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Home My WebLink About09-5602U/ GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER ATTORNEY I.D. #56129 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (866) 413-2311 WWW.GOLDBECKLAW.COM WACHOVIA MORTGAGE CORPORATION PO Box 900001 1100 Corporate Center Drive Raleigh, NC 26707-5066 Plaintiff vs. ROBERT E. COLLINS LORI L. COLLINS Mortgagors and Record Owners 14 Amherst Drive Camphill, PA 17011 Defendants IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term 41-01 ag- _q'va CIVITION. FORECLOSURE ®RTGgCE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717- 243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website h!W://www.phfa.org/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Foreclosure Resource Center: http://www.philadelphiafed.org/foreclosure/ 7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention@goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 85283FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff is WACHOVIA MORTGAGE CORPORATION, PO Box 900001, 1100 Corporate Center Drive Raleigh, NC 26707-5066. 2. The names and addresses of the Defendants are ROBERT E. COLLINS, 14 Amherst Drive, Camphill, PA 17011 and LORI L. COLLINS, 14 Amherst Drive, Camphill, PA 17011, who are the mortgagors and record owners of the mortgaged premises hereinafter described. On November 22, 2004 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WACHOVIA MORTGAGE CORPORATION, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1889 Page 4516. The mortgage has been assigned to: WACHOVIA MORTGAGE CORPORATION by assignment of Mortgage. Plaintiff is the real party in interest pursuant to a purchase or transfer of the mortgage obligation from the last record holder and an Assignment of Mortgage to Plaintiff has been and/or will be lodged for recording with the Recorder of Deeds in the ordinary course of business. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for April 01, 2009 and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ....................................................................................$50,397.54 Interest from 03/01/2009 through 07/31/2009 at 5.2500% .......................$1,109.25 Per Diem interest rate at $7.25 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph ...................$2,519.88 Late Charges from 04/01/2009 to 07/31/2009 ............................................. $102.40 Monthly late charge amount at $25.60 Costs of suit and Title Search ......................................................................$900.00 Fees ................................................................................................................$41.75 Monthly Escrow amount $235.82 $55,070.82 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriffs Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or an "in personam" judgment) against the Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terns judgment in mortgage foreclosure in the sum of $55,070.82, together with interest at the rate of $7.25, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff's Sale of the Property. By: \UU0,11 -? Uu ua GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER, ESQUIRE ATTORNEY FOR PLAINTIFF Poo, VERIFICATION I,_ Theresa Morgan Walser as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unworn falsification to authorities. Date: 7 W0 _ n9 T#85283FC - ROBERT E. COLLINS and LORI L. COLLINS 14 Amherst Drive Camphill, PA 17011 Prepared By and Return To: Beth Gradel GOLDBECK McCAFFERTY & McKEEVER Mellon Independence Center - Suite 5000 701 Market Street Philadelphia, PA 19106-1532 215-825-6344 0008952495 GMM File Number: 85283FC Parcel ID#: 13-24-0807-043 ASSIGNMENT OF MORTGAGE MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WACHOVIA MORTGAGE CORPORATION (Assignor), for and inconsideration of the sum of Ten Dollars ($10.00) and other good and valuable consideration, the receipt of which is acknowledged, does grant, bargain, sell, assign and transfer to WACHO VIA MORTGAGE CORPORATION. WACHOVIA MORTGAGE CORPORATION (Assignee), all of its right, title and interest, as holder of, in, and to the following described mortgage, the property described and the indebtedness secured by the mortgage: Executed ROBERT E. COLLINS and LORI L. COLLINS , Mortgagor(s); to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WACHOVIA MORTGAGE CORPORATION. Bearing date of November 22,2004; Amount Secured: $63,700.00; Recorded on December 02, 2004; in Book 1889 Page 4516; in the Recorder of Deeds Office of Cumberland County, Commonwealth of Pennsylvania ("Mortgage") Property: 14 Amherst Drive, Camphill, PA 17011 AS FURTHER DESCRIBED IN EXHIBIT "A", ATTACHED AND INCORPORATED INTO THIS ASSIGNMENT. Together with the note or obligation described in the Mortgage endorsed to the Assignee,("Note") and all moneys due and to become due on the Note and Mortgage, with interest. Assignee its successors, legal representatives and assigns shall hold all rights under the Note and Mortgage forever, subject however, to the right and equity of redemption, if any, of the maker(s) of the Mortgage, their heirs and assigns forever. Assignor, by its appropriate corporate officers, has executed and sealed with its corporate seal this Assignment of Mortgage on this c'-J3 day of 2009. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR WACHOVIA MORTGAGE CORPORATION (Affix Corporate Seal) clq? (SEAL) Name: Bahim-Y Hood Title: \ P (SEAL) Name: Crai nlon Title: "\I ss: , STATE OF MW COUNTY OF BE IT REMEMBERED, that on this Z day of 2009, before me, the subscriber, a Notary Public personally appeared Bethany Hood C_ORPORATTON officers of Assignor, who I am satisfied are the persons who signed the within instrument and they acknowledged that they signed, sealed with the corporate seal and delivered the same as such officers aforesaid, and that the within instrument is the voluntary act and deed of such corporation made by virtue of a Resolution of its Board of Directors. #IT'ARy ina Anne Sauerer Y PUBLIC -MINNESOTA Notary Public COMMISSION RES JAN. 31, 2014 My commission expires: ccJJ I hereby certify the address of the Assignee is: PO Box 900001, 1100 Corporate Center Drive, Raleigh,NC 26707-5066 0008952495 Case #: 85283FC EythibitA Exhibit A ALL THAT CERTAIN piece or parcel of land situate in Lower Allen Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the western side of Amherst Drive, which point, measured along the western side of Amherst Drive, is 483.64 feet north of the northwest comer of Amherst Drive and Cedar Cliff Drive and which point is also at the northern line of Lot No. 7, Plan Book B-3, Cedar Cliff Manor, hereinafter referred to; thence along the northern line of Lot No. 7, Plan No. B-3, Cedar Cliff Manor, hereinafter referred to, North 84 degrees 11 minutes West 112.72 feet to a point at the eastern line of Lot No. 175 on part of Plan No. 2, Cedar Cliff Manor, as recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 7, page 13; thence along the eastern lines of Lots Nos. 175 and 176 on part of Plan No. 2, Cedar Cliff Manor, aforesaid, North 5 degrees 49 minutes East 80 feet to a point at the southern line of Lot No. 9, on Plan No. B-3, Cedar Cliff Manor, hereinafter referred to; thence along the southern line of Lot No. 9 on Plan No. B-3, Cedar Cliff Manor, aforesaid, South 84 degrees 11 minutes East 112.72 feet to a point at the western side of Amherst Drive; thence along the western side of Amherst Drive South 5 degrees 49 minutes West 80 feet to a point, the place of BEGINNING. BEING Lot No. 8 on Plan No. B-3, Cedar Cliff Manor, which Plan was approved by the Lower Allen Township Planning Commission on January 4, 1958, and by the Lower Allen Township Board of Commissioners on January 6, 1958 and which Plan was recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania on May 6, 1958, in Plan Book 9, Page 36. i Certify this to be recorded In Cumberland County PAS, V Recorder of Deeds 44, 889PG4533 61(57$1 PG 424 E.r, hibit (B Wachovia Mortgage, FSB Post Office Box 900001 1100 Corporate Center Drive Raleigh, North Carolina 27675-9000 Raleigh, North Carolina 27607-5066 Wt CHOVIA LORI L COLLINS ROBERT E COLLINS 14 AMHERST DRIVE CAMPHILL, PA 17011-7703 ACT 91 NOTICE June 2, 2009 TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE* This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call 717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. Homeowner s name(s) Property Address Loan Number Original Lender Current Lender/Servicer LORI L COLLINS ROBERT E COLLINS 14 AMHERST DRIVE CAMPHILL, PA 17011 0008952495 Wachovia Mortgage, FSB HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THIRTY-THREE (33) DAYS OF THE DATE OF THIS NOTICE IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and televhone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE. IF YOU HAVE A MEETING WITH A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARIL Y PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY, AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE"YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLYAPPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-The MORTGAGE debt held by the above lender on your property located at: 14 AMHERST DRIVE, CAMPHILL, PA 17011 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Start/End: 04/01/2009 through 06/01/2009 at $747.89 per month. Total Amount of Delinquent Payments Due $ 1,495.78 Late Charges 76.80 Property inspections and NSF check charges, if any 0.00 Other charges accrued, if any 17.50 LESS: Suspense (unapplied funds) - 0.00 LESS: Previously Posted - 0 TOTAL AMOUNT OF DELINQUENCY $ 1,590.08 HOW TO CURE THE DEFAULT-You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 1,590.08, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier s check, certified check or money order made payable and sent to: Wachovia Mortgage, FSB, Attention: Payment Processing, 1100 Corporate Center Drive, Raleigh, NC 27607-5066. IF YOU DO NOT CURE THE DEFAULT-If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorney to start legal action to foreclose upon your mortgage property. IF THE MORTGAGE IS FORECLOSED UPON- The mortgage property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney s fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys fees actually incurred by the lender even if they exceed $50.00. Any attorney s fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney s fees. OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF S SALE-If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff s Sale You may do so by paying the total amount then past due plus any late or other charges then due, reasonable attorney s fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff s Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF S SALE DATE-It is estimated that the earliest date that such a Sheriff s Sale of the mortgage property could be held would be approximately SIX (6) MONTHS from the date of this Notice. A notice of the actual date of the Sheriff s Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Wachovia Mortgage, FSB Attention: Servicing Operations 1100 Corporate Center Drive Raleigh, NC 27607-5066 Phone: (866) 677-6962 Fax: 866/260-3962 Contact: Steve Kennedy EFFECT OF SHERIFF S SALE-You should realize that a Sheriff s Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff s Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE You may or may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney s fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS ATTACHED Sent by Regular Mail, Certificate of Mailing (PS Form 3877), and Certified Mail Sincerely, s ??mw4 Steve Kennedy Servicing Operations Wachovia Mortgage, FSB BLPA01 Consumer Credit Counseling Agency Notification of Face-to-Face Meeting Homeowner s name (s) ROBERT E COLLINS LORI L COLLINS Property Address 14 AMHERST DRIVE CAMPHILL, PA 17011 June 2, 2009 In accordance with the Pennsylvania Housing Finance Agency's Homeowner's Emergency Mortgage Assistance Program (PHFA-HEMAP) (Act 91 of 1983), this is to inform you that we have been approached for mortgage counseling assistance by: Name: ROBERT E COLLINS and LORI L COLLINS Address: 14 AMHERST DR CAMPHILL, PA 17011 Loan Number: 0000008952495 This counseling agency has had a face-to-face meeting with the above-named applicant on , who indicated that they are more than sixty (60) days delinquent on their mortgage payments and have received an Act 91 Notice of Intention to Foreclose dated June 2, 2009 from: Wachovia Mortgage, FSB Attention: Servicing Operations 1100 Corporate Center Drive Raleigh, NC 27607-5066 Phone: (866) 677-6962 Fax: 866/260-3962 Contact: Steve Kennedy In accordance with the Homeowner's Emergency Mortgage Assistance Program, this is to inform you that: 1. Within 30 days from the date of the face to face meeting, we intend to forward an application to the Pennsylvania Housing Finance Agency, Homeowner's Emergency Mortgage Assistance Program on behalf of the above-mentioned applicant(s). 2. By a copy of this Notice, we are notifying any other mortgagees, identified by the applicant(s). 3. No legal action to enforce the mortgage may occur if a timely application is filed. The homeowner(s) must have a face-to-face meeting with a Consumer Credit Counseling Agency within 33 days from the date of the Act. 91 Notice and an application must be received by PHFA-HEMAP within 30 days of the face-to-face meeting in order to be protected by this forbearance period. Name of Counseling Agency: Address: Telephone Number: The Pennsylvania Housing Finance Agency can be reached TOLL FREE at 1(800) 342-2397 or 1-717-780-3940 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:21 AM ADAMS County Adams County Interfaith Housing Authority 40 E High Street Gettysburg, PA 17325 717.334.1518 American Red Cross - Hanover Chapter 529 Carlisle Street Hanover, PA 17331 717.637.3768 CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888.511.2227 888-511-2227 Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 717.762.3285 Mon Valley Unemployment Committee 1800 West Street 3rd Floor Homestead, PA 15120 412.462.9962 Nazareth Housing Services 301 Bellevue Road Pittsburgh, PA 15229 412.931.6996 Neighborhood Housing Services, Inc. 710 5th Avenue Suite 1000 Pittsburgh, PA 15219 412.281.9773 Pennsylvania Housing Finance Agency 2275 Swallow Hill Road Bldg 200 Pittsburgh, PA 15220 412.429.2842 ALLEGHENY County Acorn of Allegheny County 5907 Penn Avenue Suite 300 412.227.4802 Pittsburgh, PA 15206 412.441.6551 Action Housing, Inc 425 6th Avenue Suite 950 Pittsburgh, PA 15219 412.281.2102 800.792.2801 CCCS of Western PA River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA 15203 888.511.2227 888.511.2227 Community Action Southwest 58 East Greene Street Waynesburg, PA 15370 724.852.2893 Fair Housing Partnership of Greater Pittsburgh, Inc. 2840 Liberty Avenue Suite 205 Pittsburgh, PA 15222 412.391.2535 Garfield Jubilee Associates 5138 Penn Avenue Pittsburgh, PA 15224 412.665.5200 Urban League Of Pittsburgh 610 Wood Street Pittsburgh, PA 15222 ARMSTRONG County Armstrong County Community Action Agency 124 Annsdale Road Suite 211 Kittanning, PA 16201 724.548.3405 CCCS of Western PA Royal Remax Plaza 917 A Logan Boulevard Altoona, PA 16602 888.511.2227 888.511.2227 Indiana Co. Community Action Program 827 Water Street Box 187 Indiana, PA 15701 724.465.2657 BEAVER County Action Housing, Inc 425 6th Avenue Suite 950 Pittsburgh, PA 15219 412.281.2102 800.792.2801 Page 1 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:21 AM CCCS of Western PA 971 Third Street Beaver, PA 15009 888.511.2227 888.511.2227 Housing Opportunities of Beaver County 320 College Avenue Unit 1 Beaver, PA 15009 724.728.7511 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 610.821.4011 800.837.9815 Community Action Committee of the Lehigh Valley 1337 East Fifth Street Bethlehem, PA 18015 610.691.5620 BEDFORD County CCCS of Western PA Royal Remax Plaza 917 A Logan Boulevard Altoona, PA 16602 888.511.2227 888.511.2227 Tableland Services Inc. 535 East Main Street Somerset, PA 15501 814.445.9628 800.452.0148 BERKS County American Credit Counseling Institute 937 North Hanover Street Pottstown, PA 19460 888.212.6741 888.212.6741 American Credit Counseling Institute 300 North Pottstown Pike Suite 210 Exton, PA 19341 888.212.6741 888.212.6741 American Financial Counseling Services 2880 Bergey Road Suite 4 Hatfield, PA 19440 267.228.7903 American Financial Counseling Services 906 Penn Avenue Wyomissing, PA 19610 267.228.7903 800.490.3039 Budget Counseling Center 247 North Fifth Street Reading, PA 19601 610.375.7866 Neighborhood Housing Services of Reading 213 N 5th Street Suite 1030 Reading, PA 19601 610.372.8433 Schuylkill Community Action 225 N. Centre Street Pottsville, PA 17901 570.622.1995 BLAIR County Blair County Community Action Agency 2100 6th Avenue Suite 102 PO Box 1833 Altoona, PA 16602 814.946.3651 CCCS of Northeastern PA 202 W. Hamilton Avenue State College, PA 16801 814.238.3668 800.922.9537 CCCS of Western PA Royal Remax Plaza 917 A Logan Boulevard Altoona, PA 16602 888.511.2227 888.511.2227 BRADFORD County CCCS of Northeastern PA 411 Main Street Suite 104 Stroudsburg, PA 18360 570.420.8980 800.922.9537 CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 Page 2 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:22 AM The Trehab Center of Northeastern PA Bucks County Housing Group 1225 Main Street 470 Old Dublin Pike Honesdale, PA 18431 Doylestown, PA 18901 570.253.8941 866.866.0280 800.982.4045 866.866.0280 The Trehab Center of Northeastern PA Bucks County Housing Group The Enterprise Center 515 West End Boulevard 703 S. Elmer Avenue Suite M.6 Quakertown, PA 18951 Sayre, PA 18840 866.866.0280 570.888.0412 866.866.0280 800.982.4045 Bucks County Housing Group BUCKS County 349 Durham Road Penndel, PA 19047 Acorn Housing Corporation 866.866.0280 846 North Broad Street 866.866.0280 Philadelphia, PA 19130 215.765.1221 Bucks County Housing Group 200 West Bridge Street American Credit Counseling Institute Morrisville, PA 19067 937 North Hanover Street 866.866.0280 Pottstown, PA 19460 866.866.0280 888.212.6741 888.212.6741 Bucks County Housing Group 2324 Second Street Pike American Credit Counseling Institute Suite 17 530 West Street Road Wrightstown, PA 18940 Suite 201 866.866.0280 Warminster, PA 18974 866.866.0280 215.444.9429 888.212.6741 CCCS of Delaware Valley Catholic Social Servies Building American Credit Counseling Institute 7340 Jackson Street 300 North Pottstown Pike Philadelphia, PA 19136 Suite 210 215.563.5665 Exton, PA 19341 888.212.6741 CCCS of Delaware Valley 888.212.6741 1608 Walnut Street 10th Floor American Credit Counseling Institute Philadelphia, PA 19107 845 Coates Street 215.563.5665 Coatesville, PA 19320 888.212.6741 CCCS of Delaware Valley 888.212.6741 1230 New Rodgers Road Suite F1 American Financial Counseling Services Bristol, PA 19007 175 Trafford Avenue 215.563.5665 Suite One Wayne, PA 19087 CCCS of Lehigh Valley 267.228.7903 3671 Crescent Court East 800.490.3039 Whitehall, PA 18052 610.821.4011 American Financial Counseling Services 800.837.9815 1917 Welsh Road Philadelphia, PA 19115 Credit Counseling Center 267.228.7903 832 Second Street Pike Richboro, PA 18954 215.396.1880 Page 3 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:22 AM Diversified Community Services Indiana Co. Community Action Program Dixon House 827 Water Street 1920 South 20th Street Box 187 Philadelphia, PA 19145 Indiana, PA 15701 215.336.3511 724.465.2657 FOB CDC Tableland Services Inc. 1201 West Olney Avenue 535 East Main Street Phialdelphia, PA 19141 Somerset, PA 15501 215.549.8755 814.445.9628 800.452.0148 Germantown Settlement 5538 Wayne Avenue The NORCAM Group Bldg C 4200 Crawford Avenue Philadelphia, PA 19144 Suite 200 215.849.3104 Northern Cambria, PA 15714 814.948.4444 HACE 167 W. Allegheny Avenue CAMERON County 2nd FI Philadelphia, PA 19140 CCCS of Westen PA 215.426.8025 The Franklin Center 524 Franklin Avenue Northwest Counseling Service Aliquippa, PA 15001 5001 North Broad Street 888.511.2227 Philadelphia, PA 19141 888.511.2227 215.324.7500 Northern Tier Community Action Corp. Urban League of Philadelphia P.O. Box 389 1818 Market Street 135 West 4th Street 20th Floor Emporium, PA 15834 Philadelphia, PA 19103 814.486.1161 215.561.6070 CARBON County BUTLER County CCCS of Lehigh Valley Action Housing, Inc 3671 Crescent Court East 425 6th Avenue Whitehall, PA 18052 Suite 950 610.821.4011 Pittsburgh, PA 15219 800.837.9815 412.281.2102 800.792.2801 CCCS of Northeastern PA 401 Laurel Street CCCS of Western PA Pittston, PA 18640 Butler County Career Link Pullman Commerce Center 570.602.2227 112 Hollywood Drive 800.922.9537 Butler, PA 16001 888.511.2227 CCCS of Northeastern PA 888.511.2227 411 Main Street Suite 104 CAMBRIA County Stroudsburg, PA 18360 570.420.8980 CCCS of Western PA 800.922.9537 Royal Remax Plaza 917 A Logan Boulevard Comm. on Econ Opp. of Luzeme County Altoona, PA 16602 163 Amber Lane 888.511.2227 Wilkes.Barre, PA 18702 888.511.2227 570.826.0510 800.822.0359 Page 4 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:23 AM Community Action Committee of the Lehigh Valley 1337 East Fifth Street Bethlehem, PA 18015 610.691.5620 Schuylkill Community Action 225 N. Centre Street Pottsville, PA 17901 570.622.1995 CENTRE County CCCS of Northeastern PA 201 Basin Street Suite 6 Williamsport, PA 17701 570.323.6627 800.922.9537 CCCS of Northeastern PA 202 W. Hamilton Avenue State College, PA 16801 814.238.3668 800.922.9537 CCCS of Western PA Royal Remax Plaza 917 A Logan Boulevard Altoona, PA 16602 888.511.2227 888.511.2227 American Financial Counseling Services 2880 Bergey Road Suite 4 Hatfield, PA 19440 267.228.7903 American Financial Counseling Services 175 Trafford Avenue Suite One Wayne, PA 19087 267.228.7903 800.490.3039 American Red Cross of Chester 1729 Edgemont Avenue Chester, PA 19013 610.874.1484 APM 2147 North Sixth Street Philadelphia, PA 19122 215.235.6788 Budget Counseling Center 247 North Fifth Street Reading, PA 19601 610.375.7866 Carroll Park Community Council, Inc. 5218 Master Street Philadelphia, PA 19131 215.877.1157 Lycom.Clntn Co Comm fo Comm Action 2138 Lincoln Street P.O. Box 3568 Williamsport, PA 17703 570.326.0587 CHESTER County Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 215.765.1221 American Credit Counseling Institute 21 South Church Street West Chester, PA 19380 888.212.6741 888.212.6741 American Credit Counseling Institute 845 Coates Street Coatesville, PA 19320 888.212.6741 888.212.6741 CCCS of Delaware Valley 790 E. Market St. Suite 170, Marshall Building West Chester, PA 19382 215.563.5665 Chester Community Improvement Project 412 Avenue of the States PO Box 541 Chester, PA 19016 610.876.8663 Diversified Community Services Dixon House 1920 South 20th Street Philadelphia, PA 19145 215.336.3511 FOB CDC 1201 West Olney Avenue Philadelphia, PA 19141 215.549.8755 Germantown Settlement 5538 Wayne Avenue Bldg C Philadelphia, PA 19144 215.849.3104 Page 5 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:23 AM HACE CCCS of Western PA 167 W. Allegheny Avenue Royal Remax Plaza 2nd Fl 917 A Logan Boulevard Philadelphia, PA 19140 Altoona, PA 16602 215.426.8025 888.511.2227 888.511.2227 Housing Partnership of Chester County 41 West Lancaster Ave Indiana Co. Community Action Program Downingtown, PA 19335 827 Water Street 610.518.1522 Box 187 Indiana, PA 15701 Media Fellowship House 724.465.2657 302 South Jackson Street Media, PA 19063 The NORCAM Group 610.565.0434 4200 Crawford Avenue Suite 200 Northwest Counseling Service Northern Cambria, PA 15714 5001 North Broad Street 814.948.4444 Philadelphia, PA 19141 215.324.7500 CLINTON County Phila Council For Community Advmnt CCCS of Northeastern PA 100 North 17th Street 201 Basin Street Suite 600 Suite 6 Philadelphia, PA 19103 Williamsport, PA 17701 215.567.7803 570.323.6627 800.930.4663 800.922.9537 Tabor Community Services, Inc. CCCS of Northeastern PA 308 E King Street 202 W. Hamilton Avenue Suite 1 State College, PA 16801 Lancaster, PA 17602 814.238.3668 717.397.5182 800.922.9537 800.788.5062 Lycom.Clntn Co Comm fo Comm Action Urban League of Philadelphia 2138 Lincoln Street 1818 Market Street P.O. Box 3568 20th Floor Williamsport, PA 17703 Philadelphia, PA 19103 570.326.0587 215.561.6070 COLUMBIA County CLARION County CCCS of Northeastern PA CCCS of Western PA 401 Laurel Street Butler County Career Link Pullman Commerce Center Pittston, PA 18640 112 Hollywood Drive 570.602.2227 Butler, PA 16001 800.922.9537 888.511.2227 888.511.2227 CRAWFORD County CLEARFIELD County Booker T. Washington Center 1720 Holland Street CCCS of Northeastern PA Erie, PA 16503 202 W. Hamilton Avenue 814.453.5744 State College, PA 16801 814.238.3668 CCCS of Western PA 800.922.9537 4402 Peach Street Erie, PA 16509 888.511.2227 ext 108 888.511.2227 ext 108 Page 6 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:24 AM Center for Family Services, Inc. 213 Center Street Meadville, PA 16335 814.337.8450 Greater Erie Community Action Committee 18 West 9TH Street Erie, PA 16501 814.459.4581 Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 724.981.5310 Comm. Action Commission of Captial Region 1514 Derry Street Harrisburg, PA 17104 717.232.9757 Loveship, Inc. 2320 North 5th Street Harrisburg, PA 17110 717.232.2207 PHFA 211 North Front Street Harrisburg, PA 17110 717.780.3940 800.342.2397 St. Martin Center 1701 Parade Street Erie, PA 16503 814.452.6113 CUMBERLAND County Adams County Interfaith Housing Authority 40 E High Street Gettysburg, PA 17325 717.334.1518 CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888.511.2227 888.511.2227 Community Action Commission of Captial Region 1514 Derry Street Harrisburg, PA 17104 717.232.9757 Loveship, Inc. 2320 North 5th Street Harrisburg, PA 17110 717.232.2207 Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 717.762.3285 PHFA 211 North Front Street Harrisburg, PA 17110 717.780.3940 800.342.2397 DAUPHIN County CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888.511.2227 888.511.2227 DELAWARE County Acorn Housing Corporation 846 North Broad Street Philadelphia, PA 19130 215.765.1221 Advocates for Financial Independence 202 East Hinkley Avenue Ridley Park, PA 19078 215.389.2810 American Credit Counseling Institute 175 Strafford Avenue Suite 1 Wayne, PA 19087 610.971.2210 888.212.6741 American Financial Counseling Services 175 Trafford Avenue Suite One Wayne, PA 19087 267.228.7903 800.490.3039 American Red Cross of Chester 1729 Edgemont Avenue Chester, PA 19013 610.874.1484 APM 2147 North Sixth Street Philadelphia, PA 19122 215.235.6788 Carroll Park Community Council, Inc. 5218 Master Street Philadelphia, PA 19131 215.877.1157 Page 7 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:24 AM CCCS of Delaware Valley 1608 Walnut Street 10th Floor Philadelphia, PA 19107 215.563.5665 CCCS of Delaware Valley 280 North Providence Road Media, PA 19063 215.563.5665 CCCS of Delaware Valley 790 E. Market St. Suite 170, Marshall Building West Chester, PA 19382 215.563.5665 Chester Community Improvement Project 412 Avenue of the States PO Box 541 Chester, PA 19016 610.876.8663 Phila Council For Community Advmnt 100 North 17th Street Suite 600 Philadelphia, PA 19103 215.567.7803 800.930.4663 Urban League of Philadelphia 1818 Market Street 20th Floor Philadelphia, PA 19103 215.561.6070 ELK County Northern Tier Community Action Corp. P.O. Box 389 135 West 4th Street Emporium, PA 15834 814.486.1161 ERIE County Diversified Community Services Dixon House 1920 South 20th Street Philadelphia, PA 19145 215.336.3511 FOB CDC 1201 West Olney Avenue Phialdeiphia, PA 19141 215.549.8755 Germantown Settlement 5538 Wayne Avenue Bldg C Philadelphia, PA 19144 215.849.3104 HACE 167 W. Allegheny Avenue 2nd FI Philadelphia, PA 19140 215.426.8025 Housing Partnership of Chester County 41 West Lancaster Ave Downingtown, PA 19335 610.518.1522 Media Fellowship House 302 South Jackson Street Media, PA 19063 610.565.0434 Northwest Counseling Service 5001 North Broad Street Philadelphia, PA 19141 215.324.7500 Booker T. Washington Center 1720 Holland Street Erie, PA 16503 814.453.5744 CCCS of Western PA 4402 Peach Street Erie, PA 16509 888.511.2227 ext 108 Greater Erie Community Action Committee 18 West 9TH Street Erie, PA 16501 814.459.4581 St. Martin Center 1701 Parade Street Erie, PA 16503 814.452.6113 Voices for Independence 1107 Payne Avenue Erie, PA 16503 814.874.0064 800.838.9890 FAYETTE County Action Housing, Inc 425 6th Avenue Suite 950 Pittsburgh, PA 15219 412.281.2102 800.792.2801 Page 8 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:25 AM CCCS of Western PA Maranatha 1 North Gate Square 43 Philadelphia Avenue 2 Garden Center Drive Waynesboro, PA 17268 Greensburg, PA 15601 717.762.3285 888.511.2227 888.511.2227 FULTON County Community Action Southwest CCCS of Western PA 58 East Greene Street Colonial Shopping Center Waynesburg, PA 15370 970 S. George St 724.852.2893 York, PA 17403 888.511.2227 Fayette Co. Community Action Agency, Inc. 888.511.2227 137 North Beeson Avenue Uniontown, PA 15401 Maranatha 724.437.6050 43 Philadelphia Avenue 800.427.INFO Waynesboro, PA 17268 717.762.3285 Tableland Services Inc. 535 East Main Street GREENE County Somerset, PA 15501 Action Housing, Inc 814.445.9628 425 6th Avenue 800.452.0148 Suite 950 Pittsburgh, PA 15219 FOREST County 412.281.2102 800.792.2801 Warren-Forest Counties Economic Opportunity Council 1209 Pennsylvania Ave, West P.O. Box 547 CCCS of Western PA Warren, PA 16365 1 North Gate Square 814.726.2400 2 Garden Center Drive Greensburg, PA 15601 FRANKLIN County 888,511.2227 888.511.2227 Adams County Interfaith Housing Authority 40 E High Street Community Action Southwest Gettysburg, PA 17325 58 East Greene Street 717.334.1518 Waynesburg, PA 15370 724.852.2893 American Red Cross - Hanover Chapter 529 Carlisle Street HUNTINGDON County Hanover, PA 17331 717.637.3768 CCCS of Northeastern PA 202 W. Hamilton Avenue CCCS of Western PA State College, PA 16801 2000 Linglestown Road 814.238.3668 Harrisburg, PA 17102 800.922.9537 888.511.2227 888.511.2227 CCCS of Western PA Royal Remax Plaza CCCS of Western PA 917 A Logan Boulevard Colonial Shopping Center Altoona, PA 16602 970 S. George St 888,511.2227 York, PA 17403 888.511.2227 888.511.2227 888.511.2227 Community Action Commission of Captial Region 1514 Derry Street Harrisburg, PA 17104 717.232.9757 Page 9 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:25 AM INDIANA CCCS of Western PA 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 888.511.2227 888.511.2227 Indiana Co. Community Action Program 827 Water Street Box 187 Indiana, PA 15701 724.465.2657 3671 JEFFERSON County County United Neighborhood Ctrs of NE PA 425 Alder Street Scranton, PA 18505 570.346.0759 LANCASTER County Base, Inc. 447 South Prince Street Lancaster, PA 17603 717.392.5467 CCCS of Lehigh Valley Crescent Court East Whitehall, PA 18052 610.821.4011 800.837.9815 CCCS of Western PA Butler County Career Link Pullman Commerce Center 112 Hollywood Drive Butler, PA 16001 888.511.2227 888.511.2227 Indiana Co. Community Action Program 827 Water Street Box 187 Indiana, PA 15701 724.465.2657 JUNIATA CCCS of Northeastern PA 202 W. Hamilton Avenue State College, PA 16801 814.238.3668 800.922.9537 CCCS of Western PA Royal Remax Plaza 917 A Logan Boulevard Altoona, PA 16602 888.511.2227 888.511.2227 LACKAWANNA County Catholic Social Services Saint Catherine Manor 5 Knox Road Scranton, PA 18505 570.558.3019 CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 CCCS of Western PA Colonial Shopping Center 970 S. George St York, PA 17403 888.511.2227 888.511.2227 Opportunity Inc. 301 East Market Street York, PA 17403 717.424.3645 County Tabor Community Services, Inc. 308 E King Street Suite 1 Lancaster, PA 17602 717.397.5182 800.788.5062 LAWRENCE County CCCS of Western PA 312 Chestnut Street Suite 227 Meadville, PA 16335 888.511.2227 888.511.2227 Housing Opportunities of Beaver County 320 College Avenue Unit 1 Beaver, PA 15009 724.728.7511 Lawrence County Social Services, Inc. PO Box 189 241 West Grant Street New Castle, PA 16103 724.658.7258 724.658.7664 Page 10 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:26 AM Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 724.981.5310 LEBANON County LYCOMING County CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 Schuylkill Community Action 225 N. Centre Street Pottsville, PA 17901 570.622.1995 Tabor Community Services, Inc. 308 E King Street Suite 1 Lancaster, PA 17602 717.397.5182 800.788.5062 LEHIGH County CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 610.821.4011 800.837.9815 Community Action Committee of the Lehigh Valley 1337 East Fifth Street Bethlehem, PA 18015 610.691.5620 Schuylkill Community Action 225 N. Centre Street Pottsville, PA 17901 570.622.1995 LUZERNE County CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 Comm. on Econ Opportunity of Luzeme County 163 Amber Lane Wilkes.Barre, PA 18702 570.826.0510 800.822.0359 Schuylkill Community Action 225 N. Centre Street Pottsville, PA 17901 570.622.1995 888.511.2227 CCCS of Northeastern PA 201 Basin Street Suite 6 Williamsport, PA 17701 570.323.6627 800.922.9537 Lycom.Clntn Co Comm fo Comm Action 2138 Lincoln Street P.O. Box 3568 Williamsport, PA 17703 570.326.0587 MCKEAN County Northern Tier Community Action Corp. P.O. Box 389 135 West 4th Street Emporium, PA 15834 814.486.1161 MERCER County CCCS of Western PA Butler Cnty Career Link Pullman Commerce Ctr 112 Hollywood Drive Butler, PA 16001 888.511.2227 888.511.2227 Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 724.981.5310 MIFFLIN County CCCS of Northeastern PA 202 W. Hamilton Avenue State College, PA 16801 814.238.3668 800.922.9537 CCCS of Western PA Royal Remax Plaza 917 A Logan Boulevard Altoona, PA 16602 888.511.2227 United Neighborhood Centers of NE PA 425 Alder Street Scranton, PA 18505 570.346.0759 Page 11 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:26 AM MONROE County American Credit Counseling Institute 845 Coates Street Catholic Social Services Coatesville, PA 19320 Saint Catherine Manor 888.212.6741 5 Knox Road 888.212.6741 Scranton, PA 18505 570.558.3019 American Financial Counseling Services 175 Trafford Avenue CCCS of Northeastern PA Suite One 401 Laurel Street Wayne, PA 19087 Pittston, PA 18640 267.228.7903 570.602.2227 800.490.3039 800.922.9537 American Financial Counseling Services CCCS of Northeastern PA 1917 Welsh Road 411 Main Street Philadelphia, PA 19115 Suite 104 267.228.7903 Stroudsburg, PA 18360 570.420.8980 American Financial Counseling Services 800.922.9537 871 N Easton Road Glenside, PA 19038 Community Action Committee 267.228.7903 of the Lehigh Valley 1337 East Fifth Street American Financial Counseling Services Bethlehem, PA 18015 2880 Bergey Road 610.691.5620 Suite 4 Hatfield, PA 19440 MONTGOMERY County 267.228.7903 Acorn Housing Corporation American Financial Counseling Services 846 North Broad Street 405 West Germantown Pike Philadelphia, PA 19130 Norristown, PA 19403 215.765.1221 267.228.7903 American Credit Counseling Institute CCCS of Delaware Valley 937 North Hanover Street 1608 Walnut Street Pottstown, PA 19460 10th Floor 888.212.6741 Philadelphia, PA 19107 888.212.6741 215.563.5665 I American Credit Counseling Institute CCCS of Delaware Valley 300 North Pottstown Pike 1777 Sentry Parkway West Suite 210 Suite 200 Exton, PA 19341 Blue Bell, PA 19422 888.212.6741 215.563.5665 888.212.6741 Chester Community Improvement Project American Credit Counseling Institute 412 Avenue of the States 528 Dekalb Street PO Box 541 Norristown, PA 19401 Chester, PA 19016 610.971.2210 610.876.8663 888.212.6741 Community Action Development Comm American Credit Counseling Institute CADCOM 530 West Street Road 113 E Main St Suite 201 Norristown, PA 19401 Warminster, PA 18974 610.277.6363 215.444.9429 888.212.6741 Page 12 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:27 AM Germantown Settlement CCCS of Northeastern PA 5538 Wayne Avenue 201 Basin Street Bldg C Suite 6 Philadelphia, PA 19144 Williamsport, PA 17701 215.849.3104 570.323.6627 800.922.9537 Housing Partnership of Chester County 41 West Lancaster Ave Schuylkill Community Action Downingtown, PA 19335 225 N. Centre Street 610.518.1522 Pottsville, PA 17901 570.622.1995 Media Fellowship House 302 South Jackson Street PERRY County Media, PA 19063 610.565.0434 CCCS of Western PA 2000 Linglestown Road Northwest Counseling Service Harrisburg, PA 17102 5001 North Broad Street 888.511.2227 Philadelphia, PA 19141 888.511.2227 215.324.7500 Community Action Comm. of Captial Region Phila Council For Community Advmnt 1514 Derry Street 100 North 17th Street Harrisburg, PA 17104 Suite 600 717.232.9757 Philadelphia, PA 19103 215.567.7803 Loveship, Inc. 800.930.4663 2320 North 5th Street Harrisburg, PA 17110 MONTOUR County 717.232.2207 CCCS of Northeastern PA Maranatha 401 Laurel Street 43 Philadelphia Avenue Pittston, PA 18640 Waynesboro, PA 17268 570.602.2227 717.762.3285 800.922.9537 PHILADELPHIA County NORTHAMPTON County Acorn Housing Corporation North Broad Street CCCS of Lehigh Valley Philadelphia, PA 19130 3671 Crescent Court East 215.765.1221 Whitehall, PA 18052 610.821.4011 800.837.9815 Advocates for Financial Independence 1806 South Broad Street Community Action Committee Suite 1 B of the Lehigh Valley Philadelphia, PA 19145 1337 East Fifth Street 215.389.2810 Bethlehem, PA 18015 610.691.5620 American Credit Counseling Institute 845 Coates Street NORTHUMBERLAND County Coatesville, PA 19320 888.212.6741 CCCS of Northeastern PA 888.212.6741 401 Laurel Street Pittston, PA 18640 American Credit Counseling Institute 570.602.2227 530 West Street Road 800.922.9537 Suite 201 Warminster, PA 18974 215.444.9429 888.212.6741 Page 13 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:27 AM American Financial Counseling Services 175 Trafford Avenue Suite One Wayne, PA 19087 267.228.7903 800.490.3039 American Financial Counseling Services 1917 Welsh Road Philadelphia, PA 19115 267.228.7903 APM 2147 North Sixth Street Philadelphia, PA 19122 215.235.6788 Carroll Park Community Council, Inc. 5218 Master Street Philadelphia, PA 19131 215.877.1157 Diversified Community Services Dixon House 1920 South 20th Street Philadelphia, PA 19145 215.336.3511 Esperanza 4261 North 5th Street Philadelphia, PA 19140 215.324.0746 FOB CDC 1201 West Olney Avenue Philadelphia, PA 19141 215.549.8755 Germantown Settlement 5538 Wayne Avenue Bldg C Philadelphia, PA 19144 215.849.3104 CCCS of Delaware Valley 1608 Walnut Street 10th Floor Philadelphia, PA 19107 215.563.5665 CCCS of Delaware Valley One Cherry Hill Suite 215 Cherry Hill, PA 08002 215.563.5665 CCCS of Delaware Valley Catholic Social Services Building 7340 Jackson Street Philadelphia, PA 19136 215.563.5665 Centro Pedro Claver, Inc. 627 West Erie Avenue Philadelphia, PA 19140 215.227.7111 Chester Community Improvement Project 412 Avenue of the States PO Box 541 Chester, PA 19016 610.876.8663 Congreso 216 West Somerset Street Philadelphia, PA 19133 215.763.8870 Council of Spanish Speaking Organization 705-09 North Franklin Street Philadelphia, PA 19123 215.627.3100 HACE 167 W. Allegheny Avenue 2nd FI Philadelphia, PA 19140 215.426.8025 Hispanic Alliance for Comm. Advancement 2740 North Front Street Philadelphia, PA 19133 215.667.8932 Housing Association of Delaware Valley 1500 Walnut Street Suite 601 Philadelphia, PA 19102 215.545.6010 Housing Association of Delaware Valley 658 North Watts Street Philadelphia, PA 19123 215. 978.0224 Intercultural Family Services, Inc. 4225 Chestnut Street Philadelphia, PA 19104 215.386.1298 Korean Comm. Dvlpmt Services Center 6055 North 5th Street Philadelphia, PA 19120 215.276.8830 Liberty Resources 714 Market Street Suite 100 Philadelphia, PA 19106 215.634.2000 Page 14 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:28 AM Mt. Airy, USA 6703 Germantown Avenue Suite 200 Philadelphia, PA 19119 215.844.6021 New Kensington Community Development Corp 2515 Frankford Avenue Philadelphia, PA 19125 215.427.0350 Northwest Counseling Service 5001 North Broad Street Philadelphia, PA 19141 215.324.7500 Phila Council For Community Advmnt 100 North 17th Street Suite 600 Philadelphia, PA 19103 215.567.7803 800.930.4663 PIKE County CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 CCCS of Northeastern PA 411 Main Street Suite 104 Stroudsburg, PA 18360 570.420.8980 800.922.9537 POTTER County Northern Tier Community Action Corp. P.O. Box 389 135 West 4th Street Emporium, PA 15834 814.486.1161 Philadelphia Senior Center 509 South Broad Street Philadelphia, PA 19147 215.546.5879 South Philadelphia H.O.M.E.S. 1444 Point Breeze Avenue Philadelphia, PA 19146 215.334.4430 Southwest Community Development Corporation 6328 Paschall Avenue 800.837.9815 Philadelphia, PA 19142 215.729.0800 The Partnership CDC 4020 Market Street Suite 100 Philadelphia, PA 19104 215.662.1612 United Communities Southeast Philadelphia 2029 South 8th Street Philadelphia, PA 19148 215.467.8700 Urban League of Philadelphia 1818 Market Street 20th Floor Philadelphia, PA 19103 215.561.6070 West Oak Lane CDC 6259 Limekiln Pike Philadelphia, PA 19141 215.224.0880 SCHUYLKILL County Budget Counseling Center 247 North Fifth Street Reading, PA 19601 610.375.7866 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 610.821.4011 Comm. on Econ Opp. of Luzeme County 163 Amber Lane Wilkes.Barre, PA 18702 570.826.0510 800.822.0359 Schuylkill Community Action 225 N. Centre Street Pottsville, PA 17901 570.622.1995 SNYDER County CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888.511.2227 888.511.2227 Community Action Comm. of Captial Region 1514 Derry Street Harrisburg, PA 17104 717.232.9757 Page 15 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:28 AM SOMERSET County CCCS of Western PA 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 888.511.2227 888.511.2227 Fayette Co. Community Action Agency, Inc. 137 North Beeson Avenue Uniontown, PA 15401 724.437.6050 800.427.INFO Tableland Services Inc. 535 East Main Street Somerset, PA 15501 814.445.9628 800.452.0148 SULLIVAN County CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 The Trehab Center of Northeastern PA 1225 Main Street Honesdale, PA 18431 570.253.8941 800.982.4045 TIOGA County CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 The Trehab Center of Northeastern PA 144 E. East Avenue Welisboro, PA 16901 570.724.5252 800.982.4045 The Trehab Center of Northeastern PA 1225 Main Street Honesdale, PA 18431 570.253.8941 800.982.4045 UNION County CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 CCCS of Northeastern PA 201 Basin Street Suite 6 Williamsport, PA 17701 570.323.6627 800.922.9537 The Trehab Center of Northeastern PA German Street P.O. Box 389 Dushore, PA 18614 570.928.9667 800.982.4045 SUSQUEHANNA County The Trehab Center of Northeastern PA 10 Public Avenue PO Box 366 Montrose, PA 18801 570.278.3338 800.982.4045 The Trehab Center of Northeastern PA 1225 Main Street Honesdale, PA 18431 570.253.8941 800.982.4045 CCCS of Western PA Royal Remax Plaza 917 A Logan Boulevard Altoona, PA 16602 888.511.2227 888.511.2227 Lycom.Clntn Co Comm to Comm Action 2138 Lincoln Street P.O. Box 3568 Williamsport, PA 17703 570.326.0587 VENANGO County CCCS of Western PA Butler County Career Link Pullman Comm Center 112 Hollywood Drive Butler, PA 16001 888.511.2227 888.511.2227 Center for Family Services, Inc. 213 Center Street Meadville, PA 16335 814.337.8450 Page 16 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:29 AM Greater Erie Community Action Committee Community Action Southwest 18 West 9TH Street 58 East Greene Street Erie, PA 16501 Waynesburg, PA 15370 814.459.4581 724.852.2893 St. Martin Center Community Action Southwest 1701 Parade Street 150 West Beau Street Erie, PA 16503 Suite 304 814.452.6113 Washington, PA 15301 724.225.9550 WARREN County Mon Valley Unemployment Committee Booker T. Washington Center 1800 West Street 1720 Holland Street 3rd Floor Erie, PA 16503 Homestead, PA 15120 814.453.5744 412.462.9962 CCCS of Western PA WAYNE County 4402 Peach Street Erie, PA 16509 Catholic Social Services 888.511.2227 ext 108 Saint Catherine Manor 5 Knox Road Greater Erie Community Action Committee Scranton, PA 18505 18 West 9TH Street 570.558.3019 Erie, PA 16501 814.459.4581 CCCS of Northeastern PA 411 Main Street St. Martin Center Suite 104 1701 Parade Street Stroudsburg, PA 18360 Erie, PA 16503 570.420.8980 814.452.6113 800.922.9537 CCCS of Northeastern PA 401 Laurel Street Warren-Forest Counties Economic Opportunity Council Pittston, PA 18640 1209 Pennsylvania Ave, West 570.602.2227 P.O. Box 547 800.922.9537 Warren, PA 16365 814.726.2400 The Trehab Center of Northeastern PA 1225 Main Street Honesdale, PA 18431 WASHINGTON County 570.253.8941 800.982.4045 Action Housing, Inc 425 6th Avenue Suite 950 United Neighborhood Centers of NE PA Pittsburgh, PA 15219 425 Alder Street 412.281.2102 Scranton, PA 18505 800.792.2801 570.346.0759 CCCS of Western PA WESTMORELAND County 1 North Gate Square Action Housing, Inc 2 Garden Center Drive 425 6th Avenue Greensburg, PA 15601 Suite 950 888.511.2227 Pittsburgh, PA 15219 888.511.2227 412.281.2102 800.792.2801 CCCS of Western PA 41 East Chestnut Street Washington, PA 15301 888.511.2227 888.511.2227 Page 17 of 18 HEMAP Consumer Credit Counseling Agencies Report last updated: 8/1/2008 10:08:29 AM CCCS of Western PA 1 North Gate Square 2 Garden Center Drive Greensburg, PA 15601 888.511.2227 888.511.2227 United Neighborhood Centers of NE PA 425 Alder Street Scranton, PA 18505 570.346.0759 YORK County Community Action Southwest 58 East Greene Street Waynesburg, PA 724.852.2893 Indiana Co. Community Action Program 827 Water Street Box 187 Indiana, PA 15701 724.465.2657 Mon Valley Unemployment Committee 1800 West Street 3rd Floor Homestead, PA 15120 412.462.9962 Tableland Services Inc. 535 East Main Street Somerset, PA 15501 814.445.9628 800.452.0148 WYOMING County Catholic Social Services Saint Catherine Manor 5 Knox Road Scranton, PA 18505 570.558.3019 CCCS of Northeastern PA 401 Laurel Street Pittston, PA 18640 570.602.2227 800.922.9537 Comm. on Econ Opportunity of Luzeme County 163 Amber Lane Wilkes.Barre, PA 18702 570.826.0510 800.822.0359 The Trehab Center of Northeastern PA 1225 Main Street Honesdale, PA 18431 570.253.8941 800.982.4045 Adams County Interfaith Housing Authority 40 E High Street 15370 Gettysburg, PA 17325 717.334.1518 American Red Cross - Hanover Chapter 529 Carlisle Street Hanover, PA 17331 717.637.3768 Base, Inc. 447 South Prince Street Lancaster, PA 17603 717.392.5467 CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888.511.2227 888.511.2227 CCCS of Western PA Colonial Shopping Center 970 S. George St York, PA 17403 888.511.2227 888.511.2227 Housing Alliance of York 35 South Duke Street York, PA 17401 717.854.1541 Opportunity Inc. 301 East Market Street York, PA 17403 717.424.3645 The Trehab Center of Northeastern PA 115 SR 92S Tunkhannock, PA 18657 570.836.6840 800.982.4045 Page 18 of 18 0(:? ,r,l lrA`n?? 4L'?J? t'?'~ } P•s CI?? 3q,2 -713 ?? ?arios Sheriffs Office of Cumberland County R Thomas Kline ?tL1?, {.;_i=1uF Sheriff OF THE F 0t1",k)TAF4Y Ronny R Anderson ?o???ticr ut ?u,ndrrya?? 2009 AUG 19 A3 9: 1 Chief Deputy - Jody S Smith Civil Process Sergeant O i E )F rhE 5"ERIFF N YLLAMA Edward L Schorpp Solicitor Wachovia Mortgage Corporation vs. Case Number Robert E. Collins 2009-5602 SHERIFF'S RETURN OF SERVICE 08/14/2009 04:48 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on August 14, 2009 at 1648 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Robert E. Collins, by making known unto Lori L. Collins, wife of defendant, at 14 Amherst Drive, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to her personally the said true and correct copy of the same. 08/14/2009 04:48 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on August 14, 2009 at 1648 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Lori L. Collins, by making known unto herself personally, defendant at 14 Amherst Drive,Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $57.50 SO ANSWERS, August 17, 2009 R THOMAS KLINE, SHERIFF By Deputy Sheriff GOLDBECK McCAFFERTY & Mc?VER ATTORNEY FOR PLAINTIFF BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6321 WACHOVIA MORTGAGE CORPORATION PO Box 900001 1100 Corporate Center Drive Raleigh, NC 26707-5066 Plaintiff vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY ROBERT E. COLLINS LORI L. COLLINS 14 Amherst Drive Camphill, PA 17011 Defendants No. civil 09-5602 PRAECIPE TO DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above case Discontinued and Ended upon payment of your costs only. Michael T. McKeever, Esquire Attorney for Plaintiff OF THE P^ T140NOTARY 1009 OCT -2 PM 12: 56 CUMB",u ::U+dTY PENNSYLVANIA