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Home My WebLink About09-6045IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. CA-14 5 (2tv?l-Fexl?t V. KARINA D GOLDSMITH Defendant(s) COMPLAINT IN CIVIL ACTION Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_I 1 Cmplt Cvr Sht P&F File No. 09-31670 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. KARINA D GOLDSMITH Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR NO. ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA_2INotice to Defend P&F File No. 09-31670 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. KARINA D GOLDSMITH Defendant(s) COMPLAINT IN CIVIL ACTION NO. 69- 6 6`- S- AND NOW, comes Plaintiff, TARGET NATIONAL BANK, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, TARGET NATIONAL BANK, is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is KARINA D GOLDSMITH, an adult individual, believed to currently reside at 5502 GLOUCESTER ST UNIT B MECHANICSBURG, PA 17055-4413. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352375056069323, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of , Defendant(s) owes $7,474.24 on said account plus interest at 0.00 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for this account. PA-05 Civil Cmplt Crdt Crd P&F File No. 09-31670 6. Defendant assented to the correctness of the balance by making payments on the account. 7. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied by continuing to extend credit to Defendant(s). The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $7,474.24, plus interest and costs. 9. By making payments andy by failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 10. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA-05 Civil Cmplt Crdt Crd P&F File No. 09-31670 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $7,474.24, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully Patenaude & F¢lWA.P.C. Date: June 05, 2009 Greg Morris Esquire 213 Main Str et Car egie, PA 1 106 (4 ) 429-767 PA-05 Civil Cmplt Crdt Crd P&F File No. 09-31670 (DI. ll?i III -c 0000 Account Number: XXXX-XXXX-XXXX-9323 Account Identification Number: 00012764246 Statement Closin g Date: May 1 S 2009 KARINA D GOLDSMITH Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $7,300 Previous Balance $-t,254.1 0 Cash Limit $0 Payments & Credits 0.00 Available Credit $0 Purchases & Advances 0.00 Portion Available for Cash $0 Other Charges 39.00 The Cash Limit is a portion of the Total Credit Limit FINANCE CHARGES _ 181.14 Questions? Go online or call us: New Balance $7,474.24 Manage My REDcard Target.com/redcard Amount Past Due 435.08 Target Credit Services 1-888-755-5856 Minimum Payment Due 730.22 TDD/TDY 1-800-347-5842 (includes any Amount Past Due) Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Payment Due Date June 1 D, 2009 Payments & Credits No payments or credits were received last month. Other Charges May 11 LATE PAYMENT FEE $39.00 Total Other Charges $39.00 Target National Bank, an affiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number XXXX-MX X-XXX '(-9323 New Balance $ TARGET ?II?N?IIIIIII?IIIIN?IIII?IIIINN?I?I Minimum Payment Due /$730.22 Payment Due Date June 13, 2009 NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON IIIIIIIIIIIIIIIIIIIIIIIIII?IIIIIIII1111"I111'111I?? Amount Enclosed TARGET NATIONAL BANK R EVER SE SIDE. P.O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 IIIII'l1IlI'1IIIIII IIIIIII?1'1IIII1'1I'III'?'111I1I1II ?11l111' KARINA D GOLDSMITH 5502 GLOUCESTER ST UNIT B MECHANICSBURG, PA 1 7055-44 1 3 IIIIIIIIIIIIIIIIIII'Illlltllll'1I11I I11lIll?lll111'1'll"IIIII 8002500073022074742490777700012761+2LF61671 TARGET. Account Number: XXXX-XXXX-XXXX-9323 Account Identification Number : 00012764246 Statement Closing Date: May 16, 2009 KARINA D GOLDSMITH Page 2 of 2 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.08216% 29.99% $7,349.00 $181.14 $0.00 Cash 0.08216% 29.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $181.14 Actual ANNUAL PERCENTAGE RATE: 29.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 12764246 In Court -Judicial (Circuit/District) Original Creditor Name: TARGET NATIONAL BANK Debtor Name: GOLDSMITH, KARINA D Co-Debtor Name: NAN Number: N00000029680425 Account Number: ************9323 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA COUNTY OF HENNEPIN ss: The undersigned, ADAM GRIM states that: I am a representative of TARGET NATIONAL BANK and am authorized to Verify current balances due and owing to TARGET NATIONAL BANK on credit card accounts. 2. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to TARGET NATIONAL BANK on this account, over and above all known legal set offs is $7474.24. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belief, and based upon the books and business records of ET NATIONAL BANK. Authorized Agent of TARGET NATIONAL BANK Subscribed and sworn to before Me on th day of May, 2009 [ary Public My commission expires: 1CE L. . LOKEN ENOTARY ************9323 PUBLIC MINNESOTA ission l xpMe Jan. 31, 2013 A144 PATENAUDE & FELIXA.P.C sr The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he is, ADAM GRIM, Assistant Secretary, of TARGET NATIONAL BANK, Plaintiff Herein, that he is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. ADAM GRIM Authorized Agent of TARGET NATIONAL BANK **?**?***?**4323 A 144 PATENAUDE & FELIX, A.P.C 0 FI' ! Pr" ?0 1 9 SE r - 3 Ft't 69 ,„ f g8.5o m ATrY C? y 1130 ?s01g3 Sheriffs Office of Cumberland County R Thomas Kline i lL i s?I'f? Sheri OF 111C C>, T, ""Nlr n Ronny R Anderson n Chief Deputy r - ?r 2009S'P 18 PM 2.44 z?r Jody S Smith Civil Process Sergeant OFFICE OF THE $"ER'Fr CUB to ,?.?• 1'v v'..f;-'N { t Edward L Schorpp R- 1'I ''SYI.VANIIA Solicitor Target National Bank vs. Karina D. Goldsmith Case Number 2009-6045 SHERIFF'S RETURN OF SERVICE 09/15/2009 07:59 PM - Noah Cline, Deputy Sheriff, who being duly swom according to law, states that on September 15, 2009 at 1959 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Karina D. Goldsmith, by making known unto herself personally, at 5502 Gloucester Street, Suite B Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $37.00 September 16, 2009 SO ANSWERS, toor R THOMAS KLINE, SHERIFF $Y Deputy Sheriff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 2009-06045 V. KARINA D GOLDSMITH Defendant(s) PRAECIPE TO DISCONTINUE WITH PREJUDICE Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_l69 Prep Disc with Pddc P&F File No. 09-31670 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 2009-06045 V. KARINA D GOLDSMITH Defendant(s) PRAECIPE TO DISCONTINUE WITH PREJUDICE TO: Prothonotary Please discontinue the matter captioned above with prejudice, upon payment of costs only. Thank you. A Respectfully subm2t-dPr Patenaude & Felix Date: October 23, 2009 Gregg L. is, squi 213 E. a' S et Carne ie, 15106 (412) -7675 Sworn to and subscribed before me this day of '• ,20c-),? Notary Public' V COMMONWEALTH OF PENNSYLVANIA Notarial Seal Carolyn J. Stewart, Notary Public Camegie Boro, Allegheny County My Commission Expires Aug. 14, 2011 Member, Pennsylvania Association of Notaries PA_169 Prcp Disc with Prjdc P&F File No. 09-31670 I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK, hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: David W. Reager, Esq. 2331 Market St Camphill PA 17011-4642 Date: October 2009 ?? / g L. orris, Esquire aten e & Felix, A.P.C. 2 Main Street Carnegie, PA 15106 (412) 429-7675 PA_ 169 Prep Disc with Pddc P&F File No. 09-31670 FILED-OF E OF THE FrIOM I `NOTARY 2009 OCT 28 Pig 2: -- O UN(ii; ? -Li13Y s i ?.L. ? t?hh+