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Our File No.: 221481
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire, Esq.
Attorney I.D.#38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
ARROW FINANCIAL SERVICES LLC
c/o Apothaker & Associates, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
Plaintiff,
vs.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.: Oq - 65o5 Oltvi i Tens
BELVIN L BANKS
415 S PENN ST
SHIPPENSBURG, PA 17257-8702
Defendant.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORT14 BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
e. ?
Our File No.: 221481
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire, Esq.
Attorney I.D.#38423
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorneys for Plaintiff
ARROW FINANCIAL SERVICES LLC
c/o Apothaker & Associates, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
Plaintiff,
VS.
BELVIN L BANKS
415 S PENN ST
SHIPPENSBURG, PA 17257-8702
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.: ® rT- G 5-0 ,sr CCL?j -rzz?
CIVIL ACTION COMPLAINT
FIRST COUNT
1. Plaintiff is ARROW FINANCIAL SERVICES LLC c/o Apothaker & Associates, P.C., 520
Fellowship Road C306, Mount Laurel, NJ 08054.
2. Defendant(s) is/are BELVIN L BANKS, an adult individual residing at 415 S PENN ST
SHIPPENSBURG, PA 17257-8702.
3. Plaintiff, ARROW FINANCIAL SERVICES LLC, is the Assignee and Successor in Interest of
Account #5440455022506532; and said account was issued to Defendant(s) by HSBC, the Original creditor.
4. Defendant received, accepted and used the account to its benefit.
5. This account is in default and Defendant(s) has an unpaid balance of $3,416.87. A true and correct
copy of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A".
6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are
included in Exhibit "A".
7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as
above.
WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of
$3,416.87 and requests this Court award costs to the extent permitted by applicable law.
APOTHAKER & ASSO TES, P.C.
Attorney, for tiff
A Law Firm EnRaRe m ebt Collection
BY:
David J.
Dated: 9/22/2009
Our File No.: 221481
VERIFICATION
David J. Apothaker, Esquire hereby states that I am counsel for plaintiff in this action, and that I am authorized to
take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to
the best of my knowledge, information, and belief. The undersigned understands that the statements therein are
made subject to the penalties of 18 Pa.C.S.A. 4904 relatir)gto
David J.
falsification to authorities.
uire
DATE: 9/22/2009
ARROW FINANCIAL SERVICES LLC
BELVIN L BANKS
415 S PENN ST
SHIPPENSBURG, PA 17257-8702
STATEMENT OF ACCOUNT
Debtor's Name: BELVIN L BANKS
Account Number: 5440455022506532
Original Creditor: HSBC
Balance Due: $3,416.87
Our File No.: 221481
EXHIBIT "A"
ARN
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Sheriffs Office of Cumberland County
R Thomas Kline iLED-.1101 hCE
Sheriff OF TH^,-..dr ,tt!
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Ron RAnderson 2009 QC T -7 Chief Deputy
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Jody S Smith CuM b
Civil Process Sergeants N,? L
INTY
Edward L Schorpp
Solicitor
Arrow Financial Services LLC
vs. Case Number
Belvin L. Banks 2009-6505
SHERIFF'S RETURN OF SERVICE
10/02/2009 03:25 PM - Timothy Black, Deputy Sheriff, who being duly sworn according to law, states that on October
2, 2009 at 1525 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Belvin L. Banks, by making known unto Brenda Banks, wife of defendant at 415 S. Penn
Street Shippensburg, Cumberland County, Pennsylvania 17257 its contents and at the same time handing
to her personally the said true and correct copy of the same.
SHERIFF COST: $46.00
SO ANS R
October 05, 2009 R THOMAS KLINE, SHERIFF
By
De t S eriff
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...-
APOTHAKER & ASSOCIATES, P.C.
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
(215)634-8920
Attorneys for Plaintiff
ARROW FINANCIAL SERVICES LLC
Plaintiff,
vs.
BELVIN L BANKS
Defendant.
COURT OF COMMONS PLEAS
CUMBERLAND COUNTY
DOCKET NO.: 09-6505
Civil Action
STIPULATION IN LIEU OF JUDGMENT
The matters and things in controversy having been discussed by and between the
parties, and a settlement having been agreed upon:
It is on this November 02, 2009, STIPULATED by and between Plaintiff,
ARROW FINANCIAL SERVICES LLC, and Defendant, BELVIN L BANKS parties as
follows:
1. Defendant agrees to pay the sum of $2,490.00, which sum Plaintiff agrees
to accept in full settlement of its claim herein, inclusive of counsel fees and court costs.
2. The sum aforesaid shall be paid by Defendant, BELVIN L BANKS, to the
attorneys for Plaintiff in the following manner:
a. $800.00 to be paid on or before November 30, 2009;
b. $800.00 to be paid on or before December 30, 2009;
c. $890.00 to be paid on or before January 30, 2010.
All checks are to made payable to ARROW FINANCIAL SERVICES
LLC, and sent to:
Apothaker & Associates, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
3. In the event Defendant, BELVIN L BANKS makes all payments as stated
above, this account will marked satisfied when BELVIN L BANKS pays $2,490.00.
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4. In the event Defendant, BELVIN L BANKS fails to pay in accordance
with the terms set forth in this Stipulation, then, and in that event, Plaintiff must notify
Defendant's attorney(s), in writing of Defendant, BELVIN L BANKS's default.
The name and address of Defendant's attorney(s) that notice will be sent to is:
Mike Pykosh, Esquire
2132 Market Street
Camp Hill, PA 17011
5. If the default is not cured within 15 days after written notice of
Defendant's attorney(s), then Plaintiff has the right to obtain the entry of Judgment
against Defendant, BELVIN L BANKS, ex parte, in the sum of $3,562.34, giving
Defendant, BELVIN L BANKS credit for any sums actually paid pursuant to the terms of
this Stipulation.
We hereby consent to the form and entry of the within Stipulation.
APOTHAKER & ASSOCIATES
Attorneys for laintiff
A Law Firm En~a~e~i~-H~ebt Collection
By:
---- - ~ ~ be y F. Scian, Esquire
BELVIN L BANKS
Our File No.: 221481
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