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THIS IS AN ARBITRATION MATTER. ASSESSMENT OF
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc. COURT OF COMMON PLEAS
Assignee from HSBC CUMBERLAND COUNTY
2727 Franklin Road
Roanoke, VA 24014 e'lly, Vs . DOCKET NO . : Qq - 601 A ( TL°?P`M1.
ANTHONY L COONS
549 RIDGE RD
SHIPPENSBURG PA 17257-9764
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN-CIVIL-ACTION
1. Plaintiff is a debt buyer and successor in interest to
the original creditor as set forth in the caption of this
Complaint.
2. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the original creditor under the
terms of which the original creditor agreed to extend to
defendant(s)the use of original creditor's credit facilities.
3. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the original creditor for the use of said
credit card.
4. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the original creditor. A true and
correct copy of the Statement of Account is attached hereto as
Exhibit "A".
5. All the credits to which the defendant(s)is entitled have
been applied and there remains a balance due as of August 17, 2009
in the amount of $2,949.26.
6. Plaintiff has made demand upon the defendant(s)for
payment of the balance due but the defendant(s)has failed and
refused and still refuses to pay the same or any part thereof.
7. Defendant's last payment on account was made on
03/16/2008.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$2,949.26 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. WEI RG, ESQUIRE
JOEL M. FLI ESQUIRE
Attorney for Plaintiff
P01A.DB
VERIFICATION
I hereby state that I am the agent for the plaintiff herein, and that the facts set forth in the
attached Affidavit which is incorporated by reference in the foregoing Complaint in Civil Action
are true and correct to the best of my knowledge, information and belief and is based upon
information which plaintiff has furnished to counsel. The language in the Complaint is that of
counsel and not of plaintiff. To the extent that the contents of the Complaint are that of counsel,
plaintiff has relied upon counsel in making this verification. This verification is made subject to
18 Pa.C.S. §4904 which provides for certain penalties for making false statements.
EXIBITH "A"
ATLANTIC CREDIT & FINANCE, INC.
V.
ANTHONY L COONS
AFFIDAVIT OF DEBT AND VERIFIED BILL OF PARTICULARS
The undersigned being first duly sworn according to law, deposes and says that she is familiar with
the policies and practices, as well as the books and records of the Plaintiff with respect to the matters
stated herein, and based on information and belief states as follows:
1. Plaintiffs principal business consists of purchasing charged off receivables.
2. The Defendant defaulted on HSBC Account No. 5480420018292506. Said Account was charged
off on 7/31/2008 and subsequently sold to Atlantic Credit & Finance, Inc with a balance of
$2949.26.
3. Plaintiff purchased or was otherwise assigned this charged off account along with other debts. As
a result of the foregoing sale and assignment, the Plaintiff succeeded to all right, title and interest
in the charged off account and it now owns the account.
4. Plaintiff conducted a due diligence investigation to determine, among other things, the accuracy of
the account information provided to ascertain whether the statute of limitations was a bar to
demand or institution of suit. Further, Plaintiff and/or its predecessor entered into a contract where
the predecessor made representations and warranties that 1) it had clear right, title and interest in
the account; 2) the account was free and clear of all liens and encumbrances; and 3) it had the
power, authority, and full right to sell and convey its interest in the account.
5. According to Plaintiff's records, the last payment date was3/16/2008 in the amount of $ 75.00.
After application of all payments, credits, adjustments, and lawful offsets, if any, there is still a
balance due and owing on this indebtedness of $2,949.26.
6. The internal Account Statement of Plaintiff is attached hereto as Exhibit A and displays the
account information that was provided to Plaintiff at the time of purchase and assignment.
The foregoing is true and correct to the best of my knowledge and belief. 14'tz" 6?1
By: 11"Ak
/dbecca B
Authorized Representative
Subscribed and sworn before me, July 21, 2009.
Notary Pu 'c: C Gray
THIS COMMUNICATION IS FROM A DEBT COLLECTOR
Gordon & Weinberg, P.C.: CGAFF- 3646945 - 0001714
0
ti
CREDT c RNANCF p 4TEf
PO Box 13386 • Roanoke, VA 24033
Account Statement
Original Creditor Account Number:
5480420018292506
ANTHONY L COONS
549 RIDGE RD
SHIPPENSBURG, PA 17257-9764
Original Creditor: HSBC
Original Creditor Last Pay Date: 3/16/2008
Original Creditor Last Payment Amount: $ 75.00
Original Creditor Charge Off Date: 7/31/2008
ACF ID Number: 3646945
SSN: XXX-XX-4532
Purchased
Balance
$2,949.26
ACF Payment
Activity
$ .00
ACF Payment
Date:
Current Balance
$2,949.26
CONFIDENTIAL PROPERTY OF ATLAN'T'IC CREDIT & FINANCE, INC.
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OF THE:
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Sheriffs Office of Cumberland County
R Thomas Kline
Sheriff ??tr ci?t+nbrrt
Ronny R Anderson
Chief Deputy
Jody S Smith
Civil Process Sergeant OFFICE „,E ?E S-ERI€F
Edward L Schorpp
Solicitor
FILED-D CF
OF T!-' _.' F! !T-t" ;TORY
2009 SEP 22 AH 10: 4;0
V'vP? _, ..1fivTY
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Atlantic Credit & Finance Inc.
vs.
Anthony L. Coons
Case Number
2009-6252
SHERIFF'S RETURN OF SERVICE
09/21/2009 R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Anthony L. Coons, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Anthony
L. Coons. The resident of 549 Ridge Road Shippensburg, PA 17257 is Anthony L. Coons Sr., he advised
Deputy's that his son Anthony L. Coons is the defendant for this complaint and he resides in Harrisburg.
An exact address is not available.
SHERIFF COST: $51.00
September 21, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF
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2065593
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GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQ F,j F,rj 1. ;.
Identification No.: 41360 O
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc
Assignee from HSBC
VS.
ANTHONY L COONS
68 AIRPORT RD
SHIPPENSBURG PA 17257
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 09-6252
PRAECIPE TO REINSTATE CCIGM& T
TO THE PROTHONOTARY:
Kindly reinstate the Plaintiffs' Complaint in Civil Action in
the above-captioned matter for an additional thirty (30) days.
GORDON & WEINBERG, P.C.
13U 310
o7/S5/
BY:
FREDERIC I. W BERG, ESQUIRE
JOEL M. FLI , ESQUIRE
Attorney for Plaintiff(s)
I
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
Atlantic Credit & Finance Inc.
vs.
Anthony L. Coons
Case Number
2009-6252
SHERIFF'S RETURN OF SERVICE
11/29/2010 03:40 PM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on
November 29, 2010 at 1540 hours, he served a true copy of the within Complaint and Notice, upon the
within named defendant, to wit: thony L. Coons now known as Anthony L. Coons Sr., by making known
unto Wendy Coons, Wife of defer dant at 68 Airport Road, Shippensburg, Cumberland County,
Pennsylvania 17257 its contents and at the same time handing to her personally the said true and correct
copy of the same.
TIM B , DEPUTY
SHERIFF COST: $46.00 SO ANSWERS,
November 30, 2010 RON R ANDERSON, SHERIFF
FILED-OFFICE
OF THE' PROTHONO BAR)
20 40 DEC -7 AM 8: 2 C
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GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 81894
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc.
Assignee from HSBC
VS.
ANTHONY L COONS
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COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 09-6252
PRRECIPE FOR ENTRY OF JQDGMNT FOR VANT OF AN ANSWER, ASSESSNMT
OF DANNGES, VERIFICATION OF ADDRESS AND NON-MILITARY SERVICE
TO THE PROTHONOTARY:
Enter judgment for want of an answer for plaintiff and
against defendant(s) above named only and assess damages
certified to be calculable as a sum certain from the complaint,
as follows:
Principal $2,949.26
Less: Payments on Account ( $.00)
Total: $2,949.26
Understanding the false statements made herein are subject to
penalty under 18 Pa.C.S.A. §4904, Unsworn Falsification to
Authorities, I verify that:
1. The last known addresses of the parties are: Atlantic
Credit & Finance Inc.Assignee from HSBC and that the last known
address of defendant, ANTHONY L COONS, 68 AIRPORT RD, SHIPPENSBURG PA
17257.
2. The annexed notice(s) of intention to file this
praecipe was (were) mailed to all parties, defendant and to their
record attorneys, if any, after default occurred, and at least
ten days prior to the date of filing of this praecipe.
3. The said defendant(s) is (are) not in the military
service of the United States or otherwise within the coverage of .? 4
the Soldiers and Sailors Civil Relief Act and is (are) over 18 arATIL160 5
years of age. 14 J a.Ab
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AND NOW, this day of ? Or\ • , 2014 Judgment
is entered in favor of the plaintiff(s) and against defendant(s) by
default for want of an answer and damages assessed at the sum of ,
$2,949.26 as per the above cQrtificationj
Prot
FREDERIC
JOEL M.
Attorney
W NBERG, ESQUIRE
N , ESQUIRE
r Plaintiff
2065593
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc.
Assignee from HSBC
VS.
ANTHONY L COONS
68 AIRPORT RD
SHIPPENSBURG PA 17257
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 09-6252
NOTICE
Pursuant to Pa.R.Civ.P. 236 of the Supreme Court of Pennsylvania,
you are hereby notified that a judgment has been entered against
you in the above proceeding as indicated below.
/X1 Judgment by Default $2,949.26
L_L Money Judgment $
L_L Judgment on Award of Arbitrators$
" Judgment on Verdict$
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE,
ATTORNEYS: FREDERIC I. WEINBERG OR JOEL M. FLINK,
TELEPHONE NUMBER: 484/351-0500 )-13-//
PLEASE CALL
ESQUIRES AT THIS
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
2065593
Atlantic Credit & Finance Inc.
Assignee from HSBC
Vs.
ANTHONY L COONS
TO/PARA
COURT OF C014MON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 09-6252
NOTICE OF INTENTION TO TAKE DEFAULT
ANTHONY L COONS
68 AIRPORT RD
SHIPPENSBURG PA 17257
DATE OF NOTICE/FECHA DEL AVISO: December 21, 2010
n4PORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN
DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW„ THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FFF OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
GORDON & WEINBERG, P.C.
BY:
FREDERIC7 r' INBERG, ESQUIRE
JOEL M//LINK, P10D-2 ESQUIRE