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HomeMy WebLinkAbout08-06-09PETITION FOR PROBATE AND eGRAI~T OF LETTERS REGISTER OF WILLS OF CUMBERLAND Estate of Nicholas Connolly also known as COUNTY, PENNSYLVA•Nf IA File Number 21-09- ~~ ~`i' ,Deceased Social Security Number 173-22-3821 Mary B. Connolly Petitioner(s), who is/are 18 years of age or older, apply(ies) for: (COMPLETE `A' or 'B' BELOW.•) QX A. Probate and Grant of Letters Testamentaryand aver that Petitioner(s) is/are the Executrix named in the last Will of the Decedent, dated 04/08/Z004 and codicil(s) dated State relevant c~cumstances, s.g., renunciation, death of executor, etc. Except as follows, Decedent did not marry, was not divorced, and did not have a child boor or adopted after execution of the instrument(s) offered for probate, was not the victim of a killing and was never adjudicated an incapacitated person: No exceptions B. Grant of Letters of Administration.......... .. _ _ s_ app ica e, en er: c..a.; ..n.c..a.; en e ~ e; uran a sari a; uran a moron e Petitioner(s~ after a proper search has/have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirsf/f Adminlstratvon, c.t.a. or d.b.n.c.t.a., enter date of IMII !n Section A-above and complete list of heirs.) t~.a C~ `~ ~ ~.., Name Relationship Residence ~ ~,,, ~,~; ~ `-,, ~ ~ ~ +~ `a . T`7 rn 1 ,-_ 1 .~O --i ... (COMPLETE 1N ALL CASES:) Attach additional sheets.if necessary: .~" Decedent was domiciled at death in Cumberland County, Pennsylvania with his /her last principal residence at 418 Deerfield Road, Camp Hill, Lower Allen Township, Cumberland, PA 17011 (List street address, town/city, township, county, state, zip code) Decedent, then 80 years of age, died on 07/14/2009 at M.S. Hershey Medical Center Derry Twp., Dauphin County, PA Decedent at death owned property with estimated values as follows: (If domiciled in PA) Ail personal property $ 250,000.00 (If not domiciled in PA) Personal property in Pennsylvania $ (If not domiciled in PA) Personal property in County $ Value of real estate in Pennsylvania $ situated as follows: Wherefore, Petitioner(s) respectfully request(s) the probate of the last Will and Codicil(s) presented with this Petition and the grant of Letters in the appropriate form to the undersigned: Signature Typed or printed name and residence Mary B. Connolly 418 Deerfield Road ;f"? ~~~~' Camp Hili, PA 17011 ~.~ Form RW-0Z Rev. f0-13-2006 Copyright (c) 2006 form software only The Lackner Group, Inc. Page 1 of 2 Oath of Personal Representative COMMONWEALTH OF PENNSYLVANIA } SS COUNTY OF Cumberland } The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that, as personal representative(s) of the Decedent, Petitioner(s) will well and truly administer the estate according to law. Swom to or affirmed and subscribed -}-~.-- before me this day of ?~C)9 .. For the Register ;~ :~ Mary ~. Connolly Signature of Personal Representative Signature of Personal Representative File Number: 21-09- (11 Estate of Nicholas Connolly ,Deceased Soci Security Number: 173-22-3821 Date of Death: 07/14/2009 AND NOW, Q , in consideration of the foregoing Petition, satisfactory proof having been presented before me, IT IS DECREED that Letters Testamentary are hereby granted to Mary B. Connolly in the above estate and that the instrument(s) dated 04/08/2004 described in the Petition be admitted to probate and filed of record as the last Will (and Codicil(s)) of Decedent. FEES Letters .......................................... $ ~~ ~ ~ • ~~ Short Certificate(s) ........................ $ ~ . ()(,l Renunciation(s) ............................. $ ~I l.l._ $ 1~. o~ `~~-~rr~1~ $ $ ~ $ $ $ $ $ TOTAL .................................. $ . ~~ ~~ . ~c~ At Supreme Court I.D. No.: 38601 Timoney Knox, LLP Address: P.O. Box 7544 400 Maryland Drive Fort Washington, PA 19034 Telephone: 215/646-6000 Form RW-02 Rev. 10-13-2006 Copyright (c) 2006 form software only The Lackner Group, Inc. Page 2 of 2 Attorney Name: George M. Riter Esq. HIQ5.RQ5 ~,~' /O;IOiI LOCAL REGISTRAR'S CERTIFICATION OF DEATH WARNING: It is illegal to duplicate this copy by photostat or photograph. ~ Fee for this certificate, $6.00 P 15477®03 Certification Number I 'REV 1112006 / PRINT IN MANENT 1CK INK COMMONWEALTH OF PENNSYLVANIA • DEPARTMENT OF HEALTH • VITAL RECORDS CERTIFICATE OF DEATH (See Instructions and examples on reverse) STATE FILE NUMBER 0 ~ ~'..~ ~.' G ~ ` ~ G"") C" : ~ "} ~ ~ O ~ `M'_ ~ ... ~t F 1. Name of Decedent (First, middle, last, suffix) 2. Sex 3. Social Sewriry Number 4. Date of Death (Month, day, year) Nicholas Connolly. Male - ~~ 5. Age (Last &rtlxlay) Urxler 1 ear Under 1 de 6. Dale of Birth (Month, de ,year) 7. Binhpiece City and stale or f rxxettry 6a. Place of Death (Check onl one) 80 Ma,n«s Days Flours Mimnu HOSpdel: Other: vre. December 30, 1928 Philadel his PA ~Inpedent ^ER/Outpatient ^ooA ^NursingHOme ^Residence ^Other-speciry: ' ltb. County of Death f>c. City, Boro, Twp. of Death 8d. Facility Name (Knot Irtsdbrtidt, give street end number) 9. Wes Decedent of Hispanic Origin? ~] No ^ Ves 10. Race> American Indian, Black, White, etc. • Dauphin Derry Twp. M.S. Hershey Medical Center (,~ ~~ Ri (speaM pugrto can, etc.) white 11. Deceden's Usual tan Kind of work d one d most of w1e. Do rid state 12. Was Decedent ever in the 13. Decedent's Education (Specify only higheal grade comple ted) 14. Marilel Status: Married, Never Married, 15. Surviving Spo use (If wife, give maiden name) Kind ~ / I Salesr"o`~essiona A t t' i U.S. Armed forces? Elementary /Secondary (0-12) College (1.4 or 5+) W~'e'~~ Divorced (Specify) u omo veeta (~Vea ^No 12 2 Married Mar Birnbrauer • 16. Decedent's Mailing Address (Street, sty /town, state, zip code) Decedent's Dd Decedent rrv~r Actual Residence 17a. state Pennsvlvania Uve in a 17c. t,d Yes, Decadent Lived kt t.q«ti~~~~o~ Twp. 418 Deerfield Road • Township? ^ Du wedwdhm t Cumberland 17d . ~,UeI L~s o' 17b.Counry CirylBoro 16. father's (Firer, middle, lest, sudix) 19. Mother's Name (Bret, middle, maiden sumeme) Nicholas Connoll Helen Fonash 20e. InfartnanYs Name (Type /Print) 20b. Informant's MaiNng Address (Street, ay I town, state, zip cads) Mary Connolly 418 Deerfield Road, Cam Hill, PA 17011 21 a. Medrod of Disposition t ^ Cromelion ^ Donation 21 b. Date of Dispositbn (Month, day, year) 21 c. Place of Disposkion (Name of cemetery, crematory or other place) 21 d. Locetion (City /town, slate, zip code) ^ ~r8urie Rertavaliromslete ~ w~raCre ~na~Do~eNC~~Yhorized^Yes^No July 21,2009 Indiantown Gap National Cem. Hanover Twp. , PA 17003 ~ 228. Signs or acting u such) 22b. License Nrsnbar 22c. Name end Address d Far~iry - • FD 013 340 L Parthemore FH&CS, Inc., PO Box 431, New Cumberland, PA 17070-0431 ConlDlete Items 23et when certllykrg 23e. To the beat of my knowledge, death occurred at the time, date end place stated. (Signemre and dde) 23b. License Number 23c. Date Signed (Monts, day, year) physiden h not evaNeWe el lime d death b canny cause of rluth. • Hems 24.26 must be wmpleted by person • 24. Time of Death 25 Date txtced Dsad (Month, day, year) 26. Was Case Referred to Medical Examiner /Coroner for a Reason Other than Cremation or Donation? who proraurxxra death. h ', ~ V M. ~ ~ ^ Yes ^ No CAUSE OF DEATH (See Instruct a and s amp4ea) 1 Approximate fnlarval: Part II: Emer other ' 26. Did Tobacco Use Contribute to Death? Item 27. Pan I: Emer the ~jp p(,!>yEO~q -diseases, kryuries, or CorrpNcetions -that directly caused the death. DO Tenter terminal events such as cardiac arrest, ~ Onset to Deets but not resuPo m the ands cause rig riying given in Pan I. ^ Vas ^ Probabry respirelay arrest, a ventrfctdar fibrnletan a4ntorA showing the etiology. List only one cause an each Nne. t ~ ' t ^ No nknown AIMEDIATE CAUSE (F srel diuase or r COrldnlOn reaUldrl in death) y' .Q 1 . '~ y- n A 29. II Female: g _~ a , i ~ ~ id-, Y 1~. ^ r D to (or ea a e0rlaegUenCe of): Not pregnant within past year Ny fist corMidorts, n any b. ~ ~ h Ii bd ta ^ Pregnant at time of death q t e on e cease e e. Due to or es a con uence o : t Emer the UNDERLYING CAUSE ( u4 ~ r Not nant, but r ^ Pra9 p egnant within 42 days Idieease or fnpxy that k ~ sled the c r rHS ruuni to death LAST of death • Due to (or es a consequence ot): ~ ^ Not pregnant, but pregnant 43 days to 1 year • a i before death ^ Unkrawm it pregnant within the past year 3178. Wu en Autopsy 30b. Wero Autopsy Fadings 31. Manner of Death 328. Date of Injury (Month, day, year) 32b. Describe How Injury Oceurted 32c. Place of Injury: Home, Farm, Street, Factory, Penormed7 Available Prbr to Compbtan Natural ^ Homaide Office Building, etc. (Specify) of Cause of Death? ^ Vas ^ No ^ Yes ^ No ^ Accident ^ Pending Investigation 32d. Time of Injury 32e. Injury at Work? 32f. If Trenspona' t ' ry ) 32g. Location of Injury (Street, city /town, state) ^ Sukide ^ Could Not be Dekrmined ^ Yes ^ No ^ Driver I Ope for e r ^P Irian M ^ Odter • Specify 338. Cenlfler (Cfbdc Only one) 33b. SI a Tide Certifier ' • CartKYMq physklart (Physician certifying cause of death when enodrer pfryskntiart has pronounced dulh and completed Item 23) - To tlw bat of my knowlarige, death accurnd dw to the cause(s) rmd manner u stetsd_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ^ • Pronouncing and artlfying physklan (Physkian both pronouncktg death end ceniying to cause of death) 33c. license Number .Date (Month, day, year) To fhe beat of my knowkdgs, death oceurrod N the time, daM, end place, and due to the cause(s) end manner u stetsrL _ _ _ _ _ _ _ _ _ _ _ .. _ _ _ _ .. • Ahdlr:al Exmtlnar / CororNr ~, ' ~ ~ ~ ' L On tM bub of szaminaNon and / or invutigsdon, In my oplnkn, death occurred at the Hma, date, end place, and due to the cause(s) end msnner u stated.. ^ • ' ~ ante and Adtlreas of Person Who Completed Cause of Death (item Type / P ' .S. Her hey Medical Ctr. 35. Registrar s lure aria a rid N - Lot I ~ I ~ I ~ I ~ I 36. Fibd anth, day, year) ~' /J { ~~ U (, ~ ~ ~ Hershey, PA 17033 This is to certify that the information here given is correctly copied from an original Certificate of Death duly filed with me as Local Registrar. The original certificate will be forwarded to the State Vital Records Office for permanent filing. d`~ JU 2 0 09 Local Registrar Date Issued U Disposition Permit No. O ~./ ~-~+ LAST WILL AND TESTAMENT OF ,... ~~:.. r~ ~• _. ,; ~:.~ ; fr.~ i.: ~ -~ %~. ~: _~. ~._:_i ~;~~ ;:~ ..~ NICHOLAS CONNOLLY r~ -_, ~-' ~- .~ _.. Lx._ ~ c _~ -a ~ , ~. ~ ~ ~~ ti.. ~ ` , OLAS CONNOLLY, residin in Cam Hill, Cumberland, Penns lvania, revoke m rior r„~ ~ g P Y y P ~ c~ ~~:, ~c cr ~: ~lls and~~icils and declare this to be my Last Will and Testament. ~., FIRST: I direct the payment of my debts and the expenses of my last illness and funeral from my estate as soon after my death as conveniently may be done. SECOND: A. I direct distribution of certain items of tangible personal property pursuant to any list to be made by me, signed and dated after the execution of this Will. B. I give all other articles of personal or household use, including automobiles, and all insurance on that property, to my spouse, MARY B. CONNOLLY, if she survives me by thirty days. If my spouse does not so survive me, I give all such property and insurance to my issue who survive me, to be divided among them as they may agree or, in the absence of agreement as my Executor may think appropriate; provided that articles which my Executor considers unsuitable maybe sold and the proceeds added to my residuary estate. My Executor may, without further responsibility, distribute property passing to a minor under this article to the minor or to any person to hold for the minor. THIRD: Credit Shelter Trust. I give to my Trustees hereinafter named, to hold in trust (hereinafter referred to as the "Credit Shelter Trust"), in addition to all assets received directly by my Trustees that are excludable from my gross taxable estate for federal estate purposes, assets of a total value equal to the largest amount, if any, that can pass free of federal estate tax by reason of Section 2010 (a) of the Internal Revenue Code of 1986, or any corresponding provision of future law in effect at my 1513 death, commonly referred to as the unified credit/exemption equivalent and any other credits available for federal estate tax purposes except: i. The state death tax credit to the extent that the use thereof would require an increase in the amount of state death taxes paid; and ii. The credit for tax on prior transfers to the extent that the credit arises from transfers to me from individuals who die after me. Such later amount shall be reduced by the value for federal estate purposes of any gifts which do not qualify for the marital deduction gift made by me under this Will or otherwise, and further reduced by an amount equal to the sum of all charges to principal, except death taxes (since I direct hereafter that such death taxes be paid from this trust), that are not deducted in computing my federal estate tax. I recognize that depending upon the amount of bequests under my Will, my non-testamentary dispositions, the amount of state death taxes and administration expenses, and other factors, this trust might be nonexistent or might consume all estate assets, so that no assets remain to pass outright to my spouse pursuant to the residuary gift. The assets of the Credit Shelter Trust shall be held, administered and distributed on the following terms: CREDIT SHELTER TRUST A. Trust for Spouse's Life. If my spouse, MARY B. CONNOLLY, survives me by thirty days, then during her lifetime: 1. The net income shall be paid to her or applied directly for her benefit in quarterly or other convenient installments. 2. The Independent Trustee may use such principal as it, after considering all other available resources, deems appropriate for the support, education (including private is1 pis-1 2 and higher education) and health care of my spouse and issue. 3. If this Trust is named as beneficiary of a qualified plan or IRA, Trustees shall annually pay to my spouse for life (a) all income earned by the Trust on the distributed portion of the qualified plan or IRA, and (b) all income earned on the undistributed portion of the qualified plan or IRA. Trustees shall have the discretion to withdraw from such qualified plan or IRA such additional amounts, if any, to comply with the minimum amount required by the internal Revenue Code regarding mandatory minimum withdrawals. B. Famil.~Trust. Upon the death of the survivor of my spouse and myself, the then- remaining principal shall be divided into equal shares, so that there will be one (1) share for each child of mine who is then living or then dead. My Trustee shall distribute each child's share outright and free of trust. If a child should fail to survive the survivor of my spouse and myself, but be survived by then-living issue, then that deceased child's share shall be administered in accordance with sub-paragraph C. below. C. Trust for Grandchildren. The share for the then surviving issue of a deceased child, shall be divided into as many shares as there are then surviving issue of said deceased child, to be held IN TRUST as follows: 1. During each grandchild's lifetime the net income from his or her share shall be paid to him or her or applied to or for his or her benefit as the Independent Trustee in its sole and absolute discretion determines; 2. As much of the principal of his or her trust as the Independent Trustee may from time to time think desirable -taking into consideration funds available from other sources - for the health, support, maintenance or education (including private, college and is~ pis-i 3 higher education) of that grandchild either shall be paid to that beneficiary or shall be isa applied directly for those purposes; 3. Each grandchild shall have the right of withdrawal, to be exercised in writing delivered to the Trustee, up to one-half (1/2) of the principal of his or her share at any time after reaching twenty-seven (27) years of age, and the entire principal balance thereof at any time after reaching thirty-two (32) years of age. (The maximum amount subject to any particular periodic withdrawal before a grandchild reaching thirty-two (32) years of age, shall be based on the market value of the principal of that grandchild's share at the time of his or her first written request for withdrawal); 4. At each grandchild's death, any then-remaining principal of his or her trust shall be paid to one or more persons or organizations -excepting only his or her estate, his or her creditors and the creditors of his or her estate - on such terms as he or she may appoint by Will making specific reference to this power of appointment; or in default of appointment or insofar as it is not effective; 5. To his or her then-living descendants, per stirpes; or, in default of such descendants; 6. To my then-living descendants per stirpes (any portion thus accruing to a beneficiary for whom principal is then held in trust hereunder to be added to and thereafter treated as a part of such principal: or, in default of such descendants; 7. To the persons who would be entitled to inherit from me under the Pennsylvania intestate laws as if I had then died intestate. 8. The share of a beneficiary more remote than a grandchild shall be distributed to such beneficiary outright, subject to the provisions governing distributions to minors. ~~s-i 4 9. In the event a child should predecease me and not be survived by issue, then that share shall be added to and proportionately increase the other shares as provided for under Paragraph THIRD: FOURTH: Residue. I give the residue of my estate, both real and personal, together with all insurance relating thereto, to my spouse, MARY B. CONNOLLY, if she survives me by thirty days; if she does not so survive me, then I give the same to my Trustees, hereinafter named, to be held in trust in accordance with Paragraph THIlZD: B. Family Trust. herein. FIFTH: Beneficiaries Under Twenty-One or Disabled. If any beneficiary is under twenty-one (21) years of age or is, in my fiduciary's opinion, disabled by advanced age, illness or other cause, including substance abuse or addiction, and becomes entitled to any income or principal from my estate: A. As much of such income or principal as my fiduciary may from time to time think desirable for that beneficiary's welfare, comfort, support, education or emergency needs shall be applied for those purposes; and B. The balance of such income and principal shall be held as a separate trust for the beneficiary and, subject to my fiduciary's power to apply both income and principal of such trust for the beneficiary in the same manner as under Paragraph A, shall -together with any net income therefrom - be kept invested and paid to the person under twenty-one (21) years of age when he or she attains the age of twenty-one (21) or in the fiduciary's opinion becomes free of disability. Any funds to be applied under this article either shall be applied directly or shall be paid to the beneficiary, to a parent or guardian of the beneficiary or to any person or organization taking care of the beneficiary. My fiduciary shall have no further responsibility for any funds so applied or paid. Irrespective of the foregoing, all net income from any funds held hereunder, in excess of the then is}pn-1 5 applicable credit shelter/exemption equivalent amount, which then qualify as a marital gift, for the benefit of my spouse shall be paid to or applied for the benefit of my spouse at least annually. C. Accrued Income. Upon the death of a beneficiary of a trust in Residue, income accrued or on hand which would, under customary rules of trust accounting, be paid to the beneficiary's estate shall instead be held or distributed as if it had accrued or been received after the beneficiary's death, except as applies to the Marital gift. D. Disclaimers. Any principal of the Marital gift disclaimed by my spouse and any other property or interest in property which are added to Residue by reason of a disclaimer by my spouse shall be held or distributed under this item to or for the benefit of all persons interested in Residue, including my spouse, except to the extent that the disclaimer expressly relates also to interests in Residue. E. In addition to the situations addressed at the beginning of this paragraph, the fiduciary may postpone any distribution of income and/or principal otherwise required to the then beneficiary and may postpone the termination of a trust which might otherwise be required if, in the Trustee's sole and absolute discretion, the Trustee determines that the postponement is consistent with my overall intent to provide for and protect the beneficiary. In exercising such discretion, I authorize and approve the Trustee's use of such information as may be available and pertinent, such as (a) the beneficiary's significantly impaired mental or physical health; (b) a pending divorce; (c) the beneficiary's present or imminent financial difficulty; and (d) a significant tax disadvantage in making a distribution, if the Trustee determines that a distribution is not necessary for the basic health and support needs of the beneficiary. Any postponement may be continued or renewed by the Trustee from time to time, up to and including the 675-1 isa 6 entire lifetime of the beneficiary. The Trustee's exercise of discretion in these postponements will be final and binding upon all parties interested in this Trust. No trustee will at any time be held liable for any action taken or not taken pursuant to this paragraph, nor will any Trustee be required to take any affirmative action pursuant to it. If there is more than one acting Trustee and the Trustees are not in agreement with respect to these provisions, the decision of the disinterested and independent Trustee will control. SIXTH: Allocation Between Trusts. Subject to any contrary direction in the governing beneficiary designation, any proceeds of insurance on my life or other funds which are payable to the Trustee under my Will shall be held under the provisions governing Residue, except that my Trustee shall transfer to the Credit Shelter Trust such amount, if any, as my Executor certifies is needed in order to complete the amount of the gift to the Credit Shelter Trust. Any such transfer shall be made only from property which qualifies for the gift and so as to maximize the funding of the Credit Shelter Trust. SEVENTH: Protective Provision. To the greatest extent permitted by law, before actual payment to a beneficiary, no interest in income or principal shall be (i) assignable by a beneficiary, or (ii) available to anyone having a claim against a beneficiary before actual payment to the beneficiary. Exceptions may be made if all my Trustees, in their sole discretion, approve. EIGHTH: Death Taxes. All estate and inheritance taxes and interest and penalties thereon payable by reason of my death with respect to property comprising my gross taxable estate, whether or not passing under this Will, shall be paid from the principal of my residuary estate. However, life insurance and qualified retirement plans included in my gross taxable estate, including but not limited to Individual Retirement Accounts (IRA's), 401(k) plans, 403(b) plans, money purchase and profit sharing plans shall bear their proportionate share(s) of said taxes together with any interest and penalties. is pis-1 ~ NINTH: Powers of Fiduciaries. In addition to powers given them by law, all fiduciaries acting under this Will, whether or not named herein, shall have the following discretionary powers applicable to all property held by them, effective without court order and until actual distribution: A. Retain/Invest: To retain and to invest in all forms of real and personal property, including common trust funds, mutual funds and money market account deposits including those operated or offered by a Corporate Trustee, if one is then serving, or any affiliate of it, regardless of (i) any limitations imposed by law on investments by Trustees, (ii) any principle of law concerning delegation of investment responsibility by Trustees or (iii) any principle of law concerning investment diversification; B. Compromise: To compromise claims and to abandon any property which, in my Executor's or Trustee's opinion, is of little or no value; C. Capital Changes: To operate any business; to cause or join in any incorporation, partnership, or other form of association, recapitalization, merger, reorganization, liquidation or voting trust plan; to deposit investments under agreements and pay assessments; to delegate discretionary authority with respect to any of such actions and generally to exercise all rights of investors; (in the discretion of the Executor or Trustee, to elect, employ, and compensate any person, including an individual fiduciary or benefi- ciary hereunder, as an officer, director, partner, or employee of any business); D. Sell/Lease: To exchange or sell real or personal property, publicly or privately, for such prices and on such terms as they deem proper, to lease for any term regardless of the duration of the trusts hereunder; and to give options for these purposes without obligation to repudiate them in favor of a higher offer; E. Loan: In the discretion of the Independent Executor or Independent Trustee, to lend money or any other property held hereunder to any person or entity, including a fiduciary or beneficiary hereunder, with or without collateral and upon such other terms as such Executor or Trustee deems proper; F. Buy/Sell: To buy and sell options traded on recognized securities exchanges; provided that the costs of the options shall be charged, and the proceeds credited, to income; G. Business Interest: To sell all or any part of any interest in any business to any individual fiduciary or beneficiary hereunder for such prices and on such terms as the fiduciary deems equitable; H. Borrow: To borrow money (and to cause any business organization in which any trust hereunder has an interest to borrow money), including (in both cases) the power to borrow from the independent fiduciary, and to mortgage or pledge as security; B75-1 151 8 Discretion: To exercise any discretionary powers to use principal or income for a beneficiary by paying the beneficiary's expenses directly or by distributing funds to any person or organization they select to disburse the same for the beneficiary's exclusive benefit; in like manner to pay or distribute principal or income to which any beneficiary is entitled the Independent Trustee deems the beneficiary incapable of receiving the same by reason of any illness, infirmity, substance abuse, or legal incapacity; and to distribute to a minor notwithstanding minority any principal or income which they have discretion hereunder to use for the minor; J. Nominee: To hold investments in the name of a nominee; K. Assumption: To assume continuance of the status of any beneficiary with reference to death, marriage, divorce, illness, incapacity or other change in the absence of information deemed reliable without liability for disbursements made on such assumption; L. Allocate: Except with respect to the Marital Gift under Residue, to allocate items of receipt or disbursement between principal and income as the Executor or Independent Trustee deems equitable regardless of the character given such items by law; M. Options: To exercise any option permitted by law to use deductions for estate or income tax purposes as my fiduciary deems advantageous for overall tax reduction even though the effect maybe to increase income at the expense of principal or vice versa, and to make or not to make adjustments with respect thereto as my fiduciary deems appropriate in view of the election made and the amounts involved; N. Employ Others: To employ and compensate such brokers, advisors, professional persons, and other agents as the fiduciary deems advantageous or as I may have directed, whether or not an individual fiduciary hereunder performs the services or has any pecuniary interest in the firm performing the services, without liability for payment of compensation at a higher rate than might have been negotiated elsewhere and without diminution of any such individual fiduciary's commissions hereunder; O. Continue Company: To continue, without regard to any principle of investment diversification, and without liability except for actual malfeasance or fraud, the conduct of any business, partnership or other entity in which I may have an interest, for such period of time and in such form and style as my fiduciary deems appropriate, with further power to delegate managerial authority and to pay and charge fees for management and appropriate services; P. Exercise Options: To exercise any and all options available to me and to make any and all necessary financing arrangements; Q. Distribute: To distribute in cash or in kind or partly each and to allocate specific assets among the beneficiaries (including any trust hereunder) in such proportions as my fiduciary may think best, so long as the total market value of any beneficiary's share is not is~~~s-i 9 affected by such allocation; provided that nothing in this paragraph shall affect the provisions set forth above regarding the funding of the Marital Deduction Gift; and R. Environmental: My fiduciaries shall possess the following authorities and powers relating to environmental situations: 1. My fiduciaries may, in their discretion, periodically inspect, review and monitor, or require the inspection, review and monitoring of any and all property held in my estate or in any trust created under this Will or any property or interest which has the potential of becoming trust principal or income for the purpose of determining compliance with any law, rule or regulation affecting such property with all expenses of such inspection, review and monitoring to be charged equitably to income or principal of the estate or any trust. 2. My fiduciaries shall have the power to disclaim any power, or to refuse to take title to any property or interest which, in their sole discretion, will or may cause my fiduciaries to be considered an "owner" or "operator" of property held in this estate or any trust, under the provisions of the Comprehensive Environmental Response, Compensation and Liability Act, (CERCLA), as amended from time to time, or which shall otherwise cause my fiduciaries to incur liability under CERCLA or any other federal, state or local law, rule or regulation. The power as contained in this section shall apply to any power or property, whether actually set forth in this Will, incorporated by reference herein, or granted or implied by any statute or rule of law. 3. Before accepting any contributions of property to any trust, the fiduciaries shall be entitled, in their sole discretion, without cost to the fiduciaries, and as a prerequisite to accepting any such contribution to the trust, to require evidence satisfactory to the fiduciaries that (1) the property is not contaminated by any hazardous or toxic materials or substances; and (2) the property is not being used and has never been used for any activities directly or indirectly involving the generation, use, treatment, storage, disposal, release or discharge of any hazardous or toxic materials or substances. 4. The fiduciaries shall not be personally liable to any beneficiary or any other party for any exercise of the powers contained in this paragraph or for any decrease in value of assets in the estate or trust by reason of the fiduciary's compliance with any environmental laws, specifically including any reporting requirements under such laws. TENTH: Accelerated Termination. If the independent fiduciary, in its sole discretion, determines that any fund held under this Will is too small for economical administration as a separate trust, or guardianship, such fiduciary, without further responsibility, may pay the fund to the person or persons s-i 10 then entitled to receive the income therefrom or to have the income applied for their benefit except in the case of a Family Trust, which shall instead be paid to my issue then living, per stirpes. Property payable under this item to a minor may be paid to the minor or to a guardian of the minor's estate acting hereunder or otherwise, or may be distributed to and registered in the name of any person acting as custodian for the minor under a Uniform Gifts or Transfers to Minors Act or may be deposited in a savings account in the minor's name. ELEVENTH: Right to Add to Trust. My spouse and, with the approval of Trustee, any other person may add other property to the trusts hereunder by Will, Deed or in any other manner. TWELFTH: Appointment of Fiduciaries. I appoint my spouse, MARY B. CONNOLLY, as Executrix under this my Will. If my spouse should fail to qualify or cease to act as Executrix, even after having been appointed and serving, I appoint my daughter, CYNTHIA A. CONNOLLY, as her successor. If CYNTHIA A. CONNOLLY should fail to qualify or cease to act as Executrix, even after having been appointed and serving, I appoint my son, NICHOLAS CONNOLLY, III and JACQUELINE CONNOLLY, or the survivor of them, as her successor. I appoint my spouse, NICHOLAS CONNOLLY, and CYNTHIA A. CONNOLLY as Trustees of all trusts created under this Will. If, for any reason, either of them shall fail to qualify or cease to act as Trustee hereunder, even after having been appointed and serving as Trustee, their successor shall be my son, NICHOLAS CONNOLLY, III, and, no later than the death of the survivor of myself and my spouse, he shall become an additional Trust of the Trust hereunder. If for any reason my son, NICHOLAS, should fail to qualify or cease to act as Trustee hereunder, even after having been appointed and serving as Trustee, their successor shall be JACQUELINE CONNOLLY. No fiduciary shall be required to enter security in any jurisdiction. A. Limitations For ATrustee-Beneficiary: No Individual Trustee who is a beneficiary of one of the trusts shall ever participate in (i) the exercise of, or decision not to exercise, any ~t~~s-1 is 11 discretion to pay income or principal to, or to apply income or principal for, the benefit of 151 any beneficiary (including discretion to allocate funds among a group of beneficiaries and discretion to accumulate income), (ii) the determination whether a beneficiary is disabled, (iii) the decision to terminate any trust hereunder, (iv) the exercise of discretion as to the allocation of any receipt or expense between principal and income, (v) decisions to exercise tax options, (vi) the selection of a mode of payment under any qualified employee benefit plan or any retirement plan. B. Special Dele ag tion: The Corporate Trustee with the approval of my Individual Trustee may, without responsibility, delegate to my Individual Trustee (i) the power to receive additions and the duty to make payments, and (ii) any other power concerning the trust it deems appropriate. This delegation may be canceled at any time by either Trustee upon delivery of written notice to the other Trustee. C. Division of Duties/Dele ag~L tion: While a Corporate Trustee is serving as Trustee, if any, the Corporate Trustee shall perform all ministerial and administrative duties, including keeping the books and records, acting as custodian of the property and preparing all necessary tax returns; any Individual Trustee may delegate from time to time to the Corporate Trustee, by letter, any or all of the Individual Trustee's rights, powers and duties; and any Individual Trustee may give oral or electronic instructions or approvals to my Corporate Trustee as long as my Corporate Trustee believes in good faith they are genuine and mails a statement or other confirmation to my Individual Trustee at least quarterly. D. Conflicts of Interest: The fact that a Trustee is active in any aspect of the investment business as that business is broadly understood shall not be deemed a conflict of interest. ~7s-1 12 Purchases and sales of investments may be made through any firm of which a Trustee is a partner, shareholder, associate or employee, or through any department of affiliate of a Corporate Trustee. My Trustee may pay the firm its usual charges for the service. Any income beneficiary or his or her legal representative may cancel this power by writing delivered to the Corporate Trustee. E. Singular/Plural: Except as just stated, the words "my Trustee" and "my Executor" shall refer to all those acting as Trustee or Executor. F. Number and Classes of Trustees: Each trust shall be administered at all times by such number of Trustees, not to exceed three (3) as maybe appointed in accordance herein. At all times, one (1) Trustee shall be an Independent Trustee as defined herein. It is my intention that there shall be at least two (2) Individual Trustees in addition to the appointed Corporate Trustee, if any, at all times. One (1) of the Trustees at any particular time may but need not be a Corporate Trustee whether or not a Corporate Trustee has previously served as Trustee. G. Subsequent Appointment of Trustees; Acceptance: 1. Appointment by Trustees. The Individual Trustees, or, if there shall be no Individual Trustee then serving, the last serving Individual Trustee if any, but if none, the Corporate Trustee, if any, at any time and from time to time shall have the power to fill any vacancy in the office of Independent Trustee by appointment of a person, association or corporation, to fill such vacancy and to appoint, within the limits of Sub-Paragraph F. above, (a) additional and successor Individual Trustees and (b) a successor Corporate Trustee, in each case by appointment of a person, association or corporation eligible to hold the office to which appointed. is}~~s-i 13 2. Appointment Where Total Vacancy in Office of Trustee. If, at any time, there is no Trustee serving hereunder and no appointment is made within a reasonable time in accordance with the prior provisions of this section, George M. Riter, Esquire, or a member of his law firm, or its successor in the practice of law and, a majority of the current income beneficiaries shall have the power to appoint a successor Trustee, by appointment of a person, association or corporation eligible to serve as Trustee hereunder. i 3. Manner of Appointment; Acceptance. Each appointment provided for in accordance with the prior provisions of this section shall be effected, and conclusively evidenced, by a writing signed by the Individual Trustees, the Corporate Trustee or the said law firm, as the case may be, and endorsed with the acceptance of the Trustee so appointed, in two (2) counterparts of which one (1) shall have been filed with the records of each trust and the other deposited with the Trustee so appointed. With respect to any such appointment in accordance with Sub-Section (1) of this section, such writing may specify that such appointment shall take effect at a future time or upon the occurrence of a future event, such as upon the death of a Trustee then serving. 4. Other Appointment of Trustees. In the event there is a vacancy in the office of Independent Trustee and no appointment is made to fill such vacancy within a reasonable time in accordance with the prior provisions of this section, a court of competent jurisdiction, upon the application of any person whomsoever having any interest whatsoever, after such notice to the parties in interest (except such as may not be sui~uris) as the court shall deem necessary or proper, shall fill such vacancy by isl ~3~s-i 14 appointment of a person, association or corporation eligible to fill such vacancy. H. Successor Trustee Not Responsible For Acts of Predecessor: No successor Trustee (or my Corporate Trustee during the delegation mentioned above) shall be obligated to examine the accounts, records, or acts of a previous trustee (or the Individual Trustee to which the delegation was made above), nor shall any such Trustee in any way or manner be responsible for any act or omission to act on the part of any such previous Trustee or such Individual Trustee. Any claim or action against any such Trustee shall, in any event, be filed by a beneficiary in the appropriate court. I. Resi ng anon: Any Trustee may resign at any time without court approval; J. Compensation: My Corporate Trustee, if one is appointed and then serving, shall receive compensation in accordance with its standard schedule of fees in effect from time to time while its services are performed. My Individual Trustees may receive compensation which in the aggregate does not exceed that which a Court of competent jurisdiction would approve payable from time to time during the period over which their services are performed, chargeable to income or principal or partly each. K. Substitution: A majority of the current income beneficiaries and a majority of the Individual Co-Trustees shall have the right and at any time can remove the Corporate Trustee of a trust hereunder for any of the reasons stated herein and substitute therefor another Corporate Trustee as provided for herein. Any such removal shall be accomplished by a writing setting forth the grounds for removal and signed by majority of the current income beneficiaries, and a majority of the Individual Co-Trustees as the case may be, in two (2) counterparts, in which one (1) shall be delivered to the Corporate Trustee to be removed and the other shall be retained by the beneficiaries. Each isa ~n-1 15 appointment of a successor Corporate Trustee shall be effected by a writing signed by the majority of the current income beneficiaries and a majority Individual Co-Trustees as the case may be, endorsed with the acceptance of the successor Corporate Trustee. A !, Corporate Trustee may be removed on anyone of the following grounds: 1. because of the difference in the domicile of the Corporate Trustee and that of one or more of the beneficiaries, greater convenience to the beneficiaries and their families can be achieved by changing the Corporate Trustee; 2. the costs of the administration of the trust can be reduced by the removal of the Corporate Trustee in the appointment of a successor Corporate Trustee; or 3. the Corporate Trustee merges with a larger entity, and/or there exists such friction and differences between beneficiaries and the Corporate Trustee with respect to the proper administration and management of the trust as, in the opinion of counsel for the trust, would make a change of the Corporate Trustee appropriate and desirable. L. Defining Independent Trustees: "Independent Trustee" at any particular time with respect to any trust or fund shall mean such Trustee as at such time (i) has no vested interest in the trust estate of such trust or fund, (ii) cannot be benefitted by the exercise or non- exercise of any power, authority or discretion given exclusively to or vest exclusively in the Independent Trustee by the provisions herein or by law. If, at any time, there is more than one Independent Trustee acting as Trustee, the term "Independent Trustee" shall mean all such trustees. is~p~s-1 16 M. Situs: This estate and any trust created hereunder shall be governed by and subject to the laws of the Commonwealth of Pennsylvania. 1511 IN WITNESS WHEREOF, I have hereunto set my hand and seal this ss'~ day of 2004. EAL) HOLAS CONNO Signed, sealed, published and declared by the above-named Testatrix as and for her Last Will, in the presence of us, who, at her request, and in her presence, and in the presence of each other, all being present at the same time, have subscribed our names as witnesses. J ~../ ~~ ~ ~ ADDRESS G~ ` ~ ADDRESS ~~°~' _ ~. ~ _ 3~s-i 17 COMMONWEALTH O PENNSYLVANIA :SS COUNTY OF ~'~~~ We, CHOLAS CONNOLLY, ~/C~i9~ /~~ ~OC~1~/~G-L~ and D ~ % - ,the testator and the witnesses, respectively, whose names are signed to the foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the testator signed and executed the instrument as his last will and that he had signed willingly and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the will as witness and that to the best of his/her knowledge the testator was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence: ~/ ~.-_-~ ~~ Te tator ~_ ~ -~ c~ Witness 1 ,, Wit es Subscribed, sworn to and acknowledged before me by NICHOLAS CONNOLLY, the testator, and subscribed and sworn to before me by ~i~/~'ii~ f~ . ~ ~„f~D/yi~~ G and ~~G'~~~I, ~' ~T,~ ~ , witnesses, this ~_ ay of , 2004. ,r (SEAL) tary lic NOTARIAL SEAL JOYCE J. O'BRIEN, NOTARY PUBLIC UPPER DUBLIN TWP., COUNTY OF MONTGOMERY MY COMMISSION IXPIRES DECEMBER 19, 2007 1513