HomeMy WebLinkAbout09-56787u1
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERWALK HOLDINGS LTD.
NO. Oq - 6018 iv?lTP-f
ASSIGNEE OF WASHINGTON MUTUAL
1132 GLADE ROAD CIVIL ACTION - LAW
COLLEYVILLE TX 76034
Plaintiff
VS.
JOHN WAGNER
105 HILL ST
MOUNT HOLLY SP PA 17065
CAROLYN WAGNER
105 HILL ST
MOUNT HOLLY SP PA 10000
Defendant (s)
Civil Complaint
Filed on behalf of:
Plaintiff, RIVERWALK HOLDINGS LTD.
Counsel of record for this party.
Date:
L David R• Galloway Philip C. Warholic ??86341
arah E. Eha obert N. Polas, Jr. #201259
Amy F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
Counsel for Plaintiff
Cover - General
PACVR/PACVR FILE # 184990615
912
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERWALK HOLDINGS LTD. NO.
ASSIGNEE OF WASHINGTON MUTUAL .
1132 GLADE ROAD ,
COLLEYVILLE TX 76034
Plaintiff
VS. CIVIL ACTION - LAW
JOHN WAGNER
CAROLYN WAGNER
105 HILL ST
MOUNT HOLLY SP PA 17065
Defendant (s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this Complaint
and Notice are served, by entering a written appearance personally or by an attorney
and filing in writing with the Court your defenses or objections to the claims set
forth against you. You are warned that if you fail to do so, the case may proceed
without you and a judgment may be entered against you by the Court without further
notice for any money claimed or any other claim or relief requested by the Plaintiff.
You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
CVRNOT/PACP7 FILE # 184990615
915
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERWALK HOLDINGS LTD. NO.
ASSIGNEE OF WASHINGTON MUTUAL
1132 GLADE ROAD .
COLLEYVILLE TX 76034 .
Plaintiff
VS. CIVIL ACTION - LAW
JOHN WAGNER
CAROLYN WAGNER
105 HILL ST
MOUNT HOLLY SP PA 17065
Defendant (s) .
NOTICIA
Le han demandado a used en la corte. Si used quarere defensas de esas demandas
expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir
de la fecha de lademanda y la notifiation. Used debe presentar una apariencia
escrita o en persona o por abogado y archivar en la corte en forma escrita sus
defensas o sus objeciones a last demandas en corta de su persona. Sea avisado que
si used no se defienda, la corte tomara medidas y psedido entrar una orden contra
used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido
en la peticion de demanda. Used puede perder dinero o sus propledades o otros
derechos importantes para used.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE
EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A
LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE
CONSEGUIR ASSITANCIA LEGAL.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
CVRNOS/PACP7 FILE # 184990615
918
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERWALK HOLDINGS LTD. NO.
ASSIGNEE OF WASHINGTON MUTUAL
1132 GLADE ROAD
COLLEYVILLE TX 76034
Plaintiff
VS. CIVIL ACTION - LAW
JOHN WAGNER
CAROLYN WAGNER
105 HILL ST
MOUNT HOLLY SP PA 17065
Defendant (s)
COMPLAINT
AND NOW, comes the Plaintiff, by and through its attorneys and the law firm
of Mann Bracken LLP, and files this Complaint and in support avers as follows:
1. Plaintiff, RIVERWALK HOLDINGS LTD.
ASSIGNEE OF WASHINGTON MUTUAL
located at, 1132 GLADE ROAD
COLLEYVILLE TX 76034
2. Defendants, JOHN WAGNER CAROLYN WAGNER ,
is/are adult individual(s) with last known address(es) of
105 HILL ST 105 HILL ST
MOUNT HOLLY SP PA 17065 MOUNT' HOLLY SP PA 10000
COUNTY OF CUMBERLAND
3. It is averred that Defendant(s) was/were issued an open end credit card
account (hereinafter - Account).
4. At all relevant times material hereto, Defendant(s) has/have been a regular
user(s) of said Account for the purchase of products, goods, and/or for obtaining
services.
5. Defendant(s) was/were provided with monthly statements showing all debits
and credits for transactions on the Account to which there was no bona fide objection
by Defendant(s). A Statement of Account summarizing the Account is attached hereto
as Exhibit "A".
PAC101/PACP7 FILE # 184990615
1
915
6. Defendant(s) did not object to the above-mentioned statements submitted
by Plaintiff and/or its assignors to Defendant(s).
7. As of the date of this Complaint, the remaining balance due, owing and
unpaid on Defendant's credit card account as a result of the charges made by said
Defendant(s) and/or any authorized users is the sum of $ 5680.90.
8. Interest has accrued on the aforementioned balance at that rate of 6.00%
per annum.
9. As of the date of the filing of this Complaint, the amount of interest which
has accrued is the sum of $ 113.00.
10. Despite reasonable and repeated demands for payment, Defendant(s) has/have
refused and continue to refuse to pay all sums due and owing on the aforementioned
account balance, all to the damage and detriment of the Plaintiff.
11. Plaintiff performed any and all conditions precedent to the bringing of the
this action.
12. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgmen
in favor of the Plaintiff and against Defendant(s) in the amount of $ 5680.90,
plus interest in the amount of $ 113.00 , plus costs of this action and any other
relief as this Court deems just and reasonable.
Respectfully Submitted,
David R. Gk loway #873 Philip C. Warholic #86341
Sara E. a #` /Robert N. Polas, Jr. #201259
Amy F. Doyle #87062
MANN BRACKEN LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
866-253-0128
PAC102/PACP7 FILE # 184990615
2
916
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff
who is located outside of this jurisdicition and in order to file the within document
in an expedient and timely manner, he/she is authorized to take this verification on
behalf of said Plaintiff in the within action and verifies that the statements made
in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to
the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification
to authorities.
David R. Ga? #8732?ip C. Warholic #86341
Sarah E. E asz /Robert N. Polas, Jr. #201259
Amy F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128 Fax: (717) 737-9051
PAVERF/PACP7 FILE # 184990615
EXHIBIT "A"
EXHA (10/09/08)
. • I.
w
all
H
?•1 x
O
4
+ w
+ O
i w
#
k w
Z
k C7
4 H
# V
1
?
U
!lj
# a
O
O?
a m
.? u
a m ?
z to
H N
L
0 o m
P4
.i
ti
H a
m N U
d
Ch W 0
O q H
a q
?
o ?
p
4J V
m a ?o m w
°
$4 c a
4/ O
Q to Ch
E u 01 O
a
Z
u °
•.1 \
r
v b
ro
-H -H 0 w
b i S u O
£ x r v
rl 47 m L
0 3 b w
q
* > O F t
Ln $4
b t+ a a o HH s w°
o
m #
#
m # N u
C f O G
m t W a
H 1 U
# b U
w #
# Q U U
a
E
Id .14
a o
Z 0
:3
C
"I
tr)
H
131
U •H N 0 > >
UU U U A
[+. U 0.'
0
' m m
0
4)
'1 4
t m
o
O \ L m # r
O) 4 r to u1 # O
Ch 'n o 1% o O ?o # w
o . \ H o o •
.o
v
a
N
w
r
+ Q
r
yr
o
m
a
yr
'1
+ rx
W
U #
O N t a
r1 4) 4J G 4
k- L (.' Jj 4 LI
+ Q E v ? # Q
1
-.
# m G lA
i 4J b W
U h
4 4) 4f a) O
k ['. 11
u pq C r1
# ro d
° a
°
a J
m
ro 0 o E
E b a
t RI H a U K Q 8
i
U1 V] H
z `r
Z
H
a H
a n
iv
o m .]a m r
't o x
F O w a '+ o a m a o `?
R 0 H ch f] a .4 ?O U a O
0
N Z 3 H m o W a 0 r
o a O O
.
1 N N
I O 0 O a .? w a x
x > (.' \ O O 1.1 \ a H In x a H x
-H
> O
m w
a a
O •
W Ln
o H
Ln r
H 43
a o
m W
z 5 F.
? C1
N x w
z x E. x
O u H \ \ C'J in a r >< C? ut x
1/ Q u H a rl L w a O p N x a O O x
a a C7 a i N yr W O 3 ri f r x 3 r1 E x
N
fa (D 4)
O u 1)
4J 0 (U 'a
rl q tl H L Q
b N n3
N -H w Q 1-) ) N
H E u O C C v U
m m
U 1)
-•i
4) q
•'1 W
E w
W N E
W 4)
$1 41
r
31 W
31 N
C
.i W 'i 11 u 01 O z b O Z O •d Z O
43
° 41
Q a t4
0 V a
a v
a 4
a V)
1n y
v v
a !n
in •1,
co
•.
i q 1
+ h M p
o+ ro c rn w 11 L L Q
41 (a U, ?Q
a a) 0
0 Q O O H W U Q U
0
FILE" ACE
ef THE' PROTHONOTARY
2009 AUG 17 PM 2= 2 4
478.50 Pp
co 36 cosi2
M* aa4a,1s
Sheriffs Office of Cumberland County
R Thomas Kline
Sheriff
Ronny R Anderson
Chief Deputy
QtLr?tit nt ?'?tir+Grr????
LEUy.; ' "
CF ?F! n '? (tIRY
2079 A G 24 AH i0: 05
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
OFFWE -,F arE S,-ERIFF
Riverwalk Holdings LTD
vs.
John Wagner
Case Number
2009-5678
SHERIFF'S RETURN OF SERVICE
08/19/2009 09:28 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on August 19,
2009 at 2128 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: John Wagner, by making known unto himself personally, at 105 Hill Street Mount Holly
Springs, Cumberland County, Pennsylvania 17065 its contents and at the same time handing to him
personally the said true and correct copy of the same.
08/19/2009 09:28 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on August 19,
2009 at 2128 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Carolyn Wagner, by making known unto John Wagner, husband at 105 Hill Street Mouni
Holly Springs, Cumberland County, Pennsylvania 17065 its contents and at the same time handing to him
personally the said true and correct copy of the same.
SHERIFF COST: $50.30
August 20, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF
By
Deputy Sheriff
IN THE COMMON PLEAS COURT OF THE STATE OF PENNSYLVANIA
IN AND FOR CUMBERLAND COUNTY
RIVERWALK HOLDINGS LTD.
ASSIGNEE OF WASHINGTON MUTUAL
v. Case Number: 09-5678 Civil Term
JOHN WAGNER
and
CAROLYN WAGNER
ANSWER OF DEFENDANT
Pro Se Defendants John Wagner and Carolyn Wagner hereby enter their appearance and answer
the Complaint of Riverwalk Holdings LTD. as follows:
1. The Defendants admit the allegations of paragraph 1 of the Complaint.
2. The Defendants admit the allegations of pazagraph 2 of the Complaint.
3. The Defendants admit the allegations of Paragraph 3 of the Complaint.
4. The Defendants admit the allegations of Paragraph 4 of the Complaint.
5. The Defendants admit in part and deny in part the allegations of Paragraph 5 of the Complaint.
The Defendants admit to receiving monthly statement to the account but they have not retained all
statements and therefore do not now have them to refer to. Therefore the Defendants dispute the balance
due and demand a complete accounting reflecting all debits and credits to the account. Plaintiffs have failed
to produce an accounting.
6. The Defendants admit the allegations of Paragraph 6 of the Complaint.
7. The Defendants deny the allegations of Paragraph 7 of the Complaint. Defendants dispute the
balance due and demand a complete accounting reflecting all debits and credits to the account. Plaintiff has
failed to produce an accounting.
8. The Defendants deny the allegations of Paragraph 8 of the Complaint. The Defendants have no
recollection of having the opportunity to review and sign an agreement to this account. Therefore the
Defendants demand evidence of a signed agreement.
9. The Defendants deny the allegations of Pazagraph 9 of the Complaint. The Defendants have no
recollection of having the opportunity to review and sign an agreement to this account. Therefore the
Defendants demand evidence of a signed agreement.
10. The Defendants deny the allegations of Paragraph 10 of the Complaint. The Defendants paid
for many months on this account until unable to continue and are working with a debt settlement counselor
in an attempt to resolve this account.
11. The Defendants, after reasonable investigation, are without knowledge or information
sufficient to form a belief as the truth of the allegations of Paragraph 11 of the Complaint. Therefore they
deny the allegations. Pa.R.C.P. No.1029-C
12. The Defendants admit the allegations of Paragraph 12 of the Complaint.
WHEREFORE: The Defendants Respectfully request that Plaintiff's Complaint be dismissed and
the relief requested in Plaintiff's Complaint denied.
VERIFICATION
The Defendants verify that the statements made herein are true and correct based upon
their knowledge, information and belief. The statements are made subject to the penalties of 18 Pa. C.S.
Section 4904, relating to unsworn falsification to autho ' ' s.
G
ohn Wagner
105 Hill St.
Mount Holly Springs, Pennsylvania
717-486-7143
~~ yv`.~
Carol agner
105 Hill St.
Mount Holly Springs, Pennsylvania
717-486-7143
CERTIFICATE OF SERVICE
The Defendant(s) HEREBY CERTIFY that on this ~S day of S' ~-',p 1 20~ copy
of the foregoing pleading was mailed, first-class, postage pre-paid to: ~-
Mann Bracken LLP
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
866-253-0128
Attorney for Plaintiff
Jo agner
Caro yn Wagn
This document was prepared by or with the assistance of an attorney empbyed by
Persels & Associates, LLC, 866-939-7252 and Consumer Law Associates, LLC, 888-510-1892.
~~t3--C;t=,~?C~
4f TM~ #~ ~^~`TAAY
209 sEF ~8 AP111: 52
F~vSYL.`d~a~3EA