HomeMy WebLinkAbout09-5863ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
,/Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Defendant(s).
15) 789-7155
FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF
DELAWARE LIMITED LIABILITY COMPANY COMMON PLEAS
P.O. Box 6508
Mesa, Az 85216-6508 Case No. DR-58&-4 0-tvi't-Fer-M
Plaintiff,
V.
MARQUIS UPSHUR
746 Revere Rd Apt 126
Lansdowne, Pa 19050
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL ACTION COMPLAINT
AVISO
Attorneys for Plaintiff
Le ban demandado a usted en Is corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas sigui.entes, usted tiene
veinte (20) dial de plazo at partir de la fecha de 1a demanda y la
notificacion. Hace frlta asentar una comparencia escrita o en
persona o can un abogado y entregar a la corte en forma escrim sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la cone tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Adernas, la cone puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dinero o sus propiedades u otros derechos
importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PAPA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
MARQUIS UPSHUR
746 Revere Rd Apt 126
Lansdowne, Pa 19050
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
.<.t ?u-
Case No. - -57613
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Marquis Upshur, is an individual who resides at 746 Revere Rd Apt
126 Lansdowne, Pa 19050.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about October 11, 2007, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $38221.68 at an annual percentage rate of 9.900%, in order
to purchase a certain motor vehicle, 2007 Ford Fusion more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $489.19 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made monthly payments until September 19., 2008, but has failed to
make any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $11800.010, however a balance of
$14969.29 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and ;marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $600.90 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$15570.19.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $15570.19, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
Respectfully submitted,
MAURICE &,NEEPtEM,)N, P.C.
:ESQUIRE
Attorney
Date: August 20, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
DATED: August 20, 2009
PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE arm t 1003-
1400.727-7000 IMpw lard C-L"I Wms.r Aea.a Ifnadinp Conner and EEILENCREOnOR (raw ggeea and AENeea)
no Cadax
PACIFICO FORD INC
MARQUIS UPSHUR 6701 ESSINGTON AVE
716 REVERE RD PHILADELPHIA PA 19163
LANSDONNE PA 190SO 19
DELAWARE
W W W.forapraanwm
laro am ba'TWU"a'yan, ndbr Maedba"w,""uv"or •' may pts rdncb reeWaNd
esbw br ale a an Wahl. The eYlf Pitw a Nhpan oMNw a T;rh Pnm.' TM rnaa pica r de+nr eabw u Teo See Prbi." ey agrp ens emat, you
am. a tM /nerdllsNd Weep m W Iaa and aM a' 11 raalmra m ae Imm ab bale a un. pwaael.
Idereilbaeon ar IN,, Fa wreoh PWOnab
?
Male, Medal VNYds Marrp
2007 ? Pwval ? Apmebro
N D connnsraa
ITEM ZATDN OF AMOUNT FINANCED INSURANCE
t. Con
2 Down Payrranl
Third PAntY Rebele Aaelgred W Stillar Milk
Gal Down Payrrarrt_.__-.'._.__...W._...._.__.__....._..__._..._.s 3.emm
Tfad*4n rest { Nn+ f ` f wA
are Mda Cross ANOwnM Amabl Owne
Tao Down ._.......... 8 2L=
3. Unpaid sYaree of Cash Pried (I mlma
a. Alnmma paid an your ealaN (SaIW may M ital." • patron d it- emmnrh)
To Psrhlle DMdMe
(g tor Iaam , (8 MIA ). Me If v. ). 6
"eredon R 36. m i, Nes f s. m
(e) for filling fees f wA
(G) ror mree (ma in cam "ice) S 1,66120 t r Teo In
To tnaume s Dominative
tor:
cmde LDa mauratree
Cattle DleatNary InercatroN (ror anon of conlmd)___.____ { N/w
(Term wA
Ram d/)ttolttr).__._.. f NA
CGIM
T? DOMIR Nr FEE f t ran m
ro EXTENDED SVC PLAN
To
To gar
To ga 4 JUA-
To w f wa
as
To ear LIEN f FEES FEES f
Toad
6. Amoum Financed (3 due
U Van Net aalelkrrNnl PAYnant under eaN canbaa M e Wbon eeyreenf.
"'e"" So"'
EXCESS WEAK USE AND MILEAGE CHARGES Chet LEN and Glean Detwiler
X ft box dimcfty abo m r charted, Nis liar, Paragraph B. and Paragraph C of br 1M icon d as eaeaa. Tr aeean are
Nr mnract apply. You may be charged mr axcasavN wear eeaed upon our alerelarde -'arVa wN Mean In • nalea a a eanern
for naval use. If you seerdN the Wpeaf. to see Ns which back to Seder user a.ee b yee Near.
Psmg B, Ycu no pry Mrs Saar f0. N/A par mile for each nib in excess
d rrnH Mown m lee odottrler.
? Daq cawdleurn waMar ANSNaa Ioarrrr0
EOnRA MILEAGE DPf10N C11EDn n Nr box r dracW you nee Pea o a rra
auxalelm tyre. wafer a erYee.arwr
are you new
If ar Croon
alt ( a tl e
option a Z' are
c e to oMab Want. yea
P
mleol
r Option art the wAXW to the Sees, Seller under B. this
-mind d you, a
eml.arowaae mold- aa dsao w
hat
paragraph aPPrr to your deemed. N the adeOrd and of true m coNmett.meL you von MX
gma. NMm wren r
M bra b M studied Magma.
bwporaad aeN anN eoreaa. Ter pre lace dart
rants • -oft of {0. N/A Par Ymued mile for ON nunasr
a1Wad nlWe
bate en N/A and N/A mess, lea any -M You tithe
nrreeleaonwWer r M lam pr ti alnraa the
llarn[auon a Ampuq Rfaratl uaar asalon w.
oem under the ContmC You MII M receive any aadh if ft whole is tlaeeoys4 Nr
maned ands wady. a you an in ddauX Vou will nd raaews any WatlX H the crsdN is
Buyer
lea Nan 41.00. Bans
AMI-TIMI Product IOgbwq
? X er box le rocked ycu puchaeed ea antinwh product(s) Barad below. The pacfaae d ar mft IxadltWs) r opnaal and not mWlw
to obtain aeptl. awn it the paduol(e) r Wally aoaeed on dla wNds you seeded. You may P=I-m arse-emgl pedueds) Imm an pants
of your deity. By Spent; below. you agree m puncia a the rn-eea praducte) at da pros aaapNw.
s ram
E 7am
E Tam
Bee. Gene X
NON DISCLOSURE
m?pbe W +Wwa nYyau wu and areaw serer
Salt.
Arty amps In
/
y
??
"
Wryer X U?
v?,- Co-Blwer X
fbl
SIpN Egna
YOU ACNNOWLEDOE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON
THE REVERES BIDE OF THIS CONTRACT.
The Amlwl Parcenlap Rae may be negotNlW SIM the asset. The Sallee may assign Mile contract and may fsean
ft. right to moNw a pax " of as Finance Charge.
Do not sign this contract In blank. You are entitled to an exact copy of the contract that you sign.
N to pr? y r legal rights.
X X
BuY&VWft #*) acknowledge that (I) before slaning this contract, Buyer (end Co-Buyor)
received and reviewed a true and completely filled In copy of this contract and (II) at the time of
signing this contract, Buyer (and Co-Buyer) received a true and compleMy filled In copy of this
Cmi r i IVOO
?rBA?eweeyWr..,•...r rat rrNepr v rye. rerZn
cart any eNnsbr eve eeeet N, aneerr PNraer. tee asraaw aNe teen eaea an rasa dpr. "cape. ono reenter air a*.. a.raw, tee
Barr doer tlr eewlreG b ("AaalpeYL
a.a .aeon r
To optrtan Aasleme owl tlW solroaaL wa // . a r•bat
C
/- A /1111 A,
LIABILITY
CREDIT LIFE, CREDIT DIBABXITY AND
OTHER OPTIONAL INSURANCE ARE
NOT REOVBIED TO OBTAIN CRBDIT
AND WILL NOT BE PROWDEDU .SS
YOU SIGN AND AGREE TO PAY THE
PREMIUM.
Crean
006 { ?/A -
. IlrourerlDe Company
S -P-. Iflsuretl(b)
Y- want Credit LXe I--.
Buyer S"
Co-Buyer Span
clam
? Dleaamry
nwnd-
a _
Premium Insured(a)
you wad Credit Disability Imumnca.
Buyer Sigfa
Co-Buyer Signs
OTHER OPTIONAL INSURANCE
CawragN and Pm k m and
Ima- rw Camara Tam m MaIIB
f _
By N/A
f
By- a _
Mien
you was as aptlaaI auumnoe for
Pmnnure
em Ywaroatl aloe.
Buyer Sipe
eRe rit?anaaaw?W ran,mr.wp?o w°'°rna bride eNE?Q'111E$6DE PDRAmnfaHN. ADREENENrs ?
1/L" o SGINAL
PLY 1 - ORIGINAL PLY t • BUYERS COPY PLY 3 - CO-OUYERIDUARANTOR COPY PLY ? '9' pON-TRANSFERABIE)
ADDITIONAL AGREEMENTS
A. Payments and SwanrMV HOUN: YOU must make al pay-
morn in U.S. fund. when a" aim due. YOU may OraPaY Your
date at any Ortewlhat penally. This a a simple W~ contract
The actual finance charge you ages to pay venal name d on Your
payment la- Tea NOW IInanca change may exeead Me
disclosed FInaea Charlie N you make your peyrnN4 leler Man
Me stleduled dales Or In ema Man Ins scheduled aroma. Your
payments all be apphad fast aklhe aRfRQ'and wPwd pan of to
Franca Chew and Men IO V. teWab Amount Financed. The
Finance Charge ai estnad by IIpPITOV the Animal Percentage
Rats to the wflafo Amount Faaced for to lW 1rae that We
unpaid Am«mt PNahced I. oub4Min g. n Ihe -bid. W epce-
Nand. you will set have We right m fWmW the contract un ess
Me Solbr epees.
B, Balton P.ymmt C-W.M: n your lest Innocent payment
under tea coned is a bMlooo payrran in indicated on the torml
of Os centred, you may handle the Wl WW&W Payment in
«N Of MIN way.
free you maw pay ah MW You owe when to MW InalabeM
payment is due and Map your moor vehicle.
• Omd. yoY nay Mbwnof Me lest I ikme paylNM union
you are m da4ull under this cooled. It Me Sear has advanced
funds to an any defaW, you must pay beck Me similar before
the refinancing. YOU aeo - provm• pod ar In.--of-
We to Suer beta Ma nhraudrg. The Annual Percentage Rise
(APR) for as refinancing will be the lower of is APR ageed b
by you and Ma Saw at the a- a the Miendnp or the
rraxamen rand per.WW by her. The lens of the nb..ft pall
We based on ram teem elVenmced, this raft. and the amrnet of
the monthly Payment. The rWlNnced money payment 26se be
the same as In #in cant t t tle refiIwN.d WnOat a8 be fay
pad within 30 ruches of die clue data of We WI MsW m t
payinam. Othnmen, the mmalay payment amount cal be Me
am«IM needed to fully pay the referenced moat wi lun se
mantM of Me We era of #0 but harassment Payment. I YOU
wish b MIMnN, you owl notify The S•lW In wrung. Except in
Merced in me no.' Ma Mks owl be "ace" a lea
Men I den per to the clue dab Of We WI W. W-M payment
Thy you may so die vehicle to to Soft' for an amount equal
to the ea bea h i enl payment. You ea pry m to SNNr any
Other. mountOwed under Me <Onred. An-you owe MI be
based, in part, on Me whcle's eNaags. YOU also must pay man
the Seller Ma esnmasW cells d ail tsptln b Me vehids MN aro
Me rseW d Vases wear andume, N W forh bane. You met
take me ern c e m • piece Wwlad by the Soler for Inspection
e ter can 15 deya prior m Me lastimWra pW der
dab. Altar the inspection, it YOU cantle M ao the whine M the
Seller, you Must give the vehicle to Mn Solar no later Than the
4W InW.lesnt payment der dab. At that tram, you must alp
give the Saar a tlbe. which .howe no sera other than fie Seer's
hen, Motioning owmehip to tw S.D. or a Moon msl•dM by
the Saar. Aher tlw inspection, It You decide not to WI vehide
m the Saar, you must knm.d.ay coral ins SWa aid Inbrm
the Selo aMlher you want W ref dace sin park instaillment
Payment.
C. Damage Agar: If your has resonant payment under tse
contract e a b.lkcn payment and you m•1 Me vehleb back b
Me SeMr under Paragraph a. you em mpensibra for mow. of
all damage no We vehicle that aim not as result of normal amar
and use. Than mpant induce. WI en M milked b, aces
n•ceseary to
(1) replace any tits not pan Of a matching set of bur or any ham
which has lest Man 1/8 Inch of remaining bed;
(hl repair t maolemmiW eelseb;
(1, repair Or replace ail Worried, Nrached. dipped, nustN or
mismatched body panels. pairs or whale Identification arms:
nth dWM, scnmhad, fueled, paned, oOikN or INaskmp Own
and grill work; al scratdad, «acksd, pMW or broken ghN:
. been, window madhWtwm; al broken Or bun m d ace lights;
.N .4cmonc manwclians; ail Interior 'rye, NO., bums or
tom area; and as damage which would be covered by
ciewon or owpraheeiw imumince whether or M much
mUxx ma m aces' In totem.
11 You have M maw to rpale Worm Inspection of We vivirldO
under Paragraph B. you we -9 the eaamamd oats of such
hipsire, even n to remarks are not maw prior W your nab of Me
veluda IIM Salbr. M you asagr.e an the s26nMed rnels of
Rome, you may have Me repan row at your expense Prior to
Your Ws of We vends b the Sear.
D. Sncurty fotaset: YOU give the Sells, a -.q kparNl M:
1. The vehicle and oil pain or at 0 goads put on This vehicie;
2. Al money or goods received for Mm vehicle; and
3. Al Inerrant pr-- and service compatible financed for
you.
emwnb ype owe undo its Contd.
This ppmi paYmmxxl & .111
II sled se«nas ygpr ogmar agrssmenb in a. contact.
& Use of Vahtle - Wsrtades: vpe Tel take pee ar Ma
while and obey all Ipva in usrlg o. You may M *e « rant the
voice, and you newt keep If free ham tlw dolma d rthem. You
will not use «perm l the use of Me vehicle Dolmen of the United
States, macpt for w b 3D days in Gnaw or Mexico. without
the prior When consent of the SWa. B the vehicle h of a type
no-My read for per i un and the SMst, W the vehi-
cle's caolecl-..abed. • wrNM a ... ty or -11"
eonhNt ccrrening the vehMe awn 90 days hose Me ease of
this coaau, You gat knyllid wammiM of mstehWMMI*y
and 111- for • Particular parpame ser•rIng to vehicle.
0..' vmdmmWvd and some not Were ace no awn
kell.d warrant., ..of in otamwn prarMed by her.
F. Vehicle Insurance: You must kwuts Me vehicle age'xa loam
«wmage from r il. fine-or~-vo r must mine-Snares
the loss payee Under the insear ee policy. The Seller met
approve the type and ammmt of insurance. N the vehicle 4 met,
die geo or ae.Mypd, you Mae pay the S•NW Whet Is 41511
Owed.
You Agee that the Sager can make a calm uirtler gt1epe xce
Muvlce Seller
poxry. YOU .uwomm the ksurancim mnkteny in
any informal Staler bakMS mdaffary b mace • LY.an. You
Teri pea Insurance pwo Me to Malr the which. unn.n ft
damage b Ms vehicle 4 osnsideed a bta lome. Maw camomile
to the vehicle 4 cenadarad a moll tun, you met use tla mum'
a- pnommom m pay what you owns des Sear. If your i--
on the "hide d wan`r pay all you anew you met pay what Is still
oats.
0. RmONrwd I.- PMnlusem Wild Sa1Viu ConMact
CheryN: This osmnlrl Try odntan Chamgee for Iewarlbe,
Nrvke odntraC4. « then osmadf. Vou agree Mat the Saar
ran claim beMa wear than connecte srh wain Prohibited
by saw. Wm "W them m deb aalunda of examined dingle m
maWOe what you owe. M Mn Suter OM a refund on insurance.
service cennrls, «atlrrcanlraN. ft Smarwhl sub act it from
what you Owe. Once all amounts owed under this compact me
paid, mmy e W ft reknds pad be Paid to you.
M. Default: YOU will be in bef.unt W.
t. You be not ranks a payment Men h le dus; «
2. You gave Ice or nalemdng M«nabn on your credit
.pplinlion mewbrip to We mneck a
3. Yom wNtle Is fazed by many best, •t W. «wdaM
aulh«Ily and Is not promgly and UeonMtl lly Muffed
b you; or
4. YOU ale a bankruptcy P.MM M mw IS tied against You; or
5. YOU do not bap any alts promise in 0. Centres
It you dam W, Sailer ern exandn Seller's rights under this con-
trl and SNMr's oxen rights under go low.
1. 1Mposmwlon: It you Willow". the somr my nom uke YOU w
pay at Once the wtpaa Amount Financed. the maned and Unsold
pan of tla Finance Charge and as mar announce We under In%
contract S26er may repnnn (Mkt back) Its vehids, wan. Sher
may also Who goods found In Or on the vehicle whet r.P-.d
and hole them for you.
J. Your Right TO Red..: If to Vehicle a Wren back. Similar
will mane you is neace. The Mke will my that you mil aedmmm
(pry back) the vehicle and will evplsln how to redeem ft whom.
You may redeem to vMne up b Ms gram the Sear tam it Or
agrees to anal it. If you do nom redeem to vxNtle, ft NI W fold.
K. Democrats- a homer Vehicle: 11 the vehicle ts finish back
and sold, the money from Me able ,-less allowed explains, will
be mead In Pay IN ammxm 2611 owed on to c«ItrNt. Allowed
ampenses include Move pew n e direct meull of having to tsars
the vehicle, hoe L pupae k for male. and sell h. Reason"
Imwyr'4 ties. and legal comm, We nk ..d, too. N Mine I. any
moray lam is IaurprUe), 0 will be paid fan You. M Me money Iran
she mans 4 not a imigh to pay off this contract and costs, you will
pry what is WB Owed in the Seiler. M you do not pay this amount
when We Senen aMa, ft Sear may charge you merest al the
highest lewld ram until you pay.
L Caleelbn Coati: Except in Otherwise pmvid•d any ism, you
must pay any, and me expenses elated to enforcing this contract,
Indoding Mleclion expanaes, lawyers' Ian end char legal
exparnes.
N. COnaurnar Repartm: YOU adnarlte Me Aston Ibted ore the
Imme of this contrast m ~ pnsumer credt rapona from inn
Ter r•ponWp agencies (credit bunsus) air my reason and at
any, time in connechon wah tea contract.
N. ApplbabM law: YwagreotM gse mooted Wl begm'em d
by the laws of the WM of PermayNeelA
O. G.-L-Thai cloomamspaentnageena omen
Seller we you rating to Me mafs and M cinp of We mpmr
vehcle 4 any pan of this bemmict Is not valid, all other paw sty
vela. It Seller doesn't enforce Seller's rights every time, Saar
nn --- inter. Sear pas ezerase .1 0 Sal4r'e uphte
In • Matt very.
if ga last tnaWbat payment under this contract 4 a Milton
payment, AWgrae hN uelgrned to OI Exchange, irt its capacity
AWgaae'a cuspid bermxo y, ha rights (but not ins
Obligatons) with hspect to the Wonsan mud We of this vermide.
NOTICE - ANY HOLDER OF THIS CONSUMER CREDIT
CONTRACT IS SUBJECT TO ALL CLAIMS AND
DEFENSES WHICH THE DEBTOR COULD ASSERT
AGAINST THE SELLER OF OQODS OR SERVICES
OBTAINED PURSUANT HERETO OR WITH THE
PROCEEDS HEREOF. RECOVERY HEREUNDER BY
THE DEBTOR SMALL NOT EXCEED AMOUNTS PAID
BY THE DEBTOR HEREUNDER.' _
Used Motor VaMaa Buyers Gulds. If You are buylrg a
wed vehicle wish this contract, federal ragedatore may
require a speCW Buyers Guide m be displayed on the
window of the vehicle. THE INFORMATION YOU SEE ON
THE WINDOW FORM FOR THIS VEHICLE IS PART OF
THIS CONTRACT. INFORMATION ON THE WINDOW
FORM OVERRIDES ANY CONTRARY PROVISIONS IN
-bese nut pay x Pwamees0 for ammmeelal or wb mar. in
Mat rats. you (paper) MII M aaamt name way shaper «
Wrbanner h01da W ter careen .m eWma, paNm W. or a -
enainyou rmy maw pamararswrxmenhn.oe.en W tlwvelmias.
__QUARANTY
To cause Ore Sear to W tlme veMda described on the irorN of gut conbad fo M Buyer an val. each parson who signs below as a
-Gusanbf gwraM•ma to payment of vas Contract. That mi Wt n tlw Ruyr hi4 b =Mommy m«aY Rat 4 Deed On Mle :Hoot
was asim parsen =* am guenMOr will pay 4 when send. Each Guarantor who pots tow Mal he wall be Not 1« hw
Mob amounM oM « more otlar psn«ms ail •Ipne this GwoMy. EeCn Gusanbr also re m be Mble •vM II Me
sear done oa « more f the bhowaq: el ghss M• Buyer more Ice w Pay one « more paym.me. « Ile) pivea a robes in tuna or
in pan m arty a Ow oMS 0=nf0 , « w molemaes any security. Each Guarantor SWO shin that he Me eoshad If mnpbled copy
of the contract and Me Guaranty at the tn• of ageing.
Gustsmor Addes6
Guaemor - -AOOms
AMbaben e a naI•tnotl of rwolvkg enY clam, dbpule, or conmovemmy (osxliVely. s -Clam') wracrn NIIg a 4anrit In soul. ESta
or Seller « hart) cation. • 'Party') my deer a Wry Ike, aiding tar . IaeRa a Nstl. tr hew fry Clara Muted b
odMrect decided by anbiuallon. such Clams Include Our en rot MrhiUd to Ihefollowing : t) Claims in ccrtred, mat egewlory or Olhen
yoe/per aekyaes. &gW . auocwon, M", subsidiaries, or OUa; 4) CWma a ng out of or Missing b your appYwNn for
cndl. Me concept, or any m emphi p transaction or atl26oale. InGrOCg that with the Oman, or my much relationship with Owd p«Iles
alb w M syn yes c«aad.
a Near you or wer c oo.e to abmste • Clam. Man you and we ogee m waive Me Wlowkq rights:
RIGHT TO A TRIAL WHETHER BY A JUDGE ON JURY
• RIGHT TO PARTICIPATE AS A CLASS REPMSEMATIVE OR A CLASS MEMBER N ANY CLASS CL•,..:OU MAY HAVE
AGAINST US WHETHER M COURT OR N ARBITRATION
• BROAD MOB TO'dlCOVERY AS MIE AVAr.ABLE N A LAWEYIT
• RIGHT TO APPEAL THE DECISION OF AN ARBRRATOR
• OTHER RNMM THAT ARE AVAILABLE IN A LAWSUIT
Rlohh YOU And YTe Do Net ON, Ue: it a.C4m a a0baled, you and we MII cenbeue to hew the following it", wmml wnbxg
the are' Paw' se U any Claim: 1i Right to era beMnrplcy in tour: 2) Right m a xine tai semwMy item a In Me vehicle,
whether by rapamaeNbn or mmugh a dour of lea; 3) Right m Me idyl scan to Moore Vie erbitr or'. daiWm: end 4) Right b
M_ We a open of We craw wnaher Vie arblielor -..pad de auM«ky.
Either Party heart land oM ar Ihe asexwtms HIM Dlbw and V. and Parry m seen arollMion. The applicable mu ryw'Rmte-1
Try be w4inad Irons tlw Ynde OL
• Anahosn AlWalmn Aamud26m ('AAA"). at I- T78-7859. «wwo,ficl g:
If Ns i s of Arble•sice We a 4-2371, Russ cc =~ 4 O 1 s an.) l We Fe s a anal and th of Evidence. d. 1T1% amdo fie ' The b eM writing g uax in a b be supporting pAaitraW
Act My M U Your L_ loW § g 1 a fp.1 a nsNnabN nd atw Than a including ni ism Imon shae t where m • a leer pp«Ikq lace We
pro
In aft
Blew and lee 0 n - we wmard 0 (not axbib ie M Gamy NN, step unwmicmonlMa
in eacer of $12S 25 we will par the Mxve wW on fees
extension the. Any Ponipa of bee aWaaaon ohwe M0a 1. N urw
rC rnsr-W P'w nth Iearme,n.sew.`?y nor em mew.) SEE OTHER SIDE FOR ADDIRKRIAL AGFM9xEN1S
yc nsna
"'PRN"'
Ford Motor Credit Company
P.O. Box 17948
GREENVILLE, SC 29606-8948
(877) 805-7187
POORBNM200038
MARQUIS UPSHUR
1001 RUPLEY ROAD
APT 107
CAMP HILL PA 17011
Date of Repossession 01 -D8-2D09
Date of Notice
01-10-2009 Date of Contract
10-11 '2007
Account Number: 043136484
Buyer MARQUIS UPSHUR
Cobuyer
DESCRIPTION OF PROPERTY
Year
2007 Make
FORD Q New
? Used
Vehicle Identification Number:
3FAHP02187R275815
Model
FUSION 71:
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises In our agreement.
?x PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public
above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment
Date of Notice shown above unless redeemed by you date). The sale will be held as follows:
prior to such sale. Date of Sale Time of Sale Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at: NADE 741 RT 68
BORDENTOWN NJ
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 26.511.76
Plus Costs: Repo Expenses _ $
Plus Late Charges $ 57.65
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 26,569.41
(Plus expenses incurred if default at the time of repossession exceeded
15 days and less rebate received after the date of this notice.)
Your property won't be sold until 16 days after the date of this notice at
the EARLIEST. After that you can still get it back any time before its
actually sold.
If you do, well have no further claim on it. But the longer you wait, the
more costs (including repairs) you may have to pay.
If you have any questions about this, please call us.
? The property has been (or will be) returned to:
(dealer/original creditor)
Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay it to the dealer/original creditor.
0 PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary IQI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
CHERIA L. WILSON
FFNA 11MB37 Jan 02 Previous editions may NOT be used. CUSTOMER/CUSTOMER FILE
Pnmed in U.S.A.
ult - f i
'4PV , . :{ ,^, r • ...... .
' tiyw.....
/?
]?
/
1
?
r C
7 t
`
O
O
w J _
'
6
s
Od •S.?
m
$
o
`
o C2
C3
?
o
?o C?
S
a
? ??
H
M °
H
H p
Ow
40 o
$
h?
? O
L• O
^ O S S
n S O S
??
M
h
N
!NI! a
?yy
V!
h
N
N
4 1 1 A
N po N
H N N M h
g
N
co
O
M
vw
W
M
O
N
LC)
aD
N
z
mr Z
U) O
?Op M
M
+
O
t N
N hl
W
O, GOf
M w E
li
d
g
Of
=
i0
ti
O
QO
"'
m
r l- ?
-
O U) r'
M O
a !
j
Sl
cc
v? p 0
O
M
cO7 a
co C4
1
NNW T?$
O
-
GZ
to V)
M ?Q?
?
?
O
Lu
UW
M
?
_
a
?? O
•fr >-
w
o C
3ZL.
gO? a
rc
S
Lti W
N
M >S
M?Q N
L p a
H UUO
?0
Y-a C
Lu
Wa Q
rtii?Z °
Q
mxW
???z
Z r
oQO?d
'
°
SZZ?
r O
°Om
Om =
= o
° ?W
OJ J g
E -p
3Vm O p
°=
O88 irLL CL oZL Q
a? a o fi
°g WFQ-
o ?U)
c? oe COTOO U' O
o?
w
z o =Jj
5> o
o W o a0J
o y S W °wa ?
S N p
> W
S n
o
o Z m
8 k
ao G Z
Z
mW?-
? Z
=
mZZ°
z
ir Z
m00V
?
W z oz
?
z m?3ag
??
C' ???°a
??
? mw vv
9
??
mz
It
?
O? O z
OLU11?
lu
O-
g ^
O-? _
w °
O C, ?
R ?
°
M
O
H OC7SJ 0 O?NLL O OUMW IL O INm O
O{A
0'
:.o M1
-a A
a m
A O
ni L-
m T
Ln rl
s
rq
flu m
N so
O no
O no
O no
C3 N
rq g
Pill
co ru
do N
go ru
CO flu
E flu
w ru
so N
to ru
go n
rs
C O
O O
C3 O
C3 O
O C7
O O
O O
C3 O
O I
O
O
O
O
O
Q
C7
O
O
O
a
C r Z O O O O O O O O ?
-?
E '0 Go O O 4 O O O O O
m
m •' L
a
C3
S
Q
S
O
S
O
S
O
S
C7
S
O
S
O
S
U)
!0 A
O -0
O -0
O fa
O
O
O
O -0
O
»
C O
V4
fA T C C3
Q- C3
LT' C2
LT' C3
0'
Q' C3
Q'
o'
it
6
J M J A rl r4 a
o
z cM+> t?+? cOn S ? e°i//IR?, ? cn v ~
,Fla
69T22Q0UBT000h9006U
L'4 '1
b
7
U
g
a
Ford Motor Credit Company
Greenville Business Center
P.O. Box 17948
Greenville, SC 29606
877-805-7187
DATE: March 25, 2009
r-MARQUIS UPSHUR 1
1001 RUPLEY ROAD
APT 107
CAMP HILL, PA 17011
STATEMENT OF SALE
Account Number: 043136484
The following property has been sold:
Year.
2007
Make: Model: Vehicle Identification Number:
FORD FUSION 3FAHP02187R275815
Gross balance owing on your contract (1) $ 26,569.41
Deduct: Finance Change Rebate (2) $ 0.00
Balance owing prior to sale (3) $ 28569.41
Duct: Gross proceeds of the sale (4) $ 11,800.00
Balance less gross proceeds of the sale (3 -4) (5) $ 14,769.41
Add: Expenses of retaking and storing, and any (6) $ 773.48
attomeys' fees allowed by law, and expenses of
reconditioning and selling.
Deduct:: Insurance Premium Rebate (7) $ 623.60
Other. (6) $ 0.00
Deficiency" (9) $ 14,919.29
Surplus' (10) $ 0.00
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses 8 interest added to
your account (debits).
Surplus" or Deficiency"
" If the sale resulted in a surplus, a refund for the difference will be mailed to you.
if the sale resulted in a deficiency, you should immediately remit the amount shown online 9 to the address for
payments shown below.
For additional Information call or write: Mail deficiency payment to :
Ford Motor Credit Company
P.O. Box 6508
Mesa, Arizona, 85216-6508
800432-2264
FFNA 11M OV04 Pravia a adbDm may NOT be mad.
Stt ' Cl Li?S -IF L29618
Ford Motor Credit Company
Dept 1941 D1
P.O. Box 55000
Detroit, MI 48255-1941
03 1Ia3NO 21010W amoi Wd90=21 6002 92 JeW
e
,IF TH:
2rl ?, 9 Al 2,6
*q%.5o PD Ar Y
GL I8o3I
aaa8(y
Sheriff s Office of Cumberland County PLED-,
R Thomas Kline
Sheriff ?? ?,, al rrrxbcr?a [.Qr?9 SEP 30
Ronny R Anderson '
Chief Deputy
p''+
Jody S Smith
r:.
Civil Process Sergeant
Edward L Schorpp
Solicitor
Ford Motor Credit Company Case Number
vs. 2009-5863
Marquis Upshur
SHERIFF'S RETURN OF SERVICE
08/2712009 R. Thomas Kline, Sheriff who being duly sworn according to law states that he made a diligent search and
inquiry for the within named defendant, to wit: Marquis Upshur, but was unable to locate him in his
bailiwick. He therefore deputized the Sheriff of Delaware County, PA to serve the within Complaint and
Notice according to law.
09/20/2009 Delaware County Return: And now, September 20, 2009 at 1400 hours I, Joseph M. McGinn, Sheriff of
Delaware County, Pennsylvania, do hereby certify and return, that I made diligent search and inquiry for
Marquis Upshur the defendant named in the within Complaint and that I am unable to find her in the
County of Delaware and therefore return same NOT FOUND.
SHERIFF COST: $37.44
September 28, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
(215) 789-7155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
MARQUIS UPSHUR
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 09-5863 Civil
PRAECIPE TO WITHDRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly Withdraw the Complaint originally filed with the Court on 08/26/2009.
Respectfully submitted,
MAURICE 4 NEEDLEMAN, P.C.
CHARL,ENE All TAYLOR, ESQ
Attorney for PI ntiff
Date: November 10, 2009
,r
ant
2009 NOV 1 8 PM 2: 02
C?.IM :r , a °y COUNTY
PENNSYLVANIA