Loading...
HomeMy WebLinkAbout09-21-09 (3)1505607121 REV-1500 EX (06-05) OFFICIAL USE ONLY PA Department of Revenue Bureau of Individual Taxes County Code Year File Number PO sox 280801 INHERITANCE TAX RETURN 2 1 0 9 0 2 5 5 Harrisburg PA 17128-0801 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 1 7 9 2 0 0 8 2 5 0 2 1 5 2 0 0 9 0 7 1 6 1 9 2 7 Decedent's Last Name Suffix Decedent's First Name MI C H A S E E D N A S (If Applicable) Enter Surviving Spouse's Information Beiow Spouse's Last Name Suffix Spouse's First Name MI C H A S E R O D N E Y Spouse's Social Security Number l ,a O y~ ~ ~ l TH{S RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW a 1. Original Return ~ 2. Supplemental Return ~ 3. Remainder Return (date of death prior to 12-13-82) 4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Return Required death after 12-12-82) Q 6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number J A C Q U E L I N E A K E L L Y ? 1 7 5 4 1 5 5 5 0 Firm Name (If Applicable) J A N L B R O W N & A S S O C I A T E First line of address 8 4 5 S I R T H O M A S C O U R T Second line of address S U I T E 1 2 Gity or Post Office H A R R I S B U R G State ZIP Code it REGISTER OF WILLS USE ONLY rv i en ~ c:.+ I ~, ~ - ~ '~_~ ~X7 - cn ,m "moo ~ _ ~, r ~ `t~~~ ~ - ~ ~' cri ~ O -r-t C ' a - - 3'°" __-; ` ' ' ~ ' ~A1LED .... ~ `- --_ _ _ _---t---- --'"'~--- r P A 1 7 1 0 9 :D .t- Correspondent's a-mail address:JACKIEJL6 _VERIZON.NET Under pens of perjury, I declare that I have examined this return, induding accompanying schedules and statements, and to the best of my knowledge and it is true, co a d ra ' n of eparer o r than the'personal representative is based on all information of which preparer has any knowledge. CIrNATt E P R I FOR F NG RETURN _ DAT _ ADDRESS 3609 WEYMOUTH DRIVE MECHANICSBURG PA 17050 SIGNATURE OF PREPARER OTHER TH~1~1 REPRESENTATIVE .. ~ DAVE 845 S~2R THOMAS COURT, STE 12 HARRISBURG PA 17109 PLEASE USE ORIGINAL FORM ONLY Side 1 1505607121 1505607121 1505607221 REV-1500 EX Decedent's Social Security Number decedent's Name: E D N A S• CHASE 1 7 9 2 0 0 8 2 5 RECAPITULATION 1. Real estate (Schedule A) ...................................... .. 1. 5 9 5 6 5. 0 0 2. Stocks and Bonds (Schedule B) ................................ .. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ... .. 3. 4. Mortgages & Notes Receivable (Schedule D) ...................... .. 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ..... .. 5. 1 1 8 . 3 1 6. Jointly Owned Property (Schedule F) ~ Separate Billing Requested .... ... 6. 2 1 . 7 6 7. Inter-Vivos Transfers & Miscellaneous Ng~-Probate Property 6 0 D 1 5 9 2 (Schedule G) UX Separate Billing Requested .... ... 7. . 8. Total Gross Assets (total Lines 1-7) ........................ ... 8. 1 1 9 7 2 0. 9 9 9. Funeral Expenses & Administrative Costs (Schedule H) ............. ... 9. 8 1 6 8 . 7 6 10. Debts of Decedent, Mort a e Liabilities, & Liens Schedule I 9 9 ( ) ......... 10. ... 3 3 D 5 8. 3 3 11. Total Deductions (total Lines 9 & 10) ........................ ... 11. 4 1 2 2 7. 0 9 12. Net Vatue of Estate (Line 8 minus Line 11) ...................... ... 12. 7 8 4 9 3 . 9 0 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which 1 9 9 3 3 D an election to tax has not been made (Schedule J) ............... ... 13. . 14. Net Vafue Subject to Tax (Line 12 minus Line 13) ............... ... 14. 7 6 5 D 0 . 6 0 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 16. Amount of tine 14 taxable 7 6 5 0 0 6 D at lineal rate X .045 . 16. 17. Amount of Line 14 taxable 0 D 0 at sibling rate X .12 17. 18. Amount of Line 14 taxable D D D at collateral rate X .15 18. 19. Tax Due ................................................ 19. 20. FILL 1N THE OVAL 1F YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 0. 0 0 3 4 4 2. 5 3 0. D 0 0. D 0 3 4 4 2. 5 3 a Side 2 15056D7221 1505607221 J rzEV-1500 EX Page 3 Decedent's Complete Address: File Number 21 09 0255 DECEDENTS NAME EDNA S. CHASE _________ ___ _ ______ __ _ ____ STREET ADDRESS 2100 Bentcreek Boulevard - -- -- CITY STATE ZIP Mechanicsbur PA 17050 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A, Spousal Poverty Credit B. Prior Payments C. Discount Interest/Penalty if applicable D. Interest E. Penalty Total lnteresUPenalty (D + E ) If Line 2 is greater than Line 1 + Line 3, enter the difference, This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. (1) 3,442.53 Total Credits (A + B + C) (2) 0.00 (3) 0.00 (4) 0.00 (5) 3,442.53 (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) 3,442.53 Make Check Payable fo: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred : ............................................................... ....... ^ b. retain the right to designate who shall use the property transferred or its income; O :::::::::::::::::::::::: c. retain a reversionary interest; or ............................................................ ::::::: d. receive the promise for life of either payments, benefits or care? ................................................ ^ ....... 0 2. ff death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ................................................................................ ....... ^ 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .. ....... ^ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ........................................................................................... ....... 0 ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent (72 P.S. §9116 (a) (1.1) (i)). For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent (72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased childtwenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(0)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) (72 P.S. §9116(0)(1)1• The tax rate imposed on the net value of transfers to or for the use of the decedents siblings is twelve (12) percent ['12 P.S. §9116(0)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX + (6-98) SCHEDULE A COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE EDNA S. CHASE 21 09 0255 All rest properly owned soley or as a tenant In common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointlyowned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Real property located at 242 E. Union Street, Bethlehem, PA 59,565.00 owned as tenants in common with daughter, Victoria J. Sweet See attached tax assessment: FMV= $33,000 x 3.61 (CLR) _ $119,130/2 = $59,565 TOTAL (Also enter on line 1, (If more space is needed, insert additional sheets of the same size) REV-1508 EX + (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY DESCRIPTION EDNA S. CHASE 21 09 0255 Include the proceeds of lifiyation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER Fifth Third Bank Checking Account 0700606899 FILE NUMBER VALUE AT DATE OF DEATH 118.31 TOTAL (Also enter on line 5, Recapitulation) I $ (If more space is needed, insert additional sheets of the same size) REV-1508 EX + (6-88) SCHEDULE F COMMONWEALTH OF PENNSYLVANIA JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ATE EDNA S. CHASE 21 09 0255 K an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME A. Deborah McHugh 13609 Weymouth Drive Mechanicsburg, PA 17050 ADDRESS RELATIONSHIP TO DECEDENT daughter B C JOINTLY-OWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET %OF DECD'S INTEREST DATE OF DEATH VALUE OF DECEDENT'S INTEREST 1. A. 5/2006 M8~T Bank 43.51 50. 21.76 Checking Account 9841209019 TOTAL (Also enter on line 6, Recapitulation) , 3 21.76 (If more space is needed, insert additional sheets of the same size) REV-1510 EX + (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE G INTER•VIVOS TRANSFERS ~ MISC. NON-PROBATE PROPERTY FILE EDNA S. CHASE 21 09 0255 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM NUMBER DESCRIPTION OF PROPERTY INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT ANp THE DATE OFTftANSFER.ATTACHACOFYOFTHEOEEDFORREALESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION (IFAF'PLICAELE) TAXABLE VALUE 1. Edna S Chase Revocable Living Trust dtd 12/2011996 10,100.84 100. 10,100.84 Trust Estate is comprised of the following: Morgan Stanley Bank Dep Acct 604-074357-322: $8,975.84 IRA distributions received after death: $1,125 4 charities are specific beneficiaries of the Trust; 3 daughters, Deborah McHugh, Cynthia Horan, Victoria Sweet are benef of the residue 2. Morgan Stanley IRA No. 604-074381-322 49,915.08 100. 49,915.08 daughter, Deborah McHugh, is beneficiary TOTAL (Also enter on fine 7 RecapituVation) ~ $ 60,015.92 (If more space is needed, insert additional sheets of the same size) REV-1511 EX + (10-06) SCHEDULE H COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES ~ INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER EDNA S. CHASE 21 09 0255 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Neill Funeral Home 29822 2. Reverand William Murphy; funeral service 300.00 3. St. Stephen's Episcopal Cathedral; burial plot 1,000.00 4. St. Stephen's Episcopal Cathedral; flowers 150.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative (s) Street Address cry State Zip Year(s) Commission Paid: 2 Attorney Fees Jan L. Brown & Associates 5,500.00 3, Family Exemption: (If decedent's address is not the same as claimants, attach explanation) Claimant SVeet Address Chy State Zip Relationship of Claimant to Decedent 4. Probate Fees Register of Wills, Cumberland County 149.00 5 Acxountant's Fees Parks & Company 250.00 6. ~ Tax Return Preparer's Fees 7. Register of Wills, Guardianship Final Report filing fee 15.00 8. Cumberland Law Journal; legal advertising 75.00 9. The Sentinel; legal advertising 187.54 10. Register of Wills; account fee 165.00 11. Register of Wills; additional short certs 4.00 12. Register of Wills; additional probate fees 45.00 13. Register of Wills; filing fees for Inventory and Inheritance Tax Return 30.00 TOTAL (Also enter on line 9, Recapitulation) S $.168.7E (If more space is needed, insert additional sheets of the same size) REV-1512 EX + (12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT 1TE OF SCHEDULE 1 DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS FILE NUMBER EDNA S. CHASE 21 09 0255 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Alert Pharmacy; outstanding medical bill 57.09 2. Washington Mutual; Loan No. 5003302857 27,769.97 Date of death balance: $27,769.97 3. Pennsylvania Housing Finance Agency; Account No. HE0001457480 5,231.27 Date of death balance: $5,231.27 TOTAL (Also enter on line 10, Recapitulation) I $ (If more space is needed, insert additional sheets of the same size) SCHEDULE J COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER EDNA S. CHASE 21 09 0255 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [indude outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1. Deborah McHugh Lineal 49,936.84 3609 Weymouth Drive Sch F & G Mechanicsburg, PA 17050 2. Cynthia Horan Lineal 0.00 46 verett Street Manchester, NH 03104 3. Victoria Sweet Lineal 26,563.76 242 E. Union Boulevard Sch A less applicable Bethlehem, PA 18018 debt ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: 1. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 8. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. Suncoast Seabird Sanctuary, lnc (pro rated amount) 362.42 18328 Gulf Boulevard Indian Shores, FL 33785 2. Church of the Good Shepherd (pro rated amount) 543.62 639 Edgewater Drive Dunedin, FL 34698 3. St. Mary's Episcopal Church (pro rated amount) 543.63 100 W. Windsor St., PO Box 13685 Reading, PA 19612 TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET S 1 993.30 (If more space is needed, insert additional sheets of the same size) Continuation of REV-1500 Inheritance Tax Return Resident Decedent EDNA S. CHASE 21 09 0255 Decedent's Name Page 1 File Number Schedule J -Beneficiaries - 2B B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 4. Trinity Episcopal Church (pro rated amount) 543.63 44 East Market Street Bethlehem, PA 18018 SUBTOTAL SCHEDULE J•26 543.63 ATTACHMENT TO REV-1500 ESTATE OF EDNA S. CHASE FILE NUMBER 21 09 4255 Attorney's fees as shown on Schedule H are reasonable in amount considering the legal time required and expense involved in these matters, specifically the work involved with probate, estate administration and trust administration. Separate billing is requested for each beneficiary's applicable share of tax as illustrated below with the chart. Because Victoria Sweet received the real property (Schedule A) as a specific bequest under the Will, she also assumes the debt (mortgages) on the property, which reduces her tax liability as shown on the chart below. The only other taxable property is charged against Deborah McHugh as she is the beneficiary of the IRA and surviving joint owner of they small joint account. The remaining property is comprised of Schedule E and Schedule G (Trust property) property. After the administrative costs are deducted, the remaining Schedule E and Trust residue is specifically bequeathed to four separate charities in a pro-rated amount and is therefore taxed at zero percent. Applicable inheritance tax liability has been computed as follows: Assets Beneficia Received Less Debts Subtotals Tax Deborah McHugh $49,936.84 $49,936.84 $2,247.16 SchF&G Victoria Sweet $59,565.00 -$33,001.24 $26,563.76 $1,195.37 (Sch A) Charities $1,993.30 $1,993.30 $0.00 (pro rated portion of Trust residue & Sch E $111,495.14 -$33,001.24 $78,493.90 $3,442.53 Separate billing is requested for the property received by Deborah McHugh and Victoria Sweet. Billing addresses are set forth below for purposes of sending a bill to Victoria Sweet. A gill should not need to be sent to Deborah McHugh because she has attached a check to this return in the amount of $2,247.16 for her applicable share of the taxes. Pro a Owner Inheritance Tax Due Deborah McHugh $2,247.16 3609 Weymouth Drive Mechanicsbur , PA 17050 Victoria Sweet $1,195.37 242 E. Union Boulevard Bethlehem, PA 18018 -~- LAST WILL AND TESTAMENT OF EDNA 8. CHASE Introductory Clause. I, Edna S. Chase, a resident of and domiciled in the County of Pinellas and State of Florida, do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and Codicils at any time heretofore made by me. I am married to Rodney H. Chase. I have three living children: Cynthia Horan, born May 14, 1949; Deborah McHugh, born December 5, 1951; and Victoria Sweet, born April 16, 1954. ARTICLE I. General Bectuest of Personal and Household Effects With a Mandatary Memorandum. I give and bequeath all my personal and household effects of every kind including but not limited to furniture, appliances, furnishings, pictures, silverware, china, glass, books, jewelry, wearing apparel, boats, automobiles, and other vehicles, and all policies of fire, burglary, property damage, and other insurance on or in connection with the use of this property, as follows: A. I may leave written memoranda disposing of certain items of my tangible personal property. Any such item of tangible personal property shall pass according to the terms of such memoranda in existence at the time of my death. If no such written memoranda is found or identified by my Personal Representative within ninety {90) days after my Personal Representative's qualification, it shall be conclusively presumed that there is no such memoranda and any subsequently discovered memoranda shall be ineffective. Any property given and devised to a beneficiary who is not living at the time of my death and for whom no effective alternate provision has been made shall pass according to the provisions of the following paragraph, and not pursuant to any anti-lapse statute. B. memoranda property, effects of survive m bequeath In default of such memoranda, or to the extent such do not completely or effectively dispose of such I give and bequeath the rest of my personal and household every kind to my husband, Rodney H. Chase, if he shall e. If my husband sha1~3 not survive me, I give and all this property to my children surviving me, in PECAREK & HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 1 approximately equal shares; provided, however, the issue of a deceased child surviving me shall take per stirpes the share their parent would have taken had he or she survived me. If any beneficiary hereunder is a minor, my Personal Representative may distribute such minor's share to such minor or for such minor's use to any person with whom such minor is residing or who has the care or control of such minor without further responsibility and the receipt of the person to whom it is distributed shall be a complete discharge of my Personal Representative. The cost of packing and shipping such property shall be charged against my estate as an expense of administration. ARTICLE II. Devise of Real Property. If at the time of my death I own an interest in real property commonly known as 242 East Union Boulevard, Bethlehem, Pennsylvania, I give all of my interest in said real property to my daughter, Victoria Sweet. If my said daughter shall predecease me, this devise shall lapse and said property shall pass as part of the residue of my estate under Article III. ARTICLE III. Pour-Over Gift to Trustee of Testatrix's Inter Vivos Trust. I give, devise and bequeath all the rest, residue and remainder of my property of every kind and description (including lapsed legacies and devises), wherever situate and whether acquired before or after the execution of this Will, to the successor Trustee under that certain Trust Agreement between me as Settlor and me as Trustee executed prior to the execution of this Will on ~~G~tYtBE~.- ~.~ 1996. My Trustee shall add the property bequeathed and devised by this Article to the principal of the above Trust and shall hold, administer and distribute the property in accordance with the provisions of the Trust Agreement, including any amendments thereto made before my death. ARTICLE IV. Namincx the Personal Representative, Personal Representative Succession, Personal Representative's Fees and Other Matters. The provisions for naming the Personal Representative, Personal Representative succession, Personal Representative's fees and other matters are set forth below: A. Naming an Individual Personal Representative. I hereby nominate, constitute, and appoint as Personal Representative of this my Last Will and Testament my husband, Rodney H. Chase, and direct that he shall serve without._._~nd. B. Naming Individual Successor or Substitute Personal Representative. If my individual Personal Representative -should PECAREK & HERMAN, CHARTERED LARGO, FLORIDA C813) 584-$161 Page 2 fail to qualify as Personal Representative hereunder, or for any reason should cease to act in such capacity, the successor or substitute Personal Representative who shall also serve without bond shall be the next person willing to serve from the list below in the order named: Deborah McHugh Cynthia Horan Victoria Sweet C. Fee Schedule for Individual Personal Representatiyg. For `' . . its services as Personal Representative, the indivi>~. Representative shall receive reasonable vbntpens~t~~~~ --~ services rendered and reimbursement for reasonable expenses. ARTICLE V. Definition of Personal Representative. Whenever the word "Personal Representative" or any modifying or substituted pronoun therefor is used in this my Will, such words and respective pronouns shall include both the singular and the plural, the masculine, feminine and neuter gender thereof, and shall apply equally to the Personal Representative named herein and to any successor or substitute Personal Representative acting hereunder, and such successor or substitute Personal Representative shall possess all the rights, powers and duties, authority and responsibility conferred upon the Personal Representative originally named herein. ARTICLE VI. Powers for Personal Representative. By way of illustration and not of limitation and in addition to any inherent, implied or statutory powers granted to Personal Representatives generally, my Personal Representative is specifically authorized and empowered with respect to any property, real or personal, at any tip held , under any provision. of this my Will; to allot;- allovate '~ietw~eh principal and income, assign, borrow, buy, care for, collect, compromise claims, contract with respect to, continue any business of mine, convey, convert, deal with, dispose of, enter into, exchange, hold, improve, incorporate any business of mine, invest, lease, manage, mortgage, grant and exercise options with respect to, take possession of, pledge, receive, release, repair, sell, sue for, to make distributions or divisions in cash or in kind or partly in each without regard to the income tax basis of such asset, and in general, to exercise all the powers in the management of my Estate which any individual could exercise in the management of similar property owned in his or her own right, upon such terms and conditions as to my Personal Representative may seem best, and to execute and deliver any and alb instruments and to do all act$ which my Personal Representative 7may deem proper or necessary to carry out the purposes of this my Will, without being limited in PECAREK & HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 3 any way by the specific grants of power made, and without the necessity of a court order. ARTICLE VII. Discretion Granted to Personal Representative in Reference to Tax Matters. My Personal Representative as the fiduciary of my estate shall have the discretion, but shall not be required when allocating receipts of my estate between income and principal, to make adjustments in the rights of any beneficiaries, or among the principal and income accounts to compensate for the consequences of any tax decision or election, or of any investmex~x~~; ;pr administrative decision, that my Personal Representative~;bef]~~es has had the effect, directly or indirectly, of preferring ane beneficiary or group of beneficiaries over others; provided, however, my Personal Representative shall not exercise its discretion in a manner which would cause the loss or reduction of the marital deduction as may be herein provided. In determining the state or federal estate and income tax liabilities of my estate, my Personal Representative shall have discretion to select the valuation date and to determine whether any or all of the allowable administration expenses in my estate shall be used as state or federal estate tax deductions or as state or federal income tax deductions and shall have the discretion to file a joint income tax return with my husband. Tes 'monium Clause. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my seal this o.2~ day of "~~-~/nP,~/1 , 1996. ~~. ~ Ca~~-~.~~ tSEAL~ Edna S. Chase Attestation Clause. The foregoing-Will was this .Z ~ day of sTjECEn~B~~ 1996, signed, sealed, published and declared by the Testatrix as and far her Last Will and Testament in our presence, and we, at her request and in her presence, and in the presence of each other, have hereunto subscribed our names as witnesses on the above date. =~ -~. r \ ' l 1 ~'' r fin,, ~`: of ~ _ ~( i ~~: ;l I~\'~ t~~~ ' ,, Florida -- of (~ ~ = ;~'f-sl c~;~ fi r~-~ ~~ ~, Florida PECAREK 8 HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 4 PROOF OF WILL State of Florida Self-Proving Affidavit County of Pinellas We, Edna 5. Chase, and ~~YSAi3R and the Testatrix and. the w~. " ` -"~" res ly,' 'e names are signed to the attached orb _ instrument, being. first duly ..sworn, do hereby declare to ~ e undersigned authority that the Testatrix signed and executed the instrument as her Last Will and that she had signed willingly (or willingly directed another to sign for her), and that she executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix, and in the presence of each other, signed the Will as witness and to the best of our knowledge the Testatrix was at that time eighteen years of age or older, of sound mind, and under no constraint or undue influence. Edna S. Chase i mess _ - , ~' ; ~~ , - ~ `~ Witn ss Subscribed, sworn to, and acknowledged before me by Edna S. Chase, the Testatrix, who produced her Florida Driver License as identification, and subscribed and sworn to before me by ~..i.t~X SAtd~ al . ~~ witnesses, who are personally kl' ~~~1}1 ~~1? , 1996. 1C~ 1~AL NOTARY SEAL ~',7TAI~Y I'UBL1C STATE OF FLORIDA CC~V1W155JON NO. CC297924 :w, \,~Y: Cp~iMIS5I()!V EXP. [ILY 15,1997 t' FIRST AMENDMENT AND RESTATEMENT OF TRIIST OF EDNA S. CHASE DATED DECEMBER 20, 1996 Introductory Clause. This First Amendment and Restatement of Trust Agreement executed in duplicate by Edna S. Chase, hereinafter referred to as the Settlor and the said Edna S. Chase, hereinafter referred to as the Trustee. WHEREAS, the Settlor and the Trustee entered into a Trust Agreement dated December 20, 1996, hereinafter called the Trust Agreement, and WHEREAS, Article IV of the Trust Agreement provided that the Settlor reserved the right to amend in any manner or revoke in whole or in part the Trust Agreement, and WHEREAS, the Settlor is desirous of modifying and amending the Trust Agreement and the Trustee is agreeable to the modifications and amendments contained herein, NOW, THEREFORE, IT IS AGREED that the entire Trust Agreement (except Schedule A which is not modified hereby) as modified and amended will read as follows: ARTICLE I. Trustee Succession if Settlor Dies or Becomes Incapacitated. If the Settlor dies or is adjudicated to be incompetent or in the event that the Settlor is not adjudicated incompetent, but by reason of illness or mental or physical disability is, in the opinion of two licensed physicians, unable to properly handle the Settlor's own affairs, then and in that event the Trustee named below shall immediately become the Trustee under this Trust Agreement. The Settlor names the following as successor Trustee: Rodney H. Chase Third parties may rely on an affidavit by the Trustee named above stating that the successor Trustee is now acting as Trustee hereunder. ARTICLE II. Description of Property T>~ansferred. The Settlor upon original execution of this Trust Agreement paid over, assigned, granted, conveyed, transferred and delivered, unto the Trustee certain property described in Schedule A, annexed hereto and made ~J PECAREK & HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 1 a part hereof. This property and any other property that may be received or which has been received by the Trustee hereunder, as invested and reinvested (hereinafter referred to as the "Trust Estate"), shall be held, administered and distributed by the Trustee as hereinafter set forth. ARTICLE III. Provisions for Settlor and Settlor's Husband During Settlor's Lifetime. The Trustee shall hold, manage, invest and reinvest the Trust Estate (if any requires such management and investment) and shall collect the income, if any, therefrom and shall dispose of the net income and principal as follows: (1) During the lifetime of the Settlor, the Trustee shall pay to or apply for the benefit of the Settlor all the net income from this Trust. (2) During the lifetime of the Settlor, the Trustee may pay to or apply for the benefit of the Settlor such sums from the principal of this Trust as in its sole discretion shall be necessary or advisable from time to time for the medical care, education, support and maintenance in reasonable comfort of the Settlor, taking into consideration to the extent the Trustee deems advisable, any other income or resources of the Settlor known to the Trustee. (3) In the event that the Settlor is adjudicated to be incompetent or in the event that the Settlor is not adjudicated incompetent, but by reason of illness or mental or physical disability is, in the opinion of the Trustee, unable to properly handle the Settlor's own affairs, then and in that event the Trustee may during the Settlor's lifetime, in addition to the payments of income and principal for the benefit of the Settlor, pay to or apply for the benefit of the Settlor's husband, Rodney H. Chase, such sums from the net income and from the principal of this Trust as in its sole discretion shall be necessary or advisable from time to time for the medical care, education, support and maintenance in reasonable comfort of the Settlor's husband, taking into consideration to the extent the Trustee deems advisable, any other income or resources of the Settlor's husband known to the Trustee. ARTICLE IV. Settlor's Rights to Amend, Change or Revoke the Trust Agreement. The Settlor may, by signed instruments delivered to the Trustee during the Settlor's life: (1) withdraw property from this Trust in any amount and at any time upon giving reasonable notice in writing to the Trustee; (2) add other property to the Trust; (3j change the beneficiaries, their respective shares and the plan of distribution; (4) amend this Trust Agreement in any other respect; ~ -~ • ~ (5) revoke this Trust in its entirety or any provision therein; provided, however, the duties or responsibilities of the Trustee shall not be enlarged without the Trustee's consent nor without satisfactory adjustment of the Trustee's compensation. ARTICLE O. Discretionary Provisions for Trustee to Deal with Settlor's Estate and Make Payment of Debts and Taxes. After the Settlor's death, the Trustee, if in its discretion it deems it advisable, may pay all or any part of the Settlor's funeral expenses, legally enforceable claims against the Settlor or the Settlox-'s~ reasonable expenses of administration of the Settl~~~ t allowances by court order tathaw depend~:nt.upnn ~~~, estate, inheritance, succession, death or similar taxes payable by reason of the Settlor's death, together with any interest thereon or other additions thereto, without reimbursement from the Settlor's personal representatives, from any beneficiary of insurance upon the Settlor's life, or from any other person. All such payments, except of interest, shall be charged generally against the principal of the Trust Estate includable in the Settlor's estate for Federal estate tax purposes and any interest so, paid shall be charged generally against the income thereof; provided, however, any such payments of estate, inheritance, succession, death or similar taxes (except generation-skipping transfer taxes) and the deductions allowed on the Settlor's federal estate tax return under sections 2053 and 2054 shall be charged against the principal constituting the Trust Estate and any interest so paid shall be charged against the income thereof. If such share or trust was created as a fraction, then such taxes and deductions thus paid shall reduce the numerator of that share or trust and the Trust Estate, thus likewise reducing the denominator of the fraction. The Trustee may make such payments directly or may pay over the amounts thereof to the personal representatives of the Settlor's estate. Written statements by the personal representatives of such sums due and payable by the estate shall be sufficient evidence of their amount and propriety for protection of the Trustee and the Trus=tee shall be rte,; ~;° see to the application of any such payments. The Trustee shall pay over to the personal representatives of the Settlor's estate all obligations of the United States Government held hereunder which may be redeemed at par in payment of federal estate taxes. ARTICLE VI. -z ~~ r °-~_ Trust Estate to the Beneficiaries Named. Upon the death of the Settlor, the Trust Estate (which shall include any property which may be added from the Setrtlor's general estate) shall be held, administered and distributed as follows: -- A. If at the time of the Settlor's death, the Settlor is `~ survived by her husband, Rodney H. Chase, then and in such event ~~ .~ . cECAREK & HERMAN. CHARTERED LARGO, FLORIDA (813) 584-8161 Page 3 the Trustee shall retain as an asset of this trust all interest owned by the Settlor and/or this Trust at the time of the Settlor's death in that certain condominium apartment, commonly known as 311- A Carver Drive, Bethlehem, Pennsylvania. The Settlor's husband shall be allowed the rent free use of said condominium, provided however, he shall be responsible for all costs, taxes, maintenance, repairs, and expenses in connection with said condominium. Upon the Settlor's husband's death, all of the interest in said condominium which is then owned by this trust shall be distributed in fee and in equal shares to the 5ettlor's children, Cynthia Horan, Deborah McHugh, and Victoria Sweet. If any of the Settlor's said children shall not be then living, such deceased child's share shall pass to her then living descendants,. per stirpes, ~ '~,} a.I if none to the Settlor s then livin descendants, per s~ ~f '"" • ' g ~ rm the Settlor's husband directs that said condominium be sold, this trust's share of the net proceeds of sale shall be distributed to the Settlor's then living descendants, per stirpes. B. If at the time of the Settlor's death, the Settlor is survived by her husband, Rodney H. Chase, then and in such event the Trustee shall retain as an asset of this trust all interest owned by the Settlor and/or this Trust at the time of the Settlor's death in that certain mobile home located at 106 Royal Palm Circle, Largo, Florida, together with the share of stock in the mobile home park owners' association. The Settlor's husband shall be allowed the rent free use of said mobile home, provided however, he shall be responsible for all park rent and fees, costs, taxes, maintenance, repairs, and expenses in connection with said mobile home. Upon the Settlor's husband's death, all of the interest in said mobile home and park. owners' association stock which is then owned by this trust shall be distributed in. fee and in equal shares to the Settlor's children, Cynthia Horan, Deborah McHugh, and Victoria Sweet. If any of the Settlor's said children shall not be then living, such deceased child's share shall pass to her then living descendants, per stirpes, if any, and if -none, to the Settlor's then living descendants, per stirpes. If the Settlor's husband directs that said mobile home be sold, this trust's share of the net proceeds of sale shall be distributed to the settlar~s then living descendants, per stirpes. C. Cash bequests shall be distributed to the organizations listed below in the amount indicated for each: 1. The sum of Fifteen Hundred Dollars ($1,500.00) shall be distributed to the Church of the Good Shepherd (Episcopal), located in Dunedin, Florida. 2. The sum of One Thousand Dollars ($1,000.00) shall be distributed to the Suncoast Seabird Sanctuary, Inc., located in Redington Shores, Florida. {_. PECAREK & HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 4 __ _ _. 3. The sum of One Thousand Five Hundred Dollars ($1,500.00) shall be distributed to Trinity Episcopal Church, Bethlehem, Pennsylvania. 4. The sum of One Thousand Five Hundred Dollars ($1,500.00) shall be distributed to St. Mary's Episcopal Church, Reading, Pennsylvania. D. All of the rest, residue and remainder of the Trust Estate shall be distributed outright, free of trust, and in equal shares to the Settlor's daughters, Cynthia Horan, Deborah McHugh, and Victoria Sweet. If any of the Settlor's said daughters shall predecease the Settlor, such deceased daughter's share shall be distributed to such deceased daughter's then living descendants, per stirpes, if any, and if none, to the Settlor's then living descendants, per stirpes. ARTICLE VII. Trustee Succession, Trustee's Fees and Other Matters. The provisions for naming the Trustee, Trustee succession, Trustee's fees and other matters are set forth below: A. Naming Individual Successor or Substitute Trustee. If the initial successor individual Trustee should fail to qualify as Trustee hereunder, or for any reason should cease to act in such capacity, the successor or substitute Trustee who shall also serve without bond shall be the next person willing to serve from the list below in the order named: Deborah McHugh Cynthia Horan Victoria Sweet B. Fee Schedule for Individual Trustee. For its services as Trustee, the individual Trustee shall receive reasonable compensation for the services rendered and reimbursement for reasonable expenses. C. Limitations on Trustees. No person who at any time is acting as Trustee hereunder shall have any power or obligation to participate in any discretionary authority which the Settlor has given to the Trustee to pay principal or income to such person, or for his or her benefit or in relief of his or her legal obligations; provided, however, if an individual trustee (who is also a beneficiary) is the sole trustee or at any time is acting as the sole trustee, and such trustee has discretion to invade principal for himself or herself and such discretionary authority is limited by an ascertainable standard, then such trustee may invade principal (if limited by such standard) for himself or herself but not in relief of his .or her legal obligations. ~~~ ~` . PECAREK 8 HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 5 ARTICLE VIII. Definition of Trustee. Whenever the word "Trustee" or any modifying or substituted pronoun therefor is used in this Trust, such words and respective pronouns shall include both the singular and the plural, the masculine, feminine and neuter gender thereof, and shall apply equally to the Trustee named herein and to any successor or substitute Trustee acting hereunder, and such successor or substitute Trustee shall have all the rights, powers and duties, authority and responsibility conferred upon the Trustee originally named herein. ARTICLE I8. Powers for Trustee. The Trustee is authorized in its fiduciary discretion (which shall be subject to the standard of reasonableness and good faith to all beneficiaries) with respect to any property, real or personal, at any time held under any provision of this Trust Agreement and without authorization by any court and in addition to any other rights, powers, authority and privileges granted by any other provision of this Trust Agreement or by statute or general rules of law: A. To retain in the form received any property or undivided interests in property donated to, or otherwise acquired as a part of the Trust Estate, including residential property and shares of the Trustee's own stock, regardless of any lack of diversification, risk or nonproductivity, as long as it deems advisable, and to exchange any such security or property for other securities or properties and to retain such items received in exchange, although such property represents a large percentage of the total property of the Trust Estate or even the entirety thereof. B. To invest and reinvest all or any part of the Trust Estate in any property and undivided interests in property, wherever located, including bonds, debentures, notes, secured or unsecured, stocks of corporations regardless of class, interests in limited partnerships, real estate or any interest in real estate whether or not productive at the time of investment, interests in trusts, investment trusts, whether of the open and/or closed fund types, and participation in common, collective or pooled trust funds of the Trustee, insurance contracts on the life of any beneficiary or annuity contracts for any benef iciary, without being limited by any statute or rule of law concerning investments by fiduciaries. C. To sell or dispose of or grant options to purchase any property, real or personal, constituting a part of the Trust Estate, for cash or upon credit, to exchange any property of the Trust Estate for other property, at such times and upon such terms and conditions as it may deem best, and no person dealing with i~ shall be bound to see to the application of any monies paid. ~--~~~' PECAREK & HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page b D. To hold any securities or other property in its own name as Trustee, in its own name, in the name of a nominee (with or without disclosure of any fiduciary relationship) or in bearer form. E. To keep, at any time and from time to time, all or any portion of the Trust Estate in cash and uninvested for such period or periods of time as it may deem advisable, without liability for any loss in income by reason thereof. F. To sell or exercise stock subscription or conversion rights. G. To refrain from voting or to vote shares- of stogy whic~i ~ are a part of the Trust Estate at shareholders' meetings in person or by special, limited, or general proxy and in general to exercise all the rights, powers and privileges of an owner in respect to any securities constituting a part of the Trust Estate. H. To participate in any plan of reorganization or consolidation or merger involving any company or companies whose stock or other securities shall be part of the Trust Estate, and to deposit such stock or other securities under any plan of reorganization or with any protective committee and to delegate to such committee discretionary power with relation thereto, to pay a proportionate part of the expenses of such committee and any assessments levied under any such plan, to accept and retain new securities received by the Trustee pursuant to any such plan, to exercise all conversion, subscription, voting and other rights, of whatsoever nature pertaining to such property, and to pay any amount or amounts of money as it may deem advisable in connection therewith. I. To borrow money and to encumber, mortgage or pledge any asset of the Trust Estate for a term within or extending beyond the term of the trust, in connection with the exercise of any power vested in the Trustee. J. To enter for any purpose into a lease as lessor or lessee with or without option to purchase or renew for a term within or extending beyond the term of the trust. K. To subdivide, develop, or dedicate real property to public use or to make or obtain the vacation of plats and adjust boundaries, to adjust differences in valuation on exchange or partition by giving or receiving consideration, and to dedicate easements to public use without consideration. L. To make ordinary or extraordinary repairs or alterations in buildings or other structures, to demolish any improvements, to raze existing or erect new partyrwalls or buildings. ~~ ~~ PECAREK 8 HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 7 . •~.y. M. To continue and operate any business owned by the Settlor at the Settlor's death and to do any and all things deemed needful or appropriate by the Trustee, including the power to incorporate the business and to put additional capital into the business, for such time as it shall deem advisable, without liability for loss resulting from the continuance or operation of the business except for its own negligence; and to close out, liquidate or sell the business at such time and upon such terms as it shall deem best. N. To collect, receive, and receipt for rents, issues, profits, and income of the Trust Estate. O. To insure the assets of the Trust Estate ag~t ;~=`~ or loss and the Trustee against liability with respect to th;#.i`d persons. P. In buying and selling assets, in lending and borrowing money, and in all other transactions, irrespective of the occupancy by the same person of dual positions, to deal with itself in its separate, or any fiduciary capacity. Q. To compromise, adjust, arbitrate, sue on or defend, abandon, or otherwise deal with and settle claims in favor of or against the Trust Estate as the Trustee shall deem best. R. To employ and compensate agents,~accountants, investment advisers, brokers, attorneys-in-fact, attorneys-at-law, tax specialists, realtors, and other assistants and advisors deemed by the Trustee needful for the proper administration of the Trust Estate, and to do so without liability for any neglect, omission, misconduct, or default of any such agent or professional representative provided such person was selected and retained with reasonable care. S. To determine what shall be fairly and equitably charged or credited to income and what to principal. T. To hold and retain the principal of the Trust Estate undivided until actual division shall become necessary in order to make distributions; to hold, manage, invest, and account for the several shares or parts thereof by appropriate entries on the Trustee's books of account; and to allocate to each share or part of share its proportionate part of all receipts and expenses; provided, however, the carrying of several trusts as one shall not defer the vesting in title or in p~session of any share or part of share thereof. U. To make payment in cash or in kind, or partly in cash and_~ partly in kind upon any division or distribution of the trust Estate (includinct the satisfaction of any pecuniary distribution) •~-C~- PECAREK & HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 8 without regard to the income tax basis of any specific property allocated to any beneficiary and to value and appraise any asset and to distribute such asset in kind at its appraised value; and when dividing fractional interests in property among several beneficiaries to allocate entire interests in some property to one beneficiary and entire interests in other property to another beneficiary or beneficiaries . V. In general, to exercise all powers in the management of the Trust Estate which any individual could exercise in his or her own right, upon such terms and conditions as it may reasonably deem best, and to do all acts which it may deem reasonably necessary or proper to carry out the purposes of this Trust Agree~pn~~ ' ~~: ~ ~° V r, ~~: .z, a .. ` ;,~. W. To purchase property, real or personal, from the Settlor's general estate upon such terms and conditions as to price and terms of payment as the Settlor's personal representatives and the Trustee shall agree, to hold the property so purchased as a part of the Trust Estate although it may not qualify as an authorized trust investment except for this provision, and to dispose of such property as and when the Trustee shall deem advisable. The fact that the Settlor's personal representatives and the Trustee are the same shall in no way affect the validity of this provision. X. To lend funds to the Settlor's general estate upon such terms and conditions as to interest rates, maturities, and security as the Settlor's personal representatives and the Trustee shall agree, the fact that they may be the same in no way affecting the validity of this provision. Y. To receive property bequeathed, devised or donated to the Trustee by the Settlor or any other person; to receive the proceeds of any insurance policy which names the Trustee as beneficiary; to execute all necessary receipts and releases to Personal Representatives, donors, insurance companies and other parties adding property to the Trust Estate. Z. To combine assets of two or more trusts if the prbvsioris and terms of each trust are substantially identical, and to administer them as a single trust, if the Trustee reasonably determines that the administration as a single trust is consistent with the Settlor's intent, and facilitates the trust's administration without defeating or impairing the interests of the beneficiaries. AA. To divide any trust into separate shares or separate trusts or to create separate trusts if the Trustee reasonably deems it appropriate and the division or creation is consistent with the Settlor's intent, and facilitates the trust's administration without defeating or impairing thee-interests of the beneficiaries.. wy =~ C PECAREK & HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 9 . Y.: :, ,,, _. ~.~~_' AB. To divide property in any trust being held hereunder with an inclusion ratio, as defined in section 2642(a)(1} of the Internal Revenue Code of 1986, as from time to time amended or under similar future legislation, of neither one nor zero into two separate trusts representing two fractional shares of the property being divided, one to have an inclusion ratio of one and the other to have an inclusion ratio of zero, to create trusts to receive property with an inclusion ratio of either one or zero and if this cannot be done to refuse to accept property which does not have a matching inclusion ratio to the receiving trust's ratio, all as the Trustee in its sole discretion deems best. AC. If the Trustee shall act as the Personal SFr-~ of the Settlor's estate, to elect to; alioae ~,any~ ~;~ ~~ the Settlor's generation-skipping transfer exemption provided-for in Code section 2631 or under similar future legislation, in effect at the time of the Settlor's death, to any portion or all of any other trusts or bequests in the Settlor's Will or any other transfer which the Settlor is the transferror for purposes of the generation-skipping tax. Generally, the Settlor anticipates that the Settlor's Personal Representative will elect to allocate this exemption first to direct skips as defined in Code section 2612, then in such other manner as the Trustee deems appropriate, unless it would be inadvisable based on all the circumstances at the time of making the allocation; and to make the special election under section 2652(a}(3) of the Code to the extent the Settlor's Personal Representative deems in the best interest of the Settlor's estate. ARTICLE %. Trustee's Discretion in Makinq Payments to a Person IInder Aqe Twenty-one, Incompetent, or Incapacitated Person. In case the income or principal payment under any trust created hereunder or any share thereof shall become payable to a person under the age of Twenty-one (21), or to a person under legal disability, or to a person not adjudicated incompetent, but who, by reason of illness or mental or physical disability, is, in the opinion of the Trustee unable properly to administer such amounts, then such amounta~~.~: be paid out by the Trustee in such of the follow ways as t2Y Trustee deems best: (1) directly to the beneficiary; (2) to the legally appointed guardian of the beneficiary; (3) to some relative or friend for the medical care, education, support and maintenance in reasonable comfort of the beneficiary; (4) by the Trustee using such amounts directly for the beneficiary's care, support and education; (5) to a custodian for the beneficiary under the Uniform Gifts or Transfers to Minors Act. ARTICLE %I. r P Power of Trustee to Resign Duriaq Settlor's Lifetime.. Any Trustee may resign this trusteeship during the Settlor's lifetime by giving the Settlor Thirty (30) days notice in writing delivered - ~~' ~ =al ` C'- PECAREK & HERMAH, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 10 to the Settlor in person or mailed to the Settlor's last known address, the resignation to become effective as hereinafter provided. Upon receipt of such notice, the Settlor shall appoint a successor Trustee. Upon the failure of the Settlor to appoint a successor Trustee who accepts the trust within Thirty (30) days from the time notice was delivered in person or mailed to the Settlor, the Trustee may resign to the court having jurisdiction over this trust, which court may, if it deems advisable, accept the resignation and appoint a successor Trustee which shall be an individual as successor to an individual trustee or a bank or trust company qualified to do business in the state of the Settlor's domicile as successor to a corporate trustee. Upon the appointment of and acceptance by the successor Trustee, the original Trustee shall pay over, deliver, assign, transfer or convey to such successor Trustee the Trust Estate and make a full and proper accounting to the Settlor, whereupon its resignation shall become effective. The substitute or successor Trustee upon acceptance of this trust and the Trust Estate shall succeed to and have all the rights, powers and duties, authority and responsibility conferred upon the Trustee originally named herein. ARTICLE %II. Settlor During Lifetime to Designate Substitute or Successor Trustee. The Settlor during the Settlor's lifetime may name a substitute or successor Trustee by delivery to any Trustee herein a notice naming the successor or substitute Trustee and indicating an intent to replace the Trustee named. Upon receipt of such notice the Trustee named shall pay over, deliver, assign, transfer or convey to such substitute or successor Trustee (which accepts the appointment as trustee), the Trust Estate and make a full and proper accounting to the Settlor, whereupon the Trustee named shall be discharged and have no further responsibility under this Trust Agreement. Upon the failure of the Trustee to make such conveyance the Settlor may apply to the court having jurisdiction of this trust and such court may compel the conveyance by the Trustee. The substitute or successor Trustee upon acceptance of this trust and the Trust Estate shall succeed to and possess all the rights, powers and duties, authority and responsibility conferred upon the Trustee originally named herein. ARTICLE XIII. Definition of Words Relating to the Interni°al Revenue Code. As used herein, the words "gross estate," "adjusted gross estate," "taxable estate," "unified credit," "state death tax credit," "maximum marital deduction," "marital deduction," "pass," and any other word or words which from the context in which it or they are used refer to the Internal Revenue Code shall have the same meaning as such words have for the purposes of applying the Internal Revenue Code to the Settlor's estate. For purposes of this Trust, Agreement, the Settlor's "available generation-skipping transfer ~ rte;, PECAREK 8 HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 11 exemption" means the generation-skipping transfer tax exemption provided in section 2631 of the Internal Revenue Code of 1986, as amended, in effect at the time of the Settlor's death reduced by the aggregate of (1) the amount, if any, of the Settlor's exemption allocated to lifetime transfers of the Settlor by the Settlor or by operation of law, and (2) the amount, if any, the Settlor has specifically allocated to other property of the Settlor's gross estate for federal estate tax purposes. For purposes of this Trust Agreement if at the time of the Settlor's death the Settlor has made gifts with an inclusion ratio of greater than zero for which the gift tax return due date has not expired (including extensions) and the Settlor has not yet filed a return, it shall be deemed that the Settlor's generation-skipping transfer exemption has been allocated to these transfers to the extent necessary {and possible) to exempt the transfer(s) from generation-skipping transfer tax. Reference to sections of the Internal Revenue Code and to the Internal Revenue Code shall refer to the Internal Revenue Code amended to the date of the Settlor's death. ARTICLE %IV. State Law to Govern. This Trust Agreement and the trusts created hereby shall be construed, regulated and governed by and in accordance with the laws of the State of Florida. ARTICLE XV. Spendthrift Provision. Except as otherwise provided herein, all payments of principal and income payable, or to become payable, to the beneficiary of any trust created hereunder shall not be subject to anticipation, assignment, pledge, sale or transfer in any manner, nor shall any beneficiary have the power to anticipate or encumber such interest, nor shall such interest, while in the possession of the fiduciary hereunder, be liable for, or subject to, the debts, contracts, obligations, liabilities or torts of any beneficiary. Testimonium Clause. IN WI ~,,ES~-S~,WHEREOF, the Settlor/Trustee has set her hand and seal this - '~,, --- day of `) ' ~ , 1997. y ' i Li i. Edna S. Chase, Settlor/Trustee Attestation Clause. The ftoregoing document was signed and declared by the Settlor/Trustee as her First Amendment and restatement oiL Trust Agreement, in our presence, ana we, at ner ~~.,~ . ~_ PECAREK 8 HERMAN, CHARTERED LARGO, FLORIDA (813) 584-8161 Page 12 request, and in her presence, and in the presence of each other, have subscribed our names as witnesses, on the above date. (~' TE OF FLORIDA COUNTY OF PINELLAS r. r,, of c ';~ ~.~,~1'~,_,~ '~~ Q ~~ Florida of ~ /y=-~ G:C=~' Florida The fo going ' nstrument was acknowledged before me this ~_ day of , 1997, by Edna S. Chase, who produced her Florida Driver License as identification. f~l ~ _. _ N y Public JOHN H PECAREK NOTARY PUBLIC STATE OF FLORIDA j C:UMMI55IUN NO. CC291924 MY COMMISSION EXP JULY 151997 r ~~ -~. . PECAREK & HERMAN, CHARTERED lARGO~ FLORIDA (813) 584-8761 rayd ~.> PARID: P6NE16 23 8 0204 CHASE EDNA SWEET ET AL Parcel Street/Road Property Location Valuation Neighbofiood GIS PIN School District Utilities Topography Municipality Parent Parcel land Area Land Use Code Classification Parcel ID Homestead /Farmstead Approved? Owner Name(s) 242 E UNION BLVD c'~~ 2 Page 1 of 2 PAVED/SIDEWALK 242 UNION BLVD 0408 4762-04-9386-1337 BETHLEHEM SCHOOL DIST ALL PUBLIC LEVEL BETHLEHEM CITY .0468 Single Family, Residential Residential P6NE1 B 23 8 0204 CHASE EDNA SWEET ET AL Mailing Address 242 E UNION BLVD City,State,Zip Code BETHLEHEM PA 18018 Northampton County S81eS 1 of 3 Date Recorded 01-MAY-1981 Sale Price $1 Deed Book and Page - Type LAND 8 BUILDING Sales History Date Recorded Type Sale Price Deed Book and Page 06/01!1990 LAND & BUILDING $77,000 803 - 000231 05/01/1989 LAND 8 BUILDING $39,900 - 05/01/1981 LAND 8 BUILDING $1 _ Building Buikling Style 1/2 DOUBLE Year Built 1900 Square Feet of Living Area 1305 Finished Basement 0 Exterior Wall Material ALUMINUMNINYL SIDING Basement FULL Total Rms/BedmtslBaths/Half Bath s 5/3/1/0 Card 1 Number of Fireplaces (Masonry) 0 Central Heat/Air Cond CENTRAL Heating Fuel Type GAS Physical Condition AV Parcel Dwelling Units 1 Condo Level Condolfownhouse Type Heating System Type WARM AIR Grade C Number of Fireplaces (Prefab) 0 Values Current Land Current Building Current Total Exemption/Exclusion Type Assessment -~ -- No Data -- 3~~ x3~~~ ~~~~ ~3~ 1 $24,700 rr __ p $65,900 ~~ `~G~ ~ ~ I $33,000 ~~ . i~ :~: ~ 4~ ., ~.~ -^- 'i DEED ~' '~ ~/~~ ;. ,~ ; THIS INDENTURE, Made the C~"ilay of June in the year of our Lord one thousand nine hundred and ninety (1990). BETWEEN DAVID B. SMITH and JUDITH C. SMITH, husband and wife, and JACK L. SIiITH and PATRICIA SNITH, husband and wife, of the City of Easton, County of Northampton and Commonwealth of Pennsylvania, hereinafter called the "GRANTORS^, parties of the first part; ANO EDNA SWEET CRASS, married, and VICTORIA J. SWEET, single, of the City of Bethlehem, County of Northampton and Commonwealth of Pennsylvania, as tenants in common and not as joint tenants with the right of survivorship, hereinafter called the "GRANTEES^, parties of the second part: • WITNFSSETH, That the said parties of the first part, for and in consideration of the sum of Seventy-seven Thousand and 00/100 (S77,000.00) DOLLARS and other good and lawful consideration, well and truly paid by the said parties of the second part to the said parties of the first part, at and before the enseaiing and delivery of these presents, the receipt whereof is hereby acknowledged, have granted, ~,~ bargained, sold, aliened, enfeoffed, released, conveyed and confirmed and by these presents do grant, bargain, sell, alien, enfeotf, release, convey and confino unto the said parties of the second part, their heirs and assigns. ALL THAT CERTAIN messuage, tenement and lot or piece of ground situate on the south side of East Union Street, now known as Union Boulevard, in the City of Bethlehem, County oP Northampton and Commonwealth of Pennsylvania, and known as No. 242 East Union Boulevard, bounded and described as follows, to wit: BEGINNING at a point on the southern line of East Union Boulevard two hundred sixty foet (260') West of the intersection of the building lines of Linden and East Union Boulevard; thence westwardly along East Union Boulevard twenty feet (20') to a point; thence in a southwardly direction at right angles to East Union Boulevard one hundred two feet (102') to a point; thence eestwardly and parallel to Bast Union Boulevard twenty feet (20') to a point; thence northwardly at right angles to East Union Boulevard one hundred two feet (102') to a point, the place of beginning. CONTAINING in front on said East Union Boulevard twenty feet (20') and in depth oP equal width ono hundred two feet (102'). The within described premises being the western half of a double .frame dwelling, the Eastern boundary line being a partition or party wall dividing these premises from those on the East and known as No_ 2~4 East Union Boulevard. •.• ~~:.-:,,,.:.:~ ,.::. ,•, v~..... REALTY TRANSFER TAX PAID ^ ~•` STATE )'7U ... ic.u:irFa arzrrt~ _: ~~~; i ' ~. tl (!I -= •a.c,. 770 ~ •~ ra:luc:~ ' _ i_ )CIPALITY Cl~ t _ •~~_ 803 "~ _`- 231 IT BEING THE SANE PREMISES which Nark A. Folger and Michael F. Folger, Attorneys-in-Fact for Clara A. Folger, by Geed dated April 27, 1989 and recorded in the Office of the Recorder of Deeds in and [or the County of Northawipton at Easton, Pennsylvania in Deed Sook Voluae 768, Page 245, did grant and convey unto David B. Smith and Jack L. Smith. The wives of David B. Saith and Jack L. Smith, Judith C. Smith and Patricia Smith, respectively, join in this conveyance to transfer their entire right, title and interest, if any there be, in and to the subject promises. ALSO KNOWN AS NORTHAMPTON COUNTY UNIFORM PARCEL IDENTIFIER: MAP P6NElB BLOCK 23 LOT 8 ,~ ry TOGETHER with all and singular, the buildings, improvements, woods, ways, rights, liberties, privileges, hereditaments and appurtenances, to the sane belonging, or in any also appertaining, and the reversion and reversions; reaainder and remainders, rents, issues, and profits thereof, and of every part and parcel thereof: And also. all the estate, right, title, interest, property, possession, claim and dews»d whatsoever, both in law and equity, of the said parties of the first part, of, in, and to the said preaises, with the appurtenances: TO HAVE AND TO HOLD the said premises, with all and singular the appurtenances unto the said parties of the second pact, their heirs and assigns, to the only proper use, benefit and bahoof of the said parties of the second part, their heirs and assigns forever, ANO the said parties of the first part, their hairs, executors and administrators, do by these presents, covenant, grant and agree, to and with the said parties of the second part, their heirs and assigns forever, that they the said parties of the first part, their heirs, all and singular the hereditamenta and preaises herein above described and granted, or mentioned and intended so to be, with the appurtenances, unto the said parties oP the second part, their heirs and assigns, against then the said parties of the first part, their heirs, and against all and every other person or persons, whossoever lawfully claiming or to claim the ease or any part thereof, by, from, or under them, or any of them SHALL AND WILL SPECIALLY WARRANT and forever DEFEND. ZN WITNESS WHEREOF, the said parties of the first part to these presents hereunto set their hands and seals. Dated the day and year First above written. r.~_ 803 ~'r' 232 •~./ ~icnED, SEALED AND DELIVERED ) IN THE PRBSENCE O S ) Jam' Gy ~ r ~, ~L ~ , (SEAL) Dav d B. Smith ''~ ~ ~ ~` (SEAL) J ck L. with ' (SEAL) J dith C. Smith ~Q~ie.~-c-(.v ~r~_i~/~ (SEAL) Patricia Smith RECEIVED, the day of the date of the above Indenture of the above named STATE OF PENNSYLVANIA ) SS: COUNTY OF NORTHAMPTON ) ~L' On the ~ day of June, 1990, before me, the subscriber, a Notary Public, in and Por said State and County, the undersigned officer, personally appeared David H. Smith, Jack L. Smith, Judith C. Smith and Patricia Snfth, known to me (or satisfactorily proven) to be the persons whose names are subscribed to the within instrument, and acknowledged that they executed the same for the purposes therein contained, and desired the same might be recorded as such. IN WITNESS WF[EREOF, I hereunto set my hand and official seal. .+ i .' Apt @E K fi.:':, . ±~.~ j~ ~%. The address of the within-namec2 Grantee tt ~ ~ ,.;,,.. ;~., .• is ;~._~t 2 ~2>~ V~~ov) ~~v ~~P~~~Yj]Ilr ~~ ~l/~~ ~ l~'~l~ I on behalf the Grant •~~= 803 '=~= 233