HomeMy WebLinkAbout09-6190Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
?Joshua I. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
CHASE HOME FINANCE LLC
3415 VISION DRIVE
COLUMBUS, OH 43219
Plaintiff
V.
WILLIAM JOSEPH KIBE, II
AMY L. KIBE
11745B HARVEST BOULEVARD
FORT DRUM, NY 13603-3130
Defendants
ATTORNEY FOR PLAINTJFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. d? - (oNA
CUMBERLAND COUNTY
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
216038
File #: 216038
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and N
are served by entering a written appearance personally or by attorney and filing in writing
the Court your defenses or objections to the claims set forth against you. You are warned tha? if
you fail to do so, the case may proceed without you, and a judgment may be entered against
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DC
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW,
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LA
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service:
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
File #: 216038
I . Plaintiff is
CHASE HOME FINANCE LLC
3415 VISION DRIVE
COLUMBUS, OH 43219
2. The name(s) and last known address(es) of the Defendant(s) are:
WILLIAM JOSEPH KIBE, II
AMY L. KIBE
11745B HARVEST BOULEVARD
FORT DRUM, NY 13603-3130
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.)
3. On 06/06/2006 mortgagor(s) made, executed and delivered a mortgage upon the preen, ?ses
hereinafter described to JPMORGAN CHASE BANK, NA which mortgage is records d
in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 19$?,
Page 4155. The PLAINTIFF is now the legal owner of the mortgage and is in the prdc
of formalizing an assignment of same. The mortgage and assignment(s), if any, are
matters of public record and are incorporated herein by reference in accordance with
Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach
documents to pleadings if those documents are of public record.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon
mortgage due 02/01/2009 and each month thereafter are due and unpaid, and by the
of said mortgage, upon failure of mortgagor to make such payments after a date
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
s
File #: 216038
1
6.
The following amounts are due on the mortgage:
Principal Balance $130,177.13
Interest $6,403.43
01/01/2009 through 09/10/2009
(Per Diem $25.31)
Attorney's Fees $1,300.00
Cumulative Late Charges $539.88
06/06/2006 to 09/10/2009
Mortgage Insurance Premium / $52.86
Private Mortgage Insurance
Cost of Suit and Title Search $750.00
Subtotal $139,223.30
Escrow
Credit $0.00
Deficit $1,482.52
Subtotal $1,482.52
TOTAL $140,705.82
7
8
If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above,
be less than the amount demanded based on work actually performed. The attorney's)
requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserv?s
its right to collect attorney's fees up to 5% of the remaining principal balance in the e1
the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of I
action requires additional fees in excess of the amount demanded in the Action.
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)'.
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a'
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
File #: 216038
9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/Or
Notice of Default as required by the mortgage document, as applicable, have been sen to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided b
said notice has terminated because Defendant(s) has/have failed to meet with the Plail tiff
or an authorized consumer credit counseling agency, or has/have been denied as
by the Pennsylvania Housing Finance Agency.
10. This action does not come under Act 91 of 1983 because the mortgage is FHA-i
File #: 216038
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the suni of
$140,705.82, together with interest from 09/10/2009 at the rate of $25.31 per diem to the date, of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure,
sale of the mortgaged property.
By:
PHELAN HALIIINAN & SCHMIEG, LLP
? Lawre ce . Phelan, sq., Id. No. 32227
? Fr is S. allinan, sq., Id. No. 62695
? D iel G. S ie , Esq., Id. No. 62205
? ichele M. Bradford, Esq., Id. No. 69849
? Judith T. Romano, Esq., Id. No. 58745
? Sheetal R. Shah-Jani, Esq., Id. No. 81760
? Jenine R. Davey, Esq., Id. No. 87077
? Lauren R. Tabas, Esq., Id. No. 93337
? Vivek Srivastava, Esq., Id. No. 202331
? Jay B. Jones, Esq., Id. No. 86657
? Peter J. Mulcahy, Esq., Id. No. 61791
? Andrew L. Spivack, Esq., Id. No. 84439
? Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua I. Goldman, Esq., Id. No. 205047
? Courtenay R. Dunn, Esq., Id. No. 206779
? Andrew C. Bramblett, Esq., Id. No. 208375
Attorneys for Plaintiff
File #: 216038
LEGAL DESCRIPTION
ALL THAT CERTAIN piece or parcel of land situate in Upper Allen Township, Cumberland'
County, Pennsylvania, more particularly bounded and described as follows:
BEGINNING at a point at the dividing line between Lots Nos. 8-B and 8-C on the
mentioned Plan of Lots; thence South 59 degrees 34 minutes 01 seconds East, 54.10 feet to a
point; thence South 30 degrees 25 minutes 59 seconds West, 18 feet to a point, the dividing
between Lots Nos. 8-A and 8-B of said Plan; thence North 59 degrees 34 minutes 01 second'
West, 54.10 feet to a point; thence North 30 degrees 25 minutes 59 seconds East, 18 feet to a
point, the Place of BEGINNING.
BEING Lot No. 8-B, Plan of Units in Building 8, Stage III, Section C, of Allenview, as
in Plan Book 46, Page 133.
BEING known as 648 Allenview Drive, Mechanicsburg, Pennsylvania.
BEING the same premises which Thomas P. Sucic and Lisa A. Sucic, husband and wife, by
Deed dated April 23, 2003, and recorded April 24, 2003, in the Office of the Recorder of De
of Cumberland County, Pennsylvania in Deed Book 256, Page 3560, granted and conveyed u
Kelly N. Cornman, single woman, Grantor herein.
PARCEL NO. 42-28-2423-379
File #: 216038
VERIFICATION
The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter,
Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within th
time allowed for the filing of the pleading, that I am authorized to make this verification pursuant to
Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosi
are based upon information supplied by Plaintiff and are true and correct to the best of my knowledge
information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon
receipt.
The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.
Sec. 4904 relating to unsworn falsifications to authorities.
DATE:
Attornel for I?aintiff ) D
File #: 216038
Q
t .?
OF THE ;-""U;H`lNV -APY
2009 SEP 14 AM i ! : C7
IN
c? SsvQy7
Sheriffs Office of Cumberland County
R Thomas Kline
Sheriff
Ronny R Anderson d
Chief Deputy
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
-7, ?k , 7,..
J
Chase Home Finance LLC
vs.
William Joseph Kibe, II
SHERIFF'S RETURN OF SERVICE
Case Number
2009-6190
09/29/2009 R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: William Joseph Kibe, II, but was unable to locate him in
his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the
defendant William Joseph Kibe II. The Mechanicsburg Postmaster has advised the defendant has
forwarded their address to 11745B Harvest Blvd. Fort Drum, NY 13603.
09/29/2009 R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Amy L. Kibe, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the
defendant Amy L. Kibe. The Mechanicsburg Postmaster has advised the defendant has forwarded their
address to 11745B Harvest Blvd. Fort Drum, NY 13603.
SHERIFF COST: $63.00
September 29, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF