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HomeMy WebLinkAbout09-5384I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. MELISSA A FETZER No : C - 5,334 at'411 lean COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 07410601 C N Pit KMJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. MELISSA A FETZER Defendant Civil Action No O COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices at .15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 . 2. Defendant is adult individual(s) residing at the address listed below: MELISSA A FETZER 1101 LINDHAM CT APT 209 MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX8681 . 4. Defendant made use of said credit card and has a current balance due of $4273.50 , as of July 09, 2009 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900% per annum on the unpaid balance from July 09, 2009 . A copy of Plaintiff's Statement is attached hereto, marked as Exhibit "111 and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , MELISSA A FETZER , individually , in the amount of $4273.50 with continuing interest thereon at the rate of 25.900% per annum from July 09, 2009 plus costs. James C. ar ro t,42524 WELTMA4 EINBERG & REIS CO., L.P.A. 436 Se e h Avenue, Suite 1400 Pittsb r h, PA 15219 (412[Y1 -7955 FAX: 338-7130 074 C N Pit KMJ This law firm is a debt collector attergting to collect this debt for our client and any information obtained will be used for that purpose. FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Date $3,176 93 - $95 00 ?+ $76 62 + $0 00 = $3,158 55 $94 00 Jun 27, 2007 Apr 28, 2007 - May 28, 2007 Page 1 of 1 Puase lwr AT iasr na aMrninr Visa Platinum Account 4121.74174914-8681 Your Account Information TOTAL CREDIT LINE $3,20000 TOTAL AVAILABLE CREDIT $4145 CREDIT LINE FOR CASH $3.20000 AVAILABLE CREDIT FOR CASH $4145 Finance Charges (Please see reverse for important in in Balance rate Period" C iresmidmg CHANCE applied to rate AAPPRR Purchases $3,204 75 0 07712% D 2815% $7662 Cash $0 00 0 07712% D 2815% $0 00 ANNUAL PERCENTAGE RATE applied this period. 2815% At Your Service 1-SM-9013637 To call Customer Relekons or to report a lost or stden card V Payments Credits & Adjustments 1 26 MAY CAPITAL ONE ONLINE ACH PA YMENT $9500- 0 Send payments to. Capdel Ore Banc P 0 Box 70884 Charldte, NC 28272-0884 A Send inquiries to. Ce" one P 0 Bar 30285 San Lake ". UT 84130-0285 6056 506 1 7 27 070528 PAGE 1 of 1 OIBC6056 PLEASE RETURN PORTION BELOW WITH PAYMENT 0 4121741719148681 27 3158550095000094001 ()1l1. what's in your w.rBetr Account Number. 4121-7417-1914-8681 New Balance Minimum Payment Due Date C$3,158 55 $94 00 Jun 27, 2007 PLEASE PAY AT LEAST THIS AMOUNT Amount Enclosed C: =- Capital One Bank P-0. Box 70884 trtsrtrsrtttrrrttrrtrt Charlotte, NC 26272-0884 7410601 irrtriir,trrrtrurrrtrrtrmrrri,rtrirrtrrtrlurrtNirriirlrn Please Print address or Phone number changes below using blue or black ink Address Home Phone Altemate Phone E-maid address 9 1}9014905414642525# MAIL ID NUMBER MELISSA A FETZER 1101 LZNDHAM CT APT 209 MECHANICSBURG, PA 17055-5400 nrtttmtttuutrtntrtutstutntttnrttuutstrtrtntrtu Please write your account number on your check or money order made payable to Capital One Bank and mall with this coupon in the enclosed envelope PROTHONOTARY CUMBERLAND CO CAPITAL ONE BANK (USA), N.A., Plaintiff, V. MELISSA A FETZER Defendant(s). VERIFICATION "The undersigned does hereby verify subject to. the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Dated: 7? Michelle Lance A049 WELTMAN, WEINBERG & REIS CO., L.P.A. Q 4 .M1? 418.50 PO AIW CK:1V'4(3ocpia V*"s742 Sheriff s Office of Cumberland County R Thomas Kline Sher Ronny R Anderson Chief Deputy Jody S Smith Civil Process Sergeant Edward L Schorpp Solicitor dg~atr qt ~u~nt~rr~~M~ -~~ ,,~. C3FfIGE ~JF *N~ S~~~IF1= ~~~ E~~ ~,, ~~ -,- r' ~~~ Tir , , .. ~..~~k~1F~' ~, 2~D9 ,=,~~ ~ -~ ~~ :~~ ~ ~~ `,3 1 i~~i t [ r Capital One Bank (U.S.A.) N.A. vs. Melissa A. Fetzer Case Number 2009-5384 SHERIFF'S RETURN OF SERVICE 08/04/2009 07:14 PM -William Cline, Deputy Sheriff, who being duly sworn according to law, states that on August 4, 2009 at 1914 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Melissa A. Fetzer, by making known unto herself personally, defendant at 1101 Lindharr Court, Apt. 209 Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $38.80 August 05, 2009 SO ANQSW~ERS, R THOMAS KLINE, SHERIFF eputy Sheriff ::~a~,~~~ a~~ 6~nk (US~~ , Na ~i~,~,~F Vs- I`n ~, ~~ ss ~,. 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NO. 20.-M r-: RULE 1312-1 The Petition for Appointment of Arbitrators shall be substantially in tl? ? Fri Following form: c n r` ::DCs PETITION FOR APPOIN+MED4 T OF ARBITRAT ORS <C] -o ?_n TO THE HONORABLE, THE JUDGES OF SAID COURT: - ` : __4 i counsel for the plaintiff/defendant in the above - action (or actions), respectfully represents that: 1. The above-captioned action (or actions) is (are) at issue. 2. The claim of plaintiff in the action is The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified JR sitN C^ as arbitrators: -? --- ""? -c rr -V WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrator w M o? whom the case shall be submitted. " Q/ Respectfully submitted, :C R w C) r1 n ? rn )> cn a1?lr GAD ORDER OF COURT AND NOW, 6`te3 , 2011 , in consideration of the foregoing petition, A(A Esq., and _??,17 .U Esq., and Esq., are appointed arbitrators in the above captioned action (or actions) as prayed for. Mo-keo b. t, rba n , Est. M- :li-<sa l1. rye 4z-el- By the Court, E B.BAYIFY i!?>Pies m&.Ied s/ayl, )e," • i/ 4 CERTIFICATE OF SERVICE A true and correct copy of the within Petition for Appointment of Arbitrators was served by U. S. Mail, postage prepaid, this _ Melissa A. Fetzer 1101 Lindham Court, Apt 209 Mechanicsburg, PA 17055 (04'rk"day of, 2011, upon the following: By: Matthew D. Urban, Esquire PA l D# 90963 Weltman, Weinberg & Reis CO L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 Zqn4?='74 Plamriff Ptksx, A F fir Defendant f, t Signature Oath We do solemnly swear (or affirm) that we will support, obey and defend the Constitution of the United States and the Constitution of this Commonwealth and that we will discharge the duties of our office with fidelity. ig ture A&iL-Ae4L- N?me (Chairman) L 6/ k/ "jr , Address Cev/,?, A V7013 City, Zip Lr « t,av, Name 2erk? r Snh4tcf Law Firm S-3' s- S'-. Address C"J."k PA 0vi 3 City, Zip In The Court of Common Pleas of Cumberland County, Pennsylvania No.() ? -__? Civil Action - Law. Signature Name Law Firm 3? ? ?/fW.de. Address X J/? .a 1701S? City, Zip Date of Hearing: j Date of Award: l . Arbitrator, dissents. (Insert name if a: (Chairman) Notice of Entry of Award Now, the !--2- day of , 20 // , at A,' , A .M., the above award was entered upon the docket and notice th eof given by mail to the parties or their attorneys. Arbitrators' compensation to be paid upon appeal: $- -5 0 By: _ Prothonotary 106) Deputy Award We, the undersigned arbitrators, having been duly appointed and sworn (or affirmed), make the fnlln xT;ncY nixTgrd- (Nnte• Tf dmmnuec fnr delav are awarded. thev shall be separately stated.) FILED-OFF-ICE THE PROTHONOTAR"' 2011 AUG 12 AM 10: 49 CUMBERLANO COUN'l `f PENNSYLVANIA I'le 2jZ < I I WELTMAN, WEINBERG & REIS CO., L.P.A. BY, Ma thew D. Urban, Esquire I. D. No.90963 436 Seventh AvenUe, Suite 1400 Pittsburgh, PA 1:219 Phone. 412.034.7,55 Fax: 412.43,J.7959 File # 74106J1 CAPITAL ONE BANK !USA) NA Plaintiff vs. MELISSA A FETZER Defendant Attorney for Plaintiff(s) CUMBERLAND County Court of Common Pleas ? 'T 2.3 s' f l : 4' ' ;" 3ERLANQ COUNT PENNSYLVANIA Civil Action No. 09-5384 CIVIL TERM PRAECIPE FOR JUDGMENT ON AWARD OF ARBITRATORS Til:J TF',- PROTHONOT,(\RY: !=_rter Juden-,ent against Defendant, MELISSA,\ FETZER on the Award of Arbitrators in the amount of $1,P83.55 '-is cr%-nputad below: Amo?,,nt Awa,-df_J- Irite, est fro -Ti dare of judgment &I the legal %3te of 6.00% per annum Total: $ 1,983.55 1.983.55 WELTMAN, WEINBERG & REIS CO., L.P.A. By: Matthew D. Urban, Esquire OW4 41y.60 pd Al e? .11614g" h.4% * .4p's g'9 17 Plaintiff's ao.Jress is. rte, `U c/o Weltmei-i, Weinl.erc & Reis Co., L.P.A., 1400 hoppers Building, 436 7th Avenue, Pittsburgh, PA 15219 And that :1-le last know;- address of the Defendant is: 1101 Lindham Court, Apt 209, Mechanicsburg, PA 17055