HomeMy WebLinkAbout09-5803j ,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
VS. CIVIL-LAW
LORI M. DEMURO, :DOCKET NO. o f- 5 W3 ? -
Defendant
ENTRY OF APPEARANCE
Kindly enter my appearance on behalf of Remit Corporation, Plaintiff, in the
above captioned matter.
Respectfully Submitted,
THE REMIT CORPORATION
4LAA OELCKER, ESQUIRE
Attorney No. 82706
36 W Main St
Bloomsburg, PA 17815
(570) 387-1873
Fax: 570-387-6474
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
VS.
LORI M. DEMURO,
Defendant
CIVIL-LAW
DOCKET NO. D 1- p D -3 61?j
NOTICE TO DEFENDANT
TO THE DEFENDANT:
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so the case may proceed without you and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Pennsylvania Lawyer Referral Service
100 South Street, PO Box 186
Harrisburg, PA 17108
800-692-7375
717-238-6807
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
e A, 44) M14v
L A J. V LCKER, ESQUIRE
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION, :
Plaintiff
VS. CIVIL-LAW
LORI M. DEMURO, : DOCKET NO. B 9-5963 Ct?,j 7-
Defendant
COMPLAINT
The Plaintiff, Remit Corporation, by and through its attorney Laurinda J. Voelcker,
Esquire, hereby files this Complaint of which the following is a statement:
1. The Plaintiff, the Remit Corporation is a Pennsylvania Corporation doing
business at 36 West Main Street, P.O. Box 7, Bloomsburg, Columbia County, Pennsylvania
17815.
2. The Defendant, Lori M. Demuro, is an adult individual residing at 11 Grove Rd.,
Carlisle, Cumberland County, Pennsylvania, 17013.
3. Defendant obtained a Washington Mutual visa credit card on or about 09/14/2001,
from Washington Mutual, Inc., (hereinafter "original creditor"), Account number
4559515000771893.
4. Defendant used the extended credit leaving an unpaid balance of $2318.62 with
interest continuing to accrue at 31.49% per annum.
5. Defendant defaulted on the payments due and the last payment on this account
was made on or about 12/07/2006.
6. On or about March 21, 2008 Remit Corporation purchased the account of Lori M.
Demuro from Bureaus Investment Group No. 11, LLC, who purchased the account from
Washington Mutual, Inc., on August 28, 2007, the previous owner of this account. The sale
includes the transfer of all right, title, and interest in the account to Remit Corporation.
7. To date the charge-off balance is $1438.05 and $880.57 post-charge off interest
for a total of $2318.62.
COUNTI
BREACH OF EXPRESS CONTRACT
8. The above paragraphs are incorporated herein as though more fully set forth at
length.
9. In consideration of the extension of credit provided by original creditor through a
credit card, Defendant agreed to pay for all charges for purchases, balance transfers, cash
advances, fees and interest on his account.
10. The reasonable charges and expenses owing for the credit card purchases, cash
advances, balance transfers, fees and interest is $2318.62.
11. Defendant accepted the extension of credit and utilized the credit card without
complaint, objection or dispute as to credit services provided, the prices charged for the same or
the costs incurred.
12. Defendant is indebted to the Plaintiff in the amount of $2318.62. Defendant has
failed and refused to pay the aforesaid sum despite frequent demand to do so and the same is
now due and owing.
13. Defendant's failure to pay is a breach of the express written agreement between
the Defendant and original creditor. Pursuant to Pa.R.C.P. No. 1019(i), a copy of this writing is
attached hereto, incorporated herein and referred to hereafter as Exhibit A.
WHEREFORE, Plaintiff, Remit Corporation, demands judgment against Defendant in the
amount of $2318.62 together with interest, costs, attorney fees and such further and additional
relief as this Honorable Court deems just and equitable.
COUNT II
BREACH OF IMPLIED CONTRACT
14. The preceding paragraphs are incorporated herein by reference and made a part
thereof as if fully set forth herein.
15. It is averred, in the alternative, in the paragraphs set forth above, if an express
contract between original creditor and Defendant did not exist, that a contract implied by fact or
implied by law exists.
16. At all times relevant hereto, Defendant was aware that the original creditor was
extending credit services to her and that the original creditor expected to be paid for the
Defendant's use of this credit.
17. Defendant used the credit card to purchase items, and/or transfer balances, and/or
obtain cash advances and she received the same to her benefit.
18. The total reasonable value of the Defendant's use of the credit extended by
original creditor is $2318.62.
19. In breach of the implied contract, Defendant has failed and refused to pay the
outstanding sum for the credit card use and the same is now due and owing.
20. The Defendant has failed and refused to pay the aforementioned sum despite
frequent demand to do so.
21. By virtue of Plaintiff's purchase of this account and the assignment of all rights to
the Plaintiff, Defendant is indebted to the Plaintiff in the amount of $2318.62.
WHEREFORE, Plaintiff, Remit Corporation, demands judgment against Defendant in the
amount of $2318.62, together with interest, costs and such further and additional relief as this
Honorable Court deems just and equitable.
COUNT III
QUANTUM MERIUT/UNJUST ENRICHMENT
22. The preceding paragraphs are incorporated herein by reference and made a part
thereof as if fully set forth herein.
23. Original creditor provided the extension of credit as set forth above with the
expectation of receiving payment for all use of this credit including, but not limited to,
purchases, cash advances, balance transfers, fees and interest.
24. The credit extended by original creditor benefited Defendant.
25. The Defendant will be unjustly enriched if she is allowed to retain the benefit
resulting from her use of the credit card provided by original creditor without having to make
reasonable payment for the value of the benefits received from the original creditor's provision
of credit.
26. The original creditor was not a volunteer in providing the credit services set forth
above and the Defendant understood that original creditor was entitled to compensation based
upon her use of the credit card.
27. The reasonable value of the Defendant's use of the credit card including
purchases, balances transfers, cash advances, fees and interest is $2318.62.
28. By virtue of the Plaintiff's purchase of this account along with the assignment of
all relevant rights thereto, Plaintiff, Remit Corporation is entitled to $2318.62 from the
Defendant and frequent demand for said sums has been made and the Defendant has failed and
refused to pay the same.
WHEREFORE, Plaintiff, Remit Corporation, demands judgment against Defendant in the
amount of $2318.62, together with interest, costs and such further and additional relief as this
Honorable Court deems just and equitable.
PA ID #82706
Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
570-387-1873
Fax: 570-387-6474
Respectfully submitted,
T C,
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VERIFICATION
I verify that the statements made in the foregoing Complaint are true and correct.
I understand that false statements herein are subject to the penalties of 18 Pa.C.S. sec.
4404 relating to unsworn falsification to authorities.
Harry A. S user, III, Remi orporation
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
VS. CIVIL-LAW
LORI M. DEMURO, DOCKET NO.
Defendant
AFFIDAVIT OF NON-MILITARY SERVICE
The Defendant is not now in the Military Service, as defined in the Soldier's and
Sailor's Civil Relief Act of 1940 with amendments, not has been in such service within
thirty days hereof.
4009
Dated this? a /of
Y
Laurinda . lcke , squire
Attorney For Remit Corporation
Attorney ID 82706
36 West Main Street
Bloomsburg, PA 17815
(570) 387-1873
Fax: 570-387-6474
Request for Military Status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 1
AUG-13-2005 09:5f(10
< Last Name First/Middle )i<egin Date Active Duty Statue Serviee/Ageacy
DEMURO LORI M Based on the information you have furnished, the DMDC does not possess any
information indicating that the individual Is currently on active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the
information that you provided, the above is the current status of the individual as to all branches of the
Military.
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains
the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of
data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50
USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has
issued hundreds of thousands of "does not possess any information indicating that the individual is currently on
active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or
any family member, friend, or representative asserts in any manner that the individual is on active duty, or is
otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of
the person's active duty status by contacting that person's Military Service via the "defenselink.mil" U L
provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military
Service verification, provisions of the SCRA may be invoked against you.
If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name),
you can submit your request again at this Web site and we will provide a new certificate for that query.
This response reflects current active duty status only. For historical information, please contact the Military
Service SCRA points-of-contact.
See; hTtn //„v?r ?u.ciefenseiink, mil%fag nib%P('t19C[ I)R WOO
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the
requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID: DMRUDDGFSEL
httns://www.dmde.osd.mil/scra/owa/scra.prc_Select 08/13/2009
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
VS.
LORI M. DEMURO,
Defendant
CIVIL-LAW
DOCKET NO.
CERTIFICATION OF ADDRESSES
I certify that the precise address(es) of Plaintiff and Defendant(s) are as follows:
Plaintiff: Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
Defendant: Lori M. Demuro
11 Grove Rd.
Carlisle, PA 17013
Respectfully submitted,
Laurinda lcker, Esquire
Attorney for laintiff
PA ID #82706
Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
570-387-1873
Fax: 570-387-6474
i
Via. /?# 97f5v
Ck_ ;? .2 ?a
Sheriffs Office of Cumberland County
R Thomas Kline F1 LED 'Fjt;E
Sheriff OF THE PC"`4t',A!?TAP?Y
Ronny R Anderson
Chief Deputy . 2009 SEP 1 I AEI 8: 4 3
.z.-
Jody S Smith
Civil Process Sergeant OFFICE - F "bRiFF
Edward L Schorpp
Solicitor
Remit Corporation
Case Nu ber
vs-
Lori M. Demuro 2009-5$03
SHERIFF'S RETURN OF SERVICE
09/09/2009 03:50 PM - Shannon Shertzer, Deputy Sheriff, who being duly sworn according to law, states that
September 9, 2009 at 1550 hours, he served a true copy of the within Complaint and Notice, upon the
within named defendant, to wit: Lori M. Demuro, by making known unto Lori Donovan, herself persp ally
at The Cumberland County Sheriffs Office 1 Courthouse Square Room 303 Carlisle, Cumberland unty,
Pennsylvania 17013 its contents and at the same time handing to her personally the said true and correct
copy of the same.
SHERIFF COST: $33.40 SO ANSWERS,
September 09, 2009 R THOMAS KLINE, SHERIFF
.? I
By 73
Deput Sherif
I
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
vs.
: CIVIL-LAW
LORI M. DEMURO, DOCKET NO. 09-5803 CIVIL TERM
Defendant
PRAECIPE FOR JUDGMENT AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment against Defendant in the above captioned matter as follows:
Real debt $ 2,318.62
Interest from Aug. 21, 2009 $ 11.59
- Payments $ 300.00
Total: $ 2,030.21
Kindly assess damages against Defendant in the sum of $ 2,030.21 plus continuing
interest at the statutory rate of 6%.
" 01Y, ?,
BY: x4d
Laurinda J. elcker, Esquire
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
VS. CIVIL-LAW
LORI M. DEMURO, DOCKET NO. 09-5803 CIVIL TERM
Defendant
TO: Lori M. Demuro
58 Quarry Hill Road
Newville, PA 17241
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that
a Judgment has been entered against you in the above proceeding as indicated below.
_X Judgment by Default
Money Judgment
Judgment in Replevin
Judgment of Possession
Judgment on Award on Arbitration
Judgment on Verdict
Judgment on Court findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY: LAURINDA J. VOELCKER, ESQUIRE
AT THIS TELEPHONE NUMBER: 570-387-1873
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
vs.
CIVIL-LAW
LORI M. DEMURO, DOCKET NO. 09-5803 CIVIL TERM
Defendant
CERTIFICATION OF TEN (10) DAY NOTICE
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND:
I, LAURINDA J. VOELCKER, ESQUIRE, hereby swear and certify that I served a copy
of the Ten (10) Day Notice by regular mail to Defendant on October 5, 2009.
BY: _
Laurinda J. Voel#er, Esq.
Attorney for P ntiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
vs.
CIVIL-LAW
LORI M. DEMURO, DOCKET NO. 09-5803 CIVIL TERM
Defendant
NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT
TO: Lori M. Demuro DATE OF NOTICE: October 5, 2009
58 Quarry Hill Road
Newville, PA 17241
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH
THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH
AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF
THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT
RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION
ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,
THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Pennsylvania Lawyer Referral Service
100 South Street, PO Box 186
Harrisburg, PA 17108
800-692-7375
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
717-238-6807
RE T ION
Laurinda . elc er, Esquire
570-38721873
Mailed to:
Lori M. Demuro
58 Quarry Hill Road
Newville, PA 17241
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
vs.
CIVIL-LAW
LORI M. DEMURO, DOCKET NO. 09-5803 CIVIL TERM
Defendant
AFFIDAVIT OF NQ-N-. ARY SERVICE
The Defendant is not now in the Military Service, as defined in the Soldier's and
Sailor's Civil Relief Act of 1940 with amendments, not has been in such service within
thirty days hereof.
??
Dated this0 ,day of At)) ? , 2009
Laurinda J. VoelcVer, Esquire
Attorney For Remit Corporation
Attorney ID 82706
36 West Main Street
Bloomsburg, PA 17815
Telephone: (570) 387-1873
Fax: (570) 387-6474
Request for Vi'itary Status
Iepartment of Defense Manpower Data Center
tT
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 1
OCT-16-2009 06:34:10
4 Last Name First/Middle Begin Date Active Duty Status ServiWAVacy
DEMURO LORI M Based on the information you have famished, the DMDC does not possess any
information indicating that the individual is currently on active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the
information that you provided, the above is the current status of the individual as to all branches of the
Military.
41til )4. j1$V4jj*j I -
fio(?O-
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data. Center (DMDC) is an organization of the Department of Defense that maintains
the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of
data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50
USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has
issued hundreds of thousands of "does not possess any information indicating that the individual is currently on
active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or
any family member, friend, or representative asserts in any manner that the individual is on active duty, or is
otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of
the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL
provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military
Service verification, provisions of the SCRA may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name),
you can submit your request again at this Web site and we will provide a new certificate for that query.
This response reflects current active duty status only. For historical information, please contact the Military
Service SCRA points-of-contact.
See: http:Hwww.defenselink.miUfaq/p is/PC09SLDRhtml
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the
requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided
Report ID: SCSPCENVSK
https://www.dmdc.osd.mil/scra/owa/scm.prc_Select 10/16/2009
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
COMMONWEALTH OF PENNSYLVANIA
REMIT CORPORATION,
Plaintiff
vs.
CIVIL-LAW
LORI M. DEMURO, DOCKET NO. 09-5803 CIVIL TERM
Defendant
CERTIFICATION OF ADDRESSES
I certify that the precise address(es) of Plaintiff and Defendant(s) are as follows:
Plaintiff: Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
Defendant: Lori M. Demuro
58 Quarry Hill Road
Newville, PA 17241
Respectfully submitted,
Laurinda J. Voelcker, Esquire
Attorney for Plaintiff
PA ID #82706
Remit Corporation
36 West Main Street
Bloomsburg, PA 17815
Telephone: (570) 387-1873
Fax: (570) 387-6474
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