The URL can be used to link to this page

Home My WebLink About09-6273IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY BANK Plaintiff Vs. No. 0- 6 a73 o'-wa-Term COMPLAINT IN CIVIL ACTION CAPITAL RECOVERY ASSOCIATES Defendant FILED ON BEHALF OF Plaintiff RECORD OF V. KELLY MULHOL;?? PA LD #69978 WELTMAN, WEINB& REIS CO., L;P.A. 325 Chestnut Street, S 1 Phil adelphia, PA 19106 215-599-1500 WWR# 7235724 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY BANK Plaintiff(s) vs. CIVIL ACTION NO. CAPITAL RECOVERY ASSOCIATES COMPLAINT IN CIVIL ACTION Defendant(s) NOTICE TO DEFEND NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and Notice are served, by entering a written appearance personally or by an attorney in filing in writing with the Court your defenses or objections to to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. AVISO LE HAN DEMANDADO A USTED EN LA CORTE. Si usted quiere defenderse de estas demanddeas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha dela demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. usted puede perder dinero o sus propiedadas u otros drechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP: LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTA. SI NO TIENE ABOGADO O SINO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME FOR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ADAJQ PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 WELTMAN, WEINBERG & REIS CO., L.P.A. BY: V. Kelly Mulholland, Esquire Pa. Identification No. 69978 325 Chestnut Street, Suite 501 Philadelphia, PA 19106 Phone: 215.599.1500 Fax: 215.599.1505 File #07235724 Attorney for Plaintiff(s) } NATIONAL CITY BANK } } } } vs. } } CAPITAL RECOVERY ASSOCIATES } Court of Common Pleas Cumberland County TERM, (,! NO. 0-9- G 27-3 CIVIL ACTION - COMPLAINT 1. Plaintiff is a business organization having offices at 6750 Miller Road, Brecksville, Ohio 44141. 2. Defendant is a registered Pennsylvanian Corporation with a last known address at 324 Market Street, Lemoyne, Pennsylvania 17043. 3. On or about August 2, 1999 Defendant opened a business checking account with Plaintiff at Defendant's specific instance and request. 4. On or about January 28, 2008, the business checking account had a negative balance due to overdrawn or return checks. 5. Defendant has defaulted in his payment obligation to Plaintiff and currently owes a balance of $58,407.89. true copies of the account statements are attached hereto as Exhibit 1". 6. Despite for demand for payment, Defendant refuses to pay the amount owed of $58,407.89. WHEREFORE, Plaintiff demands judgment be entered in its favor and against Defendant in the amount of $58,407.89 and costs. WELTM , WEINBERG AND REIS L.P.A. 1 l V. Kelly Mulholland, Esquire This law firm is a debt collector attempting to collect this debtor our client and any information obtained will be used for that purpose. EXHIBIT 1 December 16, 2008 CAPITAL RECOVERY ASSOCIATES 324 MARKET ST LEMOYNE, PA 17043-1627 RE: Incident # 1010485199 Dear CAPITAL RECOVERY ASSOCIATES: Please be advised that National City has decided to close the above-referenced account(s) due to the manner in which recent activity has been conducted. This account has had a negative balance since January 28, 2008. National City Bank currently shows a loss of $ 58,407.89. Please call me within five (5) days of this letter to discuss this matter. Failure to respond to this letter will result in National City Bank taking action to protect its interest. Thank you, Danielle Loss Prevention Specialist 248-582-2684 National City Loss Prevention Department is a division of National City Bank, a subsidiary of National City Corporation This is an attempt to collect a debt (claim) and any information obtained will be used for that purpose. The following applies to any recipient of this letter who is entitled to the protections afforded by 11 U.S.C. 362 of the United States Bankruptcy Code: NOTICE: THIS LETTER IS FOR INFORMATIONAL PURPOSES ONLY. THIS LETTER IS NOT A DEMAND FOR PAYMENT OR ANY ATTEMPT TO COLLECT, ASSESS OR RECOVER A CLAIM AGAINST YOU THAT AROSE BEFORE THE COMMENCEMENT OF YOUR CASE. ow National City Bank 49557 116 ALLEGHENY CENTER MALL PITTSBURGH PA 15212-5356 CAPITAL RECOVERY ASSOCIATES 4505 N FRONT ST PO BOX 67555 HARRISBURG PA 17106-7555 Page 1 of 4 Statement Period: Jan. 1, 2008 - Jan. 31, 2008 Account Number: 239439293 Contact Us Phone: 1-800-352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours: Mon. - Fri.: 7 a.m. - 9 p.m. ET Saturday: 7 a.m. - 2 p.m. ET, Sunday: 10 a.m. - 4 p.m. ET Web: NationalCity.com 7 Important Information About Your Account National City will mail 1099 interest statements for 2007 deposit accounts no later than January 31, 2008. Interest information is available by calling our automated telephone banking system at the number shown on your statement. Press 1 for account information, then press 1 for the chocking menu or 3 for the savings menu. Premium Commercial Checkin Account Summary for 239439293 Beginning Balance as of Jan. 1, 2008 $240,377.92 Deposits 0 items +0.00 Miscellaneous Credits 45 items + 1,979,944.44 Checks 7 items - 710,000.00 Converted Checks 0 items -0.00 ACH Transfers 30 items -1,552,730.48 Wire Transfers 0 items -0.00 Other Debits and Transfers 0 items -0.00 Ending Balance as of Jan. 31 , 2008 -$42,408.12 Date Description Amount 01/02 Capital Recovery Redepcheck -Sett-Capitreco 080102 $139,386.12 01/02 Capital Recovery Redepcheck -Sett-Capitreco080102 4,120.15 01103 Capital Recovery Redepcheck -Sett-Capitreco 080103 104,426.12 01/03 Capital Recovery Redepcheck -Sett-Capitreco 080103 1,207.31 01/04 Capital Recovery Redepcheck -Sett-Capitreco 080104 86,964.18 01104 Capital Recovery Redepcheck -Sett-Capitreco 080104 2,194.32 01107 Capital Recovery Redepcheck -Sett-Capitreco 080107 179,274.54 Continued Miscellaneous Credits 2194! Page 2 of 4. OTHER ,ON Miscellaneous Credits (continued) Date Description Amount 01/07 Capital Recovery Redepcheck -Sett-Capitreco 080107 3,050.68 01/07 Capital Recovery Redepcheck -Sett-Capitreco 080107 25.00 01/08 Capital Recovery Redepcheck -Sett-Capitreco 080108 213,133.51 01/08 Capital Recovery Redepcheck -Sett-Capitreco 080108 6,055.00 01/08 Capital Recovery Redepcheck -Sett-Capitreco 080108 1,983.24 01109 Capital Recovery Redepcheck -Sett-Capitreco 080109 94,897.98 01/09 Capital Recovery Redepcheck -Sett-Capitreco 080109 2,503.07 01109 Capital Recovery Redepcheck -Sett-Capitreco 080109 1,010.00 01/10 Capital Recovery Redepcheck -Sett-Capitreco 080110 119,097.94 01/10 Capital Recovery Redepcheck -Sett-Capitreco 080110 1,065.00 01/10 Capital Recovery Redepcheck -Sett-Capitreco 080110 1,008.88 01111 Capital Recovery Redepcheck -Sett-Capitreco 080111 77,050.22 01111 Capital Recovery Redepcheck -Sett-Capitreco 080111 2,035.80 01/11 Capital Recovery Redepcheck -Sett-Capitreco 080111 605.00 01114 Capital Recovery Redepcheck -Sett-Capitreco 08D114 149,891.73 01/14 Capital Recovery Redepcheck -Sett-Capitreco 080114 2,564.36 01/15 Capital Recovery Redepcheck -Sett-Capitreco 080115 143,613.18 01/15 Capital Recovery Redepcheck -Sett-Capitreco 080115 2,310.00 01115 Capital Recovery Redepcheck -Sett-Capitreco 08D115 579.26 01115 Capital Recovery Redepcheck -Sett-Capitreco 08D115 25.00 01/16 Capital Recovery Redepcheck -Sett-Capitreco 08D116 73,052.23 01/16 Capital Recovery Redepcheck -Sett-Capitreco 080116 1,719.78 01116 Capital Recovery Redepcheck -Sett-Capitreco 080116 1,305.00 01117 Capital Recovery Redepcheck -Sett-Capitreco 080117 100,210.22 01117 Capital Recovery Redepcheck -Sett-Capitreco 08D117 942.09 01117 Capital Recovery Redepcheck -Sett-Capitreco 080117 570.00 01/18 Capital Recovery Redepcheck -Sett-Capitreco 08D118 70,902.75 01118 Capital Recovery Redepcheck -Sett-Capitreco 080118 3,328.56 01118 Capital Recovery Redepcheck -Sett-Capitreco 080118 520.00 01122 Capital Recovery Redepcheck -Sett-Capitreco 080122 126,569.31 01/22 Capital Recovery Redepcheck -Sett-Capitreco 080122 1,938.23 01/22 Capital Recovery Redepcheck -Sett-Capitreco 080122 1,280.93 01/23 Capital Recovery Redepcheck -Sett-Capitreco 080123 102,319.02 01/23 Capital Recovery Redepcheck -Sett-Capitreco 080123 46,625.72 01/23 Capital Recovery Redepcheck -Sett-Capitreco 080123 1,295.25 01/24 Capital Recovery Redepcheck -Sett-Capitreco 080124 61,865.24 01/24 Capital Recovery Redepcheck -Sett-Capitreco 080124 988.71 01/25 Capital Recovery Redepcheck -Sett-Capitreco 080125 44,433.81 Total: 45 items, for $1.979,944.44 • Page 3 of 4 Statement Period: Jan. 1, 2008 - Jan. 31, 2008 Account Number: 239439293 Checks and Converted Checks Checks Che-:k No. Amount Date Check No. Amount Date 2255 $160,000.00 01/03 2263 160,000.00 01116 226C 85,000.00 01108 2264 100,000.00 01116 2261 15,000.00 01/08 2265 150,000.00 01/28 2262 40,000.00 01/09 Total: 7 items for $710,000.00 F j"I ACH Transfers Date Description Amount 01 /0 ? Return Settle Return -Sett-Capitreco 080102 $66,485.30 01/0? ACH UnresPA Preath Dbt 1251601713 48.73 01/03 Return Settle Return -Sett-Capitreco 080103 103,060.90 01101 Return Settle Return -Sett-Capitreco 080104 95,959.85 01101 Return Settle Return -Sett-Capitreco 080107 73,011.95 01103 Return Settle Return -Sett-Capitreco 080108 80,533.97 0110) Return Settle Return -Sett-Capitreco 080109 126,647.22 01/0) Capital Recovery Redepcheck -Sett-Capitreco 080109 147.32 01/1) Return Settle Return -Sett-Capitreco 080110 133,758.85 0111) Capital Recovery Redepcheck -Sett-Capitreco 080110 97.88 0111) Capital Recovery Redepcheck -Sett-Capitreco 080110 27.50 01111 Return Settle Return -Sett-Capitreco 080111 66,451.55 01111 Capital Recovery Redepcheck -Sett-Capitreco 080111 1,295.69 01/11 Return Settle Return -Sett-Capitreco 080114 86,238.94 01/13 Return Settle Return -Sett-Capitreco 080115 70,158.20 01/1 Capital Recovery Redepcheck -Sett-Capitreco 080115 6.44 01/15 Return Settle Return -Sett-Capitreco 080116 107,837.24 01/1 Capital Recovery Redepcheck -Sett-Capitreco 080116 226.29 01117 Return Settle Return -Sett-Capitreco 080117 96,335.96 01117 Capital Recovery Redepcheck -Sett-Capitreco 080117 52.86 01/13 Return Settle Return -Sett-Capitreco 080118 55,945.67 01118 Capital Recovery Redepcheck -Sett-Capitreco 080118 274.24 01/22 Return Settle Return -Sett-Capitreco080122 65,740.11 01/22 Analysis Charges Billing Period Ended 123107 10,458.18 01/23 Return Settle Return -Sett-Capitreco 080123 67,754.96 01/24 Return Settle Return -Sett-Capitreco 080124 92,823.96 01125 Return Settle Return -Sett-Capitreco 0 80125 89,360.00 01/28 Return Settle Return -Sett-Capitreco 080128 42,901.97 ? ? f) 01/219 Return Settle Return -Sett-Capitreco080129 18,901.89 01/31 Return Settle Return -Sett-Capitreco 080131 186.86 Total: 30 items for $1,552,730.48 77QAI Page 4of4- IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS Call the Telephone Banking Center atthe number listed on the front of this statement or write us at: National City Card Services, Attn: Chargeback Department K-A12-F6, P.O. Box 2859, Kalamazoo, M 149003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on your statement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to a new account), we will recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Member FDIC • 02008, National City Corporation Thank you for banking with National City! MIME- MUM National City Bank 116 ALLEGHENY CENTER MALL PITTSBURGH PA 15212-5356 49014 CAPITAL RECOVERY ASSOCIATES 4505 N FRONT ST PO BOX 67555 HARRISBURG PA 17106-7555 Page 1 of 2 Statement Period: Feb. 1, 2008 - Feb. 29, 2008 Account Number: 239439293 Contact Us Phone: 1-800-352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours: Mon. - Fri.: 7 a.m. - 9 p.m. ET Saturday: 7 a.m. - 2 p.m. ET Sunday: 10 a.m. - 4 p.m. ET Web: NationalCity.com 2 I - Important Information About Your Account Information about Fee Increases Effective Monday, Aprii28, 2008 What's shown below replaces what's shown on your Pricing Schedule for Business Accounts. Anything on your Pricing Schedule that is notshown here remains the same. Special Handling and Miscellaneous Service Fees ATM activity (including account inquiries) remains FREE for National City customers at National City ATMs, otherwise: Non-National City ATM...$2.00 each 1*/ Premium Commercial Checkin Account Summary for 239439293 Beginning Balance as of Feb. 1, 2008 -$42,408.12 Deposits 0 items +0.00 Miscellaneous Credits 0 items +0.00 Checks 0 items -0.00 Converted Checks 0 items -0.00 ACH Transfers 1 item -10,441.16 Wire Transfers 0 items -0.00 Other Debits and Transfers 2 items -165.23 Ending Balance as of Feb. 29, 2008 FACIH ACH Transfers -$53,014.51 Date Description Amount 02/21 Analysis Charges Billing Period Ended 013108 $10,441.16 Total: 1 item for $10,441.16 2131 Page 2 of 2, Other Debits and Transfers Date Description Amount 02/19 Debit Memo $138.82 02/29 Debit Memo 26.41 Total: 2 items for 5165.23 IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS Call the Telephone Banking Center atthe number listed on the front of this statement or write us at: National City Card Services, Attn: Chargeback Department K-A12-F6, P.O. Box 2859, Kalamazoo, M 149003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on your statement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to a new account), we wig recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Member FDIC • 02008, National City Corporatione Thank you for banking with National City! National City Bank 116 ALLEGHENY CENTER MALL PITTSBURGH PA 15212-5356 48415 CAPITAL RECOVERY ASSOCIATES 4505 N FRONT ST PO BOX 67555 HARRISBURG PA 17106-7555 Page 1 of 2 C37 Statement Period: Mar. 1, 2008 - Mar. 31, 2008 Account Number: 239439293 Contact Us Phone: 1-800-352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours: Mon. - Fri.: 7 a.m. - 9 p.m. ET Saturday: 7 a.m. - 2 p.m. ET Sunday: 10 a.m. - 4 p.m. ET Web: NationalCity.com 1 IV jPremium Commercial Checking Account Summary for 239439293 Beginning Balance as of Mar. 1, 2008 -$53,014.51 Deposits 0 items +0.00 Miscellaneous Credits 0 items +0.00 Checks 0 items -0.00 Converted Checks 0 items -0.00 ACH Transfers 1 item -650.92 Wire Transfers 0 items -0.00 Other Debits and Transfers 1 item -36.83 Ending Balance as of Mar. 31, 2008 F CH ACH Transfers -$53,702.26 Date Description Amount 03/20 Analysis Charges Billing Period Ended 022908 $650.92 Total: 1 item for $650.92 OTHER Other Debits and Transfers Date Description Amount 03/21 Debit Memo $36.83 Total: 1 item for $36.83 2188. Page 2 of 2, IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS Call the Telephone Banking Center at the number listed on the front of this statement or write us at National City Card Services, Attn: Chargeback Department K-A1246, P.O. Box 2859, Kalamazoo, M 149003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on your statement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 66days after we sent you the FIRST statement on which the erroror problem appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to a new account), we will recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Member FDIC • 02008, National City Corporatione Thank you for banking with National City! Page 1 of 2 C37 National City Bank 47958 116 ALLEGHENY CENTER MALL Statement Period: Apr. 1, 2008 - Apr. 30, 2008 PITTSBURGH PA 15212-5356 Account Number: 239439293 Contact Us Phone: 1-800-352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours: I??JII??J???IIII????ILJ???I?I?L?IJ?J?L?I?LJJ???IIJ Mon. - Fri.: 7 a.m. - 9p.m. ET CAPITAL RECOVERY ASSOCIATES Saturday: 7 a.m. - 2 p.m. ET 4505 N FRONT ST Sunday: 10 a.m. - 4 p.m. ET PO BOX 67555 Web: NationalCity.com HARRISBURG PA 17106-7555 0 Premium Commercial Checkin Account Summary for 239439293 Beginning Balance as of Apr. 1, 2008 -$53,702.26 Deposits 0 items +0.00 Miscellaneous Credits 0 items +0.00 Checks 0 items -0.00 Converted Checks 0 items -0.00 ACH Transfers 1 item -605.52 Wire Transfers 0 items -0.00 Other Debits and Transfers 0 items -0.00 Ending Balance as of Apr. 30, 2008 -$54,307.78 ACH Transfers Date Description Amount 04/18 Analysis Charges Billing Period Ended 033108 $605.52 Total: 1 item for $605.52 IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS Call the Telephone Banking Center at the number listed on the front of this statement or write us at National City Card Services, Attn: Chargeback Department K-A12-F6, P.O. Box 2859, Kalamazoo, MI 49003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on your statement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. (1) Tell us your name and! account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to anew account), we will recredit your account forth e amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. 2 387: Page 2 of 2. This page left intentionally blank. 1130,71 National City Bank 47427 116 ALLEGHENY CENTER MALL PITTSBURGH PA 15212-5356 CAPITAL RECOVERY ASSOCIATES 4505 N FRONT ST PO BOX 67555 HARRISBURG PA 17106-7555 Page 1 of 2 C37 Statement Period: May 1, 2008 - May 30, 2008 Account Number: 239439293 Contact Us Phone: 1-800-352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours, Mon. - Fri.: 7 a.m. - 9 p.m. ET Saturday: 7 a.m. - 2 p.m. ET Sunday: 10 a.m. - 4 p.m. ET Web: NationalCity.com 0 1*/ Premium Commercial Checking Account Summary for 239439293 Beginning Balance as of May 1, 2008 -$54,307.78 Deposits 0 items +0.00 Miscellaneous Credits 0 items +0.00 Checks 0 items -0.00 Converted Checks 0 items -0.00 ACH Transfers 0 items -0.00 Wire Transfers 0 items -0.00 Other Debits and Transfers 1 item -577.24 Ending Balance as of May 30, 2008 -$54,885.02 OTHER ,4N Other Debits and Transfers Date Description Amount 05/20 Analysis Charges Billing $577.24 Total: 1 item for $577.24 22521 Page 2 of 2. IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS Call the Telephone Banking Center at the number listed on the front of this statement or write us at National City Card Services, Attn: Chargeback Department K-A12-F6, P.O. Box 2859, Kalamazoo, M 149003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on your statement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to a new account), we will recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Member FDIC • ®2008, National City Corporation® 12, law Thank you for banking with National City! rjF National City Bank 46922 116 ALLEGHENY CENTER MALL PITTSBURGH PA 15212-5356 Page 1 of 2 C37 Statement Period: May 31, 2008 - Jun. 30, 2008 Account Number: 239439283 Contact Us 11 CAPITAL RECOVERY 4505 N FRONT ST HARRISBURG PA ASSOCIATES 17106 Phone: 1-800-352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours: Mon. - Fri.: 7 a.m. - 9 p.m. ET Saturday: 7 a.m. - 2 p.m. ET Sunday: 10 a.m. - 4 p.m. ET Web: NationalCity.com 0 Important Information About Your Account Additional Information for Funds Availability Policy Our complete funds availability policy is in the section of your Personal or Business Account Agreement titled: "Your Ability to Withdraw Funds. " The section of the policy titled: Longer Delays May Apply explains circumstances where that may happen. The following two paragraphs are to be added at the end of that section. Other Check Deposits If you deposit checks totaling $3,000 to $4,999.99 on any one day, the first $100 will be available on the first Business Day after the day of your deposit. The remaining funds will be available on the second Business Day after the day of your deposit for local checks or on the fifth Business Day after the day of your deposit for nonlocal checks. If you are a new customer and your account has been open 31 to 182 days and you deposit checks totaling $500 or more on any one day, the first $100 will be available on the first Business Day after the day of your deposit. The remaining funds will be available on the second Business Day after the day of your deposit for local checks or on the fifth Business Day after the day of your deposit for nonlocal checks. */ I Premium Commercial Checking Account Summary for 239439293 Beginning Balance as of May 31, 2008 -$54,885.02 Deposits 0 items +0.00 Miscellaneous Credits 0 items +0.00 Checks 0 items -0.00 Converted Checks 0 items -0.00 ACH Transfers 0 items -0.00 Wire Transfers 0 items -0.00 Other Debits and Transfers 1 item -588.30 Ending Balance as of Jun. 30, 2008 -$55,473.32 2342, Page 2 of 2, OTHER Other Debits and Transfers Date Dewhalon Amount 06120 Analysis Charges Billing $588.30 Total: 1 item for SS88.30 IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTWWIC TRANSFERS Call the Telephone Banking Center atthe number listed on the front of this statementor write us at: National City Card Services, Attn: Charrgeback Department K-A1246, P.O. Box 2859, Kalamazoo, M 149003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on yourstatement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 60 days afterwe sent you the FIRST statement on which the error or problem appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsureabout and explain as clearly as you can why you believe there is an error or why you need more information, (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to a new account), we will recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Member FDIC • 02008, National City Corporatione Tiw you vzw- g w N m, al City! EM National City Bank 46522 116 ALLEGHENY CENTER MALL PITTSBURGH PA 15212-5356 11 CAPITAL RECOVERY ASSOCIATES MAIL RETURNED DO NOT MAIL Page 1 of 2 C37 Statement Period: Jul. 1, 2008 - Jul. 31, 2008 Account Number: 239439293 Contact Us Phone: 1-800-352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours: Mon. - Fri.: 7 a.m. - 9 p.m. ET Saturday: 7 a.m. - 2 p.m. ET Sunday: 10 a.m. - 4 p.m. ET Web: NationalCity.com 0 1? Premium Commercial Checking Account Summary for 239439293 Beginning Balance as of Jul. 1, 2008 -$55,473.32 Deposits 0 items +0.00 Miscellaneous Credits 0 items +0.00 Checks 0 items -0.00 Converted Checks 0 items -0.00 ACH Transfers 0 items -0.00 Wire Transfers 0 items -0.00 Other Debits and Transfers 1 item -574.00 Ending Balance as of Jul. 31, 2008 -$56,047.32 OTHER Other Debits and Transfers Date Description Amount 0721 Analysis Charges Billing $574.00 Total: 1 item for $574.00 24834 Page 2 of 2 . IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS Call the Telephone Banking Center atthe number listed on the front of this statement or write us at: National City Card Services, Attn: Chargeback Department K-A12-F6, P.O. Box 2859, Kalamazoo, MI 49003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on your statement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to a new account), we will recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Member FDIC • 02008, National City Corporations Thank you for banking with National City! National City Bank 116 ALLEGHENY CENTER MALL PITTSBURGH PA 15212-5356 45924 11 CAPITAL RECOVERY ASSOCIATES MAIL RETURNED DO NOT MAIL it Page 1 of 2 C37 Statement Period: Aug. 1, 2008 - Aug. 29, 2008 Account Number: 239439293 Contact Us Phone: 1-800=352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours!: Mon. - Fri.: 7 a.m. - 9 p.m. ET Saturday: 7 a.m. - 2 p.m. ET Sunday: 10 a.m. - 4 p.m. ET Web: Nation alCity. com 0 IV I Premium Commercial Checking Account Summary for 239439293 Beginning Balance as of Aug. 1, 2008 -$56,047.32 Deposits 0 items +0.00 Miscellaneous Credits 0 items +0.00 Checks 0 items -0.00 Converted Checks 0 items -0.00 ACH Transfers 0 items -0.00 Wire Transfers 0 items -0.00 Other Debits and Transfers 1 item -599.16 Ending Balance as of Aug. 29, 2008 -$56,646.48 OTHER Other Debits and Transfers Date Description Amount 08120 Analysis Charges Billing $599.16 Total: 1 item for $599.16 2316! Page 2 of 2. IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS Call the Telephone Banking Center at the number listed on the front of this statement or write us at: National City Card Services, Attn: Chargeback Department K-A12-F6, P.O. Box 2859, Kalamazoo, MI 49003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on your statement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 60 days after we sentyou the FIRST statement on which the error or problem appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to a new account), we will recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Member FDIC • 02008, National City Corporation® EMU Thank you for banking with National City! ,-Lt ' Page 1 of 2 UN-M L%WIW C37 National City Bank 45442 116 ALLEGHENY CENTER MALL Statement Period: Aug. 30, 2008 - Sep. 30, 2008 PITTSBURGH PA 15212-5356 Account Number: 239439293 Contact Us Phone: 1-800-352-0186 TDD for the Hearing Impaired: 1-800-290-0211 Customer Service Hours: ?l Mon. - Fri.: 7 a.m. - 9 p.m. ET CAPITAL RECOVERY ASSOCIATES Saturday: 7 a.m. - 2 p.m. ET MAIL RETURNED Sunday. 10 a.m. - 4 p.m. ET DO NOT MAIL Web: NationalCity.com 0 Premium Commercial Checking Account Summary for 239439293 Beginning Balance as of Aug. 30, 2008 -$56,646.48 Deposits 0 items +0.00 Miscellaneous Credits 0 items +0.00 Checks 0 items -0.00 Converted Checks 0 items -0.00 ACH Transfers 0 items -0.00 Wire Transfers 0 items -0.00 Other Debits and Transfers 1 item -604.86 Ending Balance as of Sep. 30, 2008 -$57,251.34 OTliEll Other Debits and Transfers Date Description Amount 09122 Analysis Charges Billing $604.86 Total: 1 item for 5604.86 2026' 1 Page 2 of 2. IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS Call the Telephone Banking Center atthe number listed on the front of this statement or write us at: National City Card Services, Attn: Chargeback Department K-A12-F6, P.O. Box 2859, Kalamazoo, MI 49003-2859. If you need more information about an electronic transfer or if you think an electronic transfer listed on your statement or receipt is wrong, notify us as soon as possible. We must hear from you no later than 60days after we sentyou the FIRST statement on which the erroror problem appeared. (1) Tell us yourname and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for claims made within 30 days after the first deposit to a new account), we will recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Member FDIC - 02008, National CityCorporation® 121 Thank you for being with National City! MA1 BROOKLYN HTS., OH 216 739 5100 WELTMAN WEINBERG & REIS CO. L.P.A. COLUMBUS, OH . . ATTORNEYS AT LAW 614.228.7272 BURLINGTON, NJ DETROIT, Nit 609.914.0437 248.362.6100 CHICAGO, IL self" GROVE CITY OH 312.782 9676 ! ?s , . GF INNOVATION 614.801.2600 CINCINNATI, OH GROwTH+RESUITS PHILADELPHIA PA 513.723.2200 , 215.599.1500 CLEVELAND, OH PITTSBURGH PA 216.685.1000 , 412.434.7955 September 15, 2009 RE: National City Bank v. Capital Recovery Associates COURT #: TO THE SHERIFF OF CUMBERLAND COUNTY: PLEASE SERVE THE DEFENDANT(S) AT THE FOLLOWING ADDRESS(ES): Capital Recovery Associates 324 Market Street Lemoyne, PA 17043 PLEASE CONFIRM SERVICE BY SENDING NOTICE TO: WELTMAN, WEINBERG & REIS, CO., L.P.A. 325 Chestnut Street, Ste. 501 Philadelphia, PA 19106 215-599-1500 WWR# 7235724 O 2009 SEP 1 8 h", l ? 2, Li : Cr? i { F L 4'I8.50 Pp flTTq c+? 87ga Sheriffs Office of Cumberland County R Thomas Kline F l_r CF ?? = ARY Sheriff Ronny R Anderson 2 u '2 Chief Deputy '? { ? {? c P ? i'" '? •: r i4 Jody S Smith" OL +I 4 i?? Civil Process Sergeant OFFICE OF THE S"ERIFF L ` j Edward L Schorpp Solicitor National City Bank vs. Capital Recovery Associates Case Number 2009-6273 SHERIFF'S RETURN OF SERVICE 09/21/2009 R. Thomas Kline, Sheriff, who being duly swom according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Capital Recovery Associates, but was unable to locate them in his bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant Capital Recovery Associates. The current tenant of 324 Market Street Lemoyne, PA 17043 is Dip N' Dairy they informed Deputy's the defendant has not been at this address for 2 years. The Lemoyne Postmaster has advised the defendant has moved to 4505 N. Front Street Harrisburg, PA 17110. SHERIFF COST: $33.00 September 21, 2009 SO ANSWERS, R TH AS KLINE, SHERIFF