HomeMy WebLinkAbout09-6059(q _ (oOeq (It V i I Te'M
Pursuant to the authority contained in the warrant of attorney, a copy of which is attached
to the Complaint filed in this action, I hereby appear for the Defendant and confess judgment in
favor of the Plaintiff and against the Defendant, as follows:
Unpaid Principal Balance
Per Exhibit "2" $44,952.25
Interest
Per Exhibit "2" $ 1,595.49
Late Charges $ 193.89
Attorneys' Fees at 25% $11,685.41
TOTAL $58,427.04
Plus costs and continuing interest (at the contractual rate of 12.25% per annum) from and after
April 11, 2008
ck P. Bock, III, Esquire
Attorney for Defendant
Pro hac vice
RLED-O r
OF THE PR01WMTARY
2089 SEP -4 PM 1: 58
'N +.OLMY
VAhA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC BANK, N.A.,
Plaintiff, No. 09 - to Obi 0'-'v i LTGr k
vs.
ALBERT R. WILSON, JR., individually and trading
and doing business as WILSON RESTORATION &
CLEANING,
Defendant.
COMPLAINT IN CONFESSION OF
JUDGMENT
FILED ON BEHALF OF:
Plaintiff
COUNSEL OF RECORD FOR
THIS PARTY:
NICHOLAS D. KRAWEC, ESQUIRE
PA ID #38527
CCK P. BOCK, III,ESQUIRE
PA ID #201758
Bernstein Law Firm, P.C.
Firm #718
Suite 2200 Gulf Tower
Pittsburgh, PA 15219
412-456-8100
BERNSTEIN FILE NO. C0068308
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC BANK, N.A.,
Plaintiff,
vs.
No.
ALBERT R. WILSON, JR., individually and trading
and doing business as WILSON RESTORATION &
CLEANING,
Defendant.
COMPLAINT IN CONFESSION OF JUDGMENT
Plaintiff is PNC Bank, N.A. ("Plaintiff'), a corporation having a place of business
at One PNC Plaza, 249 Fifth Avenue, Pittsburgh, PA 15222.
2. Defendant is Albert R. Wilson, Jr. ("Defendant") an adult individual citizen of the
Commonwealth of Pennsylvania, having a last known address of 656 Burnthouse Road, Carlisle,
PA 17013.
3. On or about November 9, 2005 the Defendant, in consideration of a business line
of credit extended by Plaintiff, did execute and deliver to Plaintiff a Business Banking Line of
Credit Agreement ("Agreement"), as more fully shown by a true and correct copy of the
Agreement, which is attached hereto, marked Exhibit "1," and made a part hereof.
4. The Agreement has not been assigned; Plaintiff remains the holder of the
Agreement.
5. All notice requirements have been complied with and the Agreement has been
accelerated.
6. An Event of Default has occurred within the meaning of the Agreement as a result
of, inter alia, the Defendant's failure to honor his obligations under the Agreement and failing to
make payments to the Plaintiff as they became due.
7. Judgment has not been entered on the Agreement against Defendant in this or any
other jurisdiction.
8. The amount due from Defendant to Plaintiff, for which judgment is authorized, as
of April 11, 2008, is $58,427.04 computed as follows:
Unpaid Principal Balance
Per Exhibit "2" $44,952.25
Interest
Per Exhibit "2" $ 1,595.49
Late Charges $ 193.89
Attorneys' Fees at 25% $11,685.41
TOTAL $58,427.04
9. Judgment is not being entered by confession against a natural person in
connection with a consumer credit transaction.
10. The underlying transaction, as evidenced by Exhibit "1," is a commercial
transaction.
WHEREFORE, Plaintiff demands Judgment be entered in its favor and against the
Defendant in the amount of $58,427.04, plus costs and interest at the contractual rate of %12.25
from and after April 11, 2008, as provided in Exhibit "1."
Dated: , 2009
BERNSTEIN LAW FIRM, P.C.
/
By: W'j-K 'C
Jac . Bock, III, Esquire
Attorney for Plaintiff
PA ID #201758
707 Grant Street
Suite 2200 - Gulf Tower
Pittsburgh, PA 15219
(412) 456-8100
BERNSTEIN FILE NO. C0068308
(Page 3 of 13)
BUSINESS BAPHMG LINE OF CREDIT AGREEMENT
TERMS AND CONDITIONS
We we plewd b bow Yoe as 8, -, - r sad m pvvide ya wilt a mpyof6m tm and eoadkim ((da 9'?Mi Caodi 0) do
lies eieiedit (('Liao") povided b ya m. Thaa Tatae tad Co iMm am sa hapamat Nre efysw Beetseab Bma Used
Asopplydabeobbattileywbbts yoaraoeomatwtf)beasilm+byoeisdy.lllwmnddtsreTettas . Yttur
ms ar aoogttaase of wW Liseptooads wil MMaamd evidaioe ofyow speamaa b does Teas tad COMIdWL
i. DE %wnONS. In We Apamns, the 4t0mbs dedaMm apply:
"AEmmm ie atom dtia Bm non Bsobi * Liao of Cmdk Apeemm aad oW smoodaeet or addoadm m dub Apomuad.
'Way,' b," bar' or "Bank' masms Ow Bank Waetided on the feu pqe of &k Apeebr m erasy penes ar a a* to whom dm doss of dm Buds
have began "WSMd. ) smiams
lae
ffied Buck br tks Thom as eeoewtt has irate approvw?o =Kim) as a Bonowar otdtia Apeaaeb wb haveappllai b dr
"Billies Gyrole•' slew Ae ieeavd betwaa the data os which monthly stusmmat, m pnpmaa L
ttatibe ? be which is an you tom the Dwa of Lam bh"m on do (lest pap offt Apsemar, or each Im dab a may
be' Is
" taadit Lbsk" a "frRmabta Gedit' ?eesap the teal doRat asmeti of etedil avsibble b you fete time b time, to MW aasadef
•rhiets tm idaatid?d as the !ha gape ofthis Apaemme .
inch nM* as dis T ymeat Doe Dab' on ft bNliag mment. Tita Paymem Dee Data
lp, be dftuiwd by ft 8wit at rib Bran dlacaep
wt11
'Tani os'marotbatyw?iaoloa`tabesb4etaolt?lam+soreeyet ogotaoditaothiaeooouat Teemiaatioael6eetstheaomm
aaeeatly.
I GONERAL DOSCRU TWOF TO 4
mad Ably fw bamm o pegoaa. Yon epbaa
ddb aooomt is tba weym dissAnd Im the *At
tdadsttl hilleavalisaI a 'Cadtsa
out aftbibmeaymmoomiendall
lion of aadk it b beaded m be You i:WaA a?amm is hem an
sis
Ba&Ww fm will eppty m the
I AUTHOR= SK NM b the Apoamed. you mm b the pesoa(s) whb tae mba mad to ails ehseb w abtab hods feet this
aooomR byrtayosdmrtenaa III we amy, bom rice to timer pamit? the eipeMae aatdoname oteair admr heneatw?sodA?apr tae efttis
aao?theAoel6adbe l6om vasy e atwomby o?dtee?am r a?anigr?ihoeb?timpa?eit wl? aidodnow oiae--eedo n Mmatm e(alowhil .
We any bmw dmft ' "m aet6 deed even ifthe datt4 ate made payable b dm ''per m eeah, or hrdepoeita to the aarborired
upmr's pmad aoomm Web vm oo dtry m ' urq uesdos dm eppliadoa dLiao /bale cc my adore to baoridlb or mmew f.
Amadm if we ate enoataa ab m *MOWS ooaiathq b act a ae mdhoeismd ripper, or if the aipeebae on a"door r of mMewto be diet esm
apdtotind caper.
4. HM YOU AGREE TO TM TERMS OF TM ACCOUW. Applying for the Lion, mq you aooount or paneiatq aom me ales leae your
aaooets wrAdww year apemmts wits m b be boded by duo Apeemma.
S. AOOOM MVII.lDdS. We bevs ewblid ed hie Memel for yon with a 6tmcisam CM& Limit in the amWW sat foedt on elm Ail of
this Apaemet which may ebraps Atom rim to dims maid %%* will q*m a yonr mmethly blFMnmmmmt. Xoa obey ago tits odedh b obWa bwm
from cam b doe need dm' Bapbatiee Deb ?r:wddq eheela by MID yon ptNhrt bpmeid ptrp a im m amb of mat lea dmu SI OOO M or by
ae?r
eue?aq? odtarssatbi tahlohva may paama Yar may aot eb3ia aoooeal b aeetoep?y as _ army odes PING Bak now& Yoe
aoatiaae b abeam low attelf lie meeoant r keaiaaled ur eke >btpiAdos liab, ra'WIN mis aelimr. Ya othadse m b abap Thin aoooaat 16r ao
ahaehe ya wales as ekY aomoest. Atr low you tmake ¦d.lhr iaaamat tad any odtsrmstarasa wbiah yyown epee ie? b pay. Kyoo lee the
ebrdis wbieb Mete ?m b b o6lais lean tiam this sss?. ur aommose bee oltriad data MiAmtR yea asset letl m
immadieealy, You adtsow{r mad mpeedw is no eved wM we hetmd w uW abuPdos b attend or aaeew aaxmt ?ed the MW Eapistios
11 I i,
EXHIBIT
(Page 6 X01 13)
we des to oiacka wbbob am dead, dmo d isnted m tale s mAdby you par b the mMw of As teeotratbsm of ft aeeoatt or 6t
F:oi?tioa Dw. C em tot obdom b pq ohecb iht or¦s yoarbaraoe b aoraaad far Ma?ci?aw (iedlt Limit we aea tat o66?1 ed b wp mw
obaab A-wb ndbyymornreivdbyrafterfWaseosrt0tRUIONdrit baumaesaesiyomrmummmt?edorifYour
b n o n ' , beat orowlet. You aww that the only edleeb that you w61 wdb to abbe time A. the would wM be Ihwe imW by r br
6. OVUDRART PAMCTMI4. Uym deer OrP-MA P+otsmim Rfr Ala aeaoast; M Brill mob a dspmit b fM bmias obddta asoomt wki a1
dwwftd w6aftwsrawitlMtfwdlrmtdeflamdmtehacldadmaovst, wral aos'saeisrMy.i.
Y>•0 i• aa11g tbtm Ibe balsafea mesimR tlls s0eaet wYtdf M wlq?( oil M d)s tasomu iy wbiab fie wkWkswd
mooch dm baitaas iatlr asae?al, asaddmp b lbe tat wMk:1 OOp 6sMVay Iba smrart.rWdt M wM &W* vA tot ba law dm W *Q
Ws a?q?rtit arot0 at fn r a tat ft si dlis saeommt.. We do mot bsn b ssabaadeposit b /ie? atgome if a depodt gem m o fhe
baomeattldttuxatatbasoedAeMaaismatCeeditlimitorwoaldvbobletiie/?yemacat t3iteclcie0aooomtema6wbiehataestremedwWbea?isa
to our seplw n 16 R e1 1
7. YOU AGREE:
ad le write dwob fwb0 dr UM-00•
bfspahatiamombadnmed6ssamdatopiawiAismatapvriddYlhisA?eem+tnft:
c)))))) va b ass's loran Ben die sseaot w-b oil aamsfb baLtos or Air aooamt ft smyth" to mew the Mmuamf Ctwdh
IJmit rs6i? M bava tow appravadaemrpr t?pimvest eissa V fbme?
d} b tieao0mtofstyiaaos0atamof?>vfiasbmiwCtiadRLJnrit:
e) tu?o?llt'mWpalutealttawamgfaglletttlomdemlat4t?
b pg M! coo doollecoios, iaclmdi?sRaourt casb sod ressoaab', lqd fm and aapema allowed by bw, Eve rddw yosrmoomI b as
d Btve wp DYe?mttO' toed st aty timte or let aey?ooe wbo it ago Bmaw m tale aeesmw,
to Pell a tuM Cbae/y m poviMiim tMs J?oaeaoam, far eecb eaoaabaay pysaas is ma ssadp wlAia fe!!rm (15)dw orbs Prim" Dix
i) nor mpr ad all olbapemiises drat you mdw imtbis ASrwmaC
b
E. S6Cl1RffY R?T13REli7'. Motry m dapoait wbA m and peopetgr held by es saouro bee made solar tale Apeem?mht: ooliateml saweirE other
obHoldwas love m w also somm loan uWar thbs Atmesso t.
9. D TESEST. The imtmalt.wo om tie Liov is b 0aa rims b time based o¦ obmres i• m idt*nda0 aia wbieh wit} b As hljhset
Pdms Rsde it d a %U"p awe otionorm waE lfutet lewmd fbrtbe tmt dSy ai the aalaadat maat6 wtefeb is repotted (t6a
?6edea7. 'lira [radon is eat 1ba looser mms.rs abmBe Drier loan u16e 6tdac bssama 'Im darlaEt6e om erak wo mt. wa n"
Ishor cmmt ad bwr bated We wm em you the , -left ari upot 7? ? Yw vm6&w *A wai _ puvide lama of
weR. 'Ibs iealeast maa ??ya won tot oemr Besse east Aar aaf?aseaf! 71fs Mica fIK s e6a3 C? >s
doo mimed an do ft by obit cy* hued m ft IdoK 16raWe teat dry of 11 11 odaodarmtaab T46k is raps" Yfs ataat kft is to b*
a tb Qra of"Ats The brseatt Bab b ba b As peiep+pal alame offt womm i• da awkw by addbf0 a 1, of
eeeoaMrs itls Ae Ldea. 71da Maepia ta?fbrth om 15o tint pia o1thW Aasememt, u is the iaiaal btmaat eats f6r the sec om (des
itch hissers w the balansa of loom m tale aoootat m oatepstod m a 361/W bumut A0 b6 by tiedo of
tffeamd bumm eatr- am tlm teatd f ova a year d3W.dw ft obWn o dot pedo?e sfts= bar Aa av4Wfti'b
tit pemoipal
ans dwia i Aa B? Qm by dw tout am6wof drys im d* ft Code. under mo abmmmawAsi wN the bonst eta om thb uz"
be mare that the mmtimt4 ells by eppiirabte lr.
10. MONTHLY WrMt Sf PAYMFM'S. Yes so= to pay At food and empoid itlpeR as Ais ma nd each mood m ft Psymmot On Dab.
Yosr pisommootbommomsidwaddem fbowa above or b ambetha m rrc saalr is weidmE Uabsa mfbse .0 apmd in TRW" of
-7 ppfkabb 1 ,, psyammm wM be applied fim to any mawd uopW I ssest. *a burl, ad an rmsieS mrwunt to mq aapaid
oft-11 a
coo Aw my
11. GATE CHARGES. Ilym M bpy m dm due by (tit pgmmt due data sdlactod an your m oNy ddemeal, we tear chwpe you a Lela
Chwpt of SI00 or 5% of 60aemom t pest auq wMo b Ism
lt. AUIOMATC MYbIMP. DBPOUMRY. IW 3UWE fF M111 M. Yet Wn b asfs M d shits bob= abaalaf3 we"A with ma
Our motAly pywsals m Ae aeooaaft 800
d=4 68 teem of di /tOaOSat wiio6 stiff be year dsposbry amoral. Yes madtmin m b dedast your
mobeitt0 aseesaet tubtfatiasBy. lltams ass emu[Rcisnt eoBsebdsod avdl " fidei dw ah-whim aosatmt, wa WM mot be ee?me I to advaase fbtds
baown:t werasmvatbasiEbtbtwntaataflmmro0sliapsyoeettaevisast tlne.wlAarwi0fomtBose. V____tmstleaymraMboeitalim.
maiaasim a eh?0?
fbr r b dadett your 0atihty pyrmeats m dfa toowat iomtlte s6esliasaeoo0at ary mua wialsoersr Grillo
aami0sa wir ww f 0q ba amid. we mole. at ar npo0 Airy (301 drys modoe b yo0, morrase lbt i0tmeri iMa Wepia sat foRb m Ae fist
pyt of tits ApraOrt bf aPb 0.35 ! poim 025'+l1•
if yon tYB b estabEsh saM etslasait ywrpri0ary?ep3 aeeoaot wbf6 m, as any, at oar option, urea Niety (30) days BMW b y0e. irromase ft
ismetast no ?Mrs& set SsrA ao dw fart pp of rile A? by up io 1 W pc wftp pcists (I.W%?
Our rlEbt b lmrtaass Am lamer mte kUqon pwwm b ills Sa dva du f be b adMm b any cdw rWw a comedies wa may bve, r of which we
hmeby emaeved, d olA net amodble a waiver, idwaa or Tmbliam uponear essmW oramy srb debts or nmfedia
{pegs S of 13)
13. PWAYMINf. You crept p y rribod pby all or PAN, of bs wwaat owed edler dtsn it ie des. Ibdy will not ralw a ya d
peleripal baktete rite
yaw oblip dm to coolan b aka pgrmem ofaeorreds? sofspf [tedia. they win ta8tte on
14. MONII!<.Y SfATBMMM AND CHECKS. Ws wil ewd yon e -!0-41 Mtosnt tot oast biitp m wltick aetitriQr b posted m tW
saamt ar itdwte b a dent or stmt bakeoe dawto taro ilAp ar ftres4? ip eyoN i• wkka w =an ab lb saamwt will show advaaats
dR donne" do liraood rspdd Ittlteatf ewda ad lire bafaeea which MUM ASP trymst ba radnd by a fa UA dam
at the rwilteror addww dieaiertd oa your wte?wre.eat Atq w?wy or aff9liw dawn "Wag, yar yerL w on
tbb aaeetat Usfsa yw SO* doe is w** dammos m tY ele lna wilhia 2lwv (idl fts am two It b tfe etelwala
ooneidwed oanot d eooepeed by yoa. Won" nt sw!il yw a a d=m ff w btm ttfs eratwt dwtabkar- ao11w1iea
bow bm netted by ee. fftbea b mote dm ae BOttetwr aseh you drat i do wisest is smog d acapad y aoy ^ b *Abe
covdsedoareot asb and ooeepNd by sl of you Wa ekd team aN o?teeis lotto w bis aeooed
1S. CIlBDfl'ifBNIW. thissoo-m%youmWMemus mekaadbad Warysdbsetewsrarygretdeasshoat
trr apainoo wilt yw. Yoffie ais arbaeiee w b *ib tiom d eaobeVEL wid oor Mallow aaapdera. hbtdrr< clot was obaied wm mmm le 16te naeornt ?yow ado we wi/ W wa!{sj thAt arapow we apt altda s!1 mnNt breeas iapoete mad
income vsdliw8ww w ya a it easoaeily ueotouy b protect oar istwaes. !
16 Cl157OM>ffl fHPORhdATlOfd. Yw daMd thttl wtdaat: mawotiw iobeawtloa wih Pr1C Bwet aAfYaee th any shed pow thtt
peedwete servkte floc rt b owweetioo wibittk aeoowt a m wirer d* aoe?euyaap? be moolmwd Na sey AN AN:=1 maioa Pa orsdried
pwq p MUL rymdo an went as b glows paswwl. asaisasalbe hdtitttwgw wbh 199 Back st7¦feln, websn a PNC HsIS P. O. Box
69 Od6P IabwX Pmeorlaew ISM Be weer to ieolde your R=16 aMPWescortwaebw(s) or3odd isor lBSii uwtbw (e?
17. DEFAULT. You will be le6dkdt ifmi ofthe lldborinp happow '
a 1fy"Aftpeymyywmmwbmkisdrr
bi 1fyo. fhille rstohaeeayesetrtt otaq edrwuet 61 exeeri dthe 11[axiarw G unit wilhm tae (10) deye albs w edl a a!otioe m
a d MIM-seada?lerosflemdkb--- 1brs eedwilds Aiwweeat
e) Ifoudie,w?jeil,orffao?omlwlbp--t-ap-ar adeeto doasfiefslY?yo?
! IfyaasraboawlDemeetfbrbebeetelkof wdimwe ifyauateorbussom t.al,ifadwritoppoidedfrranypartofyar
P"Olsy?Oti[6eraa/lolrar>aesil7esitDD ?? 7!ob
IfwtyoraNwataaadtar?a ajdprwtaptbstyar,r or onmyptopwtydyaa;
• ? [fywbreeaadlytswWnaadgaofwtyebrarer. aidsws;
i ityosieteaeedet!eyuateYememlefetaiesePa'Yad•wftifWeboxodworiatawdso;
) ifyae fbR m bq wgiJtoaAitearPwlbes wg?A!y?feriis A?aeesetawp? otiarlese ara?wd wltb NK
k) Ifyoe/ela?aoieragfoa4atteeelwdd4,eta?n$y?!p?? taeaideorWwaqaseteAyarEWOdorgnemwt.ilkhVOrof
aiq!a16Qa ??ttwrwlbet mg m? dtoetwY ml?PwPwY al!etrabWyb repay this aeoeunlarpee?tyom1) ma!g00y"t0e`aedhorpittm?yarpmpwtyonaria wbbhwbweaBoor eeour*bmweet(dbinc "aitndobm toftlgrd
yatr.eee.aae wbk asx I
m) ttywltilmaabWkd m.heainywrwiwwydapoekaoooaatwilimc
a) ua aafrrial edettae dmp mm.t iA yow lbweiaf eoedbiae, or w bdkn tie peoepxtaf paymwa orpesfmaees of tim moam is
o) if uWaftleve non dwrtbd b die desalt ncdoa - - --- with b say xmmkFof Ww eeeown
p) agrarsombr emm or othe wiu Wtmpts m (miL =, Is "Ohs tack pawew's ? dlhit aooow!t or amy adm loan
q) U w, ie,oed Nft deem arrdret is emm
IL OUR 1-01M UPON D1FAULT. 1f a delwb coon. w wit bow w Audierddy b pay chefs or sate adtatttws ficos tib aooeme wrd tW
! a omd will M turiraMd TW well heppw widral pnoeaslka b Hws dwott?at orr sa?eapt?or, b chain flow dais nest er meka
adtaeoat alsrdol ya. gaatit/ wa wq dwells boas bas a tii aoosart tfaay a!raat dsswibed ie fisttkes l9(!j, (? ar(W happwr. ail aroesa
wildyou ow s tadlrffiie A>Dewtra aIW! be iawedialebr des wd psp?tWe wilio!at peter odd m or d* b a!tu. mtospt RENROfted by law. If
qy olio eves m Sseliar 17 9mm al amswls wkiek yw owe ue aodarthie Aptaewtet sdil der Md pepaMs at ar option,
wNhout ptbrnolim to yyooaa?? orsi?t m aoq • wtlaited ?y k+r. Tie oliar ?ttwleioet of tltit to awditam m appy to aoawnt If
w pet a jodpwtat adlerdtiWt adlee yoaaee a detarie an aeliote fildbp araprrst yw midst eheC?oBe. enlae proibid l
taw dw srss appitaile b ride aetreett wfi aMleaeb m babaiwoot oa tla eetowat A dtdldl ardor Aproemeea it a de0wk otay
olier woe, boa a1taweat ar o mu* memmuwe bat yo bare wib ae.
tkwadebttM. ff wdttdwa tie seeita taatael d w acoetatt idlaldy doe sed you mat
fiat saoowe medLMdy. Upaa yore dtflrlteaoimea tln hlwpia ar b 1M? Peitet ( owr tit srewwt act on tleia
asooOm. ifalowd b low. we mqr Yrr a ppqq aaeseeee rise 1e bdp al ooleet 11i aoootwt yw b dpaayy ie aotoealseoe wNi ft ??Ya i
eWea m pay err oefisoloa oesa wtthost lfetitttioa, tie eat dbkiaw etlotrspe M abft?), tthaderar act w Not mmym olae b had us
odlea riffs asatrt TW iooltda(baa ' m aaaa??r Nwi1s ader eppYable itw? orr auomrye' M sad 1o?i aapuwt wYtkrraraot thw it a Lwady
iedttdigttMoeaaya' tea d fbriiateuplcy peoe tt? (irdatlhtp efket b wrdtfy walo
orr say wtbwalie slay ar it jeaolra? e?taa
trod kibiMd by
md salt aNepestd post jrdrued s it aatvtees is addthoa b sli atlrrwms povided by 4?r. yw wt11 abo pay OW coat Dom peo
V
applicable
(Pun 6 of 13)
19. FEES. Yoir aosaest ig ml jeot b the AMW Fee desetnI m dr Atet pap of d& Apeeswad. The Amad Fes w l bs do d (n advaeoe
oa the aemiveosmy dab dyoaraaoee ad >s sot milmdabte.
20. 7BRMINATICIRBY YOU. Yes wsy - io - des Apnodd dm the youaro met i• dsdmk by: (i) eesft or ' ita weklwt
fads. b m dntya ast tlis aooomet; (ii) pew ue dw a etMe?et?p ksW beige fdo aooseot, dw =,w d and om m
the balemse, ad V edsra?meda ?r iraoaordsnoe w its ta¦a of ABwneet; ee1(ii? wl aiaob atl odwaedk
tarbssl itappitca11lt, wlio11 me atr p?a?ee? and 111.1wam own ptovidsd p yomb yearsooas. ee wmwei?all oamtiem b be tiabte dx may
- avaeedsaamu amda poruant b arntpsaad aLeeb.-Mpg ese etd?aels asar lie aosomt is tasioete8 maY be oomidssd 2aea8?dat
21. TeRMlKA710N BY US ahtgr (69) peiorvnklm eodm b yen, ws ImmiaM t1i.000..1. wilb a<wdtbort asesa, and domm of
AiY ddw bioeeFtie aooosat? tke aoausd asd wpid arswst m tke aad aE otieraerww dea b
amaaieoa vrW ie Iras A?wlset. Ualass oet moss pwvYss ol?wk w WIIiM es ttis?r s1111119b msbs Nr aea bw b
ear.taedea reiriispnaBaph M aaadllet ahaam «bith sdi dais A?aennt eed ahlsinww wdtlea aed foesd b? yon
.trdleseadialstm11wiusadaaesaeryet11srttmtsmadswsdmWahl,.ssswtMMflrwMei?saatMaundmilmsedge. fews, eeaa,It
ear aeM b ebaebr oraea11e adwmgm aRr we lets lamdaed We eoensk. you a?wdet via mq ebtge these loess b IW aaoo mt.
aoosss dwka. if ypUeb1A srlich ae ar p?opaly aed tYt vra?e provided b yor b .guess your
woolft arm be vow*,
22. OOWY®tSlOld TO7 !ltld IAAW Wa seem tbg k b aoavmt or aq paot d dm iddMOdums under des 0oooud ids ow
esm Ism, veith a witbemt «.sq .lath 0m Flat aekem egdee b Comaaiu)iedom% if we esaoim this
eaKwa will 00mpub a ow p?ymmk vrkl ?ss? b Ile paK 1M asosat ao ooovewtM ??ybs Tana Loa Pm go a% gad yyoeuo will be
advised deck sear Mich greet btleTau toe Pmdem is me Otiereuisa I+lotioa mimmuls an do ;= Loa Paedos
deBowi? •s Courenism?-Mbs base/?poe a ama1 .rtkm period spwiisd iw /ts ElpavmioulMidlAmodbmtiss Peeled" 1.
Siapmt peperAs n ibaTsmt Loa tad. l- 6- Mrmieed mso0dy al"be i• tM 0move by ut b be aao y to 6dty
amoelbs the dtai estnsedia/ biesO ofAs meson m toavalmd evxdo d m "a"" limed a Rr dMelive low" mta
am the.gusset ¦ of M ilttia in oert dadt p??aoe1 is alooisssd by w. M smomadlm. ad am?r' imism t v Il bs ig oa drc Met
&y of do Amod n*a fotiad Fo110101 >t 1110 t n Nedoy dm l?r cleft I?it d16s aesausl oWi be mdmadb an lom some of
the Tee Loom Pood, Yes eery amt eaboomnv topaid.mo=le du Tail Loo 1,10 u WIN aduewiw magi W as. Ups papmed is"d the
Teen Las fbdm and vrk11areaeseb des All segue. ddb momt msy be nhousad Alt of a pmvhioa0 o t ds Apeemn(dnU apply m die
Tam Lan Pmdsa moapt to the.stag iseomMlsat wiR Ws pseapaph
23. OURU ARRAY. wehaveao?poam6iiihrfmleitmsd=aymeehbs,se?eh0statoth0rpmgbh0exohmbarwyo111eranewvAioh
WORM penmk dlsm dm0 b sung oobe fed b ab(i a bw ibsm d?L aasunt OurilA 4. if esq. br wwm?l dwmwof s ebuk vntum on "$
aooone u ticked b your ad d elroeps. DkIm m broy mmom u provided wWw d e l i m0 of db AyOmieoi is oft wmgpd diiaor.
24. P09r-0ATIA STALB DATIA STOP PAYMENT AND CER7WVA7ION OF C1t8CKL Peossdmm awe bean ?y{s m
etds doled. ad glop porysme ofoMabs is oosseodos with bmspbas ea u?uMr 6aeisam sMetidas mmoeem ia9 wpply io o11eeb aeds
Alosemast Yea 0/a aot b iseea elrolr. You fie r p- a atop otdr su s s11eek tr viler Lbmadm on Sc date,
pspser ai «aae am0art %.-m- ad comm) of so sbei M any slum cam - I ? ee w at adiass: 4NC
es s?iepeAead Glteeeesr Adm m 2730 Lh for Avmmk Plml 0, PA IS= Ws ulq as Hole ptpdery a dW& yoar mgnr?t is
aot ma.We mot
iuooiu elm, iseoemei k ow dehi oria mot provided b us io a time ma me AW WBM ands m a Immaile oppothi y io ap
a obaok os deb aooomat.
23. AMENDMICIRr. OF AOREEMERr. We mq smed this Apsemmt 500 times b dams. Is auy mepa%tadloby liviatyss vnism nedsa whoa
esgnitad by bwr. flashammdestals vrll apply m oulMadlepbatiorss ad ear Mom aespt m stYewim dd bs the wiI m mod" K do
not spa* bsbond by dm temm ofm W i6 dmmt, you tsotr ewtdy as ofyouedo? ba to doe seooms taeearot to Salon 20 o[dewa
Tame ad CmWkias webie flirty (30) days oflhe dam we soft ysuoar mods.
26. YOUR RBSPOMUNUITIN TO US, tf mote dams om peen 6 iMw0W so Bormwer mob said di ofyoe see spolly reoloo le,
iodividuary hod tepeMr, b es flr payee. kt lA of this 0oooeal. tf ws sassed asdk to yva of aq dvaem b your now" prior b
? dye. deft or isapaeig4 each lmsmodom id be a valid and bidal oN ' oa of your erase em l upon yar balm o d
27. RDIME11 CUM to A7TVE. Oar moWm ado fhb Apemat Aid] be otmatW" and not alsetm6ve.
29. DELAY W ENFORCEMENT. Wean ddq in eebocinl gay O( OW d*oto seder this Apeeetge wiOout loft dam. Aay rvsivet by tr of
any pew Was of drls Apeemot wall eel boa waiver of tbs ems or my otbar p o - om m my o*wooadow.
29. ASSIeORAIRINf. You mq not orotltawise usedm yogi V ad seer this Apeameat, ardabpb yaorebtiptiom b
..mesh you owe m eMtmtpt M ytm W eseya ardelego wit bo and m sAbet. ws eery rq and art ear rr?1s uudts
this Aewarmat et suy tlme wdtimit aoweatt A Cgs) b wheat ws udpt i AVoomw" be b a}t ofemrrill; uoaor des
Apaemmt. I1oes of your rilW ar btbas sbsl bs elwoled by soap assipmeot
30. REKACTBM W OF PMM AM MF.RM MM APaamae oepbt s al amlim aptmmosts mid lloovam i bdesca eu tb;s saaswR,
iadsdh+l bedomem ssetiad ova ode ik aaoeiu floes my prior aogoemt, jot m if k bad bum in dibat 1 elhea dr Amt drunoe Avm+bis eaooue
leage 7 o! 13)'
31. ciov6R M uw AND OONS7ffi MON; JURODIC ION. We hu bona dem 'to aad t?earptrd by w nd wa71 be
dasoed q.bs made i tY 51tts wbem atr adiios iditeted the Ilntpye at is ? ReRee?rr den W d
nsidtoo4 you DIP m Ld mWr arw M be bMgNdrd,wd abs ?ae I d1o Yaaiwd, i aoooeduoehere
dolt 9ttee whew ewr elllee 1be tbw pgsetdde A?ee.ert it btorrd, Emmet dbtw mla Yoo
ooassrt lQ the ettaltrire drtq Wear lltdtae -III 111 d _ e aaA? 011 1 1Mnswas" iediaeld as feat
pMe ettNs A?weamm 4lsale? end eewe duo dl mNoe dpoee? e?eY be cart M aNloalRlr woo?edewnUMtaoeeNrem+iee i'ieged
0 yw et eeYtsm srt ibei Darin iirn deer toad eterias b tttttds wdp be Mmsd aMaemylrted as dos 6atitrae atba
olk wl? waY ar?irG P?r1itl16rt i ddt ARroe?e? wry ynwnt a ieaa tieie?tb MDr eMfa4 aeb?oi?i aqr awari er
e: u ..r.l.tia. a..tw eer ?dvtduetlv_ eee? ew eadr ee nairn eea dyeneaweeety wdtbfsner -so=&. moor
b4 yat nod w. Yoo vm*N ray obJectioa w weros MI MW nil 1 -1 bmd oa a mac snare . i Emma m mw oma aatRmta attar w
32. 38VElARI =. if wW poririoa of Apaw" it boM is be i mdW orwalbtewbl% colt daleaaiead rhdl aot sa d the
mdw ty aredmon bility aftb nmh td pavow of d0 Apmo tt
b pwatwbo ptstragset orb adtitnriee HahM Ihis
33. OENSRAI. t'ROYIilONB. Ta the lidlert atilert tttlstred by hM,detwedyao ad esy Otor
meow
wttira eW eypUtrblr ttlttlete of ' paaeremeat. !tr NmsR peowt tad atalw afdtrbaeor
area .itirR erradd am
A?Sat. allrwrMe erptartly wled is w?Nrr obti/rted as oleo aeeoort. ?taet?'
tNa twaw ttrettMed (ta0mtedr)? trd !r nq tieo) obit aoooort. or arlmrr ryr payr ar otaoOrlwrM, ar
tbif to radius apoa arpit*et atrstaaelar iaMtart i aq ooMuemi; ate tie arty otbersatloa dreatad by w mit5oot IMr aoereet of
aotioe W. m"m Wsm?r atoWy dot aoooamt wddaw the aawat af, or naies to, snyeas otlnrtbss tbe?p y witk whom ie mofdwtioa it
nude. Any noaiee to a wMk1? it
(Page 8 of 13)
OWNC IAM
BUSINESS BANKING LINE OF CREDIT AGREEMENT
ADDITIONAL TERMS
Borrower: ALBERT WILSON DBA WILSON RESTORATION
AND CLEANING
656 BURNITIOUSE ROAD
CARLISLE, PA 17013
Book PNC Book. Nadood Association
One PNC Plant
249 Fifth Avenue
Pittsbunglu, PA 15222
Inbv&wtory Rate. 6.75%
Billing Cycle: 12
Dear ALBERT WILSON DBA WILSON RESTORATION AND CIFAMNG,
Co onsl We see delighted that you have chosen to obtak a line of credit from PNC Bank. To shook you for
your businew the %=W teems mdwamd below apply to your uosecued line of credit. The p mvmxm of that
Addkional Terms d M eaepeeaede my iacoamstent providoas ofthe anclosedBu mme Bwd ft Lase of Credit
Agimmunt (the "AV* mes0 so kung as you remain a PNC Bank Bu ism Checkial; cuem w ad shW be deemed
to be an Ameadmeat to the Agra meut issued in mcmdooee witb Section 25 of the Agreement Thank you for your
business.
1. DEFINITIONS AND TERMS USED. Unless otherwise specified, cry initially capitalised lmwe used ham
wkhotu def nifion shall have the meanitko us*W m those teams in the Agreement.
2. 1NT'RODUC'TORY ]MEREST RATE. Interest on the balance of the Amount Financed entt he ft ftm time to
time shall be competed on a 365/360 basis as the ThooduaWy Rate indicated above for the mmabmr of full Inkododwy
Billing Cycles mdwated above.
3. TERMINATION OF RCMDUCTORY 1NT EREST RATE. If do manber of full Introductory Rate Billing
Cycles indicated above. have boat completed, hda at on the baiaom of the Amount Financed outstaa ft fiam time to
lima shall be computed in accordance with Swim 9 of the Agrem ia t.
4. WAIVER OF ANNUAL FEE. During the fiM year of the Ape(MOV. the Annual Fee specified ou the fiM page
s>?h
of the Agreemarrt d mV be waived. If you do not maim your primary deposit scoonnt with us paamoot top g
12 of dw Ajprs mmt,.the Hank may, at its sole disereuou, Burge a pro-rated Amoral Fee to your mcmat for the
reaab dw of the Sit year of the Agreement.
(Page 4' of 13)
1. jIM&M The Applicant certifies that the statements made on this application and any other
information pmvidod in connection with this apphcation. are true and complete THE
APPLUCANT CERTIFIES THAT ALL LOAN PROCEEDS Wa L BE USED FOR
BUSINESS PURPOSES. The term "Applicant" as used herein shall include the business entity
(es) applying for the loan (the "Borrows') and all other persons who by providing information
herein may be liable for the loan requested in this application as an endorses; surety or pwavim
or who may be a principal of the Borrower The Applicant agrees to promptly notify the Bank of
any material changes to this infoormation. The Bank is authorized to make all inquiries it domes
necessary to verify accuracy of the Womaation submitted and to debamiue the Applicant's
creditvrorti>ukess, and to share any information provided to the Bank by or about any Applic an(s)
with any third party that performs services for the Bank in connection with this application or the
loan or to whom this application or any loan to the Applicant may be transferred. The Applicant
authorizes any person or consumer reporting agency to give the Back or such third party any
information it may have on tike Applicant and sudxdm the Beak or such thud party to make
inquires of the Applicant's accountant dhuAy and obtain any imfamat ion it dooms necessary in
pig No application. Thai Applicant authorizes the Bank and any trmafeaee of this
application or loan to answer any questions about its credit c paiaace with the Applicant The
Applicant understands that all fees, including commitment and - - - -entation fees and annual
credit review fees are nonroefimdebla In addition, once the commitment has been issued, the
Borrower will pry all mom, including but not limited to: documentation fees, annual fees,
mottg* taaea, insurance preinfi=6 roootding and filing few, overdraft protection fees,
apprai8al fees, eta
By alpft below, the undersigned Apptiaat(s? wbe Ware elther a prhxipsl(s) of the
Borrower or a personal gurastor(s) of its obligations, provides wrMen antkorizantioa to
the Bank or its designee (sad my assignee or pbteadsl awe besot) to obtaka nyleur
personal credit proflie(s) fi-om ore or more andend craft bureasm Snetb andiorintion
shall extend to o6tdaing a erect proille h+ eoasidertag tub a oa sad subsequently
for the purposes of update, renewal or extensisa of sack credit or addilioaal cralit and for
reviewing or collecting the resulting secouat. A pketoeopy or fsedaidle copy of tbb
aut6orlaaktise dog be vAM as the original. By tlgaatore below, Uwe atfiran n7lour
identity (tin) as the respeetive iadividusi S idestMW is tkb app andon.
I 2. ?g Each Applicant understands that in order to save our customers
effic kudy and•offier a full range of financial. serviceq the Bank dmw,a customer tranaschon and
expaiesoe information among the PNC Bank Eerily ofcompedee. PNC Bank companies also
share personal information such as ap *cWons6 financial statements and credit rgmft By
executing this application, each Applicant expressly consents to the sharing of such inkrmation
among the PNC Bank companies unless such Applicant requests that the Book not share this
other personal informsdos (except where such information is need by one PNC Book company
to service customer accounts for anothek'j by calling the Bank at 1-877-BUS-BNKG
(1-8.77-287-2654) or by writing to the Bank at: PNC Baal, P.O. Boa 96066, Pittsburgh,
Penmsylvanida 15226 including the Applio ds name, address and account number(s) or Social
Security/M number(s).
i
PCBB = ApptloMm-PA45-13-05
(Page TO of 13)
3. TT=C . If this application is for. (a) a Choice Credit" for Business Line; (b) a
Choice Credii "for Business Term Loma; or (e) a line of credit or tam loan which may be
secured by the Harrower' a business assets or equipma and the Bank approves this application,
the Hank will marl to the Borrower at the address specified in this application, the Business
Bmlong Line of Credit Agreement or the Business Boldng Term Loan Agreement as
appropriate (as ascended or restated from time to timq the" rams and Conditions") governing
the line of credit or tam loan (as appropriate, collectively, the "Credit Facility"). The Borrower
agrees that: (i) it shall be bound by all provisions of the Terms and Conditions; (ii) all credit
requested or obtained under the Credit Facility shall be subject to the Tams and Conditionq (iii)
any request by the Borrower for credit under any Credit Facility shall be conclusive evidence that
the Borrower has received the Terms and Conditions and agreed to the tams thereof, and (iv) it
shall pay to the Bank all amounts outstanding from time to time under nay Credit Facility in
accordance with the Terms and Conditions. The Borrower agrees to wrmediately notify the Blank
if it does not receive the Terms and Conditions within seven ('n days attOr submission of this
application to the Bank, or if the Borrower does not agree to be bound by the Tams and
Conditions upon receipt thereof The Borrower ag eas that if it does not agree to be bound by the
Tams and Conditions, the Borrower promises to immediately repay to the Bank any proceeds of
any Credit Facility which have been disbursed tq or on behalf of, the Borrower.
The remabdog paragraphs apply only if the Credit Facility is: (a) a Choice Credit" for
Business Line; (b) a Choice Crete fear Business Tens Lean; or (e) a lloe of credit or term
lean which rosy be secured by the Borrower's baslsas assets or equipment:
4. Gnu a . In consideration of the extension of credit from the Bsnk to the Borrower and other
good and valuable consideration, each of the undarsegued owners (individually, a'Vroaraator"
and collectively, the "Guarantors') hareby jointly and.severally gaarzotee3 and becomes surety
for, the prompt payment and performance; when due, of all obligations owing by the Borrower to
the Baal whether now existing or herestm arising including without limitation, in connection
with or under any Credit Facility and all obligations now or hereafter due undo the Terms and
Coditions (collectively, the "Obligationel. This guaranty is absolutq unconditional,
irrevocable and continuing and will remain in fail force and effect until all of the Obligations
have been paid in full. Ibis Guaranty will not be affected by. any release by the Bank of any
other party, guaranty or security held by it for any of the, Obligatiooq by any f dlure of the Bank
'to preserve its rights tD any guaranty, or by any irregul eritx nneaforeeaA " or invalidity of any
of the Obligations at any part thereof or any gua my thereof This is a guar sty. of payment and
riot of collection and the Book shall not be re aired, as a condition of any Guwmtofs liability, to
make any deanand upon or to first pursue my of its rights against any Borrower or particular ?
Guarantor, or to pursue any rights which may be available to it with respect t0 any other person
who may be liable for the payment of the Obligations, Each Guarantor hereby waiver notice of
acc eptsnree of this Guam notice of cd ansions of credit to the Borrower from time to time
notice of default, diligence, presentmenk notice of disbon or, protest, or demand for pryment I
The Bank at my time and from time to time widwA notice to or tiie.consean of any Guarantor;
and without impairing or rules =& discharging ormodifying any Guaanwr's liabilities
heramder, may. (a) change any of the Terms and Conditions relating to any of the Obligation;
(b) renew, substitidr, modify upend or alter, or grant consents or waivers relating to, any of the
PC89= ApObWW4PA-M134X
(Pags 11 of 13)
Obligations, any other guaranties or my security for any Obligations (c) apply any and all
payments by whomever paid or bowever rummlimed, to any Obligations of the Borrower in such
order, manow and amount as the Bank may determine in its sole discretion; (d) deal with a"
other person with respect to any Obligations in such meaner as the Bank demur appropriate in its
sole discretion; (e) substitute, eumchenp or release any security or guaranN or {) take such
actions and exercise such remedies as provided banana or any of the Teams and Conditions Until
the Obligatim are paid in full, each Guarantor postpones and subordinates m favor of the Bank
any and all rights, which such Guarantor may have to assert any claim against any Borrower or to
any realization on my property of any Borrower Each Ouaantofs obligations hereunder stall
not be affected, modified or impaired by any counterclaim seto$ reeoupmaK deduction or
defense based upon mfr claim such Guarantor may have against any Borrower or other Guarantor
or the Bank except payment of the Obligations To the extent flint the Bank incurs any costs or
expanses in protecting or enforcing its rights under the Obligations or this Guwvxitx including
rossonoble attorneys' fees and the costs and expenses of litigation, such coats and expenses will
be due on demshd, will be included is the Obligations, and will bear interest from the incutying
or payment thereof in accordance with the Tam and Conditions This Guaranty will be binding
upon and inure to the benefit of each Guarantor and the Bank and their respective heirs,
executors, administrators, successors and assigns.
5. amd $ In addition to all limns upon and right of setoff against the money; securities
or other property of any Borrower or Guaator given to the Banc by lav the Bank shall have,
with respect to all Obligations to the Bade under any Credit Facility or the Terms and Conditions
and to the extent pen fitted bylaw, a cortractul possessory security interest in and a contractual
right of setoff against and each Borrower and Ouarantor hereby assign, conveys, delivers,
pledges and tranafars to the Bans, all of its right, tide and interest in ad to, all deposits, moneys,
securities and other property now or hereafter in the possession of or on deposit with, or in transit
to, the Bank whether hold in a general or special account or deposit; whether bold jointly with
someone else, or whether bold for safekeeping or othemsq occluding, however, all HtA,
Keogh, and trust accounts. Every such security interest and nght of setoff may be exercised
without demand or notice. Every such right of setoff shall be deemed to have been exercised
immediately upon the occurrence of a default without any action of the Bamk,al&ough the Bank
may enter such setoff on its books and records at a later time
6. Power toQIM Judsaseat Borrower and each Cauntor hereby Jointly mod savendly
irrevoea* mtberlme sad empower the Protiomotuy, say attamay or my cleric of any
court of record, attar the occur once of may Defarlt under time Terms sad Cqadkb my.to
appear for sad aomfas judpmat apimt any or all auch parties for ach swap a are due
andfor,may become doe mader any Credit Facift will, comb of W4 wWkmt stay of
exmdkn , and with ton percent (10%) of due anomat of mach jadgismik but not less than
$1,09Q, added for attorneys, collection fees. To the extent permitted by kw, the Borrower
and each Guarantor releases as wren in minds proceedlap. If a copy of this iastrament,
verified by or on babsH of the Bmmk dM have beam Bled im such sedoa, it "not be
necessary to Me A* oft ael Assdrumemt as a warrmt of attormry. Intend on my such
judgneat shag =er oe at a rate par mamam which shall be five pa=M (50%) in mmu of the
interest rate in effect Prow time to time under the Terms and Coadidm. bot not more thm
PCBB= Appacatlon-PA4WI3-05
(page 12 of 13)
the nwxb a raft aBo*vd by bw?. The sudm ty and power to appear for aW eosfen
)sdpment spb d So Borrower asd mh Guarantor"sot be ahauskd by the WW
eurebe thereof asd suy be exavbed a ohm a the Bask dwl Bad it secenary asd
deAmble asd this b bvmm nt dmR be a m2ki nt warrut therefor.
BEING FULLY AWARE OF ITS RIGHTS TO PRIOR NOTICE AND A HEARING ON
THE VALIDITY OF ANY JUDGMENT OR OTHER CLAW THAT MAY BE
ASSERTED AGAINST IT BY BANK HEREUNDER BEFORE JUDGMENT IS
ENTERED, EACH BORROWER AND GUARANTOR HERESY FREELY,
KNOWINGLY AND INTELLIGENTLY WAIVES THESE RIGHTS AND EXPRESSLY
AGREES AND CONSENTS TO BANK'S ENTERMG JUDGMENT AGAINST IT BY
CONFESSION PURSUANT TO THE TERMS HEREOF. FURTHER, BEING FULLY
AWARE OF ITS RIGHTS AFTLR JUDGMENT IS ENTERED (04CLUDING THE
RIGHT TO OPEN OR STRIKE THE JUDGMENT), EACH BORROWER AND
GUARANTOR HEREBY FREELY, KNOWINGLY AND INTELLIGENTLY WAIVES
ITS RIGHTS TO NOTICE AND A HEARING AND EXPRESSLY AGREES AND
CONSENTS TO BANK'S TAKING SUCH ACTIONS AS MAY BE PERMITTED
UNDER APPLICABLE STATE AND FEDERAL LAW WITHOUT PRIOR NOTICE.
EACH BORROWER AND GUARANTOR CERTIFIES THAT A REPRESENTATIVE
OF BANK SPECIPTCAL.LY CALLED THE CONFESSION OF JUDGMENT
PROVISION TO ITS ATTENTION AND/OR THAT IT WAS, OR HAD THE
OPPORTUNITY TO BE,'REPRESENTED BY LEGAL COUNSEL IN CONNECTION
WITH THIS DOCUMENT.
7. WAIVER OF JURY TRL?L. THE BORROWER AND EACH GUARANTOR
IRREVOCABLY WAIVES ANY AND ALL RIGHT SUCH BORROWER OR
GUARANTOR MAY HAVE TO A TRIAL BY JURY IN ANY ACTION, PROCEEDLNI
OR CLAIM OF ANY NATURE RELATING TO THIS INSTRUMENT, ANY
DOCUMENTS EXECUTED IN CONNECTION WITH THIS INSTRUMENT OR ANY
TRANSACTION CONTEMPLATED IN ANY OF SUCH DOCUMENTS. THE
BORROWER AND EACH GUARANTOR ACKNOWLEDGES THAT THE
FOREGOING WAIVER LS KNOWING AND VOLUNTARY AND IS A MATERW.
INDUCEMENT FOR THE PARTIES ENTERING INTO THIS TRANSACTION.
PCB8= App0,, ke-PA46.13-W
(Page 13 of 13)
&nan
AlLea .e..u)1Json5-tBA.wlLsmn
s)? ..e rrcw¦a?vaa??. ?r?vv?al
Nam l
if Botrowar is a oorporsfiM mW ragairod offl*s) mast sign. If boseaver is s p?ctmenhip all .
pattoecs nmast aim
• OfilwTitlaa AwWdQ=lw ss lbllowc If a Sob ftwiam - Owner; a Capomdw -tred"tt.
Yioe-lre Seereb", or beam, an = -llien&w.
if Borrower is a k* wAW, the un&migoed offca*sy'pa uat(s* mb*#) repreretet and ww= &M they are daly
aathorind to a mft and &&w this Application sad nay otter apeemaotr as b" of much anti Amw of which may
cow a wa um of stlasay wa&oeiziag the Boot 1p cadm ja ynatt agaiort the eatity for all soma &a a to become
dao by the amity w the Book}, all oe emy notion to authorize ft =am*= and deli uy of thin An*c&oo sad such
ape=" Me bean properly taken and the Borrower is and will oo Wsm m be daly mthorized to borrow under the
Crodit Facility and to perform all of the otltar farms and p m*im of the melt arawmb
geauue . tltt i?ahue (Name only, no lift)
,m-
aw,=
fide, (No tide, Plow print)
FCBWM Appa=ftm-PXWI3-W
0
OF 41pDqo-% C ARY
2009 SEP -4 Pty t: 58
?+UI 94?N7Y
,42-7-50 PD AT/
Ci:-* 110'94'7
M*-23oaa7
1?.?, IUD
Oq - (00 0 - , tv 1 ?Te rh
CERTIFICATE OF ADDRESS
I hereby certify that the precise address of Plaintiff is:
PNC Bank, N.A.
One PNC Plaza
249 Fifth Avenue
Pittsburgh, PA 15222
I further certify that the last known address of the Defendant, is:
Albert R. Wilson, Jr.
656 Burnthouse Road
Carlisle, PA 17013
I further certify that the underlying transaction, as evidenced by Exhibit "1," attached
hereto, is a commercial transaction.
Dated:ZM?Av
, 2009
ack P. Bock, III, Esquire
FILE"FrCE
OF TW jWTH TARY
?M9 SEP -G PM 1: 58
PEI"YLVANJA
oq- Loa59 0, 1v1 t 7eit- .
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. § 4904 relating
to unworn falsification to authorities, that the parties against whom Judgment is to be entered
according to the Complaint attached are not active members of the Armed Forces of the United
States or any other military or non-military service covered by the Servicemembers Civil Relief
Act, as amended, December 2003 ("SCRA"). The undersigned further states that if said party is
engaged in military or non-military service, as defined within the SCRA, the undersigned is
without receipt of or knowledge of an Application for Relief as required by the SCRA. The
undersigned further states that the information is true and correct to the best of the undersigned's
knowledge and belief and upon information received from others.
/ack Bock, III, Esquire
ALED-OFF"
OF Tif MITHONOTARY
2009 SEP -4 PM 1: 58
t 4# Efi «? 4L- C(ju iY
PD*4MY ,q
OR - &OSI l.?tv i l lerw
AFFIDAVIT OF NON-CONSUMER CREDIT TRANSACTION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. §4904 relating to
unsworn falsification to authorities, that the judgment is not being entered by confession against a
natural person in connection with a consumer credit transaction. The undersigned further states
that the information is true and correct to the best of the undersigned's knowledge and belief and
upon information received from others.
r?,o . a
RLEQ-O F
OF 1t p( THMTARY
2869 SEP -4 PM is 58
Ija C; . Ty
VAMA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC BANK, N.A.,
Plaintiff, No. 09 - UDS? (2t v11 I-& 1K
VS.
ALBERT R. WILSON, JR., individually and trading
and doing business as WILSON RESTORATION &
CLEANING,
Defendant.
To: Albert R. Wilson, Jr.
656 Burnthouse Road
Carlisle, PA 17013
Notice Under Rule 2958.1 of
Judgment and Execution Thereon
Notice of Defendant's Rights
A judgment in the amount of $58,427.04 has been entered against you and in favor of the
plaintiff without any prior notice or hearing based on a confession of judgment contained in a
written agreement or other paper allegedly signed by you. The sheriff may take your money or
other property to pay the judgment at any time after thirty (30) days after the date on which this
notice is served on you. You may have legal rights to defeat the judgment or to prevent your
money or property from being taken.
YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND
PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH
THIS NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS.
w
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA
Telephone (717) 249-3166
Bernstein Law Firm, P.C.
707 Grant Street
Suite 2200 - Gulf Tower
Pittsburgh, PA 15219
(412) 456-8100
d-
ALED-01FICE
THE pVIMMARY
ZIA9 SEP -b Ph 1: 5 8
M AW
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PNC BANK, N.A.,
Plaintiff,
vs.
No. CA - 0057 c-, u i ITerw.
ALBERT R. WILSON, JR., individually and trading
and doing business as WILSON RESTORATION &
CLEANING,
Defendant.
NOTICE OF JUDGMENT OR ORDER
TO: ( ) Plaintiff
(xx) Defendant
( ) Garnishee
Your are hereby notified that the
following Order or Judgme t was
entered against you on 4109
(xx) Assumpsit Judgment in the amount
of $58,427.04 plus costs and continuing
interest.
Albert R. Wilson, Jr.
656 Burnthouse Road
Carlisle, PA 17013
() Trespass Judgment in the amount
of $ plus costs.
() If not satisfied within sixty (60)
days, your motor vehicle operator's
license and/or registration will
be suspended by the Department of
Transportation, Bureau of Traffic
Safety, Harrisburg, PA.
(xx) Entry of Judgment of
( )Court Order
( ) Non-Pros
(x) Confession
( ) Default
( ) Arbitration Award
By L4t?
PRO NOTARY (OR
DEP )
t i
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa. C.S. §4904 relating to
unworn falsification to authorities, that he hois the 4 V e for the Plaintiff herein,
that he\she is duly authorized to make this Verification, and that the facts set forth in the foregoing
Complaint in Confession of Judgment are true and correct to the best of his\her knowledge,
information and belief.
SCANNED
AUG 2 7 2009
Sheriffs Office of Cumberland County
R Thomas Kline
Sheriff
Ronny R Anderson
Chief Deputy
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
???yyrcr fft ??rirttirrt???
OMU '3F -HE >-ERWF
FILED;-04 iC E
OF THE MC H NOTARY
PNC Bank, NA
vs.
Albert R. Wilson, Jr.
2009 SEP 14 AM 9: 2 7
r '4
Case Number
2009-6059
SHERIFF'S RETURN OF SERVICE
09/09/2009 07:45 PM - Steve Bender, Deputy Sheriff, who being duly sworn according to law, states that on August 9,
2009 at 1945 hours, he served a true copy of the within Notice Under Rule 2958.1 of Judgment and
Execution Thereon, upon the within named defendant, to wit: Albert R. Wilson, Jr., by making known unto
himself personally, at 656 Burnthouse Road Carlisle, Cumberland County, Pennsylvania 17013 its
contents and at the same time handing to him personally the said true and correct copy of the same.
SHERIFF COST: $33.40
SO ANSWERS
September 10, 2009 R THOMAS KLINE, SHERIFF
13y
Deputy Sheriff