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THIS IS AN ARBITRATION MATTER.
DAMAGES HEARING REQUIRED.
ASSESSMENT OF
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
HARVEST CREDIT MANAGEMENT VII,
LLC ASSIGNEE OF Household Bank
1580 Lincoln Street
STE 600 Denver CO 80203
VS.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
ERIC W COY
10 FRONT ST APT B
SHIREMANSTOWN PA 17011-6363
DOCKET NO. : bq- 581Q a-wa-Erm
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
s ?
COMPLAINT IN CIVIL-ACTION
1. Plaintiff is a debt buyer and successor in interest to
the original creditor as set forth in the caption of this
Complaint.
2. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the original creditor under the
terms of which the original creditor agreed to extend to
defendant(s)tae use of original creditor's credit facilities.
3. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the original creditor for the use of said
credit card.
4. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the original creditor. A true and
correct copy of the Statement of Account, if available, is attached
hereto as Exhibit "A".
5. All the credits to which the defendant(s)is entitled have
been applied and there remains a balance due as of August 13, 2009
in the amount of $4,524.88.
6. Plaintiff has made demand upon the defendant (s) for
payment of the balance due but the defendant(s)has failed and
refused and still refuses to pay the same or any part thereof.
7. Defendant's last payment on account was made on
4/25/2008.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$4,524.88 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. W INBER ESQUIRE
JOEL M. FLINK ES IRE
Attorney for ntiff
P01A.DB
Harvest Credit Management VII, LLC
VERIFICATION
I hereby state that I am the agent for the plaintiff herein, and that the facts set forth in the
attached Affidavit which is incorporated by reference in the foregoing Complaint in Civil Action
are true and correct to the best of my knowledge, information and belief and is based upon
information which plaintiff has furnished to counsel. The language in the Complaint is that of
counsel and not of plaintiff. To the extent that the contents of the Complaint are that of counsel,
plaintiff has relied upon counsel in making this verification. This verification is made subject to
] 8 Pa.C.S. §4904 which provides for certain penalties fo?akin false statements
Name
f T j 'r
1
G[? 3cJ
AFFIDAVIT OF CLAIM
AND CERTIFICATION OF AMOUNT DUE
STATE OF COLORADO )
ss.
COUNTY OF DENVER )
CURRENT ACCOUNT HOLDER: HARVEST CREDIT MANAGEMENT VII, LLC
ORIGINAL ACCOUNT NUMBER: ************4202
ORIGINAL CREDITOR: Household Bank
Personally appeared before me, the undersigned, being duly sworn, states and deposes as follows:
1. That Affiant is at least eighteen (18) years of age, competent to testify and has personal knowledge of the facts set
forth herein;
2. That Affiant is authorized to make oath on behalf of HARVEST CREDIT MANAGEMENT VII, LLC , organized
and existing under the laws of the State of Colorado;
3. That one of Affiant's responsibilities is to serve as keeper of the books and records of HARVEST CREDIT
MANAGEMENT VII, LLC, which are kept in the ordinary course of business, with the entries in them having been
made at or near the time of the occurrence;
4. That as of June 30, 2009, the balance due on account number ************4202 in the name of ERIC W COY,
based on records provided to plaintiff by the original creditor or its assignee, was $4,379.13 inclusive of $3,779.56
principal and $599.57 interest. Interest continues to accrue at the rate of 31.99% per annum;
5. That the above-referenced account, which originated with Household Bank, was sold, transferred and conveyed to
plaintiff. As a result of the sale of the subject account, plaintiff has complete authority to settle, adjust, compromise,
and satisfy the above-referenced account and that Household Bank has no further interest in this account for any
purpose. Attached hereto are true and exact photocopies of documents reflecting the transfer of ownership of this
account from Household Bank to HARVEST CREDIT MANAGEMENT VII, LLC;
6. That to the best of Affiant's knowledge, based on information provided by the Defense Manpower Data Center, the
Defendant is not now on active duty in the military.
7. Debtor is responsible for payment of attorney fees and collection costs pursuant to the account terms and conditions
and/or where authorized by law.
FURTHER AFFIANT SAYETH NOT:
My commission expires on: April 26, 20
June 30, 2009 HARVEST CRED AG NT VII, LLC
By:
Name: David Ravi
Title: Vice Presi t
Subscribed and acknowledged t eon June 30, 2
Janice Boyd, Notary
1580 Lincoln St, S
Denver, Colorado
PA6 GORDON & WEINBERG PC - 2063260 EH285560
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3p?C)_f AR i.
My Comrrtlss!!or Fmrp5 a ri! ?F ?
HARVEST CREDIT MGT VII
LAST STATEMENT DETAILS FOR
HOUSEHOLD BANK
ACCOUNT#: **'""'""""'4202
Ref#: EH285560
ERIC W COY
10 FRONT ST APT B
SHIREMANSTOWN PA 17011-6363
SSN: XXX-XX-9613
V A Lam. y tf
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CHARGE OFF $3,779.56 December 31, 2008 December 31, 2008 CHARGE OFF
PA6 GORDON & WEINBERG PC - #2063260 EH285560
BILL OF SALE
HSBC CARD SERVICES (III) INC. (fi'kfa HOUSEHOLD CARD SERVICES INC.) ("Seller"),
for value received and pursuant to the terms and conditions of the Receivables Purchase Agreement
("Agreement'l dated April 10, 2008 between Seller, Household Bank (Nevada), N.A. and Household
Bank (SB), N.A., and Harvest Credit Management VII, LLC, ("Purchaser"), does hereby sell, assign and
convey to Purchaser, its successor and assigns, all right, title and interest of Seller in and to those certain
Purchased Receivables (as defined in the Agreement) listed on the attached Exhibit A (Sale File),
without recourse and without representation of, or warranty of, collectibility, or otherwise, except to the
extent provided for within the Agreement.
EXECUTED this 28`n day of January, 2009
HSBC CA SERVICES (III) INC.
By:
Name: Susan Salomon
Title: Vice President-Assistant Secretary
F1LET'-'It=r'CE
TAPY
2009 A?tG 24 PM 2: 09
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Sheriffs Office of Cumberland County
R Thomas Kline
Sheriff
Ronny R Anderson
Chief Depuo,
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
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2099 SEP I I All $: 4, 3
PENNSYLVANIA ?
Harvest Credit Management, LLC
V&
Eric W. Coy
Case
9
SHERIFF'S RETURN OF SERVICE
09/08/2009 08:56 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that o
September 8, 2009 at 2056 hours, she served a true copy of the within Complaint and Notice, upon he
within named defendant, to wit: Eric W. Coy, by making known unto himself personally, at 102 East rly
Drive Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time
handing to him personally the said true and correct copy of the same.
SHERIFF COST: $50.50 SO ANSWERS
September 09, 2009 R THOMAS KLINE, SHERIFF
Depu y Sheri
i I
2063260
s
s
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 81894
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
HARVEST CREDIT MANAGEMENT VII,
LLC ASSIGNEE OF Household Bank
VS.
ERIC W COY
PRAECIPE FOR ENTRY OF JUDGMENT FOR WANT OF AN ANSWER, ASSESSMENT
OF DAMAGES VERIFICATION OF ADDRESS AND NON-MILITARY SERVICE
TO THE PROTHONOTARY:
Enter judgment for want of an answer for plaintiff and
against defendant(s) above named only and assess damages
certified to be calculable as a sum certain from the complaint,
as follows:
Principal $4,524.88
Less: Payments on Account ( $.00)
Total: $4,524.88
Understanding the false statements made herein are subject to
penalty under 18 Pa.C.S.A. §4904, Unsworn Falsification to
Authorities, I verify that:
1. The last known addresses of the parties are: HARVEST
CREDIT MANAGEMENT VII,LLC ASSIGNEE OF Household Bank and that the
last known address of defendant, ERIC W COY, 10 FRONT ST APT B,
SHIREMANSTOWN PA 17011-6363.
2. The annexed notice(s) of intention to file this
praecipe was (were) mailed to all parties, defendant and to their
record attorneys, if any, after default occurred, and at least
ten days prior to the date of filing of this praecipe.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 09-5819
3. The said defendant(s) is (are) not in the military
service of the United States or otherwise within the coverage of
the Soldiers and Sailors Civil Relief Act and is (are) over 18
years of age.
AND NOW, this '? day of 00 , 2009 Judgment
is entered in favor of the plaintiff(s) and against defendant(s) by
default for want of an answer and damages assessed at the sum of ,
$4,524.88 as per the above certification.
P#othonotary J QK 3
GORDON & WEINBARG, PJC.
BY:
FREDERI
JOEL M.
Attorn4
I. "INBERG, ESQUIRE
LINK, ESQUIRE
for Plaintiff
i
2063260
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
ERIC W COY
HARVEST CREDIT MANAGEMENT VII, LLC
ASSIGNEE OF Household Bank
TO/PARA
Vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 09-5819
NOTICE OF INTENTION TO TAKE DEFAULT
ERIC W COY
10 FRONT ST APT B
SHIREMANSTOWN PA 17011-6363
DATE OF NOTICE/FECHA DEL AVISO: September 29, 2009
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN
DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
GORDON & WEINBERG, P.C.
BY:
FREDI. WEINBERG, ESQUIRE
JOEL/ FLINK, ESQUIRE
P10D-2
'FILED-CiRICE
OF T HIE PRIC'-? ? "!,, 0 ARY
2009 NOY -4 Pth 12: 59
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2063260
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
HARVEST CREDIT MANAGEMENT VII,
LLC ASSIGNEE OF Household Bank
vs.
ERIC W COY
10 FRONT ST APT B
SHIREMANSTOWN PA 17011-6363
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 09-5819
NOTICE
Pursuant to Pa.R.Civ.P.
you are hereby notified
you in the above proceei
/X/
236 of the Supreme Court of Pennsylvania,
that a judgment has been entered against
ling as indicated below.
Judgment by Default $4,524.88
Money Judgment $
Judgment on Award of Arbitrators$
Judgment on Verdict$
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL
ATTORNEYS: FREDERIC I. WEINBERG OR JOEL M. FLINK, ESQUIRES AT THIS
TELEPHONE NUMBER: 484/351-0500
s/ a4-`? R CCx-q'
P OTHONOTARY Ord