HomeMy WebLinkAbout08-25-090
II I
15056051058
REV-1500 EX (06-05)
PA DapaMrent d Revenue OFFICIAL USE ONLY
Bureau otlndiddual Taws County Code Year Flle Number
PO BOX 280601 INHERITANCE TAX RETURN '
Henlaburg, PA 17128-0fi01 RESIDENT DECEDENT 21 , 08 0699
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death Date of Birth
165-26-5739 06/26/2008 01/14/1931
Decedent's Last Name __.v ,
Suffix Decedent's First Name MI
Tusing 'Samuel C '
(If Applkable) Enter SurvWfrrg Spouse's Information Below
Spouse's Last Name
_. _. _ Suffix Spouse's First Name MI
_ ,- ._.... _..... r ..__,
Spouse's Sodal Security Number -..... .._. .... _ i
- - THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
_ REGISTER OF WILLS
FILL INAPPROPRIATE OVALS BELOW
Cfj 1. Original Relum O 2. Supplemental Retum O 3. Remaintler ReWrn (tlate of death
prior to 12-13-82)
O 4. Limited Estate O 4a. Future Interest Compromise (date of O 5. Federal Estate Tax Retum Required
death after 12-12-82)
C~ 8. Decedent Died Testate O 7. Decedent Maintained a Living Trust ~ 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust)
O 9. Litigation Proceeds Received O 10. Spousal Poverty Credit (tlate of death O 11. Election to tax untler Sec. 9113(A)
between 12-31-91 and 1-1-95) (Attach Sch. O)
CORRESPONDENT - TXIS SECTON MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SXOULD BE DIRECTED TO:
Name Daytlme Telephone Number
Marvin Beshore, Esq. i n
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Fmn Name (If Applicable)
._..... _... ....._ _ ~ ~
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REGISTEPoDF USE Y -
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First line of address ~ {, n ~ ~ ~ ~~
130 State St. ~ ~ ' n -O
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Second Irne of address ........ .._... _ ._..
........ r) ~ N ~' n
P.O. Box 946 _. _
~ Tom' ~
City Or Post Oftice State ZIP Code DATE FILED
Harrisburg PA i 117108-0946
Corcespondent's e-mail address:
Under penelsea d perjury, I dedere tnet I have examined this realm, inducting accompanying schedules antl statements, and to the beat W my knowletlge and belief,
it is true, coned and comdate. Dacleretion Ot oreoarer other than the oaBOnal reoresentative is basso on all Informatlon M whkh oreoarer has env knowledae_
Side 1
I_ 15056051058 15056051058
PO Box 946, HArrisbura, PA 17108-0946
PLEASE USE ORIGINAL FORM ONLY
15056052059
REV-1500 EX Decedent's SoGal Security Number
Decedenra Name: Samuel C Tusing ' 165-26-5739
RECAPITULATION
1. Real estate (Schedule A) .... ...................... ...... ....... 1. 57 000.00
2. Stocks and Bonds (Schedule B) ..................................... .. 2 ',
_..........._.........._ ....... .......... ..... _...__........_J
3. Closely Held Corporation, PaMership or Sole-Proprietorship (Schedule C) ... .. 3.
4. Mortgages & Notes Receivable (Schedule D) ........................... .. 4. '
5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ...... .. 5. '-. 26,325.80
6. Jointly Owned Properly (Schedule F) Q Separate Billing Requested ..... .. 6. -!. t,
7. Inter-Vivos Trensfers & Miscellaneous Non-Probate Property ~ ~ ~ ~~~~~~~~ ~~~~~~~
(Schedule G) O Separate Billing Requested...... .. 7. 324 282.67
8. Total Gross Assets (total Lines 1-7) .................................. .. 8. 407,608.47
9. Funeral Expenses & AdminisVatlve Costs (Schedule H) ................... .. 9. ~ 16,079.78
10. DebLrs of Decedent, Mortgage Liabilities, & Liens (Schedule I) .............. .. 10.. 4,296.43
11. Total DsdueUons (total Lines 9 8 10) ................................. .. 11. 20,376.21
12. Net Value of Estate (Line 8 minus Line 11) ............................ .. 12. 387,232.26.
J
13. Charitable and Govemmenfal BequestslSec 9113 Tnrsts for which ..._ _. _....... ._
an election to tax has not been made (Schedule J) ...................... .. 13.
14. Net Valus SubJsct to Tax (Line 12 minus Line 13) ...................... .. 14.: 387,232.26 j
TAX COMPUTATION -SEE INSTRUC110N3 FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116 ~ ~... _.. ... _... .._..
(a)(1.2)X .0_ 15.
16. Amount of Line 14 taxable
'
387,232.26
'
at lineal rate X .0 _ 16 17 425.45
K
17. Amount of Line 14 taxable ...._. -_ __.~__.. _._ .............. ..... _..... _........ ......
i
at sibling rate X .12 17. j
18. Amount of Line 14 taxable
at collateral rate X .15 18.:
19. TAX DUE ....................................................... .. 19.E 17,425.45 .
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
15056052059 Side 2
L. 15056052059
REV-tsce Ex Page 3
Decedent's Complete Address:
( ~ + Fge NNmber ,
t__c1 _~(_08~I~0699 __ ,_~
DECEDEN SNAME DECEDENTS SOCIAL SECURITY NUMBER
Samuel C Tusing 165-26-5739
STREETADDRESS
327 Sfate St.
CnY
Enola STATE
PA ZIP
17025
Tax Payments and Credits:
1. Tax Due (Page 2 Line 19)
2. CreditslPayments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
16,000.00
842.08
(1)
17,425.45
InterestlPenalty if applicable
D. Interest
E. Penalty
Total Credits (A+ B + C) (2) 16,842.08
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property trensferted :................................................................................... ....... ^
b. retain the right to designate who shall use the properly hansferted or its income :..................................... ....... ^
c. retain a reversionary interest; or ................................................................................................................... ....... ^
d. receive the promise for life of either payments, benefits or care? ............................................................... ....... ^
2. If death occurred after December 12,1982, did decedera transfer property within one year of death
without receiving adequate consideretbn? ....................................................................................................... ....... ^
3. Did decedent own an m trust fob or payable upon death bank aaount or security at his or her death? ....... ....... ^
4. Did decedent own an Individual Retirement Account, annuity, or other non•probate property which
contains a beneficiary designation? ................................................................................................................. ....... ® ^
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE R AS PART OF THE RETURN.
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is three (3) percent [72 P.S. §9116 (a) (1.1) (i)],
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent
[72 P.S. §9116 (a) (1.1) (li)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rete imposed on the net value of Vansfers from a deceased child lwentyone years of age or younger at death to or for the use of a natural poem, an
adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)j.
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiades is four and one-half (4.5) percent, except as noted in
72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)].
The tax rate imposed on the net value of transfers to or far the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling isdefined, under
Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
REY-1502 EX+ (11-raj
i~ Pennsylvania SCHEDULE A
eEPRRTMENT OF REVENUE REAL ESTATE
nlNatRlVlCE TAx RETURN
RESIDENr DECEDENT
ESTATE OF FILE NUMlER
Samuel C. Tusing; SSN 165-26-5739 21080699
Ail real property ownW solely or as a tanaM In common must M roported M fair markM value. Falr market wlue Is deAned as the price at which properly
would be exchanged between a willing buyer and a willing selkN; neiNer being compelled to buy or sell, both having reasonable knowledge of the relevant facts.
Real orooerty that @ folntlr~ownad svhh rlyM of survhrorshiD must ba discbsad on SchaduN F.
Attach a copy of the settlement sheet If the property has been sold.
ITEM Include a apy of the deed showing decedent's Interest If owned as tenant in cemmon. VALUE AT DATE
NUMBER DE~RIPTIDN OF DEATH
1• ~ Residence at 327 State St., Enola, Cumbedand County, PA 17025 ~ 57,000.00
TOTAL (Also enter on We 1, Recapitulation.) I; 57,000.00
If more space h needed, Insert additional sheets of the same size.
REV-1508 EX+(g-98)
COMMONWEALTH OF PENNSYLVANIA
INHERRANCE TAX RETURN
RESfDENT DECEDENT
Samuel C. Tusing; SSN 165-26-5739
SCNEpULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
21080699
Induda the proceeds of 1'digadon and the date Me proceeds were received by the estate.
All properly tointtycwned with right of eurvWorehip must be tllseloeetl on Schedule F.
1. M&T Bank, 423 Eno1a Rd., Enola, PA 17025; Deposit Acceunt 950570461
2. M&T Bank, 423 Enola Rd., Enola, PA 17025; Deposit Account 31003915181504
3. M&T Bank, 423 Enola Rd., Enola, PA 17025; Deposit Account 951089063
4. Genworth Financial, LTC Division, P.O. Box 40005, Lynchburg VA 24506; Account UCG413209 (refund)
5. U.S. Economic SBmulus Payment
6. Highmark (premium refund)
7. Bankers L'IFe & Casualty Co., 222 Merchandise Mart Plaza, Chicago, IL 60654; Axount 396389.1 (refund)
8. HCR ManorCare (refund)
9. Highmark Drug Plan (refund)
10. 1988 Dodge Station Wagon
9,480.76
8,782.31
623.84
2,637.44
300.00
137.31
3,317.00
540.75
31.39
475.00
TOTAL (Also enter on line 5, Recapitulation) S I 28,325.80
(It more space is needed, insen additional sheets of the same size)
REV-1510 EX* (&99)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
scNEOU~E a
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
ESTATE OF FILE NUMBER
Samuel C. Tusing; SSN 165-26-5739 21080699
This schedule must be completed and Poed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET Is yes.
ITEM
NUMBE DESCRIPTION OF PROPERTY
INCLUDE n1E HWE OF THETRWEFEREE, THEIR RELATR)N&1PTD DECEDENTIND
THE O/,TE OFTRa'sPEa. ~Ti~cH~cavrov tHE DEED Paa REUCSTnTE. DATE OF DEATH
VALUE OF ASSET %OF DECD'S
INTEREST EXCLUSION
IFNPPLMIBI.E TAXABLE
VALUE
1 NaBonwide Financial, PO Box 18201, Columbus, OH 43218; Account 50,932.50 100 50,932.50
01027976.
2. John Hancock Life Ins. Co.,164 Corporate Dr., Portsmouth, NH 03602; 102,907.48. 100 102,907.48
Account GP07289713.
3. Wachovia Sacltri8es,135 N. George St., York, PA 17401; IRA Account 8442- 34,121.89 100 34,121.89
4420. Beneficiaries: Daughter (Janet M. Snyder) and Grandchildren
4. Lincoln Benefits Life, c% Wachovia Secud8es,135 N. George St., York, PA 76,435.37 100 76,435.37
17401; Annuity (part of Wachovia IRA 8442-4420).
5. Aviva Lif & Annuity, 555 S. Kansas Ave., Topeka, KS 66003; Account 7,109.71 100 7,109.71
349785.
6. Western Southern Llfe Ins. Co., 400 Broadway, Cincinnati, QH 45202; 52,775.72 100 52,775.72
Contract W0021500931. Sole beneficiary: Janet M. Snyder (daughter).
Unless otherwise indicated, the beneficiaries of the above descdbed accounts
were decedent's daughter, Janet M. Snyder (75%) and his four
grandchildren: Douglas M. Mackey, Trecey A. Mackey, Howard S. Snyder,
and Joyce J. Snyder, 6.25%each.
TOTAL (Also enter on line 7 RerapBulation) 5 I 324,282.67
more space is needed, Inaert atldi5onal sheets of the same size)
EV-1511 EXa (12-99)
SCNEp11LE N
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Samuel C. Tusing; SSN 165-28-5739 210806990
Debts of decedent must W roported on SchsduN L
A. FUNERAL EXPENSES:
t' Parthmore Funeral Home and CremaBon Services, Inc. 155.57
e. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative(s) Janet M. Snydef
Sodal Security Numbers}IEIN Number of Personal Represantat'rve(s}
Street Address 310 Third St.
city Enola state PA Zp 17025
Year(s) Gammission Paid:
2. Ahomey Fees 10,000.00
3. Family Exenpdon: (If decedent's address is not the same as deimant's, aaach explanation)
Claimant
Street Address
City State .Zry
Relationship of Claimant to Decedent
4. Probate Fees 452.00
5. Axountant's Fees
6. Tax Retum Preparer's Fees
~. Harrisburg Patriot News (publication) 92.73
s. Cumberland Law Journal 75.00
s. Expenses related to maintenance of real estate pending sale 5,304.48
to. East Pennsboro Township 115.00
t t. Pennsylvania American Water Co. 53.27
12. UGI 142.48
TOTA4 (Also enter on line 9, Recapitulation) $ 16,079.78
(If more space is needed, Insert additional sheets of Me same size)
SCHEDULE H (CONTINUED)
Expenses related to maintenance of real estate pending sale (cont.)
PP&L
Verizon
Verizon
Debbie Lupold, Treasurer (real estate taxes)
Pennsylvania American Water Co.
UGI HVAC Services, Inc.
East Pennsboro Township (sewage)
Nationwide Mutual Fire Ins. Co.
PPBcL
Verizon
UGI
Verizon
Pennsylvania American Water Co.
PP&L
UGI
East Pennsbom Township (sewage)
PP&L
Nationwide Mutual Fire Ins. Co.
Pennsylvania American Water Co.
UGI
136.00
55.22
61.87
973.40
55.01
99.00
126.50
458.00
129.48
56.29
127.61
75.73
17.79
35.51
108.18
115.00
98.45
62.00
36.01
1,269.27
OOOI2031,WPD; v1
Debbie Lupold, Treasurer (real estate taxes) 321.21
Pennsylvania American Water Co. 26.94
PPBcL 42.57
UGI 487.84
Verizon 18.85
TOTAL OF EXPENSES RELATED TO
MAINTENANCE OF REAL ESTATE 5,304.48
00012031.WPD; vl
REV-1512 EX+ (12-08J
Pennsylvania SCHEDULE I
DEPARTMENT OF REVENUE DEBTS OF DECEDENT,
r"NEltITANCErAXRETURN MORTGAGE LIABILITIES & LIENS
RESroENr DecEDENT
ESTATE OF FILE NUMBER
Samuel C. Tusing~ SSN 165-26-5739 21080699
IF more space is needed, insert additional sheets of the same size.
REV-1513 E%+ (11-OB)
pennsytvania SCHEDULE ]
INHERRANCE TAX RETURN BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Samuel C. Tusing 21-08-0699
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do No! List Trustea(c) OF ESTATE
I TAXABLE DLSTRIBUTIONS [Include outright spousal distributions and transfers under
Sec. 9116 (a) (1.2).]
1. Janet M. Snyder, 310 Third Street, Enola, PA 17025 Daughter 75.00°k
2. Tracey A. Mackey, 310 Third Street, Enola, PA 17025 Grand Daughter 6.25%
3. Douglas M. Mackey, 83 Amold Road, Enola, PA 17025 Grand Son 6.25%
4. Howard S. Snyder, c/o Janet M. Snyder, 310 Third St., Enola, PA 17025 Grand Son 6.25%
5. Joyce J. Snyder, c/o Janet M. Snyder, 310 Third St., Enola, PA 17025 Grand Daughter 6.25°k
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET, A S APPROPRIATE.
II NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 Of REV-1500 COVER SHEET. ~
If more space is needed, Insert additional sheets of the same size.
LAST WILL AND TESTAMENT
OF
SAMUEL C. TUBING
I, SAMUEL C. TUBING, of the Borough of West Fairview, Cumberland County,
Pennsylvania, being of sound mind, do make, publish and declare this to be my Last Will and
Testament, hereby revoking and making void any and all former Wills made by me at any time
heretofore.
1. I direct that the expenses of my butial and all my debts be paid as soon after mp
death as maybe convenient to my Executrix hereinafter named.
2. Death taxes: All federal, state and other death taxes payable on the property
forming my gross estate for those purposes, whether or not it passes under this Will, shall be paid out
of the principal of my probate estate just as if they were mp debts, and none of those taxes shall be
charged against any beneficiary. This provision shall not apply to any property over which I have a
general power of appointment for federal estate tax purposes.
3. I appoint as my Executrix of this Will, my daughter, JANET M. SNYDER,
provided she survives me by more thaw thirty (30) days. If mp daughter does not so survive me or is
unable to serve as Executrix, I hereby appoint my sister, MARY F. WEAVER as Altercate Executrix.
S C~:
4. I give all my property, real, personal and mixed, as follows: Seventy-five Percent
(75%) to my daughter JANET M. SNYDER; and Twenty-five Percent (25%) to my grandchildren
living at the time of my death, share and share alike. Should any of my grandchildren be under the age
of twenty-one (21) at the time of my death I give such grandchild's share in trust to my daughter
JANET M. SNYDER to be held for such grandchild or grandchildren's benefit until each reaches the
age of twenty-one (21).
5. In the event that my daughter, JANET M. SNYDER does not survive me, I
give all of my property, real, personal and mixed as follows: Twenty-five Percent (25%) to my sister,
MARY F. WEAVER; and Seventy-five Percent (75%) to my grandchildren then living, share and share
alike. If any of my grandchildren are under the age of twenty-one (21) at the time they would take
hereunder, I give such grandchild's share in trust to MARY F. WEAVER to be held fox each
grandchild's benefit until such grandchild or grandchildren reach the age of twenty-one (21) at which
time it should be distributed to each.
6. I give to my Executrix and Trustees all those powers granted by law pursuant
to the Pennsylvania Probate, Estates, and Fddutiaries Code. I direct that their authority be construed
in the broadest manner consistent with validity and with their duties as fiduciaries hereunder in carrying
out and executing my Will.
- 2 -
~' C T
To the extent that such requirements can be Iegallp waived, I direct that mp
Executrix and Trustees shall not be requited to post any bond or give any security in connection with
their duties hereunder.
IN WITNESS WHEREOF, I, SAMUEL C. TUBING, have hereunto set my~hgand and seal
to ' , mp Last Will and Testament, which consists of five (5) typewritten pages, this z~L-~ay of _
2005.
~~~
SAA~UEL C. TUBING
Signed, sealed, published and declared by the above-named, SAMUEL C. TUBING, as his Last
Will and Testament in the presence of us, who at his request, in bis presence and in the presence of each
other have hereunto subswib out names as witnesses. / / /~ .~.
of 7'~j U''U-~h/~- ~(j '%
Wim s j~4,,,, , Gam/ l7~/U
- ~~~I~ .
Witness
- 3
ACKNOWLEDGMENT
COMMONWEALTH OF PENNSYLVANIA )
ss.
COUNTY OF ~~~'~~~ )
I, SAMUEL C. TUBING, Testator, whose name is signed to the attached or foregoing
instnunent, having been duly qualified according to law, do hereby acknowledge that I signed and
executed this instnunent as my Last Will; that I signed it willingly; and that I signed it as my free and
voluntary act for the purposes therein expressed.
~/ C°~
SAMUEL C. TUBING
Sworn ox affirmed to and acknowledged before me, by SAMUEL C. TUBING, the
Testator, this ~ 7~"day of ~, 2005.
Notary Public
M N E T OF P NNSYWANI
Notarial Seel
Anne Marla Besho~~N~O~~ ~~
Cary of HarASbur9• fires Apr. b, 2008
My Cgnmissfon Exp
Memb3r, PennsyNanie gasoaetbn of NotaAea
- 4 -
AFFIDAVIT
COMMONWEALTH OFyy PENNSYLVANIA )
~/,l,s~jj//IY) j ss.
COUNTY OF{y~ ~J"" ,, , t /~ ~ j ~
We, //l~Vl~l ~~70>~ and (~.'Lr~C~~//j.//,thewitnesseswhosenaznes
axe signed to the attached and foregoing instrument, being duly qualified according to law, do depose
and say that we were present and saw the Testator sign and execute the instrument as his Last Will; that
he signed willingly and that he executed it as his free and voluntary act for the purpose therein
expressed; that each of us in the hearing and sight of the Testator signed the Will as witnesses; aad that
to the best of our knowledge, the Testator was at that time 18 or more years of age, of sound mind and
under no constraint or undue influence.
Sworn or affirmed to and subsdibed to before me by these witnesses,
1~, 2005.
- •--, -
this~~~day of _.._
W ~ TN F E SYLV NIA
Notarial Seal
Anne Marie Beshore, Notary Pudic
t y~Comm asi ~br~E pig 5 ~
Memtrer, PennsyWanie RssCCtation of Notaries
- 5 -
KwtA Eby Real FstdeappreASals
File No.
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EMA S Fkuta Hermd Area Yes X No FEMA Flood Zone C FEMA M p 420373 Pared 1 FEMA Ma Dale 36 7
M the uMitlu mNr olFetteM to brtlm mrketarea7 X Yee No kNc deadhe.
M Mere adversedb andttbns orextemal factors easemmm encroahmm envhwmanld andttbna brulu etc 7 X Yes No If Yes dearbe.
neebmdNalrMhemau ThehoNaftlle houaefarm wedend Wane Newofihe rebbin wall ofinebdd whw5tete gouts if end l5 cransavrMe Penn CeMrd
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% UMer Cansh BaeerroNFtdsh 0 % Gutlers6 Aluminum-AVw Bab Floor Nn -isle
n b aloNal X OuhMe /Exk um Pum WlndowT Wootl DOUblaHUn A Bab WaNsml Mastlclam-Fair
ear BUM 3900est EvldenceN IrdeeMlbn Storm SaMnsubbd Sturm Cr a None
e 50 X D nee X mm YaMgero Drlvew pofCers
A None X RaRwd Wood s p Ddvswa Sudae Stone
Dro Shir X S'mirs Olhr Fud Gan rasp X Force WOV. WIro X Ga a poi Cars l~1
X Fbor Same Coon Central AYCaMMon % Porch Ca'd Frt C d pot Cars
FbbMd Heabd IMMdud Obr Pool ONer Att X pat BuM-N
races r % Re X gdmmdlr D I Mkmweve Washe r Obr deadhe
Fbkhed ap above reds ronldna: 7 Rooms 3 Bedrooms 1.00 Bebg 1464 reFedol Gmu lhgn McAbove Grade
AddMond feahxee me emdem ttems et Intl tWdend almwrin WSemmt
Deadbe the an ndpm WI needed I tlemrbredon renovatlone remodenn etc. Icomidrthe trousers beenndtletabrreAabllHatlam The
I to be tAS end rthdrunehtl eke. soma mortrbdmMOratl onlM amnebuntlatlon•the ponmela9eMmwelk tree adtlemmkthe reroiNn wall at Me
ed owthe mad ASS rerAed. Iwu Odammthatihemmacem not be In wrMn wNr.
M iherea sled defx:lencbs oradveroe an011bns Mat aged me NabA souMness orsWCmrdl NMe ro 7 Yea X No II Yes describe
Does Me enerell mnbrm b be Wei hborhood rdbnd s b WMidon use, construcllon etc. 7 % Yes No II No descdhe
NL- Kesbentlal 520D7 This him may ba reproduced unmodMed wlNOUt wdlmn permission, howwver, Bredford Technologies, Inc. must be acknowledged and pedimd.
dltlffORMSAppraisal SORware 800.622.9727 Page 1 of 23
NurtA. myReal FahteApprelsaN
File No.
Rasidentlal Annralaal Rannrt DBeRa
Thn ae ! mm paten Olferetl bf9aN k151a is b Dom 35 000 b 75,000
Thal 7 wm edesb ne h x1tbn tlweNe monlhc baeN kom 35000 b 75000
FEATURE SUBJECT COMPARABLE S4LE i COMPARABLE SALE 2 CDMPARABLE SALE#3
Addeea 327StaNSbeet //72ntl StreM 403 CheMUt3trtN 502 SNteSt~
Wmt FalMem PA 17025 West FNMew PA 17025 Wep FalMes PA 37025 Fmle PA 37028
Pmdm bSU 0.18 mResN 0.04 mIbeN 0.34 mNaW
Prke s SB p00 53 42 500
SeN PACa(AOn Lk Area 0.00 8240 ,R 41.78 ,R 40.32 R
8 Cenlrel Porn ML4 !htl Central Pena MLS Cemrr Penn MLS
VerMCellon a Cumbalsn0 TexAaaeamnmN Cumbetlentl TnAUwnrer4 Cumbartmd TsaAeeesamerrt
V E ENTS N D RIPTIGN PTI DE N n
aFlnand ConwrdonY FlM Ceeb
Ma COnoeWons SYee COxeabrm -2, No COxrtlom
Dab oISWRme S 07 7 OB 3 07
LaWbn Sahebs Sub Sub rNerta +2
LeeeeholdTee Skn Fee Si M FBB SIm le Fee51 Fee Sim N
SIN 0.11 spat 0.10 aaa 0.02 saes +3 0.17 eau
VNw BM Redtlaroel RedtleIlBM -2 ResMmNltl -2 Real m Creek -3,
n CdoNel CdonNl Rdaed Ranch ColonNl
of ConetruWon Avere Frame Rama FrSSNne -2 Frame
AtWal fOB eat 101 56 110 eat
ndidm FatrN Poa Falrb -7, A -10 Falr
Ahae Grade Tatel Bebp ToNI BNme BeSM Totl Bdme BaBu Total Bdmn; BeOre
Room Coum 7 3 1.00 8 3 1.00 8 3 200 -3 8 3 1.00
Gmsa Area 1/84 950 .R +7,6 1274 .R +31 1054 ,R +B4
Basement 8 FlnNheO D®. FWI Bemt FuA Baeemem + None +2, ~ FWI Bsmt
Bebw Grade UminNhetl Urmnlshe0 s UrmnNhed
Fu p p
NuRA Eby Real FsmmAppmlaam
Residential Appraisal Report
File No.
CaseNa
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Robebb edmtbatetea mW mme b Wwmwbmmb mism Nfxm and OeMMmmMxketYdue. No
edakbnY lmwad Uamawmmtled ms wn PPoIg1TEINWRM11TI0N ABOUeTHECIIENTOkB~tROWER CONTAINFD IN 7X1,4 REPORTMAYNOf BE DISIWBUfED
ANYOtHERiNDMDUALORENiM.TN1SINFORMATON ISSOB1ECfT0THEFEDEIULTRADECOMMI83I0N PiWALYOF CONSUMEn PNANdW.INFOkMA710N'FlNAL
RU iBCFn PAIfT318.
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tlHAxeewf beUaeenlDe eat adtlmmm mndbclmdmlmamlmmkanamd pmYxbtlaa
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ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SITE VALUE
Souammmddete 1e84 .Ft -
fron d m dda Bsmt Bd8 .Ft -
: Comrnenb on Cod mwlhd area mlmlldorw tl recldon eb.
Duemme mmeatmdurelim mawerpa me nltl atlonbtlifAmRm Gar d S.Ft
aetxmine. ThefbdAppmecA is not drearcme DOUeebovrme roltl. Told Estlmde ofCocMew -
Lws Ph kel Fmwtlond Edwd
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'Afro' Vdue mSlle Im wmenm -
td Remab bLge UD end VA ml Year I Vd
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xh.
bqm mmllderMmnbdmlhe Fbmeowmfe Awodetbn HOAT Yw No Unq s Detected Atlachd
m N fxP ONLY NB~e demob uklerb in motel of the HOA aid them bmdmchd dee0 unit
Name mPm
ToW team ers Total mmararmunga Toml numberofungs mm
Told ambxdumb renbd Total numbxmunlls farads Dam mamas
Wu mwbtl the mnvembn maxbtl 6ulklin s MmaPUDT Yee Na If Yes dammcmversbn.
Doss Me cmmb m mu udm7 Yr No Dde sane.
M the unlls common elemenb and recreation mcBtles cam bm7 Vex No If Na tlesa168 Um ebbs oemm letlon.
M fha comrmnemmm~m mesedmxb the Homeawwts ASScelstbnT Yes No NY tlesaPoe the rental mans solo Ions.
Describe common ebmenm end recreetlonal fecNnes.
NL- Rwklentla1512n07 TATS mm, may be reproducd unmodMd wNhoutwrglen parmissbn, however, Bradfod Techabgiea, la. mull be mknoxgedged and credited.
CIICkFORMSApprelsal Sakww 80P822-8727 Page 3 of 23
Burt0. FLy Beal FateteApprYeam
EXTRA COMPABABLES 45.8
File No.
Case No.
FEATURE &1BJEC7 COMPARABIE SALE# 4 MPARABLE SALE# a COMPARABLE SALE# 8
Addlne 927SWSDae1 501 Wmer5ireet
Wert FelMem PA 17025 SummsNale Pp 17093
b Su 227 mIW N
a 82
PdoeGmea W. Ame 0.00 44.08 . #. . ft . R
e CerNY Pmn MIS
Cumberland Co TuAemeunerd
VALUE ADJUBTMENTS N DESCRIPTION - Ad DESCRIPTION DESCRIPTION - Ad
a Fln ComentlunY
No COwxWoaa
Seb/fhm 3 OS
SmOUNa Suburee a -7
LeasehoMrFee Fee 51 le Fa 51 e
SNe 0.11acm 0.14 epee
Ymw Br10 ReNderMY BeslderNal -2,
n CpeniU G Ann
Du of Conatructlon Freme Avare Flame
Acbd SOB est 111
n F atrto P OOr F akta P OOr
Above Grede Total Beam Totd Bdmm Betlu 7obl Bdmn Bahs Total Bdmm Behr
vm resup w me reseerc n end en m w me mde or tra nsfer hm of he sub ed end am retie sales
17EM S EJECT COMPARABLE SALE# 4 COMPARABLE SALE# 5 COMPARABLE SALE# e
Dab of PdaBale?rensfer Na selewANn3 m t01 07
Prke of PrlaSab/frensfer a SI
Dale Sou s Cumberland CO 7a 0ata Cumberland COU Taa Dab
FA§ede eb of Da Sources 7 09 7 oe
CIICkFOBMS Apprelsal SORware800-822.8727 page 4 Of 23
NuR0. FDy Peal FalateApprelsea
File Na.
Case No.
Thh epprelsal sport u subJek to me swpe of work IMendad use, Intended user, tleflnitlon of market value, statement o} essumptbne
end limiting condkbna, end certlfications. The Appreicer may expend the scope of work to Indude any atlditlonal research or anetyela
necessary based on the ~mplexily of mia epprelsal aasipnment
SCOPE OF WORK: The scope of work for mla epprelsal le defined by ms complexky of mle appraisal asslgnmant and the
roportlnp roquiremema of mis appraisal roport form, intluding the fdlawing deflnidon of market value, statement d
assumptlona and Ilmitlng wnditlons, and certlflcetlons. The appraiser muaq et a minimum: (1) perform a wmplete visual
Inspedian of the subject property, (T) Inspect the neighboAfood, (3) Inspsd each of me wmpareble Wes from at least the efrce;
(4) roaearch, wdry, and enayze data from rolleble public and/or pAvete wurces, end (5) report hie or her analysis, opinions, and
conduabna in thin epprelW roport
DEFINITION OF MARKET VALUE: Aa per Fannb Mae me definition of market value la the most probable prtca whkh
a property shoultl bring in a competltlve entl open market under ell condkbna requlake to a falr seb, the buyer and seller, each
acting pmdently, knowledgeably entl assuming me price le not effected by undue stimulus. Implick in mis de}InNbn Is me
conaummatbn of a sale ea of a specified date end the peaaing of title fmm sellerto buyer under condklona wheroby: (1) buyer end
seller era rypkally motivated; (T) both pertbs are well Informed or well advised, end each adlnp In what he or she wnaMero his
or her own beat Interoet: (3) a reuonable tlme Ie allowed for expoeuro In the open market (4) payment is made In terms of cash
in U. S. ddlere or In terms of financial artanpemenq mmpereble meroto; end (5) the price roproaenta the normal conaideretion for
the property sold unaffected by apetlal or aeatlve financing or sales wnoeeslana• granted by anyone asaodeted wkh the sale.
•AdJustmenb m the compareblea must be made for special or creatlve finandng or salsa mnwasiona. No atlJusbnems are
necessary br moss costa whk:h are normaly paid by sellers ae a rosuk o/ batlidon or law in a market eras; these wets ere
readily Identifiable since the sailer pays these costa M virtually ell salsa transadions. Special or croatNe flnancing
atlJustrneme can be made to the comperebla property by comparisons to flnandnp terms oRerod Dy a m(m party Inatitutlonal
lendermet is not already invoved In the property or frensectlon. Any adjustment should not be calwleted on a mechanical
dollar for dofiar wst of the financing or concession but me dollar amount of any edJuabnant should approximate the market's
reactlon to the flnencing orwnceaslons based on the eppreiser's Judgment
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certlficadon in this reportls
subjed to the following assumptlons and Iimfting contlkbna:
7. The apprelaer will not be responsible for mattere of a legal nature that aRect eemer the property being apprelaed or the ride
to R except for InfortnaNon that he or aha became aware of during the roaearoh inwived in perfarminp mis epprelsal. The
appraiser assumes that me title is good end marketable end will not render any opinions about the title.
2, The appraiser has pmvidetl a sketch in this appraisal report m show the approximate dlmensiona of the improvements.
The sketch Ia included only fo assist the roader in visualizing me property and understanding the appraiser's debrtninatbn
of ks size.
3. The appraiser has examined the evagable flood maps that are provided by the Federal Emergency Management Agency
(or other date sources) entl has noted in this epprelsal report whether any portbn of me subject eke ie located in an
identlfied 5peciel FNrod Hazard Area. Because the appraiser la not a surveyor, he or she makes no guarantees, express or
implied, regarding this tletertnination.
4. The appraiser will not plus testimony or appear in wurt because he or she made en appraisal of the property in questlon,
unless specific ertangementa b do so have been made beforehand, or ee otherwise required 6y law.
5. The appraiser has noted In mla appraisal report any adverse conditlons (such as needed repairs, deterloretlon, ma
presence of hazardous wastes, toxic substances, etc.) observed during me inapectlon of me subjed property or that he or
she beceme aware of during me research involved In peAortning mis appraisal. Unlean omerwise stated In this appraisal
report, me appraiser has no knowledge o! any hidden orunapperant physical deficiencies oradveree wnditlons of the
propery (such ea, but not limited to, needed ropalre, detarbratlon, the presence of hazamoua waaUa, toxk substances,
adwree environmental condkiona, etc.) that would make the property less valuable, end has assumed Nat mere ere no such
conditions end makes no guarantees or wartantles, express a Implied. The apprelsar will net be reaponaible for any such
conditons mat do exist odor any engineering or festlng that might be requlrod to discover whemer such wnditlona exist
Because me approuer Is not an expert in me field of environmental hazards, mie epprelsal report must not be censMered as
en environmental assessment of me property.
e. The appraiser hoe based hla or her appraisal report and valuation conduaion for an appraisal mat is subject to satisfactory
completion, repalre, or alterations on me essumptlon mat ma completbn, repairs, or alieretlana d'the subject property will
ba paAormed In a professional manner.
IL-GenerelCeiefieatlan 5/2007 Thk Mmi may as mrvnA,rnl„mm,rfirrlWMn,rIwXlan er,nmim M,ww,Wslrmli.nl„Wnr.u.~wn.xl ~,. w.....n.a,,.n,.a....,e,.a
rndrrnams annraleal saflware 8(10.e22-872) pane 5 of 23
KudA EhyReN FatateAppnisab
File No.
APPRAISER'S CERTIFICATION: the Appraiser certifies and agrees that
1. 1 have, at a minimum, developed and roporte0 Nb epproisal N accordance wkh the scope of work requirements slated in
this eppniael report.
2. I performed a vlauel Inspectlon of the Interior and exkdrx aroas o! the subject property. I reported Ne condkbn
01 the improvemenh in Factual, apxiflc terms. I idantlRed end roporkd the physical deflebncles that could a(fed the
INabilky, soundness, or sWCWtiI Integrity of the property.
3. I performed Nis epproisal N eeconlance wMr the requlremema of Ne UnRorm Srendania o! Professional Appraisal
Ptictlcs that wero adopted antl promulgated by Ne Appreisal Standards Boen1 of The Appraisal Fountlatlon and that wero in
piece et the tlme Nb epprebal roport was properod.
4. I dmnloped my opinion of the market value d Ne real properly that b Ne subject of Nis roport based on the setae
comparison approach to value. I have adequate compatible market tlate to develop a tillable sales wmpadson approach
for this appaisal assignment 1 further certiy that I wnsiderod the coat and Income approaches m value but did rmt develop
them, unless atherwlse Indicated In Nb report
5. I researohed, verRled, analyzed, and reported on any current agreement for sale for the subject property, any oRering for
sale of Ne subject property in the twelve mongia prior to Ne eRectlve date of Nla eppnisal, end the prbr saba of the subject
properly for a minimum of three yeah prbr to the egeciNe tlate W gds appnlsal,unless otherwise Indicated in this roport.
e. I researched, verified, analyzed, end reported on the pMr salon of the compatible salon for a minimum of orro year prior
to Ne data of sale of the comparable sale, unless otherwise indicated In this roport
7.1 selected and used comparable sales that ere lowtlonally, physically, end functionally the most similar ro the subject property.
e. l have rwt used wmparobk sales Natware the nook of combining a land sale wtth the contract purchase prtce of a home that
has been bolt or will be bulk on the lantl.
B. I have roported adJustmenb to the companbla sales that roflect the market's roection to the tllRarences behveen the subject
property and the wmpereble salsa,
10. I verified, from a dbintereatad source, al intormagon in Nla report Nat was provided by partlea who have a financial Interest in
Na oak or finandny of the subject property.
11. I have knowledge and experience in epprolaing Nie rypa of property In Nb market ans.
12.1 em aware of, antl have access to, Na necessary and eppropdate public and private data sources, such as multlpla Iistlng
services, tax assessment records, public lend records and other such data sources for Ne area in which Ne property is located.
13.1 obtained the Intonnatkm, eagmatea, and opinbna tumkhed by other partka end expressed in Nla eppnisal report from
reliable sources Nat I believe to be We end correct
14. I have taken Into considetigon Ne fectoro that have an Impact on value wkh respect to Ne subject neighbomood, subject
property, end Ne proximky of Ne subject property fo advena influences In Ne development of my opinon of market value. I
have noted In Nia eppnisal report any adverse condkbns (such ae, but not limited to, needed regain, datedontlon, Ne
presence of hazardous wastes, toxic substances, adverse environmental contlklona, etc.) observed during Ne inspatlon of the
aubjoa property or that I became ewaro of during Ne research involvetl in performing Nie epproisal. 1 have considered Nese
adverse conditlonn in my analysis of Ne property value, end have reported on Ne eRect of Ne condklona on Ne value end
marketability of the subject property.
15. I have not knowingly wlNheld any aignkleant Infortneflon from Nia eppnisal sport and, ro the bast of my knowledge, ell
stanmenb end iniortnagon In Nia eppnisal roport era true and wnect
18. I affitad in Nb eppnisal report my own personal, unblasetl, and protaebnN enatysis, opln}ons, end conclusbns, which
ere subject only to Ne essumptlona and Ifmking mnditlona in Nia epproisal report.
17. I have no present or proapectlve interoat kr Ne property that la Ne subject of Nia report, end I have no present or
prospective personal Interest or bias with respect to Ne partlcipenta in Ne transaction. I did not base, either pargalty or
completey, my analysis and/or opinion of market value in Nis eppniael sport on Ne race, color, religion, sez, ape, market
status, handicap, familial antes, or natlonal origin of ekher the proapecgve owners or occupants of Ne subject property or of Ne
proaent owners or occupants of Ne propertlea In Ne vknky of Na subject property or on any other basis prohibflad bylaw,
7e. My employment and/or compensagon for performing Nla epptileal or any futon or entklpated appnbals was sat anditloned
on any agreement or understanding, written or oherwlse, that l would report (or proaent analysis aupportlng) a prodatermined epeciRc
value, a predeterminetl minimum value, a Hoge or directlon in value, a value Nat favors the cause of any party, or Ne egainment of e
apecigc result or occurrence of a spedrw aubaequem evem.
19. I personally prepared ell condusiona and opinions about the roal estate Nat were set forty m Nis appraisal report It I relkd on
significant sal property eppnisal eselstence from any IntlNidual or indivkluals in the perfortnanca of Nis appniaal or the
preparation of this appniaal report, I have named such IndlNdual(s) and disclosed Na speclRC tasks pertormed in Nla appraisal report
1 certify Nat any Intllvldual so named Is quslmed to perform Na oaks. I have not authorized anyone ro make a change to any item
In Nis appraisal report; therefore, any change made to this appraisal Is unauthorized end I will take no responsibility for k
20. I identRled the client in Nis eppnisal report who is Ne individual, organization, or agent for the organization that
Tnumm, may N memMCad umnodlfiadrWlhoutwNkn aermissb¢ Mwaven 9iadlad iechmkgha, Ina must W acknwledged and rraeletl.
NudA Pby Real FSteteApprelsaM File No.
Case No.
11. I em awaro that any dlsdoauro or dlsWbutlon of this eppreisel roport by me or the dlent may be •ubled to certain
!awe and regulatlons. Fuller, I am also subject to the proNniona of the Uniform Standards of Proteaebnal Appreisel PrecOce
that pertain to disdoaure or distributlon by me.
22. ff this eppreisel report wee transmitted ea an "electronic rowM" oonfalning my'electronb signature; es those tertna ere
defined in applicable tederel and/or state laws (exdud(ng audb and vbeo rocoMinga), or a facsim9e tronemiedon of this
appraisal roport containing a copy or roproeentstbn of my signaturo, the approlaal roport shell be as effecdve, enforoeable end
valid as 9 a paper vembn of this eppreisel roport wero deliverod containing my orginal hand wrNtsn atgnaturo.
SUPERVISORY APPRAISER'S CERTIFICATION: TheSupeMSOryAppraisercertlfiesendagreeathab
1. I directly supervised the epprelser for this eppreisel assignment, have road the eppreisel report, and agree with the eppreiser•e
analysis, opinlona, statements, concluabna, and the appraiser's cartlflcetlon.
2. I accept full responalbilily for the contents of this eppreisel report Inducting, but notlimited to, the appraiser's analysis, opinlona
statements, condusbna, ell the apprelaers cartiflcatlon.
3. The apprelser identfied in this eppreisel roport ts e9her e~ub-contractor or an employee of the supeMsory appraiser (or me
eppreigl firm), Is qualified b perform this eppreisel, end la acceptable b perform this eppreisel under the applicable state law,
4. This eppreisel report complbs wNh the Uniform StsndaMs of Profess(onel Appraisal PrecSCe that were adoptetl end
promulgated by Me Appraisal Standards Boats of The Appreisel Foundatlon and that were In place et the tlme this appraisal
report wee propared.
5. If this appraisal report was transmltlad ee an "electronic record' wnialning my "electronic signature," es those terms are
defined in epplbable federal and/or state laws (ezduding audio end video recordings), ore tacslmRe trensmfasion of this
appraisal mport containing a copy or representatlon of my signature, the appraisal roport shall be es affective, enforceable end
valitl as N a paper version of this eppreisel report wero deliverod containing my orfginel hand written signature.
APPRAISER
Slgnabre
Name Kud0. Fby, RAA
Company Name Yuut0. PbyReal FsteteMpraisab
Comperry Addroae 1081 Pennayhanle Avenue
Hartlsburs, PA 171113019
Telephone Number 717-9393112
Email Addreea kebtOromuM.nel
Dale of Signaturo end Report 7/28/09
Effectlve Date of Appreisel a/19/09
State CertMgtion# RL000040LCeNfleO Redtlem4l Appretam
or Stab Lcense #
or Other (deacdbe) State#
State PemaNrenla
SUPERVISORY APPRAISER (ONLY IF REQUIRED)
Name _
Company Neme
Telephone Number
Email Address _
Date of Signature
State CeNHcatlon #
or ststs ucenae #
Ezpiretlon Dets o/ Certification or Lkanse
Ezplratlon Date of Certiflcetion or License 6/3D/11
SUBJECT PROPERTY
ADDRESS OF PROPERTY APPRAISED
327 Stets Street B Did not Inspect sub)ect property
Wet FdMew, PA 17025 Did inspect exterior of sub)ed property from street
Date of Inspection
APPRAISED VALUE OF SUBJECT PROPERTY $ 57,000 ~Dld Inspect Intsrtor and extedor of sub)ect property
CLIENT Dete of Inspecton
Name Mc McMn Beshore
Company Name Mahn Beshore, Fspuhe COMPARABLE SALES
Company Address 130 State Street ® Did not Inspect e#edor of compaable sales from street
Narthbura, PA 17308-0948 Dld Inspect extedor of comparable sales from sVeet
Email Address MBeehore#beshoretsw.com Dete of Inspection
NL-Generd CeniACaLdn S/2007 Thbfarm nay be rtproducatl unmodBed wiUwdwtlllen permisabn,however, BralfoNiechnalogie; lire. must Re adnowledgM and mad
rnn4mnHa envniaai Rnawara AnM1AYI-9727 Paae 7 of 23
Flat Page of Deae File No,
Case Na.
N0. IN
~. 9S~
N
PH4fBQL6111m7-7)poriw
~1~P1t1~P, t ~il~e
_ 2 ~' 17r•l My . ~ ~ i Y, 7oN N t CoN Os,
_. iMr1 NM Hwl„1 u1 Bew~ ~ (172) . ~ ~ ~_ ,... _ _.
~tllHttU BPHRY H. 1spB68. JR. and 7G1R L. , hmhmd and vita,
of Haapdea 2'wnehip, CtuEerland.CO®!y, Paawsyivapia, Grantors,
pestles of the tint Pert,
A'
N
D
SANDBL C. TOBINO and .JOxCB J. ToB1nG,~hmhaad and Afar of tba
Roroogh of a'aat'Pairviw, Cusebazlaad Cemty, Penneylvaaia, Graamea,
DaitiN
e/ rh ssepd /r,p ~~tlwuy 76d sb rY px 1aM W 6+s Mr, Ir d i xNNtlN.eN,
NrioarsN ffilba ffiomm (53,000.00)
O.frs TwJsl sraq ./ s4 G.a.t 9NSS sJ aaNda roe n! aJ7 gow h ~ ~ Mied se. ry.1
• M b aL W 1NalasN BN /rr 1a+. a r! k/a" !gr rJ6sf d ldawf M Nsa Mµ. ~_~
~. ids Ala % sdoN~ twn+/d W haoejsast rol b ebsx Nmo6 !e 1.nK s+rlb. N4
da., ,NnJ. Nlw, nN,,,a v swfrs Nw s& W Ms iee of s& s,en( pe, their
~~~
Au that certain home me lot o!, gmmd.eituata in the eomngh of
Hest Fairview, Cw3arlaad Comtp, Pennsylvania, bomdad mA dascrShed
e0 follows, to wits
HBGIRri1NG at a POint Sa the northeast corner of the lamreaction et iha
State Read end LisleOln StzNtr thaaos wttrardlp along the northets lino
o£ 8tete Rend. forty (a0) feat to a Foists thsam northvardlyy along !sods
sow er !Dross e! George N. yloiagstea, cae hmdrrd forty-aias (leg)
lest to a pvin~ So the soothes line of as smatled alleys thaam
ess(xar¢ly along the seytherp linp,of said allot, ttlangp-thssy f23)
faat't0 a point le the wete2'a lint o1r'LSaCOla Btreetl thsnes'aoMA-
aardly alma the reeeaas Sina e£ ftnaoln Btroec one hundred twenty-sine
(129) £aaL t0 a point, the plate o! HBGIRNING.
$1yIRG thence asaotad. a troo-story Promo dwelling known as 327 6iate
Rmd.
BHYNG the seas pramieN rhioh Remy 8. Neweze and aw 8. abwesre, hie
rife, gs~md sad aoawyed pmts Henry 8. Howexr,'Jr. and Joan L. Npren,
his soita. by Deed dnmd DaoamEsr 13, 1965 ms4 mcordsd !n tho 8aaardar
of Deady Offiw oP Conber}eod County, 8emsylvaala is Da9d nook w,
Vo1a® 21, nags 12.
~ ~ Pa}rit..:. ~
. 4k W)aM.iwfsTr
.:~s:.r:~rz~a~3R: "•
~u,.~> ~'
T .~ ~+......r~ At
AerlalNew ofWesl FalMew65uEJeG Fmperty File No.
Case No.
28.5'
Den
25.s'
Dining Kitchen Beth Bedroom
a2.a az.o'
Staircase z<.a' Staircase z4.a'
Living Bedroom Bedroom
285' 26.5'
810=lCH CALCULAVONB Periinbr Area
0.7 : 28.5 x 32.0 • 548.0
a
FiiY Floor 548.0
0.2: 28.5 z 24.0 = 838.0
I a
SecanO Floa 636.0
IDbl Llv Irg Ana 1484.0
CIICkFORMS Appraisal SOBwera 800-822-8727 Pace 10 of 23
Nurt0. 807 Neal EstateAppfeASale
SKETCH ADDENDUM File No.
Case Na
Kwt0.EbY~~e~P~iSe~ Fite No.
PLAT MAP ease xa
` +' 43.
\ \ \ 5. /
~> ,. 4 ~ ~, i ~ .a
1 ~~Pf 4. ^.i. s
y C a
~- e Yyl•~ !. Tea
~'~` ~ ~:. NOAMAY 'a
~p i ~~ ~ r.
J+ f JtK E~
,~. fU ,
aEe` ~:. ~ ~ In ,~~rv e ~ , -'mod'" V ,y~
~ \ l~,.
,d ~ ~ .. ~
fk . '`~'s+ i .
~' r
\.
c •' ~~ '~ `` ~ ' <
...~ 1 ~ \,Y a.
p ~ ~,~'P APB .:\ r of '~+~i
~ r f K'
~~~~h;
A
r ~a
R ~ ~ f
\ y~yy
~ .~ }r~ 1
w~
,. ..
,; _ ~
;y:_
.....
p~q !i W
Xurtamr MA pppENDUM
~p~pT10N
File No.
Cese Xa
FRONT OF
SUBJECT PROPERTY
3275tete3heet
Wert FelMes, PA 17025
REAR OF
SUBJECT PROPERTY
STREET SCENE
Page 13 01 23
xurtA Fby Feel F9ateADDnisela
SUBJECT PHOTO ADDENDUM Fne no.
case No.
KuM10. fay Real FatateRpprolseb
File No.
Case Na
RetalniN WeR at hart YarE
NeMfmm M1an[ Wme
23.5' a 38.5' Genge
Page 34 of 23
RuR0. EbyReel Fsta[eApproisels
Foe No.
Caro Na.
Rear ofGaraga
IrM1edorofGarege
IMedarofGaragewha SMrageaaava
Page 15 of 23
RuRA Ehy Real RetntegpDralsab
Fila No.
Gse Na
DetedaretlnH com posge shm®e0 mof on
house
Detenomtlng mortarJolirtsolstonefountlatlon
NNng
Page i6 0( 23
NurlA EDy Peel EehteNppraRah
Flle Na.
Case No.
Dining
NRchen
KRnhen
Paga 17 of 23
Kmt0. EM' Reel FamteAppmNala
FBa No.
Case No.
Den
Souhwest Bedroom
Ceiling of Southwest Bedmom
Page 18 of 23
KuRA EbyReel FstnteRppnlsais
File No.
Case Na
BeN
BeOmom
Beamam
Page 19 of 23
Nmt0. Eby Rai FatateApprnisah
File No.
Case xa
Basement
Basement beneaN Den
Page 20 ai 23
KurtA Eby Reel EmeteAppmheh
COMPARABLES i•2.3 File No,
Case N0.
- 7AIf nm SemumC. EEmm
COMPARABLE SALE
4472eestreet
West FalMee, PA 17025
COMPARABLE SALE / 2
401 ChmtnutStreet
WestFelMew, PA 17025
COMPARABLE SALE # a
502 Strte Street
Enola, PA 17025
Page 21 of 23
Nurt0. EbyHeal Fs3ateAppnisal5
COMPARABLES 458 File Na.
Case No.
Borrower TumnL Bamael C. FAme
COMPARABLE SALE #
3o3watwsoem
9ummertlale, PA 37083
COMPARABLE SALE # 5
COMPARABLE SALE # s
NurtA FbyReal EdagApprolaab
COMMENT ADDENDUM
Flle No.
Case Na
BYtlgnamro oy9dsaam I gmythm,to the bgtofmyknowledpantl btlleC
1. I artiythel,te thabgtmmy lawwletlpeM hellet,therapowed maysq, opmiona aM contludoq rnwe tleveloP~. erW thb rWOrt has been
proparoq in comormlywiththe roqulromems gtheCotleafPrefeedonm 9hiq endthe6tantlarda of ProfgdaalAppabM Praotlq.
2 Thb apprdsel gmommtothe Unllnrm SYantlema ofProhwlmul AppnWi PractlceiswetlbytheApprNSel Sbndems9ammthappprobal
fountlatlon,tothe applWbbproNdaq gTitleJO pfthe FetleN Mandel UlatdNOq Rerwm, Racwery eM gmommemAtlaf 3988,12 U.S.C.33f0,
333!3391, entltothe app8able roplatlogotthe ktlmal Rgmve6yagm, l2 CRFPaM 208 antl225.
3. The repoltad aneysas, opmbq, aM condudaq ere Ilmiretl onybythe reported eswmptlane eM IlmPong conditloa, antlare myperoonal unMasetl
profgdoal aayaq, opinloq, aM cwltlgiaq.
4. TheaWgnmmrtmthbapproWlwq natbesetl uponaroquestetl minimumreluatfon, a spetl8creluatlen, a vduawhhin a Sawn page, orthe ~Drorel M
a Ian.
5. MYgmpensatla b nd ardngent upathe repomngola preddermlrmdsalueprdlmctlonUlYeluetMtfaupsthecaua06f9mdlaq,lheamDlmt NUe
relue eetlmate, faetbinmemoia stlpWetetl reauh, gthe acartena qe aubeequem sent.
S I aevemetlea personal InepeNa mthePrepmtyUmt htheaubJetl mthb report plmmethan aeperoon dgathe repmt,thls certdcatla muddeedy
W atlfY welts IndNtlums dd and wMCh InEMdueb dtl nd make a personal knpectlon M the approlsatl property.)
7. No oa proNtletldpMam profgalorml asabtalmetothe person sipNgthb repoR Attherearo mrgplan,tlre name ofeaa IndlvidualProdPing
sipdgm Dm W alone! asslaGnq must ba stated.)
8. Unleq nmetl lntheaPDraistl roDmt, ag meaenialsystema lndudng bmnggmhedto,the heaWg.eh-gndNlonin&tleddcel antl Dlumbingaystems
aPpeuupon a rbualevtederigpedlato De Inworking omm. Novrenamha ero ImD6etl in thb atdamem.
9. Unleq othmwbeatated In tlda report, the avbrenaof heaerrbw subAancq orpollWma (anyso8d, IIqulQpseoq orthermal Inhamaramambam,
IrMUdnghW not IlmRetlto eabBStoE, poydllminatetl Dlphenyl's, petroleum bekege, redon pa, W d palm, egdaNurelchemials, smoke, repor, soot,
hrmes,edtls,ell2RS, aemWb antlwadq,waitll maypmrynmbe presemanthapoperty; orothmemlronmemsi andhbw, wma nd a0atltothe
aCembn gnorddthe apprelserheanroeware peas tludngthe aDOrebar'a hmpeAlon.The eppreberhes no knowletlge mthe Watenq olsucA
matedab an pmthe popery unless othmwbe Wted.Ta eppreism, hwxwM, bnMquaRgeOtoteatlgsuq aubafarlCB9 orantlitlona Nthe presame of
such aubdangs, such as esbemq, urea brmaltlehytlefoam Insubtlon, Intl pelts, gatherhazamoua eubsbnces wemlronmemai antlhbm, b found,
the value of the propery may a advnae y s 8ected. The vaWe stated kl tNS report b predated on the essumpbn tMt tluxe h np such contlltlon on m h1
the pgperygin eats prodmhytheretothat 8would puae a loan in value No respgal6111y Is assumed brany sus antlPoaq, normreny mpertlae or
en®needng knowtetlge squired to daaror them.
10. Thlxmportwes prepared altheroquad maa mrtheadusM use mthe dlem0atetl on page one ofthe eppraWL Neltherall, naranypartafthe
amem ofthe report, aapytherompndudngcondudam alto the propertyvdue, the ItlemRyofthaApprolam, profeselonal dedpa0ona, refaenceto
anyproWdaal epproWl organivetlons,artalkmwltpwMathe eppmismbasaodeted), shall be useaforary purpose byanyone bWthe diets
ePetlMd intha relwrt. Further, tlm aDPrebp, ggnn, eawmq no obligatlon, IIabIRy, gagoumabillyto anYNlmpary.
Si. TMs appreWl bfpnp purpose otherUmn propmyreluatlon, andthe appalsere are nehha quaWetl ngettemWngto go hw/ontlUmtnanwwsaDa
12. Thb appabd ahoWtl not a gnsltlered a reporton thephydal8emathat ero a pertofthb property. RNhggh the eppreW I maymlmin Imorma8q
abaWthe phydailtems btlngappebed gntludngthdratlequaryantl/m grWltlonl, RshoWd 6e dally untlentootlUmtthls Inmrmatlon b onlyto be
used as a genmal gwaetm proDmyvmuatbn and odes a amDlme ortlma8ed phyaieW report Tae aDproben ero nmanetruaon, engineering
enwronmartal, gbpl myerb, and enystatememQswn pn thou matters shoultl a anddered prolimmaryln naNro.
13. Duatothaconfltlentlellyrequbememw9Mn W QhhlgmpNNOnmtheUnNam Stantlams mPmieasfcnal apprmsal predice, amitleiltlelgdu6l tlata
or the results mthb easipmemwill nm a tlbwssed who aryaneexcepthe diem, orperooq apedflalyauthdfaed bydre tllem 1 will aquh wMl
persoq aped8glyauthodzetl, providetl I recWrea wrttten aumodmUan from the diem, antl pravitletlihate preenangetlaimWtlngfee Ia Ddtl, in
atlwna.
CIIdffORM6 Appreisal6oftware 800.622-6727 page 23 of 23
MARVIN BESHORE
PO BOX 946
HARRISBURG PA 17108
Contract Number: 010270976
Natlonwide Financial
IndNidual Annuity Account Services
P.O. Box 182021
Columbus, OH 43218-2021
www.nationwide.com
AUGUST 02, 2008
Thank you for your recent correspondence regarding the aforementioned contract.
Per your request, below are the values of tha aforementioned contract.
The value of this annutty as of June 26, 2008 was $50,932.60. Samuel Tusing was the owner and
annuftant of this SEP IRA.
Annuities and Iffe Insurance products are issued b Natlonwide Life Insurance Company or Nationwide
Life end AnnuRy insurance Company, Columbus, ~hlo. The general distributor for variable insurance
roducts Is Natlonwide Investment Services Corporation, member FINRA. In MI only: Nationwide
Pnvestment Svcs. Corporation.
Should you need further assistance you mayy contact our Annuty Service Center at 18001 848-6331,
Monday through Friday from 8:00 am to 8:00 pm. If a response Is not received within 66 days, we
will consider the matter closed.
Sincere)y,
Natlonwide Financial
C NATIONWIDE SECURITIES LLC EA
2220 E MARKET ST
YORK PA 17402-2856
John Hancock Llfe Insurance Company
John Hancock Aratuities Servke Center
184 Corporate Drive, Portsmouth, NH 03801b815
Mailing Address: PO Box 8507, Portsmouth, NH 03802-9507
(800)824-0335
www.Jhannuities.mm
7uly 30, 2008
Marvin Beshore
PO Box 946
Harrisburg, PA 17108
Dear Mr. Beshore:
Re.: CONTRACT7CERTTFICATB # GP07289713
the future is yours
This letter is in response to the inquiry recently submitted for the annuity contract referenced above. The date of
death value as of 06-26-2008 was $102,907.48.
The account is registered a single owned account in the name of Samuel S Tusing. '
The named beneficiary is Janet M Snyder and Equally Among All Living Grandchildren.
If you have any questions about this letter or the contract, please call us at 800-824-0335. Our Client Services
Representatives are available on weekdays from 8:00 a.m to 6:00 p.m EST.
Sincerely,
John Hancock Annuity Services
Ufe insurance. annWaes, induNng ®raup annuiti~sare products Issued M thetoaowina affiliates: John Hancock Life Insurance Co~ryany (U.5.AJ',
John Hancock Lae Inswance Company antl JoM Hen<odc VadeWe Ute Insurance Cortpany", aosWn, AbrA 'not Ikensed ar New Yrnk LT-A-1107
Wachovia Secufitiea, LLC
CGA Professional Center
135 Nortn George Street
York, PA 17401
Tel 717 699A188
Fax 717 699-1069
Toll Free 888 639-2208
WA('HO'VIA SFCURITIE9
July r6, zoo8
Marvin Beshore
Attorney at Law
i3o State Street, PO Box 946
Hamsburg, PA i71o8-0946
Re: Samuel Tusing
Mr. Beshore:
Listed below are the accounts held for Mr. Tusing by Wachovia and the values as of 6/26/08.
IRA 844z-44zo Value is s34,r2i.89 Individual Account Owner-Samuel Tusing
Lincoln Annuity Value is s76,435~37 \Nachovia is the ownerjFirst Clearing is Custodian
A signed copy of the beneficiary designation form for the IRA account is included. Please let us
know how you would like to proceed with the accounts.
Wendy Lake
The Shapiro Financial Group of
Wachovia Securities
~ 17-84g-lobo
The material has been prepared or is distributed solely for information purposes. This report is not a
substitute for your own records and the year-end io99 form. Cost data and acquisition dates provided by you
aze not verified by action that may have tax consequences.
Mamea' ptt9FJ&PC
AV1VA
July 24, 2008
Marvin Beshore
Attorney at Law
130 State Street, P,O. Box 946
Harrisburg, PA 17108-0946
Re: Policy #349785 -American Investors Life
Insured: Samuel Tusing
Dear Mr. Beshore:
Thank you for your recent request for information regarding the policy referenced
above. The date of death value is noted below.
Date of Death:
Principal Amount:
Interest Amount:
Account Value:
June 26, 2008
5,000.00
2,109.71
7,109.71
Should have any questions or need further assistance, please feel free to contact our
office at 1-888-ANNUITY (1-888-266-8489).
Sincerely,
Sadie Boos
Claims Specialist
Aviva Li4e and Annuity Company 555 South Kansas Avenue Topeka KS 66603-3444 Tel 800 255 2405 vvuaw.avivausa.com
American Investors life I~uurance Company, Inc. Aviva Capital Management, Inc. Aviva Lyle antl Annuity Company Avva Life Insurance Company
AWva Ltle antl Annuity Cwnpany a( New York Aviva USA Corporation Indianapolis life Inwrance Company
+08/03!2009 ciON 12e26 FAx 5136291799
Western & Southern Life
A member of Westem & Southern Finanoial Group
MARVIN BESHORE, ATTORNEY AT LAW
C/O C. CRADY SWtSHER III
PO BOX 946
HARRISBURG, PA 17108
~aoaiooz
Annuity ope~aao~a
PO Box 2918
Cincinnati, OH 4520'1-2918
toll free 800.928.1702
fax 513.829.7799
August 3, 2009
Subject: Annuity Contract Number W0021500931 _ Samuel Tusing
Westem-Southern Life Assurance Company
Dear C. Crady Swisher:
We received your request regarding the above referenced annuity contract. Mr.
Samuel Tusing did own a fixed annuity contract with our company at the time of
his passing. The value as of June 28, 2008 was $52,775.72. Upon his death,
the proceeds were paid to his beneficiary.
if you have any questions, please call our Annuity Operations Department at
1-800-928-4702. A representative will be happy to help you.
Sin rely,
Cott Koch
Annuity Operations Department
DC0254-0a07
WestemSouthern Life Assurance Company