HomeMy WebLinkAbout09-5761IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Unifund Corporation as assignee of
JPMORGAN CHASE BANK CIVIL ACTION
10625 Techwoods Circle
Cincinnati, OH 45242
Plaintiff
VS. : NO: bq -5q(01
Civ<<T?°rm
ALAN S HOLLINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
Defendant :
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend are served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the Complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Unifund Corporation as assignee of
JPMORGAN CHASE BANK CIVIL ACTION
10625 Techwoods Circle
Cincinnati, OH 45242 :
Plaintiff
vs. NO: CD ?' - .57(0 / ?_.t,? <?l ?i v? •?
ALAN S HOLLINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
Defendant
COMPLAINT
Plaintiff, Unifund Corporation, by and through its attorneys, Edwin A. Abrahamsen &
Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, Unifund Corporation as assignee of June 22, 2006, (hereinafter
"Plaintiff") is a New York general partnership with a principal place of business located at 10625
Techwoods Circle, Cincinnati, OH 45242.
2. The Defendant ALAN S HOLLINGSWORTH (hereinafter "Defendant") is an
adult individual residing at 3 FORTUNA LN ENOLA PA 17025.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by JPMORGAN CHASE
BANK with the account number 5149228600010886.
5. The within account was sold by JPMORGAN CHASE BANK to Unifund for
valuable consideration and all rights under said accounts were assigned to Unifund. (See, Bill of
Sale, Affidavit and Assignment attached hereto as Exhibit "A.")
6. Use of the JPMORGAN CHASE BANK credit card was subject to the terms of the
Cardmember Agreement, a copy of which was sent to the Defendant along with the credit card.
(See, Cardmember Agreement attached hereto as Exhibit "B.")
7. Defendant used the JPMORGAN CHASE BANK credit card account
number5149228600010886, for purchases, cash advances and/or balance transfers.
8. The Defendant was mailed account statements relative to the Defendant's use of the
subject credit card. (See, Card Statements attached hereto as Exhibit "C.")
9. The Defendant defaulted under the terms of the Agreement by failing and refusing
to make monthly payments on the account as they became due.
10. The account became delinquent on June 22, 2006.
11. The amount due and owing was $9,094.90 at the time it was received by Plaintiff.
12. Pursuant to the account agreement, any unpaid balance accrues interest at the rate
of 6.
13. The total amount due and owing the Plaintiff including interest, is $10,978.82.
14. Pursuant to the terms of the Agreement, Defendant is liable to Plaintiff for court
costs and reasonable attorney's fees.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the
amount of $10,978.82 plus costs of suit and any other relief as the Court deems just and
appropriate.
y submitted,
Edwin A. Abrahams Assoc.
Michael F. Ratchf squire
Heather K. Woo , Esquire
Attorney I.D. : 86285/207805
1729 Pittsto enue
Scranton, PA 18505
mratchford@eaa-law.com
hwoodruff@eaa-law.com
VERIFICATION
I, Michael F. Ratchford, attorney for Plaintiff,Unifund Corporation as assignee of
JPMORGAN CHASE BANK, am fully familiar with the facts set forth in the within Complaint
and am authorized to make this Verification on behalf of Plaintiff. I Verify that the facts set forth
in the within allegations are true and correct to the best of my knowledge, knowing that any false
statements are punishable by law pursuant to 18 C.S.A. 4904.
J W':X
CHASE O
BILL OF SALE
Chase Bank USA, N.A. ('Seller'), for value received and pursuant to the terms and conditions
of Credit Card Account Purchase Agreement dated January 1, 2008 between Seller and Unifund
Portfolio A, LLC ('Turchaser"), its successors and assigns ("Credit Card Account Purchase
Agreement"), hereby assigns effective as of the File Creation Date of January 16, 2008 all rights,
title and interest of Seller in and to those certain receivables, judgments or evidences of debt
described in Exhibit 1 attached hereto and made part hereof for all purposes.
Amounts due to Seller by Purchaser in hereunder shall be paid U.S. Dollars by a wire transfer to
be received by Seller on January 30, 2008 (the "Closing Date") by 2:00 p.m. Seller's time, as
follows:
Chase Bank USA, N.A
ABA #021000021
Beneficiary Name: Chase Bank USA, N.A.
Beneficiary Account: #304-256420
This Bill of Sale is executed without recourse except as stated in the Credit Card Account
Purchase Agreement to which this is an Exhibit. No other representation of or warranty of title or
enforceability is expressed or implied.
Chase 7Ju Ste,
By: -
Date: a' 1.008
Title Team Leader
Unffan P rtfolio A,
By:
Date: January 6. 2008
P
Title i C-4- r cz. ,% cL4..
Cardmember Agreement
1. ACCEPTANCE OF THIS AGREEMENT
This agreement governs your credit card account with us referenced on the
card carrier containing the card for this account. Any use of your account is
covered by this agreement. Please read the entire agreement and keep it for
your records. The entire agreement may be in separate parts, including this
document and a "Rates and Fees" table that is expressly made a part of this
agreement. You authorize us to pay for and charge your account for all
transactions made on your account. You promise to pay us for all transactions
made on your account, as well as any fees or finance charges. If this is a joint
account, each of you, together and individually, is responsible for paying all
amounts owed, even if the account is used by only one of you.
Please sign the back of your credit card when you receive it. You will be bound
by this agreement if you or anyone authorized by you use your account for any
purpose, even i' you don't sign your card. Whether you use your account or
not, you will be bound by this agreement unless you cancel your account
within 30 days after receiving your card and you have r:et used your account
for any purpose
Throughout this agreement, the words "we", "us" and "our' mean Chase
Manhattan Bank USA, N.A., the issuer of your credit card and account. The
words "you', "your" and "yours" mean all persons responsible for complying
with this agreement, including the person who applied for the account and the
person to whom we address billing statements, as well as any person who
agrees to be liable on the account. The word "card" means one or more cards
or other access devices, such as account numbers, that we have issued to
permit you to obtain credit under this agreement.
2. USING YOUR ACCOUNT
Your account is a consumer account and should be used only for personal,
family or household purposes. Unless we agree or it is required by law, we will
not be responsible for merchandise or services purchased or leased through
use of your account. You promise to use your account only for valid and lawful
transactions. For example, internet gambling may be illegal in some places. It
is not our responsibility to make sure that you use your account only for
permissible transactions, and you will remain responsible for paying for a
transaction even if it is not permissible,
Types of Transactions:
• Purchases: You may use your card to pay for goods or services.
• Checks: We may provide you cash advance checks or balance transfer
checks as a way to use your account. We also refer to them in this agreement
as a check or checks. You may use a check to pay for goods or services, to
transfer balances to your account, or for other uses we allow. But you may not
use these checks to transfer balances to this account from other accounts with
us or any of our related companies. Only the person whose name is printed on
the check may sign the check. Cash advance checks may also be referred to
as convenience checks.
• Balance Transfers: You may transfer balances from other accounts or loans
with other credit card issuers or other lenders to this account, or other balance
transfers we allow. But you may not transfer balances to this account from
other accounts with us or any of our related companies. If a portion of a
requested balance transfer will exceed your available credit line, we may
process a partial balance transfer up to your available credit line.
• Cash Advances: You may use your card to get cash from automatic teller
machines, or from financial institutions accepting the card; or to obtain
travelers checks, foreign currency, money orders, wire transfers or similar
cash-like charges; or to obtain lottery tickets, casino gaming chips, race track
wagers or for similar betting transactions. You may also use a third party
service to make a payment on your behalf and bill the payment to this account.
Lash Advances may also be referred to as Advances.
• Overdraft Advances: It you have an eligible checking account with one of
our related banks, you may link this account to your checking account with our
related bank to cover an overdraft on that checking account under the terms of
this agreement and your checking account agreement.
Billing Cycle:
In order to manage your account, we divide time into periods called "billing
cycles " Each billing cycle is approximately one month in length. For each
calendar month, your account will have a billing cycle that ends in that month.
Your account will have a billing cycle ending in each calendar month whether
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your account for others, we may report account information in your name as
well as in the names of those other people.
If you think we have reported inaccurate information to a credit bureau, you
may write to us at the Cardmember Service address listed on your billing
statement. Please include your name, address, account number, telephone
number and a brief description of the problem. If available, please provide a
copy of the credit bureau report in question. We will promptly investigate the
matter and, if our investigation shows that you are right, we will contact each
credit bureau to which we reported the information and will request they
correct the report. If we disagree with you after our investigation, we will tell
you in writing or by telephone. We will also notify the credit bureau that you
dispute the information unless you let us know that you no longer dispute the
information.
11. NOTICES/CHANGE OF PERSONAL INFORMATION
We will send cards, billing statements and other notices to you at the address
shown in our files. Or, if this is a joint account, we can send billing statements
and notices to any joint account holder. Notice to one of you will be considered
notice to all of you and all of you will remain obligated on the account.
If you change your name, address, or home or business telephone number or
email address (if you elect to receive billing statements or other notices on
line), you must notify us immediately in writing at the address shown on the
back of your billing statement. We may, at our option, accept mailing address
corrections from the United States Postal Service.
12. TELEPHONE MONITORING AND RECORDING
We, and if applicable, our agents, may listen to and record your telephone calls
with us. You agree that we, and if applicable, our agents, may do so, whether
you or we initiate the telephone call.
13. ILLINOIS CARDMEMBERS: INFORMATION SHARING
Our Privacy Policy, which you have received, describes our information sharing
practices and gives directions on how to opt out, or direct us to limit the
sharing of personal information about you with companies or organizations
outside of our family of companies.
Illinois law provides that we may not share information about you with
companies or other organizations outside of our family of companies unless
you authorize the disclosure or unless the disclosure falls under another
exception in the law (such as sharing information to process your transactions
or in response to a subpoena). You hereby agree that, if you choose not to
exercise the opt out described in our Privacy Policy, you will be deemed to have
authorized us to share personal information we have about you f including
information related to any of the products or services you may have with any
of our companies) with companies or other organizations outside of our family
of companies.
14. ENFORCING THIS AGREEMENT
We can delay enforcing or not enforce any of our rights under this agreement
without losing our right to enforce them in the future. If any of the terms of this
agreement are found to be unenforceable, all other terms will remain in full
force.
15. ASSIGNMENT
We may assign your account, any amounts you owe us, or any of our rights
and obligations under this agreement to a third party. The person to whom we
make the assignment will be entitled to any of our rights that we assign to that
person.
16. GOVERNING LAW
THE TERMS AND ENFORCEMENT OF THIS AGREEMENT AND YOUR
ACCOUNT SHALL BE GOVERNED AND INTERPRETED IN ACCORDANCE WITH
FEDERAL LAW AND, TO THE EXTENT STATE LAW APPLIES, THE LAW OF
DELAWARE, WITHOUT REGARD TO CONFLICT-OF-LAW PRINCIPLES. THE
LAW OF DELAWARE, WHERE WE AND YOUR ACCOUNT ARE LOCATED, WILL
APPLY NO MATTER WHERE YOU LIVE OR USE THE ACCOUNT.
11. FOR INFORMATION
Please call the Cardmember Service telephone number on your card or billing
statement if you have any questions about your account or this agreement.
18. YOUR BILLING RIGHTS
Keep This Notice For Future Use
This notice contains important information about your rights and our
responsibilities under the Fair Credit Billing Act.
Notify Us In Case Of Errors Or Questions About Your Bill
If you think your bill is wrong, or if you need more information about a transaction
on your bill, write us on a separate sheet at the Cardmember Service address
shown on your billing statement. Write to us as soon as possible. We must hear
from you no later than 60 days after we sent you the first bill on which the error
or problem appeared. You can telephone us, but doing so will not preserve your
rights.
In your letter, give us the following information:
• Your name and account number.
• The dollar amount of the suspected error.
• Describe the error and explain, if you can, why you believe there is an error. If
you need more information, describe the item you are not sure about.
If you have authorized us to pay your credit card bill automatically from your
savings or checking account, you can stop the payment on any amount you think
is wrong. To stop the payment your letter must reach us at least three business
days before the automatic payment is scheduled to occur
Your Rights And Our Responsibilities After We Receive Your Written Notice
We must acknowledge your letter within 30 days, unless we have corrected the
error by then. Within 90 days, we must either correct the error or explain why we
believe the bill was correct.
After we receive your letter, we cannot try to collect any amount you question, or
report you as delinquent. We can continue to bill you for the amount you question,
including finance charges, and we can apply any unpaid amount against your
credit limit. You do not have to pay any questioned amount while we are
investigating, but you are still obligated to pay the parts of your bill that are not in
question.
If we find that we made a mistake on your bill, you will not have to pay any finance
charges related to any questioned amount. If we didn't make a mistake, you may
have to pay finance charges, and you will have to make up any missed payments
on the questioned amount. In either case, we will send you a statement of the
amount you owe and the date that it is due.
If you fail to pay the amount that we think you owe, we may report you as
delinquent. However, if our explanation does not satisfy you and you write to us
within 10 days telling us that you still refuse to pay, we must tell anyone we report
you to that you have a question about your bill. And, we must tell you the name
of anyone we reported you to. We must tell anyone we report you to that the
matter has been settled between us when it finally is.
If we don't follow these rules, we can't collect the first $50.00 of the questioned
amount, even if your bill was correct.
Special Rules for Credit Card Purchases
If you have a problem with the quality of property or services that you purchased
with a credit card, and you have tried in good faith to correct the problem with the
merchant, you may have the right not to pay the remaining amount due on the
property or services. This right does not apply to check transactions. There are
two limitations on this right:
(a) You must have made the purchase in your home state or, if not within your
home state, within 100 miles of your current mailing address; and
(b) The purchase price must have been more than $50.00.
These limitations do not apply if we own or operate the merchant, or if we mailed
you the advertisement for the property or services.
Copyright C 2004 JPMorgan Chase Ft Co. All rights reserved.
ADV2042 10/04
1300
PAYMENT
ACCOUNT NUMBER BALANCE AS OF PAYMENT DUE MINIMUM PAYMENT ENCLOSED
5/14/2009 DATE
5149228600010886 10,911.54 PAST DUE 10,911.54 $
Make Checks Payable To Unifund CCR Partners
UNIFUND CCR PARTNERS STATEMENT
ALAN HOLLINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
MESSAGE FROM UNIFUND
YOUR ACCOUNT IS PAST DUE $10,911.54. THE PAST DUE AMOUNT IS INCLUDED IN THE MINIMUM PAYMENT. PLEASE
REMIT IMMEDIATELY. IF YOU HAVE ALREADY SENT A PAYMENT FOR THE ABOVE AMOUNT, THANK YOU.
TRANSACTIONS:
Date Transaction Balance Due Payments New Balance
5/14/2009 This account was issued under 10,911.54 10,911.54 0 10,911.54
the name of JPMORGAN CHASE
BANK and acquired from Chase
Bank USA NA.
PROMPT CREDITING OF PAYMENTS. TO RECEIVE CREDIT FOR PAYMENTS AS OF THE
DATE OF RECEIPT, WE MUST RECEIVE YOUR CHECK OR MONEY ORDER AT:
UNIFUND CCR PARTNERS
10625 TECHWOODS CIRCLE
CINCINNATI, OH 45242
PAYMENTS RECEIVED AT THE ABOVE ADDRESS IN THE MANNER SPECIFIED AFTER THAT
TIME WILL BE CREDITED TO YOUR ACCOUNT AS OF OUR NEXT BUSINESS DAY. THE
CREDITING TO YOUR ACCOUNT OF PAYMENTS RECEIVED AT ANY LOCATION OTHER THAN
THE ABOVE ADDRESS MAY BE DELAYED UP TO 5 DAYS OF RECEIPT.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. FEDERAL LAW REQUIRES US TO INFORM YOU
THAT THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR
THAT PURPOSE.
Statement for account number: 5149 2286 0001 0886
New Balance Payment Due Date Past Due Amount Minimum Payment
$9,144.90 06/16/06 $1,380.00 $3,766.90
Make your check payable to Chase Card Services.
Amount Enclosed $ New address or e-mail? Print on back.
514922860001088600376690009144900000002
28464 aEX Z 14206 D
ALAN S HOLLINGSWORTH
3 FORTUNA LN
ENOIA PA 17025-2900
CHASE 0
I..,Illrlr,Irllrlrrlrrllrrrlrlrrrrllrlrlrr111,r1rlrlrllrrllrrl
IrrrllLrrlllrlrrrLLlrlrrrlrllrlrrlLrr111rrILrlrJL,..III
1:5000 L60 281: 99986000 L08 86411a
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
Statement Date: 04/23/06 - 05/22/06 CUSTOMER SERVICE
CHASE Payment Due Date: 06/16/06 In U S 1-800-945-2000
Minimum Payment Due: $3.766.90 Espanol 1-888-446-3308
TDD 1-800-955-8060
Pay by phone 1-800-436-7958
Outside U.S. call collect
1-302-594-8200
MASTERCARD ACCOUNT SUMMA RY Account Number: 5149 2286 0001 0886
Previous Balance $8,845.07 Total Credit Line $7,000 ACCOUNT INQUIRIES
P.O. Box 15298
Purchases, Cash, Debits +$78.00 Available Credit $0 Wilmington, DE 19850-5298
Finance Charges +$221.83 Cash Access Line $7,000
New Balance $9,144.90 Available for Cash $0 PAYMENT ADDRESS
P.O. Box 15153
Wilmington, DE 19886-5153
VISIT US AT:
www.chase.com/creditcards
TRANSACTIONS
Trans Amount
Date Reference Number Merchant Name or Transaction Description Credit Debit
05/17 LATE FEE $39.00
04/23 OVERLIMIT FEE 39.00
FINANCE CHARGES
Daily Periodic Rate Corresponding Average Daily Balance Finance Charge Due Transaction FINANCE
Category 30 days in cycle APR To Periodic Rate Fee CHARGES
Purchases V .08217% 29.99% $6,173.35 $152.18 $0.00 $152.18
Cash advances V .08217% 29.99% $0.00 $0.00 $0.00 $0.00
Promotions V .08217% 29.99% $2,825.21 $69.65 $0.00 $69.65
Total finance charges
$221.83
Effective Annual Percentage Rate (APR): 29.99%
Please see Information About Your Account section for batance computation method, grace period, and other important information.
The Corresponding APR is the rate of interest you pay when you carry a balance on any transaction category.
The Effective APR represents your total finance charges - including transaction fees
such as cash advance and balance transfer fees - expressed as a percentage.
This Statement is a Facsimile - Not an original
X0000001 FIS33335 D 5 000 N 2 22 06/05/22 Page 1ol1 05686 MAMA 28464 14210000050002846401
Address Change Request
Please provide information below only if the address information on front is incorrect.
Street Address: -------.---------------
City: ------------------
State: --
Zip: ----- -----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: -------._--------------
7
L
Information About Your AaounI
Lost of Stolen Cards: Plum report your lost or stolen card tmmedatefy by calling the
Customer Service number found on the hard of your statement. Advisors are always
available to assist you. You can reach an Advisor by pressing 0 after you enter vow account
number
Crediting of Payments: For payments try regular U.S mail, and at least your minimum
payment due to our post office box designated for payments shown on this st rtemew Your
payments by mail must comply with the instructions on this stalenlenl, and must be made
by check or money order. payable in U.S Dolan. and drawn on or payable through a U.S.
financial institution or the U.S. branch of a foreign financial institution. Da rot send cash
Write your account number on your check or money order. Payments must be accompanied
by the payment coupon in the envelope provided with our address visible through the
envelope window. the envelope cannot cousin nave than ono pay meant or coupon, and there
an be nc staples, paper clips. tape orcorrespondence included with your payyment. If your
payment is in accordance with our payment matructions and is made awtabb to as on any
day except December 25 by 1:00 P.m. local time at our post office box designated for
payments an this statement , we will credit the payment to your amount as of that day. If
your Dgp m is in accordance with our go real Instructions, but is made available to us
after 1:00 p m. local time at our post office box designated far payments on this statement.
we will credit b to your account as d the next day. It you do rot follow our payment
instructions or it your payment is not sent by regular U S mail to ow post office box
designated for Daymercs, crediting of your payment may be delayed for up to 5 days.
Paymart$ made electronically through ar automated telephone service. Customer Service
advisors, or our web site win be subject to any processing times disclosed for those
payments
Apcaunl Information Reported to Credit BdreBna: We may report infornation about your
accourc to credo bureaus. Late payments. mis al payments or other defaults on your
account may be reflected in your credit report . If you !link we have reported mamurale
irdomabon to a credit bureau, you may write to us at the Cardmember Service address
Isted on your biking statement.
Checks Collected Electronically: We reserve The right to electronically cobecl your eligible
payment checks. at first presentment and any representment. from the bank account on
which the check was drawn. Ow receipt of your payment check is your authorization for us
to collect the amain of the check electronically, or it needed by a draft drawn against the
bank amount. Checks wile he collected electronically by sending the check amount along
with the check, routing and account numbers to your bank. Your bank account may be
debited as early as the same day we receive your payment. The original check will be
destroyed and an image wilt be maintained in our records.
Conditional Payments: Any payment check on other form of payment that you send us for
less than the full balance due that is marked 'paid in full' or Contains a similar rotation, or
that you otherwise tender in far satisfaction of a disputed amount, must be sent to Card
Services. P0. Box 15049. Wilmington, DE 19850-5049. We reserve all our rights regarding
these payments It g., it it is determined there is no wind dispute or if any such check is
received at any other address. we may accept the check and you will still owe any remaining
balance). We may refuse to accept any such payment by returning it to you. not cashing d
or destroying it. All other payments that you make should be sent to the appropriate
payment address.
Anowl Renewal Nulice: If your amount has an annual fee, it will be billed each year or in
monthly installments. whether or not yyou use your account and you agree to pay it when
billed. The annual fee is non-refundaEIs unless you notify us that you wish to close your
account within 30 days of the data we mail your statemst on which the annwt fee is
charged and at the same time. you pay your outstanding balance in lull. Your payment of
the annual fee does not affect our rights to close your account and to limit your tight to make
trensaclion' on your account. If your account as closed % you pr m we will continue to
charge the amtwl lee until you pay your outstanding be hour in lull and terminate your
account relationship.
Explanation of Finance Charyee: We calculate periodic fiance charges, using the
applicable parodic rates shown on tuts statement, separately for each feature ieg.. balance
transfer/convenience checks and cash advance checks ("check transaction"). purchases,
balance transfers. cash advances, promotional balances or overdraft advances). These
Calculations may combine different categories with the same daily periods rates. If there is
a'V" next to a periodic rate on this statement. that rate may vary. and the index and margin
used to determine that rate and its corresponding AN are described in your Cardmember
Agreement. as amended. There s a minimum finance charge in any billing cycle in which
you owe any periodic finance charges, and a transaction liname charge for earn balance
transfer. cash advance. or check transaction. in the amounts stated in your Cardmember
Agreement. as amended.
To get the dairy balance for each day of the current billing cycle. we take the beginning
balance for each feature, add any now transactions or other debits (including fees, unpaid
finance charges and other charges), subtract any payments or credits. and make other
adjustments. Transactions are added as of the transaction date, the beginning of the bitting
the date and time your payment was due. There is no grace period for balance transfers.
cash advances, check transactions, or overdraft advances
In addition, It there is a "Blalilying Promotional Financing" section on [his statement,
you will riot incur periodic finance charges on any Remaining Balance that appears in that
section il you pay that balance in full by the applicable Expiration Date. To avoid finance
charggeess on new purchases when your him Balance includes any Remaining Bzlancefs) in
the Cwlilying Promotional Financing section, pay your full New Balance minus the total of
those Remaning Balancejs) by the date and time your payment s due. However. if your
satemem shows that a minimum payment is due. we must receive at least that minimum
paym.nt by the date and time specrf ed on your statement . even p you, New Balance
consists any of gualilymg Promotional Financing balances.
Also. for some Qualifying Promotional Financing balances. periodic finance charges accrue
during the promotional period but are not added to your account balance. Instead. they
accumulate from billing cycle to billing cycle This is referred to as "deterred interest " If a
deferred interest Dwlitying Promotional Financing balance is Oct paid in full by the
applicable Expiration Date. the deferred finance charges will be added to your account as
soon as the firs) day after the Expiration Date. Further. t you default under the terms of your
Cardmember Agreement. the deferred finance charges will be added to your account as soon
as the date of default.
BILLING RIGHTS SUMMARY
In Case of Errata or questions About Your Bill: If you think your bill is wrong, or 0 you need
more information about a transaction on your bill, write Cardmember Service on a separate
sheet at PC. Box 15299 Wilmington. DE 19850-5299 as soon as possible . We must hear
from you rig Wier than 60 days alter we sent you the first bid on when the error or problem
appeared. You an telephone a, but doing so will not preserve your rights.
In your letter, give us the following information
• Your name and account number
• The dollar amourc of the suspected error
• Describe the error and explain, if you can, why you believe there s an error. If you need
more information, describe the ream you are unsure about.
You do not have to pay any amount in question while we are investigating. but you are still
obligated to pay the parts of your an that are not in question While we investigate your
question, we cannot report you as delinquent or take action to collect the amount you
question. If you have authorized us to pay your credit Card bill automatically from your
savings or checking account, you an stop the payment on anyamount you think is wrong
To stop the payment. your letter or call (using the Cardmember Service address or telephone
number shown on this statement) most reach us at least three business days before the
automatic payment is scheduled to occur.
Special Rule for Credit Call Purchases: If you have a problem with the quality of goods or
services that you purchased with a credit card (excluding purchases made with a check).
and you have tried in good With to correct the problem with the merchant. you may not have
to pay the remaining amount due on the goods or services. You have this protection only
when the purchase price was more than $50 and the purchase was made in your home state
or within 100 miles of your maihng address. These limitations do not apply it we own or
operate the merchant, or it we mailed you the advertisement for the property or services
cycle in which they are posted to your account, or a later date of our choke (except that
check transactions are added as of the dale deposited by the payee or a later data of our
choice). Fees are added either on the date of a related transaction. the date they are posted
to your accourc, or the lest day of the ailing cycle. This gives us that day' daily balance. A
credit balance is treated as a balance of zero. N a daily Periodic rate applies to any feature.
we mudiDly the daily balance by the daily periodic rate to get your periodic finance charges
for that day. We then add these parodic finance charges to your dally balance to get the
beginning balance for the next day. Ilf more than ant daily periodic rate Could apply based
on the average daily balance, we will use the daily periodic rate that applies for the average
daily balance amount at the and of the billing cycle to calculate the daily periodic finance
charge each day.) If this statement shows a previous cycle average daily balance lot
purchases, we do the same thing for each day of the previous cycle to gel the daily balance
of purchases for the previous billing cycle. However, the daily beWncc for previous billing
cycle purchases is considered to be zero far each day of the previous baling cycle it a
periodic finance charge was already biped on purchases demand on your previous
statemem or we received payment of your New Balance on your previous statement in lull
by the date and time your Payment was due
To get your total periodic finance charge for a luring cycle when a daily penodic rate(s)
applies. we add all of the daily periodic finance charges for all features. To determine an
average daily balance, we add your daily balances and divide by the -.be, of the days in
the applicaak billing cycle(s). If you multiply the avenge daily balance for each feature by
the aPDlkable daily periodic rate. and then multiply such of these results by the number of
days in the applicable billing cycle(s). and then add all of the results together. the total will
also equal the periodic finance charges for the billing cycle. except for minor vanations due
to rounding To get your total periodic finance charge for a billing cycle when a monthly
periodic rate(s) applies, multiply the average dally balance for each feature by the applicable
morchly penodk rate arid add the results together. The total will equal the Periodic finance
charges for the billing cycle , except for minor variations due to rounding.
Grace Period (al least 20 days):
We accrue Periodic finance charges on a tfarsaction. lee. or finance charge from the date e
is added to your daily balance until payment in lull is received on your account However, we
do not charge parodic finance charggeess on new purchases billed during a billing cycle it we
receive both payment of your New Balance on your current steamers by the date and ante
your payment is due and also payment of yow New Balance on your previous statement by
MA011806
EDWIN A. ABRAHAMSEN
MICHAEL F. RATCHFORD
HEATHER K. WOODRUFF*
*ALSJUIIC w, nag BAR
Cumberland County Sheriffs
1 Court House Sq.
Carlisle, PA 17013
UR
THE LAW OFFICE OF
EDWIN A. ABRAHAMSEN & ASSOCIATES, P.C.
WWW.EAA-LAW.COM
Re: Unifund Corporation as assignee of JPMORGAN CHASE BANK vs. ALAN S
HOLLINGSWORTH
Our file Nos.: U09-0452
Dear Sheriff:
In regard to the above-noted matter, enclosed please find the following:
1. A true and correct copy of the Complaint;
2. The completed form for service;
3. A check for service;
4. A self-addressed return envelope for the return of service.
Please serve the named defendant in accordance with the County Rules of Civil
Procedure. If you should have any questions or concerns, please do not hesitate to call me at
(570) 558-5510.
The defendants address is : ALAN S HOLLINGSWORTH 3 FORTUNA LN ENOLA PA
17025
Thank you for your attention to this ,,,after
Enclosures
mfr/MR
1 729 PITTSTON AVE. • SCRANTON, PA 1 8505 • (P) 570.55B.551 0 • (F) 570.558.551 1
FILE-:1-
O TH,_ ? t.?TcSF?y
*19 .,'50 Pb ATN
e? 4atog4
Rx? aaa.src?
R Thomas Kline
Sheriff
Ronny R Anderson
Chief Deputy
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
Sheriffs Office of Cumberland Co ,,_Irc
OF ?hF
," of ?.r,tu,brrl ? 2009 AUG 28 PM 1: 02
OFFICE _ .,.c SHERIFF ti?ri'?31h
Unifund Corporation
vs.
Alan S. Hollingsworth
Case Number
2009-5761
SHERIFF'S RETURN OF SERVICE
08/21/2009 06:46 PM - Dennis Fry, Deputy Sheriff, who being duly sworn according to law, states that on August 21,
2009 at 1846 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Alan S. Hollingsworth, by making known unto himself personally, at 3 Fortuna Lane
Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing to him
personally the said true and correct copy of the same.
SHERIFF COST: $41.50
August 24, 2009
SO ANSWERS,
i/ftw
vp?
R THOMAS KLINE, SHERIFF
By
Deputy Sheriff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Unifund Corporation
Plaintiff
vs.
ALAN S HOLLINGSWORTH
Defendant
CIVIL DIVISION
NO: 09-5761 CIVIL TERM
PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment by default for failure to respond to Plaintiff's Complaint in the
amount of $10,978.82. Notice of the intent to file a default judgment was served upon the
Defendant on September 16, 2009. A copy of the Notice of Intent to Take Default Judgment is
attached hereto and marked Exhibit "A."
Edwin A, Abrahamsen,&. Associates, P
Nphael F. Ratchford, Esquire
Attorney I.D. No.: 86285
Attorney for Plaintiff
JUDGMENT
AND NOW, this 0 day of 0& , 2009', Judgment is hereby entered in favor
of the Plaintiff and against the Defendant in the amount of $10,978.82 for failure to respond to
Plaintiff's Complaint.
PROTHONOTARY
AA?e,S P.
bicO J.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Unifund Corporation
VS.
ALAN S HOLLINGSWORTH
Plaintiff
CIVIL DIVISION
NO: 09-5761 CIVIL TERM
Defendant
CERIFICATE OF SERVICE
I, Michael F. Ratchford, Esquire, hereby certify that on the date indicated below, I served
a copy of the Praecipe for Entry of Default Judgment in the above captioned matter by mailing
the same via First Class United States mail, postage prepaid addressed as follows:
ALAN S HOLLINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
Edwin A. Abrahamsen & Associates, P.C.
Date: October 1, 2009
hael F. Ratchford, Esqui
Attorney I.D. No.: 86285
120 N. Keyser Avenue
Scranton, PA 18504
(570) 558-5510
Unifund Corporation
vs.
ALAN S HOLLINGSWORTH
In the Court of Common Pleas of
Plaintiff CUMBERLAND County, Pennsylvania
Civil Division
NO: 09-5761 CIVIL TERM
AFFIDAVIT UNDER SOLDIERS AND SAILORS
Defendant RELIEF CIVIL RELIEF ACT OF 1940 AS
AMENDED
State of Pennsylvania
County of CUMBERLAND SS:
Michael F. Ratchford, Esquire being duly sworn according to law deposes and says that the
above named defendant(s): ALAN S HOLLINGSWORTH is(are) not in the military service of
the United States of America as defined by the Soldiers' and Sailors' Civil Relief Act of 1940 as
amended;
That the defendant(s): ALAN S HOLLINGSWORTH is(are) older than eighteen years of age;
That the employment status of the defendant(s): ALAN S HOLLINGSWORTH is(are)
unknown.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Unifund Corporation
VS.
: CIVIL ACTION
Plaintiff :
ALAN S HOLLINGSWORTH : NO: 09-5761 CIVIL TERM
Defendant :
TEN DAY NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT
To: ALAN S HOLLINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
Date of Notice: September 16, 2009
IMPORTANT NOTICE PURSUANT TO PA.R.C.P. 237.1(a)(2)
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER AN
APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH
THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS
NOTICE A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING
AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Unifund Corporation
vs.
ALAN S HOLLINGSWORTH
CIVIL ACTION
Plaintiff
NO: 09-5761 CIVIL TERM
Defendant
CERIFICATE OF SERVICE
I, Heather K. Woodruff, Esquire, hereby certify that on September 16, 2009 I served a
copy of the Ten Day Notice of Intent to Take Default in the above captioned matter by mailing
the same via First Class United States mail, postage prepaid addressed as follows:
ALAN S HOLLINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
Edwin A. Abrahamsen & Associates, P.C.
BY: v
Heather K. Woodruff, Esquire
Attorney I.D. No.: 207805
120 N Keyser Avenue
Scranton, PA 18504
(570) 558-5510
Request for Military Status
Department of Defense Manpower Data Center
Ad&
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 1
OCT-01-2009 12:41:49
,, Last Name First/Middle Begin Date Active Duty Status Service/Agency
HOLLINGSWORTH ALAN S Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the
information that you provided, the above is the current status of the individual as to all branches of the
Military.
y6t too,,
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains
the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of
data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50
USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has
issued hundreds of thousands of "does not possess any information indicating that the individual is currently on
active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or
any family member, friend, or representative asserts in any manner that the individual is on active duty, or is
otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of
the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL
provided below. If you have evidence the person is on active-duty and you fail to obtain this additional
Military Service verification, provisions of the SCRA may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name),
you can submit your request again at this Web site and we will provide a new certificate for that query.
This response reflects current active duty status only. For historical information, please contact the Military
Service SCRA points-of-contact.
See: http://www.defenselink,mil/faq/pis/PC09SLDR.htmi
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the
requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report /D: /FOWEZTJSA
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 10/1/2009
FILM-C CE
OF THE MOTHr)ROtARY
2009 OCT -5 PM 12: G 1
CUMBB ?LNd iljtt?/x?dAf'gJ?UN 1
$14.00 Pb A*n i
ce** 154'0
V4 "i 48(o
?vku
Unif ind Corporation
VS.
ALAN S HOLLINGSWORTH
In the Court of Common Pleas of
Plaintiff CUMBERLAND County, Pennsylvania
Civil Division
Defendant
NO: 09-5761 CIVIL TERM
NOTICE OF FILING JUDGMENT
Notice is herby given that a money judgment in the above-captioned matter as been entered
against you in the amount of $ 10? 418. SA on _/O? D9
By: s 0'" P. "
A"
If you have any questions regarding this notice, please contact the filing party:
Edwin A. Abrahamsen & Associates
120 N. Keyser Avenue
Scranton, PA 18504
Telephone: (570)-558-5510
(Notice is given in accordance with PA Supreme Court Rule of Civil Procedure No. 236)
PRAECIPE FOR WRIT OF EXECUTION - (MONEY JUDGMENT) RULES PA. R.C.P. 3252,3111 (a)
Unifund Corporation
10625 Techwoods Circle in the Court of Common Pleas of
Cincinnati, OH 45242 CUMBERLAND County, Pennsylvania
Plaintiff Civil Division
vs.
ALAN S HOL,LINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
vs.
SOVEREIGN BANK
401 NORTH ENOLA RD
ENOLA, PA 17025
Defendant
Garnishee
C
-? 3
rn?
xrr,
NO: 09-5761
C
's> c-)
c,"
PRAECIPE FOR WRIT OF EXECUTION
ATTACHMENT
(MONEY JUDGMENT)
cm
r.?
rn
ca
iV
t?
To the Prothonotary: TO SATISFY THE JUDGMENT, ISSUE WRIT OF EXECUTION IN THE ABOVE MATTER
(1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania;
(2) Against: ALAN S HOLLINGSWORTH
(3) And against: SOVEREIGN BANK 401 NORTH ENOLA RD ENOLA, PA 17025
(4) and index this writ (a) against
Defendant(s) (b) against SOVEREIGN BANK 401 NORTH ENOLA RD ENOLA, PA 17025
Garnishee(s),
as a lis pendens against the real property of the defendant(s) in the name of the Garnishee(s), any and all accounts of the
defendant(s), in the possession of Garnishee, including but not limited to savings account balances; checking account
balances; Certificates of Deposit; Money Market Accounts; contents of Safety Deposit Boxes. Defendant's SSN(s):
189-62-1048;
(5) Judgment Amount $10,978.82
Interest $1535.83
Clerks Fee $
Sheriff $
Poundage $
Total $
Date: February 3, 2012
b '7 fj ; D [?`a l s .B f"
N
Micl ael F.Ptchford, Esquire
Edwin A. brahamsen & Associates, P
Attorney for Plaintiff /
mratchford@eaa-law.com
1r Z Z J ? e- a(#y
5. J G C 4? ??=V
j-may.
41
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Unifund Corporation
10625 Techwoods Circle
Cincinnati, OH 45242
vs.
ALAN S HOLLINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
vs.
SOVEREIGN BANK
401 NORTH ENOLA RD
ENOLA, PA 17025
Plaintiff
Defendant
Garnishee
In the Court of Common Pleas of
CUMBERLAND County, Pennsylvania
Civil Division
3
_4
NO: 09-5761 G'
:Z C,
rQ
cy
AFFIDAVIT UNDER SOLDIERS AND SAILO R S
RELIEF CIVIL RELIEF ACT OF 1940 AS
AMENDED
State of Pennsylvania
County of CUMBERLAND SS:
Michael F. Ratchford, Esquire being duly sworn according to law deposes and says that the above
named defendant(s): ALAN S HOLLINGSWORTH; is(are) not in the military service of the United
States of America as defined by the Soldiers' and Sailors' Civil Relief Act of 1940 as amended;
rrL...4 a. a c a ?i ?. n T A AT Q LICIT T TAT('_Q11T(1LT TTT. „lao, +h.„ o, ,I,rAA„ --- „f --
Request for Military Status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Service Members Civil Relief Act
Page 1 of 2
Feb-24-2012 11:49:24
Active Duty Active Duty End Service
Last Name First/Middle Begin Date Status Date Agency
Based on the information you have furnished, the DMDC does not
HOLLINGSWORTH ALAN S possess any information indicating the individual status.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast
Guard).
n
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§
501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's status by contacting that person's Service via the
"defenselink.mil" URL http://w-,A,w.defenselink.mil/faq/pis/PC09SLDR.htm1. If you have evidence the
person is on active duty and you fail to obtain this additional Service verification, punitive provisions of
the SCRA may be invoked against you. See 50 USC App. §521(c).
If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a
middle name), you can submit your request again at this Web site and we will provide a new certificate
for that query.
This response reflects active duty status including date the individual was last on active duty, if it was
within the preceding 367 days. For historical information, please contact the Service SCRA points-of-
contact.
https://www.dmdc.osd.mil/appj/scra/popreport.do 2/24/2012
Request for Military Status Page 2 of 2
More information on "Active Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a
period of more than 30 consecutive days. In the case of a member of the National Guard, includes
service under a call to active service authorized by the President or the Secretary of Defense for a period
of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national
emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR)
members must be assigned against an authorized mobilization position in the unit they support. This
includes Navy TARS, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a
Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health
Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a
period of more than 30 consecutive days.
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active
duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate.
Many times orders are amended to extend the period of active duty, which would extend SCRA
protections. Persons seeking to rely on this website certification should check to make sure the orders on
which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore, some protections of the SCRA may extend to persons who have received orders to report
for active duty or to be inducted, but who have not actually begun active duty or actually reported for
induction. The Last Date on Active Duty entry is important because a number of protections of SCRA
extend beyond the last dates of active duty.
Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights
guaranteed to Service members under the SCRA are protected.
WARNING: This certificate was provided based on a name and SSN provided by the requester.
Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID:OK82MVT3GS
https://www.dm(ic.osd.mil/appj/scra/popreport.do 2/24/2012
Unifund Corporation
10625 Techwoods Circle
Cincinnati, OH 45242
vs.
ALAN S HOLLINGSWORTH
3 FORTUNA LN
ENOLA PA 17025
vs.
SOVEREIGN BANK
401 NORTH ENOLA RD
ENOLA, PA 17025
Plaintiff
Defendant
Garnishee
In the Court of Common Pleas of
CUMBERLAND County, Pennsylvania
Civil Division
NO: 09-5761
C`} rv °,
rrj W -n _w
z rrI rat
X;:0 CO
? CD
?C-_
Praecipe for Entry of Appearance
Kindly enter my appearance on behalf of Unifund Corporation in the above-captioned matter.
Date: February 3, 2012 Signature:
Print Nam
Telephone No: 570 5
Supreme Court ID No:
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 09-5761 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due UNIFUND CORPORATION Plaintiff (s)
From ALAN S. HOLLINGSWORTH, 3 FORTUNA LN, ENOLA, PA 17025
(1) You are directed to levy upon the property of the defendant (s)and to sell
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of SOVEREIGN BANK, 401 NORTH ENOLA ROAD, ENOLA, PA 17025
GARNISHEE(S) as follows:
ANY AND ALL ACCOUNTS OF THE DEFENDANT(S), IN THE POSSESSION OF GARNISHEE,
INCLUDING BUT NOT LIMITED TO SAVINGS ACCOUNT BALANCES; CHECKING
ACCOUNT BALANCES; CERTIFICATES OF DEPOSIT; MONEY MARKET ACCOUNTS;
CONTENTS OF SAFETY DEPOSIT BOXES.
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof,
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due$10,978.82 L.L.$.50
Interest $1535.83
Arty's Comm % Due Prothy $2.25
Atty Paid $165.50 Other Costs'.
Plaintiff Paid
Date: 2/27/12
Ru-
Da D. Buell, Prothonotary 7
(Seal)
Deputy
REQUESTING PARTY:
Name MICHAEL F. RATCHFORD, ESQ.
Address: EDWIN A. ABRAHAMSEN & ASSOCIATES, P.C., 120 NORTH KEYSER AVENUE,
SCRANTON, PA 18504
Attorney for: PLINTIFF
Telephone: 570-558-5510 EXT. 101
Supreme Court ID No. 86285
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
:
Jody S Smith 02 .r.
i
Chief Deputy M ,
Richard W Stewart cn . ILI
Solicitor r° Z'
Unifund Corporation Case Number
vs. 2009-5761
Alan S. Hollingsworth
SHERIFF'S RETURN OF SERVICE
02/29/2012 10:16 AM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on February
29, 2012 at 1016 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and
monies of the within named defendant, to wit: Alan S. Hollingsworth, in the hands, possession, or control of
the within named garnishee, Sovereign Bank, 401 Enola Road, Enola, Cumberland County, Pennsylvania,
17025 by handing to Cyndie Kelly, Retail Banking Branch Manager, personally three copies of
interrogatories together with three true and attested copies of the writ of execution and made the contents
there of known to her.
The writ of execution and notice to defendant was mailed on March 1, 2012 to Alan S. Hollingsworth at 3
Fortuna Lane, Enola, PA 17025.
SO ANSWERS,
March 01, 2012 RON RANDERSON, SHERIFF
tsha., Deputy
Kaw
Unifund Corporation
vs.
ALAN S HOLLINGSWORTH
189-62-1048
ENOLA PA 17025-2614
vs.
SOVEREIGN BANK
401 NORTH ENOLA RD
ENOLA, PA 17025
C:: `
In the Court of Common Pleas of I? M a
Plaintiff CUMBERLAND County, PennsylvIgt> o , z c:w°
Civil Division
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cr
NO: 09-5761
Defendant
Praecipe to Dissolve the Attachment against
Garnishee
Garnishee
To the Prothonotary of CUMBERLAND County Pennsylvania:
Please enter the above Praecipe to Dissolve the Attachment against Garnishee.
Thank you,
Lawyer ID # 86285
Sworn and subscribed before me on this day of Mr. A ('1- 20
Notary Public
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Dana L. Stillarty, Notary Public
City of Scranton, Lackawanna County
My Commission Expires July 21, 2015
MEMOPt, KNN4YLVANtA AtAOs[ATION OF NOTARIES
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