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THIS IS AN ARBITRATION MATTER. ASSESSMENT OF
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
FIA CARD SERVICES, N.A. f/k/a
BANK OF AMERICA
1825 E. BUCKEYE RD.
PHOENIX, AZ. 85034
VS.
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. Qq-5d5a C1VIl°Lt'M
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN CIVIL-ACTION
1. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant(s)the use of
plaintiff's credit facilities.
2. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the plaintiff for the use of said credit
card.
3. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the Plaintiff. A true and correct copy
of the Statement of Account, if available, is attached hereto as
Exhibit "A".
4. All the credits to which the defendant (s) is entitled have
been applied and there remains a balance due as of 4/17/09 in the
amount of $21,746.82.
5. Plaintiff has made demand upon the defendant(s)for
payment of the balance due but the defendant(s)has failed and
refused and still refuses to pay the same or any part thereof.
6. Defendant's last payment on account was made on 6/3/2008.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$21,746.82 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. WEINBERG, ESQUIRE
JOEL M. FLINK, ESQUIRE
Attorney for Plaintiff
VERIFICATION
FREDERIC I. WEINBERG, ESQUIRE, hereby states that he is the
attorney for the Plaintiff (s) in this action and verifies that the
statements made in the foregoing pleading are true and correct to
the best of his knowledge, information and belief.
The undersigned understands that the statements herein are
made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating
to unsworn falsification to authorities.
t:?)
FREDERIC I. WEINBERG, ESQUIRE
EXHIBIT "A"
ows,99gq
STATE OF Georgia )
COUNTY OF Cobb )
F1A CARD SERVICES, N.A.
V.
MICHAEL W WEBSTER JR
AFFIDAVIT OF ACCOUNT
COMES NOW, Christie McElreath, and after being duly sworn before the below person authorized
to administer oaths states the following:
1. I am over 18 years old and sui 'uris.
2. 1 am agent for FIA CARD SERVICES, N.A..
3. 1 am familiar with the books and records of the Plaintiff.
4. These books and records are kept in the ordinary course of business.
5. The agreement attached hereto is true and correct.
6. The Defendant (s) owe (s) the principal sum of $21,746.82,
7. I know no liability insurance, bond or other security which may be available to pay this debt.
8. The Defendant (s) account number for which he owes the debt is 4888937994293050.
9. The Defendant (s) is/are not a minor nor an incompetent person.
10. Affiant has no knowledge of whether the Defendant (s) is/are on active duty in the military.
IL The Defendant (s) is/are past due on this account and in breach of the contractual agreement to pay
as agreed.
c
Agent Christie Elreath
FIA CARD SERV S, N. A.
Sworn to and subscribed before me this ofQ 2009.
Q?x.Q
My Commission Expires: NOTARY PUBLIC
GO RDO &WEINBERG, P.C. ?"",
? EXPIRES 'I i
GGURGfn - -
FEB. 25, 2011 -
``'. NUB tJ?C' `,
MICHAEL W W&8MR JR
SS SHARON RD
ENOLA PA 17025-1026
ACCOUNT NUMBER
4888937994293050
FIA CARD SERVICES, N.A.
BALANCE AS OF PAYMENT MINIMUM
DUE DATE PAYMENT
April 6, 2009 PAST DUE $21,746.82
PAYMENT
ENCLOSED
Make Checks Papbile
1o Bank of America, N.A. [USA)
10188401 FROM BRNE OF UMICA, N.A. 01A)
YOUR ACCOUNT WITH FIA CARD SERVICES, N.A.IS PAST DUE $21,746.82. THE PAST DUE
AMOUNT IS INCLUDED IN THE MINIMUM PAYMENT. THE PAST DUE AMOUNT INCLUDES THE ORIGINAL
PRINCIPAL BALANCE OF $21,746.82. PLEASE REMIT IMMEDIATELY. IF YOU HAVE ALREADY SENT
A PAYMENT FOR THE ABOVE AMOUNT, THANK YOU.
FILE.,
CIF TPE
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Sheriffs Office of Cumberland County
R Thomas Kline
Sheri ??? l
QN? attc?t?b?r F Tj
Ronny R Anderson '
Chief Deputy
d LCii G _'3
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Jody S Smith
Civil Process Sergeant OFFICE ? '-E S4ERIFF p Edward L Schorpp
Solicitor
FIA Card Services
vs. Case Number
Michael W. Webster 2009-5252
SHERIFF'S RETURN OF SERVICE
08/04/2009 04:18 PM - William Cline, Deputy Sheriff, who being duly sworn according to law, states that on August 4,
2009 at 1618 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Michael W. Webster, by making known unto himself personally, defendant at 58 Sharon
Road Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing to him
personally the said true and correct copy of the same.
SHERIFF COST: $40.60 SO ANSWE
ago,
August 05, 2009 R THOMAS KLINE, SHERIFF
01
V
Deputy Sheriff
IN THE COMMON PLEAS COURT OF THE STATE OF PENNSYLVANIA
IN AND FOR CUMBERLAND COUNTY
FIA CARD SERVICES, N.A. F/K/A
BANK OF AMERICA
Case Number: 09-5252
MICHAEL W. WEBSTER JR.
ANSWER OF DEFENDANT
Pro Se Defendant Michael W. Webster, Jr., hereby enters his appearance and answers the
Complaint of FIA Card Services, N.A. as follows:
1. The Defendant admits in part and denies in part the allegations of paragraph 1 of the
Complaint. The Defendant admits to receiving and using Plaintiff's credit card. The
Defendant has no recollection or receiving and having the opportunity to review and sign an
Agreement to this account. Therefore the Defendant demands evidence of a signed Agreement
and denies being bound by the terms of any particular document until Plaintiff produces said
Agreement.
2. The Defendant admits in part and denies in part the allegations of paragraph 2 of the
Complaint. The Defendant admits to receiving and using Plaintiff's credit card. The
Defendant has no recollection or receiving and having the opportunity to review and sign an
Agreement to this account. Therefore the Defendant demands evidence of a signed Agreement
and denies being bound by the terms of any particular document until Plaintiff produces said
Agreement.
3. The Defendant admits in part and denies in part the allegations of paragraph 3 of the
Complaint. The Defendant admits to receiving and using Plaintiff's credit card. Defendant
disputes the balance due and demands a complete accounting reflecting all charges and credits
to the account. Plaintiff has failed to produce an accounting.
4. The Defendant denies the allegations of Paragraph 4 of the Complaint. Defendant disputes the
balance due and demands a complete accounting reflecting all charges and credits to the
account. Plaintiff has failed to produce an accounting.
5. The Defendant denies the allegations of Paragraph 5 of the Complaint. The Defendant made
payments to this account for many months before becoming financially unable to continue.
The Defendant is working with a credit counselor in an attempt to resolve this account.
6. The Defendant admits the allegations of Paragraph 6 of the Complaint.
WHEREFORE: The Defendant respectfully requests that Plaintiff's Complaint be
dismissed and the relief requested in Plaintiff's Complaint denied.
VERIFICATION
The Defendant verifies that the statements made herein are true and correct based upon
his knowledge, information and belief. The statements are made subject to the penalties of 18 Pa. C.S.
Section 4904, relating to unsworn falsification to authorities.
Michael 10 Webster, Jr.
58 Sharon Rd.
Enola, PA 17025-1826
717-728-0259
CERTIFICATE OF SERVICE
The Defendant(s) HEREBY CERTIFY that on this 21 day of ?U 20 0 la copy
of the foregoing pleading was mailed, first-class, postage pre-paid to:
Frederic I. Weinberg, Esq.
Gordon & Weinberg, P.C.
1001 E. Hector Street, Suite 220
Conshohocken, PA 19428
215-988-9600
Attorney for Plaintiff
This document was prepared by or with the assistance of an attorney employed by
Persels & Associates, LLC, 866-939-7252 and Consumer Law Associates, LLC, 888-510-1892.
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GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK
Identification No.: 41200
1001 E. HECTOR STREET SUITE 220
CONSHOHOCKEN, PA 19428
484/351-0500
FIA CARD SERVICES, N.A. F/K/A
BANK OF AMERICA
vs.
MICHAEL W WEBSTER, JR
2057965 2010 ~~~ 12 ~g'~ ~° ~
ti ~.~:
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.: 09-5252
STIPULATION OF SETTLEMENT
It is HEREBY STIPULATED AND AGREED that the above-entitled action is settled by agreement
of the parties under the following terms and conditions:
1. Defendant and Plaintiff desire to settle the above captioned matter and stipulate that
Defendant will pay to the order of Gordon and Weinberg, P.C., attorneys for the Plaintiff, at
their offices at 1001 E. Hector Street, Suite 220, Conshohocken, PA 19428, for the sum of
Twelve Thousand and no/100 ($12,000.00) Dollars in installments as follows:
a. Twenty Four (24) equal and consecutive payments of Five Hundred and 00/100
($500.00) Dollars to be received on or before the 5~' of each month beginning July
5, 2010.
2. Defendant appears generally herein and submits to the jurisdiction of the Court.
3. In the event of a default of any of the above listed conditions and payments, Plaintiff may,
upon 10 days notice enter judgment for the relief demanded in the Complaint filed less any
payments made plus judicial interest of 6% running from the date of filing.
4. Upon full and final compliance with this stipulation, this action shall be deemed fully settled,
discontinued and/or satisfied and an Order to Satisfy, Discontinue, and End will be sent to
the Defendant.
5. In accordance with the terms of this agreement there appears to be a related consent order for
judgment held in escrow which will automatically extinguish upon compliance with the
above mentioned terms.
Gordon and Weinberg, P.C.
J•
Joel M. squire,
Date: ~- b _`1~ Date: ~Q ~ ~~~ O