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HomeMy WebLinkAbout09-03-09~ 15056041125 -"j REV-1500 EX (~5) OFFICIAL USE ONLY PA Departrnent of Revenue County Code Year File Number Bureau of Individual Taxes PO BOX 280601 INHERITANCE TAX RETURN ~ ~ /'1/~ .'' ~' ~ l( Harrisbu PA 17128-0601 RESIDENT DECEDENT (_ J ~ 1 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 1 8 6 3 0 5 6 8 9 0 3 1 1 2 0 0 5 0 6 2 0 1 9 3 7 Decedent's Last Name Suffix Decedent's First Name MI K I L L I N G E R S R J O H N E (tf Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number FILL IN APPROPRIATE OPALS BELOW THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS 1. Original Retum ~ 2. Supplemental Retum ~ 3. Remainder Return (date of death prior to 12-13-82) 4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Retum Required death after 12-12-82) 6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O} CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONf1DENTUIL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number S U S A N J H A R T M AN 7 1 ~ 2 4 9 7 7 8 0 r_, Finn Name (If Applicable) D U N C A N & H A R T M A N First line of address 1 I R V I N E R O W Second line of address City or Post Office C A R L I S L E Correspondent's e-mail address: SUSanha_ rtman a.net State ZIP Code REGISTEI~OF IMLLS USED LY -i . f..~) 7 r ~~ (- ~ !- ~7 _t.. r- - -"CJ i ~ , ~ .. r _ L.~ ... ~ . t ~ --,.~ _' =~- - a~ ~~~ . -1 .. QATE FILED ~.~ P A 1 7 0 1 3 _' _~ `-t t' ;', Under penalties of perjury, I declare that I have examined this return, including accompanying sd~edules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative ~ based on all information of which preparer has arty knowledge. S1GNP)TUR_ F~OFnPF~ {QPI~RES~ONS`IBLE FOR FILING RETURN DATE D ~`~t~-fir ` .k~: ,~ ~~ y- ~-- 9 ADDRESS !; ;' f` t ram '~ar~: so,r, Lam e ~ ~'a.c I'. s Ic, i~a I ~ o , 3 SIGNATU OF PREPARER OTHER_ N REPRESENTATIVE DATE e.__ ~ r__ _ / 9- 3-a9 PLEASE USE ORIGINAL FORM ONLY Side 1 15056041125 15056041125 15056042126 REV-1500 EX Decedent's Social Security Number DecedenrsName: JOHN E. KILLINGER~ SR. 1 8 6 3 0 5 6 8 9 RECAPITULATION 1. Reat estate (Schedule A) ........................................ 1. 2. Stocks and Bonds (Schedule B) .................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages & Notes Receivable (Schedule D) ........................ 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ....... 5. 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested ....... 6. 5 9 5 8 4 • 8 0 7. Inter-Vivos Transfers & Miscellaneous Nan-Probate Property (Schedule G) S Bi ^ eparate lling Requested ....... 7. 8. Total Gross Assets (total Lines 1-7) ........................... s. 5 9 5 8 4, 8 0 9. Funeral Expenses & Administrative Costs (Schedule H) ................ 9. 6 3 8 2 • 3 0 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ............ 10. 5 4 3 1 2 • 5 3 11. Total Deductions (total Lines 9 & 10) ........................... 11. 6 0 6 9 4 • 8 3 12. Net Value of Estate (Line 8 minus Line 11) ......................... 12. - 1 1 1 0 • 0 3 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) .................. 13. 14. Net Vatue Subject to Tax (Line 12 minus Line 13) .................. 14. - 1 1 1 0 • 0 3 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal taz rate, or transfers under Sec. 9116 (a)(1.2) X .0 _ 15. 16. Amount of Line 14 taxable at lineal rate X .0_ 16. 17. Amount of Line 14 taxable at sibling rate X .12 17. 18. Amount of Line 14 taxable at collateral rate X .15 1 g. 19. Tax Due ................................................ 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 15056042126 15056042126 REV-1500 EX Page 3 Decedent's Complete Address: File Number 0 0 DECEDENTS NAME JOHN E. KILLINGER, SR. STREET ADDRESS 120 GARRISON LANE CITY CARLISLE STATE PA ZIP 17013 Tax Payments and Credits: t ~ Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount 3. Interest/Penalty 'rf applicable D. Interest E. Penalty 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (1) Total Credits (A + B + C) (2) Total Interest/Penalty (D + E) (3) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. B. Enter the total of Line 5 +5A. This is the BALANCE DUE. (4) (5) (5A) (5B) Make Check Payable fo: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the Property transferred; ...................................................................... ^ ^X b. retain the right to designate who shall use the property transferred or its income; ............................... ^ ^X c. retain a reversionary interest; or ................................................................................................ ^ d. receive the promise for I'rfe of either payments, benefits or care? ....................................................... ^ ^X 2. ff death occurred after December 12,1982, did decedent transfer property within one year of death without receiving adequate consideration? ................•..-.........•................................_........................ ^ ^X 3. Did decedent own an 'intrust for" or payable upon death bank account or security at his or her death? ......... ^ ^X 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate pnropeRy which contains a beneficiary designation? .................................................................................................. ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1,1994 and before January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent (72 P.S. §9116 (a) (1.1) (i)). For dates of death on or after January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)). The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disGosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: The tax rate imposed on the net value of transfers from a deceased child twenty-0ne years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P,S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal benefiaaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) (72 P.S. §9116(a)(1)). The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent (72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1509 EX + (8-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF FILE NUMBER JOHN E. KILLINGER, SR. 0 0 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME A. BETTY J. OYLER e C JOINTLY-OWNED PROPERTY: 120 GARRISON LANE CARLISLE PA 17013 ADDRESS TO DECEDENT NONE ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JgNT DESCRIPTION OF PROPERTY INCLUDE NAME OF FINANgAL INSTn"UTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECA'S INTEREST DATE OF DEATH VALUE OF DECEDENTS INTEREST 1. A. 2000 120 GARRISON LANE, CARLISLE,PA 119,169.60 50. 59,584.80 ASSESSED VALUE 107,360 X 1.11 COMMON LEVEL RATION TOTAL (Also enter on line 6, Recapitulation) I $ 59, 584.80 REV-1511 EX + (12-99) . scHEOV~E H COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES 8r INHERrTANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER JOHN E. KILLINGER SR. 0 0 Debts of decedent must be reported on Schedule I. 1TEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. HOFFMAN ROTH FUNERAL HOME 5,882.30 B. ADMINISTRATIVE COSTS: ~. Personal Representative's Commissions Name of Personal Representative (s) Social Security Number(s)<EIN Number of Personal Representatives} Sheet Address Cry State Zip Year(s) Commission Paid: 2 Attorney Fees DUNCAN 8~ HARTMAN 500.00 3, Family Exemption: (tf deoedenYs address is not the same as daimanYs, attach explanatan) Claimant Street Address Cry State Zip Relationship of Claimant to Decedent 4. Probate Fees 5 AcoourdanYs Fees 6. Tax Return Preparer's Fees 7 TOTAL (Also enter on line 9, Recapitulation) ~ 5 REV-1512 EX + (12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF FILE NUMBER JOHN E. KILLINGER SR. ~ 0 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. M8~T MORTGAGE CORPORATION 26,826.20 #0008103889 PAYOFF AMT. (SEE ATTACHED HUD) 53,652.39 MTG. BOOK 1716-940 2. M8T MORTGAGE CORPORATION #972857 PAYOFF AMT. (SEE ATTACHED HUD) 54,972.65 MTG.BOOK 1758-3976 TOTAL (Also enter on line 10, Recapitulation) I S (If more space is needed, insert additional sheets of the same size) 27,486.33 54 I':.%9~!.,P Vii' ~Cj ,~i,i~i~ °tt~` Uyi~'F 12G Garrition Lanc St_3leme.s~;t rf Fune~-a! Expenses far: John E Killinger, Sr i :ate cyt Death l/larch 1 `! , 2C~t~5 ~~.c ca~.~r=.r i~: ~!.~ 3t . ,~ ~~~.._v__.~....~..r. __~s_..~__..,_.~...~.... I~ A~_ K.~ t7E:. rP~t;tE~~P7~i `~zE'fVICf' Tr:~~iti;ana! F=uneraE Service Package ~; 3,674"_~E`? t4"IERCNAND4SE: C ]slot: Pc~piar & l/sneer, Whitmire 11 Casket $ ~i ;~~~~.t7ti Sulu °T'c~t~l: ~ °i.920.Cl~3 ~'07[."AuuL FU~pNpER/'+AL iiOME CHARGES: ~ 5,fi1U.C3tD E1A~13 ACVAN 41d~. r i ~~ ~i iw'i,~. l~L,, t.lErl~jt'}{fE(ing ~ 6Ci_~?(~ ^'a~rrsp~,per ChitE.sary Notice-Sentinel $ i~:%_3~'i S~aSa ~`c~tai° ~ ~_~~~ `i`~,tal 1=~gnerai F~t;e~~s~F, ~,~~~.~~~ Trat~i P:a~+rnents 'tide: ~ 5,~~`.~ F~ynnents rnarte: I'inyci Is. E~~ractal~rugh Wheci~ ~Q2~ Air 33, ~a~t'SM betty ;,~y,l~a~ Check tft ~ ~F~r ~~, ~~fi~~ F`~teasp re#r~rra +his portion with your Remittance _____~"__________ Amount Enclosed !cl~rt E. Killinger, Sr. Ser~ira 11~ #: 1484-~3 S ~ !~~ ~.~ ~ r.E ~~ our=; L ~~ r~,~ rti~ t_. !~a ~~ ~ , ;:~ c_: ! ~~ {,, ~~~ - i a,F P...'w'. U ___ ___ ___?,~P~°~' ~~ ~ ~ L, !' E ~ R ~. T z; ` G ! _-i r.t =~. ~-, ~ - ~~ ~ Era ,~ ._-'~ `-I z.. ~ 1 , SETTLEMEN"I' STATEMENT Optional Form for U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT ?ransac[ions without Sellers HUD-lA OMB No. 2502-0491 Borrower(s) Name/Address: Betty J. Oyler Terry W. Fahnestock Name and Address of Lender: M&T Bank 120 Garrison Lane, Carlisle, PA 17013 Place of Settlement: 1 Irvine Row Carlisle, Pennsylvania 17413 Property Location: 120 Garrison Lane, Carlisle, Pennsylvania 17013 Carlisle Borough, Cumberland County 02-21-0318-073 Name of Settlement Agent: Loan Number: Settlement Date: Funding Date: 11 cettlQment-CheC~ .`...`~ :~,. r,;;~~rt' `,~ .+~.++,t;:~~s'~s~ai; ,is ~~az'Y -fi;~~'r:t~ 1501.M&TBank#0008103889 53,652.39 0 1502.M&T Bank #972857 54,972.65 1503. Bank of America 1,866.63 1504. Sears 1,143.60 1505. 1506. 1507. A14• L~QS~Cen Fee ~ 1508. 1509. 1510. 905 1511. _ ,. - ~ .. t 1512. 10 2 M 1513. 1 1514. 1 7 1515. 10(18 AOarPPatP Fcrrnw Arlinctm^nt -' '' ~~-L~ ~^~~~ ~'~' ~ "" ° ~+ i~ ='a~ ~~ 1520. Total Disbursed 111,635.27 11 1 1 n r l in f enter on line 1603 N. Net Settlement 11 4 Ti r 1600. Loan Amount $ 118,000.00 1601.PIus Cash/Check $ I 1 7 from Borrower RS't RR 1602. Minus Total Settlement $ 7,159.39 ~~-''rs~°r`f"- Char es line 1400) 111. w v '"~ ~'`~`~``' ti ~--- 1603.Minus Total Disbursements $ 111,635.27 to Others (line 1520) 1604. Equals Dishursements to $ -794.66 1113 Sho11F^rtlLEee to ~ S v c nn nn Borrower (after exniratinn of anv annlicahle _ ~,.< ~ ~,.,u~+ k ~, ; ~ -, ~.~ ~ ~.. , s ~..,r rescission period required by law) ~ ~ ~~ 7 ~ ~, q ~ /p '/ j ° \_ ? ~ 1 1205. - ._ ;rr,~~ 4r ~ ;x, ~ih;d n - , .~.c ~-ate Signature of rrower ~~ ~~~ ~f, ~~J~~-~ Si f B orrower gnature o _ 14(10_ Tntal SettlementiChar4 e t r n I'n 2 Signature of em t Agent J ... ,~4~ /D3 ~ ~ )?BER Parcel #: 02-21-0318-073 S rg MADE the o2 day of ~ a.. ~ ~ .2000, BETWEEN EILEEN K. SHIELDS, ADMINISTRATRIX OF THE ESTATE OF EVELYN J. SHIRLEY, Deceased, of Carlisle, Cumberland County, PA, hereinafter referred to as GRANTORS and BETTY J. OYLER and JOHN E. KILLINGER, of Carlisle, Cumberland County, PA, as joint tenants with the right of survivorship, hereinafter referred to as GRANTEES WHEREAS, the said Evelyn J. Shirley, became in her lifetime seized as of fee of a certain lot or parcel of ground situate in the Borough of Carlisle, Cumberland County, Pennsylvania, and being so thereof seized departed this life on May 2], ]9913; and WHEREAS, Letters of Administration in said estate have been duly issued by the Register of Willa in and for Cumberland County wherein Eileen K. Shields, has been appointed Administratrix, and WHEREAS, said Letters of Administration remain in full force and effect; and WHEREAS, the within sale of land situate at 120 Garrison Lane in the Borough of Carlisle, Cumberland County, Pennsylvania, is made pursuant to Section 3351 of the Probate, Estate and Fidudaries Code. WITNESSETH ,that in consideration of Porty Thousand ($40,000.00) in hand paid, the receipt whereof is hereby acknowledged, the said Grantors do hereby grant and convey to the said Grantees, their heirs and assigns: cu;,,r 2~t9 Face 97~ r i COMMONWEALTH OF PENNSYLVANIA ) SS:, COUNTY OF CUMBERLAND ) On this, the %t~~day of ~i.A. • 2000, before me the undersigned officer, personally appeared Eileen K. Shields, Adminiatratrix of the Estate Evelyn J. Shirley, known to me or satisfactorily proven to be the person whose name are subscribed to the within instrument, and acknowledged that-they executed the sane for the purposes therein contained. IN WITNESS WHEREOF, I hereunko set my hand and official seal aC~~~R taMt~nelkl PfbllO ! ` ' ' LJU7~1'W,F. 7V ~.y '~i:111~.N~ ~' •• e.~4,.41t~ My~armeWonE>tphy.luresie, ¢tC~~ F• ik~°._ ;t. .l~~Vtrr.......... ...; r iii at of R id n I hereby certify that the precise •esidence and complete post office address of the within Grantee is: 1Z. Carlisle, Pennsylvania 17013 / r Dated:_ `f~f'25 1 00 _ 1 _ ky Attorney fTor Grantees .;~ .... . Stan of PenneyWanla 11 ' ;' County of Cumt»rlandJ .a Recorded In Nn offip for the reaordfnp of Deedi~ c„ ~ ~ ~~ t. end for Cu land Coumy, I I ~.~ r look _ Vol.r__ Pepe~Y -~ i L o meat my hand teal of off ~: ,; v ~ r., Raao I ' .. CD ~ ~ ~ N r_ ct ~ r:t «. ,`~; "' `= oUud 219 race 976 .~ o ., _ i _._. _ COMMONWEALTH OF PENNSYLVANIA ) SS:, COUNTY OF CUMBERLAND ) On this, the %l~~day of ._, 2000, before me the undersigned officer, personally appeared Eileen K. Shields, Adminiatratrix of the Estate Evelyn J. Shirley, known to me or satisfactorily proven to be the person whose name are subscribed to the within instrument, and acknowledged that-they executed the stone for the purposes therein contained. IN WITNESS WHEREOF,• I hereunto sat my hand and official seal, AMA w.N ~~w ~ ' w' _'T ~ •~ (y~ 1~ X11 =. :,~ J' j: -t, 3b V, rtifi at of Resid ncp I hereby certify that the precise ]]~e~stdenc~e an~d complete past office address of the within Grantee is: !'ZO 7~rutrtad=,.(t~.>.Carlisle, Pennsylvania 17013 Dated: ~f~2S f on _ C.`~ 8d. ttorney for Grantees~•.t~..i~ cq n, y... r ~~ ~ o ~ IiJ E ..y ~:~ ~'» ~; "-~ E ~~" o= • r:t i CD ~~ ~ N -. c = cr i. i `,u ~ .. d :~ o •~ State of Pennayhnnia w:r 13~~ County of Cumtnrland~ Recorded in tM otlfce for the rsoordinp of Diadi• • t. and for Cu erd County, !!Dolt _ Vol. ~.. Pape inns my hind d asal of olfic t Carfide, PA thin ~ Reno r ot,ua 219 raci 976 1 r .. ... _.... ~ _.... - .. ..:_ 4 •~,~v~~,, „~~, ~^ Its,-Y-ra 'U1 J~]N 8 Aft 10 52 Prepazed By: Return To: Sheila Zeigler MbT Mortgage Corporation 2270 Erin Court 2270 Erin Court P 0 Box 7628 P 0 Box 7628 Lancaster, PA 17604-7628 Lancaster, PA 17604-7628 Parcel Number: (~_ a ~ _ p;3+ $ _(~"~ ]Space Above This Line For Recording Data] MORTGAGE DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, l I, 13, 18, 2U and 21. Certain rules regazding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated Jane 4 . 2001 , together with all Riders to this document. (B) 'Borrower" is John Ki 11 i nger and Betty J Oyl er Borrower is the mortgagor under this Security Instrument. (C) 'Z.ender" is M&T Mortgage Corporation Lender is a Corporation PENNSYLVANIA -Single Family - Fannis MaelFraddie Mae UNIFORM INSTRUMENT •6(PA) Ioaoel Paga I of 7 6 laitials VMP MORTGAGE f0aM5 - 18n01521~7261 ~l./ 0008103889 Form 3039 7i07 $Q~xi~~s~A~ ~~~o organized and existing under the laws of New York Lender's address is 2270 Erin Court P 0 Box 7628 Lancaster. PA 17604- 7628 Lender is the mortgagee under this Security Instrument. (D) "Note" means the promissory note signed by Borrower and dated June 4 . 2001 The Note states that Borrower owes Lender Fifty Seven Thousand and 00/100 - - - - - - - - - - - - --------------------------------------------------------------------Dollars (U. S. $ 57, 000.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than July 1. 2031 (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (F) '7..oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under the Note, and all sums due under this S~urity Instrument, plus interest. (G) 'hiders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider [] Condominium Rider ~ Second Home Rider 0 Balloon Rider ~ Planned Unit Development Rider ~ 1-4 Family Rider 0 VA Rider ~ Biweekly Payment Rider [~ Other(s) [specify] (II) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law} as well as all applicable final, non appealable judicial opinions. {n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (~ "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (I~ "Escrow Items" means those items that are described in Section 3. (L) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third pazty (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (NI) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. {N) 'Teriodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. ~~~e.i.t~_1~ -6fPA) ioooet P.a. 2 or to n y~~ ® 1'S~( saolc i'7 ~,o PaGE :a41 0008103889 Form 3035 t-01 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses; _ (Seal) -Borrower _ (Seal} -Borrower _ (Seat) -Borrower ,~..~[~ (seat) John Ki 11 1 nger -Borrower (_/ c (Seal) Betty J 12r -Borrower -fi(PA) looos~ Paga 76 of 1e G40K~,~~ofAGE wS4 _ (Seal} -Borrower _ (Seat) -Borrower -(~) -Borrower 0008103889 Form 3D39 101 LE~.AL DE5CRIPTI(JN OF PROPERTY Borrower Name: John Ki 11 i nger Loan Number: 0008103889 Property Address: 120 Garrison Lane p~F pate: 6/4t0i Carlisle, PA 17013 Property Description: ALL THAT CBRTAIN lot of ground situate in the Borough of Carlisle, Cumberland County, Petmsylvarda, located on I20 Garrison Lane, unproved with a two story franc house, with improvements, bounded and described as follows; B8GINI~ING at a stone at the Northweatarn corner of (3airison l.aste and Bast Perm Strxt, eacOehded; thence alctttg Qarrison Lane North 3t} degfixs 15 minutes Bast 92 feet to a post; thence along lands naw yr farmorly of Mary a Stone, North S9 deg~reea 43 minutes Bast 92 feet to poat•, theance along laud Clow or formerly of Ma:y A. Stoner, north 59 degree4 45 minutes West 86 feet to as imn pin, at the land of now or formerly of W. Mac ICisslttger and wife; thence along said Kissiager Y,attd, South 31 dcgx~ees 45 minutes West, 11 S, 8 feat to an iron pipe on the Northern side of 13sat Penn Street extended; theses along the lacer street, South. 78 de$recs 20 minutes Bast, 83 feat to the place of BEGINIV'YNG. BEING improved a+ith a two story frame dwelling house sad outbulldi~ga. BEING TH.B SAMB PRI3MTSBS which Bilcen K, Shields, adminiatratrix of the F.stat$ of Bvelya J. Shirley, deceasad, by Deed recorded Aprll 2&, 20Q0, in the Recorticr of Deeds Office in and for Gtiinabecland County, Peuasylvania in Deed Book 2t 9, pager 974, granted aad conveyed tutto Betty J. Oyler and .Tohn Killin$ar. I Certi iy this to be recorded In Cumberland County PA > ' O ~~~• Recorder of Deeds BQaI(j.~ ~.u PAGtr ~~ ti.al-~~3 1q~~~ RO$ERT A. Z1~~~~R ~~ca~i~~~ of o~~os M~I~Banlc HOME EQUITY LINE OF CREDIT OPEN -END MORTGAGE Manafacturers and Traders Tract Company '02 CRY IS ~~ 11 Z7 NOTICE TO BORROWER: This document contains provisions for a variable itttexest rate and secures future advances Ref. No .20021141003290 Borrower 1's Name John E. ICillinger Borrower 1's Address 120 Garrison Laae, Carlisle, PA 17013 Borrower 2's Name Betty J. Oyler Borrower 2's Address 120 Garrison Lane, Carlisle, PA 17013 Mortgagee: Manufacturers and Traders Trust Company Mortga real estate: 120 Garrison Lane Carlisle, Cumberland, PA 17013 O Deed Liter: 214 O al Deed'Page: 974 Taz Parcel #: Maztmam prladpal~amount 5,000.00 (FIFTY FIVE THOUSAND DOLLARS AND 00 CENT'S) Date :May o6, 2002 THIS OPEN-END MORTGAGE SECURES FUTURE ADVANCES UP TO A MA7GMUM INDEBTEDNESS OF X55,000.00, EXCLUSIVE OF INTEREST AND EXCLUSIVE OF ADVANCES THAT MAY BE MADE BY US UNDER THE PROVISIONS OF PARAGRAPHS 7, 8, 9, 10,11, 17 AND 22 OF THIS MORTGAGE. 2. Meaning of some words. In this mo ago, {a) "you" and "your' mesa anyone si this m ~e~owh ~ as a borrower or other owner, "we," "us, "outs" mean Maaufachu+as and ~radeas Trust Oae M&T Plaza, Buffilo, New York 14240, ~e "thye Ioan agreement" mesas a home eeqqu~ity line o credrt accotmt agreement dated the date of tins mortggaage sad signed by everyone signing this mortgage as a borrower sad us, as the agreement exrsta now or rs changed in the future, or any. replacement of the agreem~ar~ ~e ~lacemmt ezrsts when signed or cc~iarir~anngAg~ at, td) "the indebtedness" means, u amoudis pay able now or bxomin$ payable is the future under the l~aa agreement and th>s mortgage, (e) "the property" means the rrsl estate, rights and rental paymarts described in Section 2, sad (f) "prier File Ref !/ 20021141003290 Page 1 SB095PA (01/02) mortgage" means any document giving a presently eaisdng mortgage lien coveting any of the pp , as the document cxrsts now or is changed m the, or any replacement of the document, as the replacement exrsts when srgnod or is changed a#~er that. 2. Mortgage Hen. To secure the payment , of the indebtedness, You give us a mortgage hen covering sad hereby mortgage, grant and convey to us (a) the real estate commonly described by the address shown at die be~rag of this m a8 the m~r~aged veal estate and described anor+e~yy by the legal description set forth in Schedule A, includingg all ~~ g&ss and other improvements located now or placedfuturc on the real estate and all $xtures drat are new or become in the future part of the real estate by being installed in or on or BK 17~~P~i;~976 not pp~ by file date it becoanes due or (c) obtain a ceitibcate stating that any of the indebtedness was not paid by the daft tt became due. Z8. No notice or loss ~ following without not against you, the pn belonging to you wow ~ (a) accep{.an check or or with s~ laaaus any or me times we pp~~ of any addi give up, fa a eft m gut bli re~car sue you utr anyone else is the nroai aousry ma so anal tune we E to txetciae o~ neon or vrone its. We can do any of the you or l+o~ing say right m~der martced t"a ~" m full a paymart o say of the gal time for the payment of ardless of the number of doredless of the length vi y gaveR (c) exererse, !clay exarcisatg any right or (d) fail to protect any tbtr by failing to file or went that must be filed or recordod w s or in say other way For example, wt can r this mortgage wfietha or not we (a) sue b) bring a Iawswt to forocloso our interest y or c) use any mosey that has bees or is h us yon or anyone else to pay any of ~s not yet paid. 29. Changes and giving up of rlgbtb by us.,No change is this mortga a can be made except in a wntiag signed by us. No r~rt against you, the p ~~ or any other property belonging to you sow m ac by you ur the iirtxue can be green up by us prcept m a wntrng signed by us. 30. ff 2 or more persons sign mor~age. If 2 or more persons sign this mortgagqe, all oT• thera will be, mdivrdually and to , haLle wader it, and, except to the extant by applicable Iaw, we can send or deliver an notice conceaara it to any of them, and the notice will be cffoctive for sII of them. File Ref ~ 20021141003290 SB045PA (01/02) Page 5 3Z. Continued effectiveness. 1£ any part of this mortgage is determined by a court to be irrvalid, the rest will remain in effect. 33. Early reJlease of mortSrtge. This mortgage and the mortgage lira you are us m this mortga a will not end menaly because tFie indebtedness is paid in full at say time during the period advances can bt obtainod under the loan agreement They will end during that ppeerriiod Drily if we release them. We will r+eleaae them during that period upon a t made by you as long as at the time we do so the iardeetedneas is paid is full 34. What law s~plies. Any legal qucatioa concemin this mortgage w~11 be dxided m accardance wuh (a~ Pennsylvania law without r+cgard to the law of any other state and (b) to the extent app bit, federal law. 35. Endre agreement. 'Phis mortga a is the final and complete agreement between you us conceming the m hen you are giving us rn this m .Any statement concerning the mo~~age har madaby any of our employees or anyone else is not part of this mortgage. 36. Agreement sad asJmowiedgment of receipt. You agree to be 1 bound by, all provisions of this mortgage and ac owledge receipt of a completed copy of the loan agreement anted of this mortgage. BK175~i~t,3980 31. Conflkts. If any part of this mortga a conflicts with applicable law the law wrTl control, an~ this mortgage will be considered changed to the extent necessary to SIGNATURE ACKNOWLEDGMENT COMMONWEALTH OF PENNSYLVANL~ ) ss: COUNTY OF CUMBERLAND ) On this, the ~ day of 2002, before me, a Notary Public, the undersigned oflYCer, personally appeared John E. ICillinge Betty J. Oyler known tQ me (or satisinctorily proven) to be the person(s) whose name(s) is/ar+e subscribed to the withia instrumeat, and acknowledged that helshe/they executed the same for the purposes thtrein contained. IN WITNESS WHEREOF, I hereunto set my hand and official Notary [Notarial Seal] •; My G~~: A~ISrryy Ann© Sheilsrber~er, Notary Public Carlisle Boro, Gumbariartd County My Commission Expires Jan. 19, 2004 ~~p~r ~yh,srdallssodollanotNotaries I ceret~`y that the prase residence of the within named martgagee, Man~ufactiu~ers aad Traders Trust Company, is One M&T Plaza, Buffalo, New York 14240. Signature ~ ~~ Schedule A to be attached prior to rtcording CW7 ~ ~ H .~ ~~ w W ~ fG o ~ v ~ ~ ~' u3 '~ ~~ File Ref # 20021141003290 S$095PA (01/02) Page g o~ s ~ ~ z~° ?~~ $}. =mM e~z ~y-r'- ~, t`i v z ~a~a aZo ¢wa. ~~_~ U ~ Q 8K f 75~PG398 ~ SCHEDULE "A" NAME: Betty J. Oyler and John E. Killinger ALL THAT TRACT OR PARCEL OF LAND, situate, lying and being in the Borough of Carlisle, County of Cumberland and State of Pennsylvania being more particularly described as follows: Being the same premises conveyed to Betty J. Oyler and John E. Killinger by Warranty Deed recorded in Liber 219, page 974 on April 26, 2000. Tax Map #02-21-0318-073 Address: 120 Garrison Ln / Carlisle, Pennsylvania This property is or will be improved by a one or two family dwelling only. ' I Certify this to be recorded In Cumberland County PA ~. mad .~.~.7~ ?° ~~'~`-~ ., a ~~~• Recorder of Deeds BK1758PG398~ BOROUGH OF CARLISLE OFFICE OF TAX COLLECTIONS Property Owner Property Address Tax Parcel Assessed Value Oyler, Betty J & John E Killinger 120 Garrison Lane, Carlisle, PA 02-21-0318-073 107,360 Bill No. 4153 Face Discount 2007 Local (By 6130107) (By 4130107) County RE 245.32 240.41 County LlB 19.32 18.93 Borough RE 301.68 295.65 TOTAL $566.32 $554.99 Paid 5/10/07 2006 School Taxes Discount 1,323.58 Paid 8/30106 Face 1,350.59 Marlies Ries Marlies Ries Deputy Tax Collector Payments for the current tax year should be made to: Carlisle Borough Tax Account POB 100, 53 W. South Street Carlisle PA 17013