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Home My WebLink About09-5143ROBERT D. KODAK, ESQUIRE KODAK & IMBLUM, P.C. 407 N FRONT STREET, PO BOX 11848 HARRISBURG, PA 17108-1848 (717) 238-7159 Attorney for Plaintiff FIRST NATIONAL BANK OF OMAHA Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. M- 5145 Ctvil 7e-nn MICHAEL J. ANDRESAKES, Defendant CIVIL ACTION - LAW NOTICE/AVISO YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claim set forth in the following pa yes, you must take action within twenty (20) days after this complaint and notice are served, by enterin a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a 1'udgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS ATA REDUCED FEE OR NO FEE. LISTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y AVISo radicando personalmente o por medio de un abogado una comparencencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqua en contra suya. Se le advierte de que si usted falla de tomar accion como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier otra reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYAA LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CUALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION TWO LIBERTY AVENUE CARLISLE PA 17013 717-249-3166 FIRST NATIONAL BANK OF OMAHA Plaintiff v MICHAEL J. ANDRESAKES, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. p - S J 3 CIVIL ACTION - LAW COMPLAINT The Plaintiff, FIRST NATIONAL BANK OF OMAHA, by its attorneys, KODAK & IMBLUM, P.C., bringsthis action ofAssumpsit againstthe Defendant(s) to recoverthe sum of FIVE THOUSANDTHREE HUNDREDAND NINETY-NINE DOLLARSAND SIXTY-FIVE CENTS ($5,399.65), along with interest thereon at the rate of 29.990% from May 27, 2009 upon a cause of action of which the following is a statement: 1. The Plaintiff, FIRST NATIONAL BANK OF OMAHA, is a National Banking Association organized and existing under the laws of the state of Nebraska, having mailing address of Post Office Box 2951, Omaha, Nebraska, 68103-2951. 2. The Defendant, MICHAEL J. ANDRESAKES, is an adult individual residing at 526 MEADOW CROFT CIRCLE, MECHANICSBURG, CUMBERLAND COUNTY, PENNSYLVANIA 17055-5862. F:\USER\TONYA\COMMON PLEAS CMPS\COMPLAINTS\1ST NAT OMAHA\35732.wpd 2 3. Defendant(s) did apply for a Visa Account with Plaintiff, which Visa Account was opened on or about APRIL 3, 2007. Upon receipt and use of said card Defendant(s) did agree to abide by Plaintiffs terms and conditions for the card as set forth on Plaintiffs Cardmember Agreement attached hereto, marked Exhibit "A" and made a part hereof. . 4. Defendant(s) did, at various times, in various places, and for various amounts, avail him/herself of using the card for credit, thereby creating a balance due and owing in the amount of FOUR THOUSANDS FOUR HUNDRED AND NINETY-NINE DOLLARS AND SEVENTY-ONE CENTS k,499.71) , as set forth on Plaintiffs Statement of Account attached hereto, marked as Exhibit "B" and made a part hereof. 5. The prices charged for said goods, wares, merchandise, services, and/or labor which Defendant(s) charged on said card were just and reasonable, were the legal and market prices therefor and were the prices which the Defendant(s) promised and agreed to pay. 6. Due to the default of Defendant(s), and pursuant to the terms and conditions of the F:\USER\TONYA\COMMON PLEAS CMPS\COMPLAINTS\1ST NAT OMAHA\35732.wpd 3 Plaintiff's Cardmember Agreement agreed to and/or executed by Defendant(s), attorney's fees in the total amount of EIGHT HUNDRED AND NINETY-NINE DOLLARS and NINETY-FOUR CENTS ($899.94) have been added to said account. 7. Plaintiff frequently demanded payment from Defendant(s) of said amount due and owing as aforesaid, but Defendant(s) refused and neglected and still refuse(s) and neglect(s) to pay said amount of any part thereof. WHEREFORE, Plaintiff brings this suit to recover from Defendant(s) the sum of FIVE THOUSAND THREE HUNDRED AND NINETY-NINE DOLLARS AND SIXTY-FIVE CENTS ($5,399.65) plus interest as set forth herein. Respectfully submitted, KODAK & IMBLUM, P.C. Robert D. Kodak, Esquire 407 North Front Street Post Office Box #11848 Harrisburg, PA 17108-1848 (717) 238-7159 Attorney ID No. 18041 Attorney for Plaintiff F:\ USER\ TONYA\ COMMON PLEAS CMPS\COMPLAINTS\1ST NAT OMAHA\35732.wpd 4 Y a s.;' < 6 p ? ? 1, air N's '. ICS RA 3 ti {{ sue, g $ '13 F iI ` All i g ?s IJ p x „ 8g igp8 4-1 lax ; its oZ -$ II 1I Abs B8 I se N ? a I 'j IS I 1 EAR, j 12-11, ° 0.8 1" 9 -4 i t, Z.. a. Ina Ila .1 1 its lit f fig" gyp s g. jIg It gg sg1111-18 b "lit s ?. FAX x: glib s ?.n L Iif b I° _a .. N o J oil A.1 jill Ig. Zs if??? ss o Najrv jj III a a ?. Is tit s a y ra ? s x EXHIBIT A _. g 1 + g _ iiS9fff y •? 5 0 31 so R U .1 ji a vain s 91 lilt I $$ ''ps O ?- .9 ° ?` r r n ?8 r a P P fit y F. .P• d s .1 _11 Jill Q E$ I? ell l " w j el all ;all '11 flu y fill lie, I 11'111 lp 81-t - k T -a -1, fill! g jj g w .g @ t 6 •8 . ? it 8 v I a g e( gy y l H Ilk _i 3"4 ?E 8k?1 a9 i `,,+.?k. ? ?=. ?•?.S kj fit aj ?k?ns" G 2 a y88 pScwi l??k a i .... 4 Ca IS 4rS9 9.9? FBCLwa 11 1 Advance Fee RNANCE CHARGE Adranw F•• RNANCE CHARGE el• Fees w flew eekwa k lm Man 6600: 01.76 Ma greater of 616 or 3% of tM 6w,ctln Ma Welder Of 616 or 6% of go wraecNon 536.00 4", w M W101" a Ma ftw" traraagion (after co"Woon to U.B. PLUS ry MWXW IN k peel due an yew aceonl: 1 Youri"NawOalanoaENNLEWTHm$10-. 2 The oREATER of a 2%atla anaa Neer eager". r b. $I& OR The SW of a. Your cywrre cyela bas end 1Mena darpee: PLUS 0. 1% a Ma antYa New BM,,; h,*" I. Any unewd In dkpub: &WM N. Your o?wrard oyge daa rwl lkancy girpee onl the amewd mcasryb ratluta Your Of b Your aorovd nidN NmN A verb" Rf'= dry periodic Ad* whkh is PFACS:'raft OM M In • WV YNO of an ANNUAL .? . . The Well kdV=h 1a hlylnaelryOnadrygrsidA Lrtdn Ndrbank Offered " *w k, he ell l *MwbV Ma 90 drys kMw try Iw Rate (dkq 0a as led d d daaya d of 7ch eel•rMa T On Vw etch b"kwft r mrdh A ON deter h on rq wa bream •taeliva n Ma Mrel day a your tdNtnp This Rates end Terms Schedule ("Schedule') together with the accompanying Cardin mgdole er Agreement govern your account with First Bankcard (a division of First National Bank of Omaha) and are referred to collectively throughout this document as the "Agreement'. a First National Bank Omaha P.O. Box 2557 Omaha, NE 68103-2557 022725 MICHAEL J ANDRESAKES 526 MEADOW CROFT CIR MECHANICSBURG PA 17055-5862 4418409251719093 0000000034700 Account Number: 4418 4092 5171 9093 Page 001 of 001 Payment Due Date: May 17, 2009 New Balance: $4,499.71 Minimum Payment Due: $347.00 Make crock. payable ro First National Bank Omaha Mount Enclosed Change of Address? Please check box and complete reverse side. 0000000449971 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Platinum Edition ® Visa Account Number: 4418 4092 5171 9093 =$347.(O)o ment Due Account Summary Credit Line Closing Date 04-27-09 Previous Balance $ 4,344.56 Total Credit Limit $ 9,200.00 ycle ayments and Credits $ 0.00 Cash Limit t $ 4,600.00 ate 05-17-09 New Transactions +$ 39.00 Available Credit $ 0.00 e $ 149.00 Tar sow Available Cash $ 0.00 nt Due $ 347.00 FINANCE CHARGES +$ 116.15 New Balance $ 4,499.71 Important Informa tion Regarding Your gccount We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Need Help? Online Access www.firstnational.com Customer Service aalance Transfer Fbtlina TDD TMeao -ications Do- for e,e Dear TON Free 1-888-530-3626 Top Free 1-877-388-8231 Top Free 1-800-925-2833 TRANSACTIONS Purchase Post Date Date Reference Number Merchant Name I Transaction Description and Credits b Debits ts 4-15 4-27 744164091170001171162000 LATE FEE 139.00 Charge Summary Daily Corresponding A l ANN_?JAL PERCE Average Daily Balance Periodic Rate nnua Percentage Rata 1NVTTAGE RA eE Purchases $ 4,416.28 60822% 29.990% 30 00% Cash Advance $ 0.00 0.0822% 29.990% . 0.00% Billed Periodic Rate FINANCE CHARGES $116.15 Additional Information Regarding Yo rA count Go Paperless for Safer Banking Statements sitting in your mailbox can increase your risk of getting your financial information stolen. You can limit your risk by going paperless with eStatements. It provides secure access to up to 7 years of past statements and it's completely FREE. When you sign up for eStatements, we will send you an email every month letting you know your statement is ready. Log in to firstnational.com and go to Account Services tab for more information on how to enroll today! You can pay your credit card bill online anytime day or night at www.ffrstnational.com. It's fast, safe and completely secure. Issued by First National Bank of Omaha See reverse for additional information. EXHIBIT 07/25/2009 16:25 4025549014 BRUMBAUGH VERIFICATION See (name) (title) of FIRST NATIONAL BANK OF OMAHA, verify that the statements made in the aforegoing document are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C. S. §4904, relating to unswom falsification to authorities. (FIRS ATIONAL BA F O AHA By: Title: ! s C1 /"` Dated: 35732109002875 PAGE 02/02 ANDRESAKES F L. CAF THE 2s I i '+} 2G9 SuL $-IS. 5o PIS AT" ev.* 459 a QT'S as 8 5'1 Sheriffs Office of Cumberland County R Thomas Kline Sheri Ronny R Anderson Chief Deputy Jody S Smith Civil Process Sergeant QFFiCE r r ',E `?tERIFF Edward L Schorpp Solicitor TH LJ??S s?,l"' 3 i .' First National Bank of Omaha vs. Michael J. Andresakes Case Number 2009-5143 SHERIFF'S RETURN OF SERVICE 07/30/2009 08:46 PM - Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on July 30 2009 at 2046 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Michael J. Andresakes, by making known unto Diane Andresakes, wife of defendant at 526 Meadowcroft Circle Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $37.90 SO ANSWERS, July 31, 2009 R THOMAS E, SHERIFF r ty FIRST NATIONAL BANK OF OMAHA Plaintiff v MICHAEL J. ANDRESAKES, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 09-5143 Civil Term CIVIL ACTION - LAW PRAECIPE TO THE PROTHONOTARY: Please mark the above-captioned matter as settled and discontinued with prejudice. TO: Cumberland County Prothonotary Dated: September 4, 2009 Robert D. Kodak, Esquire Attorney for Attorney I.D. No. 18041 Of Q ?dOTARY 2089 SEP -8 PM 12: 20 ? ,, , vANA WuNTY