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Home My WebLink About09-6353V/ McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania 961 Weigel Drive Elmhurst, Illinois 60126 V. Helen I Shambaugh a/k/a Helen V. Insley a/k/a Helen V Windsor 30 Dulles Drive West Camp Hill, Pennsylvania 17011 and Paul L Shambaugh 30 Dulles Drive West Camp Hill, Pennsylvania 17011 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 0- (. P; S-5 Vol CIVIL ACTIONIMORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace ffalta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de' esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINUUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 r CIVIL ACTION/MORTGAGE FORECLOSURE Plaintiff is Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania, a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Helen I Shambaugh a/k/a Helen V. Insley a/k/a Helen V Windsor, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 30 Dulles Drive West, Camp Hill, Pennsylvania 17011. 3. The Defendant is Paul L Shambaugh, who is the mortgagor and Terre tenant of the mortgaged property hereinafter described, and his/her last-known address is 30 Dulles Drive West, Camp Hill, Pennsylvania 17011. 4. On January 26, 2007, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1980, Page 4582. 5. The premises subject to said mortgage is described in the legal description attached as Exhibit "A" and is known as 30 Dulles Drive West, Camp Hill, Pennsylvania 17011. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due March 1, 2009 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance $ 142,458.44 Interest through September 22, 2009 $ 8,229.56 (Plus $35.32 per diem thereafter) Attorney's Fee $ 1,250.00 Late Charges $ 415.94 NSF Fees $ 20.00 GRAND TOTAL $ 152,373.94 8. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands Judgment against the Defendant in the sum of $152,373.94, together with interest at the rate of $35.32 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, Y?E ERG AND CONWAY,P.C. BY: TERRENCE J. McCABE, ESQUI MARC S. WEISBERG, ESQUI EDWARD D. CONWAY, ESQ MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiff, who is not available to sign this, are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, W,SIWRG AND C(?NWAY,P.C. BY: Atto ys for Plain f TERRENCE J. McCABE, ES MARC S. WEISBERG, ESQ 5Z EDWARD D. CONWAY, ES MARGARET GAIRO, ESQUIRE EXHIBIT A ALL THAT CERTAIN TRACT OR PARCEL OF LAND AND PREMISES, SITUATE, LYING AND BEING IN THE TOWNSHIP OF EAST PENNSBORO IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTHERLY LINE OF DULLES DRIVE (WEST) WHICH POINT IS 261.15 FEET WEST OF THE SOUTHWESTERLY CORNER OF ERFORD ROAD (WEST) AND DULLES DRIVE (WEST) AND AT DIVIDING LINE BETWEEN LOTS NOS. 21 AND 22, BLOCK "B", ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE ALONG SAID DIVIDING LINE, SOUTH 6 DEGREES 51 MINUTES 30 SECONDS EAST 97.69 FEET TO A POINT; THENCE ALONG THE NORTHERLY LINE OF LOTS NOS. 17 AND 18, BLOCK "B", ON SAID PLAN, SOUTH 78 DEGREES 37 MINUTES WEST 92.63 FEET TO A POINT AT DIVIDING LINE BETWEEN LOTS NOS. 20 AND 21, BLOCK "B" ON SAID PLAN; THENCE ALONG SAID DIVIDING LINE, NORTH 2 DEGREES 11 MINUTES 15 SECONDS EAST 112.29 FEET TO A POINT ON THE SOUTHERLY LINE OF DULLES DRIVE (WEST) AFORESAID; THENCE ALONG SAME IN AN ARC HAVING A RADIUS OF 475 FEET IN AN EASTERLY DIRECTION TO THE LEFT, 75 FEET TO A POINT, THE PLACE OF BEGINNING. BEING LOT NO. 21, BLOCK "B", IN PLAN NO. 1 OF RIDLEY PARK, WHICH PLAN IS RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN FOR CUMBERLAND COUNTY, PENNSYLVANIA, IN PLAN BOOK 11, PAGE 26. UNDER AND SUBJECT NEVERTHELESS TO EASEMENTS, RESTRICTIONS, RESERVATIONS, CONDITIONS AND RIGHTS OF WAY OF RECORD. BEING THE SAME PROPERTY CONVEYED FROM LARRY S. WISOR AND HELEN V. INSLEY FORMERLY HELEN V. WISOR TO HELEN V. INSLEY BY DEED RECORDED DECEMBER 16, 1988 IN BOOK 533 PAGE 494 IN CUMBERLAND COUNTY, PENNSYLVANIA. ADDRESS: 30 DULLES DRIVE WEST; CAMP HILL, PA 17011-1114 Exhibit A THE TAPY 2009 SEP 24 pd.,#7j. S-e ##? 765-17 Sheriffs Office of Cumberland County R Thomas Kline Sheriff Ronny R Anderson Chief Deputy Jody S Smith Civil Process Sergeant Edward L Schorpp Solicitor ???Xt1`a of ??uubrrltit orris "PUFF r ' F? ?n j0? Si=r 30 r ._ Beneficial Consumer Discount Co. Case Number vs. Helen I. Shambaugh 2009-6353 SHERIFF'S RETURN OF SERVICE 09/28/2009 06:10 PM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on September 28, 2009 at 1807 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Helen I. Shambaugh, by making known unto Paul Shambaugh, husband of defendant at 30 Dulles Drive West Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to him personally the said true and correct copy of the same. 09/28/2009 06:07 PM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on September 28, 2009 at 1807 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Paul L. Shambaugh, by making known unto himself personally, at 30 Dulles Drive West Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $57.50 SO AN E , ?000V'Aoweo wwflcp100? September 29, 2009 R THOMAS KLINE, SHERIFF B_y De t Sheriff