O J~. J CO N N V QD N CTl O C.7'i ' o , ,. ~.! m O h O CT 1 O N 0 O o n 0 6 W N i O L7 m ~7 C m W m Z D Z n n O C Z C CT CD v N Ut A V J 0 a r _ 3 "~' m J r r O + N m A W N 0 -„ O N n 0 c Z -i cn o ~ I-' -a ~ n ~ ~ D a , ~ ~ ~ ~ ~ r' n 0 W ~(~ y i m l c ~ ~ `~~rn H a y ° I~ m Q~ ~~ X ~ D n fD ° ~ ~ °' ~ °-3 Cn T N N ~~ rn ~ a ~ ~ ~ ~' _ D n ] C O N ~' A ~ ~! i ~J V N A ~ ~ , -+ v fJ7 V Q1 ~ O '1 T ~ (O ~ A r (J~ I f7~ H ~ -~ ~ sa ~ C~71 ~ C~I1 (~j~ O 7~ ~ J O ~I O V O CD ~ W ~ Q' I V ~ 1 O I O O H 07 1~ O n cn p Z n a< O i m p O m T C7 O C7 ~°' r ~ W ;~ ~ n G ~ d ~ ~ ~ O ~ ~ N C C7 ~ °'o V) ,~ a H S c ~ -i N <C u C 'f7 ~ i 3 p3j ~ CD ~ O_ d ~ ~ • ~ ,' T ~ n ~ ~ O r ~ ~ a v' i ~' m ~ ~ in n~ < ~ ~ ' r (D L ' < v i ~ ~ ~ a ~ CQ D ~ ~ W n Q = ~~ ~ O 1 ~ ~ fD p. ~ N ~ m cn N ~ ~ ~ Q n' n Q o . d ~ ~ o •e -• ~ ~ m ~ . 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D~~o Z n `~ d A n ~ ~ N D P'p cJ0 cD T = z ~ ~ ,v I cn cn, ~ ~ D 7 O rnm ~mN~' ~ ..., D D r d ~ rn~ m C O ^ 'a 3 ~ m o 2 ~ o ,. ~ ~ ~ C y Q w N N f) f n ~ ~ t O O I I m ~T7 r r ~ ~ -i m {~ ~ ~, A ~ __ V r j~ r I~ ~ ~ , W V1 o_ + N m A W W 0 N cn cn cn cn cn ~ ~ m N m N m ~ o' m m m m m ' ' D ~ A ~ n I ~ a 'C ~ ~ ~ m ~ ~ 1~~ ~ D C i C 7 ~ ~ O Z ', O - n C W N i n N ~ ~ ~ ~ '~ - i O O O O O , A m 2 ~ -ti ~ ~ ~ to ~ .1 m = ~ S _. ~ ^ ~ ~ ~ ~ N~~ ~ ~ ~ Z ~ ~ ~ ~ O ~ ~ v p ~ d N '~ "O ( R7 ^ ` J ."~ n S O ^ • , ~ r ~~~~~ ~ Z z O ~~°pxcpi>~m„ ` ° a ~ ~ a ~ n W'~ ~ W Z o n n ~ C m ~ ~ r v n ~ m ~ p ~ D ~ N Z ~ N m -i n~~ ~ 0 0~ n n m O -~ ~ o ca C C ~ ~ C y N ~ ~ ~ N m A ~ ~ Z °1 ( /~ D ]~ Z D r N p O O C H , n~ o' r y ~ i ~ O ~, 0 ~ i ~ ~ c~~mv w ~ N< ~ o y , ~ O o 0 0 0 o O o 0 0' ~ a Z N N N N N N N N N N I ,p J J J J J J J J J J C A O O O O O O O 0 0 O' clD O ~ OJ W N N 00 N O~ N OD W' q N C J N ^ O O - O A~~ y ': d ~ C N W W ~ N A ~ A -~ A Oi (D ~ CJ7 CJ7 W J A 00 W OD O O N J W W J (D ~ ~' ~ ~ j W N 00 N A Cl7 N j W '.... ' C) O ~ O ~ J d J T 'y D J A C.II 00 W 00 ~ N .. . + A A ~ CD CO ry C) ' O (D J 00 W CD U7 W W (D .. ' p~ C N N H O 00 CD 00 J O J W 01 00 (O .. VI O ~p J N ~' d C c0 A (D A O A O O O cD in' ,= ~ .+ Z C ~ Q. ~ ~ o ~ ~ ~ _' CO N (O 00 CJ1 (O ~ 00 ~ J A ' ' ~ ~ ~ OJ 00 W 07 W lD C71 ~ W J J J ', p j ~ d m O ~ v CT O 01 J CO CD A W Cn OJ N j CT J 00 00 J (O W '. N I cn {~' ~ 7C ~ T cn :' N ~'~' d ao a A ~ ~ ~ O ~ c D ~ (D ~ '. O i m O cD q Q> > n c0 N N N E CJl N N W ~ N N ', ~ V j N I O O 00 Cn Cn -~ A Cn CD Q~ ~ N'.. cD 0 0 0 0 0 O O O O O ' - n a I O O O O O O O 0 0 O c D j _c ~ I N N ~i CD 1 ~ ~ A N ~ 01 fJl W 00 fJt ~ ~ W ', ' 1 R1 x ~ A i I n A ~ ~ (~ Rl y lJ~ W Q1 W N GJ1 N +! V A CO O Q1 01 ~ t.Jl CO A O V A N ! d. ~! Gf O CO OD O CO V O O ~ ~ ~ CC V N d W V (n ~ O OJ 00 C CO N O G W O O O C (D ~ W A A 0 0 A ~1 N O N cD q A O A cp q ~ n I ~ ~ ~ ? ~ (D ~ I a ~ .~-. 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ZJ O -~ J W Q~ ~ N W 00 ~ 00 ' q O O] 00 q C N N '. n 0 ' O ~"-' ~ CIl (D 00 J W J CD 00 W -+ ' o ~ W w o ~ ~ (D (O J ~ r O N m a w a w N . ~ '"~ a J ° ~ .. ° ° 0 0 0 0 ° Q ~ J ._l * . ~ p p ~ p ~ ~ < a ~ m ~ ~ ~ n a a . o. °~ --\ "'~ ~ 0 ~ r Oj fr ..~ O G I~] ° ~ ~ O O O ~ v C ~ ~ ~ ~ 0 N ~ ~ .n ~ W ~ tt ? ~ 9 r' ~ o ~ ~ ' Z n p ~, c ~ ~ W w ~~ m m !~ ~' , z~. ~ S 3 '~ d ~ "1 ~ (n ~ co 3 ~ ~ o. i~ m (J') ~ ~ ~ t ~ ` ~ ~ ` n ~ ~ ~ ~ O . p N 'fl = N 'O = _ 'O = ~~„ ~ D -< r ~ "~ ~ ~-i 0~ cn p ~? p q Z 2 g Z T ~ ~ ~ p p ~' Z O p Z ~q p O q Z ~-i 7 C~ Z ~m~ .'~ --1 ~ tn~'^ '{ ~ C r n Z w p -U O j W -i ~~ v L v~~ ~ p 1Wa ~ O~ jN m~ ~ p m m 0 N"'i o o °O O ~~o ° z~o ~o O O °oo 0 °~i m o ~ ° m m ~j O p N ~ ~ O m N o ~ O m ~ ' ~ ~ O CZ_) ~ < 0°0 z ~ N ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ '~ 'O r f~ w o -, ~ p cn -~' o 0 -' ~o 0 3 , ,, rn ~ a cn o A cn { m o 0 ~ rn ~ a' f 1 ro f m h ~p h 6i p ~ O ~ c~ m b n, O " ~ W ~ A d O J y. ~ cfl v+ -.. J ~T. R1 ~"' cD ~ + ~ d Q N ~ N _ ~ J ~ f"' ` ~ ~ ~ N ~ v C3. a n C Q ~ O 3 ~ .-. ~ ~ ~ ~ ~ fl- O a ~ N o ~ 0 ~ ~ ~ ~ ~ o N ~ ~ O ~ fl a W t D - C D W ..C C N N ~~i O a~ a ° m o\ Q G Z C 6 N CT cD 00 N 0 n ran ~_ f"' o + N 0 w O CD N Z ""~ N p I r- ~ ~ a ~ ~ ~ a , ~ ~ a r ~ y 0 ~ N m n y ~ ~ u m oo~m-nc~ y ' ~ c r: ~ o n ~ N ;. ~ ~N ~ ~ rn a ~ < N `^ , n ~ °c o ~ l )' A A {~ A Q A A y~ A ~ ~ N N N N w 00 I OD pp 00 v sA i ~ (n ~ a cD (D cfl ~ rn w 7 -~ ~ w ' GD (p 0 ~ ~ w W m A A .p ~ N W CU ~ CD CO ~ ~ 1+ Cn p l 1 ~ ~ ~' ~ ~ N ~ 7 V~ ~ = ~ N O 0 nv°' ~ g ~~S Q~ ~ o a" ~ n ' u c n \- T ~ n ~ N m -i ~ r; ~ ~ ~ d T1 D . . co O ~ ~p Q N CD 61 N d < {/~ ~ r ~ N ~ ~ ~ \ W ~ ~ N m N a , cQ ~ ~ ` ' ~ ~ m a G y ~ ' ~ - ~ ~. ~ _ C7 ~ o UI ~ p n ~ O Q ~ `. c ~ ~ a m m ~ v, C p N p W A ~ W N n ~ ~ 9 ~ ~ 17 J N ~ ~ j N J V V V ~ N 6R O N N N C %a rn cn N -• ~ O o ~ W O ~..~ V v O j ~ H N ~ " .J. ~ _, v ~ ~ tlf -~ rn m ~ ~ ~ n] A .A J ~ ~ ~ ~ ~ ~ ~ A d (D m d O 0 cD ^ O D w m d ~ N ~ D N ~ ~ W n o O m ® ~ ~~m 3 D o z o a c 3 /~1 ! v_ C ~_ ~ = Z O ~ O N p ~ .Z7 O C w w z D n f7 O C 7 Z c ou N Cn rn N V J 3 ~ A = C m v cn rt ~ ~ = z m ~ ~ cn ~v_~. rr- ~ ~ ~ ' O ~~ a ni m a O - ~ .T7 n J ~ ~ Q• ~ ~ ~ m o ~ C = _' o d °c ~ ~ ~ n CD ~ N N 7 n 1 DD O O m O ~ 16 r m r, "'~ ~ fl n to ~ ~ I m ~~ a ~ ~.. o r ~ ~~ r W ~ ~~ a N O ;~ STROKOFF & COWDEN, P. C. ATTORNEYS AT LAW TELEPHONE 132 STATE STREET (717) 233-5353 P. O. BOX 11903 HARRISBURG, PENNSYLVANIA 17108-1903 www. strokoffandcowden. com Via Certified Mail Glenda Farner Strasbaugh Register of Wills Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013-3387 July 28, 2009 RE: Estate of Gertrude Benjamin No. 21-08-01133 Dear Register Strasbaugh: FAX (717) 233-5806 Enclosed please find an original and 2 copies of the Inheritance Tax Return for the above estate, as well as Estate check #117 in the amount of $2,482.08 (for the balance of tax due) and Estate check #118 in the amount of $15, (for the tax return filing fee). Please clock-in one of the copies transmitted herewith and return it to me in the self-addressed, postage paid envelope provided herein. ~s, Doff EAS/crd Enclosure cc: Eileen Forman, Executr~ 4 fir. ~yl O O r~ -~ .~ 0 ;0 0 m ~ ~ n ° ~ ~ ~ ~ ~ ro ~~_ ~ ~ ~ ~-~~~ ~~~~~ ~ ~ ,~ o w ~¢~~ ,~ o ~, ;° ~ ~ G ~ ct~ ,~ ~ ~. ~ ~ ~ N ~ O ~ ~ ~ ~ ~ n ~ W ~ ~rS ~ ~ ~ ~ --~ O m N ~0 p ~~ >~ N ~,o '~ c~~0 v'~c m ~ ~ Z ~ Z y ~ Z *~ a ~o 0 w (i~a